{"id":30596,"date":"2026-02-08T10:41:28","date_gmt":"2026-02-08T10:41:28","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/digital-banking-platform-market-mordor\/"},"modified":"2026-09-11T17:19:21","modified_gmt":"2026-09-11T08:19:21","slug":"digital-banking-platform-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/digital-banking-platform-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/digital-banking-platform-market-1751141021614-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/digital-banking-platform-market-size-image-1768931565955.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 1\ub4f1\uae09 \uc740\ud589\uc758 \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \ud575\uc2ec \ubc45\ud0b9 \uc804\ud658<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc2e0\ud765 \uc2dc\uc7a5\uc758 \uc2a4\ub9c8\ud2b8\ud3f0 \uc911\uc2ec \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \ubc45\ud0b9 \uc218\uc694<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc624\ud508 \ubc45\ud0b9 \ubc0f API \ud45c\uc900 \uc900\uc218\ub97c \uc704\ud55c \uaddc\uc81c \uc555\ub825<\/li>\n<li class=\"toc-level-3\">4.2.4 \uc0dd\uc131\ud615 AI \uae30\ubc18 \ucd08\uac1c\uc778\ud654\ub41c UX \ucd9c\uc2dc<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc801\uc778 SaaS \ucf54\uc5b4\ub85c\uc758 \uc804\ud658\uc744 \uc774\ub044\ub294 \uadf8\ub9b0 IT \uc758\ubb34<\/li>\n<li class=\"toc-level-3\">4.2.6 \uae08\uc735 \uc18c\uc678 \uc9c0\uc5ed\uc758 \ub514\uc9c0\ud138 \uc804\uc6a9 \ub124\uc624\ubc45\ud06c \ud655\uc7a5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc2e4\uc2dc\uac04 \uc0ac\uae30 \ubd84\uc11d \ubc0f AML(\uc790\uae08\uc138\ud0c1\ubc29\uc9c0) \uaddc\uc815 \uc900\uc218 \ube44\uc6a9 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.3.2 \ud558\uc774\ud37c\uc2a4\ucf00\uc77c\ub7ec \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4\ub85c \uc778\ud55c \ubca4\ub354 \uc885\uc18d \uc704\ud5d8<\/li>\n<li class=\"toc-level-3\">4.3.3 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \ubc45\ud0b9 \uc778\uc7ac \ubd80\uc871<\/li>\n<li class=\"toc-level-3\">4.3.4 \ub808\uac70\uc2dc \ubc0f \ub9c8\uc774\ud06c\ub85c \uc11c\ube44\uc2a4 \uc2a4\ud0dd \uac04\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \uc0b0\uc5c5 \ub9e4\ub825\ub3c4 \u2013 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.2 \uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.8 \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc774 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \ubc30\ud3ec \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \ud074\ub77c\uc6b0\ub4dc<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc740\ud589 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc18c\ub9e4 \uae08\uc735<\/li>\n<li class=\"toc-level-3\">5.2.2 \uae30\uc5c5\/\uc911\uc18c\uae30\uc5c5 \uae08\uc735<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uad6c\uc131 \uc694\uc18c\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \ud50c\ub7ab\ud3fc (\uc18c\ud504\ud2b8\uc6e8\uc5b4)<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc11c\ube44\uc2a4 (\uad6c\ud604 \ubc0f \uc9c0\uc6d0)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc11c\ube44\uc2a4 \ubaa8\ub378\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 SaaS \uad6c\ub3c5<\/li>\n<li class=\"toc-level-3\">5.4.2 \ub77c\uc774\uc120\uc2a4 (\uc601\uad6c)<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9 (BaaS)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc811\uadfc \ubaa8\ub4dc\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubaa8\ubc14\uc77c \ubc45\ud0b9<\/li>\n<li class=\"toc-level-3\">5.5.2 \uc628\ub77c\uc778\/\uc6f9 \ubc45\ud0b9<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.6 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.6.1 \ubd81\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.6.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.6.1.3 \uba55\uc2dc\ucf54<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.6.2 \ub0a8\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.6.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.6.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.6.2.3 \uce60\ub808<\/li>\n<li class=\"toc-level-4\">5.6.2.4 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.6.3 \uc720\ub7fd\n<ul>\n<li class=\"toc-level-4\">5.6.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.6.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.6.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.6.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.6.3.6 \ub7ec\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.6.3.7 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.6.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\n<ul>\n<li class=\"toc-level-4\">5.6.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.4.2 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.6.4.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.6.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.4.5 \uc2f1\uac00\ud3ec\ub974<\/li>\n<li class=\"toc-level-4\">5.6.4.6 \ub9d0\ub808\uc774\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.6.4.7 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.6.4.8 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.6.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\n<ul>\n<li class=\"toc-level-4\">5.6.5.1 \uc911\ub3d9\n<ul>\n<li class=\"toc-level-5\">5.6.5.1.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-5\">5.6.5.1.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.6.5.1.3 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-5\">5.6.5.1.4 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-4\">5.6.5.2 \uc544\ud504\ub9ac\uce74\n<ul>\n<li class=\"toc-level-5\">5.6.5.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.6.5.2.2 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-5\">5.6.5.2.3 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Backbase B.V.<\/li>\n<li class=\"toc-level-3\">6.4.2 Temenos Headquarters SA<\/li>\n<li class=\"toc-level-3\">6.4.3 Finastra Group Holdings Limited<\/li>\n<li class=\"toc-level-3\">6.4.4 Infosys Ltd. (Finacle)<\/li>\n<li class=\"toc-level-3\">6.4.5 Oracle Corporation<\/li>\n<li class=\"toc-level-3\">6.4.6 Fiserv, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.7 SAP SE<\/li>\n<li class=\"toc-level-3\">6.4.8 Sopra Steria Group SA<\/li>\n<li class=\"toc-level-3\">6.4.9 Tata Consultancy Services Limited<\/li>\n<li class=\"toc-level-3\">6.4.10 CREALOGIX Holding AG<\/li>\n<li class=\"toc-level-3\">6.4.11 Appway AG<\/li>\n<li class=\"toc-level-3\">6.4.12 Worldline SA<\/li>\n<li class=\"toc-level-3\">6.4.13 nCino, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.14 Alkami Technology, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.15 Mambu GmbH<\/li>\n<li class=\"toc-level-3\">6.4.16 Thought Machine Group Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.17 Finxact, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.18 Fidor Solutions AG<\/li>\n<li class=\"toc-level-3\">6.4.19 Technisys S.A.<\/li>\n<li class=\"toc-level-3\">6.4.20 Plaid Inc.<\/li>\n<li class=\"toc-level-3\">6.4.21 Intellect Design Arena Limited<\/li>\n<li class=\"toc-level-3\">6.4.22 Ohpen Holding B.V.<\/li>\n<li class=\"toc-level-3\">6.4.23 Jack Henry &amp; Associates, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.24 Sopra Banking Software USA, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.25 Avaloq Group AG<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5<\/p>\n<ul>\n<li class=\"toc-level-2\">7.1 \ubbf8\uac1c\ucc99 \uc2dc\uc7a5 \ubc0f \ubbf8\ucda9\uc871 \uc218\uc694 \ud3c9\uac00<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \uac1c\uc694<\/p>\n<p>\ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc740 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ucf54\uc5b4 \ubc45\ud0b9 \uc804\ud658, \uc624\ud508 \ubc45\ud0b9 \uc758\ubb34\ud654, \uc0dd\uc131\ud615 AI \ud22c\uc790 \uc99d\uac00 \ub4f1\uc5d0 \ud798\uc785\uc5b4 \uae09\uaca9\ud55c \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. Mordor Intelligence \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uc774 \uc2dc\uc7a5\uc740 2025\ub144 137\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 157\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud588\uc73c\uba70, 2031\ub144\uc5d0\ub294 310\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc608\uce21 \uae30\uac04(2026-2031\ub144) \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 14.52%\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc73c\ub85c, \ubd81\ubbf8\ub294 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30 (\uc131\uc7a5 \ub3d9\ub825)<\/p>\n<p>1.  \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \ucf54\uc5b4 \ubc45\ud0b9 \uc804\ud658: Tier-1 \uc740\ud589\ub4e4\uc740 \uace0\uc815 \uc778\ud504\ub77c \ube44\uc6a9 \uc808\uac10\uacfc \uc81c\ud488 \ucd9c\uc2dc \uc8fc\uae30 \ub2e8\ucd95\uc744 \uc704\ud574 \uba40\ud2f0 \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\ub97c \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. JPMorgan Chase\uc640 Santander \uac19\uc740 \uc8fc\uc694 \uc740\ud589\ub4e4\uc740 \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc744 \ud074\ub77c\uc6b0\ub4dc\ub85c \uc804\ud658\ud558\uba70 \uc778\ud504\ub77c \ud604\ub300\ud654\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \ud074\ub77c\uc6b0\ub4dc \ub9c8\uc774\uadf8\ub808\uc774\uc158 \ud6c4 \uc2e0\uaddc \ub514\uc9c0\ud138 \uc81c\ud488 \ucd9c\uc2dc \uae30\uac04\uc774 50% \ub2e8\ucd95\ub418\uc5c8\ub2e4\uace0 \ubcf4\uace0\ud558\uba70, \uc2e4\uc2dc\uac04 \ubd84\uc11d, \uc784\ubca0\ub514\ub4dc \uc0ac\uae30 \ud0d0\uc9c0, AI \uae30\ubc18 \uace0\uac1d \uc778\uc0ac\uc774\ud2b8 \ub4f1\ub3c4 \ud074\ub77c\uc6b0\ub4dc\ub97c \ud1b5\ud574 \ub354\uc6b1 \ud6a8\uc728\uc801\uc73c\ub85c \uad6c\ud604\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2.  \uc624\ud508 \ubc45\ud0b9 \ubc0f API \uae30\ubc18 \ud1b5\ud569: \uc740\ud589\ub4e4\uc740 \ud540\ud14c\ud06c \uae30\uc5c5 \ubc0f \uae30\ud0c0 \uc81c3\uc790 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc640\uc758 \ud611\ub825\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \uc624\ud508 \ubc45\ud0b9 \ud45c\uc900\uacfc API(\uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud504\ub85c\uadf8\ub798\ubc0d \uc778\ud130\ud398\uc774\uc2a4)\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uace0\uac1d\uc5d0\uac8c \ub9de\ucda4\ud615 \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0, \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0\uc744 \ucc3d\ucd9c\ud558\uba70, \uc2dc\uc7a5 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc720\ub7fd\uc758 PSD2(\uacb0\uc81c \uc11c\ube44\uc2a4 \uc9c0\uce68 2)\uc640 \uac19\uc740 \uaddc\uc81c\ub294 \uc740\ud589\ub4e4\uc774 API\ub97c \ud1b5\ud574 \uace0\uac1d \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uc811\uadfc\uc744 \ud5c8\uc6a9\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud558\uc5ec, \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4 \uc0dd\ud0dc\uacc4 \uc870\uc131\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3.  \uc778\uacf5\uc9c0\ub2a5(AI) \ubc0f \uba38\uc2e0\ub7ec\ub2dd(ML) \ub3c4\uc785: AI\uc640 ML \uae30\uc220\uc740 \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc758 \ud6a8\uc728\uc131\uc744 \ud601\uc2e0\uc801\uc73c\ub85c \uac1c\uc120\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uc220\ub4e4\uc740 \uc0ac\uae30 \ud0d0\uc9c0, \uc2e0\uc6a9 \ud3c9\uac00, \uace0\uac1d \uc11c\ube44\uc2a4 \uc790\ub3d9\ud654, \uac1c\uc778\ud654\ub41c \uae08\uc735 \uc0c1\ud488 \ucd94\ucc9c \ub4f1 \ub2e4\uc591\ud55c \ubd84\uc57c\uc5d0 \uc801\uc6a9\ub418\uc5b4 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, AI \uae30\ubc18 \ucc57\ubd07\uacfc \uac00\uc0c1 \ube44\uc11c\ub294 24\uc2dc\uac04 \uace0\uac1d \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uba70, \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud574 \uace0\uac1d\uc758 \ud589\ub3d9 \ud328\ud134\uc744 \uc608\uce21\ud558\uace0 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uc548\ud558\ub294 \ub370 \ud65c\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>4.  \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \uc7a0\uc7ac\ub825: \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc740 \uacb0\uc81c \ucc98\ub9ac, \ubb34\uc5ed \uae08\uc735, \uc790\uc0b0 \uad00\ub9ac \ub4f1 \ucf54\uc5b4 \ubc45\ud0b9\uc758 \uc5ec\ub7ec \uc601\uc5ed\uc5d0\uc11c \ud22c\uba85\uc131, \ubcf4\uc548\uc131, \ud6a8\uc728\uc131\uc744 \ub192\uc77c \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\uc0b0\uc6d0\uc7a5\uae30\uc220(DLT)\uc740 \uac70\ub798\uc758 \uc2e0\ub8b0\uc131\uc744 \ubcf4\uc7a5\ud558\uace0 \uc911\uac1c\uc790\ub97c \uc904\uc5ec \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc544\uc9c1 \ucd08\uae30 \ub2e8\uacc4\uc774\uc9c0\ub9cc, \uc77c\ubd80 \uc740\ud589\ub4e4\uc740 \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 \ud30c\uc77c\ub7ff \ud504\ub85c\uc81d\ud2b8\ub97c \uc9c4\ud589\ud558\uba70 \uadf8 \uac00\ub2a5\uc131\uc744 \ud0d0\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>5.  \uaddc\uc81c \uc900\uc218 \ubc0f \ubcf4\uc548 \uac15\ud654: \uae08\uc735 \uc0b0\uc5c5\uc740 \uc5c4\uaca9\ud55c \uaddc\uc81c \ud658\uacbd\uc5d0 \ub193\uc5ec \uc788\uc73c\uba70, \ub370\uc774\ud130 \ubcf4\uc548\uacfc \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ub294 \uc740\ud589\uc758 \ucd5c\uc6b0\uc120 \uacfc\uc81c\uc785\ub2c8\ub2e4. \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc740 \uc774\ub7ec\ud55c \uaddc\uc81c \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uace0 \uc0ac\uc774\ubc84 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uace0\uac1d \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \uc5c5\uadf8\ub808\uc774\ub4dc\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc194\ub8e8\uc158\uc740 \uace0\uae09 \uc554\ud638\ud654 \ubc0f \ubcf4\uc548 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uaddc\uc81c \uc900\uc218\ub97c \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30 (\uacfc\uc81c)<\/p>\n<p>1.  \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc758 \ubcf5\uc7a1\uc131 \ubc0f \ub9c8\uc774\uadf8\ub808\uc774\uc158 \ube44\uc6a9: \ub9ce\uc740 \uc740\ud589\ub4e4\uc774 \uc218\uc2ed \ub144\uac04 \uc0ac\uc6a9\ud574 \uc628 \ubcf5\uc7a1\ud558\uace0 \ub178\ud6c4\ud654\ub41c \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc744 \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc740 \uc720\uc9c0\ubcf4\uc218 \ube44\uc6a9\uc774 \ub192\uace0 \uc0c8\ub85c\uc6b4 \uae30\uc220\uacfc\uc758 \ud1b5\ud569\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc744 \ud604\ub300\ud654\ud558\uac70\ub098 \ud074\ub77c\uc6b0\ub4dc\ub85c \ub9c8\uc774\uadf8\ub808\uc774\uc158\ud558\ub294 \uacfc\uc815\uc740 \ub9c9\ub300\ud55c \ube44\uc6a9\uacfc \uc2dc\uac04\uc774 \uc18c\uc694\ub418\uba70, \uc6b4\uc601 \uc911\ub2e8 \uc704\ud5d8\uc744 \uc218\ubc18\ud569\ub2c8\ub2e4. \uc774\ub294 \ud2b9\ud788 \uc911\uc18c\ud615 \uc740\ud589\ub4e4\uc5d0\uac8c \ud070 \ubd80\ub2f4\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>2.  \ub370\uc774\ud130 \ubcf4\uc548 \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc6b0\ub824: \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc73c\ub85c\uc758 \uc804\ud658\uc740 \ub370\uc774\ud130 \ubcf4\uc548 \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uc6b0\ub824\ub97c \ub0b3\uc2b5\ub2c8\ub2e4. \ubbfc\uac10\ud55c \uae08\uc735 \ub370\uc774\ud130\ub97c \ud074\ub77c\uc6b0\ub4dc\uc5d0 \uc800\uc7a5\ud558\uace0 \ucc98\ub9ac\ud558\ub294 \uac83\uc740 \uc7a0\uc7ac\uc801\uc778 \uc0ac\uc774\ubc84 \uacf5\uaca9 \ubc0f \ub370\uc774\ud130 \uc720\ucd9c \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \uc5c4\uaca9\ud55c \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uacfc \uaddc\uc81c \uc900\uc218 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\uc5ec \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uc644\ud654\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>3.  \uc219\ub828\ub41c \uc778\ub825 \ubd80\uc871: \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc758 \ud604\ub300\ud654 \ubc0f \uc0c8\ub85c\uc6b4 \uae30\uc220 \ub3c4\uc785\uc740 \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305, AI\/ML, \ube14\ub85d\uccb4\uc778 \ub4f1 \ucca8\ub2e8 \uae30\uc220\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\ub97c \uac00\uc9c4 \uc219\ub828\ub41c IT \uc804\ubb38\uac00\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uae08\uc735 \uc0b0\uc5c5 \ub0b4\uc5d0\uc11c \uc774\ub7ec\ud55c \uc804\ubb38\uc131\uc744 \uac16\ucd98 \uc778\ub825\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc740 \uc5b4\ub824\uc6b4 \uacfc\uc81c\uc785\ub2c8\ub2e4. \uc774\ub294 \ud504\ub85c\uc81d\ud2b8 \uc9c0\uc5f0 \ubc0f \uae30\uc220 \ub3c4\uc785\uc758 \ubcd1\ubaa9 \ud604\uc0c1\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>4.  \uaddc\uc81c \ud658\uacbd\uc758 \ubcc0\ud654 \ubc0f \ubcf5\uc7a1\uc131: \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uae08\uc735 \uaddc\uc81c\ub294 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\uc640 \uad00\ub828\ub41c \uc0c8\ub85c\uc6b4 \uaddc\uc81c\uac00 \uc9c0\uc18d\uc801\uc73c\ub85c \ub3c4\uc785\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcf5\uc7a1\ud558\uace0 \ubcc0\ud654\ubb34\uc30d\ud55c \uaddc\uc81c \ud658\uacbd\uc5d0 \uc2e0\uc18d\ud558\uac8c \uc801\uc751\ud558\uace0, \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc774 \ubaa8\ub4e0 \uaddc\uc81c \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \uc0c1\ub2f9\ud55c \uc790\uc6d0\uacfc \ub178\ub825\uc744 \ud544\uc694\ub85c \ud569\ub2c8\ub2e4.<\/p>\n<p>5.  \ubca4\ub354 \uc885\uc18d\uc131 \uc704\ud5d8: \ucf54\uc5b4 \ubc45\ud0b9 \uc194\ub8e8\uc158\uc744 \uc678\ubd80 \ubca4\ub354\uc5d0 \uc758\uc874\ud560 \uacbd\uc6b0, \ubca4\ub354 \uc885\uc18d\uc131 \uc704\ud5d8\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \ubca4\ub354\uc758 \uae30\uc220\uc774\ub098 \uc11c\ube44\uc2a4\uc5d0 \ub108\ubb34 \uae4a\uc774 \ud1b5\ud569\ub418\uba74, \ud5a5\ud6c4 \ub2e4\ub978 \uc194\ub8e8\uc158\uc73c\ub85c\uc758 \uc804\ud658\uc774 \uc5b4\ub835\uace0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \ubca4\ub354 \uc120\ud0dd \uc2dc \uc7a5\uae30\uc801\uc778 \uc804\ub7b5\uacfc \uc720\uc5f0\uc131\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790<\/p>\n<p>\ucf54\uc5b4 \ubc45\ud0b9 \uc194\ub8e8\uc158 \uc2dc\uc7a5\uc5d0\ub294 \ub2e4\uc591\ud55c \uae00\ub85c\ubc8c \uae30\uc220 \uae30\uc5c5\uacfc \uc804\ubb38 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub85c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\uc5c5\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   Temenos<br \/>\n*   Fiserv<br \/>\n*   Oracle<br \/>\n*   Infosys Finacle<br \/>\n*   Tata Consultancy Services (TCS)<br \/>\n*   Capgemini<br \/>\n*   Wipro<br \/>\n*   HCLTech<br \/>\n*   Mambu<br \/>\n*   Thought Machine<br \/>\n*   SAP<br \/>\n*   NCR Corporation<br \/>\n*   Jack Henry &#038; Associates<br \/>\n*   FSS (Financial Software and Systems)<br \/>\n*   Intellect Design Arena<\/p>\n<p>\uc774\ub4e4 \uae30\uc5c5\uc740 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc194\ub8e8\uc158, AI\/ML \ud1b5\ud569, API \uae30\ubc18 \uac1c\ubc29\ud615 \uc544\ud0a4\ud14d\ucc98 \ub4f1 \ucd5c\uc2e0 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc740\ud589\uc758 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, Temenos, Fiserv, Oracle \ub4f1\uc740 \uc2dc\uc7a5\uc5d0\uc11c \uac15\ub825\ud55c \uc785\uc9c0\ub97c \uad6c\ucd95\ud558\uace0 \uc788\uc73c\uba70, Mambu\uc640 Thought Machine \uac19\uc740 \uc2e0\ud765 \uae30\uc5c5\ub4e4\uc740 \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \ucf54\uc5b4 \ubc45\ud0b9 \uc194\ub8e8\uc158\uc73c\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \uc9c0\uc18d\uc801\uc778 \uc778\uc218\ud569\ubcd1\uacfc \uae30\uc220 \ud601\uc2e0\uc744 \ud1b5\ud574 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud55c \uc740\ud589 \ubc0f \uc2e0\uc6a9\uc870\ud569\uc774 \uc6f9 \ubc0f \ubaa8\ubc14\uc77c \ucc44\ub110\uc744 \ud1b5\ud574 \uace0\uac1d \uc5ec\uc815\uc744 \ub514\uc9c0\ud138\ud654\ud558\uace0, \uacc4\uc88c \uac1c\uc124, \uacb0\uc81c, \ub300\ucd9c \ubc0f \uc0dd\ud0dc\uacc4 \ud1b5\ud569\uc744 \uad6c\uc131 \uac00\ub2a5\ud55c API \uae30\ubc18 \ubbf8\ub4e4\uc6e8\uc5b4\ub97c \ud1b5\ud574 \uc870\uc728\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uc0c1\uc5c5\uc801\uc73c\ub85c \ubc30\ud3ec\ub41c \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc2a4\uc704\ud2b8\uc778 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \ubd84\uc11d\ud569\ub2c8\ub2e4. \ub3c5\ub9bd\ud615 \ubaa8\ubc14\uc77c \uc9c0\uac11, \uc9c0\uc810 \uc804\uc6a9 \ud575\uc2ec \ubc45\ud0b9 \uc2dc\uc2a4\ud15c \ubc0f \uc21c\uc218 \ucee8\uc124\ud305 \uc11c\ube44\uc2a4\ub294 \ubcf8 \uc5f0\uad6c \ubc94\uc704\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd<br \/>\n\ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc740 2026\ub144 \uae30\uc900 157\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \ud3c9\uac00\ub418\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 14.52%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uc5ec 310\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ubc30\ud3ec \ubaa8\ub378 \uc911 \ud074\ub77c\uc6b0\ub4dc \ubc29\uc2dd\uc774 60.74%\uc758 \uac00\uc7a5 \ud070 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uba70 \ube60\ub974\uac8c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc11c\ube44\uc2a4 \ubaa8\ub378\uc5d0\uc11c\ub294 \ube44\uc740\ud589 \ube0c\ub79c\ub4dc\uac00 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc27d\uac8c \ud1b5\ud569\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 BaaS(Banking-as-a-Service)\uac00 \uc5f0\ud3c9\uade0 16.68%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \ubaa8\ubc14\uc77c \uc9c0\uac11 \ucc44\ud0dd\ub960 \uc99d\uac00\uc640 \ud3ec\uc6a9\uc801 \uae08\uc735 \uc815\ucc45\uc5d0 \ud798\uc785\uc5b4 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uc5f0\ud3c9\uade0 16.34%\ub85c \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>2. \uc2dc\uc7a5 \ub3d9\uc778<br \/>\n\uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \uc694\uc778\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \uc804\ub7b5: Tier-1 \uc740\ud589\ub4e4\uc758 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ud575\uc2ec \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc73c\ub85c\uc758 \uc804\ud658 \uac00\uc18d\ud654.<br \/>\n*   \uc2a4\ub9c8\ud2b8\ud3f0 \uc911\uc2ec \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \ubc45\ud0b9: \uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c \uc2a4\ub9c8\ud2b8\ud3f0 \uc911\uc2ec\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \ubc45\ud0b9 \uc11c\ube44\uc2a4 \uc218\uc694 \uc99d\uac00.<br \/>\n*   \uaddc\uc81c \uac15\ud654: \uc624\ud508 \ubc45\ud0b9 \ubc0f API \ud45c\uc900 \uc900\uc218\ub97c \uc704\ud55c \uaddc\uc81c \ub2f9\uad6d\uc758 \uc555\ub825.<br \/>\n*   \uc0dd\uc131\ud615 AI \ud65c\uc6a9: \uc0dd\uc131\ud615 AI \uae30\ubc18\uc758 \ucd08\uac1c\uc778\ud654\ub41c \uc0ac\uc6a9\uc790 \uacbd\ud5d8(UX) \ub3c4\uc785 \ud655\ub300.<br \/>\n*   \uce5c\ud658\uacbd IT \uc758\ubb34\ud654: \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc801\uc778 SaaS \ucf54\uc5b4\ub85c\uc758 \uc804\ud658\uc744 \uc720\ub3c4\ud558\ub294 \uce5c\ud658\uacbd IT \uc815\ucc45.<br \/>\n*   \ub514\uc9c0\ud138 \uc804\uc6a9 \ub124\uc624\ubc45\ud06c \ud655\uc7a5: \uae08\uc735 \uc18c\uc678 \uc9c0\uc5ed\uc5d0\uc11c \ub514\uc9c0\ud138 \uc804\uc6a9 \ub124\uc624\ubc45\ud06c\uc758 \ud655\uc0b0.<\/p>\n<p>3. \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778<br \/>\n\uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc81c\uc57d \uc694\uc778\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ube44\uc6a9 \uc0c1\uc2b9: \uc2e4\uc2dc\uac04 \uc0ac\uae30 \ubd84\uc11d \ubc0f AML(\uc790\uae08\uc138\ud0c1\ubc29\uc9c0) \uaddc\uc815 \uc900\uc218 \ube44\uc6a9 \uc99d\uac00.<br \/>\n*   \ubca4\ub354 \uc885\uc18d \uc704\ud5d8: \ud558\uc774\ud37c\uc2a4\ucf00\uc77c\ub7ec \uad00\ub9ac \uc11c\ube44\uc2a4\ub85c \uc778\ud55c \ubca4\ub354 \uc885\uc18d \uc704\ud5d8.<br \/>\n*   \uc778\uc7ac \ubd80\uc871: \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc5d0\uc11c \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \ubc45\ud0b9 \uc804\ubb38 \uc778\ub825 \ubd80\uc871.<br \/>\n*   \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28: \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uacfc \ub9c8\uc774\ud06c\ub85c \uc11c\ube44\uc2a4 \uc2a4\ud0dd \uac04\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ubb38\uc81c.<\/p>\n<p>4. \uc2dc\uc7a5 \uc138\ubd84\ud654<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5\uc744 \ub2e4\uc591\ud55c \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubc29\uc2dd: \ud074\ub77c\uc6b0\ub4dc, \uc628\ud504\ub808\ubbf8\uc2a4<br \/>\n*   \ubc45\ud0b9 \uc720\ud615: \ub9ac\ud14c\uc77c \ubc45\ud0b9, \uae30\uc5c5\/\uc911\uc18c\uae30\uc5c5(SME) \ubc45\ud0b9<br \/>\n*   \uad6c\uc131 \uc694\uc18c: \ud50c\ub7ab\ud3fc(\uc18c\ud504\ud2b8\uc6e8\uc5b4), \uc11c\ube44\uc2a4(\uad6c\ud604 \ubc0f \uc9c0\uc6d0)<br \/>\n*   \uc11c\ube44\uc2a4 \ubaa8\ub378: SaaS \uad6c\ub3c5, \ub77c\uc774\uc120\uc2a4(\uc601\uad6c), BaaS<br \/>\n*   \uc811\uadfc \ubaa8\ub4dc: \ubaa8\ubc14\uc77c \ubc45\ud0b9, \uc628\ub77c\uc778\/\uc6f9 \ubc45\ud0b9<br \/>\n*   \uc9c0\uc5ed: \ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 (\uac01 \uc9c0\uc5ed\ubcc4 \uc8fc\uc694 \uad6d\uac00 \ud3ec\ud568)<\/p>\n<p>5. \uacbd\uc7c1 \ud658\uacbd<br \/>\n\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc740 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. Backbase B.V., Temenos Headquarters SA, Finastra Group Holdings Limited, Infosys Ltd. (Finacle), Oracle Corporation, Fiserv, Inc., SAP SE \ub4f1 25\uac1c \uc8fc\uc694 \uae30\uc5c5\uc758 \ud504\ub85c\ud544\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>6. \uc5f0\uad6c \ubc29\ubc95\ub860<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc2e0\ub8b0\uc131 \ub192\uc740 \ub370\uc774\ud130\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uc5c4\uaca9\ud55c \uc5f0\uad6c \ubc29\ubc95\ub860\uc744 \ub530\ub985\ub2c8\ub2e4. 1\ucc28 \uc5f0\uad6c\ub294 \uc8fc\uc694 \uc740\ud589\uc758 \ub514\uc9c0\ud138 \ucc45\uc784\uc790, SaaS \ubca4\ub354, \uaddc\uc81c \uae30\uad00 \ubc0f \ud540\ud14c\ud06c \ucee8\uc124\ud134\ud2b8\uc640\uc758 \uc778\ud130\ubdf0 \ubc0f \uc124\ubb38\uc870\uc0ac\ub97c \ud1b5\ud574 \uc9c4\ud589\ub418\uc5c8\uc73c\uba70, 2\ucc28 \uc5f0\uad6c\ub294 \uc138\uacc4\uc740\ud589, BIS, IMF \ub4f1 1\ub4f1\uae09 \uacf5\uacf5 \uc790\ub8cc\uc640 \uae30\uc5c5 \uc7ac\ubb34 \ubcf4\uace0\uc11c, \uc0b0\uc5c5 \ud611\ud68c \uc790\ub8cc \ub4f1\uc744 \ud65c\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uaddc\ubaa8 \uc0b0\uc815 \ubc0f \uc608\uce21\uc740 \uc0c1\ud5a5\uc2dd \ubc0f \ud558\ud5a5\uc2dd \uc811\uadfc \ubc29\uc2dd\uc744 \ubaa8\ub450 \uc0ac\uc6a9\ud558\uc5ec \uad50\ucc28 \uac80\uc99d\ub418\uc5c8\uc73c\uba70, \ub370\uc774\ud130\ub294 \uc5f0\uac04 \uc5c5\ub370\uc774\ud2b8 \ubc0f \uc815\ubc00\ud55c \uac80\uc99d \uacfc\uc815\uc744 \uac70\uccd0 \uc2e0\ub8b0\ub3c4\ub97c \ud655\ubcf4\ud569\ub2c8\ub2e4.<\/p>\n<p>7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5<br \/>\n\ubcf4\uace0\uc11c\ub294 \ubbf8\uac1c\ucc99 \uc2dc\uc7a5(White-Space) \ubc0f \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \uc2dc\uc7a5\uc758 \uc0c8\ub85c\uc6b4 \uae30\ud68c\uc640 \ubbf8\ub798 \ub3d9\ud5a5\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30596","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/30596"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=30596"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/30596\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=30596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=30596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=30596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}