{"id":23270,"date":"2025-08-07T06:49:12","date_gmt":"2025-08-07T06:49:12","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=23270"},"modified":"2026-09-13T17:35:49","modified_gmt":"2026-09-13T08:35:49","slug":"tax-tech-market-mam","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/tax-tech-market-mam\/","title":{"rendered":"\uc138\uacc4\uc758 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 (~2030\ub144) : \ubd80\uac00\uac00\uce58\uc138\/\uc18c\ube44\uc138 \uc900\uc218"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23271\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314.png\" alt=\"\" width=\"951\" height=\"836\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314.png 951w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314-300x264.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314-768x675.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314-230x202.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314-350x308.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154314-480x422.png 480w\" sizes=\"(max-width: 951px) 100vw, 951px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ub9e4\ub825\uc801\uc778 \uae30\ud68c<\/h3>\n<h4><b>\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/b><\/h4>\n<p>\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ub192\uc740 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc591\ud55c \uc9c0\uc5ed\uc5d0\uc11c \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc740 \ub514\uc9c0\ud138 \uc138\uae08 \uac1c\ud601, \uc815\ubd80 \uc815\ucc45, \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc804\uc790 \uc138\uae08 \uacc4\uc0b0\uc11c \uc758\ubb34\ud654 \ubc0f \uc911\uc18c\uae30\uc5c5(SME) \ub514\uc9c0\ud138\ud654 \ub54c\ubb38\uc5d0 \uae09\uc18d\ud788 \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc99d\uac00\ud558\ub294 \uaddc\uc81c \ubcf5\uc7a1\uc131\uacfc \ubcc0\ud654\ud558\ub294 \uc138\ubc95\uc740 \uc138\uae08 \uae30\uc220 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uba70, ERP \uc2dc\uc2a4\ud15c\uacfc\uc758 \uc6d0\ud65c\ud55c \ud1b5\ud569, \ub370\uc774\ud130 \ubcf4\uc548, \uae00\ub85c\ubc8c \ud45c\uc900 \uc900\uc218 \ub4f1\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uace0\uae09 \uc554\ud638\ud654 \ubc0f \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc194\ub8e8\uc158\uc740 \uc704\ud5d8 \uad00\ub9ac\uc640 \ub370\uc774\ud130 \ubcf4\ud638\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc5c5\ub4e4\uc774 \uc900\uc218, \uc815\ud655\uc131, \uc2e4\uc2dc\uac04 \ubcf4\uace0\ub97c \uc704\ud574 \uc790\ub3d9\ud654\ub418\uace0 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc194\ub8e8\uc158\uc744 \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc740 \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \uc218\ub3d9 \ud504\ub85c\uc138\uc2a4\uc5d0\uc11c AI \uae30\ubc18 \uc138\uae08 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc5c5\ub4e4\uc740 \uc138\uae08 \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uc138\uae08 \uacc4\uc0b0 \uac04\uc18c\ud654, \ubcf4\uace0 \ucd5c\uc801\ud654, \uad00\ud560 \uc9c0\uc5ed\ubcc4 \uaddc\uc81c \uc900\uc218 \ud655\ubcf4\ub97c \uc2e4\ud604\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba38\uc2e0\ub7ec\ub2dd(ML)\uacfc \ubd84\uc11d\uc740 \uc0ac\uae30 \ud0d0\uc9c0, \uac10\uc0ac \uad00\ub9ac, \uc608\uce21 \uc138\uae08 \uacc4\ud68d \uc218\ub9bd\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<h3>AI\uac00 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h3>\n<p>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc740 \uc0dd\uc131\ud615 AI\uc640 \uc790\ub3d9\ud654 \uae30\uc220\uc758 \uc601\ud5a5\uc73c\ub85c \uae09\uc18d\ud788 \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \ud65c\uc6a9 \uc0ac\ub840\ub85c\ub294 AI \uae30\ubc18 \uc138\uae08 \uc790\ubb38, \uc790\ub3d9\ud654\ub41c \uc138\uae08 \ubcf4\uace0 \ubc0f \uc81c\ucd9c, \ub3d9\uc801 \uaddc\uc81c \uc5c5\ub370\uc774\ud2b8\uac00 \ud3ec\ud568\ub418\uba70, \uc774\ub294 \ubcc0\ud654\ud558\ub294 \uc138\ubc95 \uc900\uc218 \ud655\ubcf4\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8 \uc138\uae08 \uc774\uc0c1 \ud0d0\uc9c0 \uae30\uc220\uc740 \uc0ac\uae30 \uc608\ubc29\uc744 \uac15\ud654\ud558\uba70, \uc138\uae08 \ubb38\uc758 \ucc98\ub9ac\uc6a9 \uc790\uc5f0\uc5b4 \ucc98\ub9ac(NLP)\uc640 \uace0\uae09 \uc138\uae08 \ub370\uc774\ud130 \ubd84\uc11d\uc740 \uc758\uc0ac\uacb0\uc815 \ucd5c\uc801\ud654\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc774 \uc9c0\ub2a5\ud615 \uc790\ub3d9\ud654 \uc138\uae08 \uc194\ub8e8\uc158\uc744 \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c AI \uae30\ubc18 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc758 \uc7a0\uc7ac\ub825\uc740 \uacc4\uc18d \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \ub300\uaddc\ubaa8 \ud6a8\uc728\uc131, \uc815\ud655\uc131, \uc900\uc218\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. AI\uc640 \uc790\ub3d9\ud654\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \uc0b0\uc5c5 \uc804\ubc18\uc5d0\uc11c \ud601\uc2e0\uacfc \ucc44\ud0dd\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uae00\ub85c\ubc8c \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\ud5a5<\/h3>\n<h4><b>\uc8fc\uc694 \uc694\uc778: \ubcf5\uc7a1\ud55c \uad6d\uacbd \uac04 \ubb34\uc5ed \uc138\uae08 \uaddc\uc815<\/b><\/h4>\n<p>\uad6d\uacbd \uac04 \ubb34\uc5ed \uc138\uae08\uc740 \uae30\uc5c5\uc774 \ubcf5\uc7a1\ud55c \uaddc\uc815\uacfc \uc900\uc218 \uc694\uac74\uc744 \uc9c1\uba74\ud568\uc5d0 \ub530\ub77c \uc138\uae08 \uae30\uc220(\uc138\uae08 \uae30\uc220)\uc758 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uc804\uc790\uc0c1\uac70\ub798\uc640 \uad6d\uacbd \uac04 \uacb0\uc81c \uc99d\uac00\ub85c \uc778\ud574 \ub2e4\uc591\ud55c \uc138\uae08 \uaddc\uc815\uc744 \uc218\ub3d9\uc73c\ub85c \ucc98\ub9ac\ud558\ub294 \uac83\uc774 \uc5b4\ub824\uc6cc\uc9c0\uace0 \uc2dc\uac04 \uc18c\ubaa8\uc801\uc785\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220\uc740 \uae30\uc5c5\uc774 \uc138\uae08 \uacc4\uc0b0\uc744 \uc790\ub3d9\ud654\ud558\uc5ec \uc815\ud655\uc131\uacfc \uc900\uc218\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4. \uad6d\uacbd \uac04 \ubb34\uc5ed \uc138\uae08\uc740 \uc815\ubd80\uac00 \uc138\uc218\ub97c \ud655\ubcf4\ud558\uace0 \ubb34\uc5ed \uc815\ucc45\uc744 \uaddc\uc81c\ud558\uba70 \uc138\uae08 \ud68c\ud53c\ub97c \ubc29\uc9c0\ud558\uba70 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c \uacf5\uc815\ud55c \uacbd\uc7c1\uc744 \ubcf4\uc7a5\ud558\ub294 \ub370 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uae00\ub85c\ubc8c \uc804\uc790\uc0c1\uac70\ub798\uc758 \ube60\ub978 \uc131\uc7a5\uc73c\ub85c \uad6d\uc81c \uac70\ub798\uac00 \ud06c\uac8c \uc99d\uac00\ud558\uba74\uc11c, \uac01 \uad6d\uac00\uac00 \uc790\uccb4 \uc138\ubc95, \uc138\uc728, \uaddc\uc815\uc744 \uac00\uc9c0\uace0 \uc788\uc5b4 \uae30\uc5c5\uc774 \ub2e4\uc591\ud55c \uad6d\uac00\uc758 \uc138\uae08 \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \uac83\uc774 \uc5b4\ub824\uc6cc\uc84c\uc2b5\ub2c8\ub2e4. 2024\ub144 \uad6d\uc81c \ubb34\uc5ed \ud589\uc815\uad6d(ITA)\uc740 2024\ub144 \uc804\uc790\uc0c1\uac70\ub798 \uaddc\ubaa8 \ubc0f \ub9e4\ucd9c \uc804\ub9dd \ubcf4\uace0\uc11c\ub97c \ubc1c\ud45c\ud588\uc73c\uba70, \uc774 \ubcf4\uace0\uc11c\ub294 \uc9c0\ub09c 10\ub144\uac04 \uc804 \uc138\uacc4 B2B \uc804\uc790\uc0c1\uac70\ub798 \ub9e4\ucd9c\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud588\uc73c\uba70, \uae00\ub85c\ubc8c B2B \uc804\uc790\uc0c1\uac70\ub798 \uc2dc\uc7a5\uc774 2026\ub144\uae4c\uc9c0 USD 36\uc870 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uae00\ub85c\ubc8c B2C \uc804\uc790\uc0c1\uac70\ub798 \ub9e4\ucd9c\uc740 2027\ub144\uae4c\uc9c0 USD 5.5\uc870 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc5f0\uac04 14.4%\uc758 \uc548\uc815\uc801\uc778 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc0c1\uac70\ub798\uac00 \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \uae30\uc5c5\ub4e4\uc740 \uad6d\uac00\ubcc4\ub85c \ub2e4\ub978 \uc138\uae08 \uaddc\uc815, \ubcc0\ud654\ud558\ub294 \ubb34\uc5ed \ud611\uc815, \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ud310\ub9e4 \uc138\uae08 \uc815\ucc45\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcc0\ud654\ud558\ub294 \ubb34\uc5ed \ud611\uc815\uacfc \uc138\uae08 \uc694\uac74\uc744 \uc218\ub3d9\uc73c\ub85c \ucc98\ub9ac\ud558\ub294 \uac83\uc740 \ubcf5\uc7a1\ud574\uc84c\uc73c\uba70, \uc774\uc5d0 \ub530\ub77c \ub354 \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc138\uae08 \uae30\uc220 \ub3c4\uc785\uc744 \ud1b5\ud574 \uc900\uc218 \ubc0f \uc815\ud655\uc131\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 AI \uae30\ubc18 \uc138\uae08 \uacc4\uc0b0 \ub3c4\uad6c\uc640 \uac19\uc740 \uc138\uae08 \uae30\uc220\uc744 \ub3c4\uc785\ud574 \uc138\uae08 \uc808\ucc28\ub97c \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub2e4\uc591\ud55c \uc9c0\uc5ed\uc5d0\uc11c \uc815\ud655\ud55c \uc138\uae08 \ubcf4\uace0\uc640 \uc2e4\uc2dc\uac04 \uc900\uc218\ub97c \uac00\ub2a5\ud558\uac8c \ud574 \uae30\uc5c5\uc774 \ud574\uc678 \uc9c4\ucd9c\uc744 \uc790\uc2e0 \uc788\uac8c \ud655\ub300\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\uad6d\uacbd \uac04 \uac70\ub798\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uad6d\uc81c \uc138\uae08 \uc900\uc218\ub97c \uc720\uc9c0\ud558\ub294 \uc5b4\ub824\uc6c0\uc740 \uc804\uc790\uc0c1\uac70\ub798\ub97c \ub118\uc5b4 \uae00\ub85c\ubc8c \uacb0\uc81c \ubd84\uc57c\ub85c \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4. FXCintelligence(\uad6d\uacbd \uac04 \uacb0\uc81c \uc804\ubb38 \ub370\uc774\ud130 \ubd84\uc11d \uae30\uc5c5) \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, 2024\ub144 \uae30\uc900 B2B \uad6d\uacbd \uac04 \uacb0\uc81c \uc2dc\uc7a5 \uaddc\ubaa8\ub294 USD 31.6\uc870 \ub2ec\ub7ec\ub85c, 2032\ub144\uae4c\uc9c0 58% \uc131\uc7a5\ud574 USD 50\uc870 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 5.9%\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc99d\uac00\ud558\ub294 \uad6d\uacbd \uac04 \uacb0\uc81c \uc218\uc694\ub294 \ubcc0\ud654\ud558\ub294 \uc138\uae08 \uaddc\uc815\uc744 \ucc98\ub9ac\ud558\uace0 \uad6d\uacbd \uac04 \uac70\ub798\uc5d0\uc11c\uc758 \uc138\uae08 \uacc4\uc0b0 \uc790\ub3d9\ud654, \ub2e4\uc911 \uad00\ud560\uad8c\uc5d0\uc11c\uc758 \uc900\uc218 \ud655\ubcf4\ub97c \uc9c0\uc6d0\ud558\ub294 \uc790\ub3d9\ud654\ub41c \ubd80\uac00\uac00\uce58\uc138(VAT) \ub610\ub294 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc138(GST) \uc900\uc218 \ud50c\ub7ab\ud3fc\uacfc \uac19\uc740 \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub294 \uae30\uc5c5\uc774 \uc7ac\ubb34 \uc6b4\uc601\uc744 \ucd5c\uc801\ud654\ud558\uba74\uc11c \uc138\uae08 \uad00\ub828 \uc704\ud5d8\uc744 \uc644\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n<h4><b>\uc81c\uc57d \uc694\uc778: \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc5d0\uc11c\uc758 \uc138\uae08 \uae30\uc220 \uc778\uc2dd \ubd80\uc871<\/b><\/h4>\n<p>\uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 \uae30\uc5c5\ub4e4\uc740 \uc138\uae08 \uae30\uc220\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \ubd80\uc871\ud574 \uc131\uc7a5\uc5d0 \uc7a5\uc560\ubb3c\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadfc\ub85c\uc790\ub4e4\uc774 \ub514\uc9c0\ud138 \uae30\uc220\uc774 \ubd80\uc871\ud558\uace0 \uc0c8\ub85c\uc6b4 \uae30\uc220 \ub3c4\uc785\uc5d0 \uc7a5\uc560\ubb3c\uc774 \uc874\uc7ac\ud558\uae30 \ub54c\ubb38\uc5d0, \uae30\uc5c5\ub4e4\uc740 \uc790\ub3d9\ud654\uc758 \uc774\uc810\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\uace0 \uc804\ud1b5\uc801\uc778 \uc138\uae08 \ucc98\ub9ac \ubc29\uc2dd\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9ce\uc740 \uc911\uc18c\uae30\uc5c5\uc740 \uc5ec\uc804\ud788 \uc138\uae08\uc744 \uc218\ub3d9\uc73c\ub85c \uc2e0\uace0\ud558\uba70 \ud68c\uacc4\uc0ac, \uc885\uc774 \uc591\uc2dd, \uc5d1\uc140 \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8\ub97c \ud1b5\ud574 \uc138\uae08 \ubcf4\uace0\ub97c \uad00\ub9ac\ud569\ub2c8\ub2e4. \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uae30\uc5c5\ub4e4\uc740 \uc138\uae08 \uae30\uc220\uc774 \uc815\ud655\uc131\uc744 \ub192\uc774\uace0 \uaddc\uc815 \uc900\uc218\ub97c \uc720\uc9c0\ud558\uba70 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubaa8\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc138\uae08 \uae30\uc220\uc758 \uc791\ub3d9 \uc6d0\ub9ac\ub97c \ubaa8\ub974\uae30 \ub54c\ubb38\uc5d0 \uc775\uc219\ud55c \ub178\ub3d9 \uc9d1\uc57d\uc801 \ud504\ub85c\uc138\uc2a4\uc5d0\uc11c \ub514\uc9c0\ud138 \uc194\ub8e8\uc158\uc73c\ub85c \uc804\ud658\ud558\ub294 \uac83\uc744 \uc8fc\uc800\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubb38\uc81c\ub294 \uad50\uc721 \ubc0f \ud6c8\ub828 \ud504\ub85c\uadf8\ub7a8\uc774 \ubd80\uc871\ud558\uae30 \ub54c\ubb38\uc5d0 \ub354\uc6b1 \uc545\ud654\ub429\ub2c8\ub2e4. \uc815\ubd80\uc640 \uc138\uae08 \uae30\uc220 \uae30\uc5c5\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc138\uae08 \uae30\uc220\uc758 \uc774\uc810(\uc608: \uc218\ub3d9 \ub178\ub3d9 \ube44\uc6a9 \uac10\uc18c, \ubc8c\uae08 \ucd5c\uc18c\ud654)\uc744 \uae30\uc5c5\uc5d0 \uad50\uc721\ud558\uace0 \uc7a5\ub824\ud558\uae30 \uc704\ud574 \ucda9\ubd84\ud55c \ud6c8\ub828\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc120\uc9c4 \uc2dc\uc7a5\uacfc \ub2ec\ub9ac \uc2e0\ud765 \uacbd\uc81c\uad6d\uc758 \ub9ce\uc740 \uc815\ubd80\ub294 \ub514\uc9c0\ud138 \uc138\uae08 \uc2e0\uace0, \uc804\uc790 \uc138\uae08\uacc4\uc0b0\uc11c, \uc790\ub3d9\ud654\ub41c \uc900\uc218 \uc194\ub8e8\uc158 \ub4f1\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \ub514\uc9c0\ud138 \uc5f0\uacb0\uc131 \uc778\ud504\ub77c\uc758 \uc81c\uc57d\uc740 \uc138\uae08 \uae30\uc220 \ucc44\ud0dd\uc744 \ubc29\ud574\ud569\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc778\ud130\ub137 \uc5f0\uacb0\uc774 \ubd88\uc548\uc815\ud558\uace0 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc774 \uc81c\ud55c\uc801\uc774\uba70 IT \uc778\ud504\ub77c\uac00 \ubd80\uc871\ud574 \uc138\uae08 \uc790\ub3d9\ud654 \uc194\ub8e8\uc158 \ub3c4\uc785\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc911\uc18c\uae30\uc5c5\uc740 ERP \ub610\ub294 \uc7ac\ubb34 \uc2dc\uc2a4\ud15c \ud1b5\ud569\uc774 \ubd80\uc871\ud574 \uc138\uae08 \uae30\uc220 \ub3c4\uc785\uc774 \ub354\uc6b1 \uc5b4\ub824\uc6cc\uc9d1\ub2c8\ub2e4.<\/p>\n<h4><b>\uae30\ud68c: \ub514\uc9c0\ud138 \ud1b5\ud654 \ubc0f \uc554\ud638\ud654\ud3d0 \uc138\uae08\uc758 \ubd80\uc0c1<\/b><\/h4>\n<p>\ub514\uc9c0\ud138 \ud1b5\ud654\uc758 \uc131\uc7a5\uacfc \uc138\uae08 \uaddc\uc815\uc758 \ubcc0\ud654\ub294 \uc138\uae08 \uae30\uc220\uc5d0 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4. \uc815\ubd80\ub294 \ud22c\uba85\uc131\uc744 \ucd94\uad6c\ud558\uba70, \uc138\uae08 \uae30\uc220\uc740 \uc138\uae08 \ud504\ub85c\uc138\uc2a4 \uc790\ub3d9\ud654, \ubcf4\uace0 \uac04\uc18c\ud654, \ub514\uc9c0\ud138 \uc790\uc0b0\uc5d0 \ub300\ud55c \uc815\ud655\ud55c \uc138\uae08 \uad00\ub9ac\ub97c \ud1b5\ud574 \uae30\uc5c5\uc774 \uc138\uae08 \uc900\uc218\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub354 \ub9ce\uc740 \uac1c\uc778\uacfc \uae30\uc5c5\uc774 \ub514\uc9c0\ud138 \ud1b5\ud654\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uad6d\uac00\ub4e4\uc774 \uacb0\uc81c \ubc0f \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc554\ud638\ud654\ud3d0\ub97c \uc778\uc815\ud558\uace0 \uaddc\uc81c\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ucc38\uace0\ub85c, 2025\ub144 2\uc6d4 \uc5c5\ub370\uc774\ud2b8\ub41c \uc544\ud2c0\ub79c\ud2f1 \uce74\uc6b4\uc2ac CBDC \ud2b8\ub798\ucee4\uc5d0 \ub530\ub974\uba74, 65\uac1c \uad6d\uac00\uac00 \ub514\uc9c0\ud138 \ud654\ud3d0 \uac1c\ubc1c, \ud14c\uc2a4\ud2b8, \ub610\ub294 \ucd9c\uc2dc \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \uc2dc\ubc94 \ud504\ub85c\uc81d\ud2b8\ub294 \uae30\ub85d\uc801\uc778 44\uac1c\uac00 \uc9c4\ud589 \uc911\uc774\uba70, \uc774 \uc911\uc5d0\ub294 \ub514\uc9c0\ud138 \uc720\ub85c\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub9ce\uc740 \uc720\ub7fd \uad6d\uac00\ub4e4\uc740 \ud604\uc9c0 \ubc0f \uad6d\uc81c \uac70\ub798\ub97c \uc704\ud574 CBDC\ub97c \ud14c\uc2a4\ud2b8 \uc911\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc704\uc548\ud654(e-CNY)\ub294 \uc138\uacc4 \ucd5c\ub300 \uaddc\ubaa8\uc758 CBDC \uc2dc\ubc94 \ud504\ub85c\uc81d\ud2b8\uc785\ub2c8\ub2e4. 2024\ub144 6\uc6d4\uae4c\uc9c0 17\uac1c \uc131\uc5d0\uc11c 7\uc870 e-CNY(\uc57d USD 986\uc5b5 \ub2ec\ub7ec)\uc758 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc84c\uc73c\uba70, \uc774\ub294 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 \uc57d 4\ubc30 \uc99d\uac00\ud55c \uc218\uce58\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud1b5\ud654\ub294 \uad50\uc721, \uc758\ub8cc, \uad00\uad11 \ubd84\uc57c\uc5d0\uc11c \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \ud1b5\ud654\ub294 \ub2e8\uc77c \uae30\uad00\uc774 \uad00\ub9ac\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uadf8 \uac00\uce58\uac00 \ubcc0\ub3d9\uc801\uc774\uace0 \uc138\ubc95 \uaddc\uc815\uc774 \uacc4\uc18d \ubcc0\ud654\ud558\uae30 \ub54c\ubb38\uc5d0 \uc138\ubb34 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc790\ub3d9\ud654\ub41c \uc138\ubb34 \uc194\ub8e8\uc158\uc740 \uac70\ub798\ub97c \ucd94\uc801\ud558\uace0, \uc218\uc775\uacfc \uc190\uc2e4\uc744 \uc815\ud655\ud558\uac8c \ucd94\uc815\ud558\uba70, \uc138\ubc95\uc744 \uc27d\uac8c \uc900\uc218\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc815\ubd80\ub4e4\uc774 \uc138\uae08 \ud68c\ud53c\ub97c \ubc29\uc9c0\ud558\uace0 \uc900\uc218\ub97c \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uaddc\uc81c\ub97c \uac15\ud654\ud568\uc5d0 \ub530\ub77c \uc554\ud638\ud654\ud3d0 \uc138\uae08 \ud658\uacbd\uc740 \ubcf5\uc7a1\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d\uc5d0\uc11c \uc554\ud638\ud654\ud3d0 \uc218\uc775\uc5d0 \uc801\uc6a9\ub418\ub294 \uc138\uc728\uc740 \uc790\uc0b0 \ubcf4\uc720 \uae30\uac04\uacfc \uc18c\ub4dd\uc5d0 \ub530\ub77c 0%\uc5d0\uc11c 37%\uae4c\uc9c0 \ub2e4\uc591\ud569\ub2c8\ub2e4. \ub2e8\uae30 \uc218\uc775(1\ub144 \ubbf8\ub9cc \ubcf4\uc720)\uc740 \uc77c\ubc18 \uc18c\ub4dd\uacfc \ub3d9\uc77c\ud558\uac8c \uacfc\uc138\ub418\uba70, \uc7a5\uae30 \uc218\uc775(1\ub144 \ucd08\uacfc \ubcf4\uc720)\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 0%\uc5d0\uc11c 20% \uc0ac\uc774\uc758 \uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>2024\ub144 \ud604\uc7ac, \ubbf8\uad6d \uc7ac\ubb34\ubd80(Department of the Treasury)\uc640 \uad6d\uc138\uccad(IRS)\uc740 \ub514\uc9c0\ud138 \uc790\uc0b0(\uc554\ud638\ud654\ud3d0 \ud3ec\ud568)\uc758 \ub9e4\ub9e4 \ubc0f \uad50\ud658\uc744 \ubcf4\uace0\ud558\ub3c4\ub85d \ud558\ub294 \ucd5c\uc885 \uaddc\uc815\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uaddc\uc815\uc740 \uae30\uc874 \ubc95\uc5d0 \ub530\ub77c \uc774\ubbf8 \uacfc\uc138\ub418\ub294 \uc554\ud638\ud654\ud3d0 \uac70\ub798\ub97c \uc815\ud655\ud788 \ubcf4\uace0\ud558\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220\uc740 \uac70\ub798\ub97c \uc790\ub3d9\uc73c\ub85c \ucd94\uc801\ud558\uace0 \uc138\uae08\uc744 \uc815\ud655\ud788 \uacc4\uc0b0\ud558\uba70, \ubcc0\ud654\ud558\ub294 \uaddc\uc815\uc744 \ub530\ub77c\uac08 \uc218 \uc788\ub3c4\ub85d \ubcf4\uace0 \uacfc\uc815\uc744 \uac04\uc18c\ud654\ud558\uc5ec \uc774\ub97c \uc6a9\uc774\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n<h4><b>\uacfc\uc81c: \uc138\ubc95 \ubc0f \uaddc\uc815 \ubcc0\uacbd\uc758 \ube48\ubc88\ud568<\/b><\/h4>\n<p>\uc138\ubc95 \ubc0f \uaddc\uc815 \ubcc0\uacbd\uc758 \ube48\ubc88\ud568\uc740 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc5d0 \ud070 \ub3c4\uc804 \uacfc\uc81c\uc785\ub2c8\ub2e4. \uc815\ubd80\uac00 \uc900\uc218\ud558\uae30 \uc704\ud574 \uc0c8\ub85c\uc6b4 \uaddc\uce59\uc744 \ub3c4\uc785\ud558\uace0 \uc138\uc728\uc744 \uc870\uc815\ud558\uba70 \ub514\uc9c0\ud138 \uc2e0\uace0 \uc694\uac74\uc744 \ucd94\uac00\ud568\uc5d0 \ub530\ub77c \uc138\uae08 \uc2dc\uc2a4\ud15c\uc740 \uc9c0\uc18d\uc801\uc778 \uc5c5\ub370\uc774\ud2b8\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc138\uae08 \uae30\uc220 \uacf5\uae09\uc5c5\uccb4\ub294 \uc774\ub7ec\ud55c \ubcc0\uacbd\ub41c \uc694\uad6c\uc0ac\ud56d\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uc790\uc8fc \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud558\uba70, \uc774\ub294 \uc9c0\uc18d\uc801\uc778 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud328\uce58, \uc0c8\ub85c\uc6b4 \uc900\uc218 \ubaa8\ub4c8, \uc2e4\uc2dc\uac04 \uc5c5\uadf8\ub808\uc774\ub4dc\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220\uc744 \uc758\uc874\ud558\ub294 \uae30\uc5c5\ub4e4\ub3c4 \uc900\uc218 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc815\uae30\uc801\uc778 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uad50\uc721\uacfc \ub0b4\ubd80 \uac10\uc0ac\uc5d0 \ud22c\uc790\ud574\uc57c \ud558\uba70, \uc774\ub294 \uc6b4\uc601 \ube44\uc6a9\uc73c\ub85c \ub204\uc801\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \ubcf5\uc7a1\ud55c \uae00\ub85c\ubc8c \uc138\uae08 \uaddc\uc815\uc740 \uc774 \ubb38\uc81c\ub97c \ub354\uc6b1 \uc5b4\ub835\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \uac01\uad6d\uc740 \uc11c\ub85c \ub2e4\ub978 \uc138\uae08 \uaddc\uc815\uc744 \uc790\uc8fc \ubcc0\uacbd\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc778\ub3c4 2025\u201326 \ud68c\uacc4\uc5f0\ub3c4(2026\u201327 \uacfc\uc138\uc5f0\ub3c4) \uc138\uae08 \ubcc0\uacbd \uc0ac\ud56d\uc740 \uc138\uae08 \uba74\uc81c \ud55c\ub3c4\ub97c USD 4,820\uc73c\ub85c \uc778\uc0c1\ud558\uace0 \ud658\uae09\uc561\uc744 \uc99d\uac00\uc2dc\ucf1c USD 14,460 \uc774\ud558\uc758 \uc18c\ub4dd\uc5d0 \ub300\ud574 \uc138\uae08 \ubd80\ub2f4\uc774 \uc5c6\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4(\uc774\uc804 \uc5f0\ub3c4 USD 8,430 \ub300\ube44). \uc0c8\ub85c\uc6b4 \uc138\uae08 \uaddc\uc815\uc5d0 \ub530\ub974\uba74 USD 24,100\uc5d0\uc11c USD 28,920 \uc0ac\uc774\uc758 \uc18c\ub4dd\uc740 25%\uc758 \uc138\uc728\uc774 \uc801\uc6a9\ub418\uba70, USD 28,920\uc744 \ucd08\uacfc\ud558\ub294 \uc18c\ub4dd\uc740 30%\uc758 \uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>\uae09\uc5ec \uadfc\ub85c\uc790\ub294 \uc5ec\uc804\ud788 USD 872\uc758 \ud45c\uc900 \uacf5\uc81c\ub97c \ubc1b\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc138\uae08 \uccb4\uacc4\uac00 \uae30\ubcf8 \uc124\uc815\uc774\uc9c0\ub9cc, \ub0a9\uc138\uc790\ub294 \uc591\uc2dd 10-IEA\ub97c \uc81c\ucd9c\ud558\uc5ec \uae30\uc874 \uccb4\uacc4\ub85c \uc804\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138\uae08 \ub370\uc774\ud130\uc758 \uc548\uc804\uc131 \ud655\ubcf4\ub294 \ub610 \ub2e4\ub978 \uacfc\uc81c\uc785\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc138\uae08 \uaddc\uc815\uc740 \uc720\ub7fd\uc758 GDPR\uacfc \uc778\ub3c4 \ub370\uc774\ud130 \ubcf4\ud638\ubc95\uacfc \uc720\uc0ac\ud55c \ub370\uc774\ud130 \uc218\uc9d1, \uc800\uc7a5, \ucc98\ub9ac \ubc29\uc2dd\uc5d0 \ub300\ud55c \uc5c4\uaca9\ud55c \uaddc\uc815\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220 \uae30\uc5c5\uc740 \uc2dc\uc2a4\ud15c\uc774 \uc774\ub7ec\ud55c \ubc95\uaddc\ub97c \uc900\uc218\ud558\uba70 \ubcf4\uc548\uc744 \uac15\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc138\uae08 \ubc0f \ub370\uc774\ud130 \ubcf4\ud638 \ubc95\uaddc \uc900\uc218 \ud655\ubcf4\ub294 \ucd94\uac00\uc801\uc778 \uc6b4\uc601 \ubd80\ub2f4\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uae00\ub85c\ubc8c \uc138\ubb34 \uae30\uc220 \uc2dc\uc7a5 \uc0dd\ud0dc\uacc4 \ubd84\uc11d<\/h3>\n<p>\uc138\ubb34 \uae30\uc220 \uc0dd\ud0dc\uacc4\ub294 \uc138\ubb34 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\uc5ec \uae30\uc5c5\uc758 \uaddc\uc815 \uc900\uc218, \ud6a8\uc728\uc131 \ubc0f \ucd5c\uc801\ud654\ub97c \ubcf4\uc7a5\ud558\ub294 \uc194\ub8e8\uc158 \ubc0f \uc11c\ube44\uc2a4\uc758 \ub124\ud2b8\uc6cc\ud06c\uc785\ub2c8\ub2e4. \uc138\ubb34 \uaddc\uc815 \uc900\uc218 \ubc0f \ubcf4\uace0 \uc194\ub8e8\uc158\uc740 \uc138\ubb34 \uc2e0\uace0\ub97c \uc790\ub3d9\ud654\ud558\uace0, \uc9c0\ubd88\uc744 \uad00\ub9ac\ud558\uba70, \uaddc\uc81c \ubcc0\uacbd\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uc5ec \uae30\uc5c5\uc774 \uaddc\uc815 \uc900\uc218 \uc694\uac74\uc744 \ucda9\uc871\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \uc815\ud655\ud55c \ubcf4\uace0\uc11c\ub97c \uc0dd\uc131\ud558\uace0, \uac10\uc0ac \ucd94\uc801\uc744 \uc720\uc9c0\ud558\uba70, \uaddc\uc815 \ubbf8\uc900\uc218 \uc704\ud5d8\uc744 \uc644\ud654\ud558\uae30 \uc704\ud55c \uc2e4\uc2dc\uac04 \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc138\uae08 \ubd84\uc11d \ubc0f AI \uae30\ubc18 \uc194\ub8e8\uc158\uc740 \uc778\uacf5\uc9c0\ub2a5\uacfc \uc608\uce21 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud574 \uc138\uae08 \uc804\ub7b5\uc744 \ucd5c\uc801\ud654\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc194\ub8e8\uc158\uc740 \uacf5\uc81c \ud56d\ubaa9\uc744 \uc2dd\ubcc4\ud558\uace0 \uc138\uae08 \ubd80\ub2f4\uc744 \uc608\uce21\ud558\uba70 \uc138\uae08 \ub370\uc774\ud130\uc758 \uc774\uc0c1\uce58\ub97c \ud0d0\uc9c0\ud574 \uae30\uc5c5\uc774 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\uace0 \uc7ac\ubb34 \uacc4\ud68d\uc744 \uac1c\uc120\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc138\uae08 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ubc0f \ubb38\uc11c \uad00\ub9ac \uc194\ub8e8\uc158\uc740 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ub514\uc9c0\ud138\ud654, \ubb38\uc11c \ucc98\ub9ac \uc790\ub3d9\ud654, \uc138\uae08 \uae30\ub85d \uc911\uc559\ud654\ub97c \ud1b5\ud574 \uc138\uae08 \uad00\ub828 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \ud611\uc5c5\uc744 \uac15\ud654\ud558\uace0 \ubc84\uc804 \uad00\ub9ac\ub97c \ubcf4\uc7a5\ud558\uba70 \uc548\uc804\ud55c \uc800\uc7a5\uc18c\ub97c \uc81c\uacf5\ud574 \uac10\uc0ac \uc900\ube44 \ubc0f \uaddc\uc81c \uc900\uc218\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad6c\uc131 \uc694\uc18c\uac00 \ud568\uaed8 \uc138\ubb34 \uc6b4\uc601\uc744 \ud601\uc2e0\ud558\uc5ec \uae30\uc5c5\uc758 \uc815\ud655\uc131, \ud6a8\uc728\uc131 \ubc0f \uc804\ub7b5\uc801 \uc138\ubb34 \uacc4\ud68d\uc744 \uac1c\uc120\ud569\ub2c8\ub2e4.<\/p>\n<h4><b>\uc194\ub8e8\uc158\uc5d0 \uae30\ubc18\ud55c \uc138\ubb34 \uc900\uc218 \ubc0f \ubcf4\uace0 \ubd80\ubb38\uc774 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/b><\/h4>\n<p>\uc138\ubb34 \uae30\uc220 \uc2dc\uc7a5\uc758 \uc138\ubb34 \uc900\uc218 \ubc0f \ubcf4\uace0 \uc194\ub8e8\uc158\uc740 \uae30\uc5c5\uc774 \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud558\uace0 \uc138\ubb34 \uc2e0\uace0\ub97c \uac04\uc18c\ud654\ud558\uba70 \uc815\ud655\ud55c \uc7ac\ubb34 \ubcf4\uace0\ub97c \ubcf4\uc7a5\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uc194\ub8e8\uc158\uc740 \uc138\uae08 \uc2e0\uace0\uc11c \uc791\uc131, \uacc4\uc0b0, \uc81c\ucd9c\uc744 \uc790\ub3d9\ud654\ud558\uba70 \ud604\uc9c0, \uad6d\uac00, \uad6d\uc81c \uc138\ubc95 \uc900\uc218\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uae30\uc5c5 \uc790\uc6d0 \uacc4\ud68d(ERP) \uc2dc\uc2a4\ud15c\uacfc \ud1b5\ud569\ub418\uc5b4 \uc2e4\uc2dc\uac04 \uc7ac\ubb34 \ub370\uc774\ud130 \uc218\uc9d1, \uac70\ub798 \ubd84\ub958, \uc138\uae08 \ubd80\ub2f4 \uacc4\uc0b0\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc774\ub294 \uc218\ub3d9 \uac1c\uc785\uc744 \uc904\uc774\uace0 \uc778\uac04 \uc624\ub958 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uba70 \uc138\uae08 \ubcf4\uace0 \ud504\ub85c\uc138\uc2a4\ub97c \uac00\uc18d\ud654\ud569\ub2c8\ub2e4. \uaddc\uc81c \ud658\uacbd\uc774 \uc810\uc810 \ubcf5\uc7a1\ud574\uc9c0\uace0 \ube44\uc900\uc218 \uc2dc \uc911\ub300\ud55c \ubc8c\uae08\uc774 \ubd80\uacfc\ub418\ub294 \uc0c1\ud669\uc5d0\uc11c \uc774\ub7ec\ud55c \uc194\ub8e8\uc158\uc740 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc138\uae08 \uc900\uc218 \ubc0f \ubcf4\uace0 \uc194\ub8e8\uc158\uc758 \uc8fc\uc694 \uae30\ub2a5\uc740 \ub2e4\uc911 \uad00\ud560\uad8c\uc5d0\uc11c \uc138\uae08 \uc2e0\uace0\ub97c \uac04\uc18c\ud654\ud558\uace0 \ud45c\uc900\ud654\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uc0ac\uc804 \uc124\uc815\ub41c \uc138\uae08 \uaddc\uce59\uacfc \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \ucc98\ub9ac\ub97c \ud1b5\ud574 \ubd80\uac00\uac00\uce58\uc138(VAT), \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc138(GST), \ubc95\uc778\uc138\ub97c \uc790\ub3d9\uc73c\ub85c \uacc4\uc0b0\ud569\ub2c8\ub2e4. \ub610\ud55c \ub2e4\uad6d\uc801 \uc138\uae08 \ubcf4\uace0\ub97c \uc9c0\uc6d0\ud558\uc5ec \uae00\ub85c\ubc8c \uae30\uc5c5\uc774 \ub2e4\uc591\ud55c \uc138\uae08 \uaddc\uc815\uc744 \uc900\uc218\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \uc138\uae08 \uacc4\uc0b0 \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uae30\uc5c5\uc740 \uc624\ub958 \uc704\ud5d8\uc744 \ud06c\uac8c \uc904\uc774\uace0 \ubcf4\uace0 \uc815\ud655\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uba70 \uc81c\ucd9c \uae30\ud55c\uc744 \uc900\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc804\uc790 \uc81c\ucd9c \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uae30\uc5c5\uc774 \uc138\ubb34 \ub2f9\uad6d\uc5d0 \uc9c1\uc811 \uc138\uae08 \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uc5ec \uc11c\ub958 \uc791\uc5c5\uacfc \ucc98\ub9ac \uc2dc\uac04\uc744 \uc904\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc194\ub8e8\uc158\uc758 \uc911\uc694\uc131\uc740 \uc900\uc218 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \ub3d9\uc2dc\uc5d0 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ub2a5\ub825\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc740 \uc138\uae08 \uc758\ubb34, \uacb0\uc81c \uc0c1\ud0dc, \uc2e4\uc2dc\uac04 \uac10\uc0ac \ucd94\uc801\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud560 \uc218 \uc788\ub294 \uc911\uc559 \uc9d1\uc911\uc2dd \ub300\uc2dc\ubcf4\ub4dc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub294 \uc870\uc9c1\uc774 \uc138\uae08 \ubc8c\uae08\uc744 \ud53c\ud558\uace0 \uba85\ud655\ud55c \uc7ac\ubb34 \uae30\ub85d\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub610\ud55c \uc138\uae08 \uc900\uc218 \uc194\ub8e8\uc158\uc740 \uc138\ubc95 \ubcc0\uacbd \uc0ac\ud56d\uc5d0 \ub300\ud55c \uc790\ub3d9 \uc5c5\ub370\uc774\ud2b8\ub97c \uc81c\uacf5\ud558\uc5ec \uae30\uc5c5\uc774 \uc218\ub3d9 \uac1c\uc785 \uc5c6\uc774 \uc900\uc218 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uac00\uc2dc\uc131\uacfc \uc815\ud655\uc131\uc744 \uac16\ucd98 \uace0\uae09 \ubcf4\uace0 \uae30\ub2a5\uc740 \uae30\uc5c5\uc774 \uc0c1\uc138\ud55c \uc138\uae08 \ubcf4\uace0\uc11c\ub97c \uc0dd\uc131\ud558\uc5ec \uc138\uae08 \ubd80\ub2f4\uc744 \uba85\ud655\ud788 \ud30c\uc545\ud558\uace0 \uc804\ub7b5\uc801 \uc138\uae08 \uacc4\ud68d\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc804 \uc138\uacc4 \uc815\ubd80\uac00 \ub514\uc9c0\ud138 \uc138\uae08 \ubcf4\uace0\ub97c \ucd09\uc9c4\ud568\uc5d0 \ub530\ub77c \uc138\uae08 \uc900\uc218 \ubc0f \ubcf4\uace0 \uc194\ub8e8\uc158\uc744 \ud65c\uc6a9\ud558\ub294 \uae30\uc5c5\uc740 \uc6b4\uc601 \uc5f0\uc18d\uc131\uc744 \uc720\uc9c0\ud558\uace0 \uaddc\uc81c \uc704\ud5d8\uc744 \uc904\uc774\uba70 \uc138\uae08 \uad00\ub9ac \ud504\ub85c\uc138\uc2a4\ub97c \ucd5c\uc801\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4><b>\uc138\uae08 \uc720\ud615\ubcc4\ub85c\ub294 \uac04\uc811\uc138 \ubd80\ubb38\uc774 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ub192\uc740 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/b><\/h4>\n<p>\uac04\uc811\uc138\ub294 \ubd80\uac00\uac00\uce58\uc138(VAT), \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc138(GST), \ud310\ub9e4\uc138, \uc18c\ube44\uc138, \uad00\uc138 \ub4f1 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc5d0 \ubd80\uacfc\ub418\ub294 \uc138\uae08\uc758 \uacc4\uc0b0, \ubcf4\uace0, \uc900\uc218\ub97c \uc790\ub3d9\ud654\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucda5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc138\uae08\uc740 \ucd5c\uc885 \uc18c\ube44\uc790\uc5d0\uac8c \uc804\uac00\ub418\ubbc0\ub85c, \uae30\uc5c5\uc740 \uc815\ud655\ud788 \uacc4\uc0b0\ud558\uace0 \ubcf4\uace0\ud558\uc5ec \uc900\uc218 \uc704\ud5d8\uacfc \uc7ac\uc815\uc801 \ubc8c\uae08\uc744 \ud53c\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uac04\uc811\uc138 \uc194\ub8e8\uc158\uc740 \uc138\uae08 \uc0b0\uc815 \uacfc\uc815\uc744 \uac04\uc18c\ud654\ud558\uace0, \uccad\uad6c\uc11c \ubc1c\uae09\uc744 \uc790\ub3d9\ud654\ud558\uba70, \ub2e4\uc911 \uad00\ud560\uad8c\uc5d0\uc11c \uc2e4\uc2dc\uac04 \uc138\uae08 \uacc4\uc0b0\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub294 \uc9c0\uc5ed\ubcc4\ub85c \uc138\uc728\uacfc \uaddc\uc815\uc774 \ud06c\uac8c \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \uae00\ub85c\ubc8c \uae30\uc5c5\uc5d0\uac8c \ud2b9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc194\ub8e8\uc158\uc740 \uae30\uc5c5 \uc790\uc6d0 \uacc4\ud68d(ERP) \uc2dc\uc2a4\ud15c, \ud68c\uacc4 \uc18c\ud504\ud2b8\uc6e8\uc5b4, \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uacfc \ud1b5\ud569\ub418\uc5b4 \uac70\ub798 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uc801\uc808\ud55c \uc138\uc728\uc744 \uc801\uc6a9\ud558\uba70 \uc815\ud655\ud55c \uc138\uae08 \uccad\uad6c\uc11c\ub97c \uc0dd\uc131\ud569\ub2c8\ub2e4. \uc138\uae08 \uacc4\uc0b0\uc758 \uc790\ub3d9\ud654\ub294 \uc778\uac04 \uc624\ub958\uac00 \ucd5c\uc18c\ud654\ub418\uc5b4 \uc815\ud655\ud55c \uc138\uae08 \ubcf4\uace0\ub97c \ubcf4\uc7a5\ud558\uace0 \uc900\uc218 \uc704\ud5d8\uc744 \uc904\uc785\ub2c8\ub2e4. \ub610\ud55c \uc774 \uc194\ub8e8\uc158\uc740 \uccad\uad6c\uc11c\uac00 \uc81c\ucd9c \uc804\uc5d0 \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud558\ub294\uc9c0 \uc2e4\uc2dc\uac04\uc73c\ub85c \uac80\uc99d\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud504\ub85c\uc138\uc2a4\uc758 \uc790\ub3d9\ud654\ub294 \uae30\uc5c5\uc758 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc138\uae08 \ubd84\uc7c1\uc744 \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p>\uac04\uc811\uc138 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\ub294 \uad6d\uacbd \uac04 \uac70\ub798 \uc99d\uac00, \uc138\uae08 \uaddc\uc815 \ubcc0\uacbd, \uc804\uc790\uc0c1\uac70\ub798 \uc131\uc7a5\uc73c\ub85c \uc778\ud574 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc740 \ubc8c\uae08\uc744 \ud53c\ud558\uace0 \uc815\ud655\ud55c \uc7ac\ubb34 \ubcf4\uace0\ub97c \uc720\uc9c0\ud558\uba70 \uc138\uae08 \uad00\ub9ac\ub97c \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \uc2e4\uc2dc\uac04 \uc138\uae08 \uc900\uc218\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uac04\uc811\uc138 \uc194\ub8e8\uc158\uc740 \ub2e4\uc911 \uad00\ud560\uad8c \uc900\uc218\ub97c \uc9c0\uc6d0\ud558\uc5ec \uae30\uc5c5\uc774 \uc218\ub3d9 \uac1c\uc785 \uc5c6\uc774 \ub2e4\uc591\ud55c \uc138\uae08 \uccb4\uc81c\uc5d0 \uc801\uc751\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub610\ud55c \uc774\ub7ec\ud55c \uc194\ub8e8\uc158\uc740 \uc804\uc790 \uc81c\ucd9c \ubc0f \uc790\ub3d9\ud654\ub41c \uc138\uae08 \uc2e0\uace0\uc11c \uc791\uc131 \uc9c0\uc6d0\uc744 \ud1b5\ud574 \uc7ac\ubb34 \ud300\uc758 \ubd80\ub2f4\uc744 \uc904\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \uc138\uae08(DST)\uacfc \ud658\uacbd \uc138\uae08 \ub4f1 \uac04\uc811\uc138 \uaddc\uc81c\uc758 \ubcf5\uc7a1\uc131\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uac15\ub825\ud55c \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158\uc758 \ud544\uc694\uc131\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc194\ub8e8\uc158\uc740 \uc138\uae08 \uc900\uc218\ub97c \uac15\ud654\ud558\uace0 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uba70 \uc815\ud655\ud55c \uc138\uae08 \ubcf4\uace0\ub97c \ubcf4\uc7a5\ud558\uc5ec \uae30\uc5c5\uc774 \ud575\uc2ec \uc5c5\ubb34\uc5d0 \uc9d1\uc911\ud558\uba74\uc11c\ub3c4 \uac04\uc811\uc138 \ubc95\uaddc\ub97c \uc900\uc218\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<h3>\ubbf8\uad6d\uc774 \ubd81\ubbf8 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc758 \ucd5c\ub300 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4<\/h3>\n<p>\ubbf8\uad6d\uc740 2025\ub144\uae4c\uc9c0 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uc131\uc7a5 \uc911\uc774\uba70, Avalara, Vertex, H&amp;R Block, ADP, SOVOS \ub4f1 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc774 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc740 \uace0\uae09 \uae30\uc220\uc744 \uc870\uae30\uc5d0 \ub3c4\uc785\ud55c \uae30\uc220 \uc911\uc2ec \uae30\uc5c5\uacfc \uae30\uc5c5\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220\uc740 AI, \uba38\uc2e0\ub7ec\ub2dd, \ubd84\uc11d \ub4f1 \uace0\uae09 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uba70, \uc774\ub294 \ubbf8\uad6d\uc758 \ud601\uc2e0 \uc911\uc2ec \uc804\ub7b5\uacfc \uc798 \ub9de\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc815\ubd80 \uc815\ucc45\uc740 \ubbf8\uad6d \ub0b4 \uc138\uae08 \uae30\uc220 \ucc44\ud0dd\uc744 \ud06c\uac8c \ucd09\uc9c4\ud588\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc138\uae08 \uc9d5\uc218 \ub2f4\ub2f9 \uae30\uad00\uc778 IRS(Internal Revenue Service)\ub294 \ub178\ud6c4\ud654\ub41c \uc2dc\uc2a4\ud15c\uc744 \uac1c\uc120\ud558\uace0 \ub0a9\uc138\uc790 \uc11c\ube44\uc2a4\ub97c \uac15\ud654\ud558\uba70 \uc900\uc218\ub97c \uac15\ud654\ud558\uae30 \uc704\ud574 \ub300\uaddc\ubaa8 \ub514\uc9c0\ud138 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc9c4\ud589 \uc911\uc785\ub2c8\ub2e4. 2022\ub144 \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95\ubc95(Inflation Reduction Act, IRA)\uc740 IRS\uc5d0 10\ub144\uac04 \uc57d USD 800\uc5b5 \ub2ec\ub7ec\ub97c \ubc30\uc815\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 2024\ub144 3\uc6d4 \uae30\uc900 \uc785\ubc95 \ubcc0\uacbd\uc73c\ub85c \uc774 \uc790\uae08 \uc911 USD 202\uc5b5 \ub2ec\ub7ec\uac00 \uac10\ucd95\ub418\uc5b4, \uc57d USD 600\uc5b5 \ub2ec\ub7ec\uac00 \ud604\ub300\ud654 \ub178\ub825 \uc9c0\uc6d0\uc744 \uc704\ud574 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d \ub0b4 \uc5ec\ub7ec \uc8fc\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uad6d\uc81c \ubc0f \uad6d\ub0b4 \uae30\uc5c5\ub4e4\uc740 \ubcc0\ub3d9\ud558\ub294 \uc138\uc728, \ube48\ubc88\ud55c \uaddc\uc81c \ubcc0\uacbd, \uc11c\ub85c \ub2e4\ub978 \uc138\uae08 \ubd84\ub958 \uccb4\uacc4\ub85c \uc778\ud574 \uc900\uc218 \ubd80\ub2f4\uc774 \uc99d\uac00\ud558\uace0 \uc624\ub958 \ubc0f \ubc8c\uae08 \uc704\ud5d8\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2024\ub144 2\uc6d4 \uc138\uae08 \uc7ac\ub2e8(Tax Foundation)\uc740 \uc8fc \ubc0f \uc9c0\ubc29 \ud310\ub9e4\uc138\uc728\uc5d0 \ub300\ud55c \ubcf4\uace0\uc11c\ub97c \ubc1c\ud45c\ud588\uc73c\uba70, 2024\ub144 \uae30\uc900 45\uac1c \uc8fc\uc640 \uc6cc\uc2f1\ud134 D.C.\uac00 \uc8fc \uc804\uccb4\uc5d0 \uc801\uc6a9\ub418\ub294 \ud310\ub9e4\uc138\ub97c \ubd80\uacfc\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc911 \uce98\ub9ac\ud3ec\ub2c8\uc544\uc8fc\ub294 7.25%\ub85c \uc8fc \uc218\uc900 \ud310\ub9e4\uc138\uc728\uc774 \uac00\uc7a5 \ub192\uc73c\uba70, \uc778\ub514\uc560\ub098\uc8fc, \ubbf8\uc2dc\uc2dc\ud53c\uc8fc, \ub85c\ub4dc\uc544\uc77c\ub79c\ub4dc\uc8fc, \ud14c\ub124\uc2dc\uc8fc\uac00 7%\ub85c \uacf5\ub3d9 2\uc704\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \ucf5c\ub85c\ub77c\ub3c4\uc8fc\ub294 2.9%\ub85c \uac00\uc7a5 \ub0ae\uc740 \ube44\uc81c\ub85c \uc8fc \ud310\ub9e4\uc138\uc728\uc744 \uae30\ub85d\ud588\uc73c\uba70, \uc54c\ub77c\ubc14\ub9c8\uc8fc, \uc870\uc9c0\uc544\uc8fc, \ud558\uc640\uc774\uc8fc, \ub274\uc695\uc8fc, \uc640\uc774\uc624\ubc0d\uc8fc\uac00 4%\ub85c \uadf8 \ub4a4\ub97c \uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc0ac\uc6b0\uc2a4\ub2e4\ucf54\ud0c0\uc758 2023\ub144 \uc138\uae08 \uac10\uba74 \uc870\uce58(2026\ub144\uc5d0 \ub9cc\ub8cc \uc608\uc815) \uc774\ud6c4 \uc8fc\ubcc4 \uc138\uc728 \ubcc0\uacbd\uc740 \uc5c6\uc5c8\uc9c0\ub9cc, \uc774\ub7ec\ud55c \ucc28\uc774\ub294 \uc790\ub3d9\ud654\ub41c \uc138\uc728 \uacc4\uc0b0\uacfc \uaddc\uc81c \ubcc0\uacbd \ubaa8\ub2c8\ud130\ub9c1\uc744 \uc704\ud55c \uc138\uae08 \uae30\uc220\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158\uc740 \uc138\uae08 \uacc4\uc0b0 \uc790\ub3d9\ud654, \uaddc\uc81c \ubcc0\uacbd \ubaa8\ub2c8\ud130\ub9c1, \ub2e4\uc911 \uad00\ud560\uad8c\uc5d0\uc11c\uc758 \uc815\ud655\ud55c \ubcf4\uace0\ub97c \ud1b5\ud574 \uc774\ub7ec\ud55c \ubcf5\uc7a1\uc131\uc744 \uc644\ud654\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc138\uae08 \uaddc\uc81c \ud658\uacbd\uc5d0 \ub9de\ucd94\uace0 \uc138\uae08 \uae30\uc220 \uc81c\uacf5\uc5c5\uccb4\uc758 \uc138\uae08 \uae30\uc220 \uc2dc\uc2a4\ud15c\uc758 \uc9c0\uc18d\uc801\uc778 \uac1c\uc120\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574<\/p>\n<h3>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ucd5c\uadfc \ub3d9\ud5a5<\/h3>\n<ul>\n<li>2025\ub144 3\uc6d4, Xero\ub294 Parolla\uc640 \ud611\ub825\ud574 \uc544\uc77c\ub79c\ub4dc \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \ubb34\ub8cc VAT3 \uc2e0\uace0 \ubc0f SEPA \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. Parolla \ud50c\ub7ec\uadf8\uc778\uc740 Revenue Online Services (ROS)\uc5d0 \uc9c1\uc811 VAT3 \uc81c\ucd9c\uc744 \uac00\ub2a5\ud558\uac8c \ud588\uc73c\uba70, SEPA \uc900\uc218 \ud30c\uc77c\uc744 \ud1b5\ud574 \uacf5\uae09\uc5c5\uccb4 \uacb0\uc81c \uacfc\uc815\uc744 \uac04\uc18c\ud654\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc5c5\ub370\uc774\ud2b8\ub294 Xero Business Edition \ubc0f Cashbook \uc0ac\uc6a9\uc790\ub97c \uc9c0\uc6d0\ud574 \uc138\uae08 \uc790\ub3d9\ud654 \ubc0f \uc815\ud655\uc131\uc744 \ud5a5\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. 3\uc6d4 9\uc77c\uacfc 13\uc77c\uc5d0 \uc0c8\ub85c\uc6b4 \ub3c4\uad6c\ub97c \uc2dc\uc5f0\ud558\ub294 \uc6e8\ube44\ub098\uac00 \uac1c\ucd5c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 Xero\uc758 \u201cCommitted to Ireland\u201d \uc774\ub2c8\uc154\ud2f0\ube0c\uc758 \uccab \ubc88\uc9f8 \ub2e8\uacc4\uc600\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ul>\n<li>2025\ub144 1\uc6d4, Wolters Kluwer\ub294 \uce90\ub098\ub2e4\uc758 CCH iFirm\uc5d0 GenAI \uae30\ubc18 CCH AnswerConnect\ub97c \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud574\ub2f9 \uc9c0\uc5ed\uc5d0\uc11c \ucd5c\ucd08\uc758 \ud601\uc2e0\uc801\uc778 \uae30\ub2a5 \uac15\ud654\uc600\uc2b5\ub2c8\ub2e4. \uc774 \ud1b5\ud569\uc744 \ud1b5\ud574 \uc138\ubb34 \ubc0f \ud68c\uacc4 \uc804\ubb38\uac00\ub294 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ub0b4\uc5d0\uc11c AI \uae30\ubc18 \uc5f0\uad6c \ubc0f \ub9de\ucda4\ud615 \ub2f5\ubcc0\uc5d0 \uc9c1\uc811 \uc811\uadfc\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc138\uae08 \uc2dc\uc98c \ud6a8\uc728\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \uc124\uacc4\ub41c \uc774 \uc194\ub8e8\uc158\uc740 \uc678\ubd80 \ub3c4\uad6c \uc758\uc874\ub3c4\ub97c \uc904\uc774\uace0 \uc798\ubabb\ub41c \uc815\ubcf4 \ud655\uc0b0\uc744 \ucd5c\uc18c\ud654\ud588\uc2b5\ub2c8\ub2e4. \uc601\uc5b4\uc640 \ud504\ub791\uc2a4\uc5b4\ub85c \uc81c\uacf5\ub418\ub294 \uc774 \uc194\ub8e8\uc158\uc740 Wolters Kluwer\uac00 \uc804\ubb38 \uc138\ubb34 \uc11c\ube44\uc2a4 \ubd84\uc57c\uc758 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uc120\ub3c4\ud55c\ub2e4\ub294 \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ul>\n<li>2025\ub144 1\uc6d4, Thomson Reuters\ub294 \ubbf8\uad6d \uae30\ubc18 \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \uc138\ubb34 \uc790\ub3d9\ud654 \uae30\uc5c5 SafeSend\ub97c \ud604\uae08 6\uc5b5 \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4. SafeSend\ub294 \uc138\uae08 \uc2e0\uace0 \ucc98\ub9ac\uc758 \ucd5c\uc885 \ub2e8\uacc4\ub97c \uac04\uc18c\ud654\ud558\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc838 \uc788\uc73c\uba70, \ubbf8\uad6d \uc0c1\uc704 500\ub300 \ud68c\uacc4 firms\uc758 70%\ub97c \uace0\uac1d\uc73c\ub85c \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc778\uc218\ub294 \uc790\ub3d9\ud654 \ubc0f \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc744 \uac15\ud654\ud568\uc73c\ub85c\uc368 Thomson Reuters\uc758 \uc138\uae08 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc5ed\ub7c9\uc744 \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4. SafeSend\ub294 2025\ub144 $60\ubc31\ub9cc \ub2ec\ub7ec\uc758 \ub9e4\ucd9c\uc744 \ucc3d\ucd9c\ud558\uace0 \uc5f0\uac04 25% \uc774\uc0c1 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ul>\n<li>2024\ub144 12\uc6d4, \uc544\ubc1c\ub77c\ub77c\ub294 \ube0c\ub77c\uc9c8 \uae30\ubc18 \uc804\uc790\uc138\uae08\uacc4\uc0b0\uc11c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc81c\uacf5\uc5c5\uccb4\uc778 Oobj Tecnologia da Informa\u00e7\u00e3o Ltda\ub97c \uc778\uc218\ud574 \uae00\ub85c\ubc8c \uc804\uc790\uc138\uae08\uacc4\uc0b0\uc11c \uc194\ub8e8\uc158 \uc5ed\ub7c9\uc744 \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc778\uc218\ub294 \uc544\ubc1c\ub77c\ub77c\uc758 \ube0c\ub77c\uc9c8 \ub0b4 \uc5d4\ub4dc\ud3ec\uc778\ud2b8 \uc5f0\uacb0\uc131\uc744 \uac15\ud654\ud558\uace0 \uc804\uc790\uc138\uae08\uacc4\uc0b0\uc11c \uc11c\ube44\uc2a4 \ubc94\uc704\ub97c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 6\uac1c\uad6d\uc73c\ub85c \ud655\uc7a5\ud588\uc2b5\ub2c8\ub2e4. Oobj\ub294 \ub3c5\ub9bd\ub41c \uc81c\ud488\uc73c\ub85c \uacc4\uc18d \uc6b4\uc601\ub418\uba70, Avalara\uc758 \uc804\uc790 \uc138\uae08 \uacc4\uc0b0\uc11c \ubc0f \uc2e4\uc2dc\uac04 \ubcf4\uace0(ELR) \uc194\ub8e8\uc158\uacfc \ud1b5\ud569\ub418\uc5b4 \uae30\uc5c5\uc5d0 \uc6d0\ud65c\ud55c \uc900\uc218\ub97c \uc704\ud55c \ub2e8\uc77c \uae00\ub85c\ubc8c API\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>\uc8fc\uc694 \uc2dc\uc7a5 \ud50c\ub808\uc774\uc5b4<\/h3>\n<h3>\uc0c1\uc704 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \uae30\uc5c5 \ubaa9\ub85d<\/h3>\n<p>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc740 \uc9c0\uc5ed\uc801 \uc874\uc7ac\uac10\uc774 \ub113\uc740 \uba87\uba87 \uc8fc\uc694 \uae30\uc5c5\uc774 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>Wolters Kluwer(Netherlands)<br \/>\nH&amp;R Block(US)<br \/>\nAvalara (US)<br \/>\nVertex (US)<br \/>\nThomson Reuters (Canada)<br \/>\nSAP (Germany)<br \/>\nADP (US)<br \/>\nSOVOS (US)<br \/>\nIntuit (US)<br \/>\nXero (New Zealand)<br \/>\nTaxBit(US)<br \/>\nRyan(US)<br \/>\nTaxAct (US)<br \/>\nAnrok(US)<br \/>\nCorvee(US)<br \/>\nTaxSlayer (US)<br \/>\nFonoa (Ireland)<br \/>\nToken Tax (US)<br \/>\nDrake Software (US)<br \/>\nTaxJar (US)<br \/>\nPicnic Tax(US)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23272\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319.png\" alt=\"\" width=\"948\" height=\"832\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319.png 948w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319-300x263.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319-768x674.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319-230x202.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319-350x307.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/08\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-08-07-154319-480x421.png 480w\" sizes=\"(max-width: 948px) 100vw, 948px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4><b>\ubaa9\ucc28<\/b><\/h4>\n<p><b>\ub3c5\uc810 \uc815\ubcf4\ub294 MarketsandMarkets\uc5d0\ub9cc \uc788\ub294 \ucf58\ud150\uce20\/\ub370\uc774\ud130\ub85c, \ub2e4\ub978 \uacbd\uc7c1\uc0ac\uc5d0\uc11c\ub294 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/b><\/p>\n<p><b>\uc81c\ubaa9<\/b><\/p>\n<p><b>\ud398\uc774\uc9c0 \ubc88\ud638<\/b><\/p>\n<p><b>\uc18c\uac1c<\/b><\/p>\n<p><b>27<\/b><\/p>\n<p><b>\uc5f0\uad6c \ubc29\ubc95\ub860<\/b><\/p>\n<p><b>32<\/b><\/p>\n<p><b>\uc694\uc57d<\/b><\/p>\n<p><b>45<\/b><\/p>\n<p><b>\ud504\ub9ac\ubbf8\uc5c4 \ud1b5\ucc30<\/b><\/p>\n<p><b>49<\/b><\/p>\n<p><b>\uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc0b0\uc5c5 \ub3d9\ud5a5<\/b><\/p>\n<p><b>54<\/b><\/p>\n<ul>\n<li><b>5.1 \uc18c\uac1c<\/b><\/li>\n<li><b>5.2 \uc2dc\uc7a5 \ub3d9\uc778- \ubcf5\uc7a1\ud55c \uad6d\uacbd \uac04 \ubb34\uc5ed \uc138\uae08 \uaddc\uc815- \uc8fc \ubc0f \uc9c0\ubc29 \uc138\uc728\uc758 \ubcc0\ub3d9\uc131- \uae30\uc5c5 ESG \ubc0f \uc138\uae08 \ud22c\uba85\uc131 \uc774\ub2c8\uc154\ud2f0\ube0c \uc81c\uc57d \uc694\uc778- \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc5d0\uc11c\uc758 \uc138\uae08 \uae30\uc220 \uc778\uc2dd \ubd80\uc871 \uae30\ud68c- \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569- \ub514\uc9c0\ud138 \ud1b5\ud654 \ubc0f \uc554\ud638\ud654\ud3d0 \uc138\uae08\uc758 \ubd80\uc0c1 \ub3c4\uc804 \uacfc\uc81c- \uc138\ubc95 \ubc0f \uaddc\uc815 \ubcc0\uacbd\uc758 \ube48\ubc88\ud568<\/b><\/li>\n<li><b>5.3 \uc0ac\ub840 \uc5f0\uad6c \ubd84\uc11d \uc0ac\ub840 \uc5f0\uad6c 1: VINCULUM\uacfc AVALARA\ub85c \uc804\uc790\uc0c1\uac70\ub798\uc5d0\uc11c \uc2b9\ub9ac\ud558\uae30 \uc0ac\ub840 \uc5f0\uad6c 2: \uc138\ubb34 \ubd80\uc11c \ud6a8\uc728\uc131 \ud5a5\uc0c1 \ubc0f \uc900\uc218 \uc704\ud5d8 \ucd5c\uc18c\ud654 \uc0ac\ub840 \uc5f0\uad6c 3: CCH PROSYSTEM FX TAX \ubc0f CCH AXCESS SUITE\ub97c \ud65c\uc6a9\ud55c \uc6b4\uc601 \uc6b0\uc218\uc131 \ub2ec\uc131 \uc0ac\ub840 \uc5f0\uad6c 4: BERGER, ELLIOTT &amp; PRITCHARD\uc758 CCH PROSYSTEM FX TAX \ubc0f CCH AXCESS SUITE\uc640\uc758 \uc5ec\uc815 \uc0ac\ub840 \uc5f0\uad6c 5: \uc774\ub178\ubcf4\ub2c9\uc2a4, \uc544\ubc1c\ub77c\ub77c\ub97c \ud1b5\ud574 \uc644\uc804\ud55c \uc138\uae08 \uc900\uc218 \ud328\ud0a4\uc9c0 \ubc1c\uacac<\/b><\/li>\n<li><b>5.4 \uc0dd\ud0dc\uacc4 \ubd84\uc11d<\/b><\/li>\n<li><b>5.5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/b><\/li>\n<li><b>5.6 \uac00\uaca9 \ubd84\uc11d \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\uc758 \ud3c9\uade0 \ud310\ub9e4 \uac00\uaca9, \uc870\uc9c1 \uaddc\ubaa8\ubcc4 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\uc758 \ucd94\uc815 \uac00\uaca9, \uc194\ub8e8\uc158\ubcc4<\/b><\/li>\n<li><b>5.7 \ud2b9\ud5c8 \ubd84\uc11d \uc8fc\uc694 \ud2b9\ud5c8 \ubaa9\ub85d<\/b><\/li>\n<li><b>5.8 \uae30\uc220 \ubd84\uc11d \uc8fc\uc694 \uae30\uc220 &#8211; \ube14\ub85d\uccb4\uc778 &#8211; \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305 &#8211; AI \ubc0f ML &#8211; \uc138\uae08\uc6a9 \ub85c\ubd07 \ud504\ub85c\uc138\uc2a4 \uc790\ub3d9\ud654 (RPA) &#8211; API \uc6b0\uc120 \uc138\uae08 \uc900\uc218 \ubcf4\uc644 \uae30\uc220 &#8211; \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc194\ub8e8\uc158 &#8211; \uc7ac\ubb34 \uad00\ub9ac \uc18c\ud504\ud2b8\uc6e8\uc5b4 &#8211; \ub370\uc774\ud130 \uc2dc\uac01\ud654 \ub3c4\uad6c &#8211; \ube45 \ub370\uc774\ud130 \ubc0f \uc138\uae08 \ubd84\uc11d \uc778\uc811 \uae30\uc220 &#8211; \uc0ac\ubb3c \uc778\ud130\ub137 (IoT)- 5G \uc5f0\uacb0- \ub514\uc9c0\ud138 \ud1b5\ud654 \ubc0f \uc554\ud638\ud654\ud3d0 \ud50c\ub7ab\ud3fc<\/b><\/li>\n<li><b>5.9 \uaddc\uc81c \ud658\uacbd \uaddc\uc81c \uae30\uad00, \uc815\ubd80 \uae30\uad00 \ubc0f \uae30\ud0c0 \uc870\uc9c1 \uc8fc\uc694 \uaddc\uc81c \uc0ac\ud56d, \uc9c0\uc5ed\ubcc4- \ubd81\ubbf8- \uc720\ub7fd- \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591- \uc911\ub3d9 \ubc0f \ub0a8\uc544\ud504\ub9ac\uce74- \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74<\/b><\/li>\n<li><b>5.10 \ud3ec\ud130\uc758 5\ub300 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611 \ub300\uccb4\ud488\uc758 \uc704\ud611 \uacf5\uae09\uc5c5\uccb4\uc758 \ud611\uc0c1\ub825 \uad6c\ub9e4\uc790\uc758 \ud611\uc0c1\ub825 \uacbd\uc7c1 \uac15\ub3c4<\/b><\/li>\n<li><b>5.11 2025\ub144\ubd80\ud130 2026\ub144\uae4c\uc9c0 \uc8fc\uc694 \ucee8\ud37c\ub7f0\uc2a4 \ubc0f \ud589\uc0ac<\/b><\/li>\n<li><b>5.12 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ud2b8\ub80c\ub4dc\/\ud30c\uad34\uc801 \ubcc0\ud654<\/b><\/li>\n<li><b>5.13 \uad6c\ub9e4 \ud504\ub85c\uc138\uc2a4\uc5d0\uc11c\uc758 \uc8fc\uc694 \uc774\ud574\uad00\uacc4\uc790<\/b><\/li>\n<li><b>5.14 \uad6c\ub9e4 \uae30\uc900<\/b><\/li>\n<li><b>5.15 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \ubd84\uc11d \uac00\uaca9 \ubaa8\ub378 PAAS \ubaa8\ub378 IAAS \ubaa8\ub378 \ud654\uc774\ud2b8\ub77c\ubca8 \ubaa8\ub378<\/b><\/li>\n<li><b>5.16 \ud22c\uc790 \ubc0f \uc790\uae08 \uc870\ub2ec \uc2dc\ub098\ub9ac\uc624<\/b><\/li>\n<li><b>5.17 AI\/GEN AI\uac00 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 \uc8fc\uc694 \uc0ac\uc6a9 \uc0ac\ub840 \ubc0f \uc2dc\uc7a5 \uc7a0\uc7ac\ub825 &#8211; \uc8fc\uc694 \uc0ac\uc6a9 \uc0ac\ub840 \uc0ac\ub840 \uc5f0\uad6c &#8211; \uc0ac\ub840 1: H&amp;R Block\uc740 Azure AI\ub97c \uc0ac\uc6a9\ud558\uc5ec \uac15\ub825\ud55c AI \uc138\uae08 \ubcf4\uc870 \ub3c4\uad6c\ub97c \uac1c\ubc1c\ud574 \uc138\uae08 \uc900\ube44\ub97c \uac04\uc18c\ud654\ud588\uc2b5\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4 \uc774\ub2c8\uc154\ud2f0\ube0c &#8211; Intuit<\/b><\/li>\n<\/ul>\n<p><b>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5, \uc81c\uacf5 \uc720\ud615\ubcc4<\/b><\/p>\n<p><b>97<\/b><\/p>\n<ul>\n<li><b>6.1 \uc18c\uac1c: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n<li><b>6.2 \uc194\ub8e8\uc158 \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158\uc758 \ucc44\ud0dd \ud655\ub300\ub97c \ud1b5\ud574 \uc900\ubc95 \uc900\uc218 \uac04\uc18c\ud654 \ubc0f \uc815\ud655\uc131 \ud5a5\uc0c1 \uc138\uae08 \uc900\ubc95 \ubc0f \ubcf4\uace0- \uc790\ub3d9\ud654\ub41c \uc138\uae08 \uc2e0\uace0 \ubc0f \ubcf4\uace0\ub97c \ud1b5\ud574 \uc801\uc2dc \uc900\ubc95 \uc900\uc218 \ubcf4\uc7a5- \ubc95\uc778\uc138 \uc900\ubc95(\uc9c1\uc811\uc138 \ubc0f \uac04\uc811\uc138)- \ud310\ub9e4 \ubc0f \uc0ac\uc6a9\uc138 \uc790\ub3d9\ud654- \ubd80\uac00\uac00\uce58\uc138(VAT)\/\uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc138(GST) \uc900\uc218- \uc804\uc790 \uc2e0\uace0 \ubc0f \uc138\uae08 \uc2e0\uace0\uc11c \uc791\uc131 \uc138\uae08 \ubd84\uc11d \ubc0f AI \uae30\ubc18 \uc194\ub8e8\uc158- \uc608\uce21 \ubd84\uc11d\uc744 \ud1b5\ud55c \uc120\uc81c\uc801 \uc138\uae08 \uacc4\ud68d \ubc0f \uaddc\uc81c \uc801\uc751- \uc138\uae08 \uacc4\ud68d \uc704\ud55c \uc608\uce21 \ubd84\uc11d- AI \uae30\ubc18 \uc138\uae08 \uac10\uc0ac \ubc0f \uc704\ud5d8 \ud3c9\uac00- \uc138\uae08 \ub370\uc774\ud130 \uc2dc\uac01\ud654 \ubc0f \uc758\uc0ac \uacb0\uc815 \uc9c0\uc6d0 \uc138\uae08 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ubc0f \ubb38\uc11c \uad00\ub9ac- \uc138\uae08 \uc2e0\uace0 \uac00\uc18d\ud654 \ubc0f \uc624\ub958 \uac10\uc18c\ub97c \uc704\ud55c \uace0\uae09 \ub514\uc9c0\ud138 \uac10\uc0ac \uc194\ub8e8\uc158- \uc138\uae08 \ubb38\uc11c \uc790\ub3d9\ud654 \ubc0f \uc804\uc790 \uc11c\uba85- \uc138\uae08 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ud611\uc5c5 \ud50c\ub7ab\ud3fc- \uac10\uc0ac \ucd94\uc801 \ubc0f \uaddc\uc81c \ubb38\uc11c\ud654<\/b><\/li>\n<li><b>6.3 \uc804\ubb38 \uc11c\ube44\uc2a4 \uc6d0\ud65c\ud55c \uad6c\ud604 \ubc0f \uc720\uc9c0 \uad00\ub9ac\ub97c \uc704\ud55c \uc885\ud569\uc801\uc778 \uc138\ubb34 \uae30\uc220 \uc9c0\uc6d0 \ucee8\uc124\ud305 \ubc0f \uad50\uc721 \ud1b5\ud569 \ubc0f \ubc30\ud3ec \uc9c0\uc6d0 \ubc0f \uc720\uc9c0 \uad00\ub9ac<\/b><\/li>\n<\/ul>\n<p><b>\uc138\ubb34 \uae30\uc220 \uc2dc\uc7a5, \ubc30\ud3ec \ubaa8\ub4dc\ubcc4<\/b><\/p>\n<p><b>115<\/b><\/p>\n<ul>\n<li><b>7.1 \uc18c\uac1c \ubc30\ud3ec \ubaa8\ub4dc: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n<li><b>7.2 \ud074\ub77c\uc6b0\ub4dc \ud074\ub77c\uc6b0\ub4dc \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158: \ub2e4\uc911 \uad00\ud560\uad8c \uc900\uc218 \ubc0f \uc6d0\uaca9 \ud611\uc5c5 \uc9c0\uc6d0<\/b><\/li>\n<li><b>7.3 \uc628\ud504\ub808\ubbf8\uc2a4 \uc628\ud504\ub808\ubbf8\uc2a4 \uc138\uae08 \uae30\uc220 \ubc30\ud3ec: \ub370\uc774\ud130 \ubcf4\uc548 \ubc0f \uc900\uc218 \uac15\ud654<\/b><\/li>\n<\/ul>\n<p><b>\uc138\uae08 \uc720\ud615\ubcc4 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5<\/b><\/p>\n<p><b>120<\/b><\/p>\n<ul>\n<li><b>8.1 \uc18c\uac1c \uc138\uae08 \uc720\ud615: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n<li><b>8.2 \uc9c1\uc811 \uc138\uae08 \uac04\uc18c\ud654: \uc900\uc218 \ubc0f \ud6a8\uc728\uc131\uc744 \uc704\ud55c \uc9c1\uc811 \uc138\uae08 \uad00\ub9ac \ubc95\uc778 \uc18c\ub4dd\uc138 \uc790\ubcf8 \uc774\ub4dd\uc138 \uc7ac\uc0b0\uc138 \uae30\ud0c0 \uc9c1\uc811 \uc138\uae08<\/b><\/li>\n<li><b>8.3 \uac04\uc811\uc138 \uc815\ud655\ud55c \ubd80\uac00\uac00\uce58\uc138(VAT), \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc138(GST), \ud310\ub9e4\uc138 \uc900\uc218 \uc790\ub3d9\ud654 \ubd80\uac00\uac00\uce58\uc138(VAT) \ubc0f \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc138(GST) \ud310\ub9e4 \ubc0f \uc0ac\uc6a9\uc138 \uc18c\ube44\uc138 \uad00\uc138 \ubc0f \uad00\uc138 \uae30\ud0c0 \uac04\uc811\uc138<\/b><\/li>\n<\/ul>\n<p><b>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5, \uc870\uc9c1 \uaddc\ubaa8\ubcc4<\/b><\/p>\n<p><b>129<\/b><\/p>\n<ul>\n<li><b>9.1 \uc18c\uac1c: \uc870\uc9c1 \uaddc\ubaa8\ubcc4 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n<li><b>9.2 \ub300\uaddc\ubaa8 \uae30\uc5c5: \uc9c4\ud654\ud558\ub294 \uaddc\uc81c \ubc0f \uc900\uc218 \uc694\uad6c\uc0ac\ud56d\uc73c\ub85c \uc778\ud55c \ub300\uaddc\ubaa8 \uae30\uc5c5\uc5d0\uc11c\uc758 \uc138\uae08 \ud22c\uba85\uc131 \ubc0f \uc704\ud5d8 \uc644\ud654 \uc218\uc694<\/b><\/li>\n<li><b>9.3 \uc911\uc18c\uae30\uc5c5\uc758 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158 \uc218\uc694: \uc911\uc18c\uae30\uc5c5\uc758 \uc900\uc218 \ubc0f \uc7ac\ubb34 \uad00\ub9ac \ud6a8\uc728\ud654<\/b><\/li>\n<\/ul>\n<p><b>\uc138\uae08 \uae30\uc220 \uc2dc\uc7a5, \uc0b0\uc5c5\ubcc4<\/b><\/p>\n<p><b>134<\/b><\/p>\n<ul>\n<li><b>10.1 \uc18c\uac1c: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n<li><b>10.2 BFSI BFSI \ubd80\ubb38\uc5d0\uc11c\uc758 \uc790\ub3d9\ud654\ub41c \uc138\uae08 \uc900\uc218 \ubc0f \uc704\ud5d8 \uc644\ud654 \uc218\uc694 BFSI: \uc0ac\ub840 \uc5f0\uad6c- \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc704\ud55c \uc790\ub3d9\ud654\ub41c \uc138\uae08 \ubcf4\uace0- \uae08\uc735 \uac70\ub798\ub97c \uc704\ud55c \uc2e4\uc2dc\uac04 VAT \ubc0f GST \uc900\uc218- \uad6d\uacbd \uac04 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc6d0\ucc9c\uc138 \uc790\ub3d9\ud654<\/b><\/li>\n<li><b>10.3 IT \ubc0f \ud1b5\uc2e0 IT \ubc0f \ud1b5\uc2e0 \uc0b0\uc5c5\uc5d0\uc11c\uc758 \uc138\ubb34 \uc900\uc218 \ucd5c\uc801\ud654 \ubc0f \uc7ac\ubb34 \ud22c\uba85\uc131 IT \ubc0f \ud1b5\uc2e0: \uc0ac\ub840 \uc5f0\uad6c- \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \uc138\uae08(DST) \uc790\ub3d9 \uacc4\uc0b0- \ud1b5\uc2e0 \ubd80\uac00\uc138 \uad00\ub9ac- SaaS \uad6c\ub3c5 \uc138\uae08 \uc790\ub3d9 \uc900\uc218<\/b><\/li>\n<li><b>10.4 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798\uc5d0\uc11c\uc758 \ud310\ub9e4\uc138 \uc900\uc218 \uc790\ub3d9\ud654 \ubc0f \uad6d\uacbd \uac04 \uc138\uae08 \uad00\ub9ac \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798: \uc0ac\uc6a9 \uc0ac\ub840- \uc628\ub77c\uc778 \uac70\ub798\ub97c \uc704\ud55c \uc2e4\uc2dc\uac04 \ud310\ub9e4\uc138 \uacc4\uc0b0- \uc138\uae08 \uc900\uc218\ub97c \uc704\ud55c \uc790\ub3d9\ud654\ub41c \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \uc911\uac1c\uc790- \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \ubd80\uac00\uac00\uce58\uc138(VAT) \uc900\uc218<\/b><\/li>\n<li><b>10.5 \uc81c\uc870 \uc81c\uc870 \uacf5\uae09\ub9dd\uc5d0\uc11c\uc758 \uc138\uae08 \uacf5\uc81c \ucd5c\uc801\ud654 \ubc0f \uc900\uc218 \uc81c\uc870: \uc0ac\uc6a9 \uc0ac\ub840- \uacf5\uae09\ub9dd \uc704\ud55c \uac04\uc811\uc138 \uc900\uc218 \uc790\ub3d9\ud654- \uaddc\uc81c \ub300\uc0c1 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc18c\ube44\uc138 \uacc4\uc0b0- \uacf5\uc7a5 \ubc0f \ucc3d\uace0 \uc704\ud55c \uc7ac\uc0b0\uc138 \uad00\ub9ac \uc790\ub3d9\ud654<\/b><\/li>\n<li><b>10.6 \uc758\ub8cc \ubc0f \uc0dd\uba85 \uacfc\ud559 \ub2e4\uc8fc \uc758\ub8cc \uc11c\ube44\uc2a4 \ubc0f \uacf5\uae09\uc758 \uc138\uae08 \uc815\ud655\uc131 \ud5a5\uc0c1 \uc758\ub8cc \ubc0f \uc0dd\uba85 \uacfc\ud559: \uc0ac\uc6a9 \uc0ac\ub840 &#8211; \uc758\uc57d\ud488 \uac1c\ubc1c\uc5d0 \ub300\ud55c \uc790\ub3d9\ud654\ub41c R&amp;D \uc138\uc561 \uacf5\uc81c \uad00\ub9ac &#8211; \uc758\ub8cc \uc6a9\ud488\uc5d0 \ub300\ud55c \ud310\ub9e4\uc138 \uba74\uc81c \uac80\uc99d &#8211; \uc758\ub8cc \uae30\uae30 \uc18c\ube44\uc138 \uaddc\uc815 \uc900\uc218<\/b><\/li>\n<li><b>10.7 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38 \uacf5\uacf5 \ubd80\ubb38\uc5d0\uc11c\uc758 \uc138\ubb34 \ud589\uc815 \ubc0f \uc138\uc218 \uad00\ub9ac \uac15\ud654 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38: \uc0ac\ub840 \uc5f0\uad6c- \uc7ac\uc0b0\uc138 \uc790\ub3d9 \uc9d5\uc218 \ubc0f \ud3c9\uac00- \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \ub0a9\uc138\uc790 \uc2e0\uc6d0 \uad00\ub9ac- \uc800\uc18c\ub4dd \uc2dc\ubbfc\uc744 \uc704\ud55c \uc138\uae08 \uac10\uba74 \uc790\ub3d9 \ucc98\ub9ac<\/b><\/li>\n<li><b>10.8 \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0 \uc7ac\uc0dd \uc5d0\ub108\uc9c0 \ud06c\ub808\ub527 \ucd5c\uc801\ud654 \ubc0f \ud0c4\uc18c\uc138 \uc900\uc218 \uc704\ud55c \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158 \uc218\uc694 \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0: \uc801\uc6a9 \uc0ac\ub840- \ud0c4\uc18c\uc138 \uacc4\uc0b0 \ubc0f \uc900\uc218- \uc11d\uc720 \ubc0f \uac00\uc2a4 \uc0b0\uc5c5\uc744 \uc704\ud55c \ub85c\uc5f4\ud2f0 \ubc0f \uc18c\ube44\uc138 \uad00\ub9ac \uc790\ub3d9\ud654- \uc7ac\uc0dd \uc5d0\ub108\uc9c0 \ud22c\uc790\uc5d0 \ub300\ud55c \uc138\uae08 \ud06c\ub808\ub527 \ucd5c\uc801\ud654<\/b><\/li>\n<li><b>10.9 \uae30\ud0c0 \ubd84\uc57c<\/b><\/li>\n<\/ul>\n<p><b>\uc9c0\uc5ed\ubcc4 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5<\/b><\/p>\n<p><b>154<\/b><\/p>\n<ul>\n<li><b>11.1 \uc18c\uac1c<\/b><\/li>\n<li><b>11.2 \ubd81\ubbf8 \ubd81\ubbf8: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778 \ubbf8\uad6d &#8211; AI\ub97c \ud65c\uc6a9\ud55c \uc138\uae08 \ud604\ub300\ud654 \uce90\ub098\ub2e4 &#8211; CRA EFILE \ubc0f \uc778\uc99d \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uacf5\uae09\uc5c5\uccb4\uac00 \uce90\ub098\ub2e4\uc758 \uc138\uae08 \uae30\uc220 \ucc44\ud0dd \uac00\uc18d\ud654<\/b><\/li>\n<li><b>11.3 \uc720\ub7fd \uc720\ub7fd: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778 \uc601\uad6d &#8211; HMRC, MTD \ubc0f AI \ud1b5\ud569\uc744 \ud1b5\ud574 \uc601\uad6d \uc138\uae08 \ud604\ub300\ud654 \ub3c5\uc77c &#8211; \ub3c5\uc77c\uc758 \uc804\uc790 \uc138\uae08\uacc4\uc0b0\uc11c \uc758\ubb34\ud654, \uc138\uae08 \uae30\uc220 \uc0b0\uc5c5 \ud65c\uc131\ud654 \ud504\ub791\uc2a4 &#8211; \uc138\uae08 \uc758\ubb34\ud654, \ud504\ub791\uc2a4\uc758 \uae30\uc220 \ucc44\ud0dd \uc7ac\ud3b8 \uc774\ud0c8\ub9ac\uc544 &#8211; \uc2a4\ub9c8\ud2b8 \uc138\uae08 \uc900\uc218 \ubc0f \uad00\ub9ac\ub97c \uc704\ud55c \uc138\uae08 \uae30\uc220 \ucc44\ud0dd \uae30\ud0c0 \uc720\ub7fd<\/b><\/li>\n<li><b>11.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778 \uc911\uad6d- \uc815\ubd80 \uc758\ubb34\ud654 \uc870\uce58\uc640 \uae30\uc5c5 \uc9c0\uc6d0\uc774 \uc911\uad6d \uc138\uae08 \uae30\uc220 \ucd09\uc9c4 \uc77c\ubcf8- \uc0c8\ub85c\uc6b4 \uc138\uae08 \uaddc\uc815\uc774 \uc77c\ubcf8\uc744 \uae30\uc220 \uae30\ubc18 \uc138\uae08 \uccb4\uacc4\ub85c \uc804\ud658 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \ub098\uba38\uc9c0 \uc9c0\uc5ed<\/b><\/li>\n<li><b>11.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778 GCC- \ub514\uc9c0\ud138 \uc138\uae08 \uc900\uc218\ub97c \uc704\ud55c \uc138\uae08 \uae30\uc220 \ucc44\ud0dd GCC- \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544- \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8- \ub098\uba38\uc9c0 GCC \uad6d\uac00 \ub0a8\uc544\ud504\ub9ac\uce74\uacf5\ud654\uad6d- \ud22c\uba85\uc131\uacfc \uc900\uc218\ub97c \uac15\ud654\ud558\uae30 \uc704\ud55c \ub0a8\uc544\ud504\ub9ac\uce74\uacf5\ud654\uad6d\uc758 \uc138\uae08 \uae30\uc220 \ucc44\ud0dd \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \ub098\uba38\uc9c0 \uc9c0\uc5ed<\/b><\/li>\n<li><b>11.6 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74: \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ub3d9\uc778 \ube0c\ub77c\uc9c8 &#8211; \uae30\uc220 \ub3c4\uc785\uc744 \ud1b5\ud55c \ube0c\ub77c\uc9c8\uc758 \uc138\uae08 \uac70\ubc84\ub10c\uc2a4 \uac15\ud654 \uba55\uc2dc\ucf54 &#8211; SAT \ubc0f \uba55\uc2dc\ucf54\uc758 \uc9c0\ub2a5\ud615 \uc138\uae08 \uc2dc\uc2a4\ud15c\uc758 \ubd80\uc0c1 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \ub098\uba38\uc9c0 \uc9c0\uc5ed<\/b><\/li>\n<\/ul>\n<p><b>\uacbd\uc7c1 \ud658\uacbd<\/b><\/p>\n<p><b>203<\/b><\/p>\n<ul>\n<li><b>12.1 \uc18c\uac1c<\/b><\/li>\n<li><b>12.2 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/b><\/li>\n<li><b>12.3 \ub9e4\ucd9c \ubd84\uc11d, 2019\u20132023<\/b><\/li>\n<li><b>12.4 \uae30\uc5c5 \ud3c9\uac00 \ub9e4\ud2b8\ub9ad\uc2a4: \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4, 2024\uc2a4\ud0c0 \uc2e0\ud765 \ub9ac\ub354 \uad11\ubc94\uc704 \ud50c\ub808\uc774\uc5b4 \ucc38\uac00\uc790<\/b><\/li>\n<li><b>12.5 \ube0c\ub79c\ub4dc\/\uc81c\ud488 \ube44\uad50: \ubcfc\ud130\uc2a4 \ud074\ub8e8\ubc84 (CCH \uc11c\ub808\ud0dd\uc2a4) H&amp;R \ube14\ub85d (H&amp;R \ube14\ub85d) \uc544\ubc1c\ub77c\ub77c (\uc544\ubc14\ud0dd\uc2a4) \ubc84\ud14d\uc2a4 (\ubc84\ud14d\uc2a4 O \uc2dc\ub9ac\uc988) \ud1b0\uc2a8 \ub85c\uc774\ud130 (\uc6d0\uc18c\uc2a4 \uacb0\uc815) \uae30\uc5c5 \ubc1c\uc790\uad6d: \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4, 2024- \uae30\uc5c5 \ubc1c\uc790\uad6d- \uc9c0\uc5ed \ubc1c\uc790\uad6d- \uc11c\ube44\uc2a4 \ubc1c\uc790\uad6d- \uc138\uae08 \uc720\ud615 \ubc1c\uc790\uad6d- \uc0b0\uc5c5\ubcc4 \ubc1c\uc790\uad6d<\/b><\/li>\n<li><b>12.6 \uae30\uc5c5 \ud3c9\uac00 \ub9e4\ud2b8\ub9ad\uc2a4: \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5, 2024\uc9c4\ubcf4\uc801\uc778 \uae30\uc5c5 \ubc18\uc751\ud615 \uae30\uc5c5 \uc5ed\ub3d9\uc801\uc778 \uae30\uc5c5 \ucd9c\ubc1c \ub2e8\uacc4 \uae30\uc5c5 \uacbd\uc7c1 \ubca4\uce58\ub9c8\ud0b9: \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5, 2024- \uc8fc\uc694 \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5 \uc0c1\uc138 \ubaa9\ub85d- \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5 \uacbd\uc7c1 \ubca4\uce58\ub9c8\ud0b9<\/b><\/li>\n<li><b>12.7 \uc8fc\uc694 \uacf5\uae09\uc5c5\uccb4\uc758 \uae30\uc5c5 \uac00\uce58 \ud3c9\uac00 \ubc0f \uc7ac\ubb34 \uc9c0\ud45c\uae30\uc5c5 \uac00\uce58 \ud3c9\uac00 \uc7ac\ubb34 \uc9c0\ud45c<\/b><\/li>\n<li><b>12.8 \uacbd\uc7c1 \uc2dc\ub098\ub9ac\uc624\uc81c\ud488 \ucd9c\uc2dc \uac70\ub798<\/b><\/li>\n<\/ul>\n<p><b>COMPANY PROFILES<\/b><\/p>\n<p><b>227<\/b><\/p>\n<ul>\n<li><b>13.1 INTRODUCTION<\/b><\/li>\n<li><b><b>13.2 MAJOR PLAYERS<\/b><\/b>\n<div class=\"accordion-item\">\n<div class=\"accordion-item-body\">\n<div class=\"accordion-item-body-content\">\n<ul class=\"toc_list\">\n<li>\n<div class=\"bullets\">\u00a0WOLTERS KLUWER<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bulletsList\">&#8211; MnM view<\/div>\n<div class=\"bullets\">\u00a0H&amp;R BLOCK<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bulletsList\">&#8211; MnM view<\/div>\n<div class=\"bullets\">\u00a0AVALARA<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bulletsList\">&#8211; MnM view<\/div>\n<div class=\"bullets\">\u00a0VERTEX, INC.<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bulletsList\">&#8211; MnM view<\/div>\n<div class=\"bullets\">\u00a0THOMSON REUTERS<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bulletsList\">&#8211; MnM view<\/div>\n<div class=\"bullets\">\u00a0SAP<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bullets\">\u00a0ADP<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bullets\">\u00a0SOVOS<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bullets\">\u00a0INTUIT<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<div class=\"bullets\">\u00a0XERO<\/div>\n<div class=\"bulletsList\">&#8211; Business overview<\/div>\n<div class=\"bulletsList\">&#8211; Products\/Solutions\/Services offered<\/div>\n<div class=\"bulletsList\">&#8211; Recent developments<\/div>\n<\/li>\n<li>\n<div class=\"bulletsHead\">13.3 OTHER PLAYERS<\/div>\n<div class=\"bullets\">\u00a0TAXBIT<\/div>\n<div class=\"bullets\">\u00a0RYAN<\/div>\n<div class=\"bullets\">\u00a0TAXACT<\/div>\n<div class=\"bullets\">\u00a0CORVEE<\/div>\n<div class=\"bullets\">\u00a0ANROK<\/div>\n<div class=\"bullets\">\u00a0TAXSLAYER<\/div>\n<div class=\"bullets\">\u00a0FONOA<\/div>\n<div class=\"bullets\">\u00a0TOKEN TAX<\/div>\n<div class=\"bullets\">\u00a0DRAKE SOFTWARE<\/div>\n<div class=\"bullets\">\u00a0TAXJAR<\/div>\n<div class=\"bullets\">\u00a0PICNIC TAX<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<div class=\"TOCcustHead\"><\/div>\n<\/div>\n<\/li>\n<\/ul>\n<p><b>\uad00\ub828 \uc2dc\uc7a5<\/b><\/p>\n<p><b>278<\/b><\/p>\n<ul>\n<li><b>14.1 \uc18c\uac1c \uad00\ub828 \uc2dc\uc7a5 \uc81c\ud55c \uc0ac\ud56d<\/b><\/li>\n<li><b>14.2 \uc138\uae08 \uad00\ub9ac \uc2dc\uc7a5<\/b><\/li>\n<li><b>14.3 \ubb34\uc5ed \uad00\ub9ac \uc2dc\uc7a5<\/b><\/li>\n<li><b>14.4 \ud074\ub77c\uc6b0\ub4dc ERP \uc2dc\uc7a5<\/b><\/li>\n<\/ul>\n<p><b>\ubd80\ub85d<\/b><\/p>\n<p><b>282<\/b><\/p>\n<ul>\n<li><b>15.1 \ud1a0\ub860 \uac00\uc774\ub4dc<\/b><\/li>\n<li><b>15.2 KNOWLEDGESTORE: MARKETSANDMARKETS\uc758 \uad6c\ub3c5 \ud3ec\ud138<\/b><\/li>\n<li><b>15.3 \ub9de\ucda4\ud654 \uc635\uc158<\/b><\/li>\n<li><b>15.4 \uad00\ub828 \ubcf4\uace0\uc11c<\/b><\/li>\n<li><b>15.5 \uc800\uc790 \uc815\ubcf4<\/b><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2023\ub144 \uae00\ub85c\ubc8c \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 USD 157\uc5b5 7,000\ub9cc \ub2ec\ub7ec\ub85c \ud3c9\uac00\ub418\uc5c8\uc73c\uba70, 2024\ub144 USD 185\uc5b5 3,000\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2030\ub144 USD 367\uc5b5 2,000\ub9cc \ub2ec\ub7ec\ub85c \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 12.1%\ub97c \uae30\ub85d\ud558\uba70 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5\uc740 \uae08\uc735 \uc11c\ube44\uc2a4, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798, IT \ubc0f \ud1b5\uc2e0 \ub4f1 \ub2e4\uc591\ud55c \uc0b0\uc5c5\uc5d0\uc11c \ud6a8\uacfc\uc801\uc778 \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00\ub85c \uc778\ud574 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc138\uae08 \uaddc\uc815\uc774 \ubcf5\uc7a1\ud574\uc9c0\uace0 \uc9c0\uc5ed\ubcc4\ub85c \ub2ec\ub77c\uc9c0\uba74\uc11c \uc900\uc218 \ubc0f \ubcf4\uace0 \uc5b4\ub824\uc6c0\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158\uc740 \uc790\ub3d9\ud654, \uc815\ud655\uc131, \uc2e4\uc2dc\uac04 \uc5c5\ub370\uc774\ud2b8\ub97c \uc81c\uacf5\ud558\uc5ec \uae30\uc5c5\uc774 \ubcf5\uc7a1\ud55c \uc138\uae08 \uaddc\uc815\uc744 \uc27d\uac8c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \uc774 \ud2b8\ub80c\ub4dc\ub294 \uae30\uc5c5\ub4e4\uc774 \uc138\uae08 \uad00\ub828 \ud504\ub85c\uc138\uc2a4\ub97c \ucd5c\uc801\ud654\ud558\uace0 \uc624\ub958 \ucd5c\uc18c\ud654, \ubcc0\ud654\ud558\ub294 \uc138\uae08 \uaddc\uc815 \uc900\uc218 \ud655\ubcf4\ub97c \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c \uc138\uae08 \uae30\uc220 \uc194\ub8e8\uc158 \uc218\uc694\ub97c \uc99d\uac00\uc2dc\ucf1c \uc2dc\uc7a5 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc138\uae08 \uc790\ub3d9\ud654 \uc218\uc694 \uc99d\uac00\uac00 \uc138\uae08 \uae30\uc220 \uc2dc\uc7a5 \ud655\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \ubcf5\uc7a1\ud55c \uc138\uae08 \uaddc\uc815, \uc99d\uac00\ud558\ub294 \ubcf4\uace0 \uc694\uad6c\uc0ac\ud56d, \uc815\ud655\uc131 \ud655\ubcf4 \ud544\uc694\uc131\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uc73c\uba70, \uc138\uae08 \uae30\uc220\uc740 \ub2e4\uc591\ud55c \uc138\uae08 \uad00\ub828 \uc5c5\ubb34\uc758 \uc790\ub3d9\ud654, \uaddc\uc815 \uc900\uc218 \uac04\uc18c\ud654, \uc624\ub958 \ucd5c\uc18c\ud654, \ud6a8\uc728\uc131 \ud5a5\uc0c1\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n\uc138\uae08 \uaddc\uc815\uc758 \uc218\uc640 \ubcf5\uc7a1\uc131\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc790\ub3d9\ud654 \ubc0f AI \uae30\ubc18 \uc194\ub8e8\uc158\uc740 \uc138\ubb34 \uc804\ubb38\uac00\ub4e4\uc774 \uc774 \ubd84\uc57c\ub97c \ube60\ub974\uace0 \ud6a8\uacfc\uc801\uc73c\ub85c \ud0d0\uc0c9\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \ub3c4\uad6c\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2024\ub144 6\uc6d4 Wolters Kluwer\ub294 Microsoft\uc640 \ud611\ub825\ud558\uc5ec CCH Axcess\uc6a9 Copilot \ud655\uc7a5 \uae30\ub2a5\uc744 \uac1c\ubc1c\ud588\uc73c\uba70, \uc774 \uae30\ub2a5\uc740 Microsoft Build 2024\uc5d0\uc11c \uc2dc\uc5f0\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ud655\uc7a5 \uae30\ub2a5\uc740 AI \uae30\ubc18 \ud1b5\ucc30\ub825\uc744 \ud65c\uc6a9\ud558\uc5ec \uc138\ubb34 \uc804\ubb38\uac00\uc758 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uace0 \uc6cc\ud06c\ud50c\ub85c\ub97c \uc790\ub3d9\ud654\ud558\uba70 \uace0\uac1d \uad00\ub9ac\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23270","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/23270"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=23270"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/23270\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=23270"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=23270"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=23270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}