{"id":40792,"date":"2026-02-13T08:21:19","date_gmt":"2026-02-13T08:21:19","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/iot-insurance-market-mordor\/"},"modified":"2026-10-23T20:30:58","modified_gmt":"2026-10-23T11:30:58","slug":"iot-insurance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/iot-insurance-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 IoT \ubcf4\ud5d8 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026 &#8211; 2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/iot-insurance-market-1751479104443-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/iot-insurance-market-size-image-1770821198180.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8(UBI)\uc758 \ud655\uc0b0<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc2a4\ub9c8\ud2b8 \ud648 \ubc0f \uc0b0\uc5c5\uc6a9 \uc13c\uc11c \ucc44\ud0dd<\/li>\n<li class=\"toc-level-3\">4.2.3 IoT \ud558\ub4dc\uc6e8\uc5b4 \ubc0f \ub370\uc774\ud130 \uc5f0\uacb0 \ube44\uc6a9\uc758 \uae09\uaca9\ud55c \ud558\ub77d<\/li>\n<li class=\"toc-level-3\">4.2.4 \ub370\uc774\ud130 \uae30\ubc18 \ubcf4\ud5d8\ub8cc \ucc45\uc815\uc5d0 \ub300\ud55c \uaddc\uc81c \uc555\ub825<\/li>\n<li class=\"toc-level-3\">4.2.5 \ub9e4\uac1c\ubcc0\uc218 \uae30\ubc18, \ud2b8\ub9ac\uac70 \uae30\ubc18 P&#038;C \uc0c1\ud488\uc758 \ucd9c\ud604<\/li>\n<li class=\"toc-level-3\">4.2.6 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc9c0\uc18d\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc6d0\uaca9 \uce21\uc815 \uc694\uad6c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \uc0ac\uc774\ubc84 \ubcf4\uc548 \ub178\ucd9c<\/li>\n<li class=\"toc-level-3\">4.3.2 \ub808\uac70\uc2dc \ucf54\uc5b4 \ud1b5\ud569 \ubcf5\uc7a1\uc131<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc13c\uc11c \ub370\uc774\ud130 \uc2e0\ub8b0\uc131 \ubc0f \ubcf4\uc815 \ud3b8\ucc28<\/li>\n<li class=\"toc-level-3\">4.3.4 OEM-\ubcf4\ud5d8\uc0ac \ub370\uc774\ud130 \uad50\ud658\uc5d0 \ub300\ud55c \ub3c5\uc810 \uae08\uc9c0 \uc870\uc0ac<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \uc0b0\uc5c5 \ub9e4\ub825\ub3c4 \u2013 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.8 \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc774 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \ubc30\ud3ec \ubaa8\ub378\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \ud074\ub77c\uc6b0\ub4dc<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \ubcf4\ud5d8 \uc0c1\ud488\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574<\/li>\n<li class=\"toc-level-3\">5.2.2 \uc0dd\uba85<\/li>\n<li class=\"toc-level-3\">5.2.3 \uac74\uac15<\/li>\n<li class=\"toc-level-3\">5.2.4 \uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 IoT \uae30\uc220 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \ucc28\ub7c9 \ud154\ub808\ub9e4\ud2f1\uc2a4<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc2a4\ub9c8\ud2b8 \ud648 \uc13c\uc11c<\/li>\n<li class=\"toc-level-3\">5.3.3 \uc6e8\uc5b4\ub7ec\ube14 \ubc0f \uac74\uac15 \uae30\uae30<\/li>\n<li class=\"toc-level-3\">5.3.4 \uc0b0\uc5c5\uc6a9 IoT \uac8c\uc774\ud2b8\uc6e8\uc774<\/li>\n<li class=\"toc-level-3\">5.3.5 \ud658\uacbd \ubc0f \ub9e4\uac1c\ubcc0\uc218 \uc13c\uc11c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uc18c\ub9e4 \ubc0f \uc0c1\uc5c5<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc8fc\uac70 (\uc2a4\ub9c8\ud2b8 \ud648)<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc790\ub3d9\ucc28<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc0b0\uc5c5<\/li>\n<li class=\"toc-level-3\">5.4.5 \ud5ec\uc2a4\ucf00\uc5b4<\/li>\n<li class=\"toc-level-3\">5.4.6 \uacf5\uacf5 \uc778\ud504\ub77c<\/li>\n<li class=\"toc-level-3\">5.4.7 \ubb3c\ub958 \ubc0f \ub0b4\ube44\uac8c\uc774\uc158<\/li>\n<li class=\"toc-level-3\">5.4.8 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.5.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \uce60\ub808<\/li>\n<li class=\"toc-level-4\">5.5.2.4 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \ub7ec\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.7 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.5 \uc2f1\uac00\ud3ec\ub974<\/li>\n<li class=\"toc-level-4\">5.5.4.6 \ub9d0\ub808\uc774\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.5.4.7 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.5.4.8 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \uc911\ub3d9<\/li>\n<li class=\"toc-level-5\">5.5.5.1.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.5.1.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.5.5.1.3 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-5\">5.5.5.1.4 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-5\">5.5.5.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.5.5.2.2 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-5\">5.5.5.2.3 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.5.2.4 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \ud68c\uc0ac \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Octo Telematics S.p.A.<\/li>\n<li class=\"toc-level-3\">6.4.2 Cambridge Mobile Telematics, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.3 Geotab Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 CalAmp Corp.<\/li>\n<li class=\"toc-level-3\">6.4.5 Samsara Inc.<\/li>\n<li class=\"toc-level-3\">6.4.6 Trak Global Group Ltd<\/li>\n<li class=\"toc-level-3\">6.4.7 Zubie, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.8 Mojio Inc.<\/li>\n<li class=\"toc-level-3\">6.4.9 Queclink Wireless Solutions Co. Ltd<\/li>\n<li class=\"toc-level-3\">6.4.10 Telit Cinterion PLC<\/li>\n<li class=\"toc-level-3\">6.4.11 Sensata Technologies Holding plc<\/li>\n<li class=\"toc-level-3\">6.4.12 Laird Connectivity LLC<\/li>\n<li class=\"toc-level-3\">6.4.13 Kuantum Pvt Ltd (Kruzr)<\/li>\n<li class=\"toc-level-3\">6.4.14 Smart Things Lab Co. Ltd<\/li>\n<li class=\"toc-level-3\">6.4.15 Roost Inc.<\/li>\n<li class=\"toc-level-3\">6.4.16 Notion (fka Iris Inc.)<\/li>\n<li class=\"toc-level-3\">6.4.17 Eddy Solutions Inc.<\/li>\n<li class=\"toc-level-3\">6.4.18 HSB (\u201cSensor Solutions by HSB\u201d)<\/li>\n<li class=\"toc-level-3\">6.4.19 ThingCo Global Ltd<\/li>\n<li class=\"toc-level-3\">6.4.20 LexisNexis Risk Solutions Group<\/li>\n<li class=\"toc-level-3\">6.4.21 Flow Insurance Ltd<\/li>\n<li class=\"toc-level-3\">6.4.22 Kinsa Inc.<\/li>\n<li class=\"toc-level-3\">6.4.23 Metromile Enterprise Solutions<\/li>\n<li class=\"toc-level-3\">6.4.24 Safehub, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.25 Parsyl, Inc.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5<\/p>\n<ul>\n<li class=\"toc-level-2\">7.1 \ubbf8\uac1c\ucc99 \uc601\uc5ed \ubc0f \ubbf8\ucda9\uc871 \uc694\uad6c \ud3c9\uac00<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>IoT \ubcf4\ud5d8 \uc2dc\uc7a5 \uac1c\uc694 (2026-2031)<\/p>\n<p>1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd<\/p>\n<p>IoT \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 2025\ub144 527\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \ud3c9\uac00\ub418\uc5c8\uc73c\uba70, 2026\ub144 682\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144\uc5d0\ub294 2,475\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub3c4\ub2ec\ud558\uc5ec \uc608\uce21 \uae30\uac04(2026-2031) \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 29.40%\ub97c \uae30\ub85d\ud558\uba70 \uae09\uaca9\ud788 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \ucee4\ub125\ud2f0\ub4dc \ucc28\ub7c9, \uc2a4\ub9c8\ud2b8 \ud648 \uae30\uae30, \uc6e8\uc5b4\ub7ec\ube14 \ubc0f \uc0b0\uc5c5\uc6a9 \uc13c\uc11c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc9c0\uc18d\uc801\uc778 \uc6d0\uaca9 \uce21\uc815 \ub370\uc774\ud130\uac00 \uc704\ud5d8 \uc804\uac00 \ubc29\uc2dd\uc744 \uae30\uc874\uc758 \ubcf4\ud5d8\uae08 \uc9c0\uae09\uc5d0\uc11c \uc2e4\uc2dc\uac04 \uc190\uc2e4 \uc608\ubc29\uc73c\ub85c \uc804\ud658\uc2dc\ud0a4\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc13c\uc11c \uac00\uaca9 \ud558\ub77d, \uc548\uc815\uc801\uc778 \uc140\ub8f0\ub7ec \ubc0f LPWAN(\uc800\uc804\ub825 \uad11\uc5ed \ud1b5\uc2e0\ub9dd) \ucee4\ubc84\ub9ac\uc9c0, \uadf8\ub9ac\uace0 \uc8fc\uc694 \uad00\ud560\uad8c\uc758 \ub370\uc774\ud130 \uae30\ubc18 \uac00\uaca9 \ucc45\uc815 \uc758\ubb34\ud654\uac00 \uc774\ub7ec\ud55c IoT \ubcf4\ud5d8\uc758 \ucc44\ud0dd\uc744 \uac00\uc18d\ud654\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. \ud575\uc2ec \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30<\/p>\n<p>2.1. \ubc30\ud3ec \ubaa8\ub378\ubcc4 \ubd84\uc11d<br \/>\n\ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec \ubaa8\ub378\uc740 2025\ub144 IoT \ubcf4\ud5d8 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 63.20%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, 2031\ub144\uae4c\uc9c0 30.70%\uc758 CAGR\ub85c \uc131\uc7a5\ud558\uc5ec \ud074\ub77c\uc6b0\ub4dc \ud50c\ub7ab\ud3fc\uc758 IoT \ubcf4\ud5d8 \uc2dc\uc7a5 \uaddc\ubaa8\ub97c 1,663\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \ub04c\uc5b4\uc62c\ub9b4 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc790\ubcf8 \uc9d1\uc57d\uc801\uc778 \uc628\ud504\ub808\ubbf8\uc2a4 \ub370\uc774\ud130 \uc13c\ud130\ubcf4\ub2e4 \uc720\uc5f0\ud55c \ucef4\ud4e8\ud305, API \uac1c\ubc29\uc131, \uad00\ub9ac\ud615 \ubcf4\uc548 \ud328\uce58\ub97c \uc6b0\uc120\uc2dc\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. Samsara\uc758 \ucee4\ub125\ud2f0\ub4dc \uc6b4\uc601 \ud074\ub77c\uc6b0\ub4dc\uac00 2025\ub144 4\ubd84\uae30\uc5d0 14\uc5b5 5,800\ub9cc \ub2ec\ub7ec\uc758 \uc5f0\uac04 \ubc18\ubcf5 \ub9e4\ucd9c(ARR)\uc744 \ub2ec\uc131\ud55c \uac83\uc740 \ud655\uc7a5 \uac00\ub2a5\ud55c \uc6d0\uaca9 \uce21\uc815 \uc544\ud0a4\ud14d\ucc98\uac00 \uae30\uc5c5 \ucc44\ud0dd\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc628\ud504\ub808\ubbf8\uc2a4 \ubc30\ud3ec\ub294 \uaddc\uc81c\uac00 \uc5c4\uaca9\ud558\uac70\ub098 \ub370\uc774\ud130 \uc8fc\uad8c \ubc95\uaddc\uac00 \uc5ed\uc678 \ucc98\ub9ac\ub97c \uae08\uc9c0\ud558\ub294 \uc9c0\uc5ed\uc5d0\uc11c \uc5ec\uc804\ud788 \uc0ac\uc6a9\ub418\uc9c0\ub9cc, FedRAMP High \ubc0f ISO 27018\uacfc \uac19\uc740 \ubcf4\uc548 \uc778\uc99d\uc740 \uba40\ud2f0\ud14c\ub10c\ud2b8 \ud074\ub77c\uc6b0\ub4dc\uc758 \uc778\uc9c0\ub41c \uc704\ud5d8\uc744 \uc904\uc5ec \ub2e8\uacc4\uc801\uc778 \ub9c8\uc774\uadf8\ub808\uc774\uc158\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5e3\uc9c0 \ub178\ub4dc\ub294 \uc790\uc728\uc8fc\ud589 \ucc28\ub7c9 \ubcf4\ud5d8\uc744 \uc704\ud55c \ucd08\uc800\uc9c0\uc5f0\uc744 \ubcf4\uc7a5\ud558\uba74\uc11c \uc911\uc559 \ubd84\uc11d\uc774 \uac00\uaca9 \ucc45\uc815 \uc54c\uace0\ub9ac\uc998\uc744 \uac1c\uc120\ud558\ub3c4\ub85d \ud074\ub77c\uc6b0\ub4dc \uc2a4\ud0dd\uc5d0 \ud1b5\ud569\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2.2. \ubcf4\ud5d8 \uc0c1\ud488 \ub77c\uc778\ubcc4 \ubd84\uc11d<br \/>\n\uc7ac\uc0b0 \ubc0f \uc0c1\ud574(Property and Casualty, P&#038;C) \ubcf4\ud5d8\uc740 2025\ub144 \ub9e4\ucd9c\uc758 47.80%\ub97c \ucc28\uc9c0\ud558\uba70 \uc81c\ud488\uad70\ubcc4 IoT \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8 \ud648 \ubc0f \uc0b0\uc5c5\uc6a9 \uc13c\uc11c\uac00 \uc2e4\uc9c8\uc801\uc778 \uc190\uc2e4 \ubc29\uc9c0 \ud6a8\uacfc\ub97c \uc81c\uacf5\ud558\ubbc0\ub85c P&#038;C\ub294 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ucd08\uae30 \ucc44\ud0dd \ubd84\uc57c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc0dd\uba85\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc9c0\uc18d\uc801\uc778 \uc6e8\uc5b4\ub7ec\ube14 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uc0ac\ub9dd\ub960 \uac00\uc815\uc744 \uac1c\uc120\ud558\uace0 \ub3d9\uc801 \ubcf4\ud5d8\ub8cc\ub97c \ud1b5\ud574 \uac74\uac15\ud55c \ud589\ub3d9\uc744 \uc7a5\ub824\ud568\uc73c\ub85c\uc368 33.20%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8\uc740 \uc608\uce21 \uc720\uc9c0\ubcf4\uc218\ub97c \ud1b5\ud574 \ubd80\uc0c1 \ube48\ub3c4\ub97c \ub0ae\ucd94\ub294 \uc0b0\uc5c5\uc6a9 IoT\ub97c \uadfc\ub85c\uc790 \ubcf4\uc0c1 \ubcf4\ud5d8\uc5d0 \uc810\uc810 \ub354 \ud1b5\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uace0\uc801 \ubcf4\ud5d8\uae08 \uc870\uc815\uc5d0\uc11c \uc608\ubc29\uc801 \ubd84\uc11d\uc73c\ub85c\uc758 \uc804\ud658\uc740 \uc190\ud574\uc728\uc744 \uc555\ucd95\ud558\uace0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc6d0\uaca9 \uce21\uc815 \ub370\uc774\ud130\ub97c \uc694\uad6c\ud558\ub294 \uc7ac\ubcf4\ud5d8\uc0ac\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ub2e8\uc77c \uc13c\uc11c \uc2a4\uc704\ud2b8\ub97c \uc911\uc2ec\uc73c\ub85c \uc0dd\uba85, \uc790\ub3d9\ucc28, \uc8fc\ud0dd \ubcf4\ud5d8\uc744 \uacb0\ud569\ud558\ub294 \uad50\ucc28 \ub77c\uc778 \ubc88\ub4e4\ub9c1\uc774 \uae30\uc874 \uc81c\ud488 \uacbd\uacc4\ub97c \ud5c8\ubb3c\uace0 \ub370\uc774\ud130 \uc911\uc2ec \ud50c\ub7ab\ud3fc\uc5d0 \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>2.3. IoT \uae30\uc220 \uc720\ud615\ubcc4 \ubd84\uc11d<br \/>\n\ucc28\ub7c9 \ud154\ub808\ub9e4\ud2f1\uc2a4\ub294 2025\ub144 IoT \ubcf4\ud5d8 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 43.60%\ub97c \ucc28\uc9c0\ud558\uba70 \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \uac00\uaca9 \ucc45\uc815\uc758 \uae30\ubc18\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd81\ubbf8\uc640 \uc720\ub7fd\uc758 \uc131\uc219\ud55c ELD(\uc804\uc790 \uae30\ub85d \uc7a5\uce58) \uc758\ubb34\ud654\ub294 \uac15\ub825\ud55c \uc7a5\uce58 \uc124\uce58 \uae30\ubc18\uc744 \uad6c\ucd95\ud558\uc5ec \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ub300\uaddc\ubaa8\ub85c \uc704\ud5d8 \uc810\uc218\ub97c \uc801\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc6e8\uc5b4\ub7ec\ube14 \ubc0f \uac74\uac15 \uae30\uae30\ub294 32.80%\uc758 CAGR\uc744 \ubcf4\uc774\uba70, \uc190\uc2e4 \uc608\ubc29\uc774 \uc9c0\uc18d\uc801\uc778 \ud589\ub3d9 \ubcc0\ud654\uc640 \uc9c1\uc811\uc801\uc73c\ub85c \uc5f0\uad00\ub418\ub294 \uc0dd\uccb4 \uc778\uc2dd \uae30\ubc18 \ubcf4\ud5d8 \uc778\uc218\ub85c\uc758 \uc804\ud658\uc744 \ud655\uc778\uc2dc\ucf1c \uc90d\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8 \ud648 \uc13c\uc11c\ub294 \ub204\uc218 \ubc0f \uc804\uae30 \ud654\uc7ac \uccad\uad6c\ub97c \ud06c\uac8c \uc904\uc5ec \uc989\uac01\uc801\uc778 \uacbd\uace0 \ubc0f \ubcf4\ud5d8\ub8cc \ud560\uc778\uc5d0 \ub9e4\ub825\uc744 \ub290\ub07c\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0b0\uc5c5\uc6a9 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc2e4\uc2dc\uac04 \uc7a5\ube44 \uc9c0\ud45c\ub97c \uc608\uce21 \uc720\uc9c0\ubcf4\uc218 \ubaa8\ub378\ub85c \uc804\ub2ec\ud558\uc5ec \uc218\ubc31\ub9cc \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc774 \ub4dc\ub294 \uc608\uc0c1\uce58 \ubabb\ud55c \uac00\ub3d9 \uc911\ub2e8\uc744 \uc904\uc785\ub2c8\ub2e4. \ud658\uacbd \uc13c\uc11c\ub294 \ub9e4\uac1c\ubcc0\uc218 \ubcf4\ud5d8\uc758 \uae30\ubc18\uc774 \ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc6d0\uaca9 \ud64d\uc218 \uce21\uc815\uae30\ub294 \uadf9\uc2ec\ud55c \uae30\uc0c1 \ubcc0\ub3d9\uc73c\ub85c\ubd80\ud130 \uc911\uc18c\uae30\uc5c5\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc790\ub3d9\uc73c\ub85c \ubcf4\ud5d8\uae08\uc744 \uc9c0\uae09\ud558\uc5ec \uc2e0\uc18d\ud55c \ubcf4\ud5d8\uae08 \uc9c0\uae09\uc744 \ud1b5\ud574 \uace0\uac1d \uc2e0\ub8b0\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p>2.4. \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4 \ubd84\uc11d<br \/>\n\uc790\ub3d9\ucc28 \uc0b0\uc5c5(\ucc28\ub7c9 \ubc0f \uac1c\uc778 \ubcf4\ud5d8)\uc740 \uc218\uc2ed \ub144\uac04\uc758 \ud154\ub808\ub9e4\ud2f1\uc2a4 \ubc1c\uc804 \ub355\ubd84\uc5d0 2025\ub144 \ub9e4\ucd9c\uc758 33.00%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. 2025\ub144 \uc77c\ubcf8 \ubcf4\ud5d8\uc0ac Aioi Nissay Dowa\ub294 \ub3c4\ub85c \uc548\uc804\uc744 \uac1c\uc120\ud558\uace0 \uc9c0\uc5ed \uad00\uad11\uc744 \ud65c\uc131\ud654\ud558\uae30 \uc704\ud574 \uad00\uad11\uac1d \uc911\uc2ec\uc758 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc571\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud5ec\uc2a4\ucf00\uc5b4 \uc0b0\uc5c5\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc9c0\uc18d\uc801\uc778 \ud608\ub2f9, \uc2ec\ubc15\uc218, \uc218\uba74 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \ub3d9\uc801 \uc0ac\ub9dd\ub960 \ubaa8\ub378\uacfc \uc608\ubc29\uc801 \uce58\ub8cc \uc778\uc13c\ud2f0\ube0c\ub97c \uad6c\ucd95\ud568\uc5d0 \ub530\ub77c 31.60%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uac70 \uc2dc\uc7a5\uc740 \ub204\uc218 \ubc0f \ud654\uc7ac \uc13c\uc11c \ud560\uc778 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \uc0b0\uc5c5 \uc2dc\uc124\uc740 \uc9c4\ub3d9 \ubc0f \uc628\ub3c4 \uc13c\uc11c\ub97c \ubc30\uce58\ud558\uc5ec \uc885\uc885 \uc218\ubc31\ub9cc \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc774 \ub4dc\ub294 \uc608\uc0c1\uce58 \ubabb\ud55c \uac00\ub3d9 \uc911\ub2e8\uc744 \uc904\uc785\ub2c8\ub2e4. \ubb3c\ub958 \ubc0f \uacf5\uacf5 \uc778\ud504\ub77c \ud504\ub85c\uc81d\ud2b8\ub294 \ud654\ubb3c \ucd94\uc801\uae30 \ubc0f \uad6c\uc870 \uac74\uc804\uc131 \ubaa8\ub2c8\ud130\ub9c1\uc744 \ud65c\uc6a9\ud558\uc5ec \uc6b4\uc1a1 \uc190\uc2e4\uc744 \uc904\uc774\uace0 \uc790\uc0b0 \uc218\uba85\uc744 \uc5f0\uc7a5\ud569\ub2c8\ub2e4. \ubbf8\ub798\uc758 \uacbd\uc7c1 \uc6b0\uc704\ub294 \uc790\ub3d9\ucc28, \uc8fc\ud0dd, \uac74\uac15 \ubc0f \uc0c1\uc5c5 \uc790\uc0b0 \uc804\ubc18\uc5d0 \uac78\uccd0 \ub2e4\uc911 \ub3c4\uba54\uc778 \uc2e0\ud638\ub97c \ud1b5\ud569\ud558\uc5ec \uc804\uccb4\uc801\uc778 \uace0\uac1d \uc218\uc900 \uc704\ud5d8 \uadf8\ub798\ud504\ub97c \uc0dd\uc131\ud558\ub294 \ub370 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3. \uc9c0\uc5ed\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 37.20%\uc758 \ub9e4\ucd9c \uc810\uc720\uc728\uc740 \uc798 \ud655\ub9bd\ub41c \ud154\ub808\ub9e4\ud2f1\uc2a4 \uaddc\uc81c\uc640 \uad11\ubc94\uc704\ud55c \uc18c\ube44\uc790 \uc218\uc6a9\uc5d0\uc11c \ube44\ub86f\ub429\ub2c8\ub2e4. State Farm\uc758 Ting \uc13c\uc11c \ub300\uaddc\ubaa8 \ubc30\ud3ec\uc640 Progressive\uc758 18% \ubcf4\ud5d8 \uacc4\uc57d \uc131\uc7a5\ub960\uc740 \uc13c\uc11c \uae30\ubc18 \uac00\uce58 \uc81c\uc548\uc73c\ub85c\uc758 \uad11\ubc94\uc704\ud55c \uc804\ud658\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uce90\ub098\ub2e4 \uaddc\uc81c \ub2f9\uad6d\uc740 \ud601\uc2e0\uacfc \uc18c\ube44\uc790 \uc8fc\uad8c\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uae30 \uc704\ud574 AIDA \ubc0f CPPA \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ubc95\uc744 \uc870\uc815\ud558\uc5ec \uc810\uc9c4\uc801\uc774\uc9c0\ub9cc \uafb8\uc900\ud55c \uc7a5\uce58 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: EU \ub370\uc774\ud130\ubc95 \ubc0f \uace7 \uc2dc\ud589\ub420 \uc0ac\uc774\ubc84 \ubcf5\uc6d0\ub825\ubc95\uc744 \ud1b5\ud574 \uc751\uc9d1\ub825 \uc788\ub294 \uc131\uc7a5\uc744 \uacbd\ud5d8\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 27\uac1c \ud68c\uc6d0\uad6d \uc804\ubc18\uc5d0 \uac78\uccd0 \uc7a5\uce58 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \uacf5\uc720\ub97c \ud45c\uc900\ud654\ud569\ub2c8\ub2e4. EIOPA\ub294 \uc774\ubbf8 17%\uc758 \ubcf4\ud5d8\uc0ac\uac00 IoT\uc640 \uc5f0\uacc4\ub41c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uac00 \uc18c\ube44\uc790 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud568\uc5d0 \ub530\ub77c \ubcf4\uae09\ub960\uc774 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud569\ub2c8\ub2e4. \ub3c5\uc77c, \ud504\ub791\uc2a4, \uc601\uad6d\uc774 \ucc44\ud0dd\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc73c\uba70, \uc0c8\ub85c\uc6b4 EU \ud68c\uc6d0\uad6d\ub4e4\uc740 \ub300\uaddc\ubaa8 IoT \ubc30\ud3ec\uc5d0 \ud544\uc694\ud55c \uad11\ub300\uc5ed \ucee4\ubc84\ub9ac\uc9c0\ub97c \ud655\uc7a5\ud558\ub294 \uc751\uc9d1\ub825 \uae30\uae08\uc758 \ud61c\ud0dd\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 33.00%\uc758 CAGR\uc744 \uae30\ub85d\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc778\ub3c4\uc758 FDI \uc0c1\ud55c\uc120 100% \uc0c1\ud5a5 \uc870\uc815\uc73c\ub85c \ub2e4\uad6d\uc801 \uc790\ubcf8 \uc720\uc785\uc744 \uc720\ub3c4\ud558\uace0, \uc911\uad6d\uc758 NFRA \uc9c0\uce68\uc774 AI \ubc0f \ub370\uc774\ud130 \uac70\ubc84\ub10c\uc2a4 \uaddc\uce59\uc744 \uba85\ud655\ud788 \ud568\uc73c\ub85c\uc368 \uc8fc\ub3c4\ub429\ub2c8\ub2e4. \ud638\uc8fc\uc640 \ub274\uc9c8\ub79c\ub4dc\uc758 \ucc28\ub7c9 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc7a5\uce58 \uc218\ub294 2023\ub144 160\ub9cc \ub300\uc5d0\uc11c 2028\ub144 270\ub9cc \ub300\ub85c \uc99d\uac00\ud558\uc5ec \uc9c0\uc5ed \uc790\ub3d9\ucc28 \uc2dc\uc7a5\uc758 \uc9c0\ubc30\ub825\uc744 \ud655\uace0\ud788 \ud560 \uac83\uc785\ub2c8\ub2e4. \uc77c\ubcf8\uc740 Mitsui Sumitomo\uc640 \uac19\uc740 \ubcf4\ud5d8\uc0ac \ub0b4\uc5d0\uc11c \uc810\uc9c4\uc801\uc778 \uc0dd\uc131\ud615 AI \ud30c\uc77c\ub7ff\uc744 \ucd94\uc9c4\ud558\uc5ec \uc138\uc2ec\ud55c \uc704\ud5d8 \ubb38\ud654\ub97c \ubcf4\uc644\ud558\uace0 \uae09\uc791\uc2a4\ub7ec\uc6b4 \uc6b4\uc601 \ubcc0\ud654\ub97c \ud53c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \ubc0f \uc911\ub3d9 \uc544\ud504\ub9ac\uce74: \uc544\uc9c1 \ucd08\uae30 \ub2e8\uacc4\uc774\uc9c0\ub9cc \uc720\ub9dd\ud55c \uc2dc\uc7a5\uc785\ub2c8\ub2e4. \uba55\uc2dc\ucf54\uc758 5G \ucee4\ubc84\ub9ac\uc9c0 \uac1c\uc120\uacfc \ube0c\ub77c\uc9c8\uc758 \uc624\ud508 \ubcf4\ud5d8 \uc81c\ub3c4\ub294 \ucc44\ud0dd \uc9c0\uc5f0\uc744 \ub2e8\ucd95\uc2dc\ud0ac \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uac78\ud504 \ud611\ub825 \ud68c\uc758(GCC) \uad6d\uac00\ub4e4\uc740 \uc2a4\ub9c8\ud2b8 \uc2dc\ud2f0 \uba54\uac00 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc73c\uba70, \uc5ec\uae30\uc5d0 \ub0b4\uc7a5\ub41c \uc13c\uc11c \uadf8\ub9ac\ub4dc\ub294 \uc778\ud504\ub77c, \uc7ac\uc0b0 \ubc0f \uc0ac\uc774\ubc84 \ub77c\uc778\uc5d0 \ub300\ud55c \uc0c1\uc5c5\uc6a9 IoT \ucee4\ubc84\ub9ac\uc9c0\uc640 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc5f0\uacb0\ub429\ub2c8\ub2e4.<\/p>\n<p>4. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>IoT \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 \uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8\uc0ac\uc758 \uae4a\uc774\uc640 \ubca4\ucc98 \uc9c0\uc6d0 \uc778\uc288\uc5b4\ud14c\ud06c\uc758 \ubbfc\ucca9\uc131 \uc0ac\uc774\uc5d0\uc11c \uade0\ud615\uc744 \uc774\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4. Munich Re\uc758 Next Insurance \uc778\uc218\ub294 ERGO \uc790\ud68c\uc0ac\uc5d0 \ub514\uc9c0\ud138 \ubcf4\ud5d8 \uc778\uc218\ub97c \ud1b5\ud569\ud558\uba70, \uc2e4\uc2dc\uac04 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub370\uc774\ud130 \ud53c\ub4dc\ub97c \ud655\ubcf4\ud558\ub824\ub294 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uad11\ubc94\uc704\ud55c \uc804\ub7b5\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. Travelers\ub294 \uc0ac\uc774\ubc84 \uc804\ubb38\uc131\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 Corvus\ub97c 4\uc5b5 3,500\ub9cc \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud558\uc5ec \ud154\ub808\ub9e4\ud2f1\uc2a4\uc640 \uc0ac\uc774\ubc84 \ubcf4\ud5d8 \uc778\uc218\ub97c \ub354\uc6b1 \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c\ub294 \uc9c1\uc811\uc801\uc778 M&#038;A\ubcf4\ub2e4 \ud30c\ud2b8\ub108\uc2ed\uc774 \ub354 \uc911\uc694\ud569\ub2c8\ub2e4. Allianz Partners\ub294 \ud5ec\uba67 \uc81c\uc870\uc5c5\uccb4 Cosmo Connected\uc640 \ud611\ub825\ud558\uc5ec \ud310\ub9e4 \uc2dc\uc810\uc5d0\uc11c \ub9c8\uc774\ud06c\ub85c \ubaa8\ube4c\ub9ac\ud2f0 \ubcf4\ud5d8\uc744 \ucee4\ub125\ud2f0\ub4dc \ud5ec\uba67\uc5d0 \ubc88\ub4e4\ub85c \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4. Bamboo Insurance\ub294 Whisker Labs\uc758 Ting \ud654\uc7ac \uc608\ubc29 \uc13c\uc11c\ub97c \ubb34\ub8cc\ub85c \ubc30\ud3ec\ud558\uc5ec \uc7a5\uce58 \ubcf4\uc870\uae08\uc774 \uc704\ud5d8 \ud68c\ud53c\ub97c \ucda9\uc131\ub3c4\ub85c \uc804\ud658\uc2dc\ud0a4\ub294 \ubc29\ubc95\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. Descartes Underwriting\uacfc \uac19\uc740 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 Previsico\uc640 \uac19\uc740 \ud30c\ud2b8\ub108\uac00 \ubc30\ud3ec\ud55c \ubc00\uc9d1\ub41c \uc13c\uc11c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \ud64d\uc218 \uc704\ud5d8\uc744 \uc804\uac00\ud558\ub294 \ub9e4\uac1c\ubcc0\uc218 \ubaa8\ub378\uc5d0 \uc911\uc810\uc744 \ub450\uc5b4 \uc11c\ube44\uc2a4\uac00 \ubd80\uc871\ud55c \uc911\uc18c\uae30\uc5c5 \ubd80\ubb38\uc744 \uacf5\ub7b5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc13c\uc11c \ub370\uc774\ud130 \uc218\uc9d1, \uc608\uce21 \ubd84\uc11d \ubc0f \uc989\uac01\uc801\uc778 \ubcf4\ud5d8\uae08 \uc790\ub3d9\ud654\uc5d0 \ub300\ud55c \uc9c0\uc801 \uc7ac\uc0b0\uad8c \uacbd\uc7c1\uc774 \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\uc640 \uce69 \uc81c\uc870\uc5c5\uccb4 \ubaa8\ub450\uc758 \ud2b9\ud5c8 \ucd9c\uc6d0\uc740 \uc6d0\uaca9 \uce21\uc815 \ub370\uc774\ud130\ub97c \uac00\uaca9 \ucc45\uc815 \ubc0f \uc190\uc2e4 \ubc29\uc9c0 \uad8c\uc7a5 \uc0ac\ud56d\uc73c\ub85c \ubcc0\ud658\ud558\ub294 \uace0\uc720\ud55c \uc54c\uace0\ub9ac\uc998\uc744 \uc81c\uc5b4\ud558\ub294 \uc804\ub7b5\uc801 \uac00\uce58\ub97c \uac15\uc870\ud569\ub2c8\ub2e4. \uc6d0\uaca9 \uce21\uc815 \ud558\ub4dc\uc6e8\uc5b4 \ube44\uc6a9\uc774 \ud558\ub77d\ud568\uc5d0 \ub530\ub77c \uc9c0\uc18d \uac00\ub2a5\ud55c \ucc28\ubcc4\ud654\ub294 \uc810\uc810 \ub354 \ubd84\uc11d \uae4a\uc774, \uc0dd\ud0dc\uacc4 \ubc94\uc704 \ubc0f \ube0c\ub79c\ub4dc \uc2e0\ub8b0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>4.1. \uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790<br \/>\n*   Octo Telematics S.p.A.<br \/>\n*   Cambridge Mobile Telematics, Inc.<br \/>\n*   Geotab Inc.<br \/>\n*   CalAmp Corp.<br \/>\n*   Samsara Inc.<\/p>\n<p>4.2. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<br \/>\n*   2025\ub144 5\uc6d4: Soracom\uacfc Marubeni\ub294 \ub2e4\uc911 \uc0b0\uc5c5 \ubcf4\ud5d8 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \uae30\ubc18\uc774 \ub418\ub294 \uae00\ub85c\ubc8c IoT \uc5f0\uacb0\uc131\uc744 \ud655\uc7a5\ud558\uae30 \uc704\ud55c \ud569\uc791 \ud22c\uc790\ub97c \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 4\uc6d4: Bamboo Insurance\ub294 Ting \ud504\ub85c\uadf8\ub7a8\uc744 \ucd9c\uc2dc\ud558\uc5ec Whisker Labs\uc758 \ud654\uc7ac \uc608\ubc29 \uc13c\uc11c\ub97c 5,000\uba85\uc758 \uc8fc\ud0dd \uc18c\uc720\uc790\uc5d0\uac8c \ubc30\ud3ec\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 3\uc6d4: Munich Re\ub294 ERGO \ub0b4\uc5d0\uc11c IoT \uc9c0\uc6d0 \uc81c\ud488\uc744 \uac00\uc18d\ud654\ud558\uae30 \uc704\ud574 Next Insurance \uc778\uc218\ub97c \uc644\ub8cc\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 3\uc6d4: Selective Insurance\ub294 Ting\uc744 \ubd80\uac00\uac00\uce58 \uc8fc\ud0dd \uc18c\uc720\uc790 \uc11c\ube44\uc2a4 \uce74\ud0c8\ub85c\uadf8\uc5d0 \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 2\uc6d4: Allianz Partners\ub294 Cosmo Connected\uc640 \ud611\ub825\ud558\uc5ec \ub9c8\uc774\ud06c\ub85c \ubaa8\ube4c\ub9ac\ud2f0 \ubcf4\ud5d8\uc744 \ucee4\ub125\ud2f0\ub4dc \ud5ec\uba67\uc5d0 \uc9c1\uc811 \ub0b4\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: Aioi Nissay Dowa Insurance\ub294 \ub3c4\ub85c \uc548\uc804\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \uc678\uad6d\uc778 \uad00\uad11\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\ub294 \ud154\ub808\ub9e4\ud2f1\uc2a4 \uc571\uc744 \uc624\uce74\uc57c\ub9c8\uc5d0 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 IoT(\uc0ac\ubb3c \uc778\ud130\ub137) \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. IoT \uc5f0\uacb0 \ubcf4\ud5d8\uc740 \ubcf4\ud5d8\uc0ac\uc640 IoT \uc194\ub8e8\uc158 \uc81c\uacf5\uc5c5\uccb4 \ubaa8\ub450\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uba70, \uc13c\uc11c\ub97c \ud65c\uc6a9\ud558\uc5ec \ubcf4\ud5d8 \ub300\uc0c1 \uc704\ud5d8\uc758 \uc0c1\ud0dc\ub97c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \ubcf4\ud5d8 \uac00\uce58 \uc0ac\uc2ac \uc804\ubc18\uc5d0 \uac78\uccd0 \ubd84\uc11d\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21\uc5d0 \ub530\ub974\uba74, IoT \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 2026\ub144 682.7\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144 2,475.8\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825\uc73c\ub85c\ub294 \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8(UBI)\uc758 \ud655\uc0b0, \uc2a4\ub9c8\ud2b8 \ud648 \ubc0f \uc0b0\uc5c5\uc6a9 \uc13c\uc11c\uc758 \ucc44\ud0dd \uc99d\uac00, IoT \ud558\ub4dc\uc6e8\uc5b4 \ubc0f \ub370\uc774\ud130 \uc5f0\uacb0 \ube44\uc6a9\uc758 \uae09\uaca9\ud55c \ud558\ub77d, \ub370\uc774\ud130 \uae30\ubc18 \ubcf4\ud5d8\ub8cc \ucc45\uc815\uc5d0 \ub300\ud55c \uaddc\uc81c \uac15\ud654, \ud30c\ub77c\uba54\ud2b8\ub9ad(\ub9e4\uac1c\ubcc0\uc218 \uae30\ubc18) \ubc0f \ud2b8\ub9ac\uac70 \uae30\ubc18 \uc190\ud574\ubcf4\ud5d8 \uc0c1\ud488\uc758 \ucd9c\ud604, \uadf8\ub9ac\uace0 \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc9c0\uc18d\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc6d0\uaca9 \uce21\uc815(telemetry) \uc694\uad6c \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \uc0ac\uc774\ubc84 \ubcf4\uc548 \ub178\ucd9c \uc704\ud5d8, \ub808\uac70\uc2dc \ud575\uc2ec \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \ubcf5\uc7a1\uc131, \uc13c\uc11c \ub370\uc774\ud130\uc758 \uc2e0\ub8b0\uc131 \ubc0f \ubcf4\uc815 \ud3b8\ucc28 \ubb38\uc81c, \uadf8\ub9ac\uace0 OEM(\uc8fc\ubb38\uc790 \uc0c1\ud45c \ubd80\ucc29 \uc0dd\uc0b0)\uacfc \ubcf4\ud5d8\uc0ac \uac04\uc758 \ub370\uc774\ud130 \uad50\ud658\uc5d0 \ub300\ud55c \ubc18\ub3c5\uc810 \uc870\uc0ac \ub4f1\uc774 \uc9c0\uc801\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubc30\ud3ec \ubaa8\ub378\ubcc4\ub85c\ub294 \ud074\ub77c\uc6b0\ub4dc \ud50c\ub7ab\ud3fc\uc774 2025\ub144 63.20%\uc758 \uc810\uc720\uc728\uacfc 30.70%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \ucc98\ub9ac \uc9c0\uc6d0 \ubc0f \ub0ae\uc740 \ucd08\uae30 \uc790\ubcf8 \uc9c0\ucd9c(CAPEX)\uc758 \uc774\uc810 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubcf4\ud5d8 \uc0c1\ud488 \ub77c\uc778\ubcc4\ub85c\ub294 \uc6e8\uc5b4\ub7ec\ube14 \uc13c\uc11c\uac00 \uc81c\uacf5\ud558\ub294 \uc9c0\uc18d\uc801\uc778 \uc0dd\uccb4 \ub370\uc774\ud130\uac00 \ub9de\ucda4\ud615 \ubcf4\ud5d8\ub8cc \ucc45\uc815\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uba74\uc11c \uc0dd\uba85 \ubcf4\ud5d8 \ubd80\ubb38\uc774 33.20%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed\ubcc4\ub85c\ub294 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \ube60\ub978 \ub514\uc9c0\ud138 \uc804\ud658\uacfc \uc778\ub3c4, \uc911\uad6d \ub4f1 \uc8fc\uc694 \uc2dc\uc7a5\uc758 \uc678\uad6d\uc778 \ud22c\uc790 \uaddc\uc81c \uc644\ud654\uc5d0 \ud798\uc785\uc5b4 33.00%\uc758 CAGR\ub85c \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>IoT \uc5f0\uacb0 \uc7a5\uce58\ub294 \uacfc\uc18d, \ub204\uc218, \uc804\uae30 \uacb0\ud568\uacfc \uac19\uc740 \uc774\uc0c1 \uc9d5\ud6c4\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \uac10\uc9c0\ud558\uc5ec \uc608\ubc29 \uc870\uce58\ub97c \uac00\ub2a5\ud558\uac8c \ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \uc190\uc2e4 \ube48\ub3c4\uc640 \uc2ec\uac01\ub3c4\ub97c \uc904\uc774\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uc2dc\uc7a5\uc744 \ubc30\ud3ec \ubaa8\ub378(\ud074\ub77c\uc6b0\ub4dc, \uc628\ud504\ub808\ubbf8\uc2a4), \ubcf4\ud5d8 \uc0c1\ud488 \ub77c\uc778(\uc190\ud574\ubcf4\ud5d8, \uc0dd\uba85\ubcf4\ud5d8, \uac74\uac15\ubcf4\ud5d8, \uc0c1\uc5c5\ubcf4\ud5d8 \ub4f1), IoT \uae30\uc220 \uc720\ud615(\ucc28\ub7c9 \ud154\ub808\ub9e4\ud2f1\uc2a4, \uc2a4\ub9c8\ud2b8 \ud648 \uc13c\uc11c, \uc6e8\uc5b4\ub7ec\ube14 \ubc0f \uac74\uac15 \uae30\uae30 \ub4f1), \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5(\uc18c\ub9e4 \ubc0f \uc0c1\uc5c5, \uc8fc\uac70, \uc790\ub3d9\ucc28, \uc0b0\uc5c5, \ud5ec\uc2a4\ucf00\uc5b4 \ub4f1), \uadf8\ub9ac\uace0 \uc9c0\ub9ac\uc801 \uc704\uce58(\ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \ub4f1)\ubcc4\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728, \uadf8\ub9ac\uace0 Octo Telematics, Cambridge Mobile Telematics, Geotab \ub4f1 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc0c1\uc138 \ud504\ub85c\ud544\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 IoT \ubcf4\ud5d8 \uc2dc\uc7a5\uc758 \ud604\uc7ac \uc0c1\ud669, \ubbf8\ub798 \uc131\uc7a5 \ub3d9\ub825, \ub3c4\uc804 \uacfc\uc81c, \uadf8\ub9ac\uace0 \ub2e4\uc591\ud55c \uc138\ubd84\ud654\ub41c \uc2dc\uc7a5 \uae30\ud68c\ub97c \uc2ec\uce35\uc801\uc73c\ub85c \uc870\uba85\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-40792","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/40792"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=40792"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/40792\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=40792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=40792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=40792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}