{"id":25557,"date":"2025-09-18T05:27:40","date_gmt":"2025-09-18T05:27:40","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/?p=25557"},"modified":"2026-09-11T21:31:53","modified_gmt":"2026-09-11T12:31:53","slug":"buy-now-pay-later-market-smrc","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/buy-now-pay-later-market-smrc\/","title":{"rendered":"\ud55c\uad6d\uc758 B2C \ud560\ubd80\uacb0\uc81c \uc2dc\uc7a5: \uc2dc\uc7a5\uaddc\ubaa8, \uc810\uc720\uc728, \uc608\uce21 (2025\ub144-2033\ub144)"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25558\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648.png\" alt=\"\" width=\"1238\" height=\"564\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648.png 1238w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-300x137.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-1024x467.png 1024w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-768x350.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-1000x456.png 1000w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-230x105.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-350x159.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142648-480x219.png 480w\" sizes=\"(max-width: 1238px) 100vw, 1238px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><\/h3>\n<h3>\ud55c\uad6d BNPL \uc2dc\uc7a5 \ub3d9\ud5a5:<\/h3>\n<p><b><i>\uc804\uc790\uc0c1\uac70\ub798 \uc131\uc7a5\uacfc \ub514\uc9c0\ud138 \uc18c\ube44\uc790 \ud589\ub3d9<\/i><\/b><\/p>\n<p>\ud55c\uad6d\uc758 BNPL \uc2dc\uc7a5\uc740 \uae09\uc131\uc7a5\ud558\ub294 \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uacfc \uae30\uc220\uc5d0 \uc775\uc219\ud55c \uc18c\ube44\uc790\uce35\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uacc4 \ucd5c\ub300 \uaddc\ubaa8\uc758 \uc778\ud130\ub137 \ubc0f \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc744 \ubc14\ud0d5\uc73c\ub85c \uc18c\ube44\uc790\ub4e4\uc740 \uc810\ucc28 \uc628\ub77c\uc778 \uad6c\ub9e4\ub85c \uc804\ud658\ud558\uace0 \uc788\uc73c\uba70, \uc720\uc5f0\ud558\uace0 \ubb34\uc774\uc790 \uacb0\uc81c \ubc29\uc2dd\uc744 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucfe0\ud321, \ub124\uc774\ubc84, \uce74\uce74\uc624 \ub4f1 \uc720\uba85 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc \uc804\ubc18\uc5d0 BNPL \uc11c\ube44\uc2a4\uac00 \ud1b5\ud569\ub418\uc5b4 \uc6d0\ud65c\ud55c \uacb0\uc81c \ud504\ub85c\uc138\uc2a4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uace0\uac1d \uc720\uc9c0\uc728\uacfc \uc9c0\ucd9c\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc194\ub8e8\uc158 \uc911 \uc77c\ubd80\ub294 \ud2b9\ud788 \ubc00\ub808\ub2c8\uc5bc \uc138\ub300\uc640 Z\uc138\ub300 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\uac00 \ub192\uc73c\uba70, \uc774\ub4e4\uc740 \uc5ec\ud589\uc6a9 \uc2e0\uc6a9\uce74\ub4dc \ub300\uc548\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. BNPL \ud50c\ub7ab\ud3fc\uc774 \uc81c\uacf5\ud558\ub294 \ud3b8\ub9ac\ud568\uacfc \uc2e0\uc18d\ud55c \uacb0\uc81c\ub294 \uc7a5\ubc14\uad6c\ub2c8 \ud3ec\uae30\uc728 \uac10\uc18c\uc5d0\ub3c4 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \uc18c\ub9e4\uc758 \uc9c0\uc18d\uc801\uc778 \uc131\uacf5\uc73c\ub85c \uc778\ud574 BNPL\uc740 \ube60\ub974\uac8c \uc218\uc6a9\ub418\ub294 \uacb0\uc81c \uc635\uc158\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uba70, \uc218\ub9ce\uc740 \ub514\uc9c0\ud138 \uc0c1\uac70\ub798 \uc804\ud658 \ucc44\ub110\uc5d0\uc11c \uadf8 \ubc1c\uc804\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><b><i>\ud540\ud14c\ud06c \ud601\uc2e0\uacfc \uc804\ub7b5\uc801 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed<\/i><\/b><\/p>\n<p>\ud55c\uad6d \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uc758 \uae09\uc18d\ud55c \ubc1c\uc804\uc740 \ud55c\uad6d\uc758 BNPL \uc2dc\uc7a5 \uc131\uc7a5\uc758 \ud575\uc2ec \ub3d9\ub825\uc785\ub2c8\ub2e4. \uce74\uce74\uc624\ud398\uc774, \ud1a0\uc2a4, \ub124\uc774\ubc84\ud30c\uc774\ub0b8\uc15c\uacfc \uac19\uc740 \uc120\ub3c4 \uae30\uc5c5\ub4e4\uc740 AI \uae30\ubc18 \uc2e0\uc6a9 \ud3c9\uac00, \uc6d0\ud65c\ud55c \ubaa8\ubc14\uc77c \uc778\ud130\ud398\uc774\uc2a4, \uc2e4\uc2dc\uac04 \uc2b9\uc778 \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud558\uc5ec \uc811\uadfc\uc131\uacfc \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c \uae30\uc5c5, \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc, \uc804\ud1b5\uc801 \uae08\uc735 \uae30\uad00 \uac04\uc758 \uc804\ub7b5\uc801 \ud611\ub825\uc740 \uc2dc\uc7a5 \uc9c4\ucd9c \ubc94\uc704\uc640 \uc81c\ud488 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 BNPL \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc740 \ub354 \ub113\uc740 \uace0\uac1d \uae30\ubc18\uc744 \ud655\ubcf4\ud558\uace0 \ud1b5\ud569\ub41c \uae08\uc735 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uac15\ub825\ud55c \ud22c\uc790 \uc720\uc785\uacfc \uc9c0\uc6d0\uc801\uc778 IPO \ud65c\ub3d9\uc740 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \ud601\uc2e0\uacfc \uc2e0\uc18d\ud55c \ud655\uc7a5\uc5d0 \ud544\uc694\ud55c \uc790\ubcf8\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uac8c \ud588\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1\uc774 \uc2ec\ud654\ub428\uc5d0 \ub530\ub77c \uc774\ub7ec\ud55c \ub3d9\ub9f9\uc740 \ub354 \ud070 \uae30\uc220 \ubc1c\uc804\uc744 \ucd09\uc9c4\ud558\uace0 BNPL \uc11c\ube44\uc2a4\uac00 \ud604\ub300 \ud55c\uad6d \uc18c\ube44\uc790\ub4e4\uc758 \ubcc0\ud654\ud558\ub294 \uc694\uad6c\uc5d0 \ub9de\ucdb0\uc9c0\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<p><b><i>\uaddc\uc81c \uba85\ud655\ud654\uc640 \uc18c\ube44\uc790 \uc2e0\ub8b0\ub3c4 \uc0c1\uc2b9<\/i><\/b><\/p>\n<p>\ud55c\uad6d \uc815\ubd80\uc758 BNPL \ubd80\ubb38 \uaddc\uc81c \ub178\ub825\uc740 \uc18c\ube44\uc790 \uc2e0\ub8b0\ub3c4\uc640 \uc2dc\uc7a5 \uc2e0\ub8b0\ub3c4\ub97c \ud06c\uac8c \ub192\uc600\uc2b5\ub2c8\ub2e4. \uac1c\uc815\ub41c \uae08\uc735 \uaddc\uc81c\ub294 \uc774\uc81c \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc774 \uc218\uc218\ub8cc, \uae08\ub9ac, \uc0c1\ud658 \uc870\uac74\uc5d0 \ub300\ud55c \ud22c\uba85\uc131\uc744 \ub192\uc77c \uac83\uc744 \uc694\uad6c\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ucc45\uc784 \uc788\ub294 \ub300\ucd9c \uad00\ud589\uc744 \uc7a5\ub824\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc870\uce58\ub294 \ud2b9\ud788 \uc80a\uc740 \uc18c\ube44\uc790\ub4e4\uc774 \uacfc\ub3c4\ud55c \ucc28\uc785\uc744 \ubc29\uc9c0\ud558\uace0 \uae08\uc735 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \uc911\uc694\ud569\ub2c8\ub2e4. BNPL\uc774 \uad11\ubc94\uc704\ud55c \uae08\uc735 \uaddc\uc81c \uccb4\uacc4 \ub0b4\uc5d0\uc11c \uacf5\uc2dd\ud654\ub428\uc5d0 \ub530\ub77c \uc704\ud5d8\uc774 \uac10\uc18c\ud558\uace0 \uc0ac\uc6a9\uc790 \ubc0f \ud22c\uc790\uc790 \ubaa8\ub450\uc5d0\uac8c \uc11c\ube44\uc2a4 \uc2e0\ub8b0\ub3c4\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba85\ud655\ud55c \uac00\uc774\ub4dc\ub77c\uc778\uc740 \uc81c\uacf5\uc5c5\uccb4 \uac04 \uac74\uc804\ud55c \uacbd\uc7c1\uc744 \ucd09\uc9c4\ud558\uace0 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uae30\uad00\ub4e4\uc774 BNPL \uc2dc\uc7a5\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uae38\uc744 \uc5f4\uc5b4\uc90d\ub2c8\ub2e4. \uadf8 \uacb0\uacfc, \ubcf4\ub2e4 \uc548\uc804\ud558\uace0 \uc18c\ube44\uc790 \uc911\uc2ec\uc758 \ud658\uacbd\uc774 \ud55c\uad6d\uc5d0\uc11c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><b>\ud55c\uad6d BNPL \uc2dc\uc7a5 \uc138\ubd84\ud654:<\/b><\/h3>\n<p>IMARC Group\uc740 \uc2dc\uc7a5 \uac01 \uc138\uadf8\uba3c\ud2b8\uc758 \uc8fc\uc694 \ub3d9\ud5a5 \ubd84\uc11d\uacfc \ud568\uaed8 2025-2033\ub144 \uad6d\uac00 \ubc0f \uc9c0\uc5ed\ubcc4 \uc804\ub9dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf8 \ubcf4\uace0\uc11c\ub294 \ucc44\ub110, \uae30\uc5c5 \uaddc\ubaa8, \ucd5c\uc885 \uc0ac\uc6a9\ucc98 \uae30\uc900\uc73c\ub85c \uc2dc\uc7a5\uc744 \ubd84\ub958\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p><b>\ucc44\ub110 \uc778\uc0ac\uc774\ud2b8:<\/b><\/p>\n<ul>\n<li>\uc628\ub77c\uc778<\/li>\n<li>\ud310\ub9e4 \uc2dc\uc810(POS)<\/li>\n<\/ul>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ucc44\ub110\ubcc4 \uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \uc0c1\uc138 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc628\ub77c\uc778 \ubc0f \ud310\ub9e4 \uc2dc\uc810(POS)\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p><b>\uae30\uc5c5 \uaddc\ubaa8 \uc778\uc0ac\uc774\ud2b8:<\/b><\/p>\n<ul>\n<li>\ub300\uae30\uc5c5<\/li>\n<li>\uc911\uc18c\uae30\uc5c5<\/li>\n<\/ul>\n<p>\uae30\uc5c5 \uaddc\ubaa8\ubcc4 \uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \uc0c1\uc138 \ubd84\uc11d\ub3c4 \ubcf4\uace0\uc11c\uc5d0 \ud3ec\ud568\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ub300\uae30\uc5c5\uacfc \uc911\uc18c\uae30\uc5c5\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p><b>\ucd5c\uc885 \uc6a9\ub3c4 \uc778\uc0ac\uc774\ud2b8:<\/b><\/p>\n<ul>\n<li>\uc18c\ube44\uc790 \uac00\uc804<\/li>\n<li>\ud328\uc158 \ubc0f \uc758\ub958<\/li>\n<li>\ud5ec\uc2a4\ucf00\uc5b4<\/li>\n<li>\ub808\uc800 \ubc0f \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8<\/li>\n<li>\uc18c\ub9e4<\/li>\n<li>\uae30\ud0c0<\/li>\n<\/ul>\n<p>\ucd5c\uc885 \uc6a9\ub3c4\ubcc4 \uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \ubd84\uc11d\ub3c4 \ubcf4\uace0\uc11c\uc5d0 \uc0c1\uc138\ud788 \uc218\ub85d\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc18c\ube44\uc790 \uac00\uc804, \ud328\uc158 \ubc0f \uc758\ub958, \ud5ec\uc2a4\ucf00\uc5b4, \ub808\uc800 \ubc0f \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8, \uc18c\ub9e4, \uae30\ud0c0 \ubd84\uc57c\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p><b>\uc9c0\uc5ed\ubcc4 \uc778\uc0ac\uc774\ud2b8:<\/b><\/p>\n<ul>\n<li>\uc218\ub3c4\uad8c<\/li>\n<li>\uc601\ub0a8(\ub3d9\ub0a8\ubd80 \uc9c0\uc5ed)<\/li>\n<li>\ud638\ub0a8(\uc11c\ub0a8\ubd80 \uc9c0\uc5ed)<\/li>\n<li>\ud638\uc11c(\uc911\ubd80 \uc9c0\uc5ed)<\/li>\n<li>\uae30\ud0c0<\/li>\n<\/ul>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc218\ub3c4\uad8c, \uc601\ub0a8(\ub3d9\ub0a8\ubd80 \uc9c0\uc5ed), \ud638\ub0a8(\uc11c\ub0a8\ubd80 \uc9c0\uc5ed), \ud638\uc11c(\uc911\ubd80 \uc9c0\uc5ed) \ubc0f \uae30\ud0c0 \uc9c0\uc5ed\uc744 \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc8fc\uc694 \uc9c0\uc5ed \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<h3><b>\uacbd\uc7c1 \ud658\uacbd:<\/b><\/h3>\n<p>\ubcf8 \uc2dc\uc7a5 \uc870\uc0ac \ubcf4\uace0\uc11c\ub294 \uacbd\uc7c1 \ud658\uacbd\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uad6c\uc870, \uc8fc\uc694 \uc5c5\uccb4 \ud3ec\uc9c0\uc154\ub2dd, \uc8fc\uc694 \uc131\uacf5 \uc804\ub7b5, \uacbd\uc7c1 \ub300\uc2dc\ubcf4\ub4dc, \uae30\uc5c5 \ud3c9\uac00 \uc0ac\ubd84\uba74 \ub4f1\uc758 \uacbd\uc7c1 \ubd84\uc11d\uc774 \ubcf4\uace0\uc11c\uc5d0 \ud3ec\ud568\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ubaa8\ub4e0 \uc8fc\uc694 \uae30\uc5c5\uc758 \uc0c1\uc138 \ud504\ub85c\ud544\ub3c4 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25559\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657.png\" alt=\"\" width=\"1237\" height=\"563\" srcset=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657.png 1237w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-300x137.png 300w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-1024x466.png 1024w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-768x350.png 768w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-1000x455.png 1000w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-230x105.png 230w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-350x159.png 350w, https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-18-142657-480x218.png 480w\" sizes=\"(max-width: 1237px) 100vw, 1237px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><b><strong>1 \uc11c\ubb38<\/strong><\/b><\/p>\n<p><strong>2 \ubc94\uc704 \ubc0f \ubc29\ubc95\ub860<\/strong><\/p>\n<p>2.1 \uc5f0\uad6c \ubaa9\uc801<\/p>\n<p>2.2 \uc774\ud574\uad00\uacc4\uc790<\/p>\n<p>2.3 \ub370\uc774\ud130 \ucd9c\ucc98<\/p>\n<p>2.3.1 1\ucc28 \uc790\ub8cc<\/p>\n<p>2.3.2 2\ucc28 \uc790\ub8cc<\/p>\n<p>2.4 \uc2dc\uc7a5 \ucd94\uc815<\/p>\n<p>2.4.1 \uc0c1\ud5a5\uc2dd \uc811\uadfc\ubc95<\/p>\n<p>2.4.2 \ud558\ud5a5\uc2dd \uc811\uadfc\ubc95<\/p>\n<p>2.5 \uc608\uce21 \ubc29\ubc95\ub860<\/p>\n<p><b><strong>3 \uc694\uc57d<\/strong><\/b><\/p>\n<p><strong>4 \ud55c\uad6d BNL(Buy Now Pay Later) \uc2dc\uc7a5 &#8211; \uc18c\uac1c<\/strong><\/p>\n<p>4.1 \uac1c\uc694<\/p>\n<p>4.2 \uc2dc\uc7a5 \uc5ed\ud559<\/p>\n<p>4.3 \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>4.4 \uacbd\uc7c1 \uc815\ubcf4<\/p>\n<p><b><strong>5 \ud55c\uad6d BNL(Buy Now Pay Later) \uc2dc\uc7a5 \ud604\ud669<\/strong><\/b><\/p>\n<p>5.1 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>5.2 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p><b><strong>6 \ud55c\uad6d BNL(Buy Now Pay Later) \uc2dc\uc7a5 &#8211; \ucc44\ub110\ubcc4 \ubd84\uc11d<\/strong><\/b><\/p>\n<p>6.1 \uc628\ub77c\uc778<\/p>\n<p>6.1.1 \uac1c\uc694<\/p>\n<p>6.1.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>6.1.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>6.2 \ud310\ub9e4 \uc2dc\uc810 (POS)<\/p>\n<p>6.2.1 \uac1c\uc694<\/p>\n<p>6.2.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>6.2.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p><b><strong>7 \ud55c\uad6d BOPA(Buy Now Pay Later) \uc2dc\uc7a5 &#8211; \uae30\uc5c5 \uaddc\ubaa8\ubcc4 \ubd84\uc11d<\/strong><\/b><\/p>\n<p>7.1 \ub300\uae30\uc5c5<\/p>\n<p>7.1.1 \uac1c\uc694<\/p>\n<p>7.1.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>7.1.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>7.2 \uc911\uc18c\uae30\uc5c5<\/p>\n<p>7.2.1 \uac1c\uc694<\/p>\n<p>7.2.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>7.2.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p><b><strong>8 \ud55c\uad6d BNL \uc2dc\uc7a5 &#8211; \ucd5c\uc885 \uc6a9\ub3c4\ubcc4 \ubd84\uc11d<\/strong><\/b><\/p>\n<p>8.1 \uc18c\ube44\uc790 \uac00\uc804<\/p>\n<p>8.1.1 \uac1c\uc694<\/p>\n<p>8.1.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>8.1.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>8.2 \ud328\uc158 \ubc0f \uc758\ub958<\/p>\n<p>8.2.1 \uac1c\uc694<\/p>\n<p>8.2.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>8.2.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>8.3 \ud5ec\uc2a4\ucf00\uc5b4<\/p>\n<p>8.3.1 \uac1c\uc694<\/p>\n<p>8.3.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>8.3.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>8.4 \ub808\uc800 \ubc0f \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8<\/p>\n<p>8.4.1 \uac1c\uc694<\/p>\n<p>8.4.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>8.4.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>8.5 \uc18c\ub9e4<\/p>\n<p>8.5.1 \uac1c\uc694<\/p>\n<p>8.5.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>8.5.3 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>8.6 \uae30\ud0c0<\/p>\n<p>8.6.1 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>8.6.2 \uc2dc\uc7a5 \uc608\uce21 (2025-2033)<\/p>\n<p><b><strong>9 \ud55c\uad6d \ud6c4\ubd88\uacb0\uc81c \uc2dc\uc7a5 \u2013 \uc9c0\uc5ed\ubcc4 \ubd84\uc11d<\/strong><\/b><\/p>\n<p>9.1 \uc11c\uc6b8 \uc218\ub3c4\uad8c<\/p>\n<p>9.1.1 \uac1c\uc694<\/p>\n<p>9.1.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>9.1.3 \ucc44\ub110\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.1.4 \uae30\uc5c5 \uaddc\ubaa8\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.1.5 \ucd5c\uc885 \uc6a9\ub3c4\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.1.6 \uc8fc\uc694 \uc5c5\uccb4<\/p>\n<p>9.1.7 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>9.2 \uc601\ub0a8 (\ub3d9\ub0a8\ubd80 \uc9c0\uc5ed)<\/p>\n<p>9.2.1 \uac1c\uc694<\/p>\n<p>9.2.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>9.2.3 \ucc44\ub110\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.2.4 \uae30\uc5c5 \uaddc\ubaa8\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.2.5 \ucd5c\uc885 \uc6a9\ub3c4\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.2.6 \uc8fc\uc694 \uc5c5\uccb4<\/p>\n<p>9.2.7 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>9.3 \ud638\ub0a8(\uc11c\ub0a8\ubd80 \uc9c0\uc5ed)<\/p>\n<p>9.3.1 \uac1c\uc694<\/p>\n<p>9.3.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>9.3.3 \ucc44\ub110\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.3.4 \uae30\uc5c5 \uaddc\ubaa8\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.3.5 \ucd5c\uc885 \uc6a9\ub3c4\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.3.6 \uc8fc\uc694 \uc5c5\uccb4<\/p>\n<p>9.3.7 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>9.4 \ud638\uc11c (\uc911\ubd80 \uc9c0\uc5ed)<\/p>\n<p>9.4.1 \uac1c\uc694<\/p>\n<p>9.4.2 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>9.4.3 \ucc44\ub110\ubcc4 \uc2dc\uc7a5 \ubd84\uc11d<\/p>\n<p>9.4.4 \uae30\uc5c5 \uaddc\ubaa8\ubcc4 \uc2dc\uc7a5 \ubd84\uc11d<\/p>\n<p>9.4.5 \ucd5c\uc885 \uc6a9\ub3c4\ubcc4 \uc2dc\uc7a5 \ubd84\ud560<\/p>\n<p>9.4.6 \uc8fc\uc694 \uc5c5\uccb4<\/p>\n<p>9.4.7 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p>9.5 \uae30\ud0c0<\/p>\n<p>9.5.1 \uacfc\uac70 \ubc0f \ud604\uc7ac \uc2dc\uc7a5 \ub3d9\ud5a5 (2019-2024)<\/p>\n<p>9.5.2 \uc2dc\uc7a5 \uc804\ub9dd (2025-2033)<\/p>\n<p><b><strong>10 \ud55c\uad6d BOPA(Buy Now Pay Later) \uc2dc\uc7a5 \u2013 \uacbd\uc7c1 \ud658\uacbd<\/strong><\/b><\/p>\n<p>10.1 \uac1c\uc694<\/p>\n<p>10.2 \uc2dc\uc7a5 \uad6c\uc870<\/p>\n<p>10.3 \uc2dc\uc7a5 \ucc38\uc5ec\uc790 \ud3ec\uc9c0\uc154\ub2dd<\/p>\n<p>10.4 \uc8fc\uc694 \uc131\uacf5 \uc804\ub7b5<\/p>\n<p>10.5 \uacbd\uc7c1 \ub300\uc2dc\ubcf4\ub4dc<\/p>\n<p>10.6 \uae30\uc5c5 \ud3c9\uac00 \uc0ac\ubd84\uba74<\/p>\n<p><b><strong>11 \uc8fc\uc694 \uc5c5\uccb4 \ud504\ub85c\ud544<\/strong><\/b><\/p>\n<p>11.1 \uae30\uc5c5 A<\/p>\n<p>11.1.1 \uc0ac\uc5c5 \uac1c\uc694<\/p>\n<p>11.1.2 \uc81c\uacf5 \uc11c\ube44\uc2a4<\/p>\n<p>11.1.3 \uc0ac\uc5c5 \uc804\ub7b5<\/p>\n<p>11.1.4 SWOT \ubd84\uc11d<\/p>\n<p>11.1.5 \uc8fc\uc694 \ub274\uc2a4 \ubc0f \uc774\ubca4\ud2b8<\/p>\n<p>11.2 \uae30\uc5c5 B<\/p>\n<p>11.2.1 \uc0ac\uc5c5 \uac1c\uc694<\/p>\n<p>11.2.2 \uc81c\uacf5 \uc11c\ube44\uc2a4<\/p>\n<p>11.2.3 \ube44\uc988\ub2c8\uc2a4 \uc804\ub7b5<\/p>\n<p>11.2.4 SWOT \ubd84\uc11d<\/p>\n<p>11.2.5 \uc8fc\uc694 \ub274\uc2a4 \ubc0f \uc774\ubca4\ud2b8<\/p>\n<p>11.3 \ud68c\uc0ac C<\/p>\n<p>11.3.1 \ube44\uc988\ub2c8\uc2a4 \uac1c\uc694<\/p>\n<p>11.3.2 \uc81c\uacf5 \uc11c\ube44\uc2a4<\/p>\n<p>11.3.3 \ube44\uc988\ub2c8\uc2a4 \uc804\ub7b5<\/p>\n<p>11.3.4 SWOT \ubd84\uc11d<\/p>\n<p>11.3.5 \uc8fc\uc694 \ub274\uc2a4 \ubc0f \uc774\ubca4\ud2b8<\/p>\n<p>11.4 \ud68c\uc0ac D<\/p>\n<p>11.4.1 \uc0ac\uc5c5 \uac1c\uc694<\/p>\n<p>11.4.2 \uc81c\uacf5 \uc11c\ube44\uc2a4<\/p>\n<p>11.4.3 \uc0ac\uc5c5 \uc804\ub7b5<\/p>\n<p>11.4.4 SWOT \ubd84\uc11d<\/p>\n<p>11.4.5 \uc8fc\uc694 \ub274\uc2a4 \ubc0f \uc774\ubca4\ud2b8<\/p>\n<p>11.5 \ud68c\uc0ac E<\/p>\n<p>11.5.1 \uc0ac\uc5c5 \uac1c\uc694<\/p>\n<p>11.5.2 \uc81c\uacf5 \uc11c\ube44\uc2a4<\/p>\n<p>11.5.3 \uc0ac\uc5c5 \uc804\ub7b5<\/p>\n<p>11.5.4 SWOT \ubd84\uc11d<\/p>\n<p>11.5.5 \uc8fc\uc694 \ub274\uc2a4 \ubc0f \uc774\ubca4\ud2b8<\/p>\n<p><b><strong>\ubcf8\ubb38\uc740 \uc0d8\ud50c \ubaa9\ucc28\uc774\ubbc0\ub85c \ud68c\uc0ac\uba85\uc740 \uae30\uc7ac\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc804\uccb4 \ubaa9\ub85d\uc740 \ubcf4\uace0\uc11c\uc5d0\uc11c \ud655\uc778\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/b><\/p>\n<p><b><strong>12 \ud55c\uad6d \ud6c4\ubd88\uacb0\uc81c \uc2dc\uc7a5 &#8211; \uc0b0\uc5c5 \ubd84\uc11d<\/strong><\/b><\/p>\n<p>12.1 \uc131\uc7a5 \ub3d9\uc778, \uc81c\uc57d \uc694\uc778 \ubc0f \uae30\ud68c<\/p>\n<p>12.1.1 \uac1c\uc694<\/p>\n<p>12.1.2 \uc131\uc7a5 \ub3d9\uc778<\/p>\n<p>12.1.3 \uc81c\uc57d \uc694\uc778<\/p>\n<p>12.1.4 \uae30\ud68c<\/p>\n<p>12.2 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d<\/p>\n<p>12.2.1 \uac1c\uc694<\/p>\n<p>12.2.2 \uad6c\ub9e4\uc790\uc758 \ud611\uc0c1\ub825<\/p>\n<p>12.2.3 \uacf5\uae09\uc790\uc758 \ud611\uc0c1\ub825<\/p>\n<p>12.2.4 \uacbd\uc7c1 \uc815\ub3c4<\/p>\n<p>12.2.5 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/p>\n<p>12.2.6 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/p>\n<p>12.3 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/p>\n<p><b><strong>13 \ubd80\ub85d<\/strong><\/b><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\uad6d\uc758 \u2018\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uacb0\uc81c\u2019 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2024\ub144\uc5d0 1\uc5b5 8,240\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4. \ud5a5\ud6c4 \uc804\ub9dd\uc73c\ub85c\ub294 2033\ub144\uae4c\uc9c0 11\uc5b5 1,810\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2025\ub144\ubd80\ud130 2033\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc774 19.88%\ub97c \uae30\ub85d\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uacb0\uc81c \uc99d\uac00, \uc9c4\ud654\ud558\ub294 \uc18c\ube44\uc790 \uc120\ud638\ub3c4, \uc720\uc5f0\ud55c \uae08\uc735 \uc635\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uc5d0 \ud798\uc785\uc5b4 \uc2dc\uc7a5\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c \ubc1c\uc804\uacfc \uc6d0\ud65c\ud55c \ud50c\ub7ab\ud3fc \ud1b5\ud569\uc740 \uc811\uadfc\uc131\uacfc \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \ub178\ub825 \ub610\ud55c \uc18c\ube44\uc790 \uc2e0\ub8b0\ub97c \uac15\ud654\ud558\uc5ec \uc804\ubc18\uc801\uc778 \uc2dc\uc7a5 \ud655\uc7a5\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\uc2b9 \ucd94\uc138\ub294 \ud55c\uad6d BOPA \uc2dc\uc7a5 \uc810\uc720\uc728 \uc99d\uac00\ub85c\ub3c4 \ubc18\uc601\ub418\uace0 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