{"id":32544,"date":"2026-02-09T06:45:19","date_gmt":"2026-02-09T06:45:19","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/mobile-payment-market-mordor\/"},"modified":"2026-09-04T15:03:19","modified_gmt":"2026-09-04T06:03:19","slug":"mobile-payment-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/mobile-payment-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/mobile-payment-market-1751529791716-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/mobile-payment-market-size-image-1767016213412.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \ubc0f \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc5d0\uc11c UPI \ubc0f PIX \uc2a4\ud0c0\uc77c \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ud3ed\ubc1c\uc801\uc778 \ucc44\ud0dd<\/li>\n<li class=\"toc-level-3\">4.2.2 \ubcf4\uc870\uae08 \uc9c0\uc6d0 \uc0c1\uc778 MDR\uc774 \uc778\ub3c4 \ubc0f \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c QR \ucf54\ub4dc \ucc44\ud0dd\uc744 \ucd09\uc9c4<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc911\uad6d \ubc0f \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc8fc\uc694 \uae30\uc220 \uae30\uc5c5\uc758 \uc288\ud37c \uc571 \uc0dd\ud0dc\uacc4 \uc7a0\uae08 \ud6a8\uacfc\uac00 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4<\/li>\n<li class=\"toc-level-3\">4.2.4 NFC \uc9c0\uc6d0 \ub300\uc911\uad50\ud1b5 \ud504\ub85c\uc81d\ud2b8(\uc608: MTA NYC OMNY)\uac00 \ub3c4\uc2dc \uadfc\uc811 \uc18c\ube44\ub97c \uac00\uc18d\ud654<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc218\uc218\ub8cc \uc5c6\ub294 A2A \uc9c0\uac11(iDEAL 2.0, \ube0c\ub77c\uc9c8 Pix, FedNow)\uc774 \uce74\ub4dc \uc218\uc218\ub8cc\ub97c \uc555\ucd95\ud558\uace0 \uac70\ub798\ub7c9\uc744 \uc804\ud658<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \ud30c\ud3b8\ud654\ub41c \ud1a0\ud070\ud654 \ud45c\uc900\uc774 \uad50\ucc28 \uc9c0\uac11 \uc218\uc6a9\uc744 \uc800\ud574<\/li>\n<li class=\"toc-level-3\">4.3.2 \uad6d\uacbd \uac04 \uc9c0\uac11 \uae30\ubc18 \uac70\ub798\uc758 \ub192\uc740 \ucc28\uc9c0\ubc31 \ube44\uc728<\/li>\n<li class=\"toc-level-3\">4.3.3 \ubbf8\uad6d \uc774\uc911 \ud0ed \ud750\ub984\uc5d0\uc11c \ub9e4\uc7a5 \ub0b4 NFC \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28\uac00 \uc2dc\uc7a5\uc744 \uc800\ud574<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc544\ud504\ub9ac\uce74 2\ub4f1\uae09 \uc740\ud589\uc5d0\uc11c AML\/KYC \ub9c8\ucc30\uc774 \uc9c0\uac11 \uc628\ubcf4\ub529\uc744 \ub2a6\ucda4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ubc0f \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.6 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.6.1 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.6.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.6.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.6.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.6.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.7 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubbf8\ub798 (\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c\uc758 \uc9c4\ud654, \uc6e8\uc5b4\ub7ec\ube14 \uae30\uae30 \uc99d\uac00, \uc0dd\uccb4 \uc778\uc2dd \uacb0\uc81c, \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \uc601\ud5a5)<\/li>\n<li class=\"toc-level-2\">4.8 \uc804\uc790\uc0c1\uac70\ub798\uc5d0\uc11c\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c (\uc804\uc790\uc9c0\uac11\uc758 \uc720\uc6a9\uc131, \ub514\uc9c0\ud138 \uc0c1\uac70\ub798 \uc9c0\ucd9c (2021\ub144 \ubc0f 2025\ub144), \ubaa8\ubc14\uc77c \uc0c1\uac70\ub798 \uce68\ud22c\uc728, \ubbf8\ub798 \ubc1c\uc804 \ub4f1)<\/li>\n<li class=\"toc-level-2\">4.9 \uc740\ud589 \uc0b0\uc5c5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 (\ubaa8\ubc14\uc77c \uae30\uc220 \ud22c\uc790, \uc740\ud589-MNO \ud30c\ud2b8\ub108\uc2ed, \uc815\ubd80-\uac1c\uc778(G2P) \uacb0\uc81c \uae30\ud68c \ub4f1)<\/li>\n<li class=\"toc-level-2\">4.10 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uac70\uc2dc \uacbd\uc81c \ub3d9\ud5a5 \ud3c9\uac00<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uacb0\uc81c \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uadfc\uc811 \uacb0\uc81c<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc6d0\uaca9 \uacb0\uc81c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uac70\ub798 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uac1c\uc778 \uac04 (P2P)<\/li>\n<li class=\"toc-level-3\">5.2.2 \ub9e4\uc7a5 \ub0b4 \ud310\ub9e4 \uc2dc\uc810 \uad00\ub9ac (POS)<\/li>\n<li class=\"toc-level-3\">5.2.3 \uac1c\uc778-\ud310\ub9e4\uc790 (P2M\/\uacb0\uc81c)<\/li>\n<li class=\"toc-level-3\">5.2.4 \uae30\ud0c0 \uac70\ub798 \uc720\ud615<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc6b4\uc1a1 \ubc0f \ubb3c\ub958<\/li>\n<li class=\"toc-level-3\">5.3.3 \uc219\ubc15 \ubc0f \uc694\uc2dd\uc5c5<\/li>\n<li class=\"toc-level-3\">5.3.4 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38<\/li>\n<li class=\"toc-level-3\">5.3.5 \uae30\ud0c0 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 (\uad50\uc721, \uc758\ub8cc)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uac1c\uc778<\/li>\n<li class=\"toc-level-3\">5.4.2 \uae30\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.5.2 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.2.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.2.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.2.6 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.4 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \uc911\ub3d9<\/li>\n<li class=\"toc-level-5\">5.5.5.1.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.5.1.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.5.5.1.3 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-5\">5.5.5.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.5.5.2.2 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-5\">5.5.5.2.3 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 \uc54c\ud30c\ubcb3 (\uad6c\uae00 \ud398\uc774)<\/li>\n<li class=\"toc-level-3\">6.4.2 \uc560\ud50c Inc.<\/li>\n<li class=\"toc-level-3\">6.4.3 \uc0bc\uc131\uc804\uc790 (\uc0bc\uc131 \ud398\uc774)<\/li>\n<li class=\"toc-level-3\">6.4.4 \ud398\uc774\ud314 \ud640\ub529\uc2a4<\/li>\n<li class=\"toc-level-3\">6.4.5 \uc544\ub9c8\uc874 \ud398\uc774<\/li>\n<li class=\"toc-level-3\">6.4.6 \ube44\uc790 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.7 \uc544\uba54\ub9ac\uce78 \uc775\uc2a4\ud504\ub808\uc2a4 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.8 \ub9c8\uc2a4\ud130\uce74\ub4dc<\/li>\n<li class=\"toc-level-3\">6.4.9 \uc2a4\ud2b8\ub77c\uc774\ud504 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.10 \ube14\ub85d Inc. (\uc2a4\ud018\uc5b4 \ubc0f \uce90\uc2dc \uc571)<\/li>\n<li class=\"toc-level-3\">6.4.11 FIS (\uc6d4\ub4dc\ud398\uc774)<\/li>\n<li class=\"toc-level-3\">6.4.12 \ud53c\uc11c\ube0c (\ud074\ub85c\ubc84)<\/li>\n<li class=\"toc-level-3\">6.4.13 ACI \uc6d4\ub4dc\uc640\uc774\ub4dc<\/li>\n<li class=\"toc-level-3\">6.4.14 \uc544\ub514\uc5d4 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.15 \uc564\ud2b8 \uadf8\ub8f9 (\uc54c\ub9ac\ud398\uc774)<\/li>\n<li class=\"toc-level-3\">6.4.16 \ud150\uc13c\ud2b8 (\uc704\ucc57 \ud398\uc774)<\/li>\n<li class=\"toc-level-3\">6.4.17 \ud398\uc774\ud2f0\uc5e0<\/li>\n<li class=\"toc-level-3\">6.4.18 \uadf8\ub7a9\ud398\uc774<\/li>\n<li class=\"toc-level-3\">6.4.19 \uce74\uce74\uc624\ud398\uc774<\/li>\n<li class=\"toc-level-3\">6.4.20 \uba54\ub974\uce74\ub3c4 \ud30c\uace0<\/li>\n<li class=\"toc-level-3\">6.4.21 MTN \ubaa8\ubaa8<\/li>\n<li class=\"toc-level-3\">6.4.22 \ucf64\ube44\ubc14 \ud14c\ud06c.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \ub3d9\uc778 \ubd84\uc11d \ubcf4\uace0\uc11c (2026-2031)<\/p>\n<p># \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \uc218\uce58<\/p>\n<p>\ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc740 2020\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0\uc758 \uc5f0\uad6c \uae30\uac04 \ub3d9\uc548 \uae09\uaca9\ud55c \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. 2025\ub144 5,120\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc600\ub358 \uc2dc\uc7a5\uc740 2026\ub144 6,787.5\uc5b5 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud588\uc73c\uba70, 2031\ub144\uc5d0\ub294 27\uc870 7,309\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. \uc608\uce21 \uae30\uac04(2026-2031) \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 32.53%\uc5d0 \ub2ec\ud560 \uac83\uc785\ub2c8\ub2e4. \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc740 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774\uba70, \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc740 \ubd81\ubbf8 \uc9c0\uc5ed\uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uae09\uaca9\ud55c \uc131\uc7a5\uc740 \uc815\ubd80 \uc9c0\uc6d0 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ud655\uc0b0, \uac00\ub9f9\uc810 \uc218\uc218\ub8cc \ud560\uc778 \ud504\ub85c\uadf8\ub7a8, \uc288\ud37c \uc571 \uc0dd\ud0dc\uacc4\uc758 \ud1b5\ud569\uc5d0 \ud798\uc785\uc740 \ubc14 \ud07d\ub2c8\ub2e4. NFC(\uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0) \uae30\ubc18 \ub300\uc911\uad50\ud1b5 \ud504\ub85c\uc81d\ud2b8\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\ub294 \uac15\ub825\ud55c \uadfc\uac70\ub9ac \uacb0\uc81c(proximity payment)\uc758 \ud655\uc0b0\uc740 \uc6d0\uaca9 \uc0c1\uac70\ub798 \ucc44\ub110\uacfc\uc758 \uc5ed\uc0ac\uc801\uc778 \uaca9\ucc28\ub97c \uc881\ud788\uace0 \uc788\uc73c\uba70, \uacc4\uc88c \uac04(account-to-account, A2A) \uc9c0\uac11\uc740 \uae30\uc874 \uce74\ub4dc \uacbd\uc81c\ub97c \uc555\ubc15\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\ud765 \uacbd\uc81c\uad6d\ub4e4\uc740 \uae30\uc874 \uc778\ud504\ub77c\ub97c \ub6f0\uc5b4\ub118\uc5b4 \ubaa8\ubc14\uc77c \uc6b0\uc120 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc804\ud658\ud558\uace0 \uc788\uc73c\uba70, \ub370\uc774\ud130 \uc218\uc775\ud654 \ubc0f \ubd80\uac00 \uac00\uce58 \uc11c\ube44\uc2a4\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc989\uc2dc \uacb0\uc81c, \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638, \uad6d\uacbd \uac04 \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc5d0 \ub300\ud55c \uaddc\uc81c \uac15\ud654\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ub354\uc6b1 \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># \uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d (2025\ub144 \uae30\uc900 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubc0f 2031\ub144\uae4c\uc9c0\uc758 CAGR)<\/p>\n<p>*   \uacb0\uc81c \uc720\ud615: \uc6d0\uaca9 \uacb0\uc81c\uac00 64.32%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc73c\ub098, \uadfc\uac70\ub9ac \uacb0\uc81c\ub294 2031\ub144\uae4c\uc9c0 35.92%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uac70\ub798 \uc720\ud615: \uac1c\uc778 \ub300 \uac00\ub9f9\uc810(P2M) \uac70\ub798\uac00 37.92%\ub97c \ucc28\uc9c0\ud588\uc9c0\ub9cc, \ub9e4\uc7a5 \ub0b4 POS(Point-Of-Sale) \uacb0\uc81c\ub294 2031\ub144\uae4c\uc9c0 36.65%\uc758 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \uae30\ub85d\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4.<br \/>\n*   \uc560\ud50c\ub9ac\ucf00\uc774\uc158: \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798\uac00 32.21%\uc758 \uc218\uc775 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud588\uc73c\ub098, \uc6b4\uc1a1 \ubc0f \ubb3c\ub958 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 38.66%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc785\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790: \uac1c\uc778 \uc0ac\uc6a9\uc790\uac00 71.46%\ub97c \ucc28\uc9c0\ud588\uc9c0\ub9cc, \uae30\uc5c5 \uc0ac\uc6a9\uc740 34.51%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed: \ubd81\ubbf8\uac00 38.61%\uc758 \uc810\uc720\uc728\ub85c \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc774\uc5c8\uc73c\ub098, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2031\ub144\uae4c\uc9c0 34.24%\uc758 \uac00\uc7a5 \uac15\ub825\ud55c \uc131\uc7a5 \uada4\ub3c4\ub97c \ubcf4\uc77c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p># \uae00\ub85c\ubc8c \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>\uc131\uc7a5 \ub3d9\uc778:<\/p>\n<p>1.  UPI \ubc0f PIX\uc640 \uac19\uc740 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ud3ed\ubc1c\uc801\uc778 \ub3c4\uc785: \uc815\ubd80 \uc9c0\uc6d0 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uc911\uac1c \uc218\uc218\ub8cc\ub97c \uc5c6\uc560\uace0 24\/7 \uac00\uc6a9\uc131\uc744 \uc81c\uacf5\ud558\uc5ec \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ube44\ud574 \uc0c1\ub2f9\ud55c \ube44\uc6a9 \uc6b0\uc704\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ube0c\ub77c\uc9c8\uc758 PIX\ub294 2025\ub144 \uc6d4 60\uc5b5 \uac74\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud588\uc73c\uba70, 5\ub144 \ub0b4 \uc804\uc790\uc0c1\uac70\ub798 \uc9c0\ucd9c\uc758 58%\uac00 PIX\ub97c \uc0ac\uc6a9\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc778\ub3c4\uc758 UPI\ub3c4 \uc720\uc0ac\ud55c \uaddc\ubaa8\ub97c \ubcf4\uc774\uba70 \ud0dc\uad6d \ub4f1 \uc544\uc138\uc548 \uc2dc\uc7a5\uc73c\ub85c \ud655\uc0b0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc740 \ub370\uc774\ud130 \ud604\uc9c0\ud654, \ud1b5\ud654 \uac10\ub3c5 \uac15\ud654, \uacc4\uc88c \uac04 \ubaa8\ub378\ub85c\uc758 \uc804\ud658\uc744 \uac00\uc18d\ud654\ud569\ub2c8\ub2e4.<br \/>\n2.  QR \ucf54\ub4dc \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\ub294 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc \ud560\uc778: \uc778\ub3c4\uc640 \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ubb34\uc218\uc218\ub8cc \ub610\ub294 \ub300\ud3ed \ud560\uc778\ub41c \uac00\ub9f9\uc810 \uc81c\ub3c4\ub294 \uc18c\uaddc\ubaa8 \uc18c\ub9e4\uc5c5\uccb4\uc758 \uacb0\uc81c \uc218\uc6a9 \uc7a5\ubcbd\uc744 \ud06c\uac8c \ub0ae\ucdb0 QR \ucf54\ub4dc \ubcf4\uae09\uc744 \uac00\uc18d\ud654\ud569\ub2c8\ub2e4. \uc778\ub3c4\ub294 2024-25 \ud68c\uacc4\uc5f0\ub3c4\uc5d0 UPI \uc778\uc13c\ud2f0\ube0c\ub85c 1,500\uc5b5 \ub8e8\ud53c(1\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec)\ub97c \ubc30\uc815\ud588\uc73c\uba70, \uc778\ub3c4\ub124\uc2dc\uc544\uc758 QRIS\ub294 \uc18c\uc561 \uac70\ub798\uc5d0 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud558\uc9c0 \uc54a\uc544 \ud604\uae08 \uc911\uc2ec \ubd80\ubb38\uc758 \uacf5\uc2dd\ud654\ub97c \ucd09\uc9c4\ud569\ub2c8\ub2e4.<br \/>\n3.  \uc288\ud37c \uc571 \uc0dd\ud0dc\uacc4\uc758 \uace0\ucc29\ud654: \uc911\uad6d \ubc0f \ub3d9\ub0a8\uc544\uc2dc\uc544 \uae30\uc220 \uae30\uc5c5\ub4e4\uc740 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \ud50c\ub7ab\ud3fc \ub0b4\uc5d0 \uacb0\uc81c\ub97c \ud1b5\ud569\ud558\uc5ec \ub3c5\ub9bd\ud615 \uc9c0\uac11\uc774 \ub530\ub77c\uc7a1\uae30 \uc5b4\ub824\uc6b4 \ub192\uc740 \uc77c\uc0c1 \uc0ac\uc6a9\ub960\uc744 \ucc3d\ucd9c\ud569\ub2c8\ub2e4. AlipayHK\ub294 \uad50\ud1b5, \uc2dd\uc0ac, \uc7ac\uc815 \uacc4\ud68d\uc744 \ud558\ub098\uc758 \uc778\ud130\ud398\uc774\uc2a4\uc5d0\uc11c \uc9c0\uc6d0\ud558\uba70, Alipay+ \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uad6d\uacbd \uac04 \ub3c4\ub2ec \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc218\uc775 \ucc3d\ucd9c\uc740 \uac70\ub798 \uc218\uc218\ub8cc\uc5d0\uc11c \ub370\uc774\ud130 \uae30\ubc18 \uc11c\ube44\uc2a4\ub85c \uc804\ud658\ub429\ub2c8\ub2e4.<br \/>\n4.  NFC \uae30\ubc18 \ub300\uc911\uad50\ud1b5 \ud504\ub85c\uc81d\ud2b8: \ub300\uc911\uad50\ud1b5 \ub2f9\uad6d\uc740 \ud0ed \ud22c \ud398\uc774(tap-to-pay) \ud589\ub3d9\uc744 \uc77c\ubc18\ud654\ud558\ub294 \uace0\ube48\ub3c4 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub274\uc695 MTA\uc758 OMNY \uc2dc\uc2a4\ud15c\uc740 \uc815\uae30 \uc774\uc6a9\uac1d\uc758 76%\uac00 \uc0ac\uc6a9\ud558\uba70 \uc5f0\uac04 2\ucc9c\ub9cc \ub2ec\ub7ec\uc758 \uce74\ub4dc \ubc1c\uae09 \ube44\uc6a9\uc744 \uc808\uac10\ud569\ub2c8\ub2e4. \uc11c\uc6b8\uacfc \ub7f0\ub358\uc758 \uc720\uc0ac\ud55c \ubc30\ud3ec \uc0ac\ub840\ub294 \uac1c\ubc29\ud615 \ube44\uc811\ucd09\uc2dd \uc635\uc158\uc774 \ub3c4\uc785\ub418\uba74 \uc2b9\uac1d \ucc44\ud0dd\ub960\uc774 \uc99d\uac00\ud568\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc81c\uc57d \uc694\uc778:<\/p>\n<p>1.  \ud30c\ud3b8\ud654\ub41c \ud1a0\ud070\ud654 \ud45c\uc900: \uc77c\uad00\uc131 \uc5c6\ub294 \ud1a0\ud070 \ud615\uc2dd\uc740 \uac00\ub9f9\uc810\uc774 \uc5ec\ub7ec SDK(\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c \ud0a4\ud2b8)\ub97c \uad00\ub9ac\ud558\uac8c \ud558\uc5ec \ud1b5\ud569 \ube44\uc6a9\uacfc \uacb0\uc81c \ub9c8\ucc30\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4. NFC \ud3ec\ub7fc\uacfc \uac19\uc740 \uae30\uad00\uc774 \ub2e4\ubaa9\uc801 \ud0ed \uc0ac\uc591\uc744 \uc81c\uc548\ud558\uace0 \uc788\uc9c0\ub9cc, \ucc44\ud0dd\uc740 \uc5ec\uc804\ud788 \uace0\ub974\uc9c0 \uc54a\uc544 \uad50\ucc28 \uc9c0\uac11 \uc218\uc6a9\uc744 \uc800\ud574\ud569\ub2c8\ub2e4.<br \/>\n2.  \uad6d\uacbd \uac04 \uc9c0\uac11 \uae30\ubc18 \uac70\ub798\uc758 \ub192\uc740 \ucc28\uc9c0\ubc31 \ube44\uc728: \uad00\ud560\uad8c\ub9c8\ub2e4 \uc2e0\uc6d0 \ud655\uc778\uc774 \ub2e4\ub974\uba74 \uc0ac\uae30 \uc704\ud5d8\uc774 \uc99d\uac00\ud569\ub2c8\ub2e4. \uae08\uc735\uc548\uc815\uc704\uc6d0\ud68c(FSB)\ub294 \uad6d\uacbd \uac04 \uacb0\uc81c \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ub300\ud55c \uac10\ub3c5 \uac15\ud654\ub97c \uc694\uad6c\ud558\uba70 \ub192\uc740 \ucc28\uc9c0\ubc31 \ubc1c\uc0dd\ub960\uc744 \uc5b8\uae09\ud588\uc2b5\ub2c8\ub2e4. \ud45c\uc900\ud654\ub41c \uaddc\uc815 \uc900\uc218\uac00 \uc774\ub8e8\uc5b4\uc9c8 \ub54c\uae4c\uc9c0 \ub192\uc740 \ubd84\uc7c1\ub960\uc740 \uad6d\uacbd \uac04 \uac70\ub798\ub7c9\uc744 \uc81c\ud55c\ud569\ub2c8\ub2e4.<br \/>\n3.  \ub9e4\uc7a5 \ub0b4 NFC \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28: \ubbf8\uad6d \ub0b4 \uc774\uc911 \ud0ed(dual-tap) \ud750\ub984\uc5d0\uc11c \ub9e4\uc7a5 \ub0b4 NFC \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28\ub294 \uacb0\uc81c \uacbd\ud5d8\uc744 \ubcf5\uc7a1\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4.<br \/>\n4.  AML\/KYC \ub9c8\ucc30: \uc544\ud504\ub9ac\uce74 2\ub4f1\uae09 \uc740\ud589\uc758 \uc9c0\uac11 \uc628\ubcf4\ub529\uc744 \ub2a6\ucd94\ub294 AML\/KYC(\uc790\uae08\uc138\ud0c1\ubc29\uc9c0\/\uace0\uac1d\ud655\uc778) \ub9c8\ucc30\uc740 \uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c \uc131\uc7a5\uc744 \uc800\ud574\ud569\ub2c8\ub2e4.<\/p>\n<p># \uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p>*   \uacb0\uc81c \uc720\ud615: \uc6d0\uaca9 \uacb0\uc81c\uac00 2025\ub144 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc758 64.32%\ub97c \ucc28\uc9c0\ud558\uba70 \uc804\uc790\uc0c1\uac70\ub798\uc758 \ubaa8\uba58\ud140\uc744 \ubc18\uc601\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadfc\uac70\ub9ac \uacb0\uc81c\ub294 \uc18c\ub9e4 \ubc0f \ub300\uc911\uad50\ud1b5 \ubd84\uc57c\uc758 \uad11\ubc94\uc704\ud55c NFC \ub3c4\uc785\uc5d0 \ud798\uc785\uc5b4 35.92%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uac70\ub798 \uc720\ud615: \uac1c\uc778 \ub300 \uac00\ub9f9\uc810(P2M) \uac70\ub798\uac00 2025\ub144 37.92%\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc9c0\ub9cc, \ub9e4\uc7a5 \ub0b4 POS \uac70\ub798\ub7c9\uc740 \uc18c\ub9e4\uc5c5\uccb4\ub4e4\uc774 \ub2e8\ub9d0\uae30\ub97c \uc5c5\uadf8\ub808\uc774\ub4dc\ud558\uace0 \uc18c\ud504\ud2b8POS\ub97c \ucd94\uac00\ud558\uba70 \ub85c\uc5f4\ud2f0 \uc5f0\ub3d9 \ud0ed\uc744 \ud65c\uc6a9\ud568\uc5d0 \ub530\ub77c 36.65%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc560\ud50c\ub9ac\ucf00\uc774\uc158: \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798\ub294 2025\ub144 32.21%\uc758 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\uba70 \uc9c0\uac11 \ucc44\ud0dd\uc758 \uae30\uc900\uc120 \uc5ed\ud560\uc744 \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc6b4\uc1a1 \ubc0f \ubb3c\ub958 \uc0ac\uc6a9 \uc0ac\ub840\ub294 2031\ub144\uae4c\uc9c0 38.66%\uc758 CAGR\ub85c \uc131\uc7a5\ud558\uc5ec \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uace0\ube48\ub3c4 \ubaa8\ube4c\ub9ac\ud2f0 \uc9c0\ucd9c\ub85c \uc774\ub3d9\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790: \uac1c\uc778 \uc0ac\uc6a9\uc790\uac00 2025\ub144 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc758 71.46%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uae30\uc5c5 \uc0ac\uc6a9\uc740 \uae30\uc5c5\ub4e4\uc774 \uc9c0\uae09 \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \ub514\uc9c0\ud138\ud654\ud558\uace0 \uc2e4\uc2dc\uac04 \uc7ac\ubb34 \uac00\uc2dc\uc131\uc744 \uc694\uad6c\ud568\uc5d0 \ub530\ub77c 34.51%\uc758 CAGR\ub85c \uac00\uc18d\ud654\ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p># \uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \ubd81\ubbf8\ub294 \ud655\uace0\ud55c \uce74\ub4dc \ub808\uc77c, \uad11\ubc94\uc704\ud55c \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960, \uac15\ub825\ud55c NFC \ub2e8\ub9d0\uae30 \ucee4\ubc84\ub9ac\uc9c0\uc5d0 \ud798\uc785\uc5b4 38.61%\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud3ec\ud654 \uc0c1\ud0dc\uc5d0 \uadfc\uc811\ud558\uace0 \uac00\ub9f9\uc810\ub4e4\uc774 2024\ub144 \ucd1d 1,872\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \uc2a4\uc640\uc774\ud504 \uc218\uc218\ub8cc\uc5d0 \uc774\uc758\ub97c \uc81c\uae30\ud558\uba74\uc11c \uc810\uc9c4\uc801\uc778 \uc131\uc7a5\uc740 \ub454\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \uac15\ud654\ub294 \uc800\ube44\uc6a9 \ubaa8\ubc14\uc77c \ub124\uc774\ud2f0\ube0c \uc635\uc158\uc758 \uacf5\uac04\uc744 \uc5f4\uc5b4\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 UPI, Pix \uc2a4\ud0c0\uc77c \uc2dc\uc2a4\ud15c, \uc288\ud37c \uc571 \uc0dd\ud0dc\uacc4\uc758 \ub300\uaddc\ubaa8 \ucc44\ud0dd\uc5d0 \ud798\uc785\uc5b4 34.24%\uc758 CAGR\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc740 \uc804\uc790\uc0c1\uac70\ub798\uc5d0\uc11c 82%\uc758 \uc9c0\uac11 \ubcf4\uae09\ub960\uc744 \uae30\ub85d\ud588\uc73c\uba70, \uc778\ub3c4\ub294 \uc628\ub77c\uc778 \ubc0f \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc5d0\uc11c 50%\ub97c \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4. \uc815\ubd80\ub294 \ubcf4\uc870\uae08 \uc9c0\uae09\uc5d0 \ub514\uc9c0\ud138 \ub808\uc77c\uc744 \ud65c\uc6a9\ud558\uc5ec \uc9c0\uac11\uc744 \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \ub354\uc6b1 \uae4a\uc774 \ud1b5\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ASEAN QR \ucf54\ub4dc \uc5f0\ub3d9\uacfc \uac19\uc740 \uc9c0\uc5ed \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uad6d\uacbd \uac04 \uac00\ub9f9\uc810 \uc218\uc6a9\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \uc720\ub7fd\uc740 \uc989\uc2dc \uacb0\uc81c \uc758\ubb34\ud654\uc640 \ub2e4\uac00\uc624\ub294 \ub514\uc9c0\ud138 \uc720\ub85c \ud30c\uc77c\ub7ff\uc744 \ud1b5\ud574 \uafb8\uc900\ud55c \ubc1c\uc804\uc744 \uacbd\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74: \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\ub294 \ube0c\ub77c\uc9c8\uc758 PIX\ub97c \ud1b5\ud574 \ube60\ub978 \uaddc\ubaa8 \ud655\uc7a5\uc744 \ubcf4\uc5ec\uc8fc\uba70, 2024\ub144 640\uc5b5 \uac74\uc758 \uac70\ub798\ub97c \uae30\ub85d\ud558\uace0 NFC \ud655\uc7a5\uc744 \uc900\ube44\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74: \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\ub294 \ud63c\ud569\ub41c \uada4\uc801\uc744 \ubcf4\uc785\ub2c8\ub2e4. \uac78\ud504 \uad6d\uac00\ub4e4\uc740 \uc2a4\ub9c8\ud2b8 \uc2dc\ud2f0 \uacb0\uc81c \ub808\uc774\uc5b4\ub97c \uc120\ub3c4\ud558\ub294 \ubc18\uba74, AML\/KYC \ubcd1\ubaa9 \ud604\uc0c1\uc740 \uc544\ud504\ub9ac\uce74 2\ub4f1\uae09 \uc740\ud589\uc758 \uc628\ubcf4\ub529\uc744 \ub2a6\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># \uacbd\uc7c1 \ud658\uacbd \ubc0f \uc8fc\uc694 \uae30\uc5c5<\/p>\n<p>\uacbd\uc7c1\uc740 \uc9c0\uc5ed\uc801\uc73c\ub85c \ud30c\ud3b8\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. Visa\uc640 Mastercard\ub294 \ub300\ubd80\ubd84\uc758 \uad6d\uacbd \uac04 \uccad\uc0b0\uc744 \ud1b5\uc81c\ud558\uc9c0\ub9cc, \ubb34\uc218\uc218\ub8cc \ub808\uc77c\uc774 \uc6b0\uc138\ud55c \uad6d\ub0b4 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc810\uc720\uc728\uc744 \uc783\uace0 \uc788\uc2b5\ub2c8\ub2e4. Apple\uc740 Chrome \ube0c\ub77c\uc6b0\uc800 \uc9c0\uc6d0 \ubc0f BNPL(\uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c) \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ub3c4\ub2ec \ubc94\uc704\ub97c \ud655\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc911\uad6d \uae30\uc5c5\uc778 Alipay\uc640 WeChat Pay\ub294 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \ubc88\ub4e4\ub9c1\uacfc \ub370\uc774\ud130 \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158\uc744 \ud65c\uc6a9\ud558\uc5ec \uc790\uad6d \uc2dc\uc7a5\uc5d0\uc11c \uac70\uc758 \uc644\uc804\ud55c \uc9c0\ubc30\ub825\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4. GrabPay \ubc0f Paytm\uacfc \uac19\uc740 \uc9c0\uc5ed \uacbd\uc7c1\uc790\ub4e4\uc740 \uc288\ud37c \uc571 \uacbd\uc81c\ub97c \ud65c\uc6a9\ud558\uc5ec \ub3d9\ub0a8\uc544\uc2dc\uc544\uc640 \uc778\ub3c4\uc5d0\uc11c \uc785\uc9c0\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Stripe\ub294 AI \ub124\uc774\ud2f0\ube0c \uace0\uac1d\uc744 \uae30\ubc18\uc73c\ub85c 2024\ub144 1\uc870 4\ucc9c\uc5b5 \ub2ec\ub7ec\uc758 \uac70\ub798\ub7c9\uc744 \uae30\ub85d\ud558\uba70 \uc804\ubb38 \uc778\uc218\uc5c5\uccb4\ub97c \uc120\ub3c4\ud558\uace0 \uc788\uc73c\uba70, Adyen\uc740 \uae30\uc5c5 \uc634\ub2c8\ucc44\ub110 \uc804\ud658\uc744 \ud3ec\ucc29\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc804\ub7b5\uc801 \ucd08\uc810\uc740 \uad6d\uacbd \uac04 \uc0c1\ud638 \uc6b4\uc6a9\uc131, B2B \uc790\ub3d9\ud654, AI \uae30\ubc18 \uc704\ud5d8 \uc644\ud654\ub85c \uc774\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Block, Circle, TD Bank\uc758 \ud2b9\ud5c8 \ucd9c\uc6d0\uc740 \ubcf4\uc548 \ub514\uc9c0\ud138 \uc790\uc0b0 \ubcf4\uad00 \ubc0f \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \uc9c0\uac11\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uacb0\uc81c\ub97c \ub370\uc774\ud130 \ubd84\uc11d \ubc0f \uc870\uc815 \uc11c\ube44\uc2a4\uc640 \ud1b5\ud569\ud560 \uc218 \uc788\ub294 \uc81c\uacf5\uc5c5\uccb4\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \ud655\uc7a5\ub418\ub294 \uac00\uce58 \ud480\uc744 \ud3ec\ucc29\ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc0b0\uc5c5 \ub9ac\ub354:<br \/>\n*   Alphabet (Google Pay)<br \/>\n*   Apple Inc.<br \/>\n*   Samsung Electronics (Samsung Pay)<br \/>\n*   PayPal Holdings<br \/>\n*   Amazon Pay<\/p>\n<p># \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 6\uc6d4: FairPrice Group\uacfc Google Cloud\ub294 \ud074\ub77c\uc6b0\ub4dc \uc5f0\uacb0 \uce74\ud2b8, \uc2a4\uce94 \uc564 \ud398\uc774, \uc0dd\uccb4 \uc778\uc2dd \uacb0\uc81c\ub97c \ud2b9\uc9d5\uc73c\ub85c \ud558\ub294 &#8216;\ubbf8\ub798\ud615 \ub9e4\uc7a5(Store of Tomorrow)&#8217; \uac1c\ub150\uc744 \ucd9c\uc2dc\ud558\uba70 \uc790\uc728 \uc18c\ub9e4 \uc5ec\uc815\uc73c\ub85c\uc758 \uc804\ud658\uc744 \uc54c\ub838\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 6\uc6d4: T-money\ub294 \ud55c\uad6d \ub300\uc911\uad50\ud1b5\uc5d0\uc11c Apple Pay \ud638\ud658\uc131\uc744 \uc9c0\uc6d0\ud558\uc5ec NFC \uc218\uc6a9 \ubc94\uc704\ub97c \ub300\uc911\uad50\ud1b5\uc5d0\uc11c \uc77c\uc0c1 \uad6c\ub9e4\ub85c \ud655\uc7a5\ud558\uace0 \uc9c0\uac11 \ud3b8\uc758\uc131\uc744 \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 5\uc6d4: Visa\ub294 Featurespace\ub97c \uc778\uc218\ud558\uc5ec \uace0\uae09 \ud589\ub3d9 \uc0ac\uae30 \ubc29\uc9c0 \uae30\ub2a5\uc744 \uacb0\uc81c \ucc98\ub9ac \uc2a4\ud0dd\uc5d0 \ud1b5\ud569\ud558\uace0 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5 \ub0b4 \uc2e4\uc2dc\uac04 \uc704\ud5d8 \uc810\uc218\ub97c \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 4\uc6d4: \ubbf8\uad6d \ubc95\uc6d0\uc740 Apple\uc774 \ubc18\uacbd\uc7c1\uc801 \ud589\uc704\ub85c \ubbfc\uc0ac\uc0c1 \ubaa8\uc695\uc8c4\ub97c \uc800\uc9c8\ub800\ub2e4\uace0 \ud310\uacb0\ud558\uc5ec \uc571 \uc678\ubd80 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc218\uc218\ub8cc \ubd80\uacfc\ub97c \ucc28\ub2e8\ud558\uace0 iOS \uc0dd\ud0dc\uacc4 \ub0b4 \uac8c\uc774\ud2b8\ud0a4\ud37c\uc758 \uc601\ud5a5\ub825\uc744 \uc57d\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc740 \ud734\ub300\ud3f0\uc774\ub098 \ud0dc\ube14\ub9bf\uacfc \uac19\uc740 \ud734\ub300\uc6a9 \uc804\uc790 \uae30\uae30\ub97c \ud65c\uc6a9\ud558\uc5ec \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uc790\ub3d9\ud654\ud558\uace0, \uc218\ud45c\ub098 \ud604\uae08 \ub300\uc2e0 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc790\uae08\uc744 \uc774\uccb4\ud558\ub294 \ub300\uc548\uc801\uc778 \uacb0\uc81c \ubc29\uc2dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf8 \ubcf4\uace0\uc11c\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \ud604\ud669, \uc131\uc7a5 \ub3d9\ub825, \uc81c\uc57d \uc694\uc778, \uacbd\uc7c1 \ud658\uacbd \ubc0f \ubbf8\ub798 \uc804\ub9dd\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc740 2026\ub144 \uae30\uc900 6\uc870 7,900\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc774\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 32.53%\uc758 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uc5ec 27\uc870 7,300\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 34.24%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc9c0\uc5ed\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. \uadfc\uc811 \uacb0\uc81c(Proximity Payments)\ub294 NFC \uae30\ubc18 \ub300\uc911\uad50\ud1b5 \ud504\ub85c\uc81d\ud2b8 \ubc0f \ube44\uc811\ucd09\uc2dd \uc18c\ub9e4\uc810 \uc5c5\uadf8\ub808\uc774\ub4dc\uc5d0 \ud798\uc785\uc5b4 35.92%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uba70, \uae30\uc5c5 \ubd80\ubb38\uc740 \uc2e4\uc2dc\uac04 \ud604\uae08 \uad00\ub9ac \ubc0f \uc790\ub3d9\ud654\ub41c \uc870\uc815 \uc694\uad6c\uc5d0 \ub530\ub77c 34.51%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825\uc73c\ub85c\ub294 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \ubc0f \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc9c0\uc5ed\uc5d0\uc11c\uc758 UPI \ubc0f PIX\uc640 \uac19\uc740 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ud3ed\ubc1c\uc801\uc778 \ub3c4\uc785, \uc778\ub3c4\uc640 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c QR \ucf54\ub4dc \uc0ac\uc6a9\uc744 \ucd09\uc9c4\ud558\ub294 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc(MDR) \ubcf4\uc870\uae08 \uc815\ucc45, \uc911\uad6d \ubc0f \ub3d9\ub0a8\uc544\uc2dc\uc544 \uae30\uc220 \ub300\uae30\uc5c5\ub4e4\uc758 \uc288\ud37c \uc571 \uc0dd\ud0dc\uacc4 \uc7a0\uae08 \ud6a8\uacfc, \ub274\uc695 MTA OMNY\uc640 \uac19\uc740 NFC \uae30\ubc18 \ub300\uc911\uad50\ud1b5 \ud504\ub85c\uc81d\ud2b8\ub97c \ud1b5\ud55c \ub3c4\uc2dc \uadfc\uc811 \uc18c\ube44 \uac00\uc18d\ud654, \uadf8\ub9ac\uace0 iDEAL 2.0, \ube0c\ub77c\uc9c8 Pix, FedNow\uc640 \uac19\uc740 \uc218\uc218\ub8cc \uc5c6\ub294 \uacc4\uc88c \uac04(A2A) \uc9c0\uac11\uc758 \ud655\uc0b0\uc774 \uce74\ub4dc \uc218\uc218\ub8cc\ub97c \uc555\ubc15\ud558\uace0 \uac70\ub798\ub7c9\uc744 \uc804\ud658\uc2dc\ud0a4\ub294 \uc810 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \ud30c\ud3b8\ud654\ub41c \ud1a0\ud070\ud654 \ud45c\uc900\uc73c\ub85c \uc778\ud55c \uc9c0\uac11 \uac04 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uc800\ud574, \uad6d\uacbd \uac04 \uc9c0\uac11 \uae30\ubc18 \uac70\ub798\uc5d0\uc11c\uc758 \ub192\uc740 \ucc28\uc9c0\ubc31 \ube44\uc728, \ubbf8\uad6d \ub0b4 \uc774\uc911 \ud0ed(Dual-Tap) \ud750\ub984\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ub9e4\uc7a5 \ub0b4 NFC \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28, \uadf8\ub9ac\uace0 \uc544\ud504\ub9ac\uce74 2\ub4f1\uae09 \uc740\ud589\uc5d0\uc11c\uc758 AML\/KYC \ub9c8\ucc30\ub85c \uc778\ud55c \uc9c0\uac11 \uc628\ubcf4\ub529 \uc9c0\uc5f0 \ub4f1\uc774 \uc9c0\uc801\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubbf8\ub798\ub97c \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c\uc758 \uc9c4\ud654, \uc6e8\uc5b4\ub7ec\ube14 \uae30\uae30, \uc0dd\uccb4 \uc778\uc2dd \uacb0\uc81c, \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \uc601\ud5a5 \ub4f1 \ub2e4\uc591\ud55c \uce21\uba74\uc5d0\uc11c \uc870\uba85\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc804\uc790\uc0c1\uac70\ub798\uc5d0\uc11c\uc758 \uc804\uc790\uc9c0\uac11 \ud65c\uc6a9\ub3c4 \uc99d\uac00\uc640 \ub514\uc9c0\ud138 \uc0c1\uac70\ub798 \uc9c0\ucd9c\uc758 \ud655\ub300, \ubaa8\ubc14\uc77c \ucee4\uba38\uc2a4 \uce68\ud22c\uc728 \uc2ec\ud654\uac00 \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc740\ud589 \uc0b0\uc5c5\uc5d0\ub294 \ubaa8\ubc14\uc77c \uae30\uc220 \ud22c\uc790, \uc740\ud589-\uc774\ub3d9\ud1b5\uc2e0\uc0ac(MNO) \ud30c\ud2b8\ub108\uc2ed, \uc815\ubd80-\uac1c\uc778(G2P) \uacb0\uc81c \uae30\ud68c \ub4f1\uc758 \ubcc0\ud654\ub97c \uac00\uc838\uc62c \uac83\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4. \ub610\ud55c, PIX \ubc0f FedNow\uc640 \uac19\uc740 \uc218\uc218\ub8cc \uc5c6\ub294 \uc2e4\uc2dc\uac04 \uacc4\uc88c \uac04(A2A) \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \uae30\uc874 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc758 \uc218\uc218\ub8cc \uae30\ubc18 \uc218\uc775 \ubaa8\ub378\uc5d0 \uc555\ub825\uc744 \uac00\ud558\uba70 \uac70\ub798\ub7c9\uc744 \uc804\ud658\uc2dc\ud0a4\uace0 \uc788\ub2e4\ub294 \uc810\uc774 \uac15\uc870\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc740 \uacb0\uc81c \uc720\ud615(\uadfc\uc811 \uacb0\uc81c, \uc6d0\uaca9 \uacb0\uc81c), \uac70\ub798 \uc720\ud615(P2P, \ub9e4\uc7a5 \ub0b4 POS, P2M\/\uccb4\ud06c\uc544\uc6c3), \uc560\ud50c\ub9ac\ucf00\uc774\uc158(\uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798, \uc6b4\uc1a1 \ubc0f \ubb3c\ub958, \uc219\ubc15 \ubc0f \uc2dd\ud488 \uc11c\ube44\uc2a4, \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38), \ucd5c\uc885 \uc0ac\uc6a9\uc790(\uac1c\uc778, \uae30\uc5c5), \uadf8\ub9ac\uace0 \uc9c0\uc5ed(\ubd81\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591, \ub0a8\ubbf8, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4. \uacbd\uc7c1 \ud658\uacbd\uc740 Alphabet (Google Pay), Apple Inc., Samsung Electronics (Samsung Pay), PayPal Holdings, Amazon Pay, Visa, Mastercard, Ant Group (Alipay), Tencent (WeChat Pay), Kakao Pay \ub4f1 \uae00\ub85c\ubc8c \ubc0f \uc9c0\uc5ed \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \ud65c\ubc1c\ud55c \uacbd\uc7c1\uacfc \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c, \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc740 \uae30\uc220 \ud601\uc2e0\uacfc \uc18c\ube44\uc790 \ud589\ub3d9 \ubcc0\ud654\uc5d0 \ud798\uc785\uc5b4 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc744 \uc9c0\uc18d\ud560 \uac83\uc774\uba70, \ud2b9\ud788 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uacfc \uacc4\uc88c \uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \uc774\ub7ec\ud55c \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ub3d9\ud5a5\uc744 \uc774\ud574\ud558\uace0, \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ubc0f \uaddc\uc81c \uc900\uc218\uc640 \uac19\uc740 \uacfc\uc81c\ub97c \ud574\uacb0\ud558\uba70 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ubaa8\uc0c9\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-32544","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/32544"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=32544"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/32544\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=32544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=32544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=32544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}