{"id":13203,"date":"2025-02-04T08:47:31","date_gmt":"2025-02-04T08:47:31","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=13203"},"modified":"2026-09-06T10:00:42","modified_gmt":"2026-09-06T01:00:42","slug":"insurance-broker-and-agency-market-fmr","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/insurance-broker-and-agency-market-fmr\/","title":{"rendered":"\uae00\ub85c\ubc8c \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5 : \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 (\uae30\ud0c0 \ubcf4\ud5d8 \uc9c0\uc6d0 \uc11c\ube44\uc2a4 &#8211; \uc81c3\uc790 \uad00\ub9ac, \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 &#8211; \uc0c1\uc5c5 \ubcf4\ud5d8) \ud55c\uad6d, \uc544\uc2dc\uc544, \ubbf8\uad6d 2024-2034 \uc2dc\uc7a5 \uc804\ub9dd"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \uc218\uc694\ub97c \uc774\ub044\ub294 \uc694\uc778\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/p>\n<p>\u201c\uc6b4\uc601 \ud6a8\uc728\uc131\uacfc \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud574 \ubcf4\ud5d8\ud14c\ud06c \uc194\ub8e8\uc158\uc744 \uad11\ubc94\uc704\ud558\uac8c \ud1b5\ud569\ud558\ub294 \uae30\uc5c5\ub4e4\u201d<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc758 \uc6b4\uc601 \ubc29\uc2dd\uc740 AI, \ube45 \ub370\uc774\ud130, \uc790\ub3d9\ud654\ub41c \ud50c\ub7ab\ud3fc \ub4f1 \uc778\uc288\uc5b4\ud14c\ud06c \ub3c4\uad6c\uc758 \uc0ac\uc6a9\uc774 \uc99d\uac00\ud558\uba74\uc11c \uae0d\uc815\uc801\uc778 \ubc29\ud5a5\uc73c\ub85c \uc644\uc804\ud788 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd5c\uc2e0 \uae30\uc220 \uc194\ub8e8\uc158\uc740 \ubcf4\ud5d8\uae08 \uccad\uad6c \uad00\ub9ac, \ubcf4\ud5d8 \uc778\uc218 \uc808\ucc28\uc758 \uc2e0\uc18d\ud654, \ubcf4\ud5d8 \uc815\ucc45\uc758 \uc2e0\uc18d\ud558\uace0 \uc815\ud655\ud55c \ube44\uad50\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ubc18\ubcf5\uc801\uc778 \uacfc\uc815\uc744 \uc790\ub3d9\ud654\ud568\uc73c\ub85c\uc368 \uc911\uac1c\uc778\uc774\ub098 \ub300\ub9ac\uc810\uc740 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub2ec\uc131\ud558\uace0, \uad00\ub9ac \ube44\uc6a9\uc744 \uc808\uac10\ud558\uba70, \uace0\uac1d\uc5d0\uac8c \uac1c\ubcc4\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc9d1\uc911\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud5a5\uc0c1\ub41c \ub370\uc774\ud130 \ubd84\uc11d \ub355\ubd84\uc5d0 \uc911\uac1c\uc778\uacfc \ub300\ub9ac\uc810\uc740 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \uc774\ud574\ud558\uace0 \ubcf4\ub2e4 \uac1c\uc778\ud654\ub41c \uacbd\ud5d8\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \ub354\uc6b1 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uce21\uba74\uc5d0\uc11c \ubcfc \ub54c, \uacbd\uc7c1\uc774 \uce58\uc5f4\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uc778\uc288\uc5b4\ud14c\ud06c \uc194\ub8e8\uc158\uc740 \ube44\uc6a9 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uba70 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc758 \uc218\uc694 \uc99d\uac00\ub97c \uc81c\ud55c\ud558\ub294 \uac83\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/p>\n<p>\u201c\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \uc904\uc774\ub294 \ucd5c\uc2e0 \uc790\uc728 \ub3c4\uad6c\u201d<\/p>\n<p>\uc778\ud130\ub137 \ub3c4\uad6c\uc640 \uc140\ud504 \uc11c\ube44\uc2a4 \ubaa8\ub378\uc758 \uc778\uae30\uac00 \ub192\uc544\uc9c0\uba74\uc11c \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc80a\uc740 \uce35\uc774 \ubcf4\ud5d8 \uad00\ub9ac \ubc0f \uad6c\ub9e4\uc5d0 \uc774\ub7ec\ud55c \ubc29\uc2dd\uc744 \uc810\uc810 \ub354 \ub9ce\uc774 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\uc640 \uc140\ud504 \uc11c\ube44\uc2a4 \ubaa8\ub378\uc740 \ube60\ub974\uace0, \uc27d\uace0, \ubb34\uc5c7\ubcf4\ub2e4 \ud22c\uba85\ud558\uae30 \ub54c\ubb38\uc5d0 \ucc44\ud0dd\ub960\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc140\ud504 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc18c\ube44\uc790\ub294 \uacc4\ud68d\uc744 \ub3c5\ub9bd\uc801\uc73c\ub85c \ud3c9\uac00\ud558\uace0, \ubcf4\uc7a5\uc744 \uac1c\uc778\ud654\ud558\uace0, \uac70\ub798\ub97c \ub9c8\ubb34\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc740 \uc911\uac1c\uc778\uc774 \uc870\uc5b8\uc744 \uc81c\uacf5\ud560 \ud544\uc694\uc131\uc744 \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub7ec \uc80a\uc740 \uace0\uac1d\ub4e4\uc740 \ucd5c\uc2e0 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc774 \ub354 \uc6d0\ud65c\ud558\ub2e4\ub294 \uac83\uc744 \uc54c\uac8c \ub418\uba74\uc11c \uc804\ud1b5\uc801\uc778 \ub610\ub294 \uc9c0\uc5ed\uc801\uc778 \uc5d0\uc774\uc804\uc2dc \ubaa8\ub378\uc774 \ubd88\ud3b8\ud558\uac70\ub098 \uc5b4\ub835\ub2e4\uace0 \uc0dd\uac01\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad6d\uac00\ubcc4 \ud1b5\ucc30\ub825<\/p>\n<p>\ubd81\ubbf8\ub294 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548 \ubcf4\ud5d8 \uc911\uac1c \ubc0f \uc5d0\uc774\uc804\uc2dc \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774 \uc9c0\uc5ed\uc740 \uc131\uc219\ud55c \ubcf4\ud5d8 \uc0b0\uc5c5\uacfc \ub9ce\uc740 \uc218\uc758 \ub300\ud615 \uc911\uac1c \ubc0f \uc5d0\uc774\uc804\uc2dc \ub355\ubd84\uc5d0 \uae0d\uc815\uc801\uc778 \ubd84\uc704\uae30\uac00 \uacc4\uc18d\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc5c5 \ubc0f \uac1c\uc778 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc131\uc7a5\uc744 \ub354\uc6b1 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\ud14c\ud06c\uc758 \ucc44\ud0dd\uc774 \uc99d\uac00\ud558\ub294 \uac83\uc740 \uc774 \uc9c0\uc5ed\uc758 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \ud2b8\ub80c\ub4dc \uc911 \ud558\ub098\uc774\uba70, \uc774\ub85c \uc778\ud574 \uc218\uc694\uac00 \ub354\uc6b1 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d\uc774 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc2dc\uc7a5\uc73c\ub85c \uac04\uc8fc\ub418\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<br \/>\n\u201c\uac15\ub825\ud55c \ubcf4\ud5d8 \uc0b0\uc5c5\uacfc \ub514\uc9c0\ud138 \uc194\ub8e8\uc158\uc758 \ucc44\ud0dd \uc99d\uac00\u201d<\/p>\n<p>\uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc740 \uc0c1\uc5c5 \uc815\ucc45, \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc194\ub8e8\uc158, \uadf8\ub9ac\uace0 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uac1c \uae30\uad00\uc774 \uc81c\uacf5\ud558\ub294 \ucca8\ub2e8 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uac15\ud558\uae30 \ub54c\ubb38\uc5d0 \ubbf8\uad6d \uc2dc\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc740 \uc798 \uad6c\ucd95\ub41c \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ud61c\ud0dd\uc744 \uc8fc\ub85c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc790\ub3d9\ud654, AI \ub4f1\uacfc \uac19\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \uc194\ub8e8\uc158\uc758 \ud65c\uc6a9\ub3c4\uac00 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \uace0\uac1d\uc758 \uc804\ubc18\uc801\uc778 \uacbd\ud5d8\uc774 \ud5a5\uc0c1\ub418\uace0 \uc6b4\uc601 \ud6a8\uc728\uc131\ub3c4 \uac1c\uc120\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf5\uc7a1\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uacfc \ubc95\ub960\uc744 \uc774\ud574\ud558\ub294 \ub370 \uc788\uc5b4 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc740 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uac74\uac15, \uc0dd\uba85, \uc0ac\uc774\ubc84 \ubcf4\ud5d8 \ub4f1\uc758 \ubd84\uc57c\uc5d0\uc11c \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\uace0 \uc218\uc775\uc131\uc774 \uac10\uc18c\ud558\ub294 \uc774 \ubcc0\ud654\ud558\ub294 \uc0b0\uc5c5\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud558\uace0 \uc218\uc775\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \ubbf8\uad6d\uc758 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc740 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\ub294 \uac00\uc6b4\ub370 \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\uc640 \uae30\uc220 \ud1b5\ud569\uc5d0 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud55c\uad6d\uc5d0\uc11c \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?<br \/>\n\u201c\uac74\uac15 \ubc0f \uc0dd\uba85 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ub192\uc740 \uc218\uc694\uac00 \uc2dc\uc7a5 \ud655\uc7a5\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4\u201d<\/p>\n<p>\ubcf4\ud5d8 \uc694\uad6c \uc0ac\ud56d\uc758 \ubcf5\uc7a1\uc131\uc774 \uc99d\uac00\ud558\uace0 \uac1c\ubcc4\ud654\ub41c \uc635\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ud55c\uad6d\uc5d0\uc11c \ubcf4\ud5d8 \uc911\uac1c \ubc0f \ub300\ub9ac \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\ub839 \uc778\uad6c \uc99d\uac00\uc640 \uc758\ub8cc\ube44 \uc9c0\ucd9c \uc99d\uac00\ub85c \uc778\ud574 \ud55c\uad6d\uc5d0\uc11c\ub294 \uc0dd\uba85 \ubc0f \uac74\uac15 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uac15\uc870\uac00 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub294 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc774 \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uc5ec \ub354 \ub9ce\uc740 \uc18c\ube44\uc790\uc758 \uad00\uc2ec\uc744 \ub04c \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ub354 \ub9ce\uc740 \uace0\uac1d\uc774 \ubcf4\ud5d8 \uc815\ucc45\uc744 \uad00\ub9ac\ud558\uace0 \ube44\uad50\ud560 \uc218 \uc788\ub294 \uc628\ub77c\uc778 \ub9ac\uc18c\uc2a4\uc640 \ub3c4\uad6c\ub97c \ucc3e\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub514\uc9c0\ud138 \uc804\ud658\uc73c\ub85c \uc778\ud574 \ud55c\uad6d \uc2dc\uc7a5\ub3c4 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc5d0\uc11c \uaddc\uc81c\uac00 \ubc14\ub00c\uace0 \uc704\ud5d8 \uad00\ub9ac \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc911\uac1c\uc778\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf4\ud5d8 \uc2dc\uc7a5\uc744 \ud0d0\uc0c9\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uce74\ud14c\uace0\ub9ac\ubcc4 \uc778\uc0ac\uc774\ud2b8<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5\uc744 \uae30\uc900\uc73c\ub85c \ubcfc \ub54c, 45\uc138\uc5d0\uc11c 54\uc138 \uc0ac\uc774\uc758 \uac1c\uc778\ub4e4\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc5ec\ub7ec \uac00\uc9c0 \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uae30 \ub54c\ubb38\uc5d0 9.7%\uc758 CAGR\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc6b0\uc138\ub294 \ub2e4\ub978 \uc5f0\ub839\ub300\uc5d0 \ube44\ud574 \uc800\ucd95\ub41c \uc790\uae08\uc758 \uac00\uc6a9\uc131\uacfc \ub354 \ub192\uc740 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc65c \uc81c3\uc790 \uad00\ub9ac \uc11c\ube44\uc2a4\uac00 \uc138\uacc4 \uc2dc\uc7a5\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\uae4c?<br \/>\n\u201c\uc704\ud5d8 \uad00\ub9ac \ubc0f \uccad\uad6c \ucc98\ub9ac \ub4f1\uc758 \uc804\ubb38 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4\u201d<\/p>\n<p>\ub2e4\ub978 \ubcf4\ud5d8 \uc9c0\uc6d0 \uc11c\ube44\uc2a4\uc778 \uc81c3\uc790 \uad00\ub9ac \ubd80\ubb38\uc740 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uace0 \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud560 \uc218 \uc788\ub294 \ub2a5\ub825 \ub355\ubd84\uc5d0 \uc2dc\uc7a5 \uc218\uc775\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc81c3\uc790 \uad00\ub9ac\ub294 \uc704\ud5d8 \ud3c9\uac00, \uccad\uad6c \ucc98\ub9ac, \uace0\uac1d \uc9c0\uc6d0\uacfc \uac19\uc740 \uc804\ubb38 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc774 \ud544\uc218\uc801\uc778 \uc6b4\uc601 \ud65c\ub3d9\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\ub3c4\ub85d \uc2dc\uac04\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \ubc0f \uaddc\uc81c \uc900\uc218 \ubd84\uc57c\uc5d0\uc11c \uc804\ubb38 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ube0c\ub85c\ucee4\ub4e4\uc774 \uc804\ubb38\uc801\uc778 \uad00\ub9ac\uc640 \uc9c0\uc6d0\uc744 \ubc1b\uae30 \uc704\ud574 TPA\ub97c \ucc3e\ub294 \uacbd\uc6b0\uac00 \uc810\uc810 \ub298\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. TPA\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 \ud06c\uac8c \uc99d\uac00\ud55c \uac83\uc740 \uad81\uadf9\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc758 \uacb0\uacfc\ub85c, \uc774\ub97c \ud1b5\ud574 \uc5d0\uc774\uc804\uc2dc\ub294 \uc11c\ube44\uc2a4 \uc81c\uacf5 \ubc94\uc704\ub97c \ud655\ub300\ud558\uace0 \ub354 \ub2e4\uc591\ud55c \uace0\uac1d \uc694\uad6c\ub97c \ucda9\uc871\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \ube0c\ub85c\ucee4 \ubc0f \uc5d0\uc774\uc804\uc2dc \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae30\uc5c5\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ub192\uc740 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694?<br \/>\n\u201c\ubcf5\uc7a1\ud55c \ubcf4\ud5d8 \uc815\ucc45 \ubc0f \uaddc\uc81c \uc694\uac74\uc744 \ud0d0\uc0c9\ud558\uae30 \uc704\ud55c \uc11c\ube44\uc2a4 \ucc44\ud0dd\u201d<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c\uc5c5\uc790\uc640 \ub300\ub9ac\uc810 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\ub294 \ub2e4\ub978 \uc11c\ube44\uc2a4\uc5d0 \ube44\ud574 \uae30\uc5c5\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ub192\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc885\ud569\uc801\uc778 \uc704\ud5d8 \uad00\ub9ac \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc7ac\uc0b0 \ubc0f \ucc45\uc784 \ubcf4\ud5d8\ubd80\ud130 \uc9c1\uc6d0 \ubcf5\uc9c0 \ubcf4\ud5d8\uacfc \uc0ac\uc774\ubc84 \ubcf4\ud5d8\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0, \ub2e4\uc591\ud55c \uc885\ub958\uc758 \ubcf4\ud5d8\uc5d0 \ub300\ud574 \ubaa8\ub4e0 \uaddc\ubaa8\uc758 \uae30\uc5c5\ub4e4\uc740 \uc7a0\uc7ac\uc801\uc778 \uc704\ud5d8\uc744 \ucee4\ubc84\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c\uc5c5\uc790\uc640 \ub300\ub9ac\uc810\uc740 \uae30\uc5c5\uc758 \ubcf5\uc7a1\ud55c \uc815\ucc45 \ubc0f \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud558\uace0, \uc6b4\uc601\uc0c1\uc758 \uc548\uc804\uc744 \uc704\ud574 \uc801\uc808\ud55c \ubcf4\uc7a5\uc744 \ubcf4\uc7a5\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc5c5\ub4e4\uc740 \uc774\uc81c \uc790\uc2e0\ub4e4\uc758 \uc694\uad6c\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc744 \ub354 \ub9ce\uc774 \ucc3e\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uacfc \uc911\uac1c \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ube44\uc988\ub2c8\uc2a4 \ubd80\ubb38\uc5d0\uc11c \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uacc4\uc18d \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub4e4\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \uad6c\ub3c4<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc740 \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0, \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud574 \uc790\ub3d9\ud654, \ube45 \ub370\uc774\ud130, AI \ub4f1\uacfc \uac19\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc220\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\uc220 \ub355\ubd84\uc5d0 \uc815\ucc45 \ube44\uad50, \uc778\uc218, \uccad\uad6c \ucc98\ub9ac\uac00 \ub354 \ube68\ub77c\uc9c0\uace0, \uacb0\uacfc\uc801\uc73c\ub85c \uc0dd\uc0b0\uc131\uacfc \uc774\uc724\ub3c4 \uc99d\uac00\ud569\ub2c8\ub2e4.<\/p>\n<p>PB Fintech\uc5d0 \ub530\ub974\uba74, 2024\ub144 12\uc6d4, \uc790\ud68c\uc0ac\uc778 Policybazaar Insurance Brokers\uac00 \ubcf5\ud569 \ubcf4\ud5d8 \uc911\uac1c\uc5c5\uc790\ub85c \uc6b4\uc601\ud558\uae30 \uc704\ud574 \uc778\ub3c4 \ubcf4\ud5d8 \uaddc\uc81c \ubc0f \uac1c\ubc1c \ub2f9\uad6d(IRDAI)\uc73c\ub85c\ubd80\ud130 \ub4f1\ub85d \uc778\uc99d\uc11c\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<br \/>\n2024\ub144 7\uc6d4, \uc77c\ub9ac\ub178\uc774\uc8fc \uc62c\ub79c\ub4dc \ud30c\ud06c\uc5d0 \ubcf8\uc0ac\ub97c \ub450\uace0 \ubbf8\uad6d \ub0b4 \uc0c1\uc704 \ub3c5\ub9bd \ubcf4\ud5d8 \uc911\uac1c \ud68c\uc0ac \uc911 \ud558\ub098\ub85c \uaf3d\ud788\ub294 The Horton Group, Inc.\uac00 Marsh\uc758 \uc790\ud68c\uc0ac\uc778 Marsh McLennan Agency\uc5d0 \uc778\uc218\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n2024\ub144 5\uc6d4, \uc5ec\ub7ec \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc758 \uc0dd\uba85\ubcf4\ud5d8 \ubc0f \uc77c\ubc18\ubcf4\ud5d8 \uc0c1\ud488\uc744 \ud310\ub9e4\ud558\uae30 \uc704\ud574, Mahindra &amp; Mahindra Financial Services\ub294 \ubcf4\ud5d8 \uaddc\uc81c\uae30\uad00\uc778 IRDAI\ub85c\ubd80\ud130 \uae30\uc5c5 \ub300\ub9ac\uc810 \ub77c\uc774\uc120\uc2a4\ub97c \ucde8\ub4dd\ud588\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\nFact.MR\uc740 \uc774 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc804 \uc138\uacc4 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc758 \uac00\uaca9\ub300, \ub9e4\ucd9c \uc131\uc7a5, \uc0dd\uc0b0 \ub2a5\ub825, \ud22c\uae30\uc801 \uae30\uc220 \ud655\uc7a5 \ub4f1\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5 \uc870\uc0ac \uc138\ubd84\ud654<\/p>\n<p>\uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4:<br \/>\n\uae30\ud0c0 \ubcf4\ud5d8 \uc9c0\uc6d0 \uc11c\ube44\uc2a4 &#8211; \uc81c3\uc790 \uad00\ub9ac<br \/>\n\uc7ac\uc0b0 \ubc0f \uc0c1\ud574 &#8211; \uc0c1\uc5c5 \ubcf4\ud5d8<br \/>\n\uc7ac\uc0b0 \ubc0f \uc0c1\ud574 &#8211; \uac1c\uc778 \ubcf4\ud5d8<br \/>\n\uae30\ud0c0 \uc5f0\uae08 \ubc0f \ubcf4\ud5d8<br \/>\n\uac74\uac15 \ubc0f \uc758\ub8cc \ubcf4\ud5d8<br \/>\n\ubcf4\ud5d8 \uad00\ub9ac \ubc0f \ucee8\uc124\ud305 \uc11c\ube44\uc2a4<br \/>\n\uc0dd\uba85 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8<br \/>\n\uae30\ud0c0<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5\ubcc4:<br \/>\n\uae30\uc5c5<br \/>\n\uac1c\uc778 45\uc138 \uc774\uc0c1 54\uc138 \ubbf8\ub9cc<br \/>\n\uac1c\uc778 35\uc138 \uc774\uc0c1 44\uc138 \ubbf8\ub9cc<br \/>\n65\uc138 \uc774\uc0c1 \uac1c\uc778<br \/>\n34\uc138 \uc774\ud558 \uac1c\uc778<br \/>\n55\uc138 \uc774\uc0c1 64\uc138 \uc774\ud558 \uac1c\uc778<br \/>\n\uc815\ubd80<\/p>\n<p>\uc9c0\uc5ed\ubcc4:<br \/>\n\ubd81\ubbf8<br \/>\n\uc11c\uc720\ub7fd<br \/>\n\ub3d9\uc720\ub7fd<br \/>\n\uc911\ub0a8\ubbf8<br \/>\n\ub3d9\uc544\uc2dc\uc544<br \/>\n\ub0a8\uc544\uc2dc\uc544 \ubc0f \ud0dc\ud3c9\uc591 \uc9c0\uc5ed<br \/>\n\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13205\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616.png\" alt=\"\" width=\"961\" height=\"775\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616.png 961w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616-300x242.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616-768x619.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616-230x185.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616-350x282.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-174616-480x387.png 480w\" sizes=\"(max-width: 961px) 100vw, 961px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ubaa9\ucc28<br \/>\n1. \uc694\uc57d<br \/>\n2. \ubd84\ub958 \ubc0f \uc2dc\uc7a5 \uc815\uc758 \ub4f1 \uc0b0\uc5c5 \uc18c\uac1c<br \/>\n3. \uac70\uc2dc\uacbd\uc81c \uc694\uc778, \uc2dc\uc7a5 \uc5ed\ud559, \ucd5c\uadfc \uc0b0\uc5c5 \ubc1c\uc804 \ub4f1 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \uc131\uacf5 \uc694\uc778<br \/>\n4. \uacfc\uac70 \ubd84\uc11d \ubc0f \ubbf8\ub798 \uc804\ub9dd \ub4f1 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc218\uc694 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n5. \uac00\uaca9 \ubd84\uc11d<br \/>\n6. \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n6.1. \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4<br \/>\n6.2. \uc8fc\uc694 \uc2dc\uc7a5<br \/>\n7. \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd<br \/>\n7.1. \uae30\ud0c0 \ubcf4\ud5d8 \uc9c0\uc6d0 \uc11c\ube44\uc2a4 &#8211; \uc81c3\uc790 \uad00\ub9ac<br \/>\n7.2. \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 &#8211; \uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8<br \/>\n7.3. \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 &#8211; \uac1c\uc778\uc6a9 \ubcf4\ud5d8<br \/>\n7.4. \uae30\ud0c0 \uc5f0\uae08 \ubc0f \ubcf4\ud5d8<br \/>\n7.5. \uac74\uac15 \ubc0f \uc758\ub8cc \ubcf4\ud5d8<br \/>\n7.6. \ubcf4\ud5d8 \uad00\ub9ac \ubc0f \ucee8\uc124\ud305 \uc11c\ube44\uc2a4<br \/>\n7.7. \uc0dd\uba85 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8<br \/>\n7.8. \uae30\ud0c0<br \/>\n8. \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd<br \/>\n8.1. \uae30\uc5c5<br \/>\n8.2. 45\uc138\uc5d0\uc11c 54\uc138 \uc0ac\uc774\uc758 \uac1c\uc778<br \/>\n8.3. 35\uc138\uc5d0\uc11c 44\uc138 \uc0ac\uc774\uc758 \uac1c\uc778<br \/>\n8.4. 65\uc138 \uc774\uc0c1\uc758 \uac1c\uc778<br \/>\n8.5. 34\uc138 \uc774\ud558\uc758 \uac1c\uc778<br \/>\n8.6. 55\uc138\uc5d0\uc11c 64\uc138 \uc0ac\uc774\uc758 \uac1c\uc778<br \/>\n8.7. \uc815\ubd80<br \/>\n9. \uc9c0\uc5ed\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd<br \/>\n9.1. \ubd81\ubbf8<br \/>\n9.2. \ub0a8\ubbf8<br \/>\n9.3. \uc11c\uc720\ub7fd<br \/>\n9.4. \ub3d9\uc720\ub7fd<br \/>\n9.5. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<br \/>\n9.6. \ub3d9\uc544\uc2dc\uc544<br \/>\n9.7. \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<br \/>\n10. \ubd81\ubbf8 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n11. \ub77c\ud2f4\uc544\uba54\ub9ac\uce74 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n12. \uc11c\uc720\ub7fd \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n13. \ub3d9\uc720\ub7fd \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n14. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n15. \ub3d9\uc544\uc2dc\uc544 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4<br \/>\n16. \uc8fc\uc694 \ubd80\ubb38\uacfc \uad6d\uac00\ubcc4 MEA \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n17. 30\uac1c\uad6d\uc758 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\uc640 \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \ud310\ub9e4 \uc608\uce21<br \/>\n18. \uc2dc\uc7a5 \uad6c\uc870 \ubd84\uc11d, \uc8fc\uc694 \uc5c5\uccb4\ubcc4 \ud68c\uc0ac \uc810\uc720\uc728 \ubd84\uc11d, \uacbd\uc7c1 \ub300\uc2dc\ubcf4\ub4dc \ub4f1\uc744 \ud3ec\ud568\ud55c \uacbd\uc7c1 \uc804\ub9dd<br \/>\n19. \ud68c\uc0ac \ud504\ub85c\ud544<br \/>\n19.1. Marsh &amp; McLennan Companies<br \/>\n19.2. Aon PLC<br \/>\n19.3. Willis Towers Watson<br \/>\n19.4. Arthur J. Gallagher &amp; Co.<br \/>\n19.5. Brown &amp; Brown, Inc.<br \/>\n19.6. Hub International Limited<br \/>\n19.7. Alliant Insurance Services<br \/>\n19.8. Lockton Companies<br \/>\n19.9. NFP Corp.<br \/>\n19.10. USI Insurance Services<\/p>\n<p>&#8211; \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 &#8211;<br \/>\n2024\ub144 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uaddc\ubaa8\ub294 \uc5b4\ub290 \uc815\ub3c4\uc785\ub2c8\uae4c?<br \/>\n2024\ub144 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \ubbf8\ud654 5,903\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc758 \ubbf8\ub798\ub294 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?<br \/>\n\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810\uc5d0 \ub300\ud55c \uc218\uc694\ub294 2034\ub144\uae4c\uc9c0 \ubbf8\ud654 1\uc870 6,073\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uc131\uc7a5\ub960\uc740 \uc5b4\ub290 \uc815\ub3c4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\uae4c?<br \/>\n\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc740 2024\ub144\ubd80\ud130 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 10.5%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc77c\ubcf8 \uc2dc\uc7a5\uc758 \uc131\uc7a5\ub960\uc740 \uc5b4\ub290 \uc815\ub3c4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\uae4c?<br \/>\n\uc77c\ubcf8 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 8.6%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \ubcf4\ud5d8 \uc911\uac1c \ubc0f \ub300\ud589\uc0ac\ub294 \uc5b4\ub514\uc778\uac00\uc694?<br \/>\n\uc2dc\uc7a5\uc5d0\uc11c \ub450\uac01\uc744 \ub098\ud0c0\ub0b4\uace0 \uc788\ub294 \uc5c5\uccb4\ub85c\ub294 Aon PLC, Willis Towers Watson, Brown &amp; Brown, Inc., Lockton Companies, NFP Corp. \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubd81\ubbf8 \uc2dc\uc7a5\uc758 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?<br \/>\n\ubd81\ubbf8 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \ubbf8\ud654 7,585\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc758 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\ub294 \uae30\uc5c5\uc5d0\uc11c \uc5b4\ub290 \uc815\ub3c4 \uc99d\uac00\ud558\ub294\uac00?<br \/>\n\uc774 \uc0ac\uc5c5 \ubd80\ubb38\uc740 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 12.9%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13204\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552.png\" alt=\"\" width=\"1263\" height=\"252\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552.png 1263w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-300x60.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-1024x204.png 1024w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-768x153.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-1000x200.png 1000w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-230x46.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-350x70.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/02\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-02-04-173552-480x96.png 480w\" sizes=\"(max-width: 1263px) 100vw, 1263px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5 \uc804\ub9dd (2024\ub144~2034\ub144)<\/p>\n<p>Fact.MR\uc774 \ubc1c\ud45c\ud55c \uc0c8\ub85c\uc6b4 \uc5f0\uad6c \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uae00\ub85c\ubc8c \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc740 2024\ub144\uc5d0 \ubbf8\ud654 5,903\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4. \uc218\uc694\ub294 2034\ub144 \ub9d0\uae4c\uc9c0 \ubbf8\ud654 1\uc870 6,073\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc778 10.5%\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc758 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc774 \uc911\uc18c\uae30\uc5c5\uc758 \uc0ac\uc5c5 \ubcf4\ud638\uc5d0 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5\uc774 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub9de\ub294 \ucd5c\uc0c1\uc758 \ubcf4\ud5d8 \ud61c\ud0dd\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \uc911\uac1c\uc778\uacfc \ub300\ub9ac\uc778\uc774 \uac00\ub2a5\ud55c \uc635\uc158\uc744 \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc5ec\ub7ec \ub098\ub77c\uc5d0\uc11c \uc911\uc18c\uae30\uc5c5\uc758 \ud6a8\uacfc\uc801\uc778 \ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub3c5\ub9bd\uc801\uc778 \ubcf4\ud5d8 \uc911\uac1c\uc5c5\uc790\ub97c \uc120\ud638\ud558\ub294 \uacbd\ud5a5\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub294\ub370, \uadf8 \uc774\uc720\ub294 \ub2e4\uc591\ud55c \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uacfc \uac1d\uad00\uc801\uc778 \uc0c1\ub2f4\uc744 \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uace0\uac1d\ub4e4\uc740 \uc774 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8\uc744 \ube44\uad50\ud558\uace0, \ubcf4\uc7a5\uc744 \ubc1b\uace0, \uacbd\uc7c1\ub825 \uc788\ub294 \uac00\uaca9\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub4e4\uc740 \uc704\ud5d8 \ud3c9\uac00, \ubcf4\ud5d8\uae08 \uccad\uad6c \uc9c0\uc6d0, \uc9c0\uc18d\uc801\uc778 \uace0\uac1d \uc9c0\uc6d0 \ub4f1 \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ubcf4\ud5d8 \uc911\uac1c\uc5c5\uc790\uc640 \ubcf4\ud5d8 \ub300\ub9ac\uc810\uc744 \ub110\ub9ac \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \uc131\uc7a5 \ub3d9\uc778<\/p>\n<p>\uac1c\ubcc4\ud654\ub41c \ubcf4\ud5d8 \uc815\ucc45\uc740 \uac1c\uc778\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc5d0 \uc644\ubcbd\ud558\uac8c \ubd80\ud569\ud558\uae30 \ub54c\ubb38\uc5d0 \uac1c\uc778\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc73c\uba70, \uc774\ub85c \uc778\ud574 \ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5 \uaddc\ubaa8\uac00 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc5ec\ub7ec \uc911\uac1c \ubc0f \ub300\ub9ac\uc810\ub4e4\uc740 \uc804\ubb38\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uace0 \uc0dd\uba85, \uac74\uac15, \uc790\ub3d9\ucc28, \uc7ac\uc0b0 \ubc0f \uae30\ud0c0 \ubcf4\ud5d8\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc815\ucc45\uc744 \uacb0\ud569\ud558\uc5ec \uc18c\ube44\uc790 \ub9cc\uc871\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ubcf4\ud5d8 \uc911\uac1c &amp; \ub300\ub9ac\uc810 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc740 \ubcf4\ud5d8 \uc815\ucc45 \ube44\uad50, \uc778\uc218, \uccad\uad6c \ucc98\ub9ac\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud574 \uc778\uacf5\uc9c0\ub2a5(AI), \ube45 \ub370\uc774\ud130, \uc790\ub3d9\ud654\ub41c \ud50c\ub7ab\ud3fc\uc744 \ud3ec\ud568\ud55c \uc778\uc288\uc5b4\ud14c\ud06c \uc194\ub8e8\uc158\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc774\ub4e4 \ud68c\uc0ac\ub294 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0, \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uba70, \uc804\ubc18\uc801\uc778 \uc18c\ube44\uc790 \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \ucd5c\uc2e0 \uae30\uc220\uc744 \ud1b5\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ubcf4\ud5d8 \uc815\ucc45\uacfc \uc694\uad6c \uc0ac\ud56d\uc774 \uc810\uc810 \ubcf5\uc7a1\ud574\uc9d0\uc5d0 \ub530\ub77c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc804\ubb38\uc801\uc778 \uc870\uc5b8\uc744 \uc5bb\uae30 \uc704\ud574 \uc911\uac1c\uc778\uacfc \ub300\ub9ac\uc810\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ubcf4\ud5d8 \uc911\uac1c \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc911\uac1c \uc11c\ube44\uc2a4\ub294 \uace0\uac1d\uc744 \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \uc808\ucc28\ub97c \ub354 \uc27d\uac8c \ub9cc\ub4e4\uc5b4 \uc90d\ub2c8\ub2e4.<br \/>\n\ubcf4\ud5d8 \uc911\uac1c\uc778\uc740 \uace0\uac1d\uc774 \uc801\uc808\ud55c \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \uc120\ud0dd\ud558\uace0, \ubcf4\ud5d8 \uc57d\uad00\uc744 \uc774\ud574\ud558\uace0, \ubc95\uc801 \uc694\uac74\uc744 \uc900\uc218\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \uc808\ucc28\ub97c \ub354 \uc27d\uac8c \ub9cc\ub4e4\uc5b4 \uc90d\ub2c8\ub2e4.<br \/>\n\uc704\ud5d8 \uad00\ub9ac\uc640 \uc7ac\uc815 \ubcf4\ud638\uc5d0 \ub300\ud55c \uae30\uc5c5\uc758 \uad00\uc2ec\uc774 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \uc804\ubb38 \uc0c1\uc5c5 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc911\uac1c\uc778\uc740 \ucc45\uc784 \ubcf4\ud5d8, \uc9c1\uc6d0 \ubcf5\uc9c0, \uc0ac\uc774\ubc84 \ubcf4\ud5d8 \ub4f1 \uc804\ubb38 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13203","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13203"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=13203"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13203\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=13203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=13203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=13203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}