{"id":13029,"date":"2025-01-23T06:55:47","date_gmt":"2025-01-23T06:55:47","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=13029"},"modified":"2026-09-20T15:56:49","modified_gmt":"2026-09-20T06:56:49","slug":"reinsurance-carrier-market-fmr","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/reinsurance-carrier-market-fmr\/","title":{"rendered":"\uae00\ub85c\ubc8c \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 : \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 (\uc7ac\ubcf4\ud5d8, \uc0dd\uba85\u30fb\uac74\uac15\u30fb\uc5f0\uae08 \uc7ac\ubcf4\ud5d8) \ud55c\uad6d, \uc544\uc2dc\uc544, \ubbf8\uad6d 2024-2034 \ud574\uc678\/\uad6d\ub0b4\uc2dc\uc7a5"},"content":{"rendered":"<p>\uc7ac\ubcf4\ud5d8\uc0ac\ub97c \uc9c0\uc9c0\ud558\ub294 \ub4dc\ub77c\uc774\ubc84\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/p>\n<p>\u201c\uc608\uce21\ud560 \uc218 \uc5c6\uace0 \uc5ed\ub3d9\uc801\uc778 \ud604\uc7ac\uc758 \ube44\uc988\ub2c8\uc2a4 \ud658\uacbd\uc5d0\uc11c \uc548\uc815\uc131\uc5d0 \ub300\ud55c \uace0\uac1d \uc694\uad6c\uac00 \uae09\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4\u201d<\/p>\n<p>\uc608\uce21\ud560 \uc218 \uc5c6\ub294 \uc2dc\uc7a5\uc5d0\uc11c \uc6b4\uc601 \ud6a8\uc728\uc131\uacfc \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uacb0\uacfc\ub97c \ucd94\uad6c\ud558\ub294 1\ucc28 \ubcf4\ud5d8\uc0ac\uac00 \ub298\uc5b4\ub098\uba74\uc11c \uc7ac\ubcf4\ud5d8 \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd88\ub9ac\ud55c \uc190\uc2e4 \ube44\uc6a9 \ucd94\uc138\uc640 \uc99d\uac00\ud558\ub294 \uc7ac\ub09c \ud65c\ub3d9\uc73c\ub85c \uc778\ud55c \uc790\ubcf8 \uc218\uc775\ub960\uc758 \uc9c0\uc18d\uc801\uc778 \uac10\uc18c\ub85c \uc778\ud574 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc758 \ud544\uc694\uc131\uc774 \uac15\uc870\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba87 \ub144 \ub3d9\uc548 \ub208\uc5d0 \ub744\ub294 \uc7ac\uc0b0 \uc7ac\ud574 \ubc1c\uc0dd\uacfc \ub178\ub3d9 \ubc0f \uc0c1\ud488 \uc218\uc694 \uae09\uc99d, \ub2e8\uae30 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud574 \uc81c3\uc790 \uc790\ubcf8\uc758 \uc2e0\uc911\ud55c \ud0dc\ub3c4\uac00 \ucee4\uc84c\uc2b5\ub2c8\ub2e4. \uc790\ubcf8\uc774 \ud48d\ubd80\ud55c \uba87\uba87 \ud68c\uc0ac\uac00 \uc5c5\uacc4\uc758 \ub300\ubd80\ubd84\uc744 \uc7a5\uc545\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc0dd\uba85 \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\uc740 \uc904\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8 \uc0ac\uc5c5\uc740 \uc5ec\ub7ec \uc0b0\uc5c5\uc5d0\uc11c \uc774\ub7ec\ud55c \uae30\uc220\uc758 \uc0ac\uc6a9\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uae30\uacc4 \ud559\uc2b5\uacfc \uc778\uacf5\uc9c0\ub2a5\uc744 \uc6b4\uc601\uc5d0 \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4. Munich Re\ub294 \uc778\uacf5\uc9c0\ub2a5\uc758 \ub3c4\uc785\uc744 \ud655\ub300\ud558\uace0 \uc0c8\ub85c\uc6b4 CertAI \uac80\uc99d \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 AI \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \uc801\uc808\ud55c \uc0ac\uc6a9\uc744 \uc704\ud55c \ubb38\uc744 \uc5f4\uc5b4\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc81c\uc801 \uc804\ub9dd\uc744 \ub192\uc774\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \ubd84\uc57c\uc758 \uae30\uc5c5\ub4e4\uc774 \uc778\uacf5\uc9c0\ub2a5\uc744 \uad6c\ud604\ud558\ub294 \ub3d9\uc2dc\uc5d0 R&amp;D \ud65c\ub3d9\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. CertAI\ub294 \uc0c8\ub85c \uac1c\ubc1c\ub41c \uc81c\ud488 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc778\uacf5\uc9c0\ub2a5\uc758 \uc758\uc874\ub3c4\ub97c \uacf5\uc815\ud558\uace0 \ub3c5\ub9bd\uc801\uc73c\ub85c \uac80\uc99d\ud558\uc5ec \uace0\uac1d, \ud22c\uc790\uc790, \uaddc\uc81c \uae30\uad00\uc5d0 \uadf8 \uc720\uc6a9\uc131\uc744 \uc785\uc99d\ud568\uc73c\ub85c\uc368 \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uaddc\ubaa8\ub97c \uc804\ubc18\uc801\uc73c\ub85c \ud655\ub300\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u201c\uc790\uc5f0\uc7ac\ud574 \ubc0f \uc778\uc704\uc801 \uc7ac\ud574 \ub4f1 \uc8fc\uc694 \uc138\uacc4\uc801 \uc7ac\ud574 \ubc1c\uc0dd\uc73c\ub85c \uc218\uc775 \ucc3d\ucd9c \uae30\ud68c \ucc3d\ucd9c\u201d<\/p>\n<p>\uc804 \uc138\uacc4 \uc7ac\ubcf4\ud5d8 \uc5c5\uacc4\uac00 \uc131\uc7a5\ud558\ub294 \uc8fc\uc694 \uc694\uc778 \uc911 \ud558\ub098\ub294 \uc7ac\uc559\uc801 \uc0ac\uac74\uc758 \ube48\ub3c4\uc640 \uac15\ub3c4\uac00 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc740 \uadf9\uc2ec\ud55c \ub0a0\uc528, \uc790\uc5f0\uc7ac\ud574, \uc804\uc5fc\ubcd1\uc758 \uc99d\uac00\ub85c \uc778\ud574 \uc704\ud5d8 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ud1b5\uc81c\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \uc704\ud5d8\uc758 \uc77c\ubd80\ub97c \uc778\uc218\ud558\uace0 \uc7ac\ubcf4\ud5d8\uc758 \ud615\ud0dc\ub85c \ub2e4\ub978 \ubcf4\ud5d8\uc0ac\uc640 \uc704\ud5d8\uc744 \ubd84\ub2f4\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uc0ac\uc5d0 \uc911\uc694\ud55c \uc644\ucda9 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uae30\ud6c4 \ubcc0\ud654\uac00 \ubcf4\ud5d8 \ubd80\ubb38\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc73c\ub85c \uc778\ud574 \uc7ac\ud574 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uc99d\ud558\uba74\uc11c \uc804 \uc138\uacc4 \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc774 \ud06c\uac8c \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc5c5\uccb4\uc758 \uc774\uc775 \uc99d\uac00\ub97c \ub9c9\ub294 \uac83\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/p>\n<p>\u201c\uacbd\uc7c1 \uc2ec\ud654\ub85c \uc8fc\uc694 \ub3c4\uc804 \uacfc\uc81c \ub4f1\uc7a5\u201d<\/p>\n<p>\uacbd\uc7c1\ub825 \uac15\ud654\uc640 \uc774\uc724\uc728 \uc555\ubc15\uc740 \uae00\ub85c\ubc8c \uc7ac\ubcf4\ud5d8 \uc0ac\uc5c5\uc744 \uc81c\ud55c\ud558\ub294 \ub450 \uac00\uc9c0 \uc8fc\uc694 \uc694\uc778\uc785\ub2c8\ub2e4. \uc5ec\ub7ec \uc7ac\ubcf4\ud5d8 \uc0ac\uc5c5\uc790\ub4e4\uc774 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ub192\uc774\uae30 \uc704\ud574 \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1 \uc2ec\ud654\uc640 \uac00\uaca9 \ud558\ub77d\uc73c\ub85c \uc778\ud574 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc774\uc724\uc728\uc774 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc800\uae08\ub9ac \ub54c\ubb38\uc5d0 \uc7ac\ubcf4\ud5d8\uc0ac\uac00 \ud22c\uc790 \uc218\uc775\uc73c\ub85c \ubcf4\ud5d8\uae08 \uc9c0\uae09 \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\uae30\uac00 \uc5b4\ub824\uc6cc\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac\uc758 \ube44\uc6a9\ub3c4 \uc704\ud5d8 \ud3c9\uac00\uc640 \uc7ac\ubcf4\ud5d8 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \ubcf5\uc7a1\uc131 \uc99d\uac00\ub85c \uc778\ud574 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uacfc \ub0ae\uc740 \ubcf4\ud5d8\ub8cc\ub294 \uc790\uae30\uc790\ubcf8\uc218\uc775\ub960\uc758 \ud558\ub77d\uc744 \uc57c\uae30\ud588\uace0, \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \uc218\uc775\uc131\uc5d0 \uc555\ubc15\uc744 \uac00\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uc7ac\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud569\ubcd1\ud558\uac70\ub098 \uc2dc\uc7a5\uc744 \ub5a0\ub098\uc57c\ub9cc \ud588\uace0, \uc774\ub294 \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc800\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad6d\uac00\ubcc4 \ud1b5\ucc30\ub825<\/p>\n<p>\uc804 \uc138\uacc4\uc758 \uc815\ubd80\ub4e4\uc740 \uc0ac\ub78c\ub4e4\uc758 \uc0b6\uc744 \ubcf4\ub2e4 \uc548\uc815\uc801\uc774\uace0 \uc548\uc804\ud558\uac8c \ub9cc\ub4e4\uae30 \uc704\ud574 \uc774\ub7ec\ud55c \uc7ac\ubcf4\ud5d8\uc0ac\ub97c \uc54c\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc2dc\uc7a5\uc5d0 \uae30\uc5ec\ud558\ub294 \uc8fc\uc694 \uad6d\uac00\ub85c\ub294 \ubbf8\uad6d, \uc911\uad6d, \uce90\ub098\ub2e4, \ud55c\uad6d \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \uc2dc\uc7a5\uc740 \uc55e\uc73c\ub85c \ubd81\ubbf8\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d\uc744 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc8fc\uc694 \uc2dc\uc7a5\uc73c\ub85c \ub9cc\ub4dc\ub294 \uc694\uc778\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c?<br \/>\n\u201c\uc0ac\ub78c\ub4e4\uc740 \ube44\uc988\ub2c8\uc2a4\uc640 \uac1c\uc778 \uc0dd\ud65c\uc744 \uc548\uc804\ud558\uac8c \uc9c0\ud0a4\uae30 \uc704\ud574 \uc7ac\ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \uc790\uadf9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4\u201d<\/p>\n<p>\ubbf8\uad6d\uc740 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc7ac\ubcf4\ud5d8 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0\uac8c \uc911\uc694\ud55c \uc2dc\uc7a5\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc5f0\uc7ac\ud574\uc640 \uacbd\uc81c\uc801 \ubd88\ud655\uc2e4\uc131\uc774 \uc99d\uac00\ud558\ub294 \ud658\uacbd\uc5d0\uc11c, \uc5ec\ub7ec \uae30\uc5c5\ub4e4\uc774 \uc6b4\uc601\uc744 \uc548\uc804\ud558\uac8c \uc9c0\ud0a4\uace0 \uac1c\uc778 \uc790\uc0b0\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \uae30\uc5c5\uacfc \uac1c\uc778 \ubaa8\ub450\uc5d0\uac8c \ubcf4\ud5d8\uacfc \ub9ac\uc2a4\ud06c \uacbd\uac10\uc758 \uc911\uc694\uc131\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \ucd09\uc9c4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc65c \uc911\uad6d\uc758 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc774 \uafb8\uc900\ud788 \uc218\uc775\uc744 \uc62c\ub9ac\uace0 \uc788\ub294\uac00?<br \/>\n\u201c\uc815\ubd80\uc758 \uc9c0\uc6d0\uacfc \uac1c\uc778\uc758 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc778\uc2dd\uc758 \uc99d\uac00\u201d<\/p>\n<p>\uc911\uad6d\uc758 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc774 \uafb8\uc900\ud788 \uc218\uc775\uc744 \uc62c\ub9ac\uace0 \uc788\ub294 \uac83\uc740 \uc8fc\ub85c \uc815\ubd80\uc758 \uc9c0\uc6d0 \uc815\ucc45\uacfc \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ub300\uc911\uc758 \uc778\uc2dd\uc774 \ub192\uc544\uc84c\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc911\uad6d \uc815\ubd80\ub294 \uc11c\ube44\uc2a4 \ubd80\ubb38\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \uc778\ud504\ub77c\uc5d0 \ub300\ud55c \ud22c\uc790\uc640 \uc720\ub9ac\ud55c \uaddc\uc81c\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uac00\uc9c0 \uc815\ucc45\uc744 \uc2dc\ud589\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc870\uce58\ub4e4\uc740 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc774 \ubc88\ucc3d\ud560 \uc218 \uc788\ub294 \ud0c4\ud0c4\ud55c \ud658\uacbd\uc744 \uc870\uc131\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uce74\ud14c\uace0\ub9ac\ubcc4 \ubd84\uc11d<\/p>\n<p>\uc0ac\ub78c\ub4e4\uc774 \uc0b6\uc758 \uc548\uc815\uc131\uacfc \uc548\uc804\uc131\uc758 \uc911\uc694\uc131\uc744 \uc774\ud574\ud568\uc5d0 \ub530\ub77c, \uc7ac\uc0b0 \ubc0f \uc0ac\uace0 \uc7ac\ubcf4\ud5d8, \uc0dd\uba85, \uac74\uac15, \uc5f0\uae08, \uadf8\ub9ac\uace0 \uae30\ud0c0 \ud22c\uc790 \ud65c\ub3d9\uc774 \ubcf4\ud3b8\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc774 \uc0ac\uc5c5\uc5d0 \uc27d\uac8c \ucc38\uc5ec\ud560 \uc218 \uc788\ub3c4\ub85d \uc720\ub9ac\ud55c \uc815\ucc45\uc744 \ub3c4\uc785\ud558\ub294 \ub370 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uace0\uac1d\ub4e4\uc774 \uc6d0\ud558\ub294 \uc7ac\ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<br \/>\n\u201c\uc0ac\ub78c\ub4e4\uacfc\uc758 \uc5f0\uacb0\uc744 \ub3d5\ub294 \uc7ac\uc0b0 \ubc0f \uc0ac\uace0 \uc7ac\ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc758 \uc778\uae30 \uc99d\uac00\u201d<\/p>\n<p>\uc7ac\uc0b0 \ubc0f \uc0c1\ud574(P&amp;C) \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc704\ud5d8\uc5d0 \ub300\ud55c \ud544\uc218 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ub2a5\ub825 \ub355\ubd84\uc5d0 \uace0\uac1d\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ud070 \uc778\uae30\ub97c \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4. \uc790\uc5f0\uc7ac\ud574\uc758 \ube48\ub3c4\uac00 \uc99d\uac00\ud558\uace0 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc774 \ucee4\uc9d0\uc5d0 \ub530\ub77c, \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc740 \uc190\uc2e4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uac15\ub825\ud55c \uc9c0\uc6d0\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uace0\uac1d\ub4e4\uc740 \uc7ac\ud574 \ubcf4\ud638 \ub610\ub294 \ucc45\uc784 \ubcf4\ud5d8 \ub4f1 \ud2b9\uc815 \uc694\uad6c\uc5d0 \ub9de\ub294 \uc194\ub8e8\uc158\uc744 \uc720\uc5f0\ud558\uac8c \ub9de\ucda4\ud654\ud560 \uc218 \uc788\ub294 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \uc7ac\ubcf4\ud5d8\uc758 \uc7a5\uc810\uc744 \ub192\uc774 \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac\uc640\uc758 \uac70\ub798\uac00 \ud65c\ubc1c\ud55c \uc8fc\uc694 \uc2dc\uc7a5\uc740 \uc5b4\ub514\uc778\uac00\uc694?<br \/>\n\u201c\uc77c\ubc18 \ubcf4\ud5d8\uc0ac\uac00 \uc758\ub8cc \ubcf4\ud5d8\uc0ac\uc5d0 \ube44\ud574 \uc7ac\ubcf4\ud5d8\uc0ac\uc640\uc758 \uac70\ub798\uc5d0 \uc801\uadf9\uc801\u201d<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac\uc640 \uad00\ub828\ub41c \uc5ec\ub7ec \ubd80\ubb38 \uc911\uc5d0\uc11c \uc77c\ubc18 \ubcf4\ud5d8\uc0ac\uac00 \uc758\ub8cc \ubcf4\ud5d8\uc0ac\uc5d0 \ube44\ud574 \uc55e\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uacfc \uad00\ub828\ub41c \uc704\ud5d8\uc758 \uace0\uc720\ud55c \ud2b9\uc131 \ub54c\ubb38\uc778\ub370, \uc774\ub85c \uc778\ud574 \ub354 \uad11\ubc94\uc704\ud55c \uc704\ud5d8 \ubd84\ub2f4 \uc811\uadfc \ubc29\uc2dd\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc77c\ubc18 \ubcf4\ud5d8\uc0ac\ub294 \uc790\uc5f0\uc7ac\ud574\ubd80\ud130 \ucc45\uc784 \ubc30\uc0c1 \uccad\uad6c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uc73c\uba70, \uc790\ubcf8 \ud6a8\uc728\uc131 \ubc0f \uc704\ud5d8 \uad00\ub9ac\ub97c \uac15\ud654\ud558\uae30 \uc704\ud574 \uc7ac\ubcf4\ud5d8\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ube44\uc988\ub2c8\uc2a4 \ud658\uacbd<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc740 \ubcc0\ud654\ud558\ub294 \ud2b8\ub80c\ub4dc\uc5d0 \ubc1c\ub9de\ucdb0 \ub354 \ub9ce\uc740 \uc2dc\uc124\uc744 \ucd94\uac00\ud558\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2f1\uac00\ud3ec\ub974 \ucd5c\ucd08\uc758 \uc7a5\uc218 \ubcf4\ud5d8 \ud50c\ub79c\uc740 2022\ub144 3\uc6d4, \uc2a4\uc704\uc2a4 \uc7ac\ubcf4\ud5d8\uacfc \uc2f1\uac00\ud3ec\ub974\uc758 \uc885\ud569 \ubcf4\ud5d8\ud68c\uc0ac\uc778 NTUC Income\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uac1c\ubc1c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ud611\ub825\uc744 \ud1b5\ud574 \uc2a4\uc704\uc2a4 \uc7ac\ubcf4\ud5d8\uc740 \uc608\uc0c1 \uc218\uba85\ubcf4\ub2e4 \uc624\ub798 \uc0ac\ub294 \uc5f0\uae08 \uc218\uae09\uc790\uc5d0\uac8c \ud5a5\ud6c4 \uc9c0\uae09\uae08\uc744 \ubd84\ud560 \uc9c0\uae09\ud568\uc73c\ub85c\uc368 NTUC Income\uc774 \ubbf8\ub798\uc758 \ubcc0\ub3d9\uc131\uc73c\ub85c\ubd80\ud130 \uc5f0\uae08 \uc7a5\ubd80\ub97c \ubcf4\ud638\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc5f0\uae08\uc740 \uc7a5\uae30\uc801\uc778 \uc0ac\uc5c5\uc774\uae30 \ub54c\ubb38\uc5d0 \uc5ec\ub7ec \uac00\uc9c0 \uc9c0\uae09 \ub2a5\ub825 \uc81c\ub3c4\uc5d0 \ub530\ub77c \ub9ce\uc740 \uc790\ubcf8\uc774 \uc694\uad6c\ub429\ub2c8\ub2e4. NTUC Income\uc740 \uc774 \ud30c\ud2b8\ub108\uc2ed \ub355\ubd84\uc5d0 \uc9c0\uae09 \ub2a5\ub825\uacfc \uc790\ubcf8 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n\uad6d\uc81c \uc7ac\ubcf4\ud5d8\uc0ac\uc778 SCOR\uac00 2022\ub144 2\uc6d4\uc5d0 Lloyds Bank Pension Scheme No. 1\uc758 17,000\uba85 \uc774\uc0c1\uc758 \uac00\uc785\uc790\ub97c \ub300\uc2e0\ud558\uc5ec 66\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc7a5\uc218 \uc7ac\ubcf4\ud5d8 \uacc4\uc57d\uc744 \uccb4\uacb0\ud588\uc2b5\ub2c8\ub2e4. \uc2a4\ucf54\ud2c0\ub79c\ub4dc \uc704\ub3c4\uc6b0\uc988 \ub9ac\ubbf8\ud2f0\ub4dc(Scottish Widows Limited)\ub294 \ub85c\uc774\ub4dc \ubc45\ud0b9 \uadf8\ub8f9(Lloyds Banking Group)\uc758 \uc9c0\uc0ac\ub85c\uc11c, SCOR\uac00 100% \ud3c9\uc0dd \uc7ac\ubcf4\ud5d8 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc5d0 \uacc4\uc57d\uc5d0 \ub530\ub77c \uc81c3\uc790 \ubcf4\ud5d8\uc0ac\ub85c \ud65c\ub3d9\ud569\ub2c8\ub2e4.<br \/>\nFact.MR\uc740 \uc774 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc804 \uc138\uacc4\uc5d0 \uc704\uce58\ud55c \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc758 \uac00\uaca9\ub300, \ub9e4\ucd9c \uc131\uc7a5, \uc0dd\uc0b0 \ub2a5\ub825, \ud22c\uae30\uc801 \uae30\uc220 \ud655\uc7a5\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uc870\uc0ac \uc138\ubd84\ud654<\/p>\n<p>\uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4:<br \/>\n\uc7ac\ubcf4\ud5d8<br \/>\n\uc0dd\uba85, \uac74\uac15, \uc5f0\uae08 \uc7ac\ubcf4\ud5d8<br \/>\n\ud22c\uc790 \ud65c\ub3d9<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5\ubcc4:<br \/>\n\uc77c\ubc18 \ubcf4\ud5d8\uc0ac<br \/>\n\uc0dd\uba85, \uac74\uac15, \uc758\ub8cc \ubcf4\ud5d8\uc0ac<\/p>\n<p>\uc9c0\uc5ed\ubcc4:<br \/>\n\ubd81\ubbf8<br \/>\n\uc11c\uc720\ub7fd<br \/>\n\ub3d9\uc720\ub7fd<br \/>\n\uc911\ub0a8\ubbf8<br \/>\n\ub3d9\uc544\uc2dc\uc544<br \/>\n\ub0a8\uc544\uc2dc\uc544 \ubc0f \ud0dc\ud3c9\uc591<br \/>\n\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13032\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1.png\" alt=\"\" width=\"868\" height=\"602\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1.png 868w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1-300x208.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1-768x533.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1-230x160.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1-350x243.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155124-1-480x333.png 480w\" sizes=\"(max-width: 868px) 100vw, 868px\" \/><\/p>\n<p>\ubaa9\ucc28<br \/>\n1. \uc694\uc57d \ubcf4\uace0\uc11c<br \/>\n2. \ubd84\ub958 \ubc0f \uc2dc\uc7a5 \uc815\uc758 \ub4f1 \uc0b0\uc5c5 \uc18c\uac1c<br \/>\n3. \uac70\uc2dc\uacbd\uc81c \uc694\uc778, \uc2dc\uc7a5 \uc5ed\ud559, \ucd5c\uadfc \uc0b0\uc5c5 \ubc1c\uc804 \ub4f1\uc744 \ud3ec\ud568\ud55c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc131\uacf5 \uc694\uc778<br \/>\n4. \uacfc\uac70 \ubd84\uc11d\uacfc \ubbf8\ub798 \uc804\ub9dd\uc744 \ud3ec\ud568\ud55c \uc138\uacc4 \uc2dc\uc7a5 \uc218\uc694 \ubd84\uc11d\uacfc \uc608\uce21<br \/>\n5. \uac00\uaca9 \ubd84\uc11d<br \/>\n6. \uc138\uacc4 \uc2dc\uc7a5 \ubd84\uc11d\uacfc \uc608\uce21<br \/>\n6.1. \uc81c\ud488\uacfc \uc11c\ube44\uc2a4<br \/>\n6.2. \uc8fc\uc694 \uc2dc\uc7a5<br \/>\n7. \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ubcc4 \uc138\uacc4 \uc2dc\uc7a5 \ubd84\uc11d\uacfc \uc608\uce21<br \/>\n7.1. P&amp;C \uc7ac\ubcf4\ud5d8<br \/>\n7.2. \uc0dd\uba85, \uac74\uac15 \ubc0f \uc5f0\uae08 \uc7ac\ubcf4\ud5d8<br \/>\n7.3. \ud22c\uc790 \ud65c\ub3d9<br \/>\n8. \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd<br \/>\n8.1. \uc77c\ubc18 \ubcf4\ud5d8\uc0ac<br \/>\n8.2. \uc0dd\uba85, \uac74\uac15 \ubc0f \uc758\ub8cc \ubcf4\ud5d8\uc0ac<br \/>\n9. \uc9c0\uc5ed\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd<br \/>\n9.1. \ubd81\ubbf8<br \/>\n9.2. \ub0a8\ubbf8<br \/>\n9.3. \uc11c\uc720\ub7fd<br \/>\n9.4. \ub3d9\uc720\ub7fd<br \/>\n9.5. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<br \/>\n9.6. \ub3d9\uc544\uc2dc\uc544<br \/>\n9.7. \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<br \/>\n10. \ubd81\ubbf8 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n11. \uc911\ub0a8\ubbf8 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n12. \uc11c\uc720\ub7fd \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n13. \ub3d9\uc720\ub7fd \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n14. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n15. \ub3d9\uc544\uc2dc\uc544 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n16. \uc911\ub3d9, \uc544\ud504\ub9ac\uce74 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n17. 30\uac1c\uad6d\uc758 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 \ud310\ub9e4 \uc608\uce21, \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \ud310\ub9e4 \uc608\uce21<br \/>\n18. \uc2dc\uc7a5 \uad6c\uc870 \ubd84\uc11d, \uc8fc\uc694 \uc5c5\uccb4\ubcc4 \ud68c\uc0ac \uc810\uc720\uc728 \ubd84\uc11d, \uacbd\uc7c1 \ub300\uc2dc\ubcf4\ub4dc \ub4f1\uc744 \ud3ec\ud568\ud55c \uacbd\uc7c1 \uc804\ub9dd<br \/>\n19. \ud68c\uc0ac \ud504\ub85c\ud544<br \/>\n19.1. \ubb8c\ud5e8 \uc7ac\ubcf4\ud5d8(Munich Re)<br \/>\n19.2. \uc2a4\uc704\uc2a4 \uc7ac\ubcf4\ud5d8(Swiss Re)<br \/>\n19.3. \ud558\ub178\ubc84 \uc7ac\ubcf4\ud5d8(Hannover Re)<br \/>\n19.4. \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774 \uc7ac\ubcf4\ud5d8 \uadf8\ub8f9(Berkshire Hathaway Reinsurance Group)<br \/>\n19.5. \ub7f0\ub358 \ub85c\uc774\ub4dc(Lloyd&#8217;s of London)<br \/>\n19.6. \ubbf8\uad6d \uc7ac\ubcf4\ud5d8 \uadf8\ub8f9(Reinsurance Group of America, RGA)<br \/>\n19.7. SCOR SE<br \/>\n19.8. \uc5d0\ubc84\ucffc\ud130(EverQuote)<br \/>\n19.9. \ud30c\ud2b8\ub108\ub9ac(PartnerRe)<br \/>\n19.10. \ub300\uc11c\uc591 \ud6a1\ub2e8 \uc7ac\ubcf4\ud5d8 \ud68c\uc0ac(Transatlantic Reinsurance Company)<\/p>\n<p>&nbsp;<\/p>\n<p>&#8211; \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 &#8211;<br \/>\n2024\ub144 \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \uc5b4\ub290 \uc815\ub3c4\uc785\ub2c8\uae4c?<br \/>\n2024\ub144 \uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \ubbf8\ud654 2,819\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>2034\ub144 \ub9d0\uae4c\uc9c0 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc218\uc694 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?<br \/>\n\uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc218\uc694\ub85c \uc778\ud55c \uc804 \uc138\uacc4 \ub9e4\ucd9c\uc740 2034\ub144 \ub9d0\uae4c\uc9c0 \ubbf8\ud654 6,124\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc218\uc694\ub294 \uc5b4\ub290 \uc815\ub3c4 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\uae4c?<br \/>\n\uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc218\uc694\ub294 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 8%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc804 \uc138\uacc4 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc8fc\uc694 \uc81c\uc870\uc5c5\uccb4\ub294 \uc5b4\ub514\uc778\uac00\uc694?<br \/>\n\uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790 \uc911 \uc77c\ubd80\ub294 \ubb8c\ud5e8 \uc7ac\ubcf4\ud5d8, \uc2a4\uc704\uc2a4 \uc7ac\ubcf4\ud5d8, \ud55c\ub098\uc6b0\ubc84 \uc7ac\ubcf4\ud5d8\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc5b4\ub5a4 \uc720\ud615\uc758 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\uac00 \ub354 \ub192\uc740 \uc218\uc775\uc744 \uc62c\ub9ac\uace0 \uc788\ub098\uc694?<br \/>\n\uc7ac\uc0b0 \ubc0f \uc0ac\uace0 \uc7ac\ubcf4\ud5d8 \ubd80\ubb38\uc740 2034\ub144\uae4c\uc9c0 \ubbf8\ud654 3,303\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc758 \uc218\uc775\uc744 \uc62c\ub9b4 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc77c\ubcf8 \uc2dc\uc7a5\uc740 \uc5b4\ub290 \uc815\ub3c4\uc758 \uc18d\ub3c4\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\uae4c?<br \/>\n\uc77c\ubcf8 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 4.5%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>2024\ub144\ubd80\ud130 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc774 \ub192\uc740 \uc9c0\uc5ed\uc740 \uc5b4\ub514\uc785\ub2c8\uae4c?<br \/>\n\ub3d9\uc544\uc2dc\uc544 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 7.1%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13031\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118.png\" alt=\"\" width=\"842\" height=\"168\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118.png 842w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118-300x60.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118-768x153.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118-230x46.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118-350x70.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/01\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-01-23-155118-480x96.png 480w\" sizes=\"(max-width: 842px) 100vw, 842px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uc804\ub9dd (2024~2034\ub144)<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc804 \uc138\uacc4 \ub9e4\ucd9c\uc740 2024\ub144\uc5d0 \ubbf8\ud654 2,819\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \ucd94\uc815\ub418\uba70, \uc5f0\ud3c9\uade0 8%\uc758 \uc131\uc7a5\ub960\ub85c \uc99d\uac00\ud558\uc5ec 2034\ub144\uc5d0\ub294 \ubbf8\ud654 6,124\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc740 \uc7ac\ubcf4\ud5d8\uc790, \uc7ac\ubcf4\ud5d8\uc5c5\uc790 \ub610\ub294 \uc7ac\ubcf4\ud5d8 \uc911\uac1c\uc778\uc774 \uacc4\uc57d\uc5d0 \uba85\uc2dc\ub41c \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ud53c\ubcf4\ud5d8\uc790 \ub610\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub97c \ubcf4\ud638\ud558\ub294 \ub370 \ub3d9\uc758\ud558\ub294 \uacc4\uc57d\uc785\ub2c8\ub2e4. \uc7ac\ubcf4\ud5d8\uc740 \ud53c\ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc789\uc5ec\uae08 \uc0c1\ud0dc\uc640 \uc7ac\ubb34 \uc548\uc815\uc131\uc744 \uac1c\uc120\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ud30c\uc0b0 \ubc0f \ubd88\ub9ac\ud55c \uc2dc\uc7a5 \uc0c1\ud669\uacfc \uac19\uc740 \ud2b9\uc815 \uc704\ud5d8\uc73c\ub85c \uc778\ud55c \uc21c \uc704\ud5d8 \uae08\uc561\uc744 \uc904\uc774\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \ub610\ud55c \uc7ac\ubcf4\ud5d8\uc744 \ud1b5\ud574 \ud53c\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud2b9\uc815 \uc704\ud5d8\uc5d0 \ub300\ud55c \uc0ac\uc5c5 \ubc0f \uc704\ud5d8 \ubd80\ub2f4 \uae08\uc561\uc744 \ud655\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubcf4\ud5d8\uc0ac\ub4e4\uc740 1\ucc28 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc5d0\uac8c \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0\uc790 \ud558\ub294 \uc5f4\uc758\uac00 \uac15\ud558\uae30 \ub54c\ubb38\uc5d0, \uc218\uc775\uc744 \uade0\ub4f1\ud558\uac8c \ubd84\ubc30\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \uac00\uc9c0 \uc870\uce58\ub97c \ucde8\ud588\uc2b5\ub2c8\ub2e4. \uc7ac\ubcf4\ud5d8\uc758 \uc911\uc810\uc740 \uc7ac\uc0b0 \uc7ac\ud574\uc758 \uc704\ud5d8\uc744 \ub2e4\ub8e8\ub294 \uac83\uc5d0\uc11c \ub354 \ub113\uc740 \ubc94\uc704\uc758 \uc704\ud5d8\uc744 \ub2e4\ub8e8\ub294 \uac83\uc73c\ub85c \uadf9\uc801\uc73c\ub85c \ubc14\ub00c\uc5c8\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc7ac\ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\ub294 \uc8fc\uc694 \uc694\uc778 \uc911 \ud558\ub098\ub294 \uc7ac\uc0b0 \uc7ac\ud574 \ubcf4\ud638\uc758 \ud655\ub300\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \ud655\uc7a5\uc740 \uc57d\ud55c \uacbd\uc81c\ub85c \uc778\ud574 \uc800\uc870\ud55c \ubcf4\ud5d8 \ubcf4\uae09\ub960, \uae00\ub85c\ubc8c\ud654, \ud574\uc678 \uae30\uc5c5\uacfc\uc758 \uacbd\uc7c1\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294 \uac00\ucc98\ubd84 \uc18c\ub4dd\uc758 \ubd80\uc871\uc73c\ub85c \uc778\ud574 \ubc29\ud574\ub97c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c, \uc7ac\ubcf4\ud5d8 \uc0ac\uc5c5\uc758 \ub514\uc9c0\ud138\ud654\ub294 \uc2dc\uc7a5\uc758 \ubbf8\ub798 \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub610\ud55c, \ud2b9\uc815 \uc120\ub3c4 \uc0b0\uc5c5\uc740 \ub3c4\uad00 \uc7ac\ubcf4\ud5d8\uacfc \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \uc7ac\ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \ub354 \uc790\uc8fc \uc0ac\uc6a9\ud558\uae30\ub85c \uc120\ud0dd\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc790\uc720\ud654, \ubbfc\uc601\ud654, \ub3c5\uc810 \ud574\uccb4\uc640 \uad00\ub828\ub41c \uacbd\uc81c \ubc0f \uc0ac\ud68c \uc870\uac74\uc774 \ubcf4\ud5d8 \uc218\uc694\ub97c \uc790\uadf9\ud568\uc5d0 \ub530\ub77c, \uc18c\ube44\uc790\ub4e4\uc740 \ubc94\uc8c4\uac00 \uc99d\uac00\ud558\ub294 \uc2dc\ub300\uc5d0 \uc790\uc0b0 \ubcf4\ud638\ub97c \ucd94\uad6c\ud558\uba70, \uc758\ub8cc \ubc0f \uc740\ud1f4 \uc18c\ub4dd\ub3c4 \uc911\uc694\ud558\uac8c \uc5ec\uae30\uace0, \uae30\uc5c5 \ubd80\ubb38\uc740 \ud070 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ubc30\uc0c1 \ucc45\uc784\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubd80\ubd84\uc758 \uad6d\uac00\uc5d0\uc11c\ub294 \uc7ac\ubcf4\ud5d8\uc0ac\uac00 \uad6d\ub0b4 \ubc0f \ud574\uc678\uc5d0\uc11c \ub3c5\ub9bd\uc801\uc73c\ub85c \uc0ac\uc5c5\uc744 \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc77c\ubd80 \uae30\uc5c5\uc740 \uac1c\ubcc4 \ubcf4\ud5d8\uc0ac\uc758 \ud2b9\uc815 \uc2dc\uc7a5 \ub610\ub294 \uc7ac\ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \ubc30\uce58\ub97c \uc81c\ud55c\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub77c\ud2b8\ube44\uc544, \ubab0\ub3c4\ubc14, \ub9ac\ud22c\uc544\ub2c8\uc544, \uc2ac\ub85c\ubca0\ub2c8\uc544, \ub8e8\ub9c8\ub2c8\uc544\uc5d0\uc11c\ub294 \ud604\uc9c0 \uc7ac\ubcf4\ud5d8\uc0ac\uac00 \ud574\ub2f9 \ubd84\uc57c\ub97c \uc778\uc815\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uc5d0\ub9cc \ud574\uc678 \ubc30\uce58\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ub514\uc9c0\ud138 \ud601\uba85\uc740 \uc7ac\ubcf4\ud5d8 \ubd80\ubb38\uc5d0 \uc0c8\ub85c\uc6b4 \ud45c\uc900\uc744 \uc81c\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc18c\ube44\uc790\ub4e4\uc774 \uc778\ud130\ub137\uacfc \uad00\ub828\ub41c \uc704\ud5d8\uc5d0 \ub300\ud574 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \uad00\uc2ec\uc744 \uac00\uc9c0\uac8c \ub418\uba74\uc11c, \ub354 \ub9ce\uc740 \ub514\uc9c0\ud138 \ud22c\uba85\uc131\uacfc \ucc45\uc784\uc131\uc744 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uae30\uc220\uc774 \uadf8 \uc7a0\uc7ac\ub825\uc744 \uc644\uc804\ud788 \uc2e4\ud604\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub370\uc774\ud130 \ucc98\ub9ac\uc5d0 \ub300\ud55c \ub514\uc9c0\ud138 \uc2e0\ub8b0\uc640 \ud655\uc2e0\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2a4\uc704\uc2a4 \ub514\uc9c0\ud138 \uc774\ub2c8\uc154\ud2f0\ube0c\uc758 \ub514\uc9c0\ud138 \ud2b8\ub7ec\uc2a4\ud2b8 \ub77c\ubca8\uc740 \uc2a4\uc704\uc2a4 \uc7ac\ubcf4\ud5d8\uc744 \ud3ec\ud568\ud55c \ub2e8 \ub450 \uac1c\uc758 \uae30\uc5c5\uc744 \uc2ec\uc0ac\ud558\uace0 \uc2b9\uc778\ud55c \uc138\uacc4 \ucd5c\ucd08\uc758 \ub514\uc9c0\ud138 \ucc45\uc784 \ub77c\ubca8\uc785\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc2a4\uc704\uc2a4 \ub514\uc9c0\ud138 \ud2b8\ub7ec\uc2a4\ud2b8 \ub77c\ubca8\uc5d0 \ub530\ub77c \uc124\uc815\ub41c \uaddc\uc815\uc744 \uae30\ubc18\uc73c\ub85c \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\uc758 \uc2e0\ub8b0\uc131\uc744 \uc778\uc2dd\ud569\ub2c8\ub2e4. \ub610\ud55c, \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \ub514\uc9c0\ud138 \ucc45\uc784\uc744 \uc120\uc5b8\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13029","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13029"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=13029"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13029\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=13029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=13029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=13029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}