{"id":18643,"date":"2024-12-17T22:53:04","date_gmt":"2024-12-17T22:53:04","guid":{"rendered":"https:\/\/www.mizuho.kr\/?p=2350"},"modified":"2026-09-06T17:31:29","modified_gmt":"2026-09-06T08:31:29","slug":"commercial-payment-terminals-market-smrc","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/commercial-payment-terminals-market-smrc\/","title":{"rendered":"\uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 : \uc81c\ud488 \uc720\ud615\ubcc4 (\uce74\uc6b4\ud130\ud0d1 \uacb0\uc81c \ub2e8\ub9d0\uae30, \ubb34\uc120\/\ud734\ub300\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30, \ubaa8\ubc14\uc77c \uacb0\uc81c \uc194\ub8e8\uc158, \ud1b5\ud569 \uacb0\uc81c \uc2dc\uc2a4\ud15c, \uae30\ud0c0)"},"content":{"rendered":"

\"\"<\/p>\n

 <\/p>\n

1 \uc694\uc57d<\/strong><\/b><\/p>\n

2 \uc11c\ubb38<\/strong><\/b><\/p>\n

2.1 \uc694\uc57d<\/p>\n

2.2 \uc2a4\ud14c\uc774\ud06c \ud640\ub354<\/p>\n

2.3 \uc5f0\uad6c \ubc94\uc704<\/p>\n

2.4 \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n

2.4.1 \ub370\uc774\ud130 \ub9c8\uc774\ub2dd<\/p>\n

2.4.2 \ub370\uc774\ud130 \ubd84\uc11d<\/p>\n

2.4.3 \ub370\uc774\ud130 \uac80\uc99d<\/p>\n

2.4.4 \uc5f0\uad6c \uc811\uadfc \ubc29\uc2dd<\/p>\n

2.5 \uc5f0\uad6c \ucd9c\ucc98<\/p>\n

2.5.1 1\ucc28 \uc5f0\uad6c \ucd9c\ucc98<\/p>\n

2.5.2 \ubcf4\uc870 \uc5f0\uad6c \ucd9c\ucc98<\/p>\n

2.5.3 \uac00\uc815<\/p>\n

3 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubd84\uc11d<\/strong><\/b><\/p>\n

3.1 \uc18c\uac1c<\/p>\n

3.2 \ub3d9\uc778<\/p>\n

3.3 \uc81c\uc57d<\/p>\n

3.4 \uae30\ud68c<\/p>\n

3.5 \uc704\ud611<\/p>\n

3.6 \uc81c\ud488 \ubd84\uc11d<\/p>\n

3.7 \uae30\uc220 \ubd84\uc11d<\/p>\n

3.8 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \ubd84\uc11d<\/p>\n

3.9 \uc2e0\ud765 \uc2dc\uc7a5<\/p>\n

3.10 \ucf54\ub85c\ub09819\uc758 \uc601\ud5a5<\/p>\n

4 \ud3ec\ud130\uc758 \ub2e4\uc12f \uac00\uc9c0 \ud798 \ubd84\uc11d<\/strong><\/b><\/p>\n

4.1 \uacf5\uae09\uc790\uc758 \ud611\uc0c1\ub825<\/p>\n

4.2 \uad6c\ub9e4\uc790\uc758 \ud611\uc0c1\ub825<\/p>\n

4.3 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/p>\n

4.4 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/p>\n

4.5 \uacbd\uc7c1 \uacbd\uc7c1<\/p>\n

5 \uc81c\ud488 \uc720\ud615\ubcc4 \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5<\/strong><\/b><\/p>\n

5.1 \uc18c\uac1c<\/p>\n

5.2 \uce74\uc6b4\ud130 \ud0d1 \uacb0\uc81c \ub2e8\ub9d0\uae30<\/p>\n

5.3 \ubb34\uc120 \/ \ud734\ub300\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30<\/p>\n

5.4 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc194\ub8e8\uc158<\/p>\n

5.5 \ud1b5\ud569 \uacb0\uc81c \uc2dc\uc2a4\ud15c<\/p>\n

5.6 \ubb34\uc778 \uacb0\uc81c \ub2e8\ub9d0\uae30<\/p>\n

5.7 \ube44\uc811\ucd09\uc2dd\/NFC \uacb0\uc81c \ub2e8\ub9d0\uae30<\/p>\n

5.8 \ub2e4\uae30\ub2a5 \uacb0\uc81c \ub2e8\ub9d0\uae30<\/p>\n

5.9 PIN \ud328\ub4dc<\/p>\n

5.10 \uae30\ud0c0 \uc81c\ud488 \uc720\ud615<\/p>\n

6 \uae30\uc220\ubcc4 \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5<\/strong><\/b><\/p>\n

6.1 \uc18c\uac1c<\/p>\n

6.2 EMV (\uc720\ub85c \ud398\uc774, \ub9c8\uc2a4\ud130 \uce74\ub4dc, \ube44\uc790)<\/p>\n

6.3 NFC (\uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0)<\/p>\n

6.4 \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354<\/p>\n

6.5 \uc0dd\uccb4 \uc778\uc99d<\/p>\n

6.6 QR \ucf54\ub4dc \uacb0\uc81c<\/p>\n

6.7 \uae30\ud0c0 \uae30\uc220<\/p>\n

7 \ubc30\ud3ec \ubcc4 \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5<\/strong><\/b><\/p>\n

7.1 \uc18c\uac1c<\/p>\n

7.2 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ub2e8\ub9d0\uae30<\/p>\n

7.3 \uc628 \ud504\ub808\ubbf8\uc2a4 \ud130\ubbf8\ub110<\/p>\n

8 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \ubcc4 \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5<\/strong><\/b><\/p>\n

8.1 \uc18c\uac1c<\/p>\n

8.2 \uc18c\ub9e4<\/p>\n

8.3 \ud658\ub300<\/p>\n

8.4 \uac74\uac15 \uad00\ub9ac<\/p>\n

8.5 \uc6b4\uc1a1<\/p>\n

8.6 \uc804\uc790 \uc0c1\uac70\ub798<\/p>\n

8.7 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38<\/p>\n

8.8 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790<\/p>\n

9 \uc9c0\uc5ed\ubcc4 \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5<\/strong><\/b><\/p>\n

9.1 \uc18c\uac1c<\/p>\n

9.2 \ubd81\ubbf8<\/p>\n

9.2.1 \ubbf8\uad6d<\/p>\n

9.2.2 \uce90\ub098\ub2e4<\/p>\n

9.2.3 \uba55\uc2dc\ucf54<\/p>\n

9.3 \uc720\ub7fd<\/p>\n

9.3.1 \ub3c5\uc77c<\/p>\n

9.3.2 \uc601\uad6d<\/p>\n

9.3.3 \uc774\ud0c8\ub9ac\uc544<\/p>\n

9.3.4 \ud504\ub791\uc2a4<\/p>\n

9.3.5 \uc2a4\ud398\uc778<\/p>\n

9.3.6 \uae30\ud0c0 \uc720\ub7fd<\/p>\n

9.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/p>\n

9.4.1 \uc77c\ubcf8<\/p>\n

9.4.2 \uc911\uad6d<\/p>\n

9.4.3 \uc778\ub3c4<\/p>\n

9.4.4 \ud638\uc8fc<\/p>\n

9.4.5 \ub274\uc9c8\ub79c\ub4dc<\/p>\n

9.4.6 \ub300\ud55c\ubbfc\uad6d<\/p>\n

9.4.7 \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed<\/p>\n

9.5 \ub0a8\ubbf8<\/p>\n

9.5.1 \uc544\ub974\ud5e8\ud2f0\ub098<\/p>\n

9.5.2 \ube0c\ub77c\uc9c8<\/p>\n

9.5.3 \uce60\ub808<\/p>\n

9.5.4 \ub0a8\ubbf8\uc758 \ub098\uba38\uc9c0 \uc9c0\uc5ed<\/p>\n

9.6 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n

9.6.1 \uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544<\/p>\n

9.6.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/p>\n

9.6.3 \uce74\ud0c0\ub974<\/p>\n

9.6.4 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/p>\n

9.6.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\uc758 \ub098\uba38\uc9c0 \uc9c0\uc5ed<\/p>\n

10 \uc8fc\uc694 \uac1c\ubc1c \uc0ac\ud56d<\/strong><\/b><\/p>\n

10.1 \uacc4\uc57d, \ud30c\ud2b8\ub108\uc2ed, \ud611\uc5c5 \ubc0f \ud569\uc791 \ud22c\uc790<\/p>\n

10.2 \uc778\uc218 \ubc0f \ud569\ubcd1<\/p>\n

10.3 \uc2e0\uc81c\ud488 \ucd9c\uc2dc<\/p>\n

10.4 \ud655\uc7a5<\/p>\n

10.5 \uae30\ud0c0 \uc8fc\uc694 \uc804\ub7b5<\/p>\n

11 \ud68c\uc0ac \ud504\ub85c\ud30c\uc77c\ub9c1<\/strong><\/b><\/p>\n

 <\/p>\n

 <\/p>\n

\"\"<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Stratistics MRC\uc5d0 \ub530\ub974\uba74 \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc740 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 14.5%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30\ub294 \uc8fc\ub85c \uc2e0\uc6a9 \uce74\ub4dc \ubc0f \uc9c1\ubd88 \uce74\ub4dc\ub97c \ud1b5\ud574 \uc804\uc790 \uacb0\uc81c\ub97c \ucc98\ub9ac\ud558\uae30 \uc704\ud574 \uae30\uc5c5\uc5d0\uc11c \uc0ac\uc6a9\ud558\ub294 \uc7a5\uce58\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e8\ub9d0\uae30\ub294 \ub9c8\uadf8\ub124\ud2f1 \ub760, \uce69 \ub610\ub294 NFC(\uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0)\uc640 \uac19\uc740 \ube44\uc811\ucd09 \ubc29\uc2dd\uc744 \ud1b5\ud574 \uce74\ub4dc \uc815\ubcf4\ub97c \uc77d\uc5b4 \uc548\uc804\ud55c \uac70\ub798\ub97c \ucd09\uc9c4\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uacb0\uc81c \ud504\ub85c\uc138\uc11c\uc5d0 \uc5f0\uacb0\ud558\uc5ec \uace0\uac1d\uc758 \uc740\ud589\uc5d0\uc11c \ud310\ub9e4\uc790\uc758 \uacc4\uc88c\ub85c \uc790\uae08\uc774 \uc801\uc808\ud558\uac8c \uc774\uccb4\ub418\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ucd5c\uc2e0 \uacb0\uc81c \ub2e8\ub9d0\uae30\ub294 \uc601\uc218\uc99d \uc778\uc1c4, \ud301 \uc635\uc158, POS(Point-of-Sale) \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569\uacfc \uac19\uc740 \ucd94\uac00 \uae30\ub2a5\uc744 \uc9c0\uc6d0\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub610\ud55c Apple Pay, Google Pay\uc640 \uac19\uc740 \ubaa8\ubc14\uc77c \uc9c0\uac11\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uacb0\uc81c \ubc29\ubc95\uc744 \ucc98\ub9ac\ud560 \uc218 \uc788\uc5b4 \uace0\uac1d \ud3b8\uc758\uc131\uacfc \ub9cc\uc871\ub3c4\uac00 \ud5a5\uc0c1\ub429\ub2c8\ub2e4.
\n\uc6d4\ub4dc\ud50c\ub808\uc774\uc758 \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c\ud574 \uc601\uad6d\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ub41c \uacb0\uc81c \uc218\ub2e8\uc740 \uc9c1\ubd88\uce74\ub4dc\ub85c, POS \ub2e8\ub9d0\uae30\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c4 \uc804\uccb4 \uacb0\uc81c \uc911 \uac01\uac01 45%\uc640 28%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.
\n\uc2dc\uc7a5 \uc5ed\ud559:
\n\ub3d9\uc778
\n\ud604\uae08 \uc5c6\ub294 \uac70\ub798\ub85c\uc758 \uc804\ud658
\n\uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc, \ubaa8\ubc14\uc77c \uacb0\uc81c, \ub514\uc9c0\ud138 \uc9c0\uac11\uc758 \ucc44\ud0dd\uc774 \uc99d\uac00\ud558\uba74\uc11c \uace0\uae09 \uacb0\uc81c \ub2e8\ub9d0\uae30\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e8\ub9d0\uae30\ub294 \ub354\uc6b1 \uc815\uad50\ud574\uc9c0\uace0 \uc788\uc73c\uba70, \ud5a5\uc0c1\ub41c \ubcf4\uc548 \uae30\ub2a5, \ube60\ub978 \ucc98\ub9ac \uc18d\ub3c4, \ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8\uacfc\uc758 \ud638\ud658\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \ud3b8\ub9ac\ud558\uace0 \uc548\uc804\ud55c \uacb0\uc81c \uc635\uc158\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\uc758 \uc120\ud638\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \uc774\ub7ec\ud55c \uae30\uc220\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \uc774 \uc2dc\uc7a5\uc740 \uae30\uc220 \ubc1c\uc804, \ub514\uc9c0\ud138 \uacb0\uc81c\uc5d0 \ub300\ud55c \uaddc\uc81c \uc9c0\uc6d0, \ud604\uae08 \uc0ac\uc6a9\uc744 \uc904\uc774\ub824\ub294 \uc804 \uc138\uacc4\uc801\uc778 \ucd94\uc138\uc5d0 \ud798\uc785\uc5b4 \uacac\uace0\ud55c \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\uc81c\uc57d:
\n\ubcf4\uc548 \ubb38\uc81c
\n\uc0ac\uae30, \ub370\uc774\ud130 \uc720\ucd9c, \ud574\ud0b9 \uacf5\uaca9 \ub4f1\uc758 \uc0ac\uac74\uc73c\ub85c \uc778\ud574 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ucde8\uc57d\uc131\uc774 \ub4dc\ub7ec\ub098\uba74\uc11c \uc774\uc5d0 \ub300\ud55c \uc870\uc0ac\uc640 \uaddc\uc81c\uc758 \uc555\ubc15\uc774 \ucee4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf4\uc548 \ubb38\uc81c\ub85c \uc778\ud574 \uace0\uae09 \uc554\ud638\ud654, \ud1a0\ud070\ud654, PCI DSS\uc640 \uac19\uc740 \uc5c4\uaca9\ud55c \ud45c\uc900 \uc900\uc218\uc5d0 \uc0c1\ub2f9\ud55c \ud22c\uc790\uac00 \ud544\uc694\ud558\uba70, \uc774\ub294 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ub9ce\uc740 \ube44\uc6a9\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc0c8\ub85c\uc6b4 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uc7a6\uc740 \uc5c5\ub370\uc774\ud2b8\uc640 \uc720\uc9c0\ubcf4\uc218\ub85c \uc778\ud574 \ub9ac\uc18c\uc2a4\uc5d0 \ubd80\ub2f4\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n\uae30\ud68c:
\n\ubaa8\ubc14\uc77c \uc9c0\uac11\uc758 \ucc44\ud0dd \uc99d\uac00
\n\uc18c\ube44\uc790\ub4e4\uc774 \ubaa8\ubc14\uc77c \uc9c0\uac11 \uac70\ub798\uc758 \ud3b8\ub9ac\ud568\uacfc \uc18d\ub3c4\ub97c \uc120\ud638\ud568\uc5d0 \ub530\ub77c \uae30\uc5c5\ub4e4\uc740 \uc774\ub7ec\ud55c \uc218\uc694\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc5c5\ub370\uc774\ud2b8\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \ub2e8\ub9d0\uae30 \uae30\ub2a5\uc758 \uae30\uc220 \ubc1c\uc804\uacfc \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\uc5ec \ubcf4\uc548\uacfc \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc774 \ud655\ub300\ub418\uace0 \uc788\uc73c\uba70, \uc81c\uc870\uc5c5\uccb4\ub4e4\uc740 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc194\ub8e8\uc158\uacfc \uc6d0\ud65c\ud558\uac8c \ud1b5\ud569\ub418\ub294 \ub2e4\ubaa9\uc801 \ubbf8\ub798\ud615 \ub2e8\ub9d0\uae30 \uac1c\ubc1c\uc5d0 \uc8fc\ub825\ud558\uc5ec \uc804\ubc18\uc801\uc778 \uc2dc\uc7a5 \uc131\uc7a5\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\uc704\ud611:
\n\ub300\uccb4 \uacb0\uc81c \uc218\ub2e8\uacfc\uc758 \uacbd\uc7c1
\nP2P \uacb0\uc81c \uc571\uc774\ub098 \uc554\ud638\ud654\ud3d0\uc640 \uac19\uc740 \ub300\uccb4 \uacb0\uc81c \uc218\ub2e8\uacfc\uc758 \uacbd\uc7c1\uc740 \uae30\uc874 \uce74\ub4dc \uae30\ubc18 \uac70\ub798\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \ub0ae\ucda4\uc73c\ub85c\uc368 \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub300\uc548\uc740 \uae30\uc874 \uacb0\uc81c \ub2e8\ub9d0\uae30\ub97c \uc6b0\ud68c\ud558\uc5ec \uc9c1\uc811\uc801\uc774\uace0 \uc218\uc218\ub8cc\uac00 \uc5c6\uc73c\uba70 \ud3b8\ub9ac\ud55c \uac70\ub798 \uc635\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\uc640 \uae30\uc5c5\uc774 \uc774\ub7ec\ud55c \ubc29\uc2dd\uc744 \ucc44\ud0dd\ud568\uc5d0 \ub530\ub77c \uae30\uc874 \uacb0\uc81c \ub2e8\ub9d0\uae30\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub85c \uc778\ud574 \ub2e8\ub9d0\uae30 \uacf5\uae09\uc5c5\uccb4\ub294 \ud601\uc2e0\uacfc \uc801\uc751\uc5d0 \ub098\uc11c\uc57c \ud558\uba70, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \ucd94\uac00 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n\ucf54\ub85c\ub09819\uc758 \uc601\ud5a5
\n\ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc740 \ud604\uae08 \uc5c6\ub294 \ube44\uc811\ucd09 \uacb0\uc81c\ub85c\uc758 \uc804\ud658\uc744 \uac00\uc18d\ud654\ud558\uc5ec \uc0c1\uc5c5\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\ucce4\uc2b5\ub2c8\ub2e4. \ubc14\uc774\ub7ec\uc2a4 \uc804\ud30c\uc5d0 \ub300\ud55c \ubcf4\uac74 \uc6b0\ub824\ub85c \uc778\ud574 \uc18c\ube44\uc790\uc640 \uae30\uc5c5\uc740 \uc804\uc790 \uac70\ub798\ub97c \uc120\ud638\ud558\uac8c \ub418\uc5c8\uace0, \ucca8\ub2e8 \uacb0\uc81c \ub2e8\ub9d0\uae30\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc18c\ub9e4\uc5c5\uccb4\uc640 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \uc774\ub7ec\ud55c \uc0c8\ub85c\uc6b4 \uc120\ud638\ub3c4\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \ube44\uc811\ucd09\uc2dd \uc9c0\uc6d0 \ub514\ubc14\uc774\uc2a4\uc5d0 \ud22c\uc790\ud558\uc5ec \uc2dc\uc7a5 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uacbd\uae30 \uce68\uccb4\uc640 \uae00\ub85c\ubc8c \uacf5\uae09\ub9dd\uc758 \uc911\ub2e8\uc73c\ub85c \uc778\ud574 \uc0dd\uc0b0 \ubc0f \ubc30\ud3ec\uac00 \uc77c\uc2dc\uc801\uc73c\ub85c \ub454\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.
\n\ud1b5\ud569 \uacb0\uc81c \uc2dc\uc2a4\ud15c \ubd80\ubb38\uc740 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uaddc\ubaa8\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.
\n\ud1b5\ud569 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uacb0\uc81c \ucc98\ub9ac\uc640 \uc7ac\uace0 \uad00\ub9ac \ubc0f \uace0\uac1d \uad00\uacc4 \uad00\ub9ac(CRM)\uc640 \uac19\uc740 \ub2e4\ub978 \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601\uc744 \ub2e8\uc77c \ud50c\ub7ab\ud3fc\uc73c\ub85c \uacb0\ud569\ud558\ub294 \uc2dc\uc2a4\ud15c\uc73c\ub85c, \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uaddc\ubaa8\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud1b5\ud569\uc740 \ud310\ub9e4\uc790\uc758 \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud558\uc5ec \uc5ec\ub7ec \uc7a5\uce58\uc640 \uc2dc\uc2a4\ud15c\uc758 \ud544\uc694\uc131\uc744 \uc904\uc5ec\uc8fc\ub294 \uc6d0\ud65c\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \ub2e4\uae30\ub2a5 \ud1b5\ud569 \uacb0\uc81c \ub2e8\ub9d0\uae30\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uc5ec \ud601\uc2e0\uacfc \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354 \ubd80\ubb38\uc740 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.
\n\ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354 \ubd80\ubb38\uc740 \ubcf4\ub2e4 \uc548\uc804\ud558\uace0 \uc9c4\ubcf4\ub41c \uacb0\uc81c \uae30\uc220\ub85c\uc758 \uc804\ud658\uc73c\ub85c \uc778\ud574 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354\ub294 \ud55c\ub54c \ud45c\uc900\uc774\uc5c8\uc9c0\ub9cc EMV \uce69 \uce74\ub4dc\uc640 \ube44\uc811\ucd09\uc2dd \uacb0\uc81c\uc758 \ub4f1\uc7a5\uc73c\ub85c \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\uac00 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub85c \uc778\ud574 \ub2e8\ub9d0\uae30 \uc81c\uc870\uc5c5\uccb4\ub294 \ucd5c\uc2e0 \uae30\uc220\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \ub514\ubc14\uc774\uc2a4\ub97c \ud601\uc2e0\ud558\uace0 \uc5c5\uadf8\ub808\uc774\ub4dc\ud574\uc57c \ud558\ub294 \uc555\ubc15\uc744 \ubc1b\uace0 \uc788\uc73c\uba70, \uc7a0\uc7ac\uc801\uc73c\ub85c \uae30\uc874 \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n\uc810\uc720\uc728\uc774 \uac00\uc7a5 \ub192\uc740 \uc9c0\uc5ed:
\n\ubd81\ubbf8 \uc9c0\uc5ed\uc740 EMV \uce69 \uce74\ub4dc, \ube44\uc811\ucd09 \uacb0\uc81c, Apple Pay \ubc0f Google Pay\uc640 \uac19\uc740 \ubaa8\ubc14\uc77c \uc9c0\uac11 \ub4f1 \ucca8\ub2e8 \uacb0\uc81c \uae30\uc220 \ucc44\ud0dd\uc5d0 \uc55e\uc7a5\uc11c\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uae30\ub2a5\uc758 \uc9c0\uc18d\uc801\uc778 \uc5c5\uadf8\ub808\uc774\ub4dc\uc640 \ud601\uc2e0\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4. \ub610\ud55c PCI DSS \uaddc\uc815 \uc900\uc218\uc640 \uac19\uc740 \uc5c4\uaca9\ud55c \ubcf4\uc548 \uaddc\uc815\uc774 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uba74\uc11c \uc0ac\uae30 \ubc0f \ub370\uc774\ud130 \uc720\ucd9c\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uacb0\uc81c \ub2e8\ub9d0\uae30\uc5d0 \uac15\ub825\ud55c \ubcf4\uc548 \uae30\ub2a5\uc774 \ud544\uc694\ud574\uc838 \uc774 \uc9c0\uc5ed\uc758 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc774 \uac00\uc7a5 \ub192\uc740 \uc9c0\uc5ed:
\n\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc758 \ub514\uc9c0\ud138\ud654 \ubc0f \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc99d\uac00\ub85c \uc778\ud574 \ubaa8\ubc14\uc77c \uc9c0\uac11, QR\ucf54\ub4dc \uacb0\uc81c \ub4f1 \uc804\uc790 \uacb0\uc81c \uc218\ub2e8\uc758 \ucc44\ud0dd\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ub610\ud55c \uc778\uad6c \uaddc\ubaa8\uc640 \ub2e4\uc591\ud55c \uacbd\uc81c\uc758 \ucd9c\ud604\uc740 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uacf5\uae09\uc5c5\uccb4\uac00 \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud560 \uc218 \uc788\ub294 \ub9c9\ub300\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\uc8fc\uc694 \uac1c\ubc1c \uc0ac\ud56d:
\n2024\ub144 3\uc6d4, \uc778\uc81c\ub2c8\ucf54, \ubc14\uc774\ub0b8\uc2a4, \ub2d0\ub85c\uc2a4\uac00 \uc554\ud638\ud654\ud3d0 \uc218\uc6a9\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \ud798\uc744 \ud569\ucce4\uc2b5\ub2c8\ub2e4. \uc774 \uc0c8\ub85c\uc6b4 \uc194\ub8e8\uc158\uc744 \ud1b5\ud574 \uace0\uac1d\uc740 \uc554\ud638\ud654\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc5ec \ub9e4\uc7a5\uc5d0\uc11c \uad6c\ub9e4\ud560 \uc218 \uc788\uc73c\uba70, \ud310\ub9e4\uc790\ub294 \ud604\uc9c0 \ud1b5\ud654\ub85c \uc9c1\uc811 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n2024\ub144 1\uc6d4, \uae00\ub85c\ubc8c \ud398\uc774\uba3c\uce20\uc640 \ucee4\uba38\uce20\ubc45\ud06c\uac00 \ub3c5\uc77c\uc5d0\uc11c \ud569\uc791 \ud22c\uc790\ub97c \ubc1c\ud45c\ud569\ub2c8\ub2e4. 2024\ub144 \uc0c1\ubc18\uae30\uc5d0 \ucd9c\ubc94\ud560 \uc608\uc815\uc778 \uc0c8\ub85c\uc6b4 \ubc95\uc778 Commerz Globalpay GmbH\ub294 \ud601\uc2e0\uc801\uc778 \uc634\ub2c8\ucc44\ub110 \uacb0\uc81c\uc758 \ud3ec\uad04\uc801\uc778 \uc81c\ud488\uad70\uc744 \uc81c\uacf5\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.
\n2024\ub144 1\uc6d4, Ingenico\ub294 \uc548\uc804\ud55c \ud1b5\ud569 \uc0c1\uac70\ub798 \uc194\ub8e8\uc158\uc744 \uad6c\ud604\ud558\uae30 \uc704\ud574 Cybersource\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \uccb4\uacb0\ud569\ub2c8\ub2e4. \uc774 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc5d0\uc11c \uba3c\uc800 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uae00\ub85c\ubc8c \ud1b5\ud569 \uc0c1\uac70\ub798 \uc194\ub8e8\uc158\uc744 \ub9cc\ub4e0 \ub2e4\uc74c \ub2e4\ub978 \uc9c0\uc5ed\uc5d0\uc11c\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.
\n\uc9c0\uc6d0 \ub300\uc0c1 \uc81c\ud488 \uc720\ud615
\n– \uce74\uc6b4\ud130\ud0d1 \uacb0\uc81c \ub2e8\ub9d0\uae30
\n– \ubb34\uc120\/\ud734\ub300\uc6a9 \uacb0\uc81c \ub2e8\ub9d0\uae30
\n– \ubaa8\ubc14\uc77c \uacb0\uc81c \uc194\ub8e8\uc158
\n– \ud1b5\ud569 \uacb0\uc81c \uc2dc\uc2a4\ud15c
\n– \ubb34\uc778 \uacb0\uc81c \ub2e8\ub9d0\uae30
\n– \ube44\uc811\ucd09\uc2dd\/NFC \uacb0\uc81c \ub2e8\ub9d0\uae30
\n– \ub2e4\uae30\ub2a5 \uacb0\uc81c \ub2e8\ub9d0\uae30
\n– PIN \ud328\ub4dc
\n– \uae30\ud0c0 \uc81c\ud488 \uc720\ud615
\n\uc9c0\uc6d0 \uae30\uc220
\n– EMV(\uc720\ub85c\ud398\uc774, \ub9c8\uc2a4\ud130\uce74\ub4dc, \ube44\uc790)
\n– NFC(\uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0)
\n– \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ub9ac\ub354
\n– \uc0dd\uccb4 \uc778\uc99d
\n– QR \ucf54\ub4dc \uacb0\uc81c
\n– \uae30\ud0c0 \uae30\uc220
\n\uc801\uc6a9 \ub300\uc0c1 \ubc30\ud3ec
\n– \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ub2e8\ub9d0\uae30
\n– \uc628\ud504\ub808\ubbf8\uc2a4 \ub2e8\ub9d0\uae30
\n\ucd5c\uc885 \uc0ac\uc6a9\uc790 \ub300\uc0c1:
\n– \uc18c\ub9e4\uc5c5
\n– \uc219\ubc15\uc5c5
\n– \uc758\ub8cc
\n– \uc6b4\uc1a1
\n– \uc774\ucee4\uba38\uc2a4
\n– \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38
\n– \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790
\n\uc9c0\uc6d0 \uc9c0\uc5ed
\n– \ubd81\ubbf8
\no \ubbf8\uad6d
\no \uce90\ub098\ub2e4
\no \uba55\uc2dc\ucf54
\n– \uc720\ub7fd
\no \ub3c5\uc77c
\no \uc601\uad6d
\no \uc774\ud0c8\ub9ac\uc544
\no \ud504\ub791\uc2a4
\no \uc2a4\ud398\uc778
\no \uae30\ud0c0 \uc720\ub7fd
\n– \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591
\no \uc77c\ubcf8
\no \uc911\uad6d
\no \uc778\ub3c4
\no \ud638\uc8fc
\no \ub274\uc9c8\ub79c\ub4dc
\no \ub300\ud55c\ubbfc\uad6d
\no \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed
\n– \ub0a8\ubbf8
\no \uc544\ub974\ud5e8\ud2f0\ub098
\no \ube0c\ub77c\uc9c8
\no \uce60\ub808
\no \uae30\ud0c0 \ub0a8\ubbf8
\n– \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74
\no \uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544
\no \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8
\no \uce74\ud0c0\ub974
\no \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d
\no \uae30\ud0c0 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74
\n\ubcf4\uace0\uc11c\uc758 \uc8fc\uc694 \ub0b4\uc6a9
\n– \uc9c0\uc5ed \ubc0f \uad6d\uac00\ubcc4 \uc138\uadf8\uba3c\ud2b8\uc5d0 \ub300\ud55c \uc2dc\uc7a5 \uc810\uc720\uc728 \ud3c9\uac00
\n– \uc2e0\uaddc \ucc38\uac00\uc790\ub97c \uc704\ud55c \uc804\ub7b5\uc801 \uad8c\uc7a5 \uc0ac\ud56d
\n– 2022\ub144, 2023\ub144, 2024\ub144, 2026\ub144, 2030\ub144\uc758 \uc2dc\uc7a5 \ub370\uc774\ud130\ub97c \ub2e4\ub8f9\ub2c8\ub2e4.
\n– \uc2dc\uc7a5 \ub3d9\ud5a5 (\ub3d9\uc778, \uc81c\uc57d, \uae30\ud68c, \uc704\ud611, \uacfc\uc81c, \ud22c\uc790 \uae30\ud68c \ubc0f \uad8c\uc7a5 \uc0ac\ud56d)
\n– \uc2dc\uc7a5 \ucd94\uc815\uce58\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uc8fc\uc694 \ube44\uc988\ub2c8\uc2a4 \ubd80\ubb38\uc758 \uc804\ub7b5\uc801 \uad8c\uc7a5 \uc0ac\ud56d
\n– \uc8fc\uc694 \uacf5\ud1b5 \ud2b8\ub80c\ub4dc\ub97c \ub9e4\ud551\ud558\ub294 \uacbd\uc7c1 \uc870\uacbd \ub9e4\ud551
\n– \uc0c1\uc138\ud55c \uc804\ub7b5, \uc7ac\ubb34 \ubc0f \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d\uc744 \ud3ec\ud568\ud55c \ud68c\uc0ac \ud504\ub85c\ud30c\uc77c\ub9c1
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