{"id":38115,"date":"2026-02-12T00:19:19","date_gmt":"2026-02-12T00:19:19","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/global-motor-insurance-market-mordor\/"},"modified":"2026-09-11T14:41:41","modified_gmt":"2026-09-11T05:41:41","slug":"global-motor-insurance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/global-motor-insurance-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uae00\ub85c\ubc8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026\ub144 &#8211; 2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-motor-insurance-market-1749541167812-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-motor-insurance-market-size-image-1767018795190.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \uc5f0\uad6c \uac00\uc815 &amp; \uc2dc\uc7a5 \uc815\uc758<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \uc5f0\uad6c \ubc94\uc704<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \uc2dc\uc7a5 \ud604\ud669<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \uc2dc\uc7a5 \uac1c\uc694<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \uc2dc\uc7a5 \ub3d9\uc778<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc758 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub3c4\uc785\uc73c\ub85c \uc778\ud55c \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8\uc73c\ub85c\uc758 \uc804\ud658<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \ubd81\ubbf8 \uc9c0\uc5ed\uc5d0\uc11c \uc815\ucc45 \ucc44\ud0dd\uc744 \uac00\uc18d\ud654\ud558\ub294 OEM \ub0b4\uc7a5\ud615 \ubcf4\ud5d8 \ud30c\ud2b8\ub108\uc2ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \uc544\ud504\ub9ac\uce74 \uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c \uac15\ud654\ub418\ub294 \uc758\ubb34 \uc81c3\uc790 \ubc30\uc0c1 \ucc45\uc784 \uc2dc\ud589<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 \ub0a8\ubbf8 \uc9c0\uc5ed\uc5d0\uc11c \uc804\uc790\uc0c1\uac70\ub798 \ubb3c\ub958 \uae09\uc99d\uc73c\ub85c \uc778\ud55c \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc218\uc694 \uc99d\uac00<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \uc720\ub7fd\uc5d0\uc11c \uc99d\uac00\ud558\ub294 EV \ubcf4\uae09\ub960\ub85c \uc778\ud55c \ud2b9\uc218 \ubc30\ud130\ub9ac &amp; \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubcf4\uc7a5 \ud544\uc694\uc131 \uc99d\uac00<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.6 AI \uae30\ubc18 \uccad\uad6c \uc790\ub3d9\ud654\ub85c \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc190\ud574\uc0ac\uc815 \ube44\uc6a9 \uc808\uac10<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \uc2dc\uc7a5 \uc81c\uc57d<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \ubbf8\uad6d \uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8\uc5d0\uc11c \uc0ac\ud68c\uc801 \uc778\ud50c\ub808\uc774\uc158 &amp; \ub9c9\ub300\ud55c \ubc30\uc2ec\uc6d0 \ud3c9\uacb0\ub85c \uc778\ud55c \uc218\uc775\uc131 \uc555\ubc15<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \uc720\ub7fd\uc5d0\uc11c \ubd80\ud488 &amp; \uc778\uac74\ube44 \uc778\ud50c\ub808\uc774\uc158 \uc2ec\ud654\ub85c \uc778\ud55c \uccad\uad6c \uc2ec\uac01\ub3c4 \uc99d\uac00<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub370\uc774\ud130 \ud65c\uc6a9\uc744 \uc81c\ud55c\ud558\ub294 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uaddc\uc81c<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 ADAS \ubcf4\uae09\ub960 \uc99d\uac00\ub85c \uc778\ud55c \uccad\uad6c \ube48\ub3c4 &amp; \ubcf4\ud5d8\ub8cc \ud480 \uac10\uc18c<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \uaddc\uc81c \uc804\ub9dd<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \uae30\uc220 \uc804\ub9dd<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \uc2dc\uc7a5 \uaddc\ubaa8 &amp; \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \uc815\ucc45 \uc720\ud615\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \uc81c3\uc790 \ubc30\uc0c1 \ucc45\uc784 \ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \uc885\ud569 \ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.3 \uc790\ucc28 \ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.4 \uc790\uae30 \uc2e0\uccb4 \uc0ac\uace0 \ubcf4\ud5d8<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \uc720\ud1b5 \ucc44\ub110\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 \ubcf4\ud5d8 \ub300\ub9ac\uc778\/\uc911\uac1c\uc778<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \ub2e4\uc774\ub809\ud2b8\/\ub514\uc9c0\ud138<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.3 \ubc29\uce74\uc288\ub791\uc2a4<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.4 \uc784\ubca0\ub514\ub4dc\/\ud50c\ub7ab\ud3fc \ud30c\ud2b8\ub108\uc2ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.5 \ud1b5\ud569 \ube44\uad50 \ud3ec\ud138<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \ucc28\ub7c9 \uc720\ud615\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \uc2b9\uc6a9\ucc28<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \uc774\ub95c\ucc28<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.3 \uacbd\uc0c1\uc6a9\ucc28<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.4 \uc911\ud615 &amp; \ub300\ud615 \uc0c1\uc6a9\ucc28<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \ucc28\ub7c9 \uc5f0\ub839\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \uc2e0\ucc28 (&lt; 5\ub144)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \uc911\uace0\ucc28 (&gt; 5\ub144)<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \uc9c0\uc5ed\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \ubd81\ubbf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.1 \ubbf8\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.2 \uce90\ub098\ub2e4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.3 \uba55\uc2dc\ucf54<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \ub0a8\ubbf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.1 \ube0c\ub77c\uc9c8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.2 \ud398\ub8e8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.3 \uce60\ub808<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.4 \uc544\ub974\ud5e8\ud2f0\ub098<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.5 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 \uc720\ub7fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.1 \ub3c5\uc77c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.2 \uc601\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.3 \ud504\ub791\uc2a4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.5 \uc2a4\ud398\uc778<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.6 \ubca0\ub124\ub8e9\uc2a4 (\ubca8\uae30\uc5d0, \ub124\ub35c\ub780\ub4dc, \ub8e9\uc148\ubd80\ub974\ud06c)<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.7 \ubd81\uc720\ub7fd (\uc2a4\uc6e8\ub374, \ub178\ub974\uc6e8\uc774, \ub374\ub9c8\ud06c, \ud540\ub780\ub4dc)<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.8 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.1 \uc911\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.2 \uc778\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.3 \uc77c\ubcf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.4 \ub300\ud55c\ubbfc\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.5 \ud638\uc8fc<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.6 \ub3d9\ub0a8\uc544\uc2dc\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.7 \uc778\ub3c4\ub124\uc2dc\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.8 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.5 \uc911\ub3d9 &amp; \uc544\ud504\ub9ac\uce74<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.3 \ub0a8\uc544\ud504\ub9ac\uce74<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.4 \ub098\uc774\uc9c0\ub9ac\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.5 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 &amp; \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 \uc54c\ub9ac\uc548\uce20 SE<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \ud551\uc548\ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \uc2a4\ud14c\uc774\ud2b8 \ud31c \uc0c1\ud638 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud68c\uc0ac<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 \uc545\uc0ac SA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 \ucde8\ub9ac\ud788 \ubcf4\ud5d8 \uadf8\ub8f9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 \ud504\ub85c\uadf8\ub808\uc2dc\ube0c \ucf54\ud37c\ub808\uc774\uc158<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774 Inc. (\uac00\uc774\ucf54)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 \ub3c4\ucfc4 \ud574\uc0c1 \ud640\ub529\uc2a4 Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 \uc911\uad6d \ud0dc\ud3c9\uc591 \ubcf4\ud5d8 (CPIC)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 PICC \uc7ac\uc0b0 &amp; \uc190\ud574 \ubcf4\ud5d8 \ud68c\uc0ac Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \uc544\uc2dc\ucfe0\ub77c\uce58\uc624\ub2c8 \uc81c\ub124\ub784\ub9ac S.p.A.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \ub9ac\ubc84\ud2f0 \ubba4\ucd94\uc5bc \ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \uc544\ube44\ubc14 plc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 \uc19c\ud3ec \ud640\ub529\uc2a4<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 \ub2e4\uc774\ub809\ud2b8 \ub77c\uc778 \uadf8\ub8f9 plc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 \uc560\ub4dc\ubbf8\ub7f4 \uadf8\ub8f9 plc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 \ubc14\uc790\uc988 \uc54c\ub9ac\uc548\uce20 \uc77c\ubc18 \ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 ICICI \ub86c\ubc14\ub974\ub4dc \uc77c\ubc18 \ubcf4\ud5d8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 \uc778\ud0dd\ud2b8 \uae08\uc735 \ucf54\ud37c\ub808\uc774\uc158<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.20 QBE \ubcf4\ud5d8 \uadf8\ub8f9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.21 \ub9f5\ud504\ub808 SA<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \uc2dc\uc7a5 \uae30\ud68c &amp; \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uae00\ub85c\ubc8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc2dc\uc7a5 \uac1c\uc694 (2026-2031\ub144)<\/p>\n<p>\uae00\ub85c\ubc8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 2025\ub144 2.13\uc870 \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 2.27\uc870 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud588\uc73c\uba70, 2031\ub144\uc5d0\ub294 3.13\uc870 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\uc5ec \uc608\uce21 \uae30\uac04(2026-2031\ub144) \ub3d9\uc548 \uc5f0\ud3c9\uade0 6.65%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \ucc28\ub7c9 \uc18c\uc720 \uc99d\uac00, \ub514\uc9c0\ud138 \uc720\ud1b5 \ucc44\ub110\uc758 \uac00\uc18d\ud654, \uadf8\ub9ac\uace0 \uc8fc\uc694 \uc9c0\uc5ed \uc804\ubc18\uc5d0 \uac78\uce5c \uaddc\uc81c \uac15\ud654\uc5d0 \ud798\uc785\uc740 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ud604\ud669 \ubc0f \uc804\ub9dd:<\/p>\n<p>*   \uc2dc\uc7a5 \uaddc\ubaa8: 2026\ub144 2.27\uc870 \ub2ec\ub7ec, 2031\ub144 3.13\uc870 \ub2ec\ub7ec \uc608\uc0c1.<br \/>\n*   \uc131\uc7a5\ub960: 2026-2031\ub144 \uc5f0\ud3c9\uade0 6.65%.<br \/>\n*   \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591.<br \/>\n*   \uac00\uc7a5 \ud070 \uc2dc\uc7a5: \ubd81\ubbf8.<br \/>\n*   \uc2dc\uc7a5 \uc9d1\uc911\ub3c4: \uc911\uac04 \uc218\uc900.<\/p>\n<p>\uc815\ucc45 \uc720\ud615\ubcc4 \ubd84\uc11d:<\/p>\n<p>*   \uc81c3\uc790 \ubc30\uc0c1\ucc45\uc784 \ubcf4\ud5d8: 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728 40.08%\ub85c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, 150\uac1c \uc774\uc0c1\uc758 \uad00\ud560 \uad6c\uc5ed\uc5d0\uc11c \uae30\ubcf8 \ubcf4\uc7a5\uc774 \uc758\ubb34\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc885\ud569 \ubcf4\ud5d8: \uc5f0\ud3c9\uade0 11.55%\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b4\uc804\uc790\ub4e4\uc774 \uc545\ucc9c\ud6c4, \ub3c4\ub09c, \uc815\uad50\ud55c \ucc28\ub7c9 \ub0b4 \uc804\uc790 \uc7a5\uce58 \ub4f1\uc5d0 \ub300\ud55c \uad11\ubc94\uc704\ud55c \ubcf4\ud638\ub97c \ucd94\uad6c\ud558\uace0, \ucca8\ub2e8 \uc6b4\uc804\uc790 \ubcf4\uc870 \uc2dc\uc2a4\ud15c(ADAS) \ubc0f \uc804\uae30\ucc28(EV) \ubd80\ud488\uc73c\ub85c \uc778\ud55c \ud3c9\uade0 \uc218\ub9ac \ube44\uc6a9 \uc99d\uac00\uac00 \uc218\uc694\ub97c \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\uc2a4 \ucc28\ub7c9\uc5d0 \ub300\ud55c \uad11\ubc94\uc704\ud55c \ubcf4\uc7a5 \uc758\ubb34\ud654 \ub610\ud55c \uc131\uc7a5\uc5d0 \uae30\uc5ec\ud569\ub2c8\ub2e4. 2028\ub144\uae4c\uc9c0 \uc2e0\uaddc \ubcf4\ud5d8\ub8cc\uc758 \uc808\ubc18 \uc774\uc0c1\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc720\ud1b5 \ucc44\ub110\ubcc4 \ubd84\uc11d:<\/p>\n<p>*   \ubcf4\ud5d8 \ub300\ub9ac\uc778\/\ube0c\ub85c\ucee4: 2025\ub144 \uc804 \uc138\uacc4 \ubcf4\ud5d8\ub8cc\uc758 46.95%\ub97c \ucc28\uc9c0\ud558\uba70, \ud2b9\ud788 \ucc28\ub7c9 \uad00\ub9ac \ubc0f \uace0\uac00 \ucc28\ub7c9\uc5d0 \ub300\ud55c \uace0\ub3c4\uc758 \uc0c1\ub2f4 \ud310\ub9e4\ub97c \ud1b5\ud574 \uc5ec\uc804\ud788 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<br \/>\n*   \uc9c1\uc811 \uc751\ub2f5\/\ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc: \ubaa8\ubc14\uc77c \uacac\uc801 \uc5d4\uc9c4, AI \ucc57\ubd07, \uc989\uc2dc \uac00\uc785 \ub4f1\uc744 \ud1b5\ud574 \uc5f0\ud3c9\uade0 12.28%\ub85c \uae09\uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2024\ub144\uc5d0\ub294 \uc57d 47.4%\uc758 \uc18c\ube44\uc790\uac00 \uc628\ub77c\uc778 \ucc44\ub110\uc744 \uc774\uc6a9\ud558\ub294 \ub4f1 \uac80\uc0c9 \ud589\ub3d9\uc758 \uad6c\uc870\uc801 \ubcc0\ud654\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4.<br \/>\n*   \ubc29\uce74\uc288\ub791\uc2a4: \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc640 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uc740\ud589\uacfc\uc758 \uad00\uacc4\uac00 \uc2e0\ub8b0\ub97c \ud615\uc131\ud558\uba70 \uc5ec\uc804\ud788 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n*   OEM \uc784\ubca0\ub514\ub4dc \uc81c\ud734: \ucc28\ub7c9 \ud638\ucd9c \uc571, \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4, OEM \ub514\uc9c0\ud138 \uc1fc\ub8f8\uacfc\uc758 \uc81c\ud734\uac00 \uac00\uc18d\ud654\ub418\uace0 \uc788\uc73c\uba70, 2030\ub144\uae4c\uc9c0 \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\ub8cc\uc758 20%\ub97c \ucc28\uc9c0\ud558\uba70 \uace0\uac1d \ud655\ubcf4 \ube44\uc6a9\uc744 \uc904\uc774\uace0 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uae30\uc220 \uc911\uc2ec \ubcf4\ud5d8\uc0ac\ub85c \uc7ac\ubd84\ubc30\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ucc28\ub7c9 \uc720\ud615\ubcc4 \ubd84\uc11d:<\/p>\n<p>*   \uc2b9\uc6a9\ucc28: 2025\ub144 \uc804\uccb4 \ubcf4\ud5d8 \uac00\uc785\uc758 71.85%\ub97c \ucc28\uc9c0\ud558\uba70 \uc2dc\uc7a5\uc758 \uc911\ucd94\ub97c \uc774\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uacbd\uc0c1\uc6a9\ucc28(LCV): \uc804\uc790\uc0c1\uac70\ub798 \ubd90\uc73c\ub85c \ub77c\uc2a4\ud2b8 \ub9c8\uc77c \ubc30\uc1a1\uc774 \uc99d\uac00\ud558\uba74\uc11c \uc5f0\ud3c9\uade0 8.18%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd80\ubb38\uc785\ub2c8\ub2e4. \ucc28\ub7c9 \uad00\ub9ac\uc790\ub4e4\uc740 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\ubc18 \uc6b4\uc804\uc790 \ucf54\uce6d, \uc0ac\uc804 \uc720\uc9c0\ubcf4\uc218 \uc54c\ub9bc, \ud1b5\ud569 \uacf5\uc81c\uc561 \ub4f1\uc744 \ud1b5\ud574 \ube44\uc6a9 \uc808\uac10\uc744 \ucd94\uad6c\ud569\ub2c8\ub2e4. \uc804\uae30 \ubc34\uc758 \ubc30\ud130\ub9ac \ubc0f \uad6c\ub3d9\uacc4 \ubcf4\uc7a5\uc740 \uc704\ud5d8 \ubcf5\uc7a1\uc131\uc744 \uc99d\uac00\uc2dc\ud0a4\uc9c0\ub9cc, LCV \ubcf4\ud5d8\ub8cc\ub294 \uc5ec\uc804\ud788 \ub9e4\ub825\uc801\uc778 \ub9c8\uc9c4\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ucc28\ub7c9 \uc5f0\ub839\ubcc4 \ubd84\uc11d:<\/p>\n<p>*   \uc911\uace0\ucc28 (5\ub144 \uc774\uc0c1): \uc5f0\ud3c9\uade0 9.37%\ub85c \uc2e0\ucc28 \ubcf4\ud5d8 \uac00\uc785 \uac00\uce58\ub97c \ub2a5\uac00\ud558\ub294 \uacac\uace0\ud55c \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc81c\uc801 \uc555\ubc15\uacfc \uacf5\uae09\ub9dd \uc81c\uc57d\uc73c\ub85c \uc18c\ube44\uc790\ub4e4\uc774 \uc911\uace0\ucc28\ub85c \ub208\uc744 \ub3cc\ub9ac\uba74\uc11c, \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ud544\uc218\uc801\uc778 \ubcf4\ud638\ub97c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \uacbd\uc81c\uc131\uc744 \uace0\ub824\ud55c \uacc4\uce35\ubcc4 \uc0c1\ud488\uc744 \uac1c\ubc1c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc218\ub9ac \uac00\ub2a5\ud55c \ud074\ub808\uc784\uc758 \uc57d 45%\uac00 7\ub144 \uc774\uc0c1 \ub41c \ucc28\ub7c9\uc5d0\uc11c \ubc1c\uc0dd\ud558\uba70, \uc774\ub294 \uc804\uccb4 \uc190\uc2e4 \ube48\ub3c4\uac00 22%\uc5d0 \ub2ec\ud558\ub294 \uc774\uc720\ub97c \uc124\uba85\ud569\ub2c8\ub2e4.<br \/>\n*   \uc2e0\ucc28: \uc911\uace0\ucc28\uc5d0 \ube44\ud574 \uc131\uc7a5\ub960\uc774 \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778 \ubc0f \ud2b8\ub80c\ub4dc:<\/p>\n<p>*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc758 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\ubc18 \uc0ac\uc6a9\ub7c9 \uc5f0\ub3d9 \ubcf4\ud5d8(UBI) \uc131\uc7a5: \uc2a4\ub9c8\ud2b8\ud3f0 \uae30\ubc18 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\uc220 \ubc1c\uc804\uc73c\ub85c \ud558\ub4dc\uc6e8\uc5b4 \ube44\uc6a9\uc774 \uc808\uac10\ub418\uace0, \uc911\uad6d, \uc2f1\uac00\ud3ec\ub974, \uc778\ub3c4, \ud638\uc8fc \ub4f1 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc5d0\uc11c UBI \uc0c1\ud488\uc774 \ud655\uc0b0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144\uae4c\uc9c0 \uc804 \uc138\uacc4 UBI \uac00\uc785\uc790\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 \uc774 \uc9c0\uc5ed\uc5d0 \uc9d1\uc911\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   OEM \uc784\ubca0\ub514\ub4dc \ubcf4\ud5d8 \ud30c\ud2b8\ub108\uc2ed \ud655\ub300: \ubd81\ubbf8 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ucc28\ub7c9 \uad6c\ub9e4 \uc2dc \ubcf4\ud5d8 \uac00\uc785\uc744 \uc6d0\ud65c\ud558\uac8c \ud1b5\ud569\ud558\ub824\ub294 \uc18c\ube44\uc790\uc758 \uae30\ub300\uac00 \ucee4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. Rivian-Nationwide, Toyota-Farmers, Root-Hyundai\uc640 \uac19\uc740 \ud30c\ud2b8\ub108\uc2ed\uc740 \uc815\ucc45 \ubc1c\ud589\uc744 \ud310\ub9e4 \uacfc\uc815\uc5d0 \ud1b5\ud569\ud558\uc5ec \uac00\uc785\ub960\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\ud504\ub9ac\uce74 \uc2e0\ud765 \uc2dc\uc7a5\uc758 \uc5c4\uaca9\ud55c \uc81c3\uc790 \ubc30\uc0c1\ucc45\uc784 \uc758\ubb34\ud654: \uc0ac\ud558\ub77c \uc774\ub0a8 \uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc5d0\uc11c \ubcf4\ud5d8 \uac00\uc785 \uc99d\uba85 \uac80\uc0ac\uac00 \uac15\ud654\ub418\uace0 \uacbd\ucc30 \ud655\uc778 \uc2dc\uc2a4\ud15c\uc774 \ub514\uc9c0\ud138\ud654\ub418\uba74\uc11c \ubcf4\ud5d8\ub8cc \uc131\uc7a5\uc774 \ucd09\uc9c4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ub0a8\ubbf8\uc758 \uc804\uc790\uc0c1\uac70\ub798 \ubb3c\ub958 \uae09\uc99d: \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc758 \uc628\ub77c\uc778 \uc1fc\ud551 \ubd90\uc740 \ub77c\uc2a4\ud2b8 \ub9c8\uc77c \uc6b4\uc601\uc5c5\uccb4\uc758 \ucc28\ub7c9 \ud655\ub300\ub97c \uc774\ub04c\uace0 \uc788\uc73c\uba70, \uc0c1\uc5c5\uc6a9 \ubc34 \ubc0f \uacbd\ud2b8\ub7ed \ubcf4\ud5d8\ub8cc\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc804\uae30\ucc28(EV) \ubcf4\uae09 \ud655\ub300 \ubc0f \ubc30\ud130\ub9ac \ucee4\ubc84\ub9ac\uc9c0 \uc218\uc694 \uc99d\uac00: EV \ubcf4\uae09\uc774 \ub298\uba74\uc11c \ubc30\ud130\ub9ac \ucee4\ubc84\ub9ac\uc9c0\uc640 \uad00\ub828\ub41c \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uc218\uc694\uac00 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   AI \uae30\ubc18 \ud074\ub808\uc784 \uc790\ub3d9\ud654\ub97c \ud1b5\ud55c \uc190\ud574 \uc870\uc815 \ube44\uc6a9 \uc808\uac10: AI \uae30\uc220\uc744 \ud65c\uc6a9\ud55c \ud074\ub808\uc784 \uc790\ub3d9\ud654\ub294 \uc190\ud574 \uc870\uc815 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \ubcf4\ud5d8\uc0ac\uc758 \uc218\uc775\uc131\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778:<\/p>\n<p>*   \ubbf8\uad6d \uc790\ub3d9\ucc28 \ubc30\uc0c1\ucc45\uc784 \uc2dc\uc7a5\uc758 &#8216;\uc0ac\ud68c\uc801 \uc778\ud50c\ub808\uc774\uc158&#8217; \ubc0f \ub300\uaddc\ubaa8 \ubc30\uc0c1\uae08 \ud310\uacb0: 2023\ub144 1\ucc9c\ub9cc \ub2ec\ub7ec\ub97c \ucd08\uacfc\ud558\ub294 \ubc30\uc0c1\uae08 \ud310\uacb0\uc774 \ub450 \ubc30 \uc774\uc0c1 \uc99d\uac00\ud558\uc5ec \uae30\uc5c5\uc5d0 \ub300\ud55c \uc7ac\uc815\uc801 \ubd80\ub2f4\uc774 \uac00\uc911\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uacfc \ubbf8\uac00\uc785 \uc6b4\uc804 \uc99d\uac00\ub85c \uc774\uc5b4\uc838 \uc2dc\uc7a5 \uc131\uc7a5\uc5d0 \uc555\ub825\uc744 \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd\uc758 \ubd80\ud488 \ubc0f \uc778\uac74\ube44 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \ud074\ub808\uc784 \uc2ec\uac01\ub3c4 \uc99d\uac00: 2024\ub144 \uacf5\uae09\ub9dd \ub9c8\ucc30\ub85c OEM \uc608\ube44 \ubd80\ud488 \uac00\uaca9\uc774 \uae09\ub4f1\ud558\uace0 \uc218\ub9ac\uc810 \uc778\uac74\ube44\uac00 4.7% \uc0c1\uc2b9\ud558\uba74\uc11c \ud3c9\uade0 \uc81c3\uc790 \uc2e0\uccb4 \uc0c1\ud574 \uc9c0\uae09\uc561\uc774 8% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc0ac\uc6a9\uc744 \uc81c\ud55c\ud558\ub294 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc95\uaddc: \uc720\ub7fd \ubc0f \ubd81\ubbf8 \uc9c0\uc5ed\uc758 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uaddc\uc81c\ub294 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub370\uc774\ud130 \ud65c\uc6a9\uc5d0 \uc81c\uc57d\uc744 \uac00\ud558\uc5ec \ubcf4\ud5d8 \uc0c1\ud488 \uac1c\ubc1c \ubc0f \uac00\uaca9 \ucc45\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ucca8\ub2e8 \uc6b4\uc804\uc790 \ubcf4\uc870 \uc2dc\uc2a4\ud15c(ADAS)\uc73c\ub85c \uc778\ud55c \uc0ac\uace0 \ube48\ub3c4 \uac10\uc18c: ADAS \uae30\uc220\uc758 \ubc1c\uc804\uc740 \uc0ac\uace0 \ube48\ub3c4\ub97c \uc904\uc5ec \ubcf4\ud5d8\ub8cc \ud480\uc744 \uc7a0\uc2dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed\ubcc4 \ubd84\uc11d:<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \uc804 \uc138\uacc4 \ubcf4\ud5d8\ub8cc\uc758 33.68%\ub97c \ucc28\uc9c0\ud558\uba70 \ub192\uc740 \ucc28\ub7c9 \uc18c\uc720\uc728\uacfc \uc5c4\uaca9\ud55c \uc758\ubb34 \ubcf4\ud5d8 \uaddc\uc815\uc5d0 \uae30\ubc18\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2022-2023\ub144 \ub3d9\uc548 530\uc5b5 \ub2ec\ub7ec\uc758 \ubcf4\ud5d8 \uc190\uc2e4\uc744 \uacaa\uc5c8\uc73c\ub098, \ud154\ub808\ub9e4\ud2f1\uc2a4, \ud074\ub808\uc784 \uc790\ub3d9\ud654, \uc815\uad50\ud55c \uac00\uaca9 \ucc45\uc815\uc744 \ud1b5\ud574 2025\ub144\uae4c\uc9c0 \uc218\uc775\uc131 \ud68c\ubcf5\uc774 \uae30\ub300\ub429\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \uc0c1\uc704 5\uac1c \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8\ub8cc\uc758 60%\ub97c \ucc28\uc9c0\ud558\uba70 \uc9d1\uc911\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 10.28%\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \uae30\ub85d\ud560 \uac83\uc785\ub2c8\ub2e4. \uc911\uc0b0\uce35 \ud655\ub300, \uc790\ub3d9\ucc28 \uad00\uc138 \uc790\uc720\ud654, \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc99d\uac00\uac00 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4. \uc911\uad6d, \uc77c\ubcf8, \uc778\ub3c4\uac00 \uc8fc\uc694 \uc2dc\uc7a5\uc774\uba70, \ub3d9\ub0a8\uc544\uc2dc\uc544\ub294 &#8216;\uc6b4\uc804 \ubc29\uc2dd\uc5d0 \ub530\ub978 \ubcf4\ud5d8\ub8cc(pay-how-you-drive)&#8217; \ubc0f \ub2e8\uae30 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ud1b5\ud574 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144\uae4c\uc9c0 \uc804 \uc138\uacc4 UBI \uac00\uc785\uc790\uc758 50% \uc774\uc0c1\uc774 \uc774 \uc9c0\uc5ed\uc5d0 \uc9d1\uc911\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \ub3c5\uc77c, \uc601\uad6d, \ud504\ub791\uc2a4\ub97c \uc911\uc2ec\uc73c\ub85c \uae4a\uc740 \ubcf4\ud5d8\ub8cc \ud480\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc790\ub3d9\ucc28 \uc18c\ube44\uc790 \ubb3c\uac00 \uc9c0\uc218(CPI) 23% \uc778\ud50c\ub808\uc774\uc158\uacfc EV \uc218\ub9ac \ubcf5\uc7a1\uc131, \uacf5\uae09\ub9dd \ub9c8\ucc30\uc744 \uc190\uc2e4 \uc608\uce21\uc5d0 \ubc18\uc601\ud574\uc57c \ud569\ub2c8\ub2e4. \uc601\uad6d \ubcf4\ud5d8\ub8cc\ub294 2025\ub144 250.4\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144 330.9\uc5b5 \ub2ec\ub7ec\ub85c \uc5f0\ud3c9\uade0 4.75% \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74: 2025\ub144 3.9%\uc758 \uc2e4\uc9c8 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc624\ud508 \ubcf4\ud5d8 \uac1c\ud601\uacfc \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \ud655\ub300\uc5d0 \ud798\uc785\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\ud504\ub9ac\uce74: \uc81c3\uc790 \ubc30\uc0c1\ucc45\uc784 \uc758\ubb34\ud654\uac00 \uac15\ud654\ub418\uba74\uc11c \uc7a0\uc7ac\uc801 \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uba38\ub2c8\uc640 \ub514\uc9c0\ud138 \uc99d\uba85\uc11c\ub294 \ubcf4\ud5d8\ub8cc \uc9d5\uc218\ub97c \uac04\uc18c\ud654\ud558\uc5ec \ubcf4\ud638 \uaca9\ucc28\ub97c \uc904\uc77c \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd:<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd\uc740 \ud154\ub808\ub9e4\ud2f1\uc2a4, AI, \uc784\ubca0\ub514\ub4dc \uc720\ud1b5\uc774 \uc804\ud1b5\uc801\uc778 \uacbd\uacc4\ub97c \ud5c8\ubb3c\uba74\uc11c \ub354\uc6b1 \uce58\uc5f4\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc2dc\uc7a5\uc5d0\uc11c\ub294 State Farm, Progressive, Geico, Allstate, USAA\uac00 \ub300\ubd80\ubd84\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uba70 \uc911\uac04 \uc815\ub3c4\uc758 \uc9d1\uc911\ub3c4\ub97c \ubcf4\uc785\ub2c8\ub2e4. \uc774\ub4e4 \uc120\ub450 \uae30\uc5c5\ub4e4\uc740 \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18\uc758 \ubcf4\ud5d8 \uc778\uc218 \ubc0f \ub514\uc9c0\ud138 \ud074\ub808\uc784 \ucc98\ub9ac\uc5d0 \ud22c\uc790\ud558\uc5ec \uaddc\ubaa8\uc758 \uc774\uc810\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub7fd\uc758 Allianz, Zurich, AXA\uc640 \uac19\uc740 \ub300\ud615 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 EV \ud2b9\ud654 \uc0c1\ud488\uacfc \ucee4\ub125\ud2f0\ub4dc \uce74 \uc0dd\ud0dc\uacc4\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc73c\uba70, \uc544\uc2dc\uc544\uc758 Ping An\uacfc CPIC\ub294 \uad11\ubc94\uc704\ud55c \ub300\ub9ac\uc778 \ub124\ud2b8\uc6cc\ud06c\uc640 \uc288\ud37c \uc571 \uae30\ub2a5\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Root, Lemonade\uc640 \uac19\uc740 \uc778\uc288\uc5b4\ud14c\ud06c(Insurtech) \uae30\uc5c5\ub4e4\uc740 \uc0ac\uc6a9\ub7c9 \uc5f0\ub3d9 \ubcf4\ud5d8\ub8cc\uc640 \uac70\uc758 \uc989\uac01\uc801\uc778 \uc815\uc0b0\uc744 \ud1b5\ud574 \uc80a\uc740 \uc138\ub300\ub97c \uacf5\ub7b5\ud558\uba70 \uc804\ud1b5\uc801\uc778 \uace0\uac1d \ud655\ubcf4 \ubc29\uc2dd\uc5d0 \uc555\ub825\uc744 \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. OEM, \ucc28\ub7c9 \ud638\ucd9c \uc571, \uc7ac\ubcf4\ud5d8\uc0ac \uac04\uc758 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed\uc774 \ud655\uc0b0\ub418\uace0 \uc788\uc73c\uba70, \uc815\uad50\ud55c \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub370\uc774\ud130, \uace0\uae09 \ubd84\uc11d \ud30c\uc774\ud504\ub77c\uc778, API \uc900\ube44\ub41c \uc720\ud1b5 \ucc44\ub110\uc744 \ubcf4\uc720\ud55c \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ud5a5\ud6c4 10\ub144\uac04 \uc2dc\uc7a5 \uc9c0\uc704\ub97c \uacf5\uace0\ud788 \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5:<\/p>\n<p>*   2025\ub144 5\uc6d4: Allianz SE\ub294 AI \uae30\ubc18 \ubcf4\ud5d8 \ucf54\ud30c\uc77c\ub7ff \ud074\ub808\uc784 \ud50c\ub7ab\ud3fc\uc744 15\uac1c \uc2dc\uc7a5\uc73c\ub85c \ud655\uc7a5\ud558\uc5ec \ucc98\ub9ac \uc2dc\uac04\uc744 40% \ub2e8\ucd95\ud558\uace0 \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c 25% \ud5a5\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 4\uc6d4: Root Insurance\ub294 Hyundai Capital America\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uace0 \uae08\uc735 \uc2dc\uc810\uc5d0 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc784\ubca0\ub529\ud558\uc5ec 2024\ub144 3,090\ub9cc \ub2ec\ub7ec\uc758 \uc21c\uc774\uc775\uc744 \uae30\ub85d\ud558\uba70 \uc774\uc804 \uc190\uc2e4\uc744 \ub9cc\ud68c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 3\uc6d4: AXA\ub294 \ubc30\ud130\ub9ac, \ucda9\uc804\uae30, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ucde8\uc57d\uc131\uc744 \ud3ec\ud568\ud558\ub294 \uc720\ub7fd \uc804\uc6a9 EV \ubcf4\ud5d8\uc744 \uacf5\uac1c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 2\uc6d4: Ping An\uc740 \uc2e4\uc2dc\uac04\uc73c\ub85c \ubcf4\ud5d8\ub8cc\ub97c \ucc45\uc815\ud558\ub294 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\ubc18 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ucd9c\uc2dc\ud558\uc5ec \uccab \ub2ec\uc5d0 200\ub9cc \uba85\uc758 \uc0ac\uc6a9\uc790\ub97c \uc720\uce58\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 12\uc6d4: Progressive\ub294 \ud1b5\ud569 \ud154\ub808\ub9e4\ud2f1\uc2a4\ub97c \uac16\ucd98 \uc804\uc790\uc0c1\uac70\ub798 \ubc30\uc1a1 \ucc28\ub7c9\uc744 \uc704\ud55c \uc804\ubb38 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 10\uc6d4: Tokio Marine\uc740 \ubd81\ubbf8 \uc9c0\uc5ed\uc758 \ubcf4\ud5d8 \uc778\uc218 \uc815\ud655\ub3c4\ub97c \ub192\uc774\uae30 \uc704\ud574 AI \uae30\ubc18 \ucc28\ub7c9 \uc704\ud5d8 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc744 \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5f0\uad6c \ubc94\uc704\ub294 \uac1c\uc778 \ubc0f \uc0c1\uc5c5\uc6a9 \ub3c4\ub85c \uc8fc\ud589 \ucc28\ub7c9(\uc2b9\uc6a9\ucc28, \uacbd\ud615 \ubc34, \uc774\ub95c\ucc28, \ub300\ud615 \ud2b8\ub7ed)\uc5d0 \ub300\ud55c \uc790\uae30 \uc190\ud574 \ubc0f \uc81c3\uc790 \ubc30\uc0c1 \ucc45\uc784 \uc190\uc2e4\uc744 \ubcf4\uc7a5\ud558\ub294 \ubcf4\ud5d8 \uc815\ucc45\uc758 \ucd1d \uc218\uc785 \ubcf4\ud5d8\ub8cc\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4. \ubcf4\ud5d8 \ub300\ub9ac\uc778\/\ube0c\ub85c\ucee4, \uc9c1\uc811\/\ub514\uc9c0\ud138 \ucc44\ub110, \uadf8\ub9ac\uace0 \uc2e0\ud765 \ud50c\ub7ab\ud3fc \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ud310\ub9e4\ub418\ub294 \ubaa8\ub4e0 \uc815\ucc45\uc744 \ub2e4\ub8e8\uba70, \ud574\uc0c1, \ud56d\uacf5, \ub18d\uc791\ubb3c \ub610\ub294 \uc0dd\uba85 \ubcf4\ud5d8 \ubc0f \uc7ac\ubcf4\ud5d8 \uacc4\uc57d\uc740 \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \ub3d9\uc778<\/p>\n<p>\uae00\ub85c\ubc8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 2026\ub144 2.27\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 6.65% \uc131\uc7a5\ud558\uc5ec 3.13\uc870 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub3c4\uc785\uc5d0 \ub530\ub978 \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8(UBI)\uc73c\ub85c\uc758 \uc804\ud658 \uac00\uc18d\ud654.<br \/>\n*   \ubd81\ubbf8: OEM(\uc8fc\ubb38\uc790 \uc0c1\ud45c \ubd80\ucc29 \uc0dd\uc0b0) \uc784\ubca0\ub514\ub4dc \ubcf4\ud5d8 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud55c \ubcf4\ud5d8 \uac00\uc785\ub960 \uc99d\uac00.<br \/>\n*   \uc544\ud504\ub9ac\uce74 \uc2e0\ud765 \uc2dc\uc7a5: \uc758\ubb34\uc801\uc778 \uc81c3\uc790 \ubc30\uc0c1 \ucc45\uc784 \ubcf4\ud5d8 \uc2dc\ud589 \uac15\ud654.<br \/>\n*   \ub0a8\ubbf8: \uc804\uc790\uc0c1\uac70\ub798 \ubb3c\ub958 \uc99d\uac00\ub85c \uc778\ud55c \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \ubcf4\ud5d8 \uc218\uc694 \uae09\uc99d.<br \/>\n*   \uc720\ub7fd: \uc804\uae30\ucc28(EV) \ubcf4\uae09 \ud655\ub300\uc5d0 \ub530\ub978 \ud2b9\uc218 \ubc30\ud130\ub9ac \ubc0f \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubcf4\uc7a5 \ud544\uc694\uc131 \uc99d\ub300.<br \/>\n*   \uae00\ub85c\ubc8c: AI \uae30\ubc18 \ud074\ub808\uc784 \uc790\ub3d9\ud654\ub85c \uc190\ud574 \uc0ac\uc815 \ube44\uc6a9 \uc808\uac10 \ubc0f \ud6a8\uc728\uc131 \ud5a5\uc0c1.<\/p>\n<p>2. \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\ub4e4\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4:<br \/>\n*   \ubbf8\uad6d \uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8: \uc0ac\ud68c\uc801 \uc778\ud50c\ub808\uc774\uc158 \ubc0f \uacfc\ub3c4\ud55c \ubc30\uc0c1\uae08 \ud310\uacb0\ub85c \uc778\ud55c \uc218\uc775\uc131 \uc555\ubc15.<br \/>\n*   \uc720\ub7fd: \ubd80\ud488 \ubc0f \uc778\uac74\ube44 \uc778\ud50c\ub808\uc774\uc158 \uc2ec\ud654\ub85c \uc778\ud55c \ud074\ub808\uc784 \uc2ec\uac01\ub3c4 \uc99d\uac00.<br \/>\n*   \uae00\ub85c\ubc8c: \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uaddc\uc81c\ub85c \uc778\ud55c \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub370\uc774\ud130 \ud65c\uc6a9 \uc81c\ud55c.<br \/>\n*   \uae00\ub85c\ubc8c: \ucca8\ub2e8 \uc6b4\uc804\uc790 \ubcf4\uc870 \uc2dc\uc2a4\ud15c(ADAS) \ubcf4\uae09 \uc99d\uac00\ub85c \uc778\ud55c \uc0ac\uace0 \ube48\ub3c4 \ubc0f \ubcf4\ud5d8\ub8cc \ud480 \uac10\uc18c.<\/p>\n<p>3. \uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \uc131\uc7a5 \uc608\uce21<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5\uc744 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud558\uace0 \uc131\uc7a5\ub960\uc744 \uc608\uce21\ud569\ub2c8\ub2e4:<br \/>\n*   \uc815\ucc45 \uc720\ud615\ubcc4: \uc81c3\uc790 \ubc30\uc0c1 \ucc45\uc784 \ubcf4\ud5d8, \uc885\ud569 \ubcf4\ud5d8, \ucda9\ub3cc \ubcf4\ud5d8, \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud638. \uc774 \uc911 \uc885\ud569 \ubcf4\ud5d8\uc740 \ucca8\ub2e8 \uae30\uc220 \ucc28\ub7c9 \ubc0f \uae30\ud6c4 \uad00\ub828 \uc190\uc0c1\uc5d0 \ub300\ud55c \uad11\ubc94\uc704\ud55c \ubcf4\ud638 \uc218\uc694 \uc99d\uac00\ub85c \uc5f0\ud3c9\uade0 11.55%\uc758 \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc720\ud1b5 \ucc44\ub110\ubcc4: \ubcf4\ud5d8 \ub300\ub9ac\uc778\/\ube0c\ub85c\ucee4, \uc9c1\uc811\/\ub514\uc9c0\ud138, \ubc29\uce74\uc288\ub791\uc2a4, \uc784\ubca0\ub514\ub4dc\/\ud50c\ub7ab\ud3fc \ud30c\ud2b8\ub108\uc2ed, \ube44\uad50 \ud3ec\ud138.<br \/>\n*   \ucc28\ub7c9 \uc720\ud615\ubcc4: \uc2b9\uc6a9\ucc28, \uc774\ub95c\ucc28, \uacbd\uc0c1\uc6a9\ucc28, \uc911\ub300\ud615 \uc0c1\uc6a9\ucc28. \uacbd\uc0c1\uc6a9\ucc28 \ubcf4\ud5d8\uc740 \uc804\uc790\uc0c1\uac70\ub798 \ubb3c\ub958\uc758 \ub77c\uc2a4\ud2b8\ub9c8\uc77c \ubc30\uc1a1 \uc218\uc694 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 8.18% \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \ucc28\ub7c9 \uc5f0\ub839\ubcc4: \uc2e0\ucc28(5\ub144 \ubbf8\ub9cc), \uc911\uace0\ucc28(5\ub144 \ucd08\uacfc).<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74. \ud2b9\ud788 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc790\ub3d9\ucc28 \uc18c\uc720 \uc99d\uac00, \uc6b0\ud638\uc801\uc778 \uaddc\uc81c, \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\ubc18 \uc0c1\ud488\uc758 \ube60\ub978 \ucc44\ud0dd\uc73c\ub85c \uc5f0\ud3c9\uade0 10.28%\uc758 \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>4. \uae30\uc220 \ubc0f \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>*   AI\uc758 \uc601\ud5a5: AI \uae30\ubc18 \uc790\ub3d9\ud654\ub294 \ud074\ub808\uc784 \ucc98\ub9ac \uc2dc\uac04\uc744 \ucd5c\ub300 90% \ub2e8\ucd95\ud558\uace0, \uc0ac\uae30 \ud0d0\uc9c0 \uc815\ud655\ub3c4\ub97c 95% \uc774\uc0c1\uc73c\ub85c \ub192\uc5ec \ube44\uc6a9 \uc808\uac10 \ubc0f \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uacbd\uc7c1 \ud658\uacbd: \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d \ubc0f Allianz SE, Ping An Insurance, State Farm Mutual Automobile Insurance Co., AXA SA \ub4f1 \uc8fc\uc694 \uae00\ub85c\ubc8c \uae30\uc5c5\ub4e4\uc758 \ud504\ub85c\ud544\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n<p>5. \uc5f0\uad6c \ubc29\ubc95\ub860\uc758 \uc2e0\ub8b0\uc131<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc5c4\uaca9\ud55c \uc5f0\uad6c \ubc29\ubc95\ub860\uc744 \ub530\ub985\ub2c8\ub2e4. \uc774\ub294 \uc5c5\uacc4 \uc804\ubb38\uac00\uc640\uc758 \uc2ec\uce35 \uc778\ud130\ubdf0(1\ucc28 \uc5f0\uad6c), \uaddc\uc81c \uae30\uad00 \uc790\ub8cc, \ud1b5\uacc4 \uc5f0\uac10, \ucc28\ub7c9 \ubc0f \uc0ac\uace0 \uae30\ub85d, \uac70\uc2dc \uacbd\uc81c \uc9c0\ud45c \ubd84\uc11d(2\ucc28 \uc5f0\uad6c)\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uaddc\ubaa8 \uc0b0\uc815 \ubc0f \uc608\uce21\uc740 \uc0c1\ud5a5\uc2dd \ubc0f \ud558\ud5a5\uc2dd \uac80\uc99d, \ub2e4\ubcc0\ub7c9 \ud68c\uadc0 \ubd84\uc11d, ARIMA \ud3c9\ud65c\ubc95\uc744 \uacb0\ud569\ud558\uc5ec \uc218\ud589\ub418\uba70, \ub370\uc774\ud130 \uc720\ud6a8\uc131 \uac80\uc0ac \ubc0f \uc5f0\uac04 \uc5c5\ub370\uc774\ud2b8\ub97c \ud1b5\ud574 \ub192\uc740 \uc2e0\ub8b0\ub3c4\ub97c \ud655\ubcf4\ud569\ub2c8\ub2e4.<\/p>\n<p>6. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 \ubbf8\uac1c\ucc99 \uc2dc\uc7a5 \ubc0f \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \ubbf8\ub798 \uc2dc\uc7a5 \uae30\ud68c\uc640 \uc804\ub9dd\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-38115","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/38115"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=38115"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/38115\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=38115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=38115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=38115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}