{"id":33328,"date":"2026-02-09T14:53:21","date_gmt":"2026-02-09T14:53:21","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/ap-automation-market-mordor\/"},"modified":"2026-09-04T20:04:49","modified_gmt":"2026-09-04T11:04:49","slug":"ap-automation-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/ap-automation-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 AP \uc790\ub3d9\ud654 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/ap-automation-market-1750010097642-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/ap-automation-market-size-image-1768487901245.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc2dc\uc7a5 \uc815\uc758 \ubc0f \uc5f0\uad6c \uac00\uc815<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud604\ud669<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \ub514\uc9c0\ud138 \uc804\ud658 \ubc0f \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \uc7ac\ubb34 \uae30\ub2a5<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc804 \uc138\uacc4 \uc804\uc790 \uc778\ubcf4\uc774\uc2a4 \uc758\ubb34\ud654 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.3 ERP \ubc0f B2B \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc758 \uc784\ubca0\ub514\ub4dc \uacb0\uc81c<\/li>\n<li class=\"toc-level-3\">4.2.4 AI \uae30\ubc18 \uc0ac\uae30 \ud0d0\uc9c0 \uc694\uad6c \uc0ac\ud56d<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc0c1\ud638 \uc6b4\uc6a9 \uac00\ub2a5\ud55c \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub808\uc77c<\/li>\n<li class=\"toc-level-3\">4.2.6 \ud0c4\uc18c \ud68c\uacc4 \ud1b5\ud569 \uc555\ub825<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \ub808\uac70\uc2dc ERP\uc640\uc758 \ub192\uc740 \uc804\ud658 \ubc0f \ud1b5\ud569 \ube44\uc6a9<\/li>\n<li class=\"toc-level-3\">4.3.2 \ub370\uc774\ud130 \uc8fc\uad8c \/ \uc0c1\uc8fc \uaddc\uce59<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc99d\uac00\ud558\ub294 API \ubcf4\uc548 \uacf5\uaca9 \ud45c\uba74<\/li>\n<li class=\"toc-level-3\">4.3.4 \ub3c4\uba54\uc778 \uc219\ub828\ub41c AP \ub370\uc774\ud130 \uacfc\ud559\uc790 \ubd80\uc871<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uc8fc\uc694 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c \ud3c9\uac00<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.2 \uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uad6c\uc131 \uc694\uc18c\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc194\ub8e8\uc158<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \ubc30\ud3ec \ubaa8\ub4dc\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \ud074\ub77c\uc6b0\ub4dc<\/li>\n<li class=\"toc-level-3\">5.2.2 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uae30\uc5c5 \uaddc\ubaa8\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \ub300\uae30\uc5c5<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc911\uc18c\uae30\uc5c5 (SMEs)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc0b0\uc5c5 \uc218\uc9c1\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 BFSI<\/li>\n<li class=\"toc-level-3\">5.4.2 IT \ubc0f \ud1b5\uc2e0<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc18c\ub9e4 \ubc0f \uc18c\ube44\uc7ac<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc758\ub8cc \ubc0f \uc0dd\uba85 \uacfc\ud559<\/li>\n<li class=\"toc-level-3\">5.4.5 \uc81c\uc870<\/li>\n<li class=\"toc-level-3\">5.4.6 \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0<\/li>\n<li class=\"toc-level-3\">5.4.7 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38<\/li>\n<li class=\"toc-level-3\">5.4.8 \uae30\ud0c0<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.5.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \ub7ec\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.7 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.5 \ud638\uc8fc \ubc0f \ub274\uc9c8\ub79c\ub4dc<\/li>\n<li class=\"toc-level-4\">5.5.4.6 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \uc911\ub3d9<\/li>\n<li class=\"toc-level-5\">5.5.5.1.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.5.5.1.2 UAE<\/li>\n<li class=\"toc-level-5\">5.5.5.1.3 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-5\">5.5.5.1.4 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-5\">5.5.5.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.5.5.2.2 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-5\">5.5.5.2.3 \ucf00\ub0d0<\/li>\n<li class=\"toc-level-5\">5.5.5.2.4 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 SAP SE<\/li>\n<li class=\"toc-level-3\">6.4.2 Coupa Software Inc.<\/li>\n<li class=\"toc-level-3\">6.4.3 Oracle Corporation<\/li>\n<li class=\"toc-level-3\">6.4.4 Tipalti Inc.<\/li>\n<li class=\"toc-level-3\">6.4.5 AvidXchange Holdings Inc.<\/li>\n<li class=\"toc-level-3\">6.4.6 Basware Oy<\/li>\n<li class=\"toc-level-3\">6.4.7 Bottomline Technologies Inc.<\/li>\n<li class=\"toc-level-3\">6.4.8 Sage Group plc<\/li>\n<li class=\"toc-level-3\">6.4.9 Zycus Inc.<\/li>\n<li class=\"toc-level-3\">6.4.10 Medius Sverige AB<\/li>\n<li class=\"toc-level-3\">6.4.11 Tradeshift Holdings Inc.<\/li>\n<li class=\"toc-level-3\">6.4.12 Bill.com Holdings Inc.<\/li>\n<li class=\"toc-level-3\">6.4.13 Stampli Inc.<\/li>\n<li class=\"toc-level-3\">6.4.14 Corcentric LLC<\/li>\n<li class=\"toc-level-3\">6.4.15 Procurify Technologies Inc.<\/li>\n<li class=\"toc-level-3\">6.4.16 Paymerang LLC<\/li>\n<li class=\"toc-level-3\">6.4.17 Beanworks Solutions Inc. (Quadient AP)<\/li>\n<li class=\"toc-level-3\">6.4.18 MineralTree Inc. (Global Payments)<\/li>\n<li class=\"toc-level-3\">6.4.19 Airbase Inc.<\/li>\n<li class=\"toc-level-3\">6.4.20 Nanonets Inc.<\/li>\n<li class=\"toc-level-3\">6.4.21 Xelix Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.22 Yooz (ITESOFT S.A.)<\/li>\n<li class=\"toc-level-3\">6.4.23 Pleo Technologies ApS<\/li>\n<li class=\"toc-level-3\">6.4.24 FreshBooks Cloud Accounting Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.25 Corpay Inc. (Comdata Corporate Payments)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5<\/p>\n<ul>\n<li class=\"toc-level-2\">7.1 \ubbf8\uac1c\ucc99 \uc601\uc5ed \ubc0f \ubbf8\ucda9\uc871 \uc694\uad6c \ud3c9\uac00<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>AP \uc790\ub3d9\ud654 \uc2dc\uc7a5 \uaddc\ubaa8, \ub3d9\ud5a5 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d 2031<\/p>\n<p>\uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc131\uc7a5 \uc804\ub9dd<\/p>\n<p>AP(Accounts Payable) \uc790\ub3d9\ud654 \uc2dc\uc7a5\uc740 2026\ub144 69.4\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uc5d0\ub294 124.6\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub418\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 12.44%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. 2025\ub144 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 61.7\uc5b5 \ub2ec\ub7ec\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc7ac\ubb34 \uc544\ud0a4\ud14d\ucc98\uc758 \ud655\uc7a5, \uc804\uc790 \uc778\ubcf4\uc774\uc2a4 \uc758\ubb34\ud654, \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ubc1c\uc804\uc774 \uc8fc\uc694 \ub3d9\ub825\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc218\ub3d9\uc801\uc778 \uc778\ubcf4\uc774\uc2a4 \ucc98\ub9ac \ubc29\uc2dd\uc5d0\uc11c \ubc97\uc5b4\ub098 \ube44\uc6a9 \uc808\uac10, \ub2e4\uad6d\uc801 \uc138\uae08 \uaddc\uc815 \uc900\uc218, \uc2e4\uc2dc\uac04 \ud604\uae08 \ud750\ub984 \uac00\uc2dc\uc131 \ud655\ubcf4\ub97c \ubaa9\ud45c\ub85c AP \uc790\ub3d9\ud654\ub97c \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5(AI)\uc740 \ub370\uc774\ud130 \ucea1\ucc98 \uc815\ud655\ub3c4\uc640 \uc0ac\uae30 \ud0d0\uc9c0 \uae30\ub2a5\uc744 \uac15\ud654\ud558\uc5ec \uc778\ubcf4\uc774\uc2a4-\uacb0\uc81c \uc8fc\uae30\ub97c \ub2e8\ucd95\ud558\uace0 \uac10\uc0ac \uc900\ube44 \ud0dc\uc138\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8, \ubca4\ub354\ub4e4\uc740 \uacb0\uc81c \ubc0f \ud0c4\uc18c \ud68c\uacc4 \ubd80\uac00 \uae30\ub2a5\uc744 \ud50c\ub7ab\ud3fc\uc5d0 \ud1b5\ud569\ud558\uc5ec \uc804\ub7b5\uc801 \uc218\uc775\uc6d0 \ubc0f \ud658\uacbd \ubcf4\uace0 \ud6a8\uc728\uc131\uc744 \ud655\ubcf4\ud558\uba70 \uac00\uaca9 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. ERP \uc8fc\uc694 \uae30\uc5c5, \ud540\ud14c\ud06c \uc804\ubb38 \uae30\uc5c5, \uc218\uc9c1\ud615 SaaS \uae30\uc5c5\ub4e4\uc774 AP, \uc9c0\ucd9c \ubd84\uc11d, \uc784\ubca0\ub514\ub4dc \uacb0\uc81c\ub97c \ud558\ub098\uc758 \uc7ac\ubb34 \uc6b4\uc601 \uacc4\uce35\uc73c\ub85c \ud1b5\ud569\ud558\ub824\ub294 \uacbd\uc7c1\uc774 \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed\ubcc4\ub85c\ub294 \ubd81\ubbf8\uac00 \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc744 \ud615\uc131\ud558\uace0 \uc788\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825<\/p>\n<p>AP \uc790\ub3d9\ud654 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \ud575\uc2ec \ub3d9\ub825\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>1.  \ub514\uc9c0\ud138 \uc804\ud658 \ubc0f \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \uc7ac\ubb34 \uae30\ub2a5: \ucd5c\uace0\uc7ac\ubb34\ucc45\uc784\uc790(CFO)\ub4e4\uc740 \ub514\uc9c0\ud138 \uc7ac\ubb34 \uc804\ud658\uc744 \ucd5c\uc6b0\uc120 \uacfc\uc81c\ub85c \uc0bc\uace0 \uc788\uc73c\uba70, SAP\uc758 \ud074 \ud074\ub77c\uc6b0\ub4dc \ub9e4\ucd9c \uc131\uc7a5\uacfc \uac19\uc740 \uc0ac\ub840\uc5d0\uc11c \ubcfc \uc218 \uc788\ub4ef\uc774 \uae30\uc5c5\ub4e4\uc740 \ub808\uac70\uc2dc ERP\uc5d0\uc11c \ud1b5\ud569 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\ub294 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130, \uc790\ub3d9\ud654\ub41c \uaddc\uc815 \uc900\uc218, \ube60\ub978 AI \ud601\uc2e0\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uba70, \uad6c\ud604 \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\uace0 \ud558\uc774\ube0c\ub9ac\ub4dc \uc5c5\ubb34 \ud658\uacbd\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<br \/>\n2.  \uc804 \uc138\uacc4 \uc804\uc790 \uc778\ubcf4\uc774\uc2a4 \uc758\ubb34\ud654 \uc99d\uac00: 80\uac1c\uad6d \uc774\uc0c1\uc5d0\uc11c \uc138\ubb34 \ub2f9\uad6d\uc5d0 \uc9c1\uc811 \uc5f0\uacb0\ub418\ub294 \uad6c\uc870\ud654\ub41c \uc804\uc790 \uc778\ubcf4\uc774\uc2a4\ub97c \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \uc5f0\ud569\uc758 &#8216;VAT in the Digital Age&#8217; \ud504\ub85c\uadf8\ub7a8\uacfc \uc778\ub3c4\uc758 B2B \uc804\uc790 \uc778\ubcf4\uc774\uc2a4 \uc758\ubb34\ud654\ub294 \uc218\ub3d9 \ud504\ub85c\uc138\uc2a4\ub85c\ub294 \ucda9\uc871\ud558\uae30 \uc5b4\ub824\uc6b4 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \uad50\ud658\uc744 \uc694\uad6c\ud558\uba70, \uc774\ub294 \uae30\uc5c5\ub4e4\uc774 AP \uc790\ub3d9\ud654 \uc194\ub8e8\uc158\uc744 \ub3c4\uc785\ud558\uac8c \ud558\ub294 \uac15\ub825\ud55c \ucd09\ub9e4\uc81c\uac00 \ub429\ub2c8\ub2e4.<br \/>\n3.  ERP \ubc0f B2B \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc5d0 \ub0b4\uc7a5\ub41c \uacb0\uc81c \uae30\ub2a5: \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ud655\uc0b0\uc73c\ub85c \ud50c\ub7ab\ud3fc\uc774 \uad6d\ub0b4\uc678 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub85c \uc9c0\uae09\uae08\uc744 \uc9c1\uc811 \ub77c\uc6b0\ud305\ud558\uc5ec \uc815\uc0b0 \uc9c0\uc5f0\uc744 \uc5c6\uc560\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uacf5\uae09\uc5c5\uccb4 \uc815\uc0b0 \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\uace0 \uc870\uae30 \uacb0\uc81c \ud560\uc778 \ud3ec\ucc29\uc744 \uc99d\uac00\uc2dc\ud0a4\uba70, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubca4\ub354\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \uac70\ub798 \uae30\ubc18 \uc218\uc775\uc744 \ucc3d\ucd9c\ud569\ub2c8\ub2e4.<br \/>\n4.  AI \uae30\ubc18 \uc0ac\uae30 \ud0d0\uc9c0 \uc694\uad6c \uc0ac\ud56d: \uacb0\uc81c\ub7c9\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc7ac\ubb34\ud300\uc740 \ube44\uc815\uc0c1\uc801\uc778 \uacf5\uae09\uc5c5\uccb4, \uc911\ubcf5 \uc778\ubcf4\uc774\uc2a4, \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uc740\ud589 \uacc4\uc88c \ubcc0\uacbd \ub4f1\uc744 \uac10\uc9c0\ud558\ub294 \uba38\uc2e0\ub7ec\ub2dd \ubaa8\ub378\uc744 \ud544\uc694\ub85c \ud569\ub2c8\ub2e4. AI \uc5d4\uc9c4\uc744 \ub0b4\uc7a5\ud55c \ubca4\ub354\ub4e4\uc740 \uc81c\ud488\uc744 \ucc28\ubcc4\ud654\ud558\uace0 \uac15\ub825\ud55c \ub0b4\ubd80 \ud1b5\uc81c\uc5d0 \ub300\ud55c \uac10\uc0ac \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud569\ub2c8\ub2e4.<br \/>\n5.  \uc0c1\ud638 \uc6b4\uc6a9 \uac00\ub2a5\ud55c \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub808\uc77c: FedNow\uc640 \uac19\uc740 \uc2e4\uc2dc\uac04 \uc740\ud589 \uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ub3c4\uc785\uc740 AP \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc5d0 \uc9c1\uc811 \ud1b5\ud569\ub418\uc5b4 \ud6a8\uc728\uc131\uc744 \ub192\uc785\ub2c8\ub2e4.<br \/>\n6.  \ud0c4\uc18c \ud68c\uacc4 \ud1b5\ud569 \uc555\ub825: ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870) \uacf5\uc2dc \uc694\uad6c\uac00 \uc99d\uac00\ud558\uba74\uc11c \uae30\uc5c5\ub4e4\uc740 \uacf5\uae09\uc5c5\uccb4 \uc778\ubcf4\uc774\uc2a4\uc5d0 \ud3ec\ud568\ub41c \ud0c4\uc18c\ub97c \ucd94\uc801\ud574\uc57c \ud558\ub294 \uc555\ub825\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc81c\uc57d \uc694\uc778<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\ub4e4\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n<p>1.  \ub808\uac70\uc2dc ERP\uc640\uc758 \ub192\uc740 \uc804\ud658 \ubc0f \ud1b5\ud569 \ube44\uc6a9: \ub9ce\uc740 \uae30\uc5c5\uc774 \ub9de\ucda4\ud615 SAP ECC \ub610\ub294 Oracle E-Business Suite \ud658\uacbd\uc744 \uc6b4\uc601\ud558\uace0 \uc788\uc73c\uba70, \ud604\ub300\uc801\uc778 AP \ub3c4\uad6c\ub97c \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc5d0 \uc5f0\uacb0\ud558\ub824\uba74 \uc0c1\ub2f9\ud55c \ube44\uc6a9\uacfc \ubcc0\uacbd \uad00\ub9ac\uac00 \ud544\uc694\ud558\uc5ec \uc644\uc804\ud55c \uc790\ub3d9\ud654 \ub3c4\uc785\uc744 \uc9c0\uc5f0\uc2dc\ud0b5\ub2c8\ub2e4.<br \/>\n2.  \ub370\uc774\ud130 \uc8fc\uad8c \ubc0f \uc0c1\uc8fc \uaddc\uce59: \uc720\ub7fd\uc758 GDPR, \uc911\uad6d\uc758 \uc0ac\uc774\ubc84\ubcf4\uc548\ubc95 \ub4f1 \uc9c0\uc5ed\ubcc4 \uaddc\uc81c\ub294 \uae08\uc735 \uae30\ub85d\uc774 \uad6d\uac00 \ub0b4\uc5d0 \ubcf4\uad00\ub418\ub3c4\ub85d \uc694\uad6c\ud558\uba70, \uc774\ub294 \ubca4\ub354\uc758 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0a4\uace0 \uae00\ub85c\ubc8c \ud655\uc7a5\uc131\uc744 \uc81c\ud55c\ud569\ub2c8\ub2e4.<br \/>\n3.  API \ubcf4\uc548 \uacf5\uaca9 \ud45c\uba74 \uc99d\uac00: \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \uae30\uc5c5\uc758 \uacbd\uc6b0 API\ub97c \ud1b5\ud55c \ub370\uc774\ud130 \uad50\ud658\uc774 \uc99d\uac00\ud558\uba74\uc11c \ubcf4\uc548 \uacf5\uaca9\uc5d0 \ub300\ud55c \ucde8\uc57d\uc131\uc774 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n4.  \ub3c4\uba54\uc778 \uc219\ub828 AP \ub370\uc774\ud130 \uacfc\ud559\uc790 \ubd80\uc871: AP \uc790\ub3d9\ud654 \uc194\ub8e8\uc158\uc758 \ubcf5\uc7a1\uc131\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uad00\ub828 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uac16\ucd98 \ub370\uc774\ud130 \uacfc\ud559\uc790 \ubd80\uc871\uc774 \uc2dc\uc7a5 \ud655\uc7a5\uc744 \uc800\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p>*   \uad6c\uc131 \uc694\uc18c\ubcc4: \uc194\ub8e8\uc158 \ubd80\ubb38\uc740 2025\ub144 \ub9e4\ucd9c\uc758 67.30%\ub97c \ucc28\uc9c0\ud558\uba70 \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc778\ubcf4\uc774\uc2a4-\uacb0\uc81c \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uad6c\ub9e4\uc790\uc758 \uc120\ud638\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc11c\ube44\uc2a4 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 15.25%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294\ub370, \uc774\ub294 \uc870\uc9c1\uc774 \ud1b5\ud569, \ubcc0\uacbd \uad00\ub9ac, \uad00\ub9ac\ud615 \uc6b4\uc601 \uc804\ubb38 \uc9c0\uc2dd\uc744 \ud544\uc694\ub85c \ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \uc720\ud615\ubcc4: \uc628\ud504\ub808\ubbf8\uc2a4 \uc124\uce58\ub294 2025\ub144 AP \uc790\ub3d9\ud654 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 54.10%\ub97c \ucc28\uc9c0\ud588\uc9c0\ub9cc, \ud074\ub77c\uc6b0\ub4dc \uad6c\ub3c5\uc740 14.32%\uc758 CAGR\ub85c \ube60\ub974\uac8c \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \uc778\ud504\ub77c\ub294 \uc554\ud638\ud654, \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \uc81c\uc5b4, ISO \uc900\uc218 \ub370\uc774\ud130 \uc13c\ud130\ub85c \uac15\ud654\ub418\uc5b4 \ub9ce\uc740 \uae30\uc5c5 \uc11c\ubc84\ub8f8\ubcf4\ub2e4 \uc6b0\uc218\ud55c \uc131\ub2a5\uc744 \uc81c\uacf5\ud558\uba70, \ucd1d \uc18c\uc720 \ube44\uc6a9\uc744 \uc808\uac10\ud569\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: \ub300\uae30\uc5c5\uc740 \ub192\uc740 \uc778\ubcf4\uc774\uc2a4 \ucc98\ub9ac\ub7c9\uacfc \ubcf5\uc7a1\ud55c \uc2b9\uc778 \uccb4\uacc4\ub85c \uc778\ud574 2025\ub144 \ub9e4\ucd9c\uc758 60.20%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc911\uc18c\uae30\uc5c5(SME)\uc740 \uc9c1\uad00\uc801\uc778 SaaS \uc778\ud130\ud398\uc774\uc2a4\uc640 \uc778\ubcf4\uc774\uc2a4\ub2f9 \uac00\uaca9 \ucc45\uc815\uc744 \ud1b5\ud574 \uc790\ub3d9\ud654\uac00 \ubcf4\ud3b8\ud654\ub418\uba74\uc11c 18.15%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc0b0\uc5c5 \uc218\uc9c1\ubcc4: BFSI(\uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8) \ubd80\ubb38\uc740 \uaddc\uc81c \uac10\ub3c5\uacfc \ub192\uc740 \uac70\ub798\ub7c9 \ub355\ubd84\uc5d0 2025\ub144 \ub9e4\ucd9c\uc758 34.40%\ub97c \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 IT \ubc0f \ud1b5\uc2e0 \ubd80\ubb38\uc740 API \uc6b0\uc120 \uc544\ud0a4\ud14d\ucc98\uc640 \ub370\uc774\ud130 \uae30\ubc18 \uc9c0\ucd9c \ubd84\uc11d\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uc218\uc6a9\ud558\uc5ec 16.98%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc81c\uc870 \ubd80\ubb38\ub3c4 \uc5c4\uaca9\ud55c \uacf5\uae09\uc5c5\uccb4 \ucd94\uc801\uc131\uacfc \uc7ac\ub8cc\ube44 \uc0c1\uc2b9\uc5d0 \uc9c1\uba74\ud558\uba74\uc11c \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \uc804 \uc138\uacc4 \ub9e4\ucd9c\uc758 37.10%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc131\uc219\ud55c ERP \ubcf4\uae09\ub960\uacfc FedNow\uc640 \uac19\uc740 \uc989\uac01\uc801\uc778 \uc740\ud589 \uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc774 \uc131\uc7a5\uc744 \uacac\uc778\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2031\ub144\uae4c\uc9c0 13.96%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc9c0\uc5ed\uc785\ub2c8\ub2e4. \uc778\ub3c4, \uc778\ub3c4\ub124\uc2dc\uc544, \uc77c\ubcf8\uc758 \uc804\uc790 \uc778\ubcf4\uc774\uc2a4 \uc758\ubb34\ud654\uc640 2025\ub144\uae4c\uc9c0 868\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 AI \ud22c\uc790 \uc99d\uac00\uac00 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: &#8216;VAT in the Digital Age&#8217; \uac1c\ud601\uacfc \uc9c0\uc18d\uac00\ub2a5\uc131 \ubc95\uaddc\ub85c \uc778\ud574 \uae30\uc5c5\ub4e4\uc774 \uacf5\uae09\uc5c5\uccb4 \uc778\ubcf4\uc774\uc2a4\uc5d0 \ud3ec\ud568\ub41c \ud0c4\uc18c\ub97c \ucd94\uc801\ud574\uc57c \ud558\ub294 \uc555\ub825\uc744 \ubc1b\uc73c\uba74\uc11c \uafb8\uc900\ud55c \ub3c4\uc785\uc774 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc9c0\ud654, \ub2e4\uc911 \ud1b5\ud654 \uc9c0\uc6d0, \ud604\uc9c0 \ub370\uc774\ud130 \uc0c1\uc8fc\ub97c \uc81c\uacf5\ud558\ub294 \ubca4\ub354\ub4e4\uc774 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>AP \uc790\ub3d9\ud654 \uc2dc\uc7a5\uc740 \uc911\uac04 \uc815\ub3c4\uc758 \ud30c\ud3b8\ud654\ub41c \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. SAP \ubc0f Oracle\uacfc \uac19\uc740 \uae30\uc874 ERP \uae30\uc5c5\ub4e4\uc740 \uad11\ubc94\uc704\ud55c \uc124\uce58 \uae30\ubc18\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\uc73c\uba70, Coupa, Tipalti, AvidXchange\uc640 \uac19\uc740 \uc804\ubb38 \uae30\uc5c5\ub4e4\uc740 AI \ucd94\ucd9c, \uae00\ub85c\ubc8c \uacb0\uc81c, \uacf5\uae09\uc5c5\uccb4 \ud3ec\ud138 \ubd84\uc57c\uc5d0\uc11c \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc M&#038;A \ud65c\ub3d9\uc73c\ub85c\ub294 Corpay\uac00 Paymerang\uc744 \uc778\uc218\ud558\uc5ec \uc9c0\ucd9c \uad00\ub9ac\uc640 \uacb0\uc81c\ub97c \ud1b5\ud569\ud588\uace0, Basware\ub294 AP Matching\uc744 \uc778\uc218\ud558\uc5ec \uc911\ubcf5 \ud0d0\uc9c0 \uae30\ub2a5\uc744 \uac1c\uc120\ud588\uc73c\uba70, Modulr\ub294 Nook\uc744 \uc778\uc218\ud558\uc5ec Modulr AP\ub97c \ucd9c\uc2dc\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc220 \ucc28\ubcc4\ud654\ub294 \uc784\ubca0\ub514\ub4dc \uacb0\uc81c, AI \uae30\ubc18 \uc0ac\uae30 \ubd84\uc11d, \ud0c4\uc18c \ud68c\uacc4 \ubaa8\ub4c8, \uc218\uc9c1\ubcc4 \ud15c\ud50c\ub9bf\uc758 \ub124 \uac00\uc9c0 \uc8fc\uc81c\ub97c \uc911\uc2ec\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad11\ubc94\uc704\ud55c \ud50c\ub7ab\ud3fc \uae4a\uc774\uc640 \ub3c4\uba54\uc778 \ucee8\uc124\ud134\ud2b8\ub97c \uacb0\ud569\ud558\ub294 \ubca4\ub354\ub4e4\uc774 \ub2e4\ub144\uac04\uc758 \uacc4\uc57d \uac31\uc2e0\uc744 \ud655\ubcf4\ud558\uace0 \uacbd\uc7c1 \uc7a5\ubcbd\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uaca9 \ucc45\uc815\uc740 \uad6c\ub3c5\ub8cc\uc640 \uac70\ub798 \uc218\uc218\ub8cc\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uc9c0\ub9cc, \uc9c1\ud1b5 \ucc98\ub9ac\uc728(straight-through-processing rates)\uacfc \uc5f0\uacc4\ub41c \uac00\uce58 \uae30\ubc18 \ubaa8\ub378\uc774 \uae30\uc5c5 \uacc4\uc57d\uc5d0\uc11c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 4\uc6d4: VoPay\ub294 \uae30\uc874 AP \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ub0b4\uc5d0\uc11c 140\uac1c\uad6d \uc774\uc0c1\uc73c\ub85c \uc790\uae08 \uc774\ub3d9\uc744 \uc9c0\uc6d0\ud558\ub294 Cross-Border Payments-as-a-Service\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: AvidXchange\ub294 TPG\uc640 Corpay\uc5d0 \uc758\ud574 22\uc5b5 \ub2ec\ub7ec\uc5d0 \uc778\uc218\ub418\ub294 \ub370 \ud569\uc758\ud558\uc5ec, 25\ub9cc \uac1c \ud310\ub9e4\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc5f0\uac04 1,200\uc5b5 \ub2ec\ub7ec\uc758 \uc9c0\ucd9c\uc744 \ucc98\ub9ac\ud558\ub294 B2B \uacb0\uc81c \ubc0f AP \uc790\ub3d9\ud654 \uc120\ub450 \uae30\uc5c5\uc73c\ub85c \ud569\ubcd1\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<br \/>\n*   2024\ub144 11\uc6d4: Modulr\ub294 AP \uc790\ub3d9\ud654 \ud50c\ub7ab\ud3fc Nook\uc744 \uc778\uc218\ud558\uace0 2025\ub144 \ucd08 \ucd9c\uc2dc\ub97c \ubaa9\ud45c\ub85c AI OCR\uacfc \uae00\ub85c\ubc8c \uacb0\uc81c \ubc0f \ud68c\uacc4 \ucee4\ub125\ud130\ub97c \ud1b5\ud569\ud55c Modulr AP\ub97c \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 10\uc6d4: Procurify\ub294 \uc778\ubcf4\uc774\uc2a4 \ucf54\ub529\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc608\uc678 \ucc98\ub9ac \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\ub294 AI \uae30\ubc18 AP \uc790\ub3d9\ud654 \ubaa8\ub4c8\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>AP \uc790\ub3d9\ud654 \uc2dc\uc7a5 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 AP(Accounts Payable) \uc790\ub3d9\ud654 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. AP \uc790\ub3d9\ud654\ub294 \uc1a1\uc7a5 \ucea1\ucc98, \uad6c\ub9e4 \ub370\uc774\ud130 \uac80\uc99d, \uc2b9\uc778 \ub77c\uc6b0\ud305, \uc804\uc790 \uacb0\uc81c \uc2e4\ud589, \uac10\uc0ac \ubc0f \ubd84\uc11d \uae30\ub2a5\uc744 \ud3ec\ud568\ud558\ub294 \ud074\ub77c\uc6b0\ub4dc \ub610\ub294 \uc628\ud504\ub808\ubbf8\uc2a4 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc9c0\uc6d0 \uc11c\ube44\uc2a4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uac00\uce58\uc5d0\ub294 \uc194\ub8e8\uc158 \ub77c\uc774\uc120\uc2a4\/\uad6c\ub3c5\ub8cc, \uad6c\ud604 \ubc0f \uad00\ub9ac \uc9c0\uc6d0 \uc218\uc775\uc774 \ud3ec\ud568\ub418\uba70, \ub300\uae30\uc5c5 \ubc0f \uc911\uacac\uae30\uc5c5\uc758 \ub300\uaddc\ubaa8 \uc81c3\uc790 \uc1a1\uc7a5 \ucc98\ub9ac \uc9c0\ucd9c\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \ub3c5\ub9bd\ud615 \uc6cc\ud06c\ud50c\ub85c\uc6b0 \ub610\ub294 \uc1a1\uc7a5-\uacb0\uc81c \ubaa8\ub4c8\uc774 \uc5c6\ub294 ERP \uc2a4\uc704\ud2b8\ub294 \uc5f0\uad6c \ubc94\uc704\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>AP \uc790\ub3d9\ud654 \uc2dc\uc7a5\uc740 2026\ub144 69\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144\uae4c\uc9c0 124\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ud2b9\ud788 \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec \ubd80\ubb38\uc740 \uae30\uc5c5\ub4e4\uc774 \uc628\ud504\ub808\ubbf8\uc2a4 \uc2dc\uc2a4\ud15c\uc5d0\uc11c SaaS \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc804\ud658\ud568\uc5d0 \ub530\ub77c \uc5f0\ud3c9\uade0 14.32%\uc758 \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \uc815\ubd80\uc758 \uc804\uc790 \uc1a1\uc7a5 \uc758\ubb34\ud654\uc640 \ubaa8\ubc14\uc77c \uc6b0\uc120 \uae08\uc735 \ucc44\ud0dd \ud655\uc0b0\uc5d0 \ud798\uc785\uc5b4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uc5f0\ud3c9\uade0 13.96%\ub85c \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825\uc73c\ub85c\ub294 \ub514\uc9c0\ud138 \uc804\ud658 \ubc0f \ud074\ub77c\uc6b0\ub4dc \uc6b0\uc120 \uc7ac\ubb34 \uae30\ub2a5\uc758 \ud655\uc0b0, \uc804 \uc138\uacc4 80\uac1c\uad6d \uc774\uc0c1\uc5d0\uc11c \uc758\ubb34\ud654\ub418\uace0 \uc788\ub294 \uc804\uc790 \uc1a1\uc7a5 \uaddc\uc815(\uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \uad50\ud658 \ud544\uc218), ERP \ubc0f B2B \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \ub0b4 \uc784\ubca0\ub514\ub4dc \uacb0\uc81c \uc2dc\uc2a4\ud15c \ub3c4\uc785(\uacb0\uc81c \uc2dc\uac04 \ub2e8\ucd95 \ubc0f \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0 \ucc3d\ucd9c), AI \uae30\ubc18 \uc0ac\uae30 \ud0d0\uc9c0 \uc694\uad6c\uc0ac\ud56d \uc99d\ub300, \uc0c1\ud638 \uc6b4\uc6a9 \uac00\ub2a5\ud55c \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uad6c\ucd95, \uadf8\ub9ac\uace0 \ud0c4\uc18c \ud68c\uacc4 \ud1b5\ud569 \uc555\ub825\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c\ub294 \ub9de\ucda4\ud615 \ub808\uac70\uc2dc ERP \uc2dc\uc2a4\ud15c\uacfc\uc758 \ub192\uc740 \uc804\ud658 \ubc0f \ud1b5\ud569 \ube44\uc6a9(\ub300\uae30\uc5c5\uc758 \uacbd\uc6b0 1\ucc9c\ub9cc \ub2ec\ub7ec \ucd08\uacfc), \ub370\uc774\ud130 \uc8fc\uad8c\/\uc0c1\uc8fc \uaddc\uc815, \uc99d\uac00\ud558\ub294 API \ubcf4\uc548 \uacf5\uaca9 \ud45c\uba74, \uadf8\ub9ac\uace0 \ub3c4\uba54\uc778 \uc804\ubb38\uc131\uc744 \uac16\ucd98 AP \ub370\uc774\ud130 \uacfc\ud559\uc790 \ubd80\uc871 \ub4f1\uc774 \uc9c0\uc801\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc740 \uad6c\uc131 \uc694\uc18c(\uc194\ub8e8\uc158, \uc11c\ube44\uc2a4), \ubc30\ud3ec \ubaa8\ub4dc(\ud074\ub77c\uc6b0\ub4dc, \uc628\ud504\ub808\ubbf8\uc2a4), \uae30\uc5c5 \uaddc\ubaa8(\ub300\uae30\uc5c5, \uc911\uc18c\uae30\uc5c5), \uc0b0\uc5c5 \uc218\uc9c1(BFSI, IT \ubc0f \ud1b5\uc2e0, \uc18c\ub9e4 \ubc0f \uc18c\ube44\uc7ac, \uc758\ub8cc \ubc0f \uc0dd\uba85 \uacfc\ud559, \uc81c\uc870, \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0, \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38 \ub4f1), \uadf8\ub9ac\uace0 \uc9c0\ub9ac(\ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\uc758 \uc8fc\uc694 \uad6d\uac00 \ubc0f \uc9c0\uc5ed)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc5d0\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc774 \ud3ec\ud568\ub418\uba70, SAP SE, Coupa Software Inc., Oracle Corporation \ub4f1 25\uac1c \uc774\uc0c1\uc758 \uc8fc\uc694 \uae30\uc5c5 \ud504\ub85c\ud544\uc774 \uc0c1\uc138\ud788 \ub2e4\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\uc758 \uc5f0\uad6c \ubc29\ubc95\ub860\uc740 1\ucc28(AP \uad00\ub9ac\uc790, CFO \uc778\ud130\ubdf0 \ubc0f \uc124\ubb38\uc870\uc0ac) \ubc0f 2\ucc28(\uacf5\uacf5 \ub370\uc774\ud130, \uae08\uc735 \ubcf4\uace0\uc11c, \uc720\ub8cc \ub9ac\uc18c\uc2a4 \ub4f1) \uc870\uc0ac\ub97c \uacb0\ud569\ud558\uc5ec \uc2e0\ub8b0\uc131\uc744 \ud655\ubcf4\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uaddc\ubaa8 \uc0b0\uc815 \ubc0f \uc608\uce21\uc740 \ud558\ud5a5\uc2dd \ubc0f \uc0c1\ud5a5\uc2dd \uc811\uadfc \ubc29\uc2dd\uc744 \ubcd1\ud589\ud558\uba70, \uc1a1\uc7a5 \uc218\uc900 \uacbd\uc81c\ud559\uc5d0 \uc218\uc775\uc744 \uace0\uc815\ud558\uace0 \uc2e4\uc81c \uad6c\ub9e4\uc790\uc640 \uac00\uaca9\ub300\ub97c \uac80\uc99d\ud558\uc5ec \ub370\uc774\ud130\uc758 \uc2e0\ub8b0\uc131\uc744 \ub192\uc600\uc2b5\ub2c8\ub2e4. \ub370\uc774\ud130\ub294 \ub9e4\ub144 \uc5c5\ub370\uc774\ud2b8\ub418\uba70, \uc911\uc694\ud55c \uc2dc\uc7a5 \ubcc0\ud654 \ubc1c\uc0dd \uc2dc \ucd94\uac00 \ubcf4\uc644\uc774 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-33328","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/33328"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=33328"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/33328\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=33328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=33328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=33328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}