{"id":40495,"date":"2026-02-13T00:51:54","date_gmt":"2026-02-13T00:51:54","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/insurance-telematics-market-mordor\/"},"modified":"2026-09-11T05:47:16","modified_gmt":"2026-09-10T20:47:16","slug":"insurance-telematics-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/insurance-telematics-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/insurance-telematics-market-1713424450418-Insurance-Telematics-Market-ML.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/insurance-telematics-market-size-image-1770809885453.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc8fc\ub958 &#8211; \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8(UBI)\uc73c\ub85c\uc758 \ubcf4\ud5d8\uc0ac \uc2e0\uc18d \uc804\ud658<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc8fc\ub958 &#8211; \uc790\ub3d9\ucc28 \uc5f0\uacb0\uc131 \ud601\uc2e0 (5G, eSIM)<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc8fc\ub958 &#8211; \uac15\ud654\ub41c \ub3c4\ub85c \uc548\uc804 \ubc0f CO? \uaddc\uc81c<\/li>\n<li class=\"toc-level-3\">4.2.4 \uc7a0\uc7ac\uc801 \uc694\uc778 &#8211; OEM API \uc218\uc775\ud654 \uc758\ubb34<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc7a0\uc7ac\uc801 \uc694\uc778 &#8211; \ub3c4\uc2dc \ud63c\uc7a1 \uacc4\ud68d\uc5d0 \ub530\ub978 \ub9c8\uc77c\ub2f9 \uc9c0\ubd88 \ubcf4\uc870\uae08<\/li>\n<li class=\"toc-level-3\">4.2.6 \uc7a0\uc7ac\uc801 \uc694\uc778 &#8211; AI \uae30\ubc18 \uc0ac\uae30 \uc810\uc218\ud654\ub85c \uc190\uc2e4\ub960 \uac10\uc18c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc8fc\ub958 &#8211; \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \ub3d9\uc758 \ubb38\uc81c (GDPR, CPRA)<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc8fc\ub958 &#8211; \uc7a5\uce58\/\ub370\uc774\ud130 \ud488\uc9c8 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc7a0\uc7ac\uc801 \uc694\uc778 &#8211; \uc560\ud504\ud130\ub9c8\ucf13 \ub3d9\uae00\uc5d0 \ub300\ud55c CAN-\ubc84\uc2a4 \uc0ac\uc774\ubc84 \uacf5\uaca9 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc7a0\uc7ac\uc801 \uc694\uc778 &#8211; \uc800\uc704\ud5d8 \uc6b4\uc804\uc790\uac00 \ud480\uc744 \uc774\ud0c8\ud568\uc5d0 \ub530\ub978 \uc5ed\uc120\ud0dd<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc0ac\uc6a9 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc8fc\ud589 \uac70\ub9ac \uae30\ubc18 \ubcf4\ud5d8 (PAYD)<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc6b4\uc804 \uc2b5\uad00 \uae30\ubc18 \ubcf4\ud5d8 (PHYD)<\/li>\n<li class=\"toc-level-3\">5.1.3 \uc6b4\uc804 \uad00\ub9ac \uae30\ubc18 (MHYD)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uae30\uc220 \ud50c\ub7ab\ud3fc\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 OBD-II \ub3d9\uae00<\/li>\n<li class=\"toc-level-3\">5.2.2 \uc784\ubca0\ub514\ub4dc OEM \ubaa8\ub4c8<\/li>\n<li class=\"toc-level-3\">5.2.3 \uc2a4\ub9c8\ud2b8\ud3f0 \uc911\uc2ec<\/li>\n<li class=\"toc-level-3\">5.2.4 \ube14\ub799\ubc15\uc2a4\/\ud558\ub4dc\uc640\uc774\uc5b4\ub4dc<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ucc28\ub7c9 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc2b9\uc6a9\ucc28<\/li>\n<li class=\"toc-level-3\">5.3.2 \uacbd\uc0c1\uc6a9\ucc28<\/li>\n<li class=\"toc-level-3\">5.3.3 \uc911\uc0c1\uc6a9\ucc28<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uac1c\uc778 \ubcf4\ud5d8\uc0ac<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc790\ub3d9\ucc28 OEM \uacc4\uc5f4\uc0ac<\/li>\n<li class=\"toc-level-3\">5.4.4 \ucc28\ub7c9 \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc720\ud1b5 \ucc44\ub110\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \uc18c\ube44\uc790 \uc9c1\uc811 \ud310\ub9e4<\/li>\n<li class=\"toc-level-3\">5.5.2 \ube0c\ub85c\ucee4\/\ub300\ub9ac\uc778 \uc911\uac1c<\/li>\n<li class=\"toc-level-3\">5.5.3 OEM\/\ub51c\ub7ec \ubc88\ub4e4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.6 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.6.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.6.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.6.2 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.6.2.1 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.2.2 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.6.2.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.6.2.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.6.2.5 \uae30\ud0c0 \uc720\ub7fd<\/li>\n<li class=\"toc-level-3\">5.6.3 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.6.3.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.6.3.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.6.3.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.5 \uae30\ud0c0 \uc544\uc2dc\uc544<\/li>\n<li class=\"toc-level-3\">5.6.4 \uc911\ub3d9<\/li>\n<li class=\"toc-level-4\">5.6.4.1 \uc774\uc2a4\ub77c\uc5d8<\/li>\n<li class=\"toc-level-4\">5.6.4.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.6.4.3 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.6.4.4 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-4\">5.6.4.5 \uae30\ud0c0 \uc911\ub3d9<\/li>\n<li class=\"toc-level-3\">5.6.5 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.6.5.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.5.2 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-4\">5.6.5.3 \uae30\ud0c0 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-3\">5.6.6 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.6.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.6.6.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.6.6.3 \uae30\ud0c0 \ub0a8\ubbf8<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Berkshire Hathaway Inc. &#8211; GEICO<\/li>\n<li class=\"toc-level-3\">6.4.2 Unipol Gruppo SpA &#8211; UnipolTech<\/li>\n<li class=\"toc-level-3\">6.4.3 Octo Telematics SpA<\/li>\n<li class=\"toc-level-3\">6.4.4 DriveQuant SAS<\/li>\n<li class=\"toc-level-3\">6.4.5 IMS (Global) Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.6 AXA SA<\/li>\n<li class=\"toc-level-3\">6.4.7 The Floow Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.8 LexisNexis Risk Solutions (RELX PLC)<\/li>\n<li class=\"toc-level-3\">6.4.9 Vodafone Group PLC &#8211; Vodafone Automotive SpA<\/li>\n<li class=\"toc-level-3\">6.4.10 Viasat Group SpA<\/li>\n<li class=\"toc-level-3\">6.4.11 Targa Telematics SpA<\/li>\n<li class=\"toc-level-3\">6.4.12 Cambridge Mobile Telematics Inc.<\/li>\n<li class=\"toc-level-3\">6.4.13 Allstate Corp.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5 \uac1c\uc694: \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc758 \uaddc\ubaa8, \uc810\uc720\uc728, \ubd84\uc11d \ubc0f \ub3d9\ud5a5\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \uc0ac\uc6a9 \uc720\ud615(PAYD: Pay-As-You-Drive, PHYD: Pay-How-You-Drive, MHYD: Manage-How-You-Drive), \uae30\uc220 \ud50c\ub7ab\ud3fc(OBD-II \ub3d9\uae00, \uc784\ubca0\ub514\ub4dc OEM \ubaa8\ub4c8, \uc2a4\ub9c8\ud2b8\ud3f0 \uc911\uc2ec, \ube14\ub799\ubc15\uc2a4\/\ud558\ub4dc\uc640\uc774\uc5b4\ub4dc), \ucc28\ub7c9 \uc720\ud615(\uc2b9\uc6a9\ucc28, \uacbd\uc0c1\uc6a9\ucc28, \ub300\ud615 \uc0c1\uc6a9\ucc28), \ucd5c\uc885 \uc0ac\uc6a9\uc790(\uac1c\uc778 \ubcf4\ud5d8, \uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8 \ub4f1), \uc720\ud1b5 \ucc44\ub110(\uc18c\ube44\uc790 \uc9c1\uc811 \ud310\ub9e4, \ube0c\ub85c\ucee4\/\uc5d0\uc774\uc804\ud2b8 \ub4f1) \ubc0f \uc9c0\uc5ed\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc608\uce21\uc740 \ud65c\uc131 \ubcf4\ud5d8\ub8cc(Active Premiums) \uae30\uc900\uc73c\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd<\/p>\n<p>Mordor Intelligence\uc758 \ubd84\uc11d\uc5d0 \ub530\ub974\uba74, \ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc740 2025\ub144 2\uc5b5 1,607\ub9cc \ud65c\uc131 \ubcf4\ud5d8\ub8cc\uc5d0\uc11c 2026\ub144 2\uc5b5 7,841\ub9cc \ud65c\uc131 \ubcf4\ud5d8\ub8cc\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. 2031\ub144\uc5d0\ub294 9\uc5b5 8,880\ub9cc \ud65c\uc131 \ubcf4\ud5d8\ub8cc\uc5d0 \ub3c4\ub2ec\ud558\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 28.85%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc7a5 \ud655\ub300\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc2e4\uc2dc\uac04 \uc6b4\uc804 \ubd84\uc11d, \uc790\ub3d9\ucc28 \uc5f0\uacb0\uc131 \uc5c5\uadf8\ub808\uc774\ub4dc, AI \uae30\ubc18 \uc0ac\uae30 \uc810\uc218\ud654\uc5d0 \uc758\uc874\ud558\ub294 \ub370\uc774\ud130 \uc911\uc2ec \uac00\uaca9 \ubaa8\ub378\uc744 \ube60\ub974\uac8c \ucc44\ud0dd\ud558\uace0 \uc788\uc74c\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. \uc720\ub7fd\uc740 \ucd08\uae30 \uc2dc\uc7a5 \uc120\uc810 \uc6b0\uc704\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uaddc\uc81c \uc758\ubb34\ud654\uc640 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \uac00\uc7a5 \uac00\ud30c\ub978 \uc131\uc7a5\uc138\ub97c \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<\/p>\n<p>2. \uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778<\/p>\n<p>\ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\uc778\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8(UBI) \ubaa8\ub378\ub85c\uc758 \uc804\ud658 \uac00\uc18d\ud654: \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc2e4\uc2dc\uac04 \uc6b4\uc804 \ud589\ub3d9 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uc704\ud5d8\uc744 \ubcf4\ub2e4 \uc815\ud655\ud558\uac8c \ud3c9\uac00\ud558\uace0 \ub9de\ucda4\ud615 \ubcf4\ud5d8\ub8cc\ub97c \uc81c\uacf5\ud558\ub294 UBI \ubaa8\ub378\ub85c \ube60\ub974\uac8c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Direct Assurance\ub294 2024\ub144 YouDrive \uac00\uc785\uc790\ub97c 27% \ub298\ub9ac\uace0 \uace0\uac1d\ub2f9 \ud3c9\uade0 \ubcf4\ud5d8\ub8cc\ub97c 200\uc720\ub85c(\uc57d 213\ub2ec\ub7ec) \uc808\uac10\ud588\uc73c\uba70, Progressive\ub294 2024\ub144 \uc21c\uc218\uc775 \ubcf4\ud5d8\ub8cc\uac00 21% \uc99d\uac00\ud55c 744\uc5b5 \ub2ec\ub7ec\ub97c \uae30\ub85d\ud558\ub294 \ub4f1 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ud504\ub85c\uadf8\ub7a8\uc774 \uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825\uc784\uc744 \uc785\uc99d\ud588\uc2b5\ub2c8\ub2e4. \ub370\uc774\ud130\uc758 \uc591\ubcf4\ub2e4\ub294 \uc18d\ub3c4\uac00 \uacbd\uc7c1 \uc6b0\uc704\ub97c \uacb0\uc815\ud558\uba70, Cambridge Mobile Telematics(CMT)\uac00 2025\ub144 \uc77c\ubcf8\uc5d0\uc11c 100\ub9cc \uc6b4\uc804\uc790\ub85c \ud655\uc7a5\ud55c \uc0ac\ub840\uac00 \uc774\ub97c \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4.<br \/>\n*   \uc790\ub3d9\ucc28 \uc5f0\uacb0\uc131 \ud601\uc2e0 (5G, eSIM): 5G \ubc0f eSIM \uae30\uc220\uc740 \ucc28\ub7c9\uc744 \uc0c1\uc2dc \uc5f0\uacb0\ub41c \ub370\uc774\ud130 \ud5c8\ube0c\ub85c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. BMW\uc758 iX \ud50c\ub7ab\ud3fc\uc740 Deutsche Telekom\uacfc \ud611\ub825\ud558\uc5ec \ub4c0\uc5bc SIM \uc5f0\uacb0\uc131\uc744 \ud1b5\ud574 \ud154\ub808\ub9e4\ud2f1\uc2a4\uc640 \uc778\ud3ec\ud14c\uc778\uba3c\ud2b8 \ud2b8\ub798\ud53d\uc744 \ubd84\ub9ac\ud558\uc5ec \uc548\uc815\uc801\uc778 \ub370\uc774\ud130 \uc2a4\ud2b8\ub9bc\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. G+D\uc758 \ub4c0\uc5bc \uc561\ud2f0\ube0c SIM \uc544\ud0a4\ud14d\ucc98\ub294 \ubb34\uc120 \uc5c5\ub370\uc774\ud2b8\ub97c \ubcf4\ud638\ud558\uace0 \uae00\ub85c\ubc8c \ub85c\ubc0d \uc5f0\uc18d\uc131\uc744 \ubcf4\uc7a5\ud558\uba70, Ericsson\uc758 IoT Accelerator\ub294 \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uac00 \uc6d0\uaca9 SIM \ud504\ub85c\ube44\uc800\ub2dd\uc744 \ub300\uaddc\ubaa8\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc784\ubca0\ub514\ub4dc \uc5f0\uacb0\uc131\uc740 \uc560\ud504\ud130\ub9c8\ucf13 \ud558\ub4dc\uc6e8\uc5b4 \uc758\uc874\ub3c4\ub97c \uc904\uc774\uace0 \ub370\uc774\ud130 \uc2e0\ub8b0\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ucf1c \uc0ac\uace0 \uc54c\ub9bc \ub4f1 \ubcf4\ud5d8\uc0ac\uc758 \uac00\uce58 \uc81c\uc548\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<br \/>\n*   AI \uae30\ubc18 \uc0ac\uae30 \ud0d0\uc9c0 \uae30\uc220 \ubc1c\uc804: AI \uae30\ubc18 \ubd84\uc11d\uc740 \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\uace0 \ud5c8\uc704 \uccad\uad6c\ub97c \uc904\uc5ec \uc190\uc2e4\ub960\uc744 \ub0ae\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. FRISS \ubd84\uc11d\uc740 \uccad\uad6c \ucc98\ub9ac \uc2dc\uac04\uc744 66% \ub2e8\ucd95\ud558\uace0 \uc624\ud0d0\ub960\uc744 75% \uc904\uc5ec \ud30c\ud2b8\ub108 \ubcf4\ud5d8\uc0ac\uc5d0 \uc5f0\uac04 920\ub9cc \ub2ec\ub7ec\ub97c \uc808\uac10\ud588\uc2b5\ub2c8\ub2e4. Allstate\uc758 \uba38\uc2e0\ub7ec\ub2dd \ud2b9\ud5c8\ub294 \ucc28\ub7c9 \uc13c\uc11c \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uc704\ud5d8\uc744 \uc608\uce21\ud558\uace0 \uc6b4\uc804\uc790 \uc9c0\uc6d0 \uc2e0\ud638\ub97c \ud2b8\ub9ac\uac70\ud569\ub2c8\ub2e4. OCTO Telematics\ub294 AI \uc9c0\uc6d0 \ud154\ub808\ub9e4\ud2f1\uc2a4\ub97c \ud1b5\ud574 \uc0ac\uae30\uc131 \uccad\uad6c\ub97c 50% \uc904\uc774\uace0 \ubcf4\ud5d8\uae08 \uc9c0\uae09 \uc8fc\uae30\ub97c 20% \ub2e8\ucd95\ud588\ub2e4\uace0 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac1c\uc120\uc740 \ubcf4\ud5d8\uc0ac\uc758 \ud569\uc0b0\ube44\uc728\uc744 \uac15\ud654\ud558\uace0 \uacbd\uc7c1\ub825 \uc788\ub294 \ubcf4\ud5d8\ub8cc \ucc45\uc815\uc744 \uc704\ud55c \uc790\ubcf8\uc744 \ud655\ubcf4\ud569\ub2c8\ub2e4.<br \/>\n*   OEM API \uc218\uc775\ud654 \ubc0f \ub370\uc774\ud130 \uacf5\uc720 \ud655\ub300: High Mobility\uc640 \uac19\uc740 \ub370\uc774\ud130 \ud50c\ub7ab\ud3fc\uc740 BMW, Audi, Volkswagen, Kia \ub4f1\uacfc \ud611\ub825\ud558\uc5ec \ud45c\uc900\ud654\ub41c \ucc28\ub7c9 \ub370\uc774\ud130\ub97c \ubcf4\ud5d8\uc0ac\uc5d0 \uc9c1\uc811 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ub3d9\uae00 \uc124\uce58 \ube44\uc6a9\uc744 \uc808\uac10\ud569\ub2c8\ub2e4. Kia\ub294 2025\ub144 LexisNexis\uc640 \ud611\ub825\ud558\uc5ec 27\uac1c EU \uad6d\uac00\uc5d0\uc11c GDPR\uc744 \uc900\uc218\ud558\ub294 \uc571 \uae30\ubc18 \uac1c\uc778\ud654\ub97c \ucd94\uc9c4\ud588\uc2b5\ub2c8\ub2e4. Allianz\ub294 EU \ub370\uc774\ud130\ubc95\uc774 \uc81c3\uc790 \ubcf4\ud5d8\uc0ac\uc758 \ube44\ucc28\ubcc4\uc801 \ub370\uc774\ud130 \uc811\uadfc\uc744 \uc758\ubb34\ud654\ud558\uc5ec \uace0\uac1d \uc911\uc2ec \uc81c\ud488 \uac1c\ubc1c\uc744 \ucd09\uc9c4\ud560 \uac83\uc774\ub77c\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4.<br \/>\n*   \uae30\ud0c0 \ub3d9\uc778: \uc5c4\uaca9\ud55c \ub3c4\ub85c \uc548\uc804 \ubc0f CO\u2082 \ubc30\ucd9c \uaddc\uc81c, \ub3c4\uc2dc \ud63c\uc7a1 \ud1b5\ud589\ub8cc \uc81c\ub3c4\uc5d0 \ub530\ub978 \uc8fc\ud589 \uac70\ub9ac \uae30\ubc18 \ubcf4\uc870\uae08 \ub4f1\ub3c4 \uc2dc\uc7a5 \uc131\uc7a5\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n<p>3. \uc2dc\uc7a5 \uc131\uc7a5 \uc800\ud574 \uc694\uc778<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \ub3d9\uc758 \uad00\ub828 \uaddc\uc81c (GDPR, CPRA): \uc720\ub7fd \ub370\uc774\ud130 \ubcf4\ud638 \uc704\uc6d0\ud68c(EDPB)\ub294 \ucc28\ub7c9 \ub0b4 \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uba85\uc2dc\uc801 \ub3d9\uc758, \uc138\ubd84\ud654\ub41c \ubaa9\uc801 \uc81c\ud55c, \uc0ac\uc6a9\uc790 \ucca0\ud68c \uad8c\ub9ac \ub4f1\uc744 \uc758\ubb34\ud654\ud558\uc5ec \uc628\ubcf4\ub529 \uc808\ucc28\ub97c \ubcf5\uc7a1\ud558\uac8c \ud558\uace0 \uaddc\uc81c \uc900\uc218 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4. \uc911\uad6d\uc740 \ud604\uc9c0 \ub370\uc774\ud130 \uc800\uc7a5 \ubc0f \uad6d\uacbd \uac04 \uc804\uc1a1 \uc804 \ubcf4\uc548 \ud3c9\uac00\ub97c \uc758\ubb34\ud654\ud558\uc5ec \uae00\ub85c\ubc8c \ud50c\ub7ab\ud3fc\uc744 \ubd84\uc5f4\uc2dc\ud0a4\uace0 \uc544\ud0a4\ud14d\ucc98 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4. \uc18c\uaddc\ubaa8 \ubcf4\ud5d8\uc0ac\ub294 \uc9c0\uc18d\uc801\uc778 \ud504\ub77c\uc774\ubc84\uc2dc \uac10\uc0ac\uc5d0 \ud544\uc694\ud55c \uc790\uc6d0\uc774 \ubd80\uc871\ud558\uc5ec \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 \ub300\ud615 \ubcf4\ud5d8\uc0ac\ub85c \uc9d1\uc911\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uae30\uae30\/\ub370\uc774\ud130 \ud488\uc9c8 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ubb38\uc81c: \uc560\ud504\ud130\ub9c8\ucf13 \uc194\ub8e8\uc158\uc758 \uacbd\uc6b0 \uae30\uae30 \ubc0f \ub370\uc774\ud130 \ud488\uc9c8\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28\uac00 \uc874\uc7ac\ud558\uc5ec \ubcf4\ud5d8\uc0ac\uc758 \ud22c\uc790 \uc218\uc775\ub960(ROI)\uc744 \uc800\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc560\ud504\ud130\ub9c8\ucf13 \ub3d9\uae00\uc5d0 \ub300\ud55c \uc0ac\uc774\ubc84 \uacf5\uaca9 \uc704\ud611: Carnegie Mellon \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ub9ce\uc740 \uc560\ud504\ud130\ub9c8\ucf13 \ub3d9\uae00\uc740 \ubd80\uc801\uc808\ud55c \uc554\ud638\ud654 \ubc0f \uac1c\ubc29\ud615 \ub514\ubc84\uadf8 \ud3ec\ud2b8\ub85c \uc778\ud574 \ucc28\ub7c9\uc774 \uc704\uce58 \ucd94\uc801, \uc6d0\uaca9 \uc81c\uc5b4, \ud558\uc774\uc7ac\ud0b9 \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c CAN-bus \uc8fc\uc785 \uacf5\uaca9\uc744 \ud1b5\ud55c \ud5e4\ub4dc\ub77c\uc774\ud2b8-OBD \uc808\ub3c4 \uc0ac\ub840\ub294 \ucc28\ub7c9 \ubb34\uacb0\uc131\uc5d0 \ub300\ud55c \uc704\ud611\uc744 \uac15\uc870\ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc190\uc0c1\ub41c \uc7a5\uce58\uac00 \uc808\ub3c4\ub098 \uc2e0\uccb4 \uc0c1\ud574\ub97c \uc720\ubc1c\ud560 \uacbd\uc6b0 \ud3c9\ud310 \uc190\uc0c1 \ubc0f \uc7a0\uc7ac\uc801 \ubc95\uc801 \ucc45\uc784\uc5d0 \uc9c1\uba74\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc800\uc704\ud5d8 \uc6b4\uc804\uc790\uc758 \uc774\ud0c8\ub85c \uc778\ud55c \uc5ed\uc120\ud0dd: \ud154\ub808\ub9e4\ud2f1\uc2a4 \ubcf4\ud5d8\uc774 \uc131\uc219\ud574\uc9c0\uba74\uc11c \uc800\uc704\ud5d8 \uc6b4\uc804\uc790\ub4e4\uc774 \uae30\uc874 \ubcf4\ud5d8 \ud480\uc5d0\uc11c \uc774\ud0c8\ud558\uc5ec \uc5ed\uc120\ud0dd \ubb38\uc81c\ub97c \uc57c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>4. \uc138\uadf8\uba3c\ud2b8\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \uc0ac\uc6a9 \uc720\ud615\ubcc4: \uc6b4\uc804 \uc2b5\uad00 \uae30\ubc18 \ubcf4\ud5d8(MHYD)\uc740 31.28%\uc758 CAGR\ub85c \uc2dc\uc7a5 \ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\uba70 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc548\uc804\ud55c \uac00\uc18d, \uc81c\ub3d9, \ucf54\ub108\ub9c1\uc5d0 \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc778\ub3c4\uc758 2025\ub144 \uaddc\uc81c\ub294 PAYD\ub97c \ud45c\uc900 \uc790\ub3d9\ucc28 \uc635\uc158\uc73c\ub85c \uc758\ubb34\ud654\ud558\uc5ec UBI \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4. PAYD\ub294 \uc5ec\uc804\ud788 \ub192\uc740 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\uc9c0\ub9cc, MHYD\ub294 \uc8fc\ud589 \uac70\ub9ac\uc640 \ud589\ub3d9\uc744 \uacb0\ud569\ud558\uc5ec \ubbf8\ubb18\ud55c \uc704\ud5d8 \uc810\uc218\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. Cambridge Mobile Telematics\uc758 DriveWell \ud50c\ub7ab\ud3fc\uc740 \ud53c\ub4dc\ubc31 \ub8e8\ud504\uc758 \uac8c\uc784\ud654\ub97c \ud1b5\ud574 \uccad\uad6c \ube48\ub3c4\ub97c 20% \uac10\uc18c\uc2dc\ucf1c MHYD\uc758 \uacbd\uc81c\uc131\uc744 \uc785\uc99d\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uae30\uc220 \ud50c\ub7ab\ud3fc\ubcc4: OBD-II \ub3d9\uae00\uc740 2025\ub144 38.66%\uc758 \uc815\ucc45 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc73c\ub098, \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uc774 32.62%\uc758 CAGR\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uba70 \uc774\ub97c \ub300\uccb4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Smartcar\ub294 \ub3d9\uae00\uc774 \ubb3c\ub958, \ubcc0\uc870, \uc815\ud655\ub3c4 \ube44\uc6a9\uc744 \ubc1c\uc0dd\uc2dc\ucf1c \ubcf4\ud5d8\uc0ac\uc758 ROI\ub97c \uc800\ud574\ud55c\ub2e4\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4. \ubc18\uba74, \uc2a4\ub9c8\ud2b8\ud3f0 \uc13c\uc11c\uc640 \ud074\ub77c\uc6b0\ub4dc AI\ub294 \ud558\ub4dc\uc6e8\uc5b4 \uc624\ubc84\ud5e4\ub4dc \uc5c6\uc774 \uc720\uc0ac\ud55c \uc774\ubca4\ud2b8 \uac10\uc9c0 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. OEM \uc784\ubca0\ub514\ub4dc \ubaa8\ub4c8\uc740 \uace0\uae09 \ucc28\ub7c9 \uc2dc\uc7a5\uc5d0\uc11c \ud504\ub9ac\ubbf8\uc5c4 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uba70, \ube14\ub799\ubc15\uc2a4 \uc7a5\uce58\ub294 \ubc95\uc801 \ucd94\uc801 \uac00\ub2a5\uc131\uc744 \uc704\ud574 \ubc00\ubd09\ub41c \ud558\ub4dc\uc6e8\uc5b4\ub97c \uc758\ubb34\ud654\ud558\ub294 \uc9c0\uc5ed\uc5d0\uc11c \uc5ec\uc804\ud788 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n*   \ucc28\ub7c9 \uc720\ud615\ubcc4: \uc2b9\uc6a9\ucc28\uac00 2025\ub144 \ud65c\uc131 \ubcf4\ud5d8 \uc815\ucc45\uc758 73.62%\ub97c \ucc28\uc9c0\ud558\uba70 \uc9c0\ubc30\uc801\uc774\uc9c0\ub9cc, \uc804\uc790\uc0c1\uac70\ub798 \ubc30\uc1a1 \ucd5c\uc801\ud654 \ubc0f \uc5c4\uaca9\ud55c \ucc28\ub7c9 \uc548\uc804 \ud45c\uc900 \ub355\ubd84\uc5d0 \uacbd\uc0c1\uc6a9\ucc28\uac00 \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc138\ub97c \ubcf4\uc785\ub2c8\ub2e4. Munich Re\ub294 \ucc28\ub7c9\uc774 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uae30\ubc18 \uc6b4\uc804\uc790 \ucf54\uce6d\uc744 \ucc44\ud0dd\ud560 \uacbd\uc6b0 \ubcf4\ud5d8\uc0ac\uac00 \ucd5c\ub300 15%\uc758 \ubcf4\ud5d8\ub8cc \ud560\uc778\uc744 \uc81c\uacf5\ud558\uc5ec \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d \ubaa8\ub450\uc758 \uc218\uc775\uc131\uc744 \uac1c\uc120\ud55c\ub2e4\uace0 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4. \ucc28\ub7c9 \uad00\ub9ac\uc790\ub4e4\uc740 \ubcf4\ud5d8 \uc678\uc5d0\ub3c4 \uacbd\ub85c \ubd84\uc11d \ubc0f \uc720\uc9c0\ubcf4\uc218 \uc54c\ub9bc\uc744 \ud1b5\ud574 \ucd1d \uc18c\uc720 \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ub370 \ud154\ub808\ub9e4\ud2f1\uc2a4\ub97c \ud65c\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: \uac1c\uc778 \ubcf4\ud5d8\uc0ac\uac00 2025\ub144 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ubcf4\ud5d8 \uc2dc\uc7a5\uc758 57.34%\ub97c \uc810\uc720\ud558\uace0 \uc788\uc73c\ub098, \ucc28\ub7c9 \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 \uc6b4\uc804\uc790 \uc131\uacfc \ub300\uc2dc\ubcf4\ub4dc\uc640 \ubcf4\ud5d8\uc744 \uacb0\ud569\ud558\uc5ec 31.42%\uc758 CAGR\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Azuga\uc758 \uc194\ub8e8\uc158\uc740 \uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8\uc0ac\uac00 \uc2e4\uc2dc\uac04 \uc548\uc804 \uc810\uc218\ub97c \uae30\ubc18\uc73c\ub85c \ubcf4\ud5d8\ub8cc\ub97c \uc7ac\uc870\uc815\ud558\uc5ec \ube44\uc6a9\uc744 \uc704\ud5d8\uacfc \uc77c\uce58\uc2dc\ud0a4\uace0 \uccad\uad6c \uc9c0\uae09 \ubcc0\ub3d9\uc131\uc744 \uc904\uc77c \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. Tesla \ubc0f BYD\uc640 \uac19\uc740 OEM \ubcf4\ud5d8\uc0ac\ub294 \ub3c5\uc810\uc801\uc778 \ubc30\ud130\ub9ac \ubc0f ADAS \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uc2e4\uc2dc\uac04\uc73c\ub85c \ubcf4\ud5d8\ub8cc\ub97c \ucc45\uc815\ud558\uba70 \uc804\ud1b5\uc801\uc778 \uc911\uac1c \ubaa8\ub378\uc5d0 \ub3c4\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ud1b5 \ucc44\ub110\ubcc4: \uc9c1\uc811 \uc628\ub77c\uc778 \ud310\ub9e4\uac00 2025\ub144 54.67%\uc758 \uc815\ucc45 \uc810\uc720\uc728\ub85c \uc6b0\uc704\ub97c \uc810\ud588\uc9c0\ub9cc, OEM-\ub51c\ub7ec \ubc88\ub4e4\uc774 \ucc28\ub7c9 \uae08\uc735 \uc8fc\uae30\uc640 \uc5f0\uacc4\ub418\uc5b4 30.88%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ERGO\uc640 O2 Telef\u00f3nica\uc758 \ud30c\ud2b8\ub108\uc2ed\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \uacc4\uc57d\uc5d0 \ubcf4\ud5d8\uc744 \ud3ec\ud568\uc2dc\ucf1c \uc0b0\uc5c5 \uac04 \ubc88\ub4e4\ub9c1 \uc7a0\uc7ac\ub825\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. OEM \ud1b5\ud569\uc740 \ud45c\uc900\ud654\ub41c \uacf5\uc7a5 \uc13c\uc11c \ub370\uc774\ud130\ub97c \uc81c\uacf5\ud558\uc5ec \uc778\uc218 \uc2ec\uc0ac\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \uc904\uc774\uace0 \uace0\uac1d \ud655\ubcf4 \uacfc\uc815\uc744 \ub2e8\ucd95\ud558\uba70, \ucc28\ub7c9 \uc778\ub3c4 \uc2dc \ud65c\uc131\ud654\ub418\ub294 \ub3d9\uc801 \ubcf4\ud5d8\ub8cc \ubaa8\ub378\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p>5. \uc9c0\uc5ed\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \uc720\ub7fd: 2025\ub144 32.41%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\ub85c \uc120\ub450\ub97c \ub2ec\ub838\uc2b5\ub2c8\ub2e4. GDPR \uae30\ubc18\uc758 \uc18c\ube44\uc790 \uc2e0\ub8b0\uc640 \uc5c4\uaca9\ud55c \ub3c4\ub85c \uc548\uc804 \uc815\ucc45, EIOPA \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c 17%\uc758 \ubcf4\ud5d8\uc0ac\uac00 \uc774\ubbf8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc81c\ud488\uc744 \ud310\ub9e4\ud558\uace0 \uc788\ub2e4\ub294 \uc810, \uadf8\ub9ac\uace0 EU \ub370\uc774\ud130\ubc95\uc774 \ub370\uc774\ud130 \uacf5\uc720 \uad8c\ub9ac\ub97c \uacf5\uc2dd\ud654\ud558\uc5ec \ucc44\ud0dd\uc744 \ub298\ub9b4 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uc810 \ub4f1\uc774 \uc131\uc7a5\uc744 \uacac\uc778\ud569\ub2c8\ub2e4. \ub7f0\ub358\uacfc \ubc00\ub77c\ub178\uc640 \uac19\uc740 \ud63c\uc7a1 \ud1b5\ud589\ub8cc \ubd80\uacfc \ub3c4\uc2dc\uc758 \ubcf4\uc870\uae08\uc740 \uc8fc\ud589 \uac70\ub9ac \uae30\ubc18 \ud504\ub85c\uadf8\ub7a8\uc758 \ucc44\ud0dd\uc744 \ub354\uc6b1 \ud655\ub300\ud569\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 32.47%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc778\ub3c4 AIS-140 \uc704\uce58 \ucd94\uc801\uae30 \uc758\ubb34\ud654, \uc911\uad6d \uc790\ub3d9\ucc28 \ub370\uc774\ud130 \ubcf4\uc548 \ud45c\uc900\ud654 \ubc0f \uc2e0\uc5d0\ub108\uc9c0 \ucc28\ub7c9 \uc548\uc804 \ubd84\uc11d\uc744 \uc704\ud55c \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc7a5\ub824, \uc77c\ubcf8\uc758 \uc790\ubcf8 \uc644\ud654 \uc778\uc13c\ud2f0\ube0c \ub4f1\uc774 \uc8fc\uc694 \uc694\uc778\uc785\ub2c8\ub2e4.<br \/>\n*   \ubd81\ubbf8: \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. Progressive\uc758 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uce68\ud22c\uc728\uc740 2024\ub144 \uc2e0\uaddc \uc790\ub3d9\ucc28 \uc0ac\uc5c5\uc758 45%\uc5d0 \ub2ec\ud588\uc73c\uba70, \uc774\ub294 68%\uc758 \ud569\uc0b0\ube44\uc728 \ucd08\uacfc \ub2ec\uc131\uc744 \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4. \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uaddc\uc81c\uc758 \ubcf5\uc7a1\uc131\uacfc \ub192\uc740 \uc18c\uc1a1 \uc704\ud5d8\uc774 \uc131\uc7a5\uc744 \uc5b5\uc81c\ud558\uc9c0\ub9cc, \ub192\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 \ubaa8\uba58\ud140\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9, \uc544\ud504\ub9ac\uce74, \ub0a8\ubbf8: \ucd08\uae30 \ub2e8\uacc4\uc774\uc9c0\ub9cc \uc815\ubd80\uc758 \ub514\uc9c0\ud138\ud654 \uc758\uc81c\uc640 \uc790\ub3d9\ucc28 \ubcf4\uae09\ub960 \uc99d\uac00\uac00 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub3c4\uc785\uc758 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\uace0 \uc788\uc73c\uba70, \uc218\uc785\uc5c5\uccb4\ub4e4\uc740 \uc5f0\uacb0\uc131 \uc784\ubca0\ub529\uc744 \ud1b5\ud574 \uc81c\ud488\uc744 \ucc28\ubcc4\ud654\ud558\ub824\ub294 \ub178\ub825\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>6. \uacbd\uc7c1 \ud658\uacbd \ubc0f \uc8fc\uc694 \uae30\uc5c5<\/p>\n<p>\ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc740 \uc911\uac04 \uc815\ub3c4\uc758 \ud30c\ud3b8\ud654\ub41c \uad6c\uc870\ub97c \ubcf4\uc785\ub2c8\ub2e4. Cambridge Mobile Telematics (CMT), Octo Telematics, Progressive, Allstate\uac00 2024\ub144 \ud65c\uc131 \ubcf4\ud5d8\ub8cc\uc758 \uc57d 4\ubd84\uc758 1\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. CMT\ub294 \ub370\uc774\ud130 \uacfc\ud559 \uc5ed\ub7c9\uacfc \ubcf4\ud5d8\uae08 \uccad\uad6c \uc790\ub3d9\ud654 \ud234\ud0b7\uc73c\ub85c Frost &#038; Sullivan \uc0c1\uc744 \uc218\uc0c1\ud558\uba70 \uc778\uc815\ubc1b\uc558\uc73c\uba70, Octo\ub294 AI \uc2a4\uc704\ud2b8\ub97c \ud1b5\ud574 \ud30c\ud2b8\ub108\uc0ac\uc758 \uc0ac\uae30\uc728\uc744 50% \uc808\uac10\ud558\uace0 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \ubc0f \uac78\ud504 \uc9c0\uc5ed\uc73c\ub85c \ud655\uc7a5\uc744 \ucd94\uc9c4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>Intuit\uc758 2025\ub144 Zendrive \uae30\uc220 \uc778\uc218\ub294 \ud540\ud14c\ud06c \uc735\ud569\uc744 \uc2dc\uc0ac\ud558\uba70, \ud604\uae08 \ud750\ub984 \ubd84\uc11d\uacfc \uc6b4\uc804 \ud589\ub3d9 \ud1b5\ucc30\ub825\uc744 \uacb0\ud569\ud558\uc5ec \uc911\uc18c\uae30\uc5c5\uc758 \uc7ac\uc815 \uad00\ub9ac \ubc0f \uc704\ud5d8 \ud3c9\uac00\uc5d0 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc6c0\uc9c1\uc784\uc740 \ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc5d0\uc11c \uae30\uc220 \uae30\uc5c5\uacfc \uae08\uc735 \uc11c\ube44\uc2a4 \uae30\uc5c5 \uac04\uc758 \uacbd\uacc4\uac00 \ubaa8\ud638\ud574\uc9c0\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub370\uc774\ud130 \ubd84\uc11d \ubc0f AI \uc5ed\ub7c9\uc744 \uac15\ud654\ud558\uac70\ub098 \uae30\uc220 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uacbd\uc7c1\ub825\uc744 \ud655\ubcf4\ud558\ub824 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc790\ub3d9\ucc28 \uc81c\uc870\uc0ac(OEM)\ub4e4\ub3c4 \uc790\uccb4\uc801\uc778 \ucee4\ub125\ud2f0\ub4dc \uce74 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uc774\ub97c \ubcf4\ud5d8 \uc0c1\ud488\uacfc \uc5f0\uacc4\ud558\ub824\ub294 \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc774\uba70 \uc2dc\uc7a5 \uacbd\uc7c1\uc744 \uc2ec\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1 \uc6b0\uc704\ub97c \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uae30\uc5c5\ub4e4\uc740 \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uac1c\uc120, \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488 \uac1c\ubc1c, \uadf8\ub9ac\uace0 \ub370\uc774\ud130 \ubcf4\uc548 \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\uc5d0 \ub300\ud55c \uc2e0\ub8b0 \uad6c\ucd95\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc804 \uc138\uacc4 \ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uba70, \ucd1d \ud65c\uc131 \ubcf4\ud5d8\ub8cc \uc218\ub97c \uae30\uc900\uc73c\ub85c \uc2dc\uc7a5 \uaddc\ubaa8\uc640 \uc131\uc7a5\ub960\uc744 \uc608\uce21\ud569\ub2c8\ub2e4. \uc5f0\uad6c\ub294 \uc0ac\uc6a9 \uc720\ud615(PAYD, PHYD, MHYD), \uae30\uc220 \ud50c\ub7ab\ud3fc, \ucc28\ub7c9 \uc720\ud615, \ucd5c\uc885 \uc0ac\uc6a9\uc790, \uc720\ud1b5 \ucc44\ub110 \ubc0f \uc9c0\uc5ed\ubcc4\ub85c \uc2dc\uc7a5\uc744 \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \ub3d9\uc778\/\uc800\ud574 \uc694\uc778<br \/>\n\ubcf4\ud5d8 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc2dc\uc7a5\uc758 \ud575\uc2ec \ub3d9\uc778\uc73c\ub85c\ub294 \u25b2\ubcf4\ud5d8\uc0ac\uc758 UBI(Usage-Based Insurance)\ub85c\uc758 \uc2e0\uc18d\ud55c \uc804\ud658 \u25b25G, eSIM \ub4f1 \uc790\ub3d9\ucc28 \uc5f0\uacb0\uc131 \ud601\uc2e0 \u25b2\ub3c4\ub85c \uc548\uc804 \ubc0f CO2 \ubc30\ucd9c \uaddc\uc81c \uac15\ud654 \u25b2OEM API \uc218\uc775\ud654 \uc758\ubb34\ud654 \u25b2\ub3c4\uc2dc \ud63c\uc7a1 \uc644\ud654 \uacc4\ud68d\uc5d0 \ub530\ub978 \ub9c8\uc77c\ub9ac\uc9c0 \uae30\ubc18 \ubcf4\uc870\uae08 \u25b2AI \uae30\ubc18 \uc0ac\uae30 \uc810\uc218\ud654\ub97c \ud1b5\ud55c \uc190\uc2e4\ub960 \uac10\uc18c \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc8fc\uc694 \uc800\ud574 \uc694\uc778\uc73c\ub85c\ub294 \u25b2GDPR, CPRA\uc640 \uac19\uc740 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \ub3d9\uc758 \uad00\ub828 \ubb38\uc81c \u25b2\uc7a5\uce58\/\ub370\uc774\ud130 \ud488\uc9c8 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uaca9\ucc28 \u25b2\uc560\ud504\ud130\ub9c8\ucf13 \ub3d9\uae00\uc5d0 \ub300\ud55c CAN-bus \uc0ac\uc774\ubc84 \uacf5\uaca9 \uc99d\uac00 \u25b2\uc800\uc704\ud5d8 \uc6b4\uc804\uc790\uc758 \uc774\ud0c8\ub85c \uc778\ud55c \uc5ed\uc120\ud0dd \ubb38\uc81c \ub4f1\uc774 \uc9c0\uc801\ub429\ub2c8\ub2e4.<\/p>\n<p>2. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21<br \/>\n\ud154\ub808\ub9e4\ud2f1\uc2a4 \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 28.85%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, 2031\ub144\uae4c\uc9c0 \uc804 \uc138\uacc4 \uc2e0\uaddc \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 50% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucc44\ud0dd\uc740 \uc8fc\ub85c \uc2e4\uc2dc\uac04 \uc6b4\uc804 \uc810\uc218\uc640 \uc5f0\ub3d9\ub41c \ubcf4\ud5d8\ub8cc \uc808\uac10(\uc720\ub7fd \uc5f0\uac04 \uc57d 200\uc720\ub85c, \ubbf8\uad6d 10-15%)\uacfc \ud22c\uba85\ud55c \ub370\uc774\ud130 \ud53c\ub4dc\ubc31\uc5d0 \uc758\ud574 \ucd09\uc9c4\ub429\ub2c8\ub2e4.<\/p>\n<p>3. \uc9c0\uc5ed\ubcc4 \ubc0f \uae30\uc220\ubcc4 \ub3d9\ud5a5<br \/>\n\uc9c0\uc5ed\ubcc4\ub85c\ub294 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(APAC) \uc9c0\uc5ed\uc774 \uac00\uc7a5 \uac15\ub825\ud55c \uaddc\uc81c \uc8fc\ub3c4 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc778\ub3c4\uc758 AIS-140 \ucd94\uc801\uae30 \uc758\ubb34\ud654\uc640 \uc911\uad6d\uc758 \uc790\ub3d9\ucc28 \ub370\uc774\ud130 \ubcf4\uc548 \uaddc\uc81c\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 32.47%\uc758 CAGR\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n\uae30\uc220 \ud50c\ub7ab\ud3fc \uce21\uba74\uc5d0\uc11c\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \uc571(SDK)\uc774 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd80\ubb38\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc2a4\ub9c8\ud2b8\ud3f0 SDK\ub294 98%\uc758 \uc5ec\uc815 \ucea1\ucc98 \uc815\ud655\ub3c4\ub97c \ubcf4\uc774\uba70, OBD \uc7a5\uce58\uc640 \uc720\uc0ac\ud55c \uc218\uc900\uc758 \ud074\ub808\uc784 \ubd84\ub958 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n\uc0ac\uc774\ubc84 \ubcf4\uc548 \uac15\ud654\ub97c \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 OEM API\ub85c\uc758 \uc804\ud658, \uc554\ud638\ud654\ub41c \ubaa8\ubc14\uc77c SDK \uc0ac\uc6a9, \uc8fc\uae30\uc801\uc778 \uce68\ud22c \ud14c\uc2a4\ud2b8 \ub4f1\uc744 \ud45c\uc900 \uad00\ud589\uc73c\ub85c \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>4. AI\uc758 \uc5ed\ud560<br \/>\nAI \uae30\ubc18 \uc0ac\uae30 \ubd84\uc11d\uc740 \ud074\ub808\uc784 \ucc98\ub9ac \uc2dc\uac04\uc744 2\/3 \ub2e8\ucd95\ud558\uace0 \uc624\ud0d0\ub960\uc744 75% \uac10\uc18c\uc2dc\ucf1c, \ubcf4\ud5d8\uc0ac\uac00 \uc808\uac10\ub41c \uc790\ubcf8\uc744 \uacbd\uc7c1\ub825 \uc788\ub294 \uac00\uaca9 \ucc45\uc815\uc5d0 \uc7ac\ud22c\uc790\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n<p>5. \uacbd\uc7c1 \ud658\uacbd \ubc0f \uae30\ud68c<br \/>\n\uacbd\uc7c1 \ud658\uacbd\uc740 Berkshire Hathaway (GEICO), Unipol Gruppo (UnipolTech), Octo Telematics, AXA SA, Vodafone Group (Vodafone Automotive) \ub4f1 \ub2e4\uc591\ud55c \ubcf4\ud5d8\uc0ac, \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc804\ubb38 \uae30\uc5c5, \uae30\uc220 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc774 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \uc9c0\uc18d\uc801\uc778 \ud601\uc2e0\uacfc \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784\uc744 \ud1b5\ud574 \ubc1c\uc804\ud558\uace0 \uc788\uc73c\uba70, \ubbf8\ucda9\uc871 \uc218\uc694\uc640 \uc0c8\ub85c\uc6b4 \uae30\uc220 \ub3c4\uc785\uc744 \ud1b5\ud574 \uc0c1\ub2f9\ud55c \uc2dc\uc7a5 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ubd81\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uae30\ud0c0 \uc9c0\uc5ed(\uc911\ub3d9, \uc544\ud504\ub9ac\uce74, \ub0a8\ubbf8 \ud3ec\ud568)\uc73c\ub85c \uad6c\ubd84\ud558\uc5ec \uc0c1\uc138\ud55c \uc2dc\uc7a5 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uba70, \uac01 \uc9c0\uc5ed\ubcc4 \uc138\ubd80 \uad6d\uac00 \uc2dc\uc7a5 \ub3d9\ud5a5\ub3c4 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-40495","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/40495"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=40495"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/40495\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=40495"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=40495"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=40495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}