{"id":31831,"date":"2026-02-08T23:55:18","date_gmt":"2026-02-08T23:55:18","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/risk-based-authentication-market-mordor\/"},"modified":"2026-10-09T12:42:00","modified_gmt":"2026-10-09T03:42:00","slug":"risk-based-authentication-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/risk-based-authentication-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uc704\ud5d8 \uae30\ubc18 \uc778\uc99d \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2025-2030)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/risk-based-authentication-market-1761014080663-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/risk-based-authentication-market-size-image-1761014823862.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc8fc\uc694 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uce5c \ub370\uc774\ud130 \uc720\ucd9c \ubc0f \uc0ac\uc774\ubc84 \uacf5\uaca9 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.2 \uae30\uc5c5\uc758 BYOD \uc815\ucc45 \ucc44\ud0dd<\/li>\n<li class=\"toc-level-3\">4.2.3 \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d \uad00\ub828 \uaddc\uc81c \uc900\uc218 \uc758\ubb34 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.4 \ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd \ud1b5\ud569\uc744 \ud1b5\ud55c \uc704\ud5d8 \uc810\uc218 \uc815\ud655\ub3c4 \ud5a5\uc0c1<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \uc544\ud0a4\ud14d\ucc98\uc5d0\uc11c \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc778\uc99d \uc774\ub2c8\uc154\ud2f0\ube0c \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.6 \uac70\ub798 \uc218\uc900 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc694\uad6c\ud558\ub294 \uc624\ud508 \ubc45\ud0b9 API \ud655\uc7a5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc9c4\ud654\ud558\ub294 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud611\uc5d0 \ub9de\ucdb0 \uc704\ud5d8 \uc810\uc218\ub97c \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud558\ub294 \uc555\ub825 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc911\uc18c\uae30\uc5c5\uc758 \ub192\uc740 \uad6c\ud604 \ube44\uc6a9<\/li>\n<li class=\"toc-level-3\">4.3.3 \uaddc\uc81c \uc870\uc0ac\ub97c \ucd09\ubc1c\ud558\ub294 \uc54c\uace0\ub9ac\uc998 \ud3b8\ud5a5 \uc6b0\ub824<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc774\uae30\uc885 ID \ud50c\ub7ab\ud3fc \uc804\ubc18\uc758 \uc81c\ud55c\ub41c \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ud45c\uc900<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc758 \uc601\ud5a5<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.8 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.8.1 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<li class=\"toc-level-3\">4.8.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.8.3 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.8.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.8.5 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc81c\uacf5 \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc194\ub8e8\uc158<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \ubc30\ud3ec \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<li class=\"toc-level-3\">5.2.2 \ud074\ub77c\uc6b0\ub4dc<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uc778\uc99d \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc9c0\uc2dd \uae30\ubc18 \uc778\uc99d<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc18c\uc720 \uae30\ubc18 \uc778\uc99d<\/li>\n<li class=\"toc-level-3\">5.3.3 \ub0b4\uc7ac \uae30\ubc18\/\uc0dd\uccb4 \uc778\uc2dd<\/li>\n<li class=\"toc-level-3\">5.3.4 \uc801\uc751\ud615 \ud589\ub3d9 \uc778\uc99d<\/li>\n<li class=\"toc-level-3\">5.3.5 \ub2e4\ub2e8\uacc4\/\ubcf5\ud569 \ubc29\uc2dd<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc870\uc9c1 \uaddc\ubaa8\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ub300\uae30\uc5c5<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc911\uc18c\uae30\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \uc740\ud589 \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4<\/li>\n<li class=\"toc-level-3\">5.5.2 \uc18c\ub9e4<\/li>\n<li class=\"toc-level-3\">5.5.3 IT \ubc0f \ud1b5\uc2e0<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc815\ubd80<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc758\ub8cc<\/li>\n<li class=\"toc-level-3\">5.5.6 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.6 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.6.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.6.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.6.2 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.6.2.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.6.2.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.2.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.6.2.4 \ub7ec\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.6.2.5 \uae30\ud0c0 \uc720\ub7fd<\/li>\n<li class=\"toc-level-3\">5.6.3 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.6.3.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.6.3.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.6.3.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.5 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.6.3.6 \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-3\">5.6.4 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.6.4.1 \uc911\ub3d9<\/li>\n<li class=\"toc-level-5\">5.6.4.1.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.6.4.1.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-5\">5.6.4.1.3 \uae30\ud0c0 \uc911\ub3d9<\/li>\n<li class=\"toc-level-4\">5.6.4.2 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-5\">5.6.4.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.6.4.2.2 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-5\">5.6.4.2.3 \uae30\ud0c0 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-3\">5.6.5 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.5.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.6.5.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.6.5.3 \uae30\ud0c0 \ub0a8\ubbf8<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 RSA Security LLC<\/li>\n<li class=\"toc-level-3\">6.4.2 IBM Corporation<\/li>\n<li class=\"toc-level-3\">6.4.3 Broadcom Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 Micro Focus International plc<\/li>\n<li class=\"toc-level-3\">6.4.5 Okta Inc.<\/li>\n<li class=\"toc-level-3\">6.4.6 SecureAuth Corporation<\/li>\n<li class=\"toc-level-3\">6.4.7 Thales Group<\/li>\n<li class=\"toc-level-3\">6.4.8 Equifax Inc.<\/li>\n<li class=\"toc-level-3\">6.4.9 Oracle Corporation<\/li>\n<li class=\"toc-level-3\">6.4.10 HID Global Corporation<\/li>\n<li class=\"toc-level-3\">6.4.11 Financial Software Systems Inc.<\/li>\n<li class=\"toc-level-3\">6.4.12 OneSpan Inc.<\/li>\n<li class=\"toc-level-3\">6.4.13 Duo Security LLC (Cisco Systems Inc.)<\/li>\n<li class=\"toc-level-3\">6.4.14 LexisNexis Risk Solutions Inc.<\/li>\n<li class=\"toc-level-3\">6.4.15 BioCatch Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.16 iovation Inc. (TransUnion LLC)<\/li>\n<li class=\"toc-level-3\">6.4.17 Ping Identity Holding Corp.<\/li>\n<li class=\"toc-level-3\">6.4.18 F5 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.19 Forcepoint LLC<\/li>\n<li class=\"toc-level-3\">6.4.20 IDEMIA France SAS<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc704\ud5d8 \uae30\ubc18 \uc778\uc99d(RBA) \uc2dc\uc7a5 \ubd84\uc11d: \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f 2030\ub144 \uc804\ub9dd<\/p>\n<p>\uc11c\ub860 \ubc0f \uc2dc\uc7a5 \uac1c\uc694<br \/>\n\uc704\ud5d8 \uae30\ubc18 \uc778\uc99d(Risk-based Authentication, RBA) \uc2dc\uc7a5\uc740 \uc0ac\uc774\ubc84 \uacf5\uaca9 \uc99d\uac00, \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d\uc5d0 \ub300\ud55c \uaddc\uc81c \uac15\ud654, \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \uc544\ud0a4\ud14d\ucc98\uc758 \ud655\uc0b0\uc5d0 \ud798\uc785\uc5b4 \uacac\uace0\ud55c \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. Mordor Intelligence \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, RBA \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2025\ub144 55\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2030\ub144 77\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub418\uba70, \uc608\uce21 \uae30\uac04(2025-2030\ub144) \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 6.70%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc774\uba70, \ubd81\ubbf8 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc744 \ud615\uc131\ud558\uace0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc81c\uacf5 \ubaa8\ub378\uc740 \uc804 \uc138\uacc4\uc801\uc778 \ud655\uc7a5\uc131\uacfc \ub300\uaddc\ubaa8 \uc790\ubcf8 \uc9c0\ucd9c \uc5c6\uc774 \uc9c0\uc18d\uc801\uc778 \uc704\ud5d8 \ud3c9\uac00\ub97c \ub0b4\uc7ac\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc73c\ub85c \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5(AI)\uc740 \uc2e4\uc2dc\uac04 \ud589\ub3d9 \uc810\uc218\ud654\ub97c \ud1b5\ud574 \uc624\ud0d0\uc744 \uc904\uc774\uace0 \uc0ac\uc6a9\uc790 \ub9c8\ucc30\uc744 \ucd5c\uc18c\ud654\ud558\uc5ec RBA \ucc44\ud0dd\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uaddc\uc81c \ub2f9\uad6d\uc774 \uc778\uc99d \uacb0\uc815\uc758 \uc54c\uace0\ub9ac\uc998 \uacf5\uc815\uc131\uc5d0 \ub300\ud55c \uc2ec\uc0ac\ub97c \uac15\ud654\ud568\uc5d0 \ub530\ub77c \uc124\uba85 \uac00\ub2a5\ud55c AI\uc5d0 \ub300\ud55c \uc218\uc694\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825<br \/>\nRBA \uc2dc\uc7a5 \uc131\uc7a5\uc758 \uc8fc\uc694 \ub3d9\ub825\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<br \/>\n1.  \ub370\uc774\ud130 \uce68\ud574 \uc99d\uac00: \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \ube48\ubc88\ud55c \uc790\uaca9 \uc99d\uba85 \ub3c4\uc6a9 \ubc0f \uacc4\uc815 \ud0c8\ucde8 \uacf5\uaca9\uc740 \uae30\uc5c5\ub4e4\uc774 \ud589\ub3d9 \uc774\uc0c1\uc744 \uac80\uc0ac\ud558\ub294 \uc801\uc751\ud615 \uc778\uc99d \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4. 2024\ub144 \uc131\uacf5\uc801\uc778 \uc0ac\uc774\ubc84 \uc0ac\uace0\uc758 90%\uac00 \uc190\uc0c1\ub41c \uc790\uaca9 \uc99d\uba85\uc5d0\uc11c \ube44\ub86f\ub418\uc5c8\uc73c\uba70, \uc774\ub294 \uae08\uc735 \ubc0f \uc758\ub8cc \ubd80\ubb38\uc5d0\uc11c RBA \uc194\ub8e8\uc158 \ud22c\uc790\ub97c \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n2.  BYOD(Bring Your Own Device) \uc815\ucc45 \ucc44\ud0dd: \uc6d0\uaca9 \uadfc\ubb34 \ud655\uc0b0\uc73c\ub85c \uad00\ub9ac\ub418\uc9c0 \uc54a\ub294 \uc7a5\uce58\ub4e4\uc774 \uae30\uc5c5 \ub9ac\uc18c\uc2a4\uc5d0 \uc5f0\uacb0\ub418\uba74\uc11c, NIST(\ubbf8\uad6d \uad6d\ub9bd\ud45c\uc900\uae30\uc220\uc5f0\uad6c\uc18c) \uc9c0\uce68\uc740 \ub85c\uadf8\uc778 \uc2dc \uc7a5\uce58 \uc0c1\ud0dc \ubc0f \ub124\ud2b8\uc6cc\ud06c \ucee8\ud14d\uc2a4\ud2b8 \uace0\ub824\ub97c \uad8c\uace0\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc911\uc18c\uae30\uc5c5\ub4e4\uc740 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc778\uc99d \uc194\ub8e8\uc158\uc744 \uc120\ud638\ud558\uc5ec \ud558\ub4dc\uc6e8\uc5b4 \uc9c0\ucd9c\uc744 \uc808\uac10\ud569\ub2c8\ub2e4.<br \/>\n3.  \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d \uaddc\uc81c \uc758\ubb34: \uc720\ub7fd PSD2(Payment Services Directive 2)\ub294 \uac70\ub798 \uc704\ud5d8 \ucd08\uacfc \uc2dc \uae08\uc735 \uae30\uad00\uc5d0 \ub2e8\uacc4\ubcc4 \uc778\uc99d\uc744 \uc758\ubb34\ud654\ud558\uba70, \uc2f1\uac00\ud3ec\ub974, \uce90\ub098\ub2e4, HIPAA(\ubbf8\uad6d \uac74\uac15\ubcf4\ud5d8 \uc591\ub3c4 \ubc0f \ucc45\uc784\uc5d0 \uad00\ud55c \ubc95\ub960) \ub4f1\uc5d0\uc11c\ub3c4 \uc720\uc0ac\ud55c \uc6d0\uce59\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc124\uba85 \uac00\ub2a5\ud55c AI\uc640 \uc0c1\uc138 \uac10\uc0ac \ub85c\uadf8\ub294 \uaddc\uc81c \uc900\uc218\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4.<br \/>\n4.  \ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd \ud1b5\ud569: \uba38\uc2e0\ub7ec\ub2dd\uc740 \ud0a4 \uc785\ub825 \uc18d\ub3c4, \uc190\uac00\ub77d \uc555\ub825, \ud130\uce58\uc2a4\ud06c\ub9b0 \uc81c\uc2a4\ucc98 \ub4f1\uc744 \ubd84\uc11d\ud558\uc5ec \uc0ac\uce6d\uc790\ub97c \ud0d0\uc9c0\ud558\uba70, FFIEC(\uc5f0\ubc29 \uae08\uc735 \uae30\uad00 \uac80\uc0ac \ud611\uc758\ud68c)\ub294 \ud589\ub3d9 \ubd84\uc11d\uc744 \ubaa8\ubc94 \uc0ac\ub840\ub85c \uc2b9\uc778\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc0ac\uae30 \uc190\uc2e4 \uac10\uc18c\uc640 \uc0ac\uc6a9\uc790 \uc774\ud0c8\ub960 \uc720\uc9c0\uc5d0 \uae30\uc5ec\ud569\ub2c8\ub2e4.<br \/>\n5.  \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \ub0b4 \ud328\uc2a4\uc6cc\ub4dc\ub9ac\uc2a4 \uc774\ub2c8\uc154\ud2f0\ube0c: \ubd81\ubbf8\uc640 \uc720\ub7fd\uc744 \uc911\uc2ec\uc73c\ub85c \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \uc544\ud0a4\ud14d\ucc98 \ub0b4 \ud328\uc2a4\uc6cc\ub4dc\ub9ac\uc2a4 \uc778\uc99d \ubc29\uc2dd \ub3c4\uc785\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n6.  \uc624\ud508 \ubc45\ud0b9 API \ud655\uc7a5: \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \ubbf8\uc8fc \uc9c0\uc5ed\uc5d0\uc11c \uc624\ud508 \ubc45\ud0b9 API \ud655\uc7a5\uc740 \uc778\uc99d \ubcfc\ub968\uc744 \uc99d\uac00\uc2dc\ud0a4\uace0 RBA \uc194\ub8e8\uc158\uc758 \ud544\uc694\uc131\uc744 \uc99d\ub300\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5 \uc800\ud574 \uc694\uc778<br \/>\nRBA \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc81c\uc57d\ud558\ub294 \uc694\uc778\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<br \/>\n1.  \uc911\uc18c\uae30\uc5c5(SME)\uc758 \ub192\uc740 \uad6c\ud604 \ube44\uc6a9: \uc911\uc18c\uae30\uc5c5\uc758 \uc608\uc0b0 \uc81c\uc57d\uacfc \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc804\ubb38 \uc9c0\uc2dd \ubd80\uc871\uc774 \uc8fc\uc694 \uc7a5\ubcbd\uc785\ub2c8\ub2e4. \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4(MSP)\uc758 \ud134\ud0a4 \uc194\ub8e8\uc158\uc774\ub098 \uc0ac\uc804 \uad6c\uc131\ub41c \uc815\ucc45\uc744 \uc81c\uacf5\ud558\ub294 \ubca4\ub354\ub4e4\uc774 \ub300\uc548\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n2.  \uc54c\uace0\ub9ac\uc998 \ud3b8\ud5a5\uc131 \uc6b0\ub824 \ubc0f \uaddc\uc81c \uc2ec\uc0ac: \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18 \ud3c9\uac00\uc758 \ud3b8\ud5a5\uc131 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uaddc\uc81c \ub2f9\uad6d\uc758 \uacbd\uace0(\ubbf8\uad6d \uc5f0\ubc29\uac70\ub798\uc704\uc6d0\ud68c, EU AI \ubc95\uc548)\ub85c \uc778\ud574 \uae30\uc5c5\ub4e4\uc740 \ud3b8\ud5a5\uc131 \ud14c\uc2a4\ud2b8 \ub300\uc2dc\ubcf4\ub4dc\uc640 \uc124\uba85 \uac00\ub2a5\ud55c \uc810\uc218\ub97c \uc81c\uacf5\ud558\ub294 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<br \/>\n3.  \uc774\uc9c8\uc801\uc778 ID \ud50c\ub7ab\ud3fc \uac04 \uc81c\ud55c\ub41c \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ud45c\uc900: \ub2e4\uc591\ud55c \ubca4\ub354 \uc194\ub8e8\uc158\uc744 \uc0ac\uc6a9\ud558\ub294 \ub300\uaddc\ubaa8 \uae30\uc5c5\uc5d0\uc11c \ud1b5\ud569\uc758 \uc5b4\ub824\uc6c0\uc744 \uc57c\uae30\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uc704\ud5d8 \uae30\ubc18 \uc778\uc99d(Risk-based Authentication, RBA) \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. RBA\ub294 \uc2dc\uc2a4\ud15c \uc811\uadfc\uc744 \uc694\uccad\ud558\ub294 \uc0ac\uc6a9\uc790\uc758 \ud504\ub85c\ud544\uc744 \uace0\ub824\ud558\uc5ec \uac70\ub798\uc640 \uad00\ub828\ub41c \uc704\ud5d8 \ud504\ub85c\ud544\uc744 \uacb0\uc815\ud558\ub294 \ube44\uc815\uc801 \uc778\uc99d \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \ub370\uc774\ud130\ubca0\uc774\uc2a4 \ub610\ub294 \uae30\ud0c0 \ubcf4\uc548 \ub9ac\uc18c\uc2a4\uc5d0 \uc811\uadfc\ud558\ub824\ub294 \uc2dc\ub3c4 \uc2dc \uc790\uaca9 \uc99d\uba85\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ubcf8 \uc5f0\uad6c\ub294 RBA \uc194\ub8e8\uc158 \ubc0f \uc11c\ube44\uc2a4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc744 \ud3ec\ud568\ud558\uba70, \uc740\ud589 \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4, \uc18c\ub9e4, IT \ubc0f \ud1b5\uc2e0 \ub4f1 \ub2e4\uc591\ud55c \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\uc758 \ub3d9\ud5a5, \uc218\uc775 \ubc0f \uc608\uce21\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \ub3c5\ub9bd\ud615 \ub2e4\ub2e8\uacc4 \uc778\uc99d(MFA) \ubc0f \uae30\ud0c0 \uc778\uc99d \uc194\ub8e8\uc158\/\uc11c\ube44\uc2a4\ub294 \uc5f0\uad6c \ubc94\uc704\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc608\uce21:<br \/>\n\uc704\ud5d8 \uae30\ubc18 \uc778\uc99d \uc2dc\uc7a5\uc740 2030\ub144\uae4c\uc9c0 77\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2025\ub144\ubd80\ud130 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 6.70%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ubc30\ud3ec \ubaa8\ub4dc \uc911\uc5d0\uc11c\ub294 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ubc29\uc2dd\uc774 2024\ub144 71.22%\uc758 \ub9e4\ucd9c \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4\ub85c\ub294 \uc740\ud589 \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4 \ubd80\ubb38\uc774 PSD2\uc640 \uac19\uc740 \uaddc\uc81c \ubc0f \uac70\ub798 \uc218\uc900 \uc704\ud5d8 \ud3c9\uac00 \uc694\uad6c\uc0ac\ud56d\uc5d0 \ud798\uc785\uc5b4 29.71%\uc758 \ub9e4\ucd9c \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud5ec\uc2a4\ucf00\uc5b4 \ubd80\ubb38\uc740 HIPAA \uaddc\uc815 \uc900\uc218 \ubc0f \uc6d0\ud65c\ud55c \uc784\uc0c1 \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc758 \ud544\uc694\uc131\uc73c\ub85c \uc778\ud574 6.86%\uc758 CAGR\ub85c \ucc44\ud0dd\uc774 \uac00\uc18d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \ub514\uc9c0\ud138 \uc804\ud658 \ud504\ub85c\uadf8\ub7a8\uacfc AI \uac70\ubc84\ub10c\uc2a4 \ubc1c\uc804\uc5d0 \ud798\uc785\uc5b4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 6.97%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5(SME)\uc758 \uacbd\uc6b0, \ub192\uc740 \ucd08\uae30 \ubc0f \uc9c0\uc18d\uc801\uc778 \uad6c\ud604 \ube44\uc6a9\uc774 \uc8fc\uc694 \uc7a5\ubcbd\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \ub3d9\uc778 \ubc0f \uc81c\uc57d:<br \/>\n\uc2dc\uc7a5\uc758 \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c\ub294 \uc8fc\uc694 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uce5c \ub370\uc774\ud130 \uc720\ucd9c \ubc0f \uc0ac\uc774\ubc84 \uacf5\uaca9 \uc99d\uac00, \uae30\uc5c5\uc758 BYOD(Bring Your Own Device) \uc815\ucc45 \ucc44\ud0dd, \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d\uc5d0 \ub300\ud55c \uaddc\uc81c \uc900\uc218 \uc758\ubb34 \uc99d\uac00, \uc704\ud5d8 \uc810\uc218 \uc815\ud655\ub3c4\ub97c \ub192\uc774\ub294 \ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd \ud1b5\ud569, \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \uc544\ud0a4\ud14d\ucc98\uc5d0\uc11c\uc758 \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc778\uc99d \uc774\ub2c8\uc154\ud2f0\ube0c \ud655\uc0b0, \uac70\ub798 \uc218\uc900 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc694\uad6c\ud558\ub294 \uc624\ud508 \ubc45\ud0b9 API \ud655\uc7a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ubc18\uba74, \uc2dc\uc7a5\uc758 \uc81c\uc57d \uc694\uc778\uc73c\ub85c\ub294 \uc9c4\ud654\ud558\ub294 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud611\uc5d0 \ub9de\ucdb0 \uc704\ud5d8 \uc810\uc218\ub97c \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud558\ub294 \uc555\ub825 \uc99d\uac00, \uc911\uc18c\uae30\uc5c5\uc758 \ub192\uc740 \uad6c\ud604 \ube44\uc6a9, \uc54c\uace0\ub9ac\uc998 \ud3b8\ud5a5\uc5d0 \ub300\ud55c \uc6b0\ub824\ub85c \uc778\ud55c \uaddc\uc81c \uc870\uc0ac, \uc774\uae30\uc885(heterogeneous) \uc2e0\uc6d0 \ud50c\ub7ab\ud3fc \uac04\uc758 \uc81c\ud55c\ub41c \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ud45c\uc900 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc138\ubd84\ud654:<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \ub2e4\uc74c \uae30\uc900\uc5d0 \ub530\ub77c \uc2dc\uc7a5\uc744 \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<br \/>\n*   \uc81c\uacf5 \ubc29\uc2dd\ubcc4: \uc194\ub8e8\uc158, \uc11c\ube44\uc2a4<br \/>\n*   \ubc30\ud3ec \ubc29\uc2dd\ubcc4: \uc628\ud504\ub808\ubbf8\uc2a4, \ud074\ub77c\uc6b0\ub4dc<br \/>\n*   \uc778\uc99d \ubc29\uc2dd\ubcc4: \uc9c0\uc2dd \uae30\ubc18 \uc778\uc99d, \uc18c\uc720 \uae30\ubc18 \uc778\uc99d, \ub0b4\uc7ac \uae30\ubc18\/\uc0dd\uccb4 \uc778\uc2dd, \uc801\uc751\ud615 \ud589\ub3d9 \uc778\uc99d, \ub2e4\ub2e8\uacc4\/\ubcf5\ud569 \ubc29\uc2dd<br \/>\n*   \uc870\uc9c1 \uaddc\ubaa8\ubcc4: \ub300\uae30\uc5c5, \uc911\uc18c\uae30\uc5c5<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4: \uc740\ud589 \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4, \uc18c\ub9e4, IT \ubc0f \ud1b5\uc2e0, \uc815\ubd80, \ud5ec\uc2a4\ucf00\uc5b4, \uae30\ud0c0<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8(\ubbf8\uad6d, \uce90\ub098\ub2e4, \uba55\uc2dc\ucf54), \uc720\ub7fd(\ub3c5\uc77c, \uc601\uad6d, \ud504\ub791\uc2a4, \ub7ec\uc2dc\uc544, \uae30\ud0c0 \uc720\ub7fd), \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(\uc911\uad6d, \uc77c\ubcf8, \uc778\ub3c4, \ud55c\uad6d, \ud638\uc8fc, \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591), \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74(\uc911\ub3d9, \uc544\ud504\ub9ac\uce74), \ub0a8\ubbf8(\ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098, \uae30\ud0c0 \ub0a8\ubbf8)<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \ubc0f \ubbf8\ub798 \uc804\ub9dd:<br \/>\n\ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \ud3ec\ud568\ud55c \uacbd\uc7c1 \ud658\uacbd\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8f9\ub2c8\ub2e4. RSA Security, IBM, Broadcom, Okta, Thales Group, Oracle Corporation \ub4f1 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \ud504\ub85c\ud544\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4. \ub610\ud55c, \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd \uc139\uc158\uc5d0\uc11c\ub294 \ubbf8\uac1c\ucc99 \uc601\uc5ed(white-space) \ubc0f \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \uc2dc\uc7a5\uc758 \uc7a0\uc7ac\ub825\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-31831","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/31831"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=31831"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/31831\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=31831"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=31831"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=31831"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}