{"id":13550,"date":"2025-02-18T05:00:28","date_gmt":"2025-02-18T05:00:28","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=13550"},"modified":"2026-09-13T19:31:14","modified_gmt":"2026-09-13T10:31:14","slug":"direct-general-insurance-carrier-market-fmr","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/direct-general-insurance-carrier-market-fmr\/","title":{"rendered":"\uae00\ub85c\ubc8c \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 : \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 (\uac1c\uc778 \uc2b9\uc6a9\ucc28, \uc8fc\ud0dd \uc18c\uc720\uc790 \ub2e4\uc911 \uc704\ud5d8) \ud55c\uad6d, \uc544\uc2dc\uc544, \ubbf8\uad6d 2024-2034 \uc2dc\uc7a5 \uc608\uce21"},"content":{"rendered":"

\uc8fc\uc694 \uc2dc\uc7a5 \uc131\uc7a5 \ub3d9\uc778<\/p>\n

\uc8fc\uc694 \uc77c\ubc18 \ubcf4\ud5d8 \uc2dc\uc7a5\uc758 \ud2b8\ub80c\ub4dc\ub294 \uc778\uacf5\uc9c0\ub2a5(AI), \uba38\uc2e0 \ub7ec\ub2dd, \ube45 \ub370\uc774\ud130 \ubd84\uc11d\uacfc \uac19\uc740 \uc9c0\uc18d\uc801\uc778 \uae30\uc220 \ubc1c\uc804\uc73c\ub85c, \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc774 \uc18c\ube44\uc790\uc5d0\uac8c \ub2e4\uc774\ub809\ud2b8 \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \ucd5c\uc2e0 \uae30\uc220\uc744 \ud1b5\ud569\ud558\uc5ec \uc704\ud5d8 \ud3c9\uac00 \uac1c\uc120, \uccad\uad6c \ucc98\ub9ac \uac1c\uc120, \uc77c\ubc18 \uace0\uac1d \uacbd\ud5d8 \ud5a5\uc0c1\uc5d0 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\ub9ce\uc740 \uc18c\ube44\uc790\ub4e4\uc774 \uc911\uac1c\uc778\uc744 \ubc30\uc81c\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ucc44\ub110\uc744 \ud1b5\ud574 \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8\uc744 \uad6c\ub9e4\ud558\ub294 \uac83\uc744 \uc810\uc810 \ub354 \uc120\ud638\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc80a\uc740 \uce35\uacfc \uae30\uc220\uc5d0 \uc775\uc219\ud55c \uc0ac\ub78c\ub4e4\uc740 \ud3b8\ub9ac\uc131, \ube44\uc6a9 \uc808\uac10, \uadf8\ub9ac\uace0 \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \ud22c\uba85\uc131\uc744 \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774 \ubaa8\ub378\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.
\n\uc2a4\ub9c8\ud2b8\ud3f0\uacfc \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \uc0ac\uc6a9\uc774 \uc99d\uac00\ud558\uba74\uc11c \uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac\uc758 \uc18c\ud1b5 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uaddc\ubaa8 \ud655\ub300\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\ub354 \ub9ce\uc740 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc774 \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ucd9c\uc2dc\ud558\uc5ec \uc774\ub3d9 \uc911\uc5d0\ub3c4 \ubcf4\ud5d8 \ud310\ub9e4, \uac31\uc2e0, \ubcf4\ud5d8\uae08 \uccad\uad6c, \uace0\uac1d \uc9c0\uc6d0 \ub4f1\uc744 \uc6a9\uc774\ud558\uac8c \ud568\uc73c\ub85c\uc368 \uace0\uac1d \ucc38\uc5ec\ub97c \ub298\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\uace0\uac1d\ub4e4\uc740 \uc790\uc2e0\ub4e4\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub9de\ub294 \uac1c\ubcc4\ud654\ub41c \ud50c\ub79c\uc744 \ucc3e\ub294 \uacbd\ud5a5\uc774 \uc788\uc5b4, \uc77c\ubc18 \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \ub2e4\uc774\ub809\ud2b8 \uac00\uc785\ud558\ub294 \uac83\uc744 \uc120\ud638\ud558\ub294 \uacbd\ud5a5\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud574 \uace0\uac1d \ub9de\ucda4\ud615 \ud50c\ub79c\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc18c\ube44\uc790 \ub9cc\uc871\ub3c4\uc640 \ucda9\uc131\ub3c4\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc758 \uc218\uc694\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uae30\uc220 \ubc1c\uc804\uc758 \uc601\ud5a5\uc740?<\/p>\n

\u201c\ub9de\ucda4\ud615 \ud50c\ub79c\uc744 \uc81c\uacf5\ud558\ub294 \ucd5c\uc2e0 \uae30\uc220\uc758 \ud65c\uc6a9\u201d<\/p>\n

\uc778\uacf5\uc9c0\ub2a5(AI), \uba38\uc2e0 \ub7ec\ub2dd, \ube45 \ub370\uc774\ud130 \ubd84\uc11d\uacfc \uac19\uc740 \uc9c0\uc18d\uc801\uc778 \uae30\uc220 \ubc1c\uc804\uc740 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc0ac\uc5d0 \uae0d\uc815\uc801\uc778 \ubcc0\ud654\ub97c \uac00\uc838\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc0ac\ub294 \ubc29\ub300\ud55c \uc591\uc758 \ub370\uc774\ud130\ub97c \ud3c9\uac00\ud558\uace0 \uac01 \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub294 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \ud50c\ub79c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\uc774 \uc678\uc5d0\ub3c4, \ud5a5\uc0c1\ub41c \uc704\ud5d8 \ud3c9\uac00 \uae30\ub2a5\uc73c\ub85c \ubcf4\ub2e4 \uc815\ud655\ud55c \uac00\uaca9 \ucc45\uc815\uc774 \uac00\ub2a5\ud574\uc9c0\uace0, \uc790\ub3d9\ud654\ub41c \uccad\uad6c \ucc98\ub9ac\ub85c \uc9c0\uc5f0\uc774 \ucd5c\uc18c\ud654\ub418\uace0 \uace0\uac1d \ub9cc\uc871\ub3c4\uac00 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n

\uc774\ub7ec\ud55c \uae30\uc220 \ud601\uc2e0\uc740 \uc6d0\ud65c\ud558\uace0 \uac1c\uc778\ud654\ub41c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc774\ub7ec\ud55c \ucc44\ub110\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\uc758 \uc2e0\ub8b0\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc81c\ud55c\ud558\ub294 \uc694\uc778\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/p>\n

\u201c\uc2dc\uc7a5 \uc9c0\uc704\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ucd5c\uc2e0 \uae30\uc220\uc5d0 \ub300\ud55c \ub354 \ub9ce\uc740 \ud22c\uc790\uac00 \uc694\uad6c\ub428\u201d<\/p>\n

\ub2e4\uc774\ub809\ud2b8\uc801\uc778 \uc77c\ubc18 \ubcf4\ud5d8 \uc0ac\uc5c5\uc5d0\uc11c \uac15\ub825\ud55c \ub514\uc9c0\ud138 \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574\uc11c\ub294 \ucca8\ub2e8 \uae30\uc220, \ubd84\uc11d, \ubcf4\uc548 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \ub9c9\ub300\ud55c \ud22c\uc790\uac00 \ub9e4\uc6b0 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720\ub85c \uc778\ud574 \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uc18c\uaddc\ubaa8 \uae30\uc5c5\ub4e4\uc740 \uaddc\ubaa8\uac00 \ud06c\uac70\ub098 \uc790\uae08\uc774 \ub354 \ub9ce\uc740 \uae30\uc5c5\ub4e4\uacfc \uacbd\uc7c1\ud558\uae30\uac00 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc18c\uaddc\ubaa8 \uae30\uc5c5\uc758 \uc131\uc7a5 \uae30\ud68c\ub97c \uc81c\ud55c\ud558\uace0, \uc774\ub294 \uc2dc\uc7a5 \ud655\uc7a5\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \uc678\uc5d0\ub3c4, \ud2b9\ud788 \uc18c\uaddc\ubaa8 \ud68c\uc0ac\ub4e4\uc758 \uacbd\uc6b0, \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \uae30\uc220\uc5d0 \ub4a4\ucc98\uc9c0\uc9c0 \uc54a\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc5b4\ub824\uc6cc\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc5c4\uaca9\ud55c \uaddc\uc81c \uae30\uc900\uc744 \ucda9\uc871\ud558\uace0 \uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \ucda9\uc871\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0, \uc131\uacf5\uc801\uc73c\ub85c \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud558\ub294 \uac83\uc774 \ub354 \uc5b4\ub824\uc6cc\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6d\uac00\ubcc4 \ud1b5\ucc30\ub825<\/p>\n

\ubd81\ubbf8\ub294 \uc5ec\ub7ec \uc120\ub3c4 \uae30\uc5c5\ub4e4\uc758 \uc874\uc7ac\uc640 \uae30\uc220\uc5d0 \uc775\uc219\ud55c \uace0\uac1d\ub4e4\uc758 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \ub192\uc740 \uc218\uc6a9\ub960\ub85c \uc778\ud574 \uc804 \uc138\uacc4 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \uac83\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4. \uc11c\uc720\ub7fd \uc2dc\uc7a5\uc740 \ud2b9\ud788 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0\uc11c \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uae0d\uc815\uc801\uc778 \ubd84\uc704\uae30\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubbf8\uad6d\uc758 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?
\n\u201c\uc798 \uc54c\ub824\uc9c4 \uc5ec\ub7ec \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc874\uc7ac\u201d<\/p>\n

\ubbf8\uad6d\uc758 \uc77c\ubc18 \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uce58\uc5f4\ud55c \uacbd\uc7c1 \uc2dc\uc7a5\uc5d0\uc11c \ucc28\ubcc4\ud654\ub97c \uc704\ud574 \ub04a\uc784\uc5c6\uc774 \ud601\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8\uc0ac\ub294 \ub2e4\uc774\ub809\ud2b8-\ud22c-\ucee8\uc288\uba38 \ucc44\ub110\uc744 \ub3c4\uc785\ud568\uc73c\ub85c\uc368 \ubbf8\uad6d\uc5d0\uc11c \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc774\uace0 \uacbd\uc81c\uc801\uc73c\ub85c \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uacbd\uc7c1\ub825\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud63c\uc7a1\ud55c \uc5c5\uacc4\uc5d0\uc11c \ub208\uc5d0 \ub744\uae30 \uc704\ud574 \uc5ec\ub7ec \ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uacfc \ud5a5\uc0c1\ub41c \uc18c\ube44\uc790 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc804\ub7b5\uc740 \uc608\uc0b0\uc5d0 \ubbfc\uac10\ud55c \uace0\uac1d\uc5d0\uac8c \uc5b4\ud544\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ud3b8\ub9ac\ud568\uacfc \ub9de\ucda4\ud654\uc5d0 \ub300\ud55c \uc99d\uac00\ud558\ub294 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n

\uc911\uad6d\uc774 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc0ac\uc5d0 \uc720\ub9ac\ud55c \uc2dc\uc7a5\uc778 \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?
\n\u201c\uac15\ub825\ud55c \uaddc\uc81c \uc9c0\uc6d0\uc73c\ub85c \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc758 \ub099\uad00\uc801 \ubd84\uc704\uae30 \uc870\uc131\u201d<\/p>\n

\uc911\uad6d \ubcf4\ud5d8 \ubd80\ubb38\uc758 \uc720\ub9ac\ud55c \ud658\uacbd \uc870\uc131\uc740 \uc815\ubd80 \uc870\uce58\uc5d0 \uc758\ud574 \ud06c\uac8c \uc9c0\uc6d0\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub97c \ub2e4\uc591\ud55c \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc815\ubd80\ub294 \ud3ec\uad04\uc801\uc778 \ubcf4\ud5d8 \uc801\uc6a9\uc744 \uc7a5\ub824\ud558\ub294 \ubc95\uc744 \uacc4\uc18d \uc81c\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc758\ubb34\uc801\uc778 \ucc28\ub7c9 \ubcf4\ud5d8 \uc694\uac74\uacfc \ubcf4\ud5d8 \ubcf4\uae09\ub960\uc744 \ub192\uc774\uae30 \uc704\ud55c \uae30\ud0c0 \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \uc2dc\uc7a5 \ud655\ub300\ub85c \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc18c\ube44\uc790 \ubcf4\ud638 \ubc95\uaddc \ub54c\ubb38\uc5d0 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uad6c\ub9e4\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub298\uc5b4\ub098\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\uc758 \uc2e0\ub8b0\ub3c4\ub3c4 \ub192\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc81c \uccb4\uacc4\ub294 \uacb0\uad6d \uc18c\ube44\uc790\uc640 \ubcf4\ud5d8\ud68c\uc0ac \ubaa8\ub450\uc5d0\uac8c \uc774\uc775\uc774 \ub418\uba70, \ubcf4\ud5d8 \uc0ac\uc5c5\uc774 \ud655\uc7a5\ub418\uace0 \ubcf4\ub2e4 \uc548\uc815\uc801\uc774\uace0 \ud22c\uba85\ud55c \uc2dc\uc7a5\uc774 \ud615\uc131\ub418\ub294 \ub370\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

\uce74\ud14c\uace0\ub9ac\ubcc4 \uc778\uc0ac\uc774\ud2b8<\/p>\n

\uc8fc\ud0dd \uc18c\uc720\uc790 \ub2e4\uc911 \uc704\ud5d8 \ubd80\ubb38\uc740 \ud654\uc7ac, \ub3c4\ub09c, \uc790\uc5f0\uc7ac\ud574 \ub4f1 \ub2e4\uc591\ud55c \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \uc8fc\ud0dd \uc18c\uc720\uc790\ub97c \ubcf4\ud638\ud558\ub294 \uad11\ubc94\uc704\ud55c \ubcf4\uc7a5 \ubc94\uc704 \ub355\ubd84\uc5d0 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548 \uc5f0\ud3c9\uade0 9.1%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc5ec\ub7ec \uac00\uc9c0 \ubcf4\uc7a5\uc744 \ud558\ub098\uc758 \uc0c1\ud488\uc73c\ub85c \uacb0\ud569\ud568\uc73c\ub85c\uc368, \uc774 \uc62c\uc778\uc6d0 \ubcf4\ud5d8\uc740 \ubcf4\ud5d8 \uac00\uc785 \uc808\ucc28\ub97c \uac04\uc18c\ud654\ud558\uace0 \ub2e8\uc21c\ud568\uacfc \ub9c8\uc74c\uc758 \ud3c9\ud654\ub97c \ucd94\uad6c\ud558\ub294 \uace0\uac1d\ub4e4\uc758 \uad00\uc2ec\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uace0 \uc788\ub294 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?
\n\u201c\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ucc28\ub7c9 \uc18c\uc720\uac00 \uc99d\uac00\ud558\uba74\uc11c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4\u201d<\/p>\n

\uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc790\uac00\uc6a9 \ucc28\ub7c9 \uc18c\uc720\uc790\uc758 \uc218\uac00 \uacc4\uc18d \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub85c \uc778\ud574 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 \ud544\uc694\uc131\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d, \ud55c\uad6d \ub4f1 \uc5ec\ub7ec \uad6d\uac00\uc5d0\uc11c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc740 \ud544\uc218\uc801\uc774\uba70, \ud544\uc694\uc131\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c4\ub85c \uc704\uc758 \ucc28\ub7c9 \uc218\uac00 \uc99d\uac00\ud558\uace0 \ub3c4\uc2dc \uc9c0\uc5ed\uc73c\ub85c \uc0ac\ub78c\ub4e4\uc774 \uc774\ub3d9\ud558\ub294 \uac83\ub3c4 \uc774 \ubd80\ubb38\uc758 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc628\ub77c\uc778\uc73c\ub85c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uac00\uc785\ud558\ub294 \uac83\uc774 \ud3b8\ub9ac\ud558\ub2e4\ub294 \uc810\uc774 \ub354 \ub9ce\uc740 \uace0\uac1d\uc774 \ub514\uc9c0\ud138 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc744 \uc774\uc6a9\ud558\uac8c \ub9cc\ub4e4\uba74\uc11c \uc774 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\ubc18 \ubcf4\ud5d8 \ubaa8\ub378(\uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ub610\ub294 \uc885\ub7c9\uc81c \ubcf4\ud5d8 \ub4f1)\uc758 \uc778\uae30\uac00 \ub192\uc544\uc9c0\uace0 \ub3c4\ub09c, \uc190\uc0c1, \uc0ac\uace0\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc758 \ud544\uc694\uc131\uc774 \uacc4\uc18d \uc99d\uac00\ud558\uba74\uc11c \uc774 \ubd80\ubb38\uc758 \ud655\uc7a5\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5b4\ub5a4 \uc8fc\uc694 \uc2dc\uc7a5 \ubd80\ubb38\uc774 \uc120\ub450 \uc790\ub9ac\ub97c \ucc28\uc9c0\ud558\uae30 \uc704\ud574 \ubd84\uc11d\ub418\uace0 \uc788\uc2b5\ub2c8\uae4c?
\n\u201c\ubcf4\ud5d8 \ubd84\uc57c\uc758 \ub514\uc9c0\ud138\ud654\uac00 \uc2dc\uc7a5 \ud655\uc7a5\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\ub2e4\u201d<\/p>\n

\uac1c\uc778 \uc2dc\uc7a5 \ubd80\ubb38\uc740 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uc218\uc775 \uc810\uc720\uc728\uc5d0\uc11c \uc0c1\ub2f9\ud55c \ube44\uc911\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc5ec\ub7ec \uc18c\ube44\uc790\ub4e4\uc774 \uc0dd\uba85, \uac74\uac15, \uc8fc\ud0dd, \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ub4f1 \uc790\uc2e0\ub4e4\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub294 \uc0c1\ud488\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud568\uc73c\ub85c\uc368 \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc5d0\uac8c \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc73c\uba70, \uace0\uac1d\uc740 \uc790\uc2e0\uc758 \uc704\ud5d8 \ud504\ub85c\ud544\uacfc \uc120\ud638\ub3c4\uc5d0 \ub530\ub77c \uc815\ucc45\uc744 \ub9de\ucda4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc2dc\uc7a5\uc740 \uc911\uac1c\uc778\uc744 \ud1b5\ud558\uc9c0 \uc54a\uace0 \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8\uc744 \uad6c\ub9e4\ud558\ub294 \uac83\uc774 \ud3b8\ub9ac\ud558\uace0 \ud22c\uba85\ud558\uba70 \uacbd\uc81c\uc801\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \ud2b9\ud788 \ub9e4\ub825\uc801\uc785\ub2c8\ub2e4.<\/p>\n

\uacbd\uc7c1 \uad6c\ub3c4<\/p>\n

\ub2e4\uc774\ub809\ud2b8\uc801\uc778 \uc77c\ubc18 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc740 \ubcf4\ud5d8 \uc778\uc218 \uc815\ud655\ub3c4\ub97c \ub192\uc774\uace0, \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac\ub97c \uac1c\uc120\ud558\uba70, \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \ud655\ub300\ud558\uae30 \uc704\ud574 \uc778\uacf5\uc9c0\ub2a5(AI), \uba38\uc2e0 \ub7ec\ub2dd, \ub370\uc774\ud130 \ubd84\uc11d \ub4f1\uacfc \uac19\uc740 \ucca8\ub2e8 \uae30\uc220\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uae30\uc220 \ud1b5\ud569\uc774 \uc99d\uac00\ud558\ub294 \uc774\uc720\ub294 \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud568\uc73c\ub85c\uc368 \uc218\uc775\uc131\uacfc \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574\uc11c\uc785\ub2c8\ub2e4. \uba87\uba87 \ud68c\uc0ac\ub4e4\uc740 \ud2b9\ud788 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ubd84\uc57c\uc5d0\uc11c \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8(UBI) \ubaa8\ub378\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

2024\ub144 11\uc6d4, \ubcf4\ud5d8\ud14c\ud06c \ud68c\uc0ac\uc778 \uc54c\uace0\ub9ac\uc998 \uc5b8\ub354\ub77c\uc774\ud305 \ud68c\uc0ac \uc544\uc774\ucee4\ubc84\ub294 \uac74\uac15, \uc6f0\ub2c8\uc2a4, \uc0dd\uba85\ubcf4\ud5d8\uc744 \uc704\ud55c \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc778 \uc544\uc774\ucee4\ubc84 \ub2e4\uc774\ub809\ud2b8\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \ucee4\ubba4\ub2c8\ud2f0 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc5d0\uac8c \ub2e4\uc774\ub809\ud2b8 \uc0c1\ud488\uc744 \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \ub3c5\ud2b9\ud55c \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n2023\ub144 10\uc6d4, \uc778\ub3c4 \ubcf4\ud5d8 \uaddc\uc81c \ubc0f \uac1c\ubc1c \ub2f9\uad6d(IRDAI)\uc740 \ube44\ub9c8\uce74\ubc14\ud750\uc5d0 \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8 \uc911\uac1c \ub77c\uc774\uc120\uc2a4\ub97c \ubd80\uc5ec\ud558\uc5ec, \ud68c\uc0ac\uac00 \uc778\ub3c4 \uc804\uc5ed\uc758 \uae30\uc5c5\uc744 \ub300\uc0c1\uc73c\ub85c \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488 \ub77c\uc778\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud64d\ubcf4\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.
\nFact.MR\uc740 \uc774 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc804 \uc138\uacc4\uc5d0 \uc704\uce58\ud55c \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \ud68c\uc0ac \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\ub4e4\uc758 \uac00\uaca9\ub300, \ub9e4\ucd9c \uc131\uc7a5, \uc0dd\uc0b0 \ub2a5\ub825, \ud22c\uae30\uc801 \uae30\uc220 \ud655\uc7a5 \ub4f1\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \ud68c\uc0ac \uc2dc\uc7a5 \uc870\uc0ac \uc138\ubd84\ud654<\/p>\n

\uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4:
\n\uac1c\uc778 \uc2b9\uc6a9\ucc28
\n\uc8fc\ud0dd \uc18c\uc720\uc790 \ub2e4\uc911 \uc704\ud5d8
\n\uadfc\ub85c\uc790 \ubcf4\uc0c1
\n\uc0c1\uc5c5\uc6a9 \ub2e4\uc911 \uc704\ud5d8
\n\uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28
\n\uae30\ud0c0
\n\uc8fc\uc694 \uc2dc\uc7a5\ubcc4:
\n\uac1c\uc778
\n\uc0c1\uc5c5\uc6a9
\n\uae30\ud0c0 \ubcf4\ud5d8 \ud68c\uc0ac
\n\uc9c0\uc5ed\ubcc4:
\n\ubd81\ubbf8
\n\uc11c\uc720\ub7fd
\n\ub3d9\uc720\ub7fd
\n\uc911\ub0a8\ubbf8
\n\ub3d9\uc544\uc2dc\uc544
\n\ub0a8\uc544\uc2dc\uc544 \ubc0f \ud0dc\ud3c9\uc591 \uc9c0\uc5ed
\n\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n

 <\/p>\n

\"\"<\/p>\n

 <\/p>\n

\ubaa9\ucc28
\n1. \uc694\uc57d
\n2. \ubd84\ub958\ubc95\uacfc \uc2dc\uc7a5 \uc815\uc758 \ub4f1\uc744 \ud3ec\ud568\ud55c \uc0b0\uc5c5 \uc18c\uac1c
\n3. \uac70\uc2dc\uacbd\uc81c \uc694\uc778, \uc2dc\uc7a5 \uc5ed\ub3d9\uc131, \ucd5c\uadfc \uc0b0\uc5c5 \ubc1c\uc804 \ub4f1\uc744 \ud3ec\ud568\ud55c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc131\uacf5 \uc694\uc778
\n4. \uacfc\uac70 \ubd84\uc11d\uacfc \ubbf8\ub798 \uc804\ub9dd \ub4f1\uc744 \ud3ec\ud568\ud55c \uc138\uacc4 \uc2dc\uc7a5 \uc218\uc694 \ubd84\uc11d\uacfc \uc608\uce21
\n5. \uac00\uaca9 \ubd84\uc11d
\n6. \uc138\uacc4 \uc2dc\uc7a5 \ubd84\uc11d\uacfc \uc608\uce21
\n6.1. \uc81c\ud488\uacfc \uc11c\ube44\uc2a4
\n6.2. \uc8fc\uc694 \uc2dc\uc7a5
\n7. \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ubcc4 \uc138\uacc4 \uc2dc\uc7a5 \ubd84\uc11d\uacfc \uc608\uce21
\n7.1. \uac1c\uc778\uc6a9 \uc2b9\uc6a9\ucc28
\n7.2. \uc8fc\ud0dd \uc18c\uc720\uc790 \ub2e4\uc911 \uc704\ud5d8 \ubcf4\ud5d8
\n7.3. \uadfc\ub85c\uc790 \uc7ac\ud574 \ubcf4\uc0c1 \ubcf4\ud5d8
\n7.4. \uc0c1\uc5c5\uc6a9 \ub2e4\uc911 \uc704\ud5d8 \ubcf4\ud5d8
\n7.5. \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8
\n7.6. \uae30\ud0c0 \ubcf4\ud5d8
\n8. \uc8fc\uc694 \uc2dc\uc7a5\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc608\uce21
\n8.1. \uac1c\uc778 \ubcf4\ud5d8
\n8.2. \uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8
\n8.3. \uae30\ud0c0 \ubcf4\ud5d8 \ud68c\uc0ac
\n9. \uc9c0\uc5ed\ubcc4 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc608\uce21
\n9.1. \ubd81\ubbf8 \uc9c0\uc5ed
\n9.2. \ub0a8\ubbf8 \uc9c0\uc5ed
\n9.3. \uc11c\uc720\ub7fd
\n9.4. \ub3d9\uc720\ub7fd
\n9.5. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591
\n9.6. \ub3d9\uc544\uc2dc\uc544
\n9.7. \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74
\n10. \ubd81\ubbf8 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd
\n11. \uc911\ub0a8\ubbf8 \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd
\n12. \uc11c\uc720\ub7fd \uc9c0\uc5ed \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc804\ub9dd
\n13. \ub3d9\uc720\ub7fd \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n14. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n15. \ub3d9\uc544\uc2dc\uc544 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n16. \uc911\ub3d9, \uc544\ud504\ub9ac\uce74 \ud310\ub9e4 \ubd84\uc11d \ubc0f \uc608\uce21, \uc8fc\uc694 \ubd80\ubb38 \ubc0f \uad6d\uac00\ubcc4
\n17. 30\uac1c\uad6d\uc758 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ubcc4 \ud310\ub9e4 \uc608\uce21 \ubc0f \uc8fc\uc694 \uc2dc\uc7a5
\n18. \uc2dc\uc7a5 \uad6c\uc870 \ubd84\uc11d, \uc8fc\uc694 \uc5c5\uccb4\ubcc4 \ud68c\uc0ac \uc810\uc720\uc728 \ubd84\uc11d, \uacbd\uc7c1 \ub300\uc2dc\ubcf4\ub4dc \ub4f1\uc744 \ud3ec\ud568\ud55c \uacbd\uc7c1 \uc804\ub9dd
\n19. \ud68c\uc0ac \ud504\ub85c\ud544
\n19.1. Allianz SE
\n19.2. American International Group Inc.
\n19.3. State Farm General Insurance Company
\n19.4. AXA SA
\n19.5. Berkshire Hathaway Inc.
\n19.6. The Hartford Financial Services Group, Inc.
\n19.7. Chubb Limited
\n19.8. Liberty Mutual Insurance Company
\n19.9. Travelers Companies, Inc.
\n19.10. Nationwide Mutual Insurance Company<\/p>\n

 <\/p>\n

– \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 –
\n\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \uc5b4\ub290 \uc815\ub3c4\uc778\uac00\uc694?
\n\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc758 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2024\ub144\uc5d0 \ubbf8\ud654 3\uc870 1,283\uc5b5 \ub2ec\ub7ec\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc0ac\uc758 \uc218\uc694\ub294 \uc55e\uc73c\ub85c \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?
\n\uc804 \uc138\uacc4 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc0ac\uc758 \uc218\uc694\ub294 2034\ub144\uae4c\uc9c0 \ubbf8\ud654 8\uc870 2,495\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uae00\ub85c\ubc8c \uc2dc\uc7a5\uc758 \uc218\uc694 \uc99d\uac00 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?
\n\uc804 \uc138\uacc4 \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc0ac\uc758 \uc218\uc694\ub294 2024\ub144\ubd80\ud130 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 10.2%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\ud55c\uad6d\uc5d0\uc11c \uc2dc\uc7a5\uc774 \uc5b4\ub290 \uc815\ub3c4 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \ud3c9\uac00\ub418\uace0 \uc788\uc2b5\ub2c8\uae4c?
\n\ud55c\uad6d \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 8.6%\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc0ac\uc758 \uc120\ub3c4 \uae30\uc5c5\uc740 \uc5b4\ub514\uc785\ub2c8\uae4c?
\n\uc120\ub3c4 \uae30\uc5c5 \uc911 \uc77c\ubd80\ub294 Allianz SE, AXA SA, Berkshire Hathaway Inc., Chubb Limited, Travelers Companies, Inc.\uc785\ub2c8\ub2e4.<\/p>\n

\ub3d9\uc544\uc2dc\uc544 \uc2dc\uc7a5\uc758 \uc218\uc694 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?
\n\ub3d9\uc544\uc2dc\uc544 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \ubbf8\ud654 1,258.35\uc5b5 \ub2ec\ub7ec\uc758 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc5b4\ub5a4 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \ubd80\ubb38\uc774 \uc0c1\ub2f9\ud55c \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\uae4c?
\n\uac1c\uc778 \uc2b9\uc6a9\ucc28 \ubd80\ubb38\uc758 \uc218\uc694\ub294 2024\ub144\uc5d0 \ubbf8\ud654 1,174.08\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4\uc758 \ub2e4\uc774\ub809\ud2b8\uc801\uc778 \uc77c\ubc18 \ubcf4\ud5d8 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \uc5bc\ub9c8\ub098 \ub429\ub2c8\uae4c?
\n\uc778\ub3c4\uc758 \uc2dc\uc7a5\uc740 2034\ub144\uae4c\uc9c0 \ubbf8\ud654 784\uc5b5 5\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5 \uc804\ub9dd (20224\ub144\uc5d0\uc11c 2034\ub144)<\/p>\n

\uae00\ub85c\ubc8c \ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac \uc2dc\uc7a5\uc740 2024\ub144\uc5d0 \ubbf8\ud654 3\uc870 1,283\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. \uc774 \uc2dc\uc7a5\uc740 10.2%\uc758 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \ud655\uc7a5\ub418\uc5b4 2034\ub144 \ub9d0\uc5d0\ub294 \ubbf8\ud654 8\uc870 2,495\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\uc758 \uac00\uce58\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n

\uc131\uc7a5\ud558\ub294 \u201c\uc778\uc288\uc5b4\ud14c\ud06c\u201d \uae30\uc5c5\ub4e4\uc740 \uc2dc\uc7a5\uc758 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uc5c5\ub4e4\uc740 \ubcf4\ud5d8 \uacfc\uc815\uc744 \uac04\uc18c\ud654\ud558\uace0, \uace0\uac1d \uc811\uadfc\uc131\uacfc \uc0ac\uc6a9\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \uae30\uc220 \ud65c\uc6a9\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc815\ubd80\uc640 \uaddc\uc81c \uae30\uad00\uc740 \ubcf4\ud5d8 \uc5c5\uacc4\uc758 \ub514\uc9c0\ud138\ud654\ub97c \uc7a5\ub824\ud558\uae30 \uc704\ud574 \uc8fc\ub3c4\uad8c\uc744 \uc7a1\uace0 \uc788\uc73c\uba70, \uc774\ub85c \uc778\ud574 \uc628\ub77c\uc778 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc774 \uaddc\uc815\uc744 \uc900\uc218\ud558\uae30\uac00 \ub354 \uc26c\uc6cc\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ub7ec\ud55c \uc720\ub9ac\ud55c \uaddc\uce59\uc758 \uacb0\uacfc\ub85c \ub354 \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc18c\ube44\uc790 \ub2e4\uc774\ub809\ud2b8 \ud310\ub9e4 \uc804\ub7b5\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc774\ub809\ud2b8 \uc190\ud574\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc911\uac1c\uc778\uc744 \ubc30\uc81c\ud568\uc73c\ub85c\uc368 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uacbd\uc7c1\ub825 \uc788\ub294 \uc694\uae08\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uac00\uaca9\uc5d0 \ubbfc\uac10\ud55c \uc18c\ube44\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ube44\uc6a9 \uc774\uc810\uc5d0 \ub9e4\ub825\uc744 \ub290\ub07c\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc2dc\uc7a5\uc744 \uc0c1\uc2b9 \ubc29\ud5a5\uc73c\ub85c \uc774\ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8 \uacb0\uacfc, \ub2e4\uc774\ub809\ud2b8 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc740 \ud2b9\ud788 \ucc28\ub7c9 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0\uc11c \ud154\ub808\ub9e4\ud2f1\uc2a4\uc640 \uc0ac\ubb3c\uc778\ud130\ub137 \uae30\uae30\ub4e4\uc774 \uacc4\uc18d \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc740 \uc6b4\uc804 \uc2b5\uad00\uc5d0 \ub530\ub77c \ubcf4\ud5d8\ub8cc\ub97c \uc870\uc815\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc608\uc0b0\uc5d0 \ubbfc\uac10\ud558\uace0 \uc548\uc804\uc5d0 \ubbfc\uac10\ud55c \ub450 \uc720\ud615\uc758 \uace0\uac1d \ubaa8\ub450\ub97c \ub04c\uc5b4\ub4e4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13550","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13550"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=13550"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/13550\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=13550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=13550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=13550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}