{"id":32874,"date":"2026-02-09T10:11:09","date_gmt":"2026-02-09T10:11:09","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/atm-market-mordor\/"},"modified":"2026-09-11T13:48:20","modified_gmt":"2026-09-11T04:48:20","slug":"atm-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/atm-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 ATM \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026\ub144 &#8211; 2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/atm-market-1730983358511-ATM.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/atm-market-size-image-1768488243771.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc2a4\ub9c8\ud2b8 ATM\uc758 \ub4f1\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.2 \ud604\uae08 \uc758\uc874 \uacbd\uc81c\uc758 \ub3c4\uc2dc\ud654 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.3 \ube44\uc811\ucd09 \ubc0f \uce74\ub4dc \uc5c6\ub294 ATM \uac70\ub798 \ucc44\ud0dd \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.4 \ud604\uae08 \uc7ac\ud65c\uc6a9 \ubc0f \uc785\uae08 \uae30\ub2a5 \ud655\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.5 &#8220;\uc11c\ube44\uc2a4\ud615 ATM&#8221; \uad6c\ub3c5 \ubaa8\ub378\ub85c\uc758 \uc804\ud658<\/li>\n<li class=\"toc-level-3\">4.2.6 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \ud655\uc7a5\ud558\ub294 \uc554\ud638\ud654\ud3d0 ATM\uc758 \ucd9c\ud604<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \ubcf4\uc548 \ubc0f \uc0ac\uc774\ubc84 \ubc94\uc8c4 \uc704\ud611 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc131\uc219 \uc2dc\uc7a5\uc5d0\uc11c ATM \ud3d0\uc1c4\ub97c \uc720\ub3c4\ud558\ub294 \uc9c0\uc810 \ud569\ub9ac\ud654<\/li>\n<li class=\"toc-level-3\">4.3.3 IAD \uacbd\uc81c\uc5d0 \ud574\ub97c \ub07c\uce58\ub294 \uad50\ud658 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uaddc\uc81c \uc0c1\ud55c\uc120<\/li>\n<li class=\"toc-level-3\">4.3.4 \ud604\uae08 \uc720\ud1b5 \ubc0f \ud0c4\uc18c \ubc1c\uc790\uad6d \uac10\uc18c\ub97c \uc704\ud55c \uc9c0\uc18d \uac00\ub2a5\uc131 \ucd94\uc9c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc8fc\uc694 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c \ud3c9\uac00<\/li>\n<li class=\"toc-level-2\">4.5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.8 \uc8fc\uc694 \uc774\ud574\uad00\uacc4\uc790 \uc601\ud5a5 \ud3c9\uac00<\/li>\n<li class=\"toc-level-2\">4.9 \uc8fc\uc694 \uc0ac\uc6a9 \uc0ac\ub840 \ubc0f \uc0ac\ub840 \uc5f0\uad6c<\/li>\n<li class=\"toc-level-2\">4.10 \uc2dc\uc7a5\uc758 \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/li>\n<li class=\"toc-level-2\">4.11 \ud22c\uc790 \ubd84\uc11d<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uc138\ubd84\ud654<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \ubc30\ud3ec \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \ud604\uc7a5 ATM<\/li>\n<li class=\"toc-level-3\">5.1.2 \ube44\ud604\uc7a5 ATM<\/li>\n<li class=\"toc-level-3\">5.1.3 \uc791\uc5c5 \ud604\uc7a5 ATM<\/li>\n<li class=\"toc-level-3\">5.1.4 \ubaa8\ubc14\uc77c ATM<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uae30\uc874 \/ \uc740\ud589 ATM<\/li>\n<li class=\"toc-level-3\">5.2.2 \ube0c\ub77c\uc6b4 \ub77c\ubca8 ATM<\/li>\n<li class=\"toc-level-3\">5.2.3 \ud654\uc774\ud2b8 \ub77c\ubca8 ATM<\/li>\n<li class=\"toc-level-3\">5.2.4 \uc2a4\ub9c8\ud2b8 \/ \uc9c0\ub2a5\ud615 ATM<\/li>\n<li class=\"toc-level-3\">5.2.5 \ud604\uae08 \uc778\ucd9c ATM<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc18c\ub9e4 \ubc0f \ud3b8\uc758\uc810<\/li>\n<li class=\"toc-level-3\">5.3.3 \uad50\ud1b5 \ud5c8\ube0c<\/li>\n<li class=\"toc-level-3\">5.3.4 \uc219\ubc15 \ubc0f \ub808\uc800<\/li>\n<li class=\"toc-level-3\">5.3.5 \uae30\ud0c0 \uc0c1\uc5c5 \uc2dc\uc124<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc11c\ube44\uc2a4 \ubaa8\ub378\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ubc30\ud3ec \uc194\ub8e8\uc158<\/li>\n<li class=\"toc-level-3\">5.4.2 \uad00\ub9ac\ud615 ATM \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.5.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \ubd81\uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.3.7 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\ub3d9<\/li>\n<li class=\"toc-level-5\">5.5.4.1.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.5.4.1.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.4.1.3 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-5\">5.5.4.1.4 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-5\">5.5.4.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.5.4.2.2 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.4.2.3 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-5\">5.5.4.2.4 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.5.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.5.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.5.5 \uc544\uc138\uc548<\/li>\n<li class=\"toc-level-4\">5.5.5.6 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.5.5.7 \ub274\uc9c8\ub79c\ub4dc<\/li>\n<li class=\"toc-level-4\">5.5.5.8 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Diebold Nixdorf Incorporated<\/li>\n<li class=\"toc-level-3\">6.4.2 NCR Atleos Corporation<\/li>\n<li class=\"toc-level-3\">6.4.3 Hyosung TNS Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 Fujitsu Limited<\/li>\n<li class=\"toc-level-3\">6.4.5 GRG Banking Equipment Co., Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.6 Hitachi Channel Solutions Corporation<\/li>\n<li class=\"toc-level-3\">6.4.7 HESS Cash Systems GmbH and Co. KG<\/li>\n<li class=\"toc-level-3\">6.4.8 Euronet Worldwide, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.9 Triton Systems of Delaware LLC<\/li>\n<li class=\"toc-level-3\">6.4.10 Cardtronics plc<\/li>\n<li class=\"toc-level-3\">6.4.11 Link Scheme Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.12 NoteMachine Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.13 Nautilus Hyosung America Inc.<\/li>\n<li class=\"toc-level-3\">6.4.14 Glory Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.15 ACI Worldwide, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.16 KAL ATM Software GmbH<\/li>\n<li class=\"toc-level-3\">6.4.17 Fiserv, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.18 OKI Electric Industry Co., Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.19 Banco24Horas (SA Rede Banorte S.A.)<\/li>\n<li class=\"toc-level-3\">6.4.20 CMS Info Systems Limited<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ATM \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \ub3d9\ud5a5 \ubd84\uc11d (2026-2031)<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc790\ub3d9\ud654\ub41c \ud154\ub7ec \uba38\uc2e0(ATM) \uc2dc\uc7a5\uc758 \uaddc\ubaa8, \uc0b0\uc5c5 \ub3d9\ud5a5 \ubc0f \uc810\uc720\uc728\uc744 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0\uc758 \uae30\uac04\uc5d0 \uac78\uccd0 \uc0c1\uc138\ud788 \ubd84\uc11d\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ud655\uc0b0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc2a4\ub9c8\ud2b8 \ub2e8\ub9d0\uae30, \ud604\uae08 \uc7ac\ud65c\uc6a9 \ubaa8\ub4c8, \ube44\uc811\ucd09\uc2dd \uae30\ub2a5 \ub4f1 \ubb3c\ub9ac\uc801 \uc140\ud504\uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \ud22c\uc790\ub294 ATM \uc2dc\uc7a5\uc758 \uad00\ub828\uc131\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \ud604\uae08 \ucc98\ub9ac \ube44\uc6a9 \uc808\uac10\uc744 \uc704\ud574 ATM \uae30\uae30\ub97c \uad50\uccb4\ud558\uace0 \uc788\uc73c\uba70, \ub3c5\ub9bd \uc124\uce58\uc5c5\uccb4\ub4e4\uc740 \uae08\uc735 \uc18c\uc678 \uc9c0\uc5ed\uc5d0 ATM\uc744 \ucd94\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ub9e4\uc5c5\uccb4\ub4e4\uc740 ATM\uc744 \uace0\uac1d \uc720\uce58 \ubc0f \ud604\uae08 \uad00\ub9ac \ud6a8\uc728\ud654 \uc218\ub2e8\uc73c\ub85c \ud65c\uc6a9\ud558\uba70, \uc2e0\ud765 \uacbd\uc81c\uad6d\uc758 \uaddc\uc81c \ub2f9\uad6d\uc740 \ud604\uae08 \uc811\uadfc\uc131\uc744 \uae08\uc735 \ud3ec\uc6a9\uc758 \uc6b0\uc120\uc21c\uc704\ub85c \uac04\uc8fc\ud558\uc5ec ATM \uc124\uce58\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd<\/p>\n<p>ATM \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2026\ub144 256\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \ucd94\uc815\ub418\uba70, 2025\ub144 249\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c \uc131\uc7a5\ud558\uc5ec 2031\ub144\uc5d0\ub294 297\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 3.06%\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \ubd81\ubbf8\uac00 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc73c\ub85c, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<\/p>\n<p># 2. \uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778<\/p>\n<p>ATM \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \uc2a4\ub9c8\ud2b8 ATM\uc758 \ub4f1\uc7a5 (+1.2% CAGR \uc601\ud5a5): \uc0dd\uccb4 \uc778\uc2dd \ub85c\uadf8\uc778, \ud654\uc0c1 \ubc45\ud0b9, AI \uae30\ubc18 \ud604\uae08 \uc608\uce21 \uae30\ub2a5\uc744 \ud1b5\ud569\ud55c \uc2a4\ub9c8\ud2b8 \ub2e8\ub9d0\uae30\ub294 ATM\uc744 \uc18c\uaddc\ubaa8 \uc9c0\uc810\uc73c\ub85c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud6a8\uc131 \uc544\uba54\ub9ac\uce74(Hyosung Americas)\uc758 NFC \uc9c0\uc6d0 \uc18c\ub9e4\uc6a9 ATM \ucd9c\uc2dc\ub294 \ubcf4\uc548 \ubc0f \ucc98\ub9ac\ub7c9\uc744 \uac1c\uc120\ud558\uba70, \ud6c4\uc9c0\ucbd4(Fujitsu)\uc758 AI \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5c5\ub370\uc774\ud2b8 \ub178\ub825\uc744 50% \uc808\uac10\ud558\uc5ec \uc6b4\uc601 \ube44\uc6a9 \uc808\uac10 \ud6a8\uacfc\ub97c \uc785\uc99d\ud569\ub2c8\ub2e4. \uc774\ub294 \uae00\ub85c\ubc8c \uc740\ud589\ub4e4\uc774 \uc9c0\uc810 \ud569\ub9ac\ud654\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uace0\uac1d \uacbd\ud5d8\uc758 \uc9c8\uc744 \ubcf4\ud638\ud558\ub294 \uc9c0\ub2a5\ud615 \uc7a5\uce58\ub85c \uc804\ud658\ud558\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<br \/>\n*   \ud604\uae08 \uc758\uc874 \uacbd\uc81c\uc758 \ub3c4\uc2dc\ud654 \uc99d\uac00 (+0.8% CAGR \uc601\ud5a5): \uc778\ub3c4, \uc778\ub3c4\ub124\uc2dc\uc544, \ub098\uc774\uc9c0\ub9ac\uc544, \uba55\uc2dc\ucf54 \ub4f1 \ud604\uae08 \uc911\uc2ec \uacbd\uc81c\uad8c\uc758 \ub300\ub3c4\uc2dc \uc131\uc7a5\uc740 \uc218\ubc31\ub9cc \uba85\uc758 \ud604\uae08 \uc911\uc2ec \uc18c\ube44\uc790\ub97c \ubc00\uc9d1\ub41c \ud5c8\ube0c\uc5d0 \uc9d1\uc911\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c5\ub9bd \uc124\uce58\uc5c5\uccb4\ub4e4\uc740 \uc774\ub7ec\ud55c ATM \uaca9\ucc28\ub97c \ud574\uc18c\ud558\uba70, \ub0a8\uc544\ud504\ub9ac\uce74\uacf5\ud654\uad6d\uc758 \ube44\uc740\ud589 \uc6b4\uc601\uc790\ub4e4\uc774 \uc9c0\uc810 \uc218\uac00 \uc81c\ud55c\uc801\uc778 \uc9c0\uc5ed\uc5d0\uc11c \ud604\uae08 \ud750\ub984\uc744 \uc720\uc9c0\ud558\ub294 \uc0ac\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ube44\uc811\ucd09\uc2dd \ubc0f \uce74\ub4dc \uc5c6\ub294 \uac70\ub798 \ucc44\ud0dd \uc99d\uac00 (+0.9% CAGR \uc601\ud5a5): \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uae09\uc99d\ud55c \ube44\uc811\ucd09\uc2dd \uc0c1\ud638\uc791\uc6a9\uc740 \uc9c0\uc18d\uc801\uc778 \ucd94\uc138\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ucee4\uba3c\uc6f0\uc2a4 \uc740\ud589(Commonwealth Bank)\uc758 QR \ucf54\ub4dc \uc778\ucd9c \uae30\ub2a5\uc740 \uace0\uac1d\uc774 \ubaa8\ubc14\uc77c\ub85c \ud604\uae08\uc744 \ubbf8\ub9ac \uc900\ube44\ud560 \uc218 \uc788\uac8c \ud558\uc5ec \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \ucde8\uc57d\uc131\uc744 \uc81c\uac70\ud558\uace0 \ucc98\ub9ac \uc2dc\uac04\uc744 \ub2e8\ucd95\ud569\ub2c8\ub2e4.<br \/>\n*   \ud604\uae08 \uc7ac\ud65c\uc6a9 \ubc0f \uc785\uae08 \uae30\ub2a5 \ud655\uc7a5 (+0.7% CAGR \uc601\ud5a5): \ud604\uae08 \uc7ac\ud65c\uc6a9\uae30\ub294 \uc785\uae08\ub41c \uc9c0\ud3d0\ub97c \uc778\ucd9c\uc6a9\uc73c\ub85c \uc7ac\ubd84\ubc30\ud558\uc5ec \ud604\uae08 \uc218\uc1a1(CIT) \ud69f\uc218\uc640 \uae08\uace0 \ud604\uae08 \uc794\uc561\uc744 \uc904\uc785\ub2c8\ub2e4. \ub2e4\uc774\ubcfc\ub4dc \ub2c9\uc2a4\ub3c4\ub974\ud504(Diebold Nixdorf)\uc758 DN \uc2dc\ub9ac\uc988\ub294 \ud53c\ub808\uc6b0\uc2a4 \uc740\ud589(Piraeus Bank)\uc774 1,200\uac1c \ub2e8\ub9d0\uae30\ub97c \uc7ac\uc124\uacc4\ud558\uc5ec \ucc98\ub9ac \ube44\uc6a9\uacfc \uc190\uc2e4 \uc704\ud5d8\uc744 \ub0ae\ucd94\ub294 \ub370 \uae30\uc5ec\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   &#8220;ATM-as-a-Service&#8221; \ubaa8\ub378\ub85c\uc758 \uc804\ud658 (+0.6% CAGR \uc601\ud5a5): \ud2b9\ud788 \uc131\uc219 \uc2dc\uc7a5\uc5d0\uc11c ATM-as-a-Service \ubaa8\ub378\ub85c\uc758 \uc804\ud658\uc740 \uc790\uc0b0 \uacbd\ub7c9\ud654 \uacc4\uc57d\uc744 \ud1b5\ud574 \uc740\ud589 \uc790\ubcf8\uc744 \ud655\ubcf4\ud558\uace0 \uacf5\uae09\uc5c5\uccb4\uc758 \ubc18\ubcf5 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uba70, \uc18c\uaddc\ubaa8 \uae08\uc735 \uae30\uad00\uc758 \uc9c4\uc785 \uc7a5\ubcbd\uc744 \ub0ae\ucdb0 ATM \uc2dc\uc7a5\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc554\ud638\ud654\ud3d0 ATM\uc758 \ucd9c\ud604 (+0.4% CAGR \uc601\ud5a5): \ubd81\ubbf8\ub97c \uc911\uc2ec\uc73c\ub85c \uc720\ub7fd \ubc0f \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc73c\ub85c \ud655\uc0b0\ub418\uace0 \uc788\ub294 \uc554\ud638\ud654\ud3d0 ATM\uc740 \uc0ac\uc6a9\uc790\uac00 \ubc95\uc815 \ud654\ud3d0\ub97c \ube44\ud2b8\ucf54\uc778\uc73c\ub85c \uad50\ud658\ud558\uac70\ub098 \uadf8 \ubc18\ub300\ub85c \ud560 \uc218 \uc788\uac8c \ud558\uc5ec \uc2dc\uc7a5 \uc131\uc7a5\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 3. \uc2dc\uc7a5 \uc131\uc7a5 \uc800\ud574 \uc694\uc778<\/p>\n<p>ATM \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \ubcf4\uc548 \ubc0f \uc0ac\uc774\ubc84 \ubc94\uc8c4 \uc704\ud611 \uc99d\uac00 (-0.8% CAGR \uc601\ud5a5): 2024\ub144 \ubb3c\ub9ac\uc801 \uacf5\uaca9\uc774 600% \uc99d\uac00\ud588\uc73c\uba70, \uc720\uc555\uc2dd &#8220;\ud6c5 \uc564 \uccb4\uc778&#8221; \uc0ac\uac74\uc740 \ud3c9\uade0 12\ub9cc \ub2ec\ub7ec\uc758 \uc190\uc2e4\uc744 \ucd08\ub798\ud588\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4 ATM\uc758 85%\uac00 \uc9c0\uc6d0\ub418\uc9c0 \uc54a\ub294 \uc6b4\uc601 \uccb4\uc81c \uc774\ubbf8\uc9c0\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\uc5b4 \uc7ad\ud31f\ud305(jackpotting) \uc545\uc131\ucf54\ub4dc\uc5d0 \ucde8\uc57d\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc704\ud611\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud55c \uc0dd\uccb4 \uc778\uc2dd 2\ucc28 \uc778\uc99d, \uc885\ub2e8 \uac04 \uc554\ud638\ud654, AI \uc774\uc0c1 \uac10\uc9c0 \ub4f1\uc758 \uc870\uce58\ub294 \uc790\ubcf8 \ubc0f \uc6b4\uc601 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ucf1c \ub2e8\uae30 \uc218\uc775\uc131\uc744 \uc800\ud574\ud569\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc810 \ud569\ub9ac\ud654\ub85c \uc778\ud55c ATM \ud3d0\uc1c4 (-0.6% CAGR \uc601\ud5a5): \ubbf8\uad6d\uacfc \uc720\ub7fd\uc758 \ub300\ud615 \uc740\ud589\ub4e4\uc740 \ubd80\ub3d9\uc0b0 \uac04\uc811\ube44\ub97c \uc904\uc774\uae30 \uc704\ud574 \uad50\uc678 \uc9c0\uc810\uc744 \ud3d0\uc1c4\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc640 \ud568\uaed8 \uc9c0\uc810 \ub0b4 ATM\ub3c4 \uc81c\uac70\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. PNC\ub294 2024\ub144\uc5d0 10% \uc774\uc0c1\uc758 \uc9c0\uc810\uc744 \ucd95\uc18c\ud558\uc5ec \ub514\uc9c0\ud138 \uc0ac\uc6a9\ub7c9\uc774 \ucd5c\uace0\uc870\uc5d0 \ub2ec\ud55c \uc9c0\uc5ed\uc758 ATM \ub124\ud2b8\uc6cc\ud06c\ub97c \uc904\uc600\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uad50\ud658 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uaddc\uc81c \uc0c1\ud55c\uc120 (-0.4% CAGR \uc601\ud5a5): \ubd81\ubbf8\ub97c \uc911\uc2ec\uc73c\ub85c \ud55c \uad50\ud658 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uaddc\uc81c \uc0c1\ud55c\uc120\uc740 ATM \uc6b4\uc601\uc790\uc758 \uc218\uc775\uc131\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ud604\uae08 \uc0ac\uc6a9 \uc5b5\uc81c\ub97c \uc704\ud55c \uc9c0\uc18d \uac00\ub2a5\uc131 \ucd94\uc9c4 (-0.3% CAGR \uc601\ud5a5): \uc720\ub7fd\uc744 \uc911\uc2ec\uc73c\ub85c \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ud655\uc0b0\ub418\ub294 \ud604\uae08 \uc0ac\uc6a9 \uc5b5\uc81c \ub178\ub825\uc740 \uc7a5\uae30\uc801\uc73c\ub85c ATM \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc81c\ud55c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 4. \uc138\uadf8\uba3c\ud2b8\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \ubc30\uce58 \uc720\ud615\ubcc4:<br \/>\n    *   \uc624\ud504\uc0ac\uc774\ud2b8(Off-site) ATM\uc740 2025\ub144 ATM \uc2dc\uc7a5 \uc218\uc775 \uc810\uc720\uc728\uc758 38.12%\ub97c \ucc28\uc9c0\ud558\uba70 \ube44\uc9c0\uc810 \uc811\uc810(\uc1fc\ud551\ubab0, \uad50\ud1b5 \ud5c8\ube0c, \ub300\ud615 \uc0c1\uc810 \ub4f1)\uc73c\ub85c\uc758 \uc2dc\uc7a5 \uc804\ud658\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<br \/>\n    *   \ubaa8\ubc14\uc77c ATM\uc740 2031\ub144\uae4c\uc9c0 8.61%\uc758 \uac00\uc7a5 \ub192\uc740 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc774 \uc7ac\ub09c \uc9c0\uc5ed, \ucf58\uc11c\ud2b8, \ub18d\ucd0c \ubc15\ub78c\ud68c \ub4f1\uc5d0 \ud2b8\ub7ed \uae30\ubc18 \ud0a4\uc624\uc2a4\ud06c\ub97c \ubc30\uce58\ud558\uba74\uc11c \uc804\ub7b5\uc801 \uc720\uc5f0\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc9e7\uc740 \uc124\uce58 \ub9ac\ub4dc \ud0c0\uc784\uacfc \ub0ae\uc740 \ucd08\uae30 \ube44\uc6a9\uc73c\ub85c \uc218\uc694\ub97c \ud14c\uc2a4\ud2b8\ud558\ub294 \ub370 \uc774\uc0c1\uc801\uc785\ub2c8\ub2e4.<br \/>\n*   ATM \uc720\ud615\ubcc4:<br \/>\n    *   \ud604\uae08 \uc778\ucd9c\uae30(Cash Dispenser)\ub294 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 40.72%\ub97c \ucc28\uc9c0\ud558\uba70 \uc77c\uc0c1\uc801\uc778 \uc778\ucd9c\uc744 \ub2f4\ub2f9\ud558\uc9c0\ub9cc, \uc740\ud589\ub4e4\uc774 \uc218\ud45c \uc774\ubbf8\uc9c0 \ucc98\ub9ac, \uacf5\uacfc\uae08 \ub0a9\ubd80, \uc678\ud658 \uac70\ub798 \ub4f1 \ub2e4\uae30\ub2a5 \uae30\uae30\ub85c \uc608\uc0b0\uc744 \uc804\ud658\ud558\uba74\uc11c \uc131\uc7a5\uc138\uac00 \ub454\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    *   \uc2a4\ub9c8\ud2b8\/\uc9c0\ub2a5\ud615 ATM\uc740 2031\ub144\uae4c\uc9c0 8.80%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc0dd\uccb4 \uc778\uc2dd \uc190\ubc14\ub2e5 \uc815\ub9e5 \ub85c\uadf8\uc778, \uace0\ud654\uc9c8 \ud654\uc0c1 \uc9c0\uc6d0 \uc138\uc158, \ub2e4\uc911 \ud1b5\ud654 \ud604\uae08 \ubaa8\ub4c8\uc740 \uc18c\uaddc\ubaa8 \uc9c0\uc810 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uba70, \ube14\ub85d\uccb4\uc778 \uc9c0\uc6d0 \ud0a4\uc624\uc2a4\ud06c\ub294 \ub514\uc9c0\ud138 \ud1b5\ud654 \uc735\ud569\uc5d0 \ub300\ube44\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4:<br \/>\n    *   \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00(BFSI)\uc740 2025\ub144 ATM \uc2dc\uc7a5 \uaddc\ubaa8\uc758 63.55%\ub97c \ucc28\uc9c0\ud588\uc9c0\ub9cc, \uc218\uc218\ub8cc \uc555\ubc15\uacfc \uaddc\uc81c \uc900\uc218 \ube44\uc6a9\uc73c\ub85c \uc778\ud574 \uc804\ubb38 \uacf5\uae09\uc5c5\uccb4\uc5d0 \uc544\uc6c3\uc18c\uc2f1\ud558\ub294 \uacbd\ud5a5\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    *   \uc18c\ub9e4 \ubc0f \ud3b8\uc758\uc810\uc740 2031\ub144\uae4c\uc9c0 6.09%\uc758 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. 7-\uc77c\ub808\ube10(7-Eleven)\uc774 2025\ub144\uae4c\uc9c0 11,600\uac1c \uc774\uc0c1\uc758 ATM\uc744 \uc124\uce58\ud560 \uacc4\ud68d\uc778 \uac83\uc774 \ub300\ud45c\uc801\uc778 \uc608\uc785\ub2c8\ub2e4. \uacf5\ud56d\uacfc \uac19\uc740 \uad50\ud1b5 \ud5c8\ube0c\ub294 \uad00\uad11\uac1d \uc720\uce58\ub97c \uc704\ud574 \ub2e4\uc911 \ud1b5\ud654 ATM-FX \ud558\uc774\ube0c\ub9ac\ub4dc\ub97c \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc11c\ube44\uc2a4 \ubaa8\ub378\ubcc4:<br \/>\n    *   \ubc30\uce58 \uc194\ub8e8\uc158(Deployment Solutions)\uc740 2025\ub144 \uc218\uc775 \uc810\uc720\uc728\uc758 52.95%\ub97c \ucc28\uc9c0\ud558\uba70 \ud558\ub4dc\uc6e8\uc5b4 \ud310\ub9e4, \uc124\uce58, \uc218\ub9ac \uc11c\ube44\uc2a4\uc640 \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    *   \uad00\ub9ac\ud615 ATM \uc11c\ube44\uc2a4(Managed ATM Services)\ub294 2031\ub144\uae4c\uc9c0 4.66%\uc758 CAGR\ub85c \uc131\uc7a5\ud558\uba70 \ud558\ub4dc\uc6e8\uc5b4 \ubd80\ubb38\uc744 \ub2a5\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ube0c\ub9c1\ud06c\uc2a4(Brink&#8217;s)\uc758 Total Cash Management\ub294 \uae08\uace0 \ud604\uae08 \ubc0f \ubcf4\ucda9 \uc704\ud5d8\uc744 \uad00\ub9ac\ud558\uba70, \uc13c\ub179\uc2a4(Cennox)\ub294 \uc6d0\uaca9 \ubaa8\ub2c8\ud130\ub9c1, \uc704\uae30 \uc218\ub9ac, \uaddc\uc81c \uac10\uc0ac \ub4f1\uc744 \uace0\uc815 \uc6d4\ubcc4 \uac00\uaca9\uc73c\ub85c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p># 5. \uc9c0\uc5ed\ubcc4 \uc2dc\uc7a5 \ubd84\uc11d<\/p>\n<p>*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 37.65%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \ub2ec\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ub3c4\uc758 \uc900\ub3c4\uc2dc \ud655\uc7a5, \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uad70\ub3c4 \ubb3c\ub958 \uc218\uc694, \uc911\uad6d\uc758 \ud558\uc774\ube0c\ub9ac\ub4dc \ud604\uae08-\ub514\uc9c0\ud138 \uc218\uc6a9 \uc9c0\uc810\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \uc218\uc694\uac00 \uc131\uc7a5\uc744 \uacac\uc778\ud569\ub2c8\ub2e4. \uad50\ud658 \uc218\uc218\ub8cc \uc778\uc0c1(INR 23, \uc57d 0.28\ub2ec\ub7ec) \uc815\ucc45\uc740 \uc6b4\uc601\uc790 ROI\ub97c \uac1c\uc120\ud558\uc5ec \uc0c8\ub85c\uc6b4 ATM \ubc30\uce58\ub97c \uc7a5\ub824\ud569\ub2c8\ub2e4.<br \/>\n*   \ubd81\ubbf8: 2031\ub144\uae4c\uc9c0 6.05%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. 31,000\uac1c \uc774\uc0c1\uc758 \uc554\ud638\ud654\ud3d0 \uc9c0\uc6d0 \ud0a4\uc624\uc2a4\ud06c\uac00 \uc0ac\uc6a9\uc790\ub4e4\uc774 \ubc95\uc815 \ud654\ud3d0\ub97c \ube44\ud2b8\ucf54\uc778\uc73c\ub85c \uad50\ud658\ud560 \uc218 \uc788\uac8c \ud558\uba70 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4. 7-\uc77c\ub808\ube10 \ub9e4\uc7a5\uc5d0 4,000\uac1c\uc758 \uc0c8\ub85c\uc6b4 NCR Atleos Allpoint ATM\uc774 \uc124\uce58\ub418\ub294 \ub4f1 \uc18c\ub9e4 \uc81c\ud734\ub294 \uae08\uc735 \uc18c\uc678 \uacc4\uce35\uc5d0\uac8c \uc218\uc218\ub8cc \uc5c6\ub294 \ud604\uae08 \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \uc131\uc219 \uc2dc\uc7a5\uc774\uc9c0\ub9cc \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc801\uc778 ATM \uad00\ub9ac\ub97c \uc120\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucf54\uba54\ub974\uce58\ub2c8 \uc740\ud589(Komer\u010dn\u00ed banka)\uc758 2,000\uac1c \uccb4\ucf54 \ud130\ubbf8\ub110\uc744 \ud3ec\uad04\ud558\ub294 \uacf5\uc720 ATM \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \uc911\ubcf5 \uc6a9\ub7c9\uacfc \uc804\ub825 \uc18c\ube44\ub97c \uc904\uc5ec EU \uadf8\ub9b0 \ub51c \ubaa9\ud45c\uc640 \uc77c\uce58\ud569\ub2c8\ub2e4. \uc2a4\uc6e8\ub4dc\ubc45\ud06c(Swedbank)\uac00 1,141\uac1c\uc758 \ubc1c\ud2b8\ud574 ATM\uc744 \uc720\ub85c\ub137(Euronet)\uc5d0 \ub9e4\uac01\ud55c \uac83\uc740 \ub808\uac70\uc2dc \uae30\uad00\ub4e4\uc774 ATM-as-a-Service \uacbd\uc81c\ud559\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p># 6. \uacbd\uc7c1 \ud658\uacbd \ubc0f \uc8fc\uc694 \uae30\uc5c5<\/p>\n<p>NCR Atleos, Diebold Nixdorf, Hyosung TNS\uc640 \uac19\uc740 3\ub300 OEM-\uc11c\ube44\uc2a4 \ud1b5\ud569\uc5c5\uccb4\uac00 \uace0\uae09 ATM \ucd9c\ud558\ub7c9\uc758 \ub300\ubd80\ubd84\uc744 \ud1b5\uc81c\ud558\uace0 \uc788\uc9c0\ub9cc, GRG Banking, Hitachi Channel Solutions\uc640 \uac19\uc740 \uc9c0\uc5ed \uacbd\uc7c1\uc5c5\uccb4\ub4e4\uc774 \uac00\uaca9 \uacbd\uc7c1\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. NCR Atleos\ub294 60\ub9cc \uac1c \uc774\uc0c1\uc758 \uae00\ub85c\ubc8c ATM\uc744 \uc6b4\uc601\ud558\uba70 \ub9ac\ub205\uc2a4 \uae30\ubc18 \ud074\ub77c\uc6b0\ub4dc \uc544\ud0a4\ud14d\ucc98\ub97c \ud65c\uc6a9\ud558\uc5ec \uc790\uc0b0 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uace0, \ub2e4\uc774\ubcfc\ub4dc \ub2c9\uc2a4\ub3c4\ub974\ud504\ub294 \ud604\uae08 \uc7ac\ud65c\uc6a9\uae30\uc640 AI \uae30\ubc18 \uc0ac\uae30 \ud0d0\uc9c0\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n<p>\uc720\ub85c\ub137\uc758 \ubc1c\ud2b8\ud574 \uc9c0\uc5ed ATM \uc778\uc218\ub294 \uc740\ud589 \uc18c\uc720 ATM\uc774 \ub3c5\ub9bd \uc6b4\uc601\uc5c5\uccb4\ub85c \ud1b5\ud569\ub418\ub294 \uad11\ubc94\uc704\ud55c \ucd94\uc138\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ube0c\ub9c1\ud06c\uc2a4(Brink&#8217;s)\uc640 \uce74\ub4dc\ud2b8\ub85c\ub2c9\uc2a4(Cardtronics)\ub294 \uae08\uace0 \ud604\uae08 \uacf5\uae09, \ub3d9\uc801 \uc608\uce21, \ud1b5\ud569 SLA \ub300\uc2dc\ubcf4\ub4dc\ub97c \ud3ec\uad04\ud558\ub294 \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4 \uc81c\uc548\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ATM \uc2dc\uc7a5\uc740 \uc810\ucc28 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc911\uc2ec\uc73c\ub85c \uc804\ud658\ub418\uace0 \uc788\uc73c\uba70, KAL, Auriga, Software Mind\ub294 \uc740\ud589\uc774 \ub2e8\uc77c \uacf5\uae09\uc5c5\uccb4\uc5d0 \uc885\uc18d\ub418\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\ub294 \ubca4\ub354 \uc911\ub9bd\uc801\uc778 \uc2a4\ud0dd\uc744 \ub77c\uc774\uc120\uc2a4\ud558\uc5ec \ud558\ub4dc\uc6e8\uc5b4 \uc0c1\ud488\ud654\ub97c \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud5c8 \ucd9c\uc6d0 \ub3d9\ud5a5\uc740 \uc0dd\uccb4 \uc778\uc2dd \uc2e4\uc2dc\uac04 \ud655\uc778, \ubcf4\uc548 \uc694\uc18c \ud1a0\ud070\ud654, AI \uae30\ubc18 \ube44\ub514\uc624 \ubd84\uc11d\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uae09\uc99d\ud558\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4\ub4e4\uc740 ISO-20022 \uba54\uc2dc\uc9d5 \ubc0f \ub514\uc9c0\ud138 \ud1b5\ud654 \ubaa8\ub4c8\uc744 \ud1b5\ud569\ud558\uc5ec \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654(CBDC)\uac00 \ucd9c\uc2dc\ub418\ub294 \uc989\uc2dc \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc758 ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870) \uc758\uc81c \ub610\ud55c \ub514\uc790\uc778\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, 99% \uc7ac\ud65c\uc6a9 \uac00\ub2a5\ud55c \uc54c\ub8e8\ubbf8\ub284 \uc100\uc2dc\uc640 \uc800\uc720\ud734 \uc804\ub825 \ubaa8\ub4dc\uac00 \ucc28\ubcc4\ud654 \uc694\uc18c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uacac OEM\ub4e4\uc774 R&#038;D \ubc0f \uae00\ub85c\ubc8c \uc11c\ube44\uc2a4 \ub370\uc2a4\ud06c \uc790\uae08 \uc870\ub2ec\uc744 \uc704\ud55c \uaddc\ubaa8\ub97c \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c M&#038;A \ud65c\ub3d9\uc774 \uac00\uc18d\ud654\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uae30\uc5c5:<br \/>\n*   Diebold Nixdorf Incorporated<br \/>\n*   NCR Corporation<br \/>\n*   Fujitsu<br \/>\n*   Hitachi Channel Solutions Corp.<br \/>\n*   Triton Systems LLC<\/p>\n<p># 7. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 6\uc6d4: \ud6c4\uc9c0\ucbd4\ub294 \uc2dc\uc2a4\ud15c \ud604\ub300\ud654\ub97c 50% \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud55c \uc0ac\ub78c-AI \ud611\ub825\uc744 \uac15\uc870\ud558\ub294 &#8216;\uae30\uc220 \ubc0f \uc11c\ube44\uc2a4 \ube44\uc804 2025&#8217;\ub97c \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 5\uc6d4: 7-\uc77c\ub808\ube10\uc740 \ubbf8\uad6d \uc804\uc5ed\uc758 \ub9e4\uc7a5\uc5d0 4,000\uac1c \uc774\uc0c1\uc758 NCR Atleos Allpoint ATM\uc744 \uc124\uce58\ud558\uae30 \uc2dc\uc791\ud558\uc5ec \uc218\uc218\ub8cc \uc5c6\ub294 \ud604\uae08 \uc811\uadfc\uc131\uc744 \ud655\ub300\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 5\uc6d4: \uce90\ud53c\ud0c8 \uc6d0(Capital One)\uc740 \ub514\uc2a4\ucee4\ubc84 \ud30c\uc774\ub0b8\uc15c \uc11c\ube44\uc2a4(Discover Financial Services)\ub97c 353\uc5b5 \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud558\uc5ec \ubbf8\uad6d\uc5d0\uc11c 6\ubc88\uc9f8\ub85c \ud070 \uc740\ud589\uc744 \ud615\uc131\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 4\uc6d4: \ucf00\uc774\uc2dc\uc2a4 \uc81c\ub108\ub7f4 \uc2a4\ud1a0\uc5b4(Casey&#8217;s General Stores)\ub294 \uce74\ub4dc\ud2b8\ub85c\ub2c9\uc2a4(Cardtronics)\uc640 2,000\uac1c \ub9e4\uc7a5\uc744 \ud3ec\uad04\ud558\ub294 \ub2e4\ub144\uac04\uc758 \ud134\ud0a4 ATM \uacc4\uc57d\uc744 \uccb4\uacb0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p># \uacb0\ub860<\/p>\n<p>ATM \uc2dc\uc7a5\uc740 \ub514\uc9c0\ud138 \uc804\ud658\uc758 \ud750\ub984 \uc18d\uc5d0\uc11c\ub3c4 \uc2a4\ub9c8\ud2b8 \uae30\uc220 \ub3c4\uc785, \ub3c4\uc2dc\ud654, \ube44\uc811\ucd09\uc2dd \uac70\ub798 \ud655\uc0b0, \ud604\uae08 \uc7ac\ud65c\uc6a9 \uae30\ub2a5 \uac15\ud654 \ub4f1 \ub2e4\uc591\ud55c \ub3d9\uc778\uc5d0 \ud798\uc785\uc5b4 \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \uc774\uc5b4\uac08 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc758 \uc131\uc7a5\uc138\uc640 \ubd81\ubbf8 \uc9c0\uc5ed\uc758 \uc554\ud638\ud654\ud3d0 ATM \ub3c4\uc785\uc740 \uc2dc\uc7a5\uc758 \uc5ed\ub3d9\uc131\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ubc18\uba74, \ubcf4\uc548 \uc704\ud611, \uc9c0\uc810 \ud569\ub9ac\ud654, \uaddc\uc81c \uc555\ub825 \ub4f1\uc740 \uc2dc\uc7a5 \uc131\uc7a5\uc758 \uc81c\uc57d \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud560 \uac83\uc785\ub2c8\ub2e4. \uacbd\uc7c1 \ud658\uacbd\uc740 \uc8fc\uc694 OEM\uacfc \uc11c\ube44\uc2a4 \ud1b5\ud569\uc5c5\uccb4 \uac04\uc758 \uacbd\uc7c1 \uc2ec\ud654\uc640 \ud568\uaed8 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc911\uc2ec\uc758 \ud601\uc2e0, ESG \uace0\ub824\uc0ac\ud56d, \uadf8\ub9ac\uace0 M&#038;A \ud65c\ub3d9\uc774 \ud65c\ubc1c\ud558\uac8c \uc804\uac1c\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. ATM\uc740 \ub2e8\uc21c\ud55c \ud604\uae08 \uc778\ucd9c\uae30\ub97c \ub118\uc5b4 \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \uc911\uc694\ud55c \uc811\uc810\uc73c\ub85c \uc9c4\ud654\ud558\uba70, \ubbf8\ub798 \uae08\uc735 \ud658\uacbd\uc5d0\uc11c \uadf8 \uc5ed\ud560\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc7ac\uc815\uc758\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc804 \uc138\uacc4 ATM(Automated Teller Machine) \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. ATM\uc740 \uac1c\uc778 \uc0ac\uc6a9\uc790\uac00 \uc740\ud589 \uc601\uc5c5 \uc2dc\uac04 \uc678\uc5d0\ub3c4 \ub2e4\uc591\ud55c \uc740\ud589 \uac70\ub798\ub97c \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uc790\ub3d9\ud654\ub41c \uc7a5\uce58\ub85c \uc815\uc758\ub429\ub2c8\ub2e4. \ubcf8 \uc5f0\uad6c\ub294 \uc804 \uc138\uacc4 ATM \ud310\ub9e4\ub97c \ud1b5\ud574 \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc744 \ucd94\uc801\ud558\uace0, \uc2dc\uc7a5 \ucd94\uc815 \ubc0f \uc608\uce21 \uae30\uac04 \ub3d9\uc548\uc758 \uc131\uc7a5\ub960\uc744 \ub4b7\ubc1b\uce68\ud558\ub294 \uc8fc\uc694 \uc2dc\uc7a5 \ubcc0\uc218, \uadfc\ubcf8\uc801\uc778 \uc131\uc7a5 \ub3d9\uc778, \uadf8\ub9ac\uace0 \uc5c5\uacc4 \uc8fc\uc694 \uacf5\uae09\uc5c5\uccb4\ub97c \ubd84\uc11d\ud569\ub2c8\ub2e4. \ub610\ud55c, COVID-19\uc758 \uc5ec\ud30c\uc640 \uae30\ud0c0 \uac70\uc2dc\uacbd\uc81c\uc801 \uc694\uc778\uc774 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc804\ubc18\uc801\uc778 \uc601\ud5a5\ub3c4 \uc2ec\uce35\uc801\uc73c\ub85c \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \ud604\ud669 \ubc0f \uc8fc\uc694 \ub3d9\uc778\/\uc81c\uc57d \uc694\uc778<br \/>\nATM \uc2dc\uc7a5\uc740 \uc5ec\ub7ec \ud575\uc2ec \ub3d9\uc778\uc5d0 \uc758\ud574 \uc131\uc7a5\uc774 \uac00\uc18d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \ube44\ub514\uc624 \ubc45\ud0b9, \uc0dd\uccb4 \uc778\uc2dd, \ud604\uae08 \uc7ac\ud65c\uc6a9 \uae30\ub2a5\uc744 \ud1b5\ud569\ud55c \uc2a4\ub9c8\ud2b8 ATM\uc758 \ub4f1\uc7a5\uc740 \uc2dc\uc7a5 \ud655\uc7a5\uc758 \uc8fc\uc694 \uc6d0\ub3d9\ub825\uc785\ub2c8\ub2e4. \ub458\uc9f8, \ud604\uae08 \uc758\uc874\ub3c4\uac00 \ub192\uc740 \uacbd\uc81c\uad8c\uc5d0\uc11c \ub3c4\uc2dc\ud654\uac00 \ube60\ub974\uac8c \uc9c4\ud589\ub418\uba74\uc11c ATM \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \ube44\uc811\ucd09 \ubc0f \uce74\ub4dc \uc5c6\ub294 ATM \uac70\ub798 \ubc29\uc2dd\uc758 \ucc44\ud0dd\uc774 \ud655\uc0b0\ub418\uace0 \uc788\uc73c\uba70, \ud604\uae08 \uc7ac\ud65c\uc6a9 \ubc0f \uc785\uae08 \uae30\ub2a5\uc758 \ud655\uc7a5\uc774 \uc2dc\uc7a5 \uc131\uc7a5\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, &#8216;\uc11c\ube44\uc2a4\ud615 ATM(ATM-as-a-Service)&#8217; \uad6c\ub3c5 \ubaa8\ub378\ub85c\uc758 \uc804\ud658\uacfc \uc554\ud638\ud654\ud3d0 ATM\uc758 \ucd9c\ud604\uc73c\ub85c \uc0ac\uc6a9 \uc0ac\ub840\uac00 \ub2e4\uc591\ud574\uc9c0\ub294 \uc810\ub3c4 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uba87 \uac00\uc9c0 \uc81c\uc57d \uc694\uc778\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubcf4\uc548 \ubc0f \uc0ac\uc774\ubc84 \ubc94\uc8c4 \uc704\ud611\uc758 \uc99d\uac00\ub294 ATM \uc6b4\uc601\uc5d0 \ub300\ud55c \uc6b0\ub824\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc131\uc219 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc740\ud589 \uc9c0\uc810\uc758 \ud569\ub9ac\ud654\ub85c \uc778\ud574 ATM \ud3d0\uc1c4\uac00 \uc99d\uac00\ud558\ub294 \ucd94\uc138\uc785\ub2c8\ub2e4. \ub3c5\ub9bd ATM \uc6b4\uc601\uc790(IAD)\uc758 \uacbd\uc81c\uc131\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc778\ud130\uccb4\uc778\uc9c0 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uaddc\uc81c \uc0c1\ud55c\uc120\ub3c4 \uc81c\uc57d \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud604\uae08 \uc720\ud1b5 \ubc0f \ud0c4\uc18c \ubc1c\uc790\uad6d \uac10\uc18c\ub97c \uc704\ud55c \uc9c0\uc18d \uac00\ub2a5\uc131 \ucd94\uc9c4 \ub178\ub825 \ub610\ud55c \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc774 \uc678\uc5d0\ub3c4 \uc8fc\uc694 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c \ud3c9\uac00, \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d, \uae30\uc220 \uc804\ub9dd, Porter\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d, \uc8fc\uc694 \uc774\ud574\uad00\uacc4\uc790 \uc601\ud5a5 \ud3c9\uac00, \ud575\uc2ec \uc0ac\uc6a9 \uc0ac\ub840 \ubc0f \uc0ac\ub840 \uc5f0\uad6c, \uac70\uc2dc\uacbd\uc81c\uc801 \uc694\uc778\uc758 \uc2dc\uc7a5 \uc601\ud5a5, \ud22c\uc790 \ubd84\uc11d \ub4f1\uc744 \ud3ec\ud568\ud558\uc5ec \uc2dc\uc7a5\uc758 \ub2e4\uac01\uc801\uc778 \uce21\uba74\uc744 \uc870\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>2. \uc2dc\uc7a5 \uc138\ubd84\ud654<br \/>\nATM \uc2dc\uc7a5\uc740 \ub2e4\uc591\ud55c \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubc29\uc2dd: \ud604\uc7a5(On-site) ATM, \ube44\ud604\uc7a5(Off-site) ATM, \uc791\uc5c5\uc7a5(Work-site) ATM, \ubaa8\ubc14\uc77c(Mobile) ATM.<br \/>\n*   \uc720\ud615: \uae30\uc874\/\uc740\ud589 ATM, \ube0c\ub77c\uc6b4 \ub77c\ubca8 ATM, \ud654\uc774\ud2b8 \ub77c\ubca8 ATM, \uc2a4\ub9c8\ud2b8\/\uc9c0\ub2a5\ud615 ATM, \ud604\uae08 \uc778\ucd9c \uc804\uc6a9 ATM.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790: \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00, \uc18c\ub9e4 \ubc0f \ud3b8\uc758\uc810, \uad50\ud1b5 \ud5c8\ube0c, \uc219\ubc15 \ubc0f \ub808\uc800 \uc2dc\uc124, \uae30\ud0c0 \uc0c1\uc5c5 \uc2dc\uc124.<br \/>\n*   \uc11c\ube44\uc2a4 \ubaa8\ub378: \ubc30\ud3ec \uc194\ub8e8\uc158, \uad00\ub9ac\ud615 ATM \uc11c\ube44\uc2a4.<br \/>\n*   \uc9c0\uc5ed: \ubd81\ubbf8(\ubbf8\uad6d, \uce90\ub098\ub2e4, \uba55\uc2dc\ucf54), \ub0a8\ubbf8(\ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098 \ub4f1), \uc720\ub7fd(\uc601\uad6d, \ub3c5\uc77c, \ud504\ub791\uc2a4, \uc774\ud0c8\ub9ac\uc544, \uc2a4\ud398\uc778, \ubd81\uc720\ub7fd \ub4f1), \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74(\uc911\ub3d9, \uc544\ud504\ub9ac\uce74 \uc138\ubd80 \uad6d\uac00 \ud3ec\ud568), \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(\uc911\uad6d, \uc778\ub3c4, \uc77c\ubcf8, \ud55c\uad6d, \uc544\uc138\uc548, \ud638\uc8fc, \ub274\uc9c8\ub79c\ub4dc \ub4f1)\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4. \uac01 \uc138\uadf8\uba3c\ud2b8\ubcc4 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc608\uce21(USD \uae30\uc900)\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<p>3. \uacbd\uc7c1 \ud658\uacbd \ubc0f \uc8fc\uc694 \uae30\uc5c5<br \/>\n\uacbd\uc7c1 \ud658\uacbd \uc139\uc158\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc774 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. Diebold Nixdorf Incorporated, NCR Atleos Corporation, Hyosung TNS Inc., Fujitsu Limited, GRG Banking Equipment Co., Ltd. \ub4f1 20\uac1c \uc774\uc0c1\uc758 \uc8fc\uc694 \uae30\uc5c5\uc5d0 \ub300\ud55c \uc0c1\uc138 \ud504\ub85c\ud544\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud504\ub85c\ud544\uc5d0\ub294 \uae00\ub85c\ubc8c \ubc0f \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \uc138\uadf8\uba3c\ud2b8, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5\uc801 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ub4f1\uc774 \uba85\uc2dc\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>4. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<br \/>\n\ubcf4\uace0\uc11c\ub294 \ubbf8\uac1c\ucc99 \uc2dc\uc7a5(White-space) \ubc0f \ubbf8\ucda9\uc871 \uc218\uc694\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \ud5a5\ud6c4 \uc2dc\uc7a5 \uae30\ud68c\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p>5. \uc8fc\uc694 \uc2dc\uc7a5 \uc608\uce21<br \/>\n*   \uc2dc\uc7a5 \uaddc\ubaa8: \uc790\ub3d9\ud654\ub41c \ud154\ub7ec \uba38\uc2e0 \uc2dc\uc7a5\uc740 2026\ub144 256.7\uc5b5 \ub2ec\ub7ec\ub85c \ud3c9\uac00\ub418\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 3.06%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4 \uc120\ub3c4: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2025\ub144 37.65%\ub85c \uac00\uc7a5 \ud070 \uc9c0\uc5ed\ubcc4 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \uae08\uc735 \ud3ec\uc6a9 \ud504\ub85c\uadf8\ub7a8\uacfc \ube60\ub978 \ub3c4\uc2dc\ud654\uc5d0 \ud798\uc785\uc740 \uacb0\uacfc\uc785\ub2c8\ub2e4.<br \/>\n*   \uc2a4\ub9c8\ud2b8 ATM \uc131\uc7a5: \ube44\ub514\uc624 \ubc45\ud0b9, \uc0dd\uccb4 \uc778\uc2dd, \ud604\uae08 \uc7ac\ud65c\uc6a9 \uae30\ub2a5\uc744 \ud1b5\ud569\ud55c \uc2a4\ub9c8\ud2b8 ATM\uc740 \uc740\ud589\uc758 \uc120\ud638\ub3c4\uac00 \ub192\uc544\uc9c0\uba74\uc11c \ud574\ub2f9 \uc138\uadf8\uba3c\ud2b8\uac00 8.80%\uc758 CAGR\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc785\ub2c8\ub2e4.<br \/>\n*   \uc554\ud638\ud654\ud3d0 ATM \ud655\uc7a5: \ubd81\ubbf8 \uc9c0\uc5ed\uc774 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uba70, \uc554\ud638\ud654\ud3d0 \uc9c0\uc6d0 ATM\uc740 2031\ub144\uae4c\uc9c0 6.05%\uc758 CAGR\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-32874","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/32874"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=32874"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/32874\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=32874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=32874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=32874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}