{"id":13233,"date":"2025-02-05T06:37:26","date_gmt":"2025-02-05T06:37:26","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=13233"},"modified":"2026-10-18T16:23:55","modified_gmt":"2026-10-18T07:23:55","slug":"pension-fund-market-fmr","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/pension-fund-market-fmr\/","title":{"rendered":"\uae00\ub85c\ubc8c \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5 : \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 (\uacf5\uacf5 \ud655\uc815\uae09\uc5ec\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4, \ubbfc\uac04 \ud655\uc815\uae09\uc5ec\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4) \ud55c\uad6d, \uc544\uc2dc\uc544, \ubbf8\uad6d 2024-2034 \uc2dc\uc7a5 \uc804\ub9dd"},"content":{"rendered":"

\uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5\uc774 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc18d\ub3c4\ub85c \ubc1c\uc804\ud558\uace0 \uc788\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/p>\n

\u201c\ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub354 \ub098\uc740 \uc5f0\uae08 \uae30\uae08\ub97c \uc6d0\ud558\uac8c \ub9cc\ub4dc\ub294 \uba87 \uac00\uc9c0 \uc138\uae08 \ud61c\ud0dd\u201d<\/p>\n

\uad6d\uc138\uccad(IRS)\uc740 \uc5f0\uae08 \uae30\uae08\ub97c \uc801\uaca9 \uc740\ud1f4 \ud50c\ub79c\uc73c\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \uad6d\uc138\uccad\uc740 \uc740\ud1f4 \uc800\ucd95\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc2dc\ubbfc\ub4e4\uc774 \uc801\uaca9 \ud50c\ub79c\uc5d0 \uac00\uc785\ud560 \uacbd\uc6b0 \uc138\uae08 \uacf5\uc81c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uae30\uc5c5\uc774 \uc5f0\uae08 \ud50c\ub79c\uc5d0 \ub9e4\ub144 \ub0a9\ubd80\ud558\ub294 \uae08\uc561\uc740 \uc804\uc561 \uc18c\ub4dd\uc138 \uacf5\uc81c \ub300\uc0c1\uc785\ub2c8\ub2e4. \uc5f0\uae08 \ud50c\ub79c\uc5d0 \ub9e4\ub144 \uc0c1\ub2f9\ud55c \uae08\uc561\uc744 \ud22c\uc790\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \uae30\uc5c5\uc740 \uc0c1\ub2f9\ud55c \uc138\uae08 \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ub294 \uc138\uae08 \uc758\ubb34\ub97c \uc904\uc774\ub294 \uac83 \uc678\uc5d0\ub3c4 \uc0ac\uc5c5\uccb4\uc640 \uadfc\ub85c\uc790\uc5d0\uac8c \ud1f4\uc9c1 \uc5f0\uae08\uc744 \uc81c\uacf5\ud558\uc5ec \uc5f0\uae08 \uae30\uae08 \uc0b0\uc5c5\uc758 \ud655\uc7a5\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<\/p>\n

\ub0a8\uc544\ud504\ub9ac\uce74\uc758 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc740 \ubaa8\ub4e0 \uc9c1\uc6d0\ub4e4\uc774 \ud3b8\uc548\ud558\uac8c \uc740\ud1f4\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \uc0c8\ub85c\uc6b4 \uc18c\uaddc\ubaa8 \uc5f0\uae08 \uae30\uae08 \uac1c\ub150\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc9d0\ubc14\ube0c\uc6e8\uc758 EcoCash Holdings\uc758 \ubcf4\ud5d8 \uc0ac\uc5c5\ubd80\uc778 Econet Life\ub294 2022\ub144 9\uc6d4\uc5d0 \ube44\uc870\uc9c1 \ubd80\ubb38\uc5d0\uc11c \uc77c\ud558\ub294 \uac1c\uc778\ub4e4\uc774 \uc740\ud1f4 \uc800\ucd95\uc744 \ucd95\uc801\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc0c8\ub85c\uc6b4 \uc18c\uaddc\ubaa8 \uc5f0\uae08 \uae30\uae08 \uc0c1\ud488\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uce74\ub77c\ubc14\uc5d0\uc11c \ub3c4\uc785\ub41c \uc0c8\ub85c\uc6b4 \uc0c1\ud488\uc778 \ub450\ub77c\/\uc774\uc2dc\ud314\ub77c \uc5f0\uae08 \uae30\uae08\uc740 \uc870\uc9c1\ud654\ub418\uc9c0 \uc54a\uc740 \ubd80\ubb38\uc758 \uadfc\ub85c\uc790\ub4e4\uc774 \uc5f0\uae08 \ud50c\ub79c\uc5d0 \uac00\uc785\ud558\ub3c4\ub85d \uc7a5\ub824\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4. \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc774 \uc0c1\ud488\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub450\ub77c\/\uc774\uc2dc\ud314\ub77c\uc5d0 \ub9e4\ub2ec \uc9c0\ubd88\ud558\uace0, \ub54c\uac00 \ub418\uba74 \ud22c\uc790 \uc218\uc775\uc744 \uac70\ub458 \uac83\uc785\ub2c8\ub2e4. \uadf8 \ub54c\uac00 1\ub144, 2\ub144, \uc2ec\uc9c0\uc5b4 10\ub144 \ud6c4\uc77c \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc778\ub4e4\uc740 \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5 \uaddc\ubaa8\ub97c \ub354\uc6b1 \uc131\uc7a5\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\u201c\uc778\uad6c \uc911\uc758 \uc548\uc815\uc131\uacfc \ubcf4\uc548\uc774 \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\ub2e4\u201d<\/p>\n

\uc5f0\uae08 \uae30\uae08\uc740 \uc740\ud1f4\uc790\ub4e4\uc5d0\uac8c \uc7ac\uc815\uc801, \uc0ac\ud68c\uc801 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 \uba87 \uac00\uc9c0 \uc704\ud5d8 \uc694\uc18c\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc591\ub3c4 \ubd88\uac00\ub2a5\ud55c \uc5f0\uae08 \uae30\uae08\uc774 \uadf8 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc5ec\ub7ec \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uba87\uba87 \uc5f0\uae08 \uae30\uae08 \ud50c\ub79c\uc740 \uc591\ub3c4\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. 401(k)\ub098 \uae30\ud0c0 \ud655\uc815 \uae30\uc5ec\ud615 \ud50c\ub79c\uc5d0 \ube44\ud574 \ud2b9\uc815 \ud68c\uc0ac\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc5f0\uae08\uc740 \uc720\uc5f0\uc131\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc608\ub97c \ub4e4\uc5b4, \uc9c1\uc6d0\uc774 \uc774\uc9c1\ud558\ub294 \uacbd\uc6b0, \uc774\uc804 \uc9c1\uc7a5\uc5d0\uc11c \ubc8c\uc5b4\ub4e4\uc778 \ub3c8\uc740 \uadf8\uc640 \ud568\uaed8 \uac00\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uac8c\ub2e4\uac00, \uc77c\ubd80 \uc870\uc9c1\uc740 \uc5f0\uae08 \uae30\uae08 \uc218\ub839 \uc790\uaca9\uc774 \uc788\ub294 \uc0ac\ub78c\uc744 \uba85\uc2dc\ud558\ub294 \uc9c0\uce68\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc870\uc9c1\uc5d0 \uace0\uc6a9\ub41c \uae30\uac04\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uc591\ub3c4 \ubd88\uac00\ub2a5\ud55c \uc5f0\uae08 \uae30\uae08\uc740 \uc5f0\uae08 \uae30\uae08 \ubd80\ubb38\uc758 \ud655\uc7a5\uc744 \ubc29\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5ed\uc0ac\uc801\uc73c\ub85c, \uae00\ub85c\ubc8c \uc5f0\uae08 \uae30\uae08 \ubd80\ubb38\uc740 \ud68c\uc6d0\ub4e4\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc774\uace0 \uc548\uc815\uc801\uc778 \uc740\ud1f4 \uc18c\ub4dd\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ucda9\ubd84\ud55c \uc218\uc775\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud574 \uc654\uc2b5\ub2c8\ub2e4. 2020\ub144 \uae09\uaca9\ud55c \ud558\ub77d \uc774\ud6c4 \uc2dc\uc7a5\uc758 \ube60\ub978 \ud68c\ubcf5\uc774 \uc5b4\ub290 \uc815\ub3c4 \uc548\ub3c4\uac10\uc744 \uc8fc\uae30\ub294 \ud588\uc9c0\ub9cc, \uc5f0\uae08 \uacc4\ud68d\uc758 \uc7a5\uae30\uc801\uc778 \uc9c0\uae09 \ub2a5\ub825\uc744 \ub192\uc774\uae30\uc5d0\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc218\uc775\ub960\uc744 \ub192\uc774\uace0 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \ubc29\ubc95\uc744 \ubaa8\uc0c9\ud558\uae30 \uc704\ud574, \uc5f0\uae08 \uae30\uae08\uc740 \ud604\uc7ac \uc0ac\uc801 \uc2dc\uc7a5\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \ud22c\uc790 \uc635\uc158\uacfc \uc790\uc0b0 \ud074\ub798\uc2a4\ub97c \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud22c\uc790 \uc120\ud0dd\uc5d0 ESG \uac1c\ub150\uc744 \ud1b5\ud569\ud568\uc73c\ub85c\uc368 \ucc45\uc784 \uc788\ub294 \ud22c\uc790\ub97c \uc218\uc6a9\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5f0\uae08 \uae30\uae08\uacfc \uad00\ub828\ub41c \uc8fc\uc694 \uacfc\uc81c\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/p>\n

\u201c\uc2dc\uc7a5 \ubd88\uc548\uc815\uacfc \uc800\uae08\ub9ac\uac00 \uc804\ubc18\uc801\uc778 \uc131\uc7a5\uc5d0 \ud574\ub97c \ub07c\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n

\ub0ae\uc740 \uae08\ub9ac\ub85c \uc778\ud574 \ud380\ub4dc\uac00 \uc57d\uc18d\ud55c \uc218\uc775\uc744 \ucda9\ubd84\ud788 \uc81c\uacf5\ud558\uae30\uac00 \ub354 \uc5b4\ub824\uc6cc\uc84c\uc2b5\ub2c8\ub2e4. \ub9c9\ub300\ud55c \ubbf8\uc9c0\uae09 \uc758\ubb34\uac00 \uc5ec\ub7ec \uc5f0\uae08 \ud50c\ub79c\uc744 \uad34\ub86d\ud788\uace0 \uc788\uc73c\uba70, \uc7a5\uae30\uc801\uc778 \uc0dd\uc874 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uc758\ubb38\uc774 \uc81c\uae30\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud380\ub4dc\uc758 \uc131\uacfc\ub294 \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131\uacfc \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc5d0 \uc758\ud574 \uc2ec\uac01\ud558\uac8c \uc704\ud611\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c, \uace0\ub839\ud654 \uc778\uad6c\ub85c \uc778\ud55c \uc778\uad6c \ud1b5\uacc4\ud559\uc801 \uc555\ubc15\uc73c\ub85c \uc778\ud574 \ub354 \uc801\uc740 \uc218\uc758 \ud604\uc5ed \uadfc\ub85c\uc790\uac00 \ub354 \ub9ce\uc740 \ud1f4\uc9c1\uc790\ub97c \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \uc81c\ud55c \uc0ac\ud56d\uc73c\ub85c \uc778\ud574 \ud22c\uc790 \uc635\uc158\uc774 \uc81c\ud55c\ub418\uace0, \uad00\ub9ac \ube44\uc6a9\uacfc \uad00\ub9ac \uc218\uc218\ub8cc\ub85c \uc778\ud574 \uc218\uc775\uc774 \uac10\uc18c\ud569\ub2c8\ub2e4.<\/p>\n

\uad6d\uac00\ubcc4 \ud1b5\ucc30\ub825<\/p>\n

\uc7ac\uc815\uc801 \uc548\uc815\uc740 \uac1c\uc778\uc758 \uc0b6\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uce21\uba74 \uc911 \ud558\ub098\uc774\uba70, \uc624\ub298\ub0a0\uc758 \uc790\ubcf8\uc8fc\uc758 \uc0ac\ud68c\uc5d0\uc11c \uc7ac\uc815\uc801 \uc131\uc7a5\uc744 \ub3cc\ubcf4\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc778\uc73c\ub85c \uc778\ud574 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc740\ud1f4 \ud6c4\uc5d0\ub3c4 \uc7ac\uc815\uc801 \uc548\uc815\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc5f0\uae08 \uae30\uae08\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \uc2dc\uc7a5\uc5d0\uc11c \ud65c\ubc1c\ud558\uac8c \ud65c\ub3d9\ud558\ub294 \uc8fc\uc694 \uad6d\uac00\ub85c\ub294 \ubbf8\uad6d, \uba55\uc2dc\ucf54, \uce90\ub098\ub2e4, \uc77c\ubcf8 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc2dc\uc7a5\uc740 \ubd81\ubbf8 \uc9c0\uc5ed\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc65c \ubbf8\uad6d\uc774 \uc218\uc775\uc131\uc774 \ub192\uc740 \uad6d\uac00\ub85c \ucd94\uc815\ub418\ub294\uac00?
\n\u201c\uc790\ubcf8\uc8fc\uc758 \uacbd\uc81c\uac00 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uae08\uc735 \ud22c\uc790\uc5d0 \ub300\ud55c \uc778\uc2dd\uc744 \uc2ec\uc5b4\uc8fc\uace0 \uc788\ub2e4\u201d<\/p>\n

 <\/p>\n

\ubbf8\uad6d\uc740 \uc790\ubcf8\uc8fc\uc758 \uacbd\uc81c\ub85c \uc778\ud574 \uc9c0\uc5ed \uc2dc\uc7a5\uc5d0\uc11c \uc9c0\uc18d\uc801\uc73c\ub85c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc2dc\ubbfc\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uae08\uc735 \ud22c\uc790\uc5d0 \ub300\ud55c \uc778\uc2dd\uc744 \uc2ec\uc5b4\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \ud658\uacbd\uc5d0\uc11c \uac1c\uc778\ub4e4\uc740 401(k)s\uc640 IRA\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uac00\uc9c0 \uc740\ud1f4 \uc800\ucd95 \uc218\ub2e8\uc744 \ud1b5\ud574 \ubbf8\ub798\ub97c \uacc4\ud68d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uaddc\uc81c \uccb4\uacc4\ub3c4 \ub2e4\uc591\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc9c0\uc6d0\ud558\uc5ec, \uc5f0\uae08 \uae30\uae08\uc774 \uc8fc\uc2dd\uc5d0\uc11c \ubd80\ub3d9\uc0b0\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \uc790\uc0b0\uc744 \ud0d0\uc0c9\ud560 \uc218 \uc788\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n

\uc911\uad6d \uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc758 \uc218\uc775\uc774 \uc99d\uac00\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?
\n\u201c\ub354 \ub098\uc740 \uc774\uc790\uc728\uacfc \ub9c9\ub300\ud55c \uc778\uad6c\uac00 \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud569\ub2c8\ub2e4\u201d<\/p>\n

 <\/p>\n

\uc911\uad6d \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc740 \uae08\ub9ac \uc0c1\uc2b9\uacfc \ud568\uaed8 \uc911\uad6d\uc758 \ubc29\ub300\ud55c \ub178\ub3d9 \uc778\uad6c\ub85c \uc778\ud574 \uc218\uc775\uc774 \uc99d\uac00\ud558\ub294 \uac83\uc744 \ubaa9\uaca9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80\uac00 \uc5f0\uae08 \uc2dc\uc2a4\ud15c \uac1c\uc120\uc5d0 \uc8fc\ub825\ud558\uba74\uc11c \ud22c\uc790 \uc790\ubcf8 \uc218\uc775\ub960\uc744 \ub192\uc774\ub294 \uac1c\ud601\uc774 \uc774\ub8e8\uc5b4\uc9c0\uba74\uc11c \ud22c\uc790\uc790\ub4e4\uc758 \uc2e0\ub8b0\uac00 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud604\uc7ac\uc758 \uacbd\uc81c \ud658\uacbd\uc740 \uc720\ub9ac\ud55c \uae08\ub9ac\ub97c \ud2b9\uc9d5\uc73c\ub85c \ud558\uba70, \uc5f0\uae08 \uae30\uae08\uac00 \uace0\uc815 \uc218\uc785 \ud22c\uc790\uc5d0\uc11c \ub354 \ub192\uc740 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uac8c \ud574 \uc804\uccb4 \uc218\uc775\uc131\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uce74\ud14c\uace0\ub9ac\ubcc4 \ubd84\uc11d<\/p>\n

\uace0\uac1d\ub4e4\uc774 \ud3c9\uc0dd \ub3d9\uc548 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uae08\uc735 \uc0c1\ud488\uc774 \uc2dc\uc7a5\uc5d0 \ub098\uc640 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uc0c1\ud488\uc73c\ub85c\ub294 \uc8fc\uc2dd, \ucc44\uad8c, \ud604\uae08\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?
\n\u201c\uacf5\uacf5 \uc5f0\uae08 \uc81c\ub3c4\uac00 \uc0ac\uc801 \uc5f0\uae08 \uc81c\ub3c4\ubcf4\ub2e4 \ub354 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4\u201d<\/p>\n

 <\/p>\n

\uacf5\uacf5 \uc5f0\uae08 \uc81c\ub3c4\ub294 \ubbfc\uac04 \uc5f0\uae08 \uc81c\ub3c4\uc5d0 \ube44\ud574 \uc810\uc810 \ub354 \ubc14\ub78c\uc9c1\ud55c \uc120\ud0dd\uc73c\ub85c \uc778\uc2dd\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc815\ubd80 \uc9c0\uc6d0 \uc2dc\uc2a4\ud15c\uc740 \uac1c\uc778\uc5d0\uac8c \uc740\ud1f4 \ud6c4 \uc18c\ub4dd\uc744 \ubcf4\uc7a5\ud558\uc5ec \uc7ac\uc815\uc801 \uc548\uc815\uacfc \ub9c8\uc74c\uc758 \ud3c9\ud654\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\uae30\ub300 \uc218\uba85\uc774 \uc99d\uac00\ud558\uace0 \uc2dc\uc7a5 \uc758\uc874\uc801\uc778 \ubbfc\uac04 \uc5f0\uae08 \uc81c\ub3c4\uc758 \ubd88\ud655\uc2e4\ud55c \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uacf5\uacf5 \uc5f0\uae08 \uc81c\ub3c4\ub85c \ub208\uc744 \ub3cc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\uacf5 \uc5f0\uae08 \uc81c\ub3c4\ub294 \uac1c\uc778 \ud22c\uc790 \uc704\ud5d8\uc744 \uc904\uc77c \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc608\uce21 \uac00\ub2a5\ud55c \uc7ac\uc815\uc801 \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n

\ub3d9\uc544\uc2dc\uc544\uc758 \uc5b4\ub5a4 \uc2dc\uc7a5\uc774 \uc8fc\uc694 \uae30\uc5c5\uc5d0 \uc720\ub9ac\ud55c \uac83\uc73c\ub85c \uc785\uc99d\ub418\uace0 \uc788\uc2b5\ub2c8\uae4c?
\n\u201c\ucc44\uad8c \ubc0f \uae30\ud0c0 \ub300\uc548 \ud22c\uc790\uc5d0 \ube44\ud574 \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4\u201d<\/p>\n

 <\/p>\n

\uc8fc\uc2dd \ubd80\ubb38\uc740 \ud604\uc7ac \uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \uc720\ub9ac\ud55c \uac83\uc73c\ub85c \uc785\uc99d\ub418\uace0 \uc788\uc73c\uba70, \ucc44\uad8c \ubc0f \uae30\ud0c0 \ub300\uc548 \ud22c\uc790\uc5d0 \ube44\ud574 \uc218\uc694\uac00 \ud6e8\uc52c \ub354 \ub9ce\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc800\uae08\ub9ac \ud658\uacbd\uc5d0\uc11c \ud22c\uc790\uc790\ub4e4\uc740 \ub354 \ub192\uc740 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\ub294 \uc7a0\uc7ac\ub825 \ub54c\ubb38\uc5d0 \uc8fc\uc2dd\uc5d0 \uc810\uc810 \ub354 \uad00\uc2ec\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc774 \uc131\uc7a5\uacfc \ud601\uc2e0\uc5d0 \uc9d1\uc911\ud568\uc5d0 \ub530\ub77c \uc8fc\uc2dd \ud22c\uc790\ub294 \uc0c1\ub2f9\ud55c \uc790\ubcf8 \uac00\uce58 \uc0c1\uc2b9\uacfc \ubc30\ub2f9\uae08 \uc9c0\uae09\uc744 \uac00\uc838\ub2e4 \uc90d\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uacbd\uc7c1 \uad6c\ub3c4<\/p>\n

\uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc740 \ubaa8\ub4e0 \uace0\uac1d\uce35\uc744 \ucee4\ubc84\ud560 \uc218 \uc788\ub3c4\ub85d \uc0c8\ub85c\uc6b4 \uc99d\uad8c\uc744 \ucd94\uac00\ud558\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc99d\uad8c\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n

ICICI \ud478\ub974\ub374\uc15c \ub77c\uc774\ud504 \uc778\uc288\uc5b4\ub7f0\uc2a4\ub294 2024\ub144 2\uc6d4\uc5d0 \uc0c8\ub85c\uc6b4 \uc5f0\uae08 \ud50c\ub79c\uc778 ICICI Pru \uace8\ub4dc \uc5f0\uae08 \uc800\ucd95\uc744 \uacf5\uac1c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc138\uae08 \ud6a8\uc728\uc801\uc778 \uc194\ub8e8\uc158\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \uccb4\uacc4\uc801\uc778 \uc9c0\ubd88\uc744 \ud1b5\ud574 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc0c1\ub2f9\ud55c \uaddc\ubaa8\uc758 \uc740\ud1f4 \uc790\uc0b0\uc744 \ucd95\uc801\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n\ub864\uc2a4\ub85c\uc774\uc2a4 \ud1f4\uc9c1\uc5f0\uae08 \uc2e0\ud0c1\uc774 34,000\uba85\uc758 \ud68c\uc6d0\ub4e4\uc5d0\uac8c \ud1f4\uc9c1 \uc5f0\uae08\uc744 \uc81c\uacf5\ud558\ub294 \uc0c8\ub85c\uc6b4 \ub9de\ucda4\ud615 \ubaa9\ud45c\uc77c \ud380\ub4dc(TDF) \uc194\ub8e8\uc158\uc73c\ub85c \uc804\ud658\ud558\ub294 \uac83\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574, \ube14\ub799\ub85d\uc740 2023\ub144 7\uc6d4\uc5d0 \uc774 \uc2e0\ud0c1\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc5c8\uc2b5\ub2c8\ub2e4.
\n2022\ub144 9\uc6d4, \uc5d0\ucf54\uce90\uc2dc \ud640\ub529\uc2a4 \uc9d0\ubc14\ube0c\uc6e8\uc758 \ubcf4\ud5d8 \uc0ac\uc5c5\ubd80\uc778 \uc774\ucf54\ub137 \ub77c\uc774\ud504(Econet Life)\uac00 \ud601\uc2e0\uc801\uc778 \uc18c\uaddc\ubaa8 \uc5f0\uae08 \uae30\uae08 \uc0c1\ud488\uc744 \ucd9c\uc2dc\ud558\uc5ec, \ube44\uc870\uc9c1 \ubd80\ubb38\uc5d0\uc11c \uc77c\ud558\ub294 \uac1c\uc778\ub4e4\uc774 \ud1f4\uc9c1 \uc5f0\uae08\uc744 \uc704\ud574 \uc800\ucd95\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uce74\ub77c\ubc14\uc5d0\uc11c \uc0c8\ub85c \ub3c4\uc785\ub41c \ub4c0\ub77c\/\uc774\uc2dc\ud314\ub77c \uc5f0\uae08 \uae30\uae08\uc740 \uc870\uc9c1\ud654\ub418\uc9c0 \uc54a\uc740 \ubd80\ubb38\uc758 \uadfc\ub85c\uc790\ub4e4\uc774 \uc5f0\uae08 \ud50c\ub79c\uc5d0 \uac00\uc785\ud558\ub3c4\ub85d \uc7a5\ub824\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.
\nFact.MR\uc740 \uc774 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc804 \uc138\uacc4 \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc758 \uac00\uaca9\ub300, \ub9e4\ucd9c \uc131\uc7a5, \uc0dd\uc0b0 \ub2a5\ub825, \ud22c\uae30\uc801 \uae30\uc220 \ud655\uc7a5 \ub4f1\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5 \uc870\uc0ac \uc138\ubd84\ud654<\/p>\n

\uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4:
\n\uacf5\uacf5 \ud655\uc815\uae09\uc5ec\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4
\n\ubbfc\uac04 \ud655\uc815\uae09\uc5ec\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4
\n\uc8fc\uc694 \uc2dc\uc7a5\ubcc4:
\n\uc8fc\uc2dd
\n\ucc44\uad8c
\n\ub300\uccb4 \ud22c\uc790 \uc0c1\ud488
\n\ud604\uae08
\n\uc9c0\uc5ed\ubcc4:
\n\ubd81\ubbf8
\n\uc11c\uc720\ub7fd
\n\ub3d9\uc720\ub7fd
\n\uc911\ub0a8\ubbf8
\n\ub3d9\uc544\uc2dc\uc544
\n\ub0a8\uc544\uc2dc\uc544 \ubc0f \ud0dc\ud3c9\uc591 \uc9c0\uc5ed
\n\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n

 <\/p>\n

\"\"<\/p>\n

 <\/p>\n

\ubaa9\ucc28
\n1. \uc694\uc57d
\n2. \ubd84\ub958 \ubc0f \uc2dc\uc7a5 \uc815\uc758 \ub4f1 \uc0b0\uc5c5 \uc18c\uac1c
\n3. \uac70\uc2dc\uacbd\uc81c \uc694\uc778, \uc2dc\uc7a5 \uc5ed\ud559, \ucd5c\uadfc \uc0b0\uc5c5 \ubc1c\uc804 \ub4f1 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \uc131\uacf5 \uc694\uc778
\n4. \uacfc\uac70 \ubd84\uc11d \ubc0f \ubbf8\ub798 \uc804\ub9dd \ub4f1 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc218\uc694 \ubd84\uc11d \ubc0f \uc608\uce21
\n5. \uac00\uaca9 \ubd84\uc11d
\n6. \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc608\uce21
\n6.1. \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4
\n6.2. \uc8fc\uc694 \uc2dc\uc7a5
\n7. \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd
\n7.1. \uacf5\uacf5 \ud655\uc815\uae09\uc5ec\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4
\n7.2. \ubbfc\uac04 \ud655\uc815\uae09\uc5ec\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4
\n8. \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd
\n8.1. \uc8fc\uc2dd
\n8.2. \ucc44\uad8c
\n8.3. \ub300\uc548 \ud22c\uc790 \uc0c1\ud488
\n8.4. \ud604\uae08
\n9. \uc9c0\uc5ed\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc804\ub9dd
\n9.1. \ubd81\ubbf8
\n9.2. \ub0a8\ubbf8
\n9.3. \uc11c\uc720\ub7fd
\n9.4. \ub3d9\uc720\ub7fd
\n9.5. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591
\n9.6. \ub3d9\uc544\uc2dc\uc544
\n9.7. \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74
\n10. \ubd81\ubbf8 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21
\n11. \uc911\ub0a8\ubbf8 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21
\n12. \uc11c\uc720\ub7fd \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21
\n13. \ub3d9\uc720\ub7fd \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n14. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n15. \ub3d9\uc544\uc2dc\uc544 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n16. \uc911\ub3d9, \uc544\ud504\ub9ac\uce74 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n17. 30\uac1c\uad6d\uc758 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4, \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \ud310\ub9e4 \uc608\uce21
\n18. \uc2dc\uc7a5 \uad6c\uc870 \ubd84\uc11d, \uc8fc\uc694 \uc5c5\uccb4\ubcc4 \ud68c\uc0ac \uc810\uc720\uc728 \ubd84\uc11d, \uacbd\uc7c1 \ub300\uc2dc\ubcf4\ub4dc \ub4f1\uc744 \ud3ec\ud568\ud55c \uacbd\uc7c1 \uc804\ub9dd
\n19. \ud68c\uc0ac \ud504\ub85c\ud544
\n19.1. BlackRock
\n19.2. Vanguard Group
\n19.3. State Street Global Advisors
\n19.4. Fidelity Investments
\n19.5. TIAA (Teachers Insurance and Annuity Association)
\n19.6. BNY Mellon
\n19.7. Northern Trust
\n19.8. PIMCO
\n19.9. Invesco
\n19.10. Aon Hewitt<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

– \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 –
\n\ubbf8\uad6d\uc758 \uc5f0\uae08 \uae30\uae08\uc758 \uc218\uc694 \uac00\uce58\ub294 \uc5bc\ub9c8\uc785\ub2c8\uae4c?
\n\ubbf8\uad6d\uc758 \uc5f0\uae08 \uae30\uae08 \uc218\uc694\ub294 2024\ub144\uc5d0 \uc57d 1,779.3\uc5b5 \ub2ec\ub7ec\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<\/p>\n

2034\ub144\uae4c\uc9c0 \uc5f0\uae08 \uae30\uae08\uc758 \uc218\uc694 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?
\n\uc5f0\uae08 \uae30\uae08 \uc218\uc694\ub294 2034\ub144 \ub9d0\uae4c\uc9c0 9\uc870 1,701\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc8fc\uc694 \uc5f0\uae08 \uae30\uae08 \uc81c\uacf5\uc790\ub294 \ub204\uad6c\uc785\ub2c8\uae4c?
\n\uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790 \uc911 \uc77c\ubd80\ub294 \uc0ac\ud68c\ubcf4\uc7a5 \uc2e0\ud0c1 \uae30\uae08, AT&T \uae30\uc5c5 \uc5f0\uae08 \uae30\uae08, \uce98\ub9ac\ud3ec\ub2c8\uc544 \uacf5\ubb34\uc6d0 \ud1f4\uc9c1 \uc5f0\uae08 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n

\ucc44\uad8c \ubd80\ubb38\uc758 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?
\n\uc804 \uc138\uacc4 \ucc44\uad8c \uc218\uc694\ub294 \uc5f0\ud3c9\uade0 7.5% \uc131\uc7a5\ud558\uc5ec 2034\ub144\uc5d0\ub294 \ubbf8\ud654 2\uc870 7,068\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc77c\ubcf8\uc758 \uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5\uc740 \uc5b4\ub5bb\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\uae4c?
\n\uc77c\ubcf8\uc758 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 6.7% \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc5f0\uae08 \uae30\uae08 \uc2dc\uc7a5 \uc804\ub9dd (2024~2034\ub144)<\/p>\n

Fact.MR\uc774 \ucd5c\uadfc \ubc1c\ud45c\ud55c \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, 2024\ub144 \uc804 \uc138\uacc4 \uc5f0\uae08 \uae30\uae08 \uc218\uc694 \uc218\uc775\uc740 4,535.4\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \ucd94\uc815\ub418\uba70, 2034\ub144\uc5d0\ub294 \uc5f0\ud3c9\uade0 7.2%\uc758 \uc131\uc7a5\ub960\ub85c 9,170.19\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc5f0\uae08 \uae30\uae08\uc740 \uc57d\uc18d\uc758 \uae30\uac04\uc5d0 \ub9de\ucdb0 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uad00\uc810\uc73c\ub85c \ud22c\uc790\ud569\ub2c8\ub2e4. \ud604\uc7ac \ubcf5\uc7a1\ud558\uace0 \uae4c\ub2e4\ub85c\uc6b4 \ud658\uacbd\uc5d0\uc11c \ubc88\ucc3d\ud558\uae30 \uc704\ud574, \uc5f0\uae08 \uae30\uae08\uc740 \ud22c\uc790 \ubc29\ubc95\uc744 \uc218\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uae30\uac04\uc774 \uc5f0\uc7a5\ub41c \ucc44\uad8c\uacfc \uc8fc\uc2dd\uc740 \uc5f0\uae08 \uae30\uae08\uc774 \ud22c\uc790\ud558\ub294 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n

\uadf8\ub4e4\uc740 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ube44\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub2e4\uc591\ud654\ud558\uae30 \uc704\ud574 \ud5e4\uc9c0\ud380\ub4dc, \uc0ac\ubaa8\ud380\ub4dc, \ubd80\ub3d9\uc0b0 \ubc0f \uae30\ud0c0 \ub300\uc548 \ud22c\uc790\uc5d0 \uc790\uae08\uc744 \ud560\ub2f9\ud569\ub2c8\ub2e4. \uc5ec\ub7ec \uad6d\uac00\uc5d0\uc11c \uac15\ub825\ud55c \uc5f0\uae08 \uac1c\ud601 \uc774\ub2c8\uc154\ud2f0\ube0c\uac00 \uc9c4\ud589\ub418\uace0 \uc788\uc73c\uba70, \ub54c\ub85c\ub294 \ubbfc\uac04 \uc6b4\uc601 \ubc0f \uc790\uae08 \uc9c0\uc6d0 \uc5f0\uae08 \uacc4\ud68d\uc758 \uc0ac\uc6a9 \uc99d\uac00\ub97c \ud3ec\ud568\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5ec\ub7ec \ub098\ub77c\uc5d0\uc11c \uc774\ub7ec\ud55c \uc7ac\uc815 \uc9c0\uc6d0 \ubc29\uc2dd\uc774 \uc740\ud1f4 \uc18c\ub4dd\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uc788\uc5b4 \ub354\uc6b1 \uc911\uc694\ud574\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc7a5\uae30 \uc800\ucd95\uc758 \uc6d0\ucc9c\uc73c\ub85c\uc11c \uac1c\uc778\uc774 \uad00\ub9ac\ud558\ub294 \uc5f0\uae08 \uc790\uc0b0\uc774 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c \ub354\uc6b1 \ubcf4\ud3b8\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uaddc\uc81c \ubcc0\ud654\uc640 \uc778\uad6c \ud1b5\uacc4\ud559\uc801 \ubcc0\ud654\uac00 \uc5f0\uae08 \uae30\uae08 \uc0ac\uc5c5\uc758 \uc8fc\uc694 \ub3d9\uc778\uc785\ub2c8\ub2e4. \uc138\uacc4 \uc778\uad6c\uc758 \uace0\ub839\ud654\ub85c \uc778\ud574 \uc5f0\uae08 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc5f0\uae08 \uae30\uae08\uc740 \uc7a5\uae30\uc801\uc778 \uc0dd\uc874 \uac00\ub2a5\uc131\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c, \uc5f0\uae08 \ubd80\ubb38\uc758 \ucc45\uc784\uacfc \ud22c\uba85\uc131\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud55c \uaddc\uc81c \ud658\uacbd\uc758 \ubcc0\ud654\ub85c \uc778\ud574 \uae30\uae08\uc740 \uc810\uc810 \ub354 \ubcf5\uc7a1\ud574\uc9c0\ub294 \uc704\ud5d8 \uad00\ub9ac \ubc0f \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

2021\ub144, \ucc98\uc74c\uc73c\ub85c \uc804 \uc138\uacc4 6\ub300 \uc5f0\uae08 \uc2dc\uc7a5\uc758 \ud655\uc815 \uae30\uc5ec\ud615(DC) \uc790\uc0b0\uc774 \ud655\uc815 \uae09\uc5ec\ud615(DB) \uc790\uc0b0\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \uc9c0\uc5ed\uc758 \uac00\uc785\uc790 \ubc94\uc704\uac00 \ub113\uc5b4\uc9c0\uace0 \uae30\uc5ec\uae08\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c DC \uc790\uc0b0\uc740 2021\ub144\uae4c\uc9c0 10\ub144 \ub3d9\uc548 DB \uc790\uc0b0\ubcf4\ub2e4 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc18d\ub3c4\ub85c \uacc4\uc18d\ud574\uc11c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4(\uc5f0 8.4% vs. \uc5f0 4.8%).<\/p>\n

\uc5ec\ub7ec \uace0\uc6a9\uc8fc\ub4e4\uc774 \ubd84\uc0b0\ub41c \uae30\uc5ec \uc790\uc0b0\uc758 \uc99d\uac00\uc640 \ub354\ubd88\uc5b4 \ud68c\uc6d0 \ucc38\uc5ec \ubb38\uc81c\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\ud589\uc5d0 \uc5b4\ub824\uc6c0\uc774 \uc788\uc9c0\ub9cc, \ubaa9\ud45c \uc9c0\ud5a5\uc801 \uc0c1\ud638 \uc791\uc6a9\uc740 \ub354 \ud070 \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uae30\uc220 \ubc1c\uc804\uc740 \ud68c\uc6d0\ub4e4\uc758 \uae30\ub300\uce58\ub97c \uc7ac\uc815\uc758\ud558\uace0, \ud68c\uc6d0 \uc0c1\ud638 \uc791\uc6a9\uc758 \ud2b9\uc131\uc744 \ubcc0\ud654\uc2dc\ud0a4\uba70, \uc0c8\ub85c\uc6b4 \ub9de\ucda4\ud654 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13233","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13233"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=13233"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13233\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=13233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=13233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=13233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}