{"id":23282,"date":"2025-08-07T07:57:28","date_gmt":"2025-08-07T07:57:28","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=23282"},"modified":"2026-09-20T18:10:30","modified_gmt":"2026-09-20T09:10:30","slug":"digital-insurance-platform-market-mam","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/digital-insurance-platform-market-mam\/","title":{"rendered":"\uc138\uacc4\uc758 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 (~2030\ub144) : \ud575\uc2ec \ubcf4\ud5d8, \uc778\uc288\uc5b4\ud14c\ud06c"},"content":{"rendered":"

\"\"<\/p>\n

 <\/p>\n

\ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ub9e4\ub825\uc801\uc778 \uae30\ud68c<\/h3>\n

\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/b><\/h4>\n

\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc758 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc740 \ub514\uc9c0\ud138 \uae30\uc220 \ucc44\ud0dd \uc99d\uac00, \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc0c1\uc2b9, \uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ubcf4\ud5d8 \uc218\uc694 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \uae09\uc18d\ud788 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac15\ud654\ub41c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc640 AI, \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305, \ub370\uc774\ud130 \ubd84\uc11d\uc5d0 \ub300\ud55c \ud22c\uc790\ub3c4 \uc9c0\uc5ed \ub0b4 \ud601\uc2e0\uacfc \ud50c\ub7ab\ud3fc \ud604\ub300\ud654\ub97c \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uace0\uac1d \uacbd\ud5d8 \ucd5c\uc801\ud654 \ud50c\ub7ab\ud3fc\uc740 \uae00\ub85c\ubc8c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc744 \ud601\uc2e0\ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. AI, \ucc57\ubd07, \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud574 \uc774 \uc194\ub8e8\uc158\ub4e4\uc740 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, \ubcf4\ud5d8 \uacc4\uc57d \uad00\ub9ac\ub97c \uac04\uc18c\ud654\ud558\uace0 \uc0ac\uc804 \uc608\ubc29\uc801 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\ub0b4\uc7a5\ud615 \ubcf4\ud5d8\uc740 \ubcf4\ud5d8 \uacf5\uae09\uc5c5\uccb4\uc5d0\uac8c \uc911\uc694\ud55c \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc81c3\uc790 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\uc5d0 \ubcf4\ud5d8 \ucee4\ubc84\ub9ac\uc9c0\ub97c \uc9c1\uc811 \ud1b5\ud569\ud568\uc73c\ub85c\uc368 \ub354 \ub113\uc740 \uc2dc\uc7a5\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uc73c\uba70, \uace0\uac1d \ud3b8\uc758\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<\/p>\n

AI\ub294 \uae30\uacc4 \ud559\uc2b5, \uc608\uce21 \ubd84\uc11d \ubc0f \uc790\uc5f0\uc5b4 \ucc98\ub9ac\ub97c \ud65c\uc6a9\ud558\uc5ec \uae00\ub85c\ubc8c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc744 \ud06c\uac8c \ubcc0\ud654\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4. AI\ub294 \uc704\ud5d8 \ud3c9\uac00\ub97c \uac1c\uc120\ud558\uace0, \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac\ub97c \uc790\ub3d9\ud654\ud558\uba70, \uac1c\uc778\ud654\ub41c \ubcf4\ud5d8 \uc815\ucc45 \ucd94\ucc9c\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n

\uc758\ub8cc \ubcf4\ud5d8\uc740 \uc758\ub8cc\ube44 \uc0c1\uc2b9, \uac1c\uc778\ud654\ub41c \ubcf4\ud5d8 \ubcf4\uc7a5 \uc694\uad6c, \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac \ubc0f \uace0\uac1d \ucc38\uc5ec \uac1c\uc120\uc744 \uc704\ud55c \ub514\uc9c0\ud138 \uc758\ub8cc \ud1b5\ud569\uc5d0 \ud798\uc785\uc5b4 \uae00\ub85c\ubc8c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc744 \uc7ac\ud3b8\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n

AI\uac00 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h3>\n

\uc790\ub3d9\ud654\ub41c \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac<\/b><\/h4>\n

AI\ub294 \ubb38\uc11c \ubd84\uc11d, \uc0ac\uae30 \ud0d0\uc9c0, \ucef4\ud4e8\ud130 \ube44\uc804\uc744 \ud65c\uc6a9\ud574 \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \ub354 \ube60\ub974\uace0 \uc815\ud655\ud558\uba70 \ubd84\uc7c1 \uc5c6\ub294 \uacb0\uc81c\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n

\uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29<\/b><\/h4>\n

AI\ub294 \ub525\ub7ec\ub2dd, \uc774\uc0c1 \ud0d0\uc9c0, \ud589\ub3d9 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc0ac\uae30\uc131 \ubcf4\ud5d8\uae08 \uccad\uad6c\ub97c \ud0d0\uc9c0\ud558\uc5ec \uc7ac\uc815\uc801 \uc190\uc2e4\uacfc \uc900\uc218 \uc704\ud5d8\uc744 \uc904\uc785\ub2c8\ub2e4.<\/p>\n

\ubcf4\ud5d8 \uc778\uc218<\/b><\/h4>\n

AI\ub294 \uad6c\uc870\ud654 \ubc0f \ube44\uad6c\uc870\ud654 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uc5ec \ubcf4\ud5d8 \uc778\uc218 \uacfc\uc815\uc744 \uc790\ub3d9\ud654\ud574 \uc704\ud5d8 \ud3c9\uac00, \uac00\uaca9 \uc0b0\uc815 \uc815\ud655\ub3c4, \uc758\uc0ac\uacb0\uc815 \uacfc\uc815\uc744 \uac1c\uc120\ud569\ub2c8\ub2e4.<\/p>\n

\ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488 \ucd94\ucc9c<\/b><\/h4>\n

AI\ub294 \uace0\uac1d \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud574 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ucd94\ucc9c\ud574 \uace0\uac1d \ucc38\uc5ec\ub3c4\ub97c \ub192\uc774\uace0 \uc0ac\uc804 \uc608\ubc29\uc801 \ubcf4\ud5d8 \uc0c1\ud488 \uc870\uc815\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n

\ucc57\ubd07 \ubc0f \uac00\uc0c1 \ube44\uc11c<\/b><\/h4>\n

AI \uae30\ubc18 \ucc57\ubd07\uc740 \uc790\uc5f0\uc5b4 \ucc98\ub9ac(NLP)\uc640 24\/7 \uac00\uc6a9\uc131\uc744 \ud1b5\ud574 \ubb38\uc758, \uccad\uad6c, \uac31\uc2e0 \ub4f1\uc744 \ucc98\ub9ac\ud558\uc5ec \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n

\uaddc\uc81c \uc900\uc218 \uc790\ub3d9\ud654<\/b><\/h4>\n

AI\ub294 \uaddc\uc81c \uc900\uc218 \ubaa8\ub2c8\ud130\ub9c1, \ubcf4\uace0\uc11c \uc0dd\uc131, \uc704\ud5d8 \ud3c9\uac00\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \uaddc\uc81c \uc900\uc218 \ud655\ubcf4\uc640 \ubc95\uc801 \ucc98\ubc8c\uc744 \uc904\uc785\ub2c8\ub2e4.<\/p>\n

\uae00\ub85c\ubc8c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\ud5a5<\/h3>\n

\uc8fc\uc694 \uc694\uc778: \ubcf4\ud5d8 \uac00\uce58 \uc0ac\uc2ac \uc804\ubc18\uc758 \ub514\uc9c0\ud138 \uc804\ud658<\/b><\/h4>\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc778\uacf5\uc9c0\ub2a5(AI), \uba38\uc2e0\ub7ec\ub2dd(ML), \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305, \ube14\ub85d\uccb4\uc778 \ub4f1 \ub514\uc9c0\ud138 \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uc6b4\uc601 \ud6a8\uc728\uc131 \ud5a5\uc0c1, \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120, \ub370\uc774\ud130 \uae30\ubc18 \uc758\uc0ac\uacb0\uc815 \ucd09\uc9c4\uc744 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc804\ud658 \ub178\ub825\uc740 \uc5b8\ub354\ub77c\uc774\ud305, \uccad\uad6c \ucc98\ub9ac, \ubcf4\ud5d8 \uacc4\uc57d \uad00\ub9ac, \uc0ac\uae30 \ubc29\uc9c0, \uace0\uac1d \uc0c1\ud638\uc791\uc6a9 \ub4f1\uc744 \ud3ec\ud568\ud558\uba70, \uc774\ub294 \uc720\uc5f0\ud558\uace0 \ud655\uc7a5 \uac00\ub2a5\ud55c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uad6c\ud615 \uc2dc\uc2a4\ud15c\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc\ud558\uace0 \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \ucd5c\uc801\ud654\ud558\uba70 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc704\ud5d8 \ud3c9\uac00\ub97c \uac15\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub610\ud55c, InsurTech \uae30\uc5c5\uacfc \uc0dd\ud0dc\uacc4 \uc911\uc2ec\uc758 \ubcf4\ud5d8 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \ucd9c\ud604\uc73c\ub85c \uacbd\uc7c1\uc774 \uc2ec\ud654\ub418\uc5b4, \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub294 \ubbfc\ucca9\uc131\uacfc \ud601\uc2e0\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c\uc758 API \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub370\uc774\ud130 \ubd84\uc11d\uacfc \uc0ac\ubb3c \uc778\ud130\ub137(IoT)\uc758 \ud1b5\ucc30\ub825\uc744 \ud65c\uc6a9\ud558\ub294 \uac1c\uc778 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc218\uc694\ub3c4 \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc758 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uaddc\uc81c \uc694\uac74 \ubc0f \uaddc\uc815 \uc900\uc218 \uc758\ubb34\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac\ub294 \ud22c\uba85\uc131\uacfc \ubcf4\uace0 \uae30\ub2a5\uc744 \uac15\ud654\ud558\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc194\ub8e8\uc158\uc744 \ucc44\ud0dd\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ube44\uc6a9 \uc808\uac10, \ubc18\ubcf5\uc801 \uc5c5\ubb34\uc5d0\uc11c\uc758 \uc778\uac04 \uac1c\uc785 \ucd5c\uc18c\ud654, \uccad\uad6c \ucc98\ub9ac \uc18d\ub3c4 \ud5a5\uc0c1\uc744 \uc704\ud574 \uc790\ub3d9\ud654 \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6f9, \ubaa8\ubc14\uc77c, AI \ucc57\ubd07\uc744 \ud1b5\ud574 \uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\ub294\u30aa\u30e0\ub2c8\ucc44\ub110(omnichannel) \ucc38\uc5ec\ub85c\uc758 \uc804\ud658\uc740 \uace0\uae09 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc758 \ube60\ub978 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\ub294 \ub610 \ub2e4\ub978 \uc694\uc778\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc804\ud658\uc774 \uacc4\uc18d\ud574\uc11c \uc0b0\uc5c5 \uc9c0\ud615\uc744 \uc7ac\ud3b8\ud558\ub294 \uac00\uc6b4\ub370, \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ud655\uc7a5\uc131, \ubcf4\uc548, \uc0c1\ud638\uc6b4\uc6a9\uc131\uc744 \uc57d\uc18d\ud558\ub294 \ucc28\uc138\ub300 \ud50c\ub7ab\ud3fc\uc5d0 \ud22c\uc790\ud574 \uc5ed\ub3d9\uc801\uc778 \uc2dc\uc7a5 \ud658\uacbd\uc5d0 \ub300\ube44\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc81c\uc57d \uc694\uc778: \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \uacfc\uc81c<\/b><\/h4>\n

\ub9ce\uc740 \ubcf4\ud5d8\uc0ac\ub294 \uc5ec\uc804\ud788 \ub808\uac70\uc2dc IT \uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad6c\ud615 \uc2dc\uc2a4\ud15c\uc740 \uc885\uc885 \ub3c5\uc810\uc801\uc778 \uc124\uacc4 \uae30\ubc18\uc73c\ub85c \uad6c\ucd95\ub418\uc5b4 \ub370\uc774\ud130 \uc774\ub3d9, \ub2e4\ub978 \uc2dc\uc2a4\ud15c\uacfc\uc758 \uc5f0\uacb0, API\uc758 \ud6a8\uacfc\uc801\uc778 \ud65c\uc6a9\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc744 \uc815\ucc45 \uad00\ub9ac, \uccad\uad6c \ucc98\ub9ac, \uc5b8\ub354\ub77c\uc774\ud305 \ub4f1 \uae30\uc874 \ud575\uc2ec \uc2dc\uc2a4\ud15c\uacfc \ud1b5\ud569\ud558\ub824\ub294 \uc2dc\ub3c4\ub294 \uae34 \ubc30\ud3ec \uae30\uac04, \uc608\uc0b0 \ucd08\uacfc, \uc6b4\uc601 \uc7a5\uc560\ub97c \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc774\ub7ec\ud55c \uae30\uc874 \uc2dc\uc2a4\ud15c\uc740 \uad6c\uc870\ud654\ub418\uc9c0 \uc54a\uc740 \ub370\uc774\ud130\ub97c \ub9ce\uc774 \ud3ec\ud568\ud558\uace0 \uc788\uc5b4, \uc0c8\ub85c\uc6b4 \ud50c\ub7ab\ud3fc\uacfc \ud638\ud658\ub418\ub3c4\ub85d \ud558\uae30 \uc704\ud574 \ub9ce\uc740 \uad6c\uc870 \uc870\uc815 \uc791\uc5c5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8\uc5d0 \ub300\ud55c \uc6b0\ub824\ub3c4 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc0c8\ub85c\uc6b4 \uc194\ub8e8\uc158\uc744 \ucc44\ud0dd\ud558\ub294 \uac83\uc744 \uc8fc\uc800\ud558\uac8c \ub9cc\ub4e4\uba70, \uc774\ub294 \ub514\uc9c0\ud138 \uc804\ud658 \uacfc\uc815\uc744 \uc9c0\uc5f0\uc2dc\ud0b5\ub2c8\ub2e4. \ub610\ud55c \uaddc\uc81c \uc900\uc218 \ubb38\uc81c\ub3c4 \ud574\uacb0\ud574\uc57c \ud558\uba70, \uc0c8\ub85c\uc6b4 \ud50c\ub7ab\ud3fc\uc774 \uae30\uc874 \ubc95\uaddc \ubc0f \ub370\uc774\ud130 \uad00\ub9ac \uaddc\uc815\uc5d0 \ubd80\ud569\ud558\ub3c4\ub85d \ud574\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc2a4\ud15c \uc5c5\uadf8\ub808\uc774\ub4dc \ubc0f \ud1b5\ud569\uc744 \uad00\ub9ac\ud560 \ub0b4\ubd80 \uc804\ubb38 \uc778\ub825 \ubd80\uc871\uc73c\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc885\uc885 \uc81c3\uc790 \ubca4\ub354\uc5d0 \uc758\uc874\ud574\uc57c \ud558\uba70, \uc774\ub294 \ube44\uc6a9 \uc99d\uac00\uc640 \ud504\ub85c\uc81d\ud2b8 \uc9c0\uc5f0\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc810\ucc28 \ubbf8\ub4e4\uc6e8\uc5b4 \uc194\ub8e8\uc158, API \uae30\ubc18 \uc544\ud0a4\ud14d\ucc98, \ub2e8\uacc4\uc801 \ub9c8\uc774\uadf8\ub808\uc774\uc158 \uc811\uadfc \ubc29\uc2dd\uc744 \ub3c4\uc785\ud574 \uc6d0\ud65c\ud55c \uc804\ud658\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ud575\uc2ec IT \uc2dc\uc2a4\ud15c\uc744 \uc644\uc804\ud788 \uc5c5\uadf8\ub808\uc774\ub4dc\ud558\uae30 \uc804\uae4c\uc9c0\ub294 \uae30\uc874 \uc2dc\uc2a4\ud15c \ud1b5\ud569\uc774 \uc5ec\uc804\ud788 \uc8fc\uc694 \uc7a5\uc560\ubb3c\ub85c \ub0a8\uc544 \ud50c\ub7ab\ud3fc \ub3c4\uc785\uc758 \uc18d\ub3c4\uc640 \ud6a8\uacfc\ub97c \uc81c\ud55c\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\uae30\ud68c: \ub0b4\uc7a5\ud615 \ubcf4\ud5d8\uc740 API\uc640 \ub9c8\uc774\ud06c\ub85c\uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \ud1b5\ud569\uc744 \uac04\uc18c\ud654\ud569\ub2c8\ub2e4<\/b><\/h4>\n

\ub0b4\uc7a5\ud615 \ubcf4\ud5d8 \ubaa8\ub378\uc740 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc5d0 \ud765\ubbf8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc5f4\uc5b4\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. API\uc640 \ub9c8\uc774\ud06c\ub85c\uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud574 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ube44\ubcf4\ud5d8 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \uc6d0\ud65c\ud558\uac8c \ud1b5\ud569\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uac00 \ud655\uc7a5\ub428\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\ub294 \uc804\uc790\uc0c1\uac70\ub798 \uc0ac\uc774\ud2b8, \ud540\ud14c\ud06c \uc571, \uce74\uc170\uc5b4\ub9c1 \uc11c\ube44\uc2a4 \ub4f1\uacfc \ud611\ub825\ud574 \ud310\ub9e4 \uc2dc\uc810\uc5d0 \ub9de\ucda4\ud615, \uc628\ub514\ub9e8\ub4dc \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubc29\ubc95\uc740 \uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8 \uc720\ud1b5\uc758 \uc7a5\ubcbd\uc744 \ud5c8\ubb3c\uc5b4 \uc18c\ube44\uc790\uac00 \uc77c\uc0c1 \uac70\ub798 \uacfc\uc815\uc5d0\uc11c \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc27d\uac8c \uad6c\ub9e4\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud56d\uacf5\ud3b8 \uc608\uc57d \uc2dc \uc5ec\ud589 \ubcf4\ud5d8\uc744 \ucd94\uac00\ud558\uac70\ub098 \uc740\ud589 \uc571\uc744 \ud1b5\ud574 \uc0ac\uc774\ubc84 \ubcf4\ud5d8\uc744 \uac00\uc785\ud558\ub294 \uac83\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. API \uae30\ubc18 \uc544\ud0a4\ud14d\ucc98\uc640 \ub9c8\uc774\ud06c\ub85c\uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud558\ub294 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc740 \uc81c3\uc790 \uc0dd\ud0dc\uacc4\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc6d0\ud65c\ud558\uac8c \ub0b4\uc7a5\ud560 \uc218 \uc788\uc5b4 \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120\uacfc \uc2dc\uc7a5 \ud655\ub300\ub97c \uc2e4\ud604\ud569\ub2c8\ub2e4. \ub610\ud55c \ub0b4\uc7a5\ud615 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc774 \uc9c0\uc6d0\ud558\ub294 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \uacf5\uc720\ub294 \ub3d9\uc801 \uac00\uaca9 \ucc45\uc815, \uc704\ud5d8 \ud3c9\uac00, \uc989\uc2dc \uccad\uad6c \ucc98\ub9ac \ub4f1\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec \ud6a8\uc728\uc131\uacfc \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uacb0\uc81c\uc640 \ubaa8\ubc14\uc77c \uc0c1\uac70\ub798\uc758 \uc131\uc7a5\ub3c4 \ub0b4\uc7a5\ud615 \ubcf4\ud5d8\uc758 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uba70, \ubcf4\ud5d8\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \uace0\uac1d \uc138\uadf8\uba3c\ud2b8\uc5d0 \uc811\uadfc\ud558\uace0 \ucd94\uac00 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uae30\ud68c\ub97c \uc5bb\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ubcf4\ud5d8\uc0ac\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5 \ubc0f \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc \uac04\uc758 \ud611\ub825\uc740 \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\uc5ec \ubcc0\ud654\ud558\ub294 \uc18c\ube44\uc790 \ud328\ud134\uc5d0 \uc801\uc751\ud558\ub294 \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \ub0b4\uc7a5\ud615 \ubcf4\ud5d8\uc774 \ud655\uc0b0\ub428\uc5d0 \ub530\ub77c \uc800\ucf54\ub4dc\/\ub178\ucf54\ub4dc \ud1b5\ud569\uacfc AI \uae30\ubc18 \uc790\ub3d9\ud654\ub97c \uac16\ucd98 \uc0c1\ud638\uc6b4\uc6a9 \uac00\ub2a5\ud55c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc740 \uc774 \uc2e0\ud765 \uae30\ud68c\ub97c \ud65c\uc6a9\ud574 \ubcf4\ud5d8\uc758 \ud310\ub9e4 \ubc0f \uc18c\ube44 \ubc29\uc2dd\uc744 \ud601\uc2e0\ud558\ub294 \ub370 \uc720\ub9ac\ud55c \uc704\uce58\uc5d0 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\uacfc\uc81c: \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud5d8<\/b><\/h4>\n

\uc0ac\uc774\ubc84 \ubcf4\uc548<\/a> \uc704\ud611\uc740 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc0b0\uc5c5\uc5d0\uc11c \uc2ec\uac01\ud55c \ub3c4\uc804 \uacfc\uc81c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18, AI \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc5d0 \uc758\uc874\ud574 \ub300\uaddc\ubaa8\uc758 \ubbfc\uac10\ud55c \uace0\uac1d \uc815\ubcf4\ub97c \ucc98\ub9ac\ud568\uc5d0 \ub530\ub77c \uc0ac\uc774\ubc84 \uacf5\uaca9\uc758 \uc704\ud5d8\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ucc45 \uad00\ub9ac, \uccad\uad6c \ucc98\ub9ac, \uc5b8\ub354\ub77c\uc774\ud305\uc758 \ub514\uc9c0\ud138 \uc804\ud658\uc740 \ub370\uc774\ud130 \uc720\ucd9c, \ub79c\uc12c\uc6e8\uc5b4 \uacf5\uaca9, \uc2e0\uc6d0 \ub3c4\uc6a9 \ub4f1 \uc0ac\uc774\ubc84 \uc704\ud5d8\uc5d0 \ubcf4\ud5d8\uc0ac\ub97c \ub178\ucd9c\uc2dc\ucf1c \uc7ac\uc815\uc801 \uc190\uc2e4, \uba85\uc131 \uc190\uc0c1, \uaddc\uc81c \ubc8c\uae08\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4. API, IoT \uae30\uae30, \uc81c3\uc790 \ud1b5\ud569\uc758 \uc0ac\uc6a9\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\ub294 \uc0ac\uc774\ubc84 \ucde8\uc57d\uc810 \uc704\ud5d8\uc774 \ucee4\uc9c0\uba70, \uc554\ud638\ud654, \ub2e4\uc911 \uc694\uc778 \uc778\uc99d, AI \uae30\ubc18 \uc704\ud611 \ud0d0\uc9c0 \ub4f1 \uac15\ub825\ud55c \ubcf4\uc548 \uc870\uce58\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub610\ud55c GDPR, CCPA \ub4f1 \ubcc0\ud654\ud558\ub294 \ub370\uc774\ud130 \ubcf4\ud638 \ubc95\uaddc\uc640 \uc0b0\uc5c5\ubcc4 \uc900\uc218 \uc694\uac74\uc740 \uc9c0\uc18d\uc801\uc778 \uac10\ub3c5\uacfc \uc5c4\uaca9\ud55c \ubcf4\uc548 \uc870\uce58 \uc900\uc218\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4. \ub178\ud6c4\ud654\ub41c \uc778\ud504\ub77c\uc640 \ubcf4\uc548 \uc2dc\uc2a4\ud15c\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc6b4\uc601\uc744 \uc6d0\ud65c\ud788 \uc720\uc9c0\ud558\uba70 \ud604\ub300\ud654\ub97c \ucd94\uc9c4\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uac8c \ud558\uba70, \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubb38\uc81c\ub97c \ub354\uc6b1 \uc545\ud654\uc2dc\ud0b5\ub2c8\ub2e4. \uc0ac\uc774\ubc84 \ubc94\uc8c4\uc790\uc758 \uae30\uc220\uc774 \uace0\ub3c4\ud654\ub418\uba74\uc11c \uc0ac\uae30 \uccad\uad6c, \ub525\ud398\uc774\ud06c \uc0ac\uae30, AI \uae30\ubc18 \uc0ac\uc774\ubc84 \uacf5\uaca9\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc2e4\uc2dc\uac04 \ubcf4\uc548 \ubd84\uc11d\uacfc \uc790\ub3d9\ud654\ub41c \uc704\ud611 \ub300\uc751\uc758 \ud544\uc694\uc131\uc774 \uac15\uc870\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed \ubc0f \ub0b4\uc7a5\ud615 \ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud655\uc7a5\ud568\uc5d0 \ub530\ub77c \uacf5\uae09\ub9dd \uacf5\uaca9 \uc704\ud5d8\uc774 \uc99d\uac00\ud558\uba70, \uacf5\uae09\uc5c5\uccb4 \uc704\ud5d8 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc774 \uac15\uc870\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc81c\ub97c \uadf9\ubcf5\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc740 \uace0\uae09 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc194\ub8e8\uc158\uc744 \ud1b5\ud569\ud558\uace0 \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \ucc44\ud0dd\ud558\uba70 \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ub300\ud55c \uc120\uc81c\uc801 \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uae00\ub85c\ubc8c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \uc0dd\ud0dc\uacc4 \ubd84\uc11d<\/h3>\n

\ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \uc0dd\ud0dc\uacc4\ub294 \ub2e4\uc591\ud55c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc720\ud615\uacfc \ubcf4\ud5d8 \uc720\ud615\uc744 \uac16\ucd98 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc758 \uc870\ud569\uc73c\ub85c \ud615\uc131\ub429\ub2c8\ub2e4. \uc774 \uc138\ubd84\ud654\ub41c \uc0dd\ud0dc\uacc4\ub294 \uae30\uc220\uacfc \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud574 \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud574 \ud611\ub825\ud558\uba70, \ub354 \ud6a8\uc728\uc801\uc778 \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc640 \uacb0\uacfc\ubb3c \uc0dd\uc131\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<\/p>\n

\uc751\uc6a9 \ubd84\uc57c\ubcc4, \uccad\uad6c \uad00\ub9ac \ubd80\ubb38\uc774 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4<\/b><\/h4>\n

\uccad\uad6c \uad00\ub9ac \uc751\uc6a9 \ud504\ub85c\uadf8\ub7a8\uc740 \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uba70 \uccad\uad6c \ucc98\ub9ac \uae30\uac04\uc744 \ub2e8\ucd95\ud558\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \ubd80\ubb38\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud6a8\uacfc\uc801\uc778 \ud074\ub808\uc784 \uad00\ub9ac\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud558\uba70, \uace0\uac1d\uc758 \uc2e0\ub8b0\uc640 \ucda9\uc131\ub3c4\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc778\uacf5 \uc9c0\ub2a5(AI), \uae30\uacc4 \ud559\uc2b5(ML) \ubc0f \uc790\ub3d9\ud654\uc640 \uac19\uc740 \ucd5c\ucca8\ub2e8 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\ub294 \ud604\ub300\uc801\uc778 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc740 \ud074\ub808\uc784 \uad00\ub9ac \uc808\ucc28\ub97c \ud601\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc740 \ud074\ub808\uc784 \uc81c\ucd9c\uc744 \uac04\uc18c\ud654\ud558\uace0, \ubb38\uc11c \ud655\uc778\uc744 \uc790\ub3d9\ud654\ud558\uba70, \ub370\uc774\ud130 \uae30\ubc18\uc758 \ud1b5\ucc30\ub825\uc744 \ud65c\uc6a9\ud558\uc5ec \ub354 \ube60\ub978 \uc758\uc0ac \uacb0\uc815\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc2e4\uc2dc\uac04 \ucd94\uc801, \uc0ac\uae30 \uac10\uc9c0 \ubc0f \uc608\uce21 \ubd84\uc11d\uacfc \uac19\uc740 \uae30\ub2a5\uc740 \uc815\ud655\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0ac \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc704\ud5d8\uc744 \uc904\uc774\ub294 \ub370\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub610\ud55c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc740 \ubcf4\ud5d8\uc0ac, \uccad\uad6c\uc790, \uc81c3\uc790 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \uac04\uc758 \uc6d0\ud65c\ud55c \uc18c\ud1b5\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec \ud22c\uba85\uc131\uc744 \ub192\uc774\uace0 \uc9c0\uc5f0\uc744 \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4. \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120\uc5d0 \ub300\ud55c \uad00\uc2ec \uc99d\uac00\ub85c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc140\ud504 \uc11c\ube44\uc2a4 \ud3ec\ud138, \ucc57\ubd07, \ubaa8\ubc14\uc77c \uce5c\ud654\uc801 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ud1b5\ud574 \uccad\uad6c \uc81c\ucd9c \ubc0f \ubaa8\ub2c8\ud130\ub9c1\uc744 \uc6a9\uc774\ud558\uac8c \ud558\ub294 \uc194\ub8e8\uc158\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac74\uac15, \uc790\ub3d9\ucc28, \ubd80\ub3d9\uc0b0 \ub4f1 \ubd84\uc57c\uc5d0\uc11c \ubcf4\ud5d8 \uccad\uad6c\ub7c9\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ud655\uc7a5 \uac00\ub2a5\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uccad\uad6c \uad00\ub9ac \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ub354 \ube60\ub978 \ubcf4\uc0c1 \ucc98\ub9ac, \ub354 \ub192\uc740 \uc815\ud655\uc131, \ub354 \uac15\ud55c \uace0\uac1d \ucc38\uc5ec\ub97c \ubaa9\ud45c\ub85c \uacc4\uc18d \ub178\ub825\ud568\uc5d0 \ub530\ub77c, \uccad\uad6c \uad00\ub9ac \uc194\ub8e8\uc158\uc740 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \uacc4\uc18d \uc120\ub450\ub97c \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\ubcf4\ud5d8\uc0ac\ub294 \ubcf4\ud5d8 \uacc4\uc57d\uc758 \uc815\ud655\uc131\uc744 \ub192\uc774\uace0, \ubcf4\ud5d8\uae08 \uccad\uad6c \uad00\ub9ac\ub97c \uac04\uc18c\ud654\ud558\uba70, \uc0ac\uae30 \ud589\uc704\ub97c \ubc1c\uacac\ud558\uae30 \uc704\ud574 AI \uae30\ubc18 \uc194\ub8e8\uc158\uc73c\ub85c \ub208\uc744 \ub3cc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uae09 \ubd84\uc11d\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\ub294 \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\uc5d0\uc11c \uc2e4\ud589 \uac00\ub2a5\ud55c \ud1b5\ucc30\ub825\uc744 \ub3c4\ucd9c\ud558\uace0, \uace0\uac1d \ud589\ub3d9\uc744 \uc608\uce21\ud558\uace0, \uc0c8\ub85c\uc6b4 \uc704\ud5d8\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uba70, \uc81c\ud488 \uc81c\uacf5\uc744 \ub9de\ucda4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uacc4 \ud559\uc2b5(ML) \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uba74 \ubcf4\ud5d8\uc0ac\ub294 \ubcf5\uc7a1\ud55c \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c AI \uae30\ubc18 \ucc57\ubd07\uacfc \uac00\uc0c1 \ube44\uc11c\ub294 \uc2e4\uc2dc\uac04 \uc751\ub2f5\uacfc \ub9de\ucda4\ud615 \uc0c1\ud638\uc791\uc6a9\uc744 \ud1b5\ud574 \uace0\uac1d \uc9c0\uc6d0\uc744 \uac1c\uc120\ud558\uc5ec \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc785\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ub370\uc774\ud130 \uae30\ubc18 \uc804\ub7b5\uc744 \ud1b5\ud574 \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ub178\ub825\ud568\uc5d0 \ub530\ub77c, \uc608\uce21 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud55c \uc120\uc81c\uc801 \uc758\uc0ac\uacb0\uc815\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. AI\uc640 \uc0ac\ubb3c\uc778\ud130\ub137(IoT) \uae30\uae30\uc758 \uc735\ud569\uc740 \ub3d9\uc801 \uc704\ud5d8 \ud3c9\uac00 \ubc0f \uac00\uaca9 \ubaa8\ub378\ub9c1\uc744 \uc704\ud55c \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \uc218\uc9d1\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \ubcf4\ud5d8 \uc0b0\uc5c5\uc774 \ub514\uc9c0\ud138\ud654\ub97c \ucc44\ud0dd\ud568\uc5d0 \ub530\ub77c AI\uc640 \ubd84\uc11d\uc744 \ud601\uc2e0 \ucd09\uc9c4, \ud504\ub85c\uc138\uc2a4 \ud6a8\uc728\ud654, \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120\uc5d0 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc774\ub294 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub0b4\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uae30\uc220 \ubd84\uc57c\ub85c \uc790\ub9ac\ub9e4\uae40\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\ubd81\ubbf8 \uc9c0\uc5ed, \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \ucd5c\ub300 \uc9c0\uc5ed \uc2dc\uc7a5\uc73c\ub85c \ubd80\uc0c1<\/h3>\n

\ubd81\ubbf8 \uc9c0\uc5ed\uc740 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \ud574\ub2f9 \uc9c0\uc5ed\uc758 \uac15\ub825\ud55c \uae30\uc220 \uc778\ud504\ub77c, \ub514\uc9c0\ud138 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uac00\uc7a5 \ub192\uc740 \uc218\uc6a9\ub3c4, \uc8fc\uc694 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ub300\ud55c \uc811\uadfc\uc131 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud574\ub2f9 \uc9c0\uc5ed\uc758 \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 \ud601\uc2e0\uc5d0 \ub192\uc740 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc6b4\uc601 \ud6a8\uc728\uc131\uacfc \uace0\uac1d \uacbd\ud5d8\uc744 \uadf9\ub300\ud654\ud558\ub294 \uace0\uae09 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \ub192\uc740 \uc218\uc694\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4. \ubd81\ubbf8\uc758 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5b8\ub354\ub77c\uc774\ud305, \ud074\ub808\uc784 \ucc98\ub9ac, \uace0\uac1d \uc0c1\ud638\uc791\uc6a9 \ub4f1 \uc808\ucc28\ub97c \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc2dc\uc2a4\ud15c, AI \uae30\ubc18 \ubd84\uc11d, \uc790\ub3d9\ud654 \uae30\uc220\uc5d0 \uc790\uae08\uc744 \uc810\ucc28\uc801\uc73c\ub85c \ud22c\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uacfc \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \uc778\uae30\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc720\uc5f0\ud558\uace0 \ud655\uc7a5 \uac00\ub2a5\ud55c \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc804\ud658\uacfc \ub370\uc774\ud130 \ubcf4\uc548\uc744 \uc9c0\uc6d0\ud558\ub294 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\ub3c4 \uc774\ub7ec\ud55c \uace0\uae09 \ud50c\ub7ab\ud3fc\uc758 \ucc44\ud0dd\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uace0\uac1d \uc720\uc9c0 \uac15\ud654 \ubc0f \uc6b0\uc218\ud55c \ub514\uc9c0\ud138 \uacbd\ud5d8 \uc81c\uacf5\uc5d0 \ub300\ud55c \uac15\uc870\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc634\ub2c8\ucc44\ub110 \ud50c\ub7ab\ud3fc\uacfc \uc140\ud504 \uc11c\ube44\uc2a4 \ud3ec\ud138\uc744 \uad6c\ud604\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ud601\uc2e0\uc801\uc778 \uc81c\ud488 \uac1c\ubc1c\uc744 \uc704\ud55c \ubcf4\ud5d8\uc0ac\uc640 \uae30\uc220 \uc81c\uacf5\uc5c5\uccb4 \uac04\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774 \ud655\ub300\ub418\uba74\uc11c \uc774 \uc9c0\uc5ed\uc758 \uc6b0\uc704\ub294 \ub354\uc6b1 \uac15\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd81\ubbf8\ub294 \uae30\uc874 \uc2dc\uc2a4\ud15c\uc758 \uc804\ud658\uacfc \ub370\uc774\ud130 \uae30\ubc18 \ud1b5\ucc30\ub825\uc744 \ud65c\uc6a9\ud558\uc5ec \uc758\uc0ac \uacb0\uc815\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc73c\uba70, \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \ubd84\uc57c\uc5d0\uc11c \uc138\uacc4 \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud558\ub294 \uc704\uce58\ub97c \uacc4\uc18d \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n

\ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc758 \ucd5c\uadfc \ub3d9\ud5a5<\/h3>\n
    \n
  • 2025\ub144 3\uc6d4, Accenture\ub294 \uc601\uad6d \ubcf4\ud5d8 \ubc0f \ud22c\uc790 \uace0\uac1d\uc5d0 \ub300\ud55c \uc5ed\ub7c9\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 Altus Consulting\uc744 \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4. Altus\ub294 \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0 \ub9de\ucda4\ud654\ub41c \uc790\ubb38 \uc11c\ube44\uc2a4, \ub370\uc774\ud130 \uae30\ubc18 \ud1b5\ucc30\ub825 \ubc0f \uae30\uc220 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc804\ubb38 \uc9c0\uc2dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ubc88 \uc778\uc218\ub97c \ud1b5\ud574 Accenture\ub294 \ud2b9\ud788 \uc720\ud1b5, \uc704\ud5d8 \ubc0f \uaddc\uc81c \uc900\uc218 \ubd84\uc57c\uc5d0\uc11c \uc5d4\ub4dc\ud22c\uc5d4\ub4dc(end-to-end) \uc804\ud658 \ud504\ub85c\uc81d\ud2b8\ub97c \uc218\ud589\ud558\ub294 \uc5ed\ub7c9\uc774 \uac15\ud654\ub420 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n
      \n
    • 2025\ub144 3\uc6d4, DXC Technology\ub294 ServiceNow\uc640\uc758 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud655\ub300\ud574 ServiceNow \uae30\ubc18\uc758 DXC Assure BPM\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc774 AI \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc740 DXC\uc758 \ubcf4\ud5d8 \uc804\ubb38\uc131\uacfc ServiceNow\uc758 \uc5ed\ub7c9\uc744 \uacb0\ud569\ud574 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4 \ud604\ub300\ud654, \uc6b4\uc601 \ube44\uc6a9 \uc808\uac10, \uace0\uac1d \ub9cc\uc871\ub3c4 \ud5a5\uc0c1\uc744 \uc704\ud574 \uc815\ucc45 \ub77c\uc774\ud504\uc0ac\uc774\ud074 \uc804\ubc18\uc758 \ubcf5\uc7a1\ud55c \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \uc790\ub3d9\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
        \n
      • 2025\ub144 2\uc6d4, Duck Creek Technologies\ub294 \uacb0\uc81c \uae30\uc220 \ubc0f \uc194\ub8e8\uc158 \ubd84\uc57c\uc758 \uae00\ub85c\ubc8c \ub9ac\ub354\uc778 Worldpay\uc640 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. Worldpay\uc758 \uae00\ub85c\ubc8c \uacb0\uc81c \uc5ed\ub7c9\uc740 Duck Creek Payments\uc5d0 \ub0b4\uc7a5\ub418\uc5b4 \ubcf4\ud5d8\uc0ac\uc5d0 \ub9de\ucda4\ud615 \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uacb0\uc81c \uad00\ub9ac \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
          \n
        • 2024\ub144 12\uc6d4, Suncorp\ub294 \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8\uc640 5\ub144 \uac04\uc758 \uc911\uc694\ud55c \ud30c\ud2b8\ub108\uc2ed\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud30c\ud2b8\ub108\uc2ed\uc740 \uc778\uacf5\uc9c0\ub2a5(AI) \uae30\uc220\uacfc \uacf5\uacf5 \ud074\ub77c\uc6b0\ub4dc\uc758 \uac00\uc18d\ud654\ub41c \ud65c\uc6a9\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \ud601\uc2e0\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. Suncorp\uc640 \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8\ub294 \uae30\uc874 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud655\uc7a5\ud574 \ubcf4\ud5d8\uc0ac\uc758 \uc6b4\uc601 \uc804\ubc18\uc5d0 \uac78\uccd0 AI\ub97c \ub300\uaddc\ubaa8\ub85c \ud1b5\ud569\ud558\ub294 \uac83\uc744 \uc2e0\uc18d\ud788 \ucd94\uc9c4\ud560 \uac83\uc785\ub2c8\ub2e4. \uc774 \ud504\ub85c\uadf8\ub7a8\uc740 Suncorp\uac00 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uace0, \uc9c1\uc6d0\ub4e4\uc758 \uc77c\uc0c1 \uc5c5\ubb34 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

          \uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790<\/h3>\n

          \uc0c1\uc704 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \uae30\uc5c5 \ubaa9\ub85d<\/h3>\n

          \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc740 \uc9c0\uc5ed\uc801 \uc874\uc7ac\uac10\uc744 \uac16\ucd98 \uba87\uba87 \uc8fc\uc694 \uae30\uc5c5\uc774 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uae30\uc5c5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n

          Salesforce
          \nGoogle
          \nAdobe
          \nMicrosoft
          \nOracle
          \nIBM
          \nSAP
          \nAccenture
          \nDXC Technology
          \nGuidewire Software
          \nDuck Creek Technologies
          \nAppian
          \nShift Technology
          \nSocotra
          \nOneShield
          \nPerfectQuote
          \nAgencysmart
          \nZipari
          \nBriteCore
          \nQuantemplate
          \nPrima Solutions
          \nInsuredMine
          \nInsuredHQ<\/p>\n

          \"\"<\/p>\n

           <\/p>\n

          \ubaa9\ucc28<\/b><\/h4>\n

          \ub3c5\uc810 \uc815\ubcf4\ub294 MarketsandMarkets\uc5d0\ub9cc \uc788\ub294 \ucf58\ud150\uce20\/\ub370\uc774\ud130\ub85c, \ub2e4\ub978 \uacbd\uc7c1\uc0ac\uc5d0\uc11c\ub294 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/b><\/p>\n

          \uc81c\ubaa9<\/b><\/p>\n

          \ud398\uc774\uc9c0 \ubc88\ud638<\/b><\/p>\n

          \uc18c\uac1c<\/b><\/p>\n

          39<\/b><\/p>\n

          \uc5f0\uad6c \ubc29\ubc95\ub860<\/b><\/p>\n

          46<\/b><\/p>\n

          \uc694\uc57d<\/b><\/p>\n

          57<\/b><\/p>\n

          \ud504\ub9ac\ubbf8\uc5c4 \ud1b5\ucc30\ub825<\/b><\/p>\n

          65<\/b><\/p>\n

          \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc0b0\uc5c5 \ub3d9\ud5a5<\/b><\/p>\n

          68<\/b><\/p>\n

            \n
          • 5.1 \uc18c\uac1c<\/b><\/li>\n
          • 5.2 \uc2dc\uc7a5 \ub3d9\uc778- \ubcf4\ud5d8 \uac00\uce58 \uc0ac\uc2ac \uc804\ubc18\uc5d0 \uac78\uce5c \ub514\uc9c0\ud138 \uc804\ud658- InsurTech \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \uc758\ud55c \uc804\ud1b5\uc801 \ubaa8\ub378\uc758 \ud30c\uad34- \ub0b4\uc7a5\ud615 \uc900\uc218 \ubc0f \uc790\ub3d9\ud654 \uae30\ub2a5\uc744 \uac16\ucd98 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \ucd09\uc9c4\ud558\ub294 \ubcf5\uc7a1\ud55c \uaddc\uc81c \uc81c\uc57d- \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c \ud1b5\ud569\uc73c\ub85c \uc778\ud55c \uad6c\ud604 \uc9c0\uc5f0 \ubc0f \ucd94\uac00 \ubcf5\uc7a1\uc131- \ub192\uc740 \ud604\ub300\ud654 \ube44\uc6a9- \uc804\ud1b5\uc801 \ubcf4\ud5d8\uc0ac \ubc0f \uc5d0\uc774\uc804\ud2b8\uc758 \uc81c\ud55c\ub41c \ub514\uc9c0\ud138 \ub9ac\ud130\ub7ec\uc2dc \uae30\ud68c- API \ubc0f \ub9c8\uc774\ud06c\ub85c\uc11c\ube44\uc2a4\ub97c \ud1b5\ud55c \uc6d0\ud65c\ud55c \ud1b5\ud569\uc744 \uc704\ud55c \ub0b4\uc7a5\ud615 \ubcf4\ud5d8- \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubc0f \ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8\uc758 \ucc44\ud0dd \uc99d\uac00\ub85c IoT \uc9c0\uc6d0 \uc2e4\uc2dc\uac04 \ud50c\ub7ab\ud3fc \uc218\uc694 \uc99d\uac00- \uc6d0\ud65c\ud55c \uace0\uac1d \uacbd\ud5d8\uc744 \uc704\ud55c \ub514\uc9c0\ud138 \uc6b0\uc120 \ubcf4\ud5d8 \uc194\ub8e8\uc158 \uc218\uc694 \uc99d\uac00 \ub3c4\uc804 \uacfc\uc81c- \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud5d8- \uc2dc\uc7a5 \ubd84\uc5f4\ub85c \uc778\ud55c \ud45c\uc900\ud654 \ubd80\uc871- \ub2e4\uc591\ud55c \ub370\uc774\ud130 \uc18c\uc2a4 \uad00\ub9ac \uc2dc \ud488\uc9c8 \ubc0f \uac70\ubc84\ub10c\uc2a4 \ud655\ubcf4<\/b><\/li>\n
          • 5.3 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc758 \uc9c4\ud654<\/b><\/li>\n
          • 5.4 \uacf5\uae09\ub9dd \ubd84\uc11d<\/b><\/li>\n
          • 5.5 \uc0dd\ud0dc\uacc4 \ubd84\uc11d \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc720\ud615- \ud575\uc2ec \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc- \ubcf4\ud5d8 \uae30\uc220 \ud50c\ub7ab\ud3fc- \ubcf4\ud5d8 \uc6b4\uc601 \ubc0f \uad00\ub9ac \ud50c\ub7ab\ud3fc \ubcf4\ud5d8 \uc720\ud615- \uac74\uac15 \ubcf4\ud5d8- \uc0dd\uba85 \ubc0f \uc5f0\uae08 \ubcf4\ud5d8- \uc7ac\uc0b0 \ubc0f \uc0ac\uace0 \ubcf4\ud5d8- \ud2b9\uc218 \ubc0f \uae30\ud0c0 \ubcf4\ud5d8<\/b><\/li>\n
          • 5.6 \ud22c\uc790 \ud658\uacbd \ubc0f \uc790\uae08 \uc870\ub2ec \uc2dc\ub098\ub9ac\uc624<\/b><\/li>\n
          • 5.7 \uc0ac\ub840 \uc5f0\uad6c \ubd84\uc11d \uc0ac\ub840 \uc5f0\uad6c 1: Salesforce\uac00 AXA \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8\uc758 \uace0\uac1d \ub9cc\uc871\ub3c4 \ud5a5\uc0c1\uc744 \uc9c0\uc6d0 \uc0ac\ub840 \uc5f0\uad6c 2: AON \uc774\ud0c8\ub9ac\uc544, IBM \ud074\ub77c\uc6b0\ub4dc \ud329\uc2a4\ub97c \ud65c\uc6a9\ud574 \ubcf4\ud5d8 \ubc0f \uc704\ud5d8 \uad00\ub9ac \uc6b4\uc601 \ud601\uc2e0 \uc0ac\ub840 \uc5f0\uad6c 3: \ud37c\uc2dc\ud53d \ub77c\uc774\ud504, \uc561\uc13c\ucd94\uc5b4 \ubc0f \uc138\uc77c\uc988\ud3ec\uc2a4\uc640 \ud568\uaed8 \ub514\uc9c0\ud138 \uc804\ud658 \uc0ac\ub840 \uc5f0\uad6c 4: \uc120 \ub77c\uc774\ud504 \ud30c\uc774\ub0b8\uc15c, \ud604\ub300\ud654\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \uc804\ud658 \uad6c\ucd95 \uc0ac\ub840 \uc5f0\uad6c 5: \uc544\ub77c\uadf8 \uadf8\ub8f9, SAP \ub3c4\uc785\uc744 \ud1b5\ud574 \uad6d\uc81c \ubcf4\uace0 \ud504\ub85c\uc138\uc2a4 \uac00\uc18d\ud654 \uc0ac\ub840 \uc5f0\uad6c 6: QBE, \ub355 \ud06c\ub9ad \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4\uc640 \ud568\uaed8 \ud604\ub300\uc801\uc778 \uc7ac\ubcf4\ud5d8 \uad00\ub9ac \uc2dc\uc2a4\ud15c \uad6c\ud604<\/b><\/li>\n
          • 5.8 \uae30\uc220 \ubd84\uc11d \ud575\uc2ec \uae30\uc220- \uc778\uacf5\uc9c0\ub2a5 \ubc0f \uba38\uc2e0\ub7ec\ub2dd- \ube14\ub85d\uccb4\uc778- \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305- IoT- \ube45\ub370\uc774\ud130 \ubc0f \ubd84\uc11d \ubcf4\uc644 \uae30\uc220- \ub85c\ubd07 \ud504\ub85c\uc138\uc2a4 \uc790\ub3d9\ud654- \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud504\ub85c\uadf8\ub798\ubc0d \uc778\ud130\ud398\uc774\uc2a4- \uc99d\uac15 \ud604\uc2e4\/\uac00\uc0c1 \ud604\uc2e4 \uc778\uc811 \uae30\uc220- \uc0ac\uc774\ubc84 \ubcf4\uc548- \ub514\uc9c0\ud138 \uc2e0\uc6d0 \ud655\uc778- \ud154\ub808\ub9e4\ud2f1\uc2a4 \ubc0f GPS<\/b><\/li>\n
          • 5.9 \uaddc\uc81c \ud658\uacbd \uaddc\uc81c \uae30\uad00, \uc815\ubd80 \uae30\uad00 \ubc0f \uae30\ud0c0 \uc870\uc9c1 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\/\uc8fc\uc694 \uaddc\uc815- \ubd81\ubbf8- \uc720\ub7fd- \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591- \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74- \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74<\/b><\/li>\n
          • 5.10 \uc0dd\uc131\ud615 AI\uac00 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 \uc790\ub3d9\ud654\ub41c \uccad\uad6c \ucc98\ub9ac \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29 \ubcf4\ud5d8 \uc778\uc218 \uac1c\uc778\ud654\ub41c \ubcf4\ud5d8 \uc0c1\ud488 \ucd94\ucc9c \ucc57\ubd07 \ubc0f \uac00\uc0c1 \ube44\uc11c \uaddc\uc81c \uc900\uc218 \uc790\ub3d9\ud654<\/b><\/li>\n
          • 5.11 \ud2b9\ud5c8 \ubd84\uc11d \ubc29\ubc95\ub860, \ubb38\uc11c \uc720\ud615\ubcc4 \ucd9c\uc6d0\ub41c \ud2b9\ud5c8, \ud601\uc2e0 \ubc0f \ud2b9\ud5c8 \ucd9c\uc6d0<\/b><\/li>\n
          • 5.12 \uac00\uaca9 \ubd84\uc11d \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\ubcc4 \ud3c9\uade0 \ud310\ub9e4 \uac00\uaca9 \ucd94\uc138 (2025\ub144 \uae30\uc900) \ubcf4\ud5d8 \uc720\ud615\ubcc4 \uac00\uaca9 \ubd84\uc11d (2025\ub144 \uae30\uc900)<\/b><\/li>\n
          • 5.13 \uc8fc\uc694 \ucee8\ud37c\ub7f0\uc2a4 \ubc0f \ud589\uc0ac (2025\u20132026)<\/b><\/li>\n
          • 5.14 \ud3ec\ud130\uc758 5\ub300 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611 \ub300\uccb4\ud488\uc758 \uc704\ud611 \uacf5\uae09\uc5c5\uccb4\uc758 \ud611\uc0c1\ub825 \uad6c\ub9e4\uc790\uc758 \ud611\uc0c1\ub825 \uacbd\uc7c1 \uac15\ub3c4<\/b><\/li>\n
          • 5.15 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \ud50c\ub7ab\ud3fc \ub77c\uc774\uc120\uc2f1 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc11c\ube44\uc2a4(SaaS) \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \uc694\uae08\uc81c \ubc0f \uc628\ub514\ub9e8\ub4dc API \ud1b5\ud569 \ubc0f \uac1c\ubc1c\uc790 \uc11c\ube44\uc2a4 \ud654\uc774\ud2b8\ub77c\ubca8 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc<\/b><\/li>\n
          • 5.16 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ud2b8\ub80c\ub4dc\/\ud30c\uad34\uc801 \ubcc0\ud654<\/b><\/li>\n
          • 5.17 \uc8fc\uc694 \uc774\ud574\uad00\uacc4\uc790 \ubc0f \uad6c\ub9e4 \uae30\uc900 \uad6c\ub9e4 \uacfc\uc815\uc5d0\uc11c\uc758 \uc8fc\uc694 \uc774\ud574\uad00\uacc4\uc790 \uad6c\ub9e4 \uae30\uc900<\/b><\/li>\n<\/ul>\n

            \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5, \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4<\/b><\/p>\n

            122<\/b><\/p>\n

              \n
            • 6.1 \uc18c\uac1c \ucd5c\uc885 \uc0ac\uc6a9\uc790: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n
            • 6.2 \ubcf4\ud5d8\uc0ac, \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \uc6b4\uc601 \ucd5c\uc801\ud654 \ubc0f \ud6a8\uc728\uc131 \ud5a5\uc0c1 \ubc0f \uace0\uac1d \ucc38\uc5ec \uac15\ud654<\/b><\/li>\n
            • 6.3 \ubcf4\ud5d8 \ub300\ub9ac\uc810 \ubc0f \uc911\uac1c\uc5c5\uccb4 \ub3c5\ub9bd \ub300\ub9ac\uc810 – \ub514\uc9c0\ud138 \uc194\ub8e8\uc158\uc744 \ud65c\uc6a9\ud574 \ud6a8\uc728\uc131\uacfc \uc131\uc7a5 \ub2ec\uc131 \uc911\uac1c\uc5c5\uccb4 – \ubcf4\ud5d8 \uc911\uac1c \ud6a8\uc728\uc131\uacfc \uace0\uac1d \ucc38\uc5ec \uac15\ud654 – \uc8fc\uc694 \uc911\uc810 \ubd84\uc57c \uc628\ub77c\uc778 \uc9d1\uacc4\uc5c5\uccb4 – AI \uae30\ubc18 \uc628\ub77c\uc778 \uc9d1\uacc4\uc5c5\uccb4\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \uc811\uadfc\uc131 \ud5a5\uc0c1<\/b><\/li>\n
            • 6.4 \uc81c3\uc790 \ud589\uc815 \uad00\ub9ac\uc5c5\uccb4 \ubc0f \uccad\uad6c \ucc98\ub9ac\uc5c5\uccb4 – AI \uae30\ubc18 \ubc0f \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc194\ub8e8\uc158\uc744 \ud65c\uc6a9\ud55c \uccad\uad6c \ucc98\ub9ac \ucd5c\uc801\ud654 \ubcf4\ud5d8 \uacc4\uc57d \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 – \ud6a8\uc728\uc801\uc774\uace0 \uc900\uc218\uc801\uc778 \ubcf4\ud5d8 \uacc4\uc57d \uad00\ub9ac\ub97c \uc704\ud55c \ucd5c\ucca8\ub2e8 \ub514\uc9c0\ud138 \uc194\ub8e8\uc158 \ud65c\uc6a9<\/b><\/li>\n
            • 6.5 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790<\/b><\/li>\n<\/ul>\n

              \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5, \uae30\uc220\ubcc4<\/b><\/p>\n

              132<\/b><\/p>\n

                \n
              • 7.1 \uae30\uc220: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n
              • 7.2 AI \ubc0f \ubd84\uc11d\uc744 \ud1b5\ud574 \ub9c8\ucf00\ud305 \uc804\ub7b5\uc744 \uc815\uad50\ud654\ud558\uace0 \uc720\ud1b5 \ucc44\ub110 \ucd5c\uc801\ud654<\/b><\/li>\n
              • 7.3 IoT\ub97c \ud1b5\ud574 \uc704\ud5d8 \uad00\ub9ac, \ud6a8\uc728\uc131 \ubc0f \uace0\uac1d \ucc38\uc5ec \uac15\ud654<\/b><\/li>\n
              • 7.4 \ube14\ub85d\uccb4\uc778: \ud22c\uba85\uc131, \ubcf4\uc548, \ud6a8\uc728\uc131\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \uc0b0\uc5c5 \ud601\uc2e0<\/b><\/li>\n
              • 7.5 \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305: \ub370\uc774\ud130 \uc911\ubcf5 \ubc0f \ucd5c\uc18c \ub2e4\uc6b4\ud0c0\uc784\uc744 \ud1b5\ud574 \uc7ac\ud574 \ubcf5\uad6c \ubc0f \ube44\uc988\ub2c8\uc2a4 \uc5f0\uc18d\uc131 \uac15\ud654<\/b><\/li>\n
              • 7.6 \uae30\ud0c0 \uae30\uc220<\/b><\/li>\n<\/ul>\n

                \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5, \uc801\uc6a9 \ubd84\uc57c\ubcc4<\/b><\/p>\n

                141<\/b><\/p>\n

                  \n
                • 8.1 \uc18c\uac1c \uc751\uc6a9 \ubd84\uc57c: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n
                • 8.2 \uccad\uad6c \uad00\ub9ac \uac00\uc0c1 \uccad\uad6c \ucc98\ub9ac – \uc790\ub3d9\ud654 \ubc0f \uac80\uc0ac\uc758 \uac00\uc18d\ud654\ub85c \uace0\uac1d \ub9cc\uc871\ub3c4 \ud5a5\uc0c1 \uccad\uad6c \ucc98\ub9ac – AI \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud55c \ucc98\ub9ac \ud6a8\uc728\uc131 \ud5a5\uc0c1\uc73c\ub85c \ub514\uc9c0\ud138 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uac00\uc18d\ud654 \uccad\uad6c \ubd84\uc11d- \uc6d0\uc2dc \ub370\uc774\ud130\ub97c \uc804\ub7b5\uc801 \uc778\ud154\ub9ac\uc804\uc2a4\ub85c \uc790\ub3d9\ud654\ud558\uc5ec \ub354 \uc2a4\ub9c8\ud2b8\ud55c \uc758\uc0ac\uacb0\uc815 \uc9c0\uc6d0 \uccad\uad6c \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc790\ub3d9\ud654 – AI, RPA \ubc0f \uc9c0\ub2a5\ud615 \ubb38\uc11c \ucc98\ub9ac \uae30\uc220\uc744 \ud1b5\ud574 \uccad\uad6c \ub77c\uc774\ud504\uc0ac\uc774\ud074 \ucd5c\uc801\ud654 \uae30\ud0c0 – AI \uae30\ubc18 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc81c3\uc790 \uccad\uad6c \uad00\ub9ac\ub85c \ud6a8\uc728\uc131\uacfc \uc815\ud655\uc131 \ud5a5\uc0c1<\/b><\/li>\n
                • 8.3 \uc5b8\ub354\ub77c\uc774\ud305 \ubc0f \ub9ac\uc2a4\ud06c \uad00\ub9ac \uadf8\ub8f9 \ubcf4\ud5d8 \uc5b8\ub354\ub77c\uc774\ud305- \ud1b5\uacc4 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud574 \ubcf4\ud5d8 \uc870\uac74 \ubc0f \uc694\uae08 \uacb0\uc815 \ub9ac\uc2a4\ud06c \ud3c9\uac00 \ubc0f \ubaa8\ub378\ub9c1- \uace0\uae09 AI \ubc0f ML \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uacf5\uc815\ud55c \uc694\uae08 \ucc45\uc815 \ubc0f \ub354 \uc2a4\ub9c8\ud2b8\ud55c \uc758\uc0ac\uacb0\uc815 \ub9ac\uc2a4\ud06c \uc608\uce21- \uace0\uae09 ML \ubaa8\ub378\uc744 \ud1b5\ud574 \ub9ac\uc2a4\ud06c \uc608\uce21 \uc815\ud655\ub3c4 \ubc0f \uc6b4\uc601 \ud6a8\uc728\uc131 \ud5a5\uc0c1 \uae30\ud0c0- \ud6a8\uacfc\uc801\uc778 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc744 \uc704\ud55c \ucd5c\uc801\ud654\ub41c \uc5b8\ub354\ub77c\uc774\ud305 \uc758\uc0ac\uacb0\uc815 \uc9c0\uc6d0 \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac<\/b><\/li>\n
                • 8.4 \ubcf4\ud5d8 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc790\ub3d9\ud654 \ub9ac\ub4dc \uad00\ub9ac- \ub9ac\ub4dc \uad00\ub9ac\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \ud310\ub9e4 \ud6a8\uc728\uc131\uacfc \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4 \uc9c0\ub2a5\ud615 \ubb38\uc11c \ucc98\ub9ac- \uaddc\uc81c \uc900\uc218 \ubc0f \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud574 \uc815\ud655\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc758\uc0ac\uacb0\uc815 \uc18d\ub3c4\ub97c \ub192\uc785\ub2c8\ub2e4 \ube44\ub514\uc624 KYC\/EKYC- \uc6b4\uc601 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4 \uac00\uaca9 \ubc0f \uacac\uc801 \uad00\ub9ac- \uc790\ub3d9\ud654\ub41c \uac00\uaca9 \ucc45\uc815 \ubc0f \uacac\uc801 \uad00\ub9ac\ub97c \ud1b5\ud574 \ud6a8\uc728\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \ub370\uc774\ud130 \uae30\ubc18 \ubcf4\ud5d8\ub8cc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4 \uae30\ud0c0- \ud611\uc5c5, \uc140\ud504 \uc11c\ube44\uc2a4, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac\ub97c \ud1b5\ud574 \ud6a8\uc728\uc131\uacfc \uc758\uc0ac\uacb0\uc815 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4<\/b><\/li>\n
                • 8.5 \uace0\uac1d \uad00\uacc4 \uad00\ub9ac \uace0\uac1d \ub370\uc774\ud130 \uad00\ub9ac- \uc608\uce21 \ubd84\uc11d\uacfc \uc6d0\ud65c\ud55c \ud1b5\ud569\uc744 \ud1b5\ud574 \uace0\uac1d \uc911\uc2ec \uc804\ub7b5\uc5d0 \ud65c\uc6a9 \uac00\ub2a5\ud55c \uac00\uce58 \uc788\ub294 \ub370\uc774\ud130\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4 \uace0\uac1d \uc0c1\ud638\uc791\uc6a9 \ubc0f \ucc38\uc5ec- \uc790\ub3d9\ud654\ub41c \ub9c8\ucf00\ud305 \ucea0\ud398\uc778\uacfc \ub3d9\uc801 \ucf58\ud150\uce20 \ucd94\ucc9c\uc73c\ub85c \uace0\uac1d \uacbd\ud5d8 \ud5a5\uc0c1 \uace0\uac1d \uc9c0\uc6d0 \ubc0f \uc11c\ube44\uc2a4- AI \uae30\ubc18 \ud2f0\ucf13\ud305 \uc2dc\uc2a4\ud15c\uc73c\ub85c \ubb38\uc81c \ud574\uacb0 \ud6a8\uc728\ud654 \ucc44\ud305\ubd07 \ubc0f \uac00\uc0c1 \ube44\uc11c- AI \uae30\ubc18 \ucc44\ud305\ubd07\uacfc \uac00\uc0c1 \ube44\uc11c\ub85c \uc6d0\ud65c\ud55c \uace0\uac1d \uc0c1\ud638\uc791\uc6a9 \uae30\ud0c0- \ub370\uc774\ud130 \uae30\ubc18 CRM \uc804\ub7b5\uacfc \uc628\ubcf4\ub529\uc744 \ud1b5\ud574 \uace0\uac1d \uc720\uc9c0 \ubc0f \ucda9\uc131\ub3c4 \ud5a5\uc0c1<\/b><\/li>\n
                • 8.6 \uccad\uad6c \ubc0f \uacb0\uc81c \ud504\ub9ac\ubbf8\uc5c4 \uccad\uad6c \ubc0f \uccad\uad6c\uc11c \ubc1c\ud589- \uc815\ud655\ud55c \uacb0\uc81c \ucc98\ub9ac\ub97c \uc704\ud55c \uc790\ub3d9\ud654\ub41c \ud504\ub9ac\ubbf8\uc5c4 \uccad\uad6c \ubc0f \uccad\uad6c\uc11c \ubc1c\ud589 \uc628\ub77c\uc778 \uacb0\uc81c \ucc98\ub9ac- \ub2e4\uc591\ud55c \uacb0\uc81c \ubc29\ubc95\uacfc \uc0ac\uae30 \ubc29\uc9c0 \uae30\ub2a5\uc744 \uac16\ucd98 \uc548\uc804\ud55c \uacb0\uc81c \ucc98\ub9ac \uc815\uc0b0 \ubc0f \ud68c\uacc4- \ud22c\uba85\ud55c \uc7ac\ubb34 \ucd94\uc801 \ubc0f \uc900\uc218\ub97c \uc704\ud55c \uc6d0\ud65c\ud55c \uc815\uc0b0 \ubc0f \ud68c\uacc4 \uae30\ud0c0- \uacb0\uc81c \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc6d0\ud65c\ud55c \ub2e4\uc911 \ud1b5\ud654 \ubc0f \uad6d\uacbd \uac04 \uac70\ub798<\/b><\/li>\n
                • 8.7 \ub370\uc774\ud130 \ubd84\uc11d \ub300\uc704\uad8c \ubd84\uc11d – AI \uae30\ubc18 \ub300\uc704\uad8c \ubd84\uc11d\uc73c\ub85c \ud68c\uc218 \ucd5c\ub300\ud654 \ubc0f \uccad\uad6c \ube44\uc6a9 \uac10\uc18c \uc131\ub2a5 \ucd94\uc801 \ubc0f \ubcf4\uace0 – \ucd5c\uc801\ud654\ub41c \ubcf4\ud5d8 \uc6b4\uc601 \ubc0f \uc758\uc0ac\uacb0\uc815\uc744 \uc704\ud55c \uc2e4\uc2dc\uac04 \ucd94\uc801 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29 – AI, \uba38\uc2e0\ub7ec\ub2dd, \ube45\ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud55c \uace0\uae09 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29 \uc0ac\uc774\ubc84 \uc704\ud5d8 \ubd84\uc11d- \uc815\ud655\ud55c \ubcf4\ud5d8 \uc778\uc218 \ubc0f \uc0ac\uc804 \uc704\ud611 \uc644\ud654\ub97c \uc704\ud55c \ud3ec\uad04\uc801\uc778 \uc0ac\uc774\ubc84 \uc704\ud5d8 \ubd84\uc11d \ud589\ub3d9 \ubd84\uc11d- \uac1c\uc778\ud654\ub41c \ubcf4\ud5d8, \uc704\ud5d8 \ud3c9\uac00 \ubc0f \uc0ac\uae30 \ubc29\uc9c0 \uc804\ub7b5<\/b><\/li>\n
                • 8.8 \uc900\uc218 \ubc0f \ubcf4\uace0 \uaddc\uc81c \uc900\uc218 \uad00\ub9ac- \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uc9c4\ud654\ud558\ub294 \ud45c\uc900 \ubc0f \uaddc\uc81c \uc900\uc218 \ud575\uc2ec \ubcf4\uace0\uc11c \uc790\ub3d9\ud654- \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uc900\uc218, \uc7ac\ubb34 \ubc0f \uc6b4\uc601 \ub370\uc774\ud130 \uad00\ub9ac \ud6a8\uc728\ud654 \uc900\uc218 \uac10\uc0ac- \uc0b0\uc5c5 \uaddc\uc81c \ubc0f \ub0b4\ubd80 \uc815\ucc45 \uae30\uc900 \uc900\uc218 \ud655\ubcf4 \uc704\ud5d8 \ubc0f \uac70\ubc84\ub10c\uc2a4 \uad00\ub9ac- \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uaddc\uc81c \uc900\uc218 \ubc0f \uc6b4\uc601 \ud0c4\ub825\uc131 \uac15\ud654 \uae30\ud0c0- \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \ubc0f \uc900\uc218 \ubaa8\ub2c8\ud130\ub9c1\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uaddc\uc81c \ubb34\uacb0\uc131 \uac15\ud654<\/b><\/li>\n
                • 8.9 \ubcf4\ud5d8 \uacc4\uc57d \uad00\ub9ac, \uc218\uae08 \ubc0f \uc9c0\uae09 \ubcf4\ud5d8 \uacc4\uc57d \uc791\uc131 \ubc0f \uc218\uc815- \ub9de\ucda4\ud615 \ubcf4\ud5d8 \ubcf4\uc7a5 \ubc0f \uaddc\uc81c \uc900\uc218 \uc81c\uacf5 POLICY MANAGEMENT- \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uc6d0\ud65c\ud55c \uad00\ub9ac, \uac31\uc2e0, \uace0\uac1d \ucc38\uc5ec \uc9c0\uc6d0 PREMIUM COLLECTION- \uc548\uc804\ud558\uace0 \uc790\ub3d9\ud654\ub41c \uc0ac\uae30 \ubc29\uc9c0 \uacb0\uc81c \ucc98\ub9ac PAYOUT & DISBURSEMENT MANAGEMENT- \ub354 \ube60\ub974\uace0 \ud22c\uba85\ud558\uba70 \ub370\uc774\ud130 \uae30\ubc18\uc758 \ubcf4\ud5d8\uae08 \uc9c0\uae09 \uad00\ub9ac OTHERS- \ud604\ub300 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\uc758 \uc790\ub3d9\ud654\ub41c \ucd94\uac00 \uc57d\uad00, \uac31\uc2e0, \uc218\uae08 \uad00\ub9ac \ubc0f \uc815\uc0b0<\/b><\/li>\n
                • 8.10 \ud310\ub9e4 \ubc0f \ub9c8\ucf00\ud305 \uc5d0\uc774\uc804\uc2dc \ubc0f \ube0c\ub85c\ucee4 \uad00\ub9ac- AI, \ub514\uc9c0\ud138 \ub3c4\uad6c \ubc0f \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uc5d0\uc774\uc804\uc2dc \ubc0f \ube0c\ub85c\ucee4 \uad00\ub9ac \ud601\uc2e0 DIRECT-TO-CONSUMER SALES- \uac1c\uc778\ud654, \uc804\uc790 \uc0c1\uac70\ub798 \ubc0f \ub370\uc774\ud130 \ud1b5\ucc30\ub825 \u2013 \uc8fc\uc694 \ud601\uc2e0 \uc694\uc18c \ub514\uc9c0\ud138 \ud310\ub9e4 \uc9c0\uc6d0 \u2013 AI, \uc790\ub3d9\ud654 \ubc0f \uc2a4\ub9c8\ud2b8 \ubd84\uc11d \u2013 \uc8fc\uc694 \uc9c0\uc6d0 \uc694\uc18c \uae30\ud0c0 \u2013 AI\ub97c \ud1b5\ud55c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc758 \ucd5c\uc801\ud654\ub41c \ub9ac\ub4dc \uad00\ub9ac \ubc0f \uac1c\uc778\ud654\ub41c \ucd94\ucc9c<\/b><\/li>\n
                • 8.11 \ub514\uc9c0\ud138 \ucc38\uc5ec \ubc0f \ud3ec\ud138 \uace0\uac1d \ud3ec\ud138 \ubc0f \uc140\ud504 \uc11c\ube44\uc2a4- AI \uae30\ubc18 \ud3ec\ud138 \ubc0f \uc140\ud504 \uc11c\ube44\uc2a4\ub85c \uace0\uac1d \uacbd\ud5d8 \ud5a5\uc0c1 \ubaa8\ubc14\uc77c \uc571 \ubc0f \ub514\uc9c0\ud138 \ucc44\ub110- \uace0\uac1d \ucc38\uc5ec \uadf9\ub300\ud654\ub85c \uc774\uc5b4\uc9d0 \ucc57\ubd07 \ubc0f \uac00\uc0c1 \uc5b4\uc2dc\uc2a4\ud134\ud2b8- AI\ub85c \uace0\uac1d \uc9c0\uc6d0 \ud601\uc2e0<\/b><\/li>\n
                • 8.12 \uc608\uce21 \ubaa8\ub378\ub9c1\/\uadf9\ud55c \uc0ac\uac74 \uc608\uce21 \uccad\uad6c \uc2ec\uac01\ub3c4 \ubaa8\ub378\ub9c1- AI, \uc790\ub3d9\ud654, \uc608\uce21 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud55c \ube44\uc6a9 \ucd94\uc815 \uac1c\uc120 \uc815\ucc45 \ucd94\ucc9c \uc5d4\uc9c4- AI \ubc0f \uac1c\uc778\ud654\ub41c \ub370\uc774\ud130 \ud1b5\ucc30\ub825\uc744 \ud65c\uc6a9\ud558\uc5ec \ucd5c\uc801\ud654\ub41c \uc5d4\uc9c4 \uadf9\ud55c \uc0ac\uac74 \ubd84\uc11d – \uc608\uce21 \ubaa8\ub378\ub9c1 \ubc0f \uae30\uacc4 \ud559\uc2b5\uc744 \uc801\uc6a9 \ubcf4\ud5d8 \ud1b5\uacc4 \ubaa8\ub378\ub9c1 \ubc0f \uc608\uce21 – \uae08\uc735 \uc548\uc815\uc131\uc744 \uc704\ud55c AI \uae30\ubc18 \uc704\ud5d8 \ud3c9\uac00 \uc7ac\ud574 \ubaa8\ub378\ub9c1 – AI, \ube45 \ub370\uc774\ud130 \ubc0f \uc2dc\ubbac\ub808\uc774\uc158 \uae30\uc220\uc744 \ud1b5\ud55c \uc7ac\ud574 \ubaa8\ub378\ub9c1 \uac1c\uc120<\/b><\/li>\n
                • 8.13 \uae30\ud0c0 \uc751\uc6a9 \ubd84\uc57c<\/b><\/li>\n<\/ul>\n

                  \ubcf4\ud5d8 \uc720\ud615\ubcc4 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5<\/b><\/p>\n

                  182<\/b><\/p>\n

                    \n
                  • 9.1 \uc18c\uac1c \ubcf4\ud5d8 \uc720\ud615: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n
                  • 9.2 \uac74\uac15 \ubcf4\ud5d8 \uc758\ub8cc \ubd84\uc57c\uc758 \ud6a8\uc728\uc131 \ubc0f \uc131\uc7a5\uc744 \uc704\ud55c AI \ubc0f \uc790\ub3d9\ud654<\/b><\/li>\n
                  • 9.3 \uc0dd\uba85 \ubc0f \uc5f0\uae08 \ubcf4\ud5d8: \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ubbf8\ub798\ub97c \uc7ac\ud3b8\ud558\ub294 \uc790\ub3d9\ud654 \ubc0f \ubd84\uc11d<\/b><\/li>\n
                  • 9.4 \uc7ac\uc0b0 \ubc0f \uc0ac\uace0 \ubcf4\ud5d8 \uc8fc\ud0dd \ubcf4\ud5d8 – \ud601\uc2e0\uacfc \ud68c\ubcf5\ub825 – \uc8fc\ud0dd \ubcf4\ud5d8\uc758 \ubbf8\ub798\ub97c\u5851\u9020 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 – \ubbf8\ub798 \ubaa8\ube4c\ub9ac\ud2f0\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \uc804\ud658 \uc0c1\uc5c5 \ubcf4\ud5d8 – \uc790\ub3d9\ud654 \ubc0f \ub9ac\uc2a4\ud06c \uad00\ub9ac – \ud575\uc2ec \uc911\uc810 \ubd84\uc57c \uae30\ud0c0<\/b><\/li>\n
                  • 9.5 \ud2b9\uc218 \ubcf4\ud5d8 \uc5ec\ud589 \ubcf4\ud5d8 \u2013 \uae30\uc220\uacfc \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub85c \uc5ec\ud589 \ubcf4\ud5d8\uc758 \ubbf8\ub798\ub97c \uc120\ub3c4 \ubc18\ub824\ub3d9\ubb3c \ubcf4\ud5d8 \u2013 \ud569\ub9ac\uc801\uc778 \uc218\uc758\uc0ac \uce58\ub8cc\ub97c \ubcf4\uc7a5 \ud574\uc0c1 \ubc0f \ud56d\uacf5 \ubcf4\ud5d8 \u2013 \ud574\uc0c1 \ubc0f \ud56d\uacf5 \ubcf4\ud5d8\uc758 \ubcc0\ud654\ud558\ub294 \uc704\ud5d8\uacfc \ud601\uc2e0\uc744 \ud0d0\uc0c9 \uc790\uc0b0 \ubcf4\ud5d8 \u2013 \uc801\uc751\ud615 \ubc0f \ub370\uc774\ud130 \uae30\ubc18 \ubcf4\ud5d8\uc73c\ub85c \uadc0\uc911\ud55c \uc790\uc0b0\uc744 \ubcf4\ud638 \uae30\ud0c0<\/b><\/li>\n
                  • 9.6 \uae30\ud0c0 \ubcf4\ud5d8 \uc720\ud615<\/b><\/li>\n<\/ul>\n

                    \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5, \uc81c\uacf5 \uc11c\ube44\uc2a4\ubcc4 \ubd84\ub958<\/b><\/p>\n

                    195<\/b><\/p>\n

                      \n
                    • 10.1 \uc18c\uac1c: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778<\/b><\/li>\n
                    • 10.2 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud575\uc2ec \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc – \ubcf4\ud5d8 \uacc4\uc57d \uad00\ub9ac, \uc778\uc218 \uc2ec\uc0ac, \uccad\uad6c \ucc98\ub9ac, \uccad\uad6c\uc11c \ubc1c\ud589 \ub4f1\uc744 \ud6a8\uc728\ud654\ud558\ub294 \uae30\ubc18 \ud50c\ub7ab\ud3fc \ubcf4\ud5d8 \uae30\uc220 \ud50c\ub7ab\ud3fc – \uc758\uc0ac \uacb0\uc815, \uc704\ud5d8 \uad00\ub9ac, \uace0\uac1d \ucc38\uc5ec\ub97c \uac15\ud654\ud558\ub294 \uace0\uae09 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \ud1b5\ud569 \ubcf4\ud5d8 \uc6b4\uc601 \ubc0f \uad00\ub9ac \ud50c\ub7ab\ud3fc – \uc218\ub3d9 \uc791\uc5c5\uc744 \uc904\uc774\uace0 \ud6a8\uc728\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd98 \ud50c\ub7ab\ud3fc<\/b><\/li>\n
                    • 10.3 \uc11c\ube44\uc2a4 \uc804\ubb38 \uc11c\ube44\uc2a4- \ubcf4\ud5d8\uc0ac\uac00 \ud601\uc2e0 \uac00\uc18d\ud654, \uace0\uac1d \ucc38\uc5ec \uac1c\uc120, \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5 \ucd09\uc9c4\uc744 \uc704\ud574 \ud65c\uc6a9- \ucee8\uc124\ud305 \ubc0f \uc790\ubb38- \ud1b5\ud569 \ubc0f \uad6c\ud604- \ub9de\ucda4\ud615 \ud50c\ub7ab\ud3fc \uc124\uacc4 \ubc0f \uac1c\ubc1c- \uad50\uc721 \ubc0f \ud6c8\ub828 \uad00\ub9ac \uc11c\ube44\uc2a4- \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc758 \ud655\uc7a5\uc131\uc744 \uc704\ud55c end-to-end \uc6b4\uc601 \uc9c0\uc6d0- \ud50c\ub7ab\ud3fc \ud638\uc2a4\ud305 \ubc0f \uc778\ud504\ub77c \uad00\ub9ac \uc11c\ube44\uc2a4- \ud50c\ub7ab\ud3fc \uc720\uc9c0\ubcf4\uc218 \ubc0f \uc9c0\uc6d0 \uc11c\ube44\uc2a4- \ub370\uc774\ud130 \uad00\ub9ac \ubc0f \ub9c8\uc774\uadf8\ub808\uc774\uc158 \uc11c\ube44\uc2a4- \ubcf4\uc548 \ubc0f \uc900\uc218 \uc11c\ube44\uc2a4<\/b><\/li>\n<\/ul>\n

                      \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5, \uc9c0\uc5ed\ubcc4<\/b><\/p>\n

                      215<\/b><\/p>\n

                        \n
                      • 11.1 \uc18c\uac1c<\/b><\/li>\n
                      • 11.2 \ubd81\ubbf8\ubd81\ubbf8: \uc2dc\uc7a5 \ub3d9\uc778 \ubd81\ubbf8: \uac70\uc2dc\uacbd\uc81c \uc804\ub9dd \ubbf8\uad6d- \ub514\uc9c0\ud138 \uc804\ud658\uacfc \uaddc\uc81c \uc900\uc218 \uac15\ud654\uac00 \uc2dc\uc7a5 \uc131\uc7a5 \ucd09\uc9c4 \uce90\ub098\ub2e4- \uaddc\uc81c \uc548\uc815\uc131\uacfc \uace0\uae09 \uae30\uc220 \uc778\ud504\ub77c\uc5d0 \ub300\ud55c commitment\uac00 \uc720\ub9ac\ud55c \uc2dc\uc7a5 \ud658\uacbd \uc870\uc131<\/b><\/li>\n
                      • 11.3 \uc720\ub7fd\uc720\ub7fd: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778 \uc720\ub7fd: \uac70\uc2dc\uacbd\uc81c \uc804\ub9dd \uc601\uad6d- \uace0\uac1d \uacbd\ud5d8\uc758 \uc6d0\ud65c\ud55c \ud1b5\ud569\uacfc \uae08\uc735 \uc11c\ube44\uc2a4\uc640\uc758 \ud1b5\ud569\uc774 \uc8fc\uc694 \ucd08\uc810 \ubd84\uc57c \ub3c5\uc77c- \ub514\uc9c0\ud138\ud654\uc640 InsurTech \uc194\ub8e8\uc158\uc758 \ud1b5\ud569\uc774 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\ub97c \ud6a8\uc728\ud654 \ud504\ub791\uc2a4- \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\uc5d0 AI\uc640 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud65c\uc6a9 \uc774\ud0c8\ub9ac\uc544- \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \ub514\uc9c0\ud138 \uacbd\ud5d8\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc218\uc694 \uc99d\uac00\uac00 \uc2dc\uc7a5 \uc131\uc7a5 \ucd09\uc9c4 \uc2a4\ud398\uc778- \uc2e0\uae30\uc220 \ucc44\ud0dd\uc774 \uc5b8\ub354\ub77c\uc774\ud305 \ud504\ub85c\uc138\uc2a4\uc640 \ud074\ub808\uc784 \uad00\ub9ac \uac1c\uc120 \uc2a4\uc704\uc2a4- \uaddc\uc81c \uc720\uc5f0\uc131\uc774 \ubcf4\ud5d8\uc0ac\ub4e4\uc758 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \ud22c\uc790 \ucd09\uc9c4 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/b><\/li>\n
                      • 11.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \uac70\uc2dc\uacbd\uc81c \uc804\ub9dd \uc911\uad6d – \ubcf4\ud5d8 \ubd84\uc57c\uc5d0\uc11c\uc758 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uacfc \uae30\uc220 \ub300\uae30\uc5c5\uc758 \ubd80\uc0c1\uc774 \uc2dc\uc7a5\uc744 \uc7ac\ud3b8\ud560 \uc804\ub9dd \uc77c\ubcf8 – \uc815\ubd80 \uc815\ucc45\uacfc \uaddc\uc81c \ubcc0\ud654\uac00 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud560 \uc804\ub9dd \uc778\ub3c4 – \ucd08\uac1c\uc778\ud654, \uc790\ub3d9\ud654, \ub514\uc9c0\ud138 \uacbd\uc81c\uc640\uc758 \uc2ec\uce35\uc801 \ud1b5\ud569\uc5d0 \ucd08\uc810 \ud55c\uad6d – \uc804\ud1b5\uc801 \ubcf4\ud5d8\uc0ac\uc640 \uae30\uc220 \uae30\uc5c5 \uac04\uc758 \ud611\ub825\uc73c\ub85c \uace0\uac1d \uacbd\ud5d8 \ud5a5\uc0c1 \ud638\uc8fc \ubc0f \ub274\uc9c8\ub79c\ub4dc- \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc744 \uc704\ud55c AI \uc7a0\uc7ac\ub825 \ud0d0\uc0c9 \uc608\uc815 \uc2f1\uac00\ud3ec\ub974 – \ub514\uc9c0\ud138 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc194\ub8e8\uc158 \ubc1c\uc804\uc5d0\uc11c \uc9c4\uc804 \uad00\ucc30 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/b><\/li>\n
                      • 11.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74: \uac70\uc2dc\uacbd\uc81c \uc804\ub9dd \uc911\ub3d9- \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544- \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8- \uce74\ud0c0\ub974- \uc911\ub3d9 \ub098\uba38\uc9c0 \uc9c0\uc5ed \uc544\ud504\ub9ac\uce74<\/b><\/li>\n
                      • 11.6 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\ub77c\ud2f4 \uc544\uba54\ub9ac\uce74: \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ub3d9\uc778 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74: \uac70\uc2dc\uacbd\uc81c \uc804\ub9dd \ube0c\ub77c\uc9c8- InsurTech \uc2a4\ud0c0\ud2b8\uc5c5\uacfc \uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8\uc0ac\uac00 AI, \ube45\ub370\uc774\ud130, \ube14\ub85d\uccb4\uc778 \ud65c\uc6a9 \uba55\uc2dc\ucf54- \uae30\uc220 \ubc1c\uc804\uacfc \uaddc\uc81c \uc9c0\uc6d0\uc73c\ub85c \uc2dc\uc7a5 \uc131\uc7a5 \ucd94\uc138 \uc9c0\uc18d \uc608\uc0c1 \uc544\ub974\ud5e8\ud2f0\ub098- \uc704\ud5d8 \uad00\ub9ac \uc911\uc694\uc131\uc5d0 \ub300\ud55c \uc778\uc2dd \uc99d\uac00\ub85c \uc2dc\uc7a5 \uc131\uc7a5 REST OF LATIN AMERICA<\/b><\/li>\n<\/ul>\n

                        \uacbd\uc7c1 \ud658\uacbd<\/b><\/p>\n

                        290<\/b><\/p>\n

                          \n
                        • 12.1 \uac1c\uc694<\/b><\/li>\n
                        • 12.2 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4 \uc804\ub7b5\/\uc2b9\ub9ac \uc694\uc778, 2022\u20132025<\/b><\/li>\n
                        • 12.3 \ub9e4\ucd9c \ubd84\uc11d, 2020\u20132024<\/b><\/li>\n
                        • 12.4 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d, 2024 \uc2dc\uc7a5 \uc21c\uc704 \ubd84\uc11d<\/b><\/li>\n
                        • 12.5 \uc81c\ud488 \ube44\uad50 \ubd84\uc11dCRM \uc194\ub8e8\uc158 \ube44\uad50 \ubd84\uc11d- Salesforce Financial Services Cloud (Salesforce)- Microsoft Dynamics 365 for Insurance (Microsoft)- SAP Customer Experience (SAP)- Oracle Insurance Policy Administration (OIPA) + Oracle CX Cloud (Oracle)- ServiceNow \uace0\uac1d \uc11c\ube44\uc2a4 \uad00\ub9ac (ServiceNow) \uccad\uad6c \uad00\ub9ac \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ube44\uad50 \ubd84\uc11d- BriteClaims (BriteCore)- Shift Claims \uc0ac\uae30 \ud0d0\uc9c0\/Shift Claims \uc811\uc218 (Shift Technology)- OneShield Claims (OneShield)- Insurity ClaimsXPress (Insurity)- Socotra Claims (Socotra)<\/b><\/li>\n
                        • 12.6 \uae30\uc5c5 \uac00\uce58 \ud3c9\uac00 \ubc0f \uc7ac\ubb34 \uc9c0\ud45c<\/b><\/li>\n
                        • 12.7 \uae30\uc5c5 \ud3c9\uac00 \ub9e4\ud2b8\ub9ad\uc2a4: \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4, 2024STARS \uc2e0\ud765 \ub9ac\ub354, \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4, \ucc38\uac00\uc790 \uae30\uc5c5 \ubc1c\uc790\ucde8: \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4, 2024- \ud68c\uc0ac \ubc1c\uc790\ucde8- \uc9c0\uc5ed\ubcc4 \ubc1c\uc790\ucde8- \ubcf4\ud5d8 \uc720\ud615\ubcc4 \ubc1c\uc790\ucde8- \uc751\uc6a9 \ubd84\uc57c\ubcc4 \ubc1c\uc790\ucde8- \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4 \ubc1c\uc790\ucde8<\/b><\/li>\n
                        • 12.8 \ud68c\uc0ac \ud3c9\uac00 \ub9e4\ud2b8\ub9ad\uc2a4: \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5, 2024\uc9c4\ubcf4\uc801\uc778 \uae30\uc5c5 \ubc18\uc751\ud615 \uae30\uc5c5 \ub3d9\uc801 \uae30\uc5c5 \ucd9c\ubc1c \ub2e8\uacc4 \uae30\uc5c5 \uacbd\uc7c1 \ubca4\uce58\ub9c8\ud0b9: \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5, 2024 – \uc8fc\uc694 \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5\uc758 \uc0c1\uc138 \ubaa9\ub85d – \uc8fc\uc694 \uc2a4\ud0c0\ud2b8\uc5c5\/\uc911\uc18c\uae30\uc5c5\uc758 \uacbd\uc7c1 \ubca4\uce58\ub9c8\ud0b9<\/b><\/li>\n
                        • 12.9 \uacbd\uc7c1 \uc2dc\ub098\ub9ac\uc624 \ubc0f \ub3d9\ud5a5 \uc81c\ud488 \ucd9c\uc2dc \ubc0f \uac1c\uc120 \uac70\ub798<\/b><\/li>\n<\/ul>\n

                          \ud68c\uc0ac \ud504\ub85c\ud544<\/b><\/p>\n

                          317<\/b><\/p>\n

                            \n
                          • 13.1 \uc18c\uac1c<\/b><\/li>\n
                          • 13.2 \uc8fc\uc694 \uae30\uc5c5<\/b><\/li>\n
                          • \n
                            \u00a0SALESFORCE<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            – MnM view<\/div>\n
                            \u00a0MICROSOFT<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            – MnM view<\/div>\n
                            \u00a0SAP<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            – MnM view<\/div>\n
                            \u00a0ORACLE<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            – MnM view<\/div>\n
                            \u00a0GOOGLE<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            – MnM view<\/div>\n
                            \u00a0IBM<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            \u00a0ACCENTURE<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            \u00a0ADOBE<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            \u00a0COGNIZANT<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n
                            \u00a0VERISK<\/div>\n
                            – Business overview<\/div>\n
                            – Products offered<\/div>\n
                            – Recent developments<\/div>\n<\/li>\n
                          • \n
                            13.3 OTHER PLAYERS<\/div>\n
                            \u00a0SERVICENOW<\/div>\n
                            \u00a0DXC TECHNOLOGY<\/div>\n
                            \u00a0GUIDEWIRE SOFTWARE<\/div>\n
                            \u00a0PEGASYSTEMS<\/div>\n
                            \u00a0VERTAFORE<\/div>\n
                            \u00a0LEXISNEXIS<\/div>\n
                            \u00a0SAPIENS INTERNATIONAL CORPORATION<\/div>\n
                            \u00a0APPLIED SYSTEMS<\/div>\n
                            \u00a0MAJESCO<\/div>\n
                            \u00a0APPIAN<\/div>\n
                            \u00a0DUCK CREEK TECHNOLOGIES<\/div>\n
                            \u00a0INSURITY<\/div>\n
                            \u00a0EIS GROUP<\/div>\n
                            \u00a0BOLTTECH<\/div>\n
                            \u00a0FINEOS<\/div>\n<\/li>\n
                          • \n
                            13.4 SMES\/STARTUPS<\/div>\n
                            \u00a0COALITION<\/div>\n
                            \u00a0ONESHIELD<\/div>\n
                            \u00a0SHIFT TECHNOLOGY<\/div>\n
                            \u00a0ENSUREDIT<\/div>\n
                            \u00a0SUREIFY<\/div>\n
                            \u00a0SOCOTRA<\/div>\n
                            \u00a0HYPEREXPONENTIAL<\/div>\n
                            \u00a0PRIMA SOLUTIONS<\/div>\n
                            \u00a0BRITECORE<\/div>\n
                            \u00a0ZIPARI<\/div>\n
                            \u00a0INSURESOFT<\/div>\n
                            \u00a0SYMBO<\/div>\n
                            \u00a0COGITATE TECHNOLOGY SOLUTIONS<\/div>\n
                            \u00a0INSUREDMINE<\/div>\n
                            \u00a0TRUSTLAYER<\/div>\n
                            \u00a0QUANTEMPLATE<\/div>\n
                            \u00a0AGENCYSMART<\/div>\n
                            \u00a0JENESIS SOFTWARE<\/div>\n
                            \u00a0PERFECTQUOTE<\/div>\n
                            \u00a0INSUREDHQ<\/div>\n<\/li>\n<\/ul>\n

                            ADJACENT AND RELATED MARKETS<\/b><\/p>\n

                            399<\/b><\/p>\n

                              \n
                            • 14.1 INTRODUCTION<\/b><\/li>\n
                            • 14.2 \ud540\ud14c\ud06c \uc11c\ube44\uc2a4 \uc2dc\uc7a5 \u2013 \uae00\ub85c\ubc8c \uc804\ub9dd 2029 \uc2dc\uc7a5 \uc815\uc758 \uc2dc\uc7a5 \uac1c\uc694- \ud540\ud14c\ud06c \uc11c\ube44\uc2a4 \uc2dc\uc7a5, \uc720\ud615\ubcc4- \ud540\ud14c\ud06c \uc11c\ube44\uc2a4 \uc2dc\uc7a5, \uae30\uc220\ubcc4- \ud540\ud14c\ud06c \uc11c\ube44\uc2a4 \uc2dc\uc7a5, \uc801\uc6a9 \ubd84\uc57c\ubcc4- \ud540\ud14c\ud06c \uc11c\ube44\uc2a4 \uc2dc\uc7a5, \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4- \ud540\ud14c\ud06c \uc11c\ube44\uc2a4 \uc2dc\uc7a5, \uc9c0\uc5ed\ubcc4<\/b><\/li>\n
                            • 14.3 \ub514\uc9c0\ud138 \ub300\ucd9c \uc2dc\uc7a5 \u2013 2026\ub144\uae4c\uc9c0\uc758 \uae00\ub85c\ubc8c \uc804\ub9dd \uc2dc\uc7a5 \uc815\uc758 \uc2dc\uc7a5 \uac1c\uc694- \ub514\uc9c0\ud138 \ub300\ucd9c \uc2dc\uc7a5, \uc81c\uacf5 \uc720\ud615\ubcc4- \ub514\uc9c0\ud138 \ub300\ucd9c \uc2dc\uc7a5, \ubc30\ud3ec \ubc29\uc2dd\ubcc4- \ub514\uc9c0\ud138 \ub300\ucd9c \uc2dc\uc7a5, \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4- \ub514\uc9c0\ud138 \ub300\ucd9c \uc2dc\uc7a5, \uc9c0\uc5ed\ubcc4<\/b><\/li>\n<\/ul>\n

                              \ubd80\ub85d<\/b><\/p>\n

                              408<\/b><\/p>\n

                                \n
                              • 15.1 \ud1a0\ub860 \uac00\uc774\ub4dc<\/b><\/li>\n
                              • 15.2 KNOWLEDGESTORE: MARKETSANDMARKETS\uc758 \uad6c\ub3c5 \ud3ec\ud138<\/b><\/li>\n
                              • 15.3 \ub9de\ucda4\ud654 \uc635\uc158<\/b><\/li>\n
                              • 15.4 \uad00\ub828 \ubcf4\uace0\uc11c<\/b><\/li>\n
                              • 15.5 \uc800\uc790 \uc815\ubcf4<\/b><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

                                \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc740 \uae09\uc18d\ud55c \uc131\uc7a5\uc744 \uc55e\ub450\uace0 \uc788\uc73c\uba70, 2025\ub144 USD 116.16\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2030\ub144\uae4c\uc9c0 USD 207.52\uc5b5 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 12.3%\uc758 \uac15\ub825\ud55c \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc774 \uc131\uc7a5\uc758 \uc8fc\uc694 \uc6d0\uc778\uc740 \ubbf8\uad6d\uc5d0\uc11c \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c USD 15\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \ud22c\uc790\uc640 \uc720\ub7fd\uc758 USD 10\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \ud22c\uc790\uc785\ub2c8\ub2e4. \ud765\ubbf8\ub86d\uac8c\ub3c4 \ubcf4\ud5d8 \uae30\uc220(InsurTech) \ud22c\uc790 \uc911 \uc57d 40%\ub294 \uacb0\uc81c \uc194\ub8e8\uc158, \ub9ac\uc2a4\ud06c \uad00\ub9ac, \uc5b8\ub354\ub77c\uc774\ud305 \uc18c\ud504\ud2b8\uc6e8\uc5b4, \uccad\uad6c \uad00\ub9ac \ub4f1 \ud601\uc2e0 \ubd84\uc57c\uc5d0 \uc9d1\uc911\ud558\ub294 B2B SaaS \uae30\uc5c5\ub4e4\uc774 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc194\ub8e8\uc158\uc758 \ub300\ubd80\ubd84\uc740 \uc778\uacf5\uc9c0\ub2a5(AI)\uc744 \ud3ec\ud568\ud558\uba70, \uae30\uc5c5\ub4e4\uc740 \uc0c8\ub85c\uc6b4 AI \uae30\ubc18 \uc81c\ud488\uc744 \ud1b5\ud574 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0, \uc18c\ube44\uc790\uc758 \uc120\ud638\ub3c4 \ubcc0\ud654\ub294 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uce5c \uc804\ub7b5\uc801 \uc870\uc815\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc804\ub7b5\uac00\ub4e4\uc758 60% \uc774\uc0c1\uc774 \uace0\uac1d \uae30\ub300\uce58\uc758 \ubcc0\ud654\uac00 \ubcc0\ud601 \uc804\ub7b5\uc744 \uac00\uc18d\ud654\ud588\ub2e4\uace0 \uc778\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubcc0\ud654\ud558\ub294 \ud658\uacbd\uc740 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0\uc11c \uc720\uc5f0\ud558\uace0 \uae30\uc220 \uae30\ubc18 \uc194\ub8e8\uc158\uc758 \ud544\uc694\uc131\uc774 \uc810\uc810 \ub354 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc74c\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23282","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/23282"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=23282"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/23282\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=23282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=23282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=23282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}