{"id":42841,"date":"2026-02-14T09:57:41","date_gmt":"2026-02-14T09:57:41","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/tail-spend-management-solutions-market-mordor\/"},"modified":"2026-09-11T17:45:35","modified_gmt":"2026-09-11T08:45:35","slug":"tail-spend-management-solutions-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/tail-spend-management-solutions-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uaf2c\ub9ac \uc9c0\ucd9c \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2025 &#8211; 2030)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/tail-spend-management-solutions-market-1758093298083-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/tail-spend-management-solutions-market-size-image-1758547027631.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 AI \uae30\ubc18 \uc9c0\ucd9c \ubd84\uc11d \ub3c4\uc785<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc870\ub2ec \uc2a4\ud0dd \uc804\ubc18\uc758 SaaS \ubc0f \ud074\ub77c\uc6b0\ub4dc \ub9c8\uc774\uadf8\ub808\uc774\uc158<\/li>\n<li class=\"toc-level-3\">4.2.3 \ud32c\ub370\ubbf9 \uc774\ud6c4 \ube44\uc6a9 \uc808\uac10 \ud504\ub85c\uadf8\ub7a8\uc758 \ud544\uc694\uc131<\/li>\n<li class=\"toc-level-3\">4.2.4 \uc9c0\ucd9c \uac00\uc2dc\uc131 \ubc0f ESG \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud55c \uaddc\uc81c \uc555\ub825<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc0dd\uc131\ud615 AI \uc790\uc728 \uad6c\ub9e4 \ub370\uc2a4\ud06c<\/li>\n<li class=\"toc-level-3\">4.2.6 \ubb34\uc5ed \uc804\uc7c1 \uad00\uc138 \ubcf5\uc7a1\uc131 \uc99d\uac00\ub85c \uc778\ud55c \uaf2c\ub9ac \uccad\uad6c\uc11c(tail invoices) \uc99d\uac00<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \uc8fc\uad8c \ubb38\uc81c<\/li>\n<li class=\"toc-level-3\">4.3.2 \ub808\uac70\uc2dc ERP\uc640\uc758 \ud1b5\ud569 \ubd80\ucc44<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc870\ub2ec \ub370\uc774\ud130 \uacfc\ud559 \uc778\uc7ac \ubd80\uc871<\/li>\n<li class=\"toc-level-3\">4.3.4 \ud50c\ub7ab\ud3fc \ud655\uc0b0\uc73c\ub85c \uc778\ud55c \uacf5\uae09\uc5c5\uccb4 \ud53c\ub85c\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.2 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc194\ub8e8\uc158 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc<\/li>\n<li class=\"toc-level-3\">5.1.2 \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4<\/li>\n<li class=\"toc-level-3\">5.1.3 \uc790\ubb38\/\ucee8\uc124\ud305 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \ubc30\ud3ec \ubaa8\ub4dc\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \ud074\ub77c\uc6b0\ub4dc<\/li>\n<li class=\"toc-level-3\">5.2.2 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<li class=\"toc-level-3\">5.2.3 \ud558\uc774\ube0c\ub9ac\ub4dc<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uc870\uc9c1 \uaddc\ubaa8\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \ub300\uae30\uc5c5<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc911\uc18c\uae30\uc5c5 (SMEs)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc0b0\uc5c5 \uc218\uc9c1\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uc81c\uc870<\/li>\n<li class=\"toc-level-3\">5.4.2 \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc0dd\uba85 \uacfc\ud559<\/li>\n<li class=\"toc-level-3\">5.4.3 \uae08\uc735 \uc11c\ube44\uc2a4<\/li>\n<li class=\"toc-level-3\">5.4.4 IT \ubc0f \ud1b5\uc2e0<\/li>\n<li class=\"toc-level-3\">5.4.5 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798<\/li>\n<li class=\"toc-level-3\">5.4.6 \uae30\ud0c0 \uc0b0\uc5c5 \uc218\uc9c1<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.5.2 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.2.4 \ub7ec\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.5.2.5 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\ub3d9<\/li>\n<li class=\"toc-level-5\">5.5.4.1.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-5\">5.5.4.1.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.4.1.3 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-5\">5.5.4.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-5\">5.5.4.2.2 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-5\">5.5.4.2.3 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.5 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.5.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Coupa Software Incorporated<\/li>\n<li class=\"toc-level-3\">6.4.2 SAP SE<\/li>\n<li class=\"toc-level-3\">6.4.3 Oracle Corporation<\/li>\n<li class=\"toc-level-3\">6.4.4 GEP Worldwide LLC<\/li>\n<li class=\"toc-level-3\">6.4.5 JAGGAER LLC<\/li>\n<li class=\"toc-level-3\">6.4.6 Ivalua Incorporated<\/li>\n<li class=\"toc-level-3\">6.4.7 Basware Corporation<\/li>\n<li class=\"toc-level-3\">6.4.8 Zycus Infotech Private Limited<\/li>\n<li class=\"toc-level-3\">6.4.9 Tradeshift Holdings Inc.<\/li>\n<li class=\"toc-level-3\">6.4.10 Proactis Holdings Limited<\/li>\n<li class=\"toc-level-3\">6.4.11 Sievo Oy<\/li>\n<li class=\"toc-level-3\">6.4.12 Simfoni Limited<\/li>\n<li class=\"toc-level-3\">6.4.13 Keelvar Systems Limited<\/li>\n<li class=\"toc-level-3\">6.4.14 SpendHQ LLC<\/li>\n<li class=\"toc-level-3\">6.4.15 CloudEagle Inc.<\/li>\n<li class=\"toc-level-3\">6.4.16 Brex Inc.<\/li>\n<li class=\"toc-level-3\">6.4.17 Airbase Inc.<\/li>\n<li class=\"toc-level-3\">6.4.18 Vertice Limited<\/li>\n<li class=\"toc-level-3\">6.4.19 Ramp Business Corporation<\/li>\n<li class=\"toc-level-3\">6.4.20 Una Procurement LLC<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d: 2030\ub144 \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ud14c\uc77c \uc2a4\ud39c\ub4dc(Tail Spend) \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5\uc758 \ud604\uc7ac \uaddc\ubaa8, \ubbf8\ub798 \uc131\uc7a5 \ub3d9\ud5a5, \uc8fc\uc694 \ub3d9\uc778 \ubc0f \uc81c\uc57d \uc694\uc778, \uadf8\ub9ac\uace0 \uc194\ub8e8\uc158 \uc720\ud615, \ubc30\ud3ec \ubc29\uc2dd, \uae30\uc5c5 \uaddc\ubaa8, \uc0b0\uc5c5 \ubd84\uc57c \ubc0f \uc9c0\uc5ed\ubcc4 \uc138\ubd84\ud654\ub41c \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. 2025\ub144\ubd80\ud130 2030\ub144\uae4c\uc9c0\uc758 \uc2dc\uc7a5 \uc804\ub9dd\uc744 \uac00\uce58(USD) \uae30\uc900\uc73c\ub85c \uc81c\uc2dc\ud558\uba70, \uc8fc\uc694 \uacbd\uc7c1 \ud658\uacbd\uacfc \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p># 1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \uc218\uce58<\/p>\n<p>\ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5\uc740 2025\ub144 23\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2030\ub144\uae4c\uc9c0 34\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub418\uba70, \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 7.67%\uc5d0 \ub2ec\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4. \uc228\uaca8\uc9c4 \uc870\ub2ec \ube44\uc6a9\uc744 \uc81c\uac70\ud558\ub824\ub294 \uc555\ub825 \uc99d\uac00\uc640 AI \uae30\ubc18\uc758 \ud30c\ud3b8\ud654\ub41c \uacf5\uae09\uc5c5\uccb4 \ub370\uc774\ud130 \ud1b5\ud569\uc774 \ub2e8\uae30\uc801\uc778 \uc131\uc7a5\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc608\uce21 \ubd84\uc11d, \uc790\uc728 \uad6c\ub9e4 \ub370\uc2a4\ud06c, \uc2e4\uc2dc\uac04 \uacf5\uae09\uc5c5\uccb4 \uc704\ud5d8 \ud3c9\uac00\ub97c \ud1b5\ud574 \uc774\uc804\uc5d0 \uad00\ub9ac\ub418\uc9c0 \uc54a\ub358 \ube44\uc6a9\uc744 \uce21\uc815 \uac00\ub2a5\ud55c \uc808\uac10 \ud6a8\uacfc\ub85c \uc804\ud658\ud558\ub294 \ud575\uc2ec \uc218\ub2e8\uc73c\ub85c \uc778\uc2dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \ubcf4\uc548 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \uc131\uc219\uc740 \ub3c4\uc785 \uc7a5\ubcbd\uc744 \ub0ae\ucd94\uace0 \uc788\uc73c\uba70, \ubca4\ucc98 \ud22c\uc790\ub294 \uae30\ub2a5 \ud601\uc2e0\uacfc \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uac1c\uc120\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ERP \uac70\ub300 \uae30\uc5c5\uacfc \ucd5c\uace0 \uc218\uc900\uc758 \uc804\ubb38 \uacf5\uae09\uc5c5\uccb4 \uac04\uc758 \uc804\ub7b5\uc801 \uc81c\ud734 \ub610\ud55c \uc2dc\uc7a5\uc758 \uc7a5\uae30\uc801\uc778 \uae30\ud68c\ub97c \uc785\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d:<br \/>\n*   \uc194\ub8e8\uc158 \uc720\ud615\ubcc4: 2024\ub144 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc\uc774 \uc2dc\uc7a5 \uc810\uc720\uc728 64.33%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4\ub294 2030\ub144\uae4c\uc9c0 9.56%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubc29\uc2dd\ubcc4: 2024\ub144 \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\uac00 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 69.24%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ud558\uc774\ube0c\ub9ac\ub4dc \ubc30\ud3ec\ub294 2030\ub144\uae4c\uc9c0 9.67%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: 2024\ub144 \ub300\uae30\uc5c5\uc774 \uc2dc\uc7a5 \uc810\uc720\uc728 55.42%\ub97c \ucc28\uc9c0\ud588\uc73c\ub098, \uc911\uc18c\uae30\uc5c5(SME)\uc740 9.93%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd80\ubb38\uc785\ub2c8\ub2e4.<br \/>\n*   \uc0b0\uc5c5 \ubd84\uc57c\ubcc4: 2024\ub144 \uc81c\uc870\uc5c5\uc774 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 22.46%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc0dd\uba85\uacfc\ud559 \ubd84\uc57c\uac00 7.89%\uc758 CAGR\ub85c \uac00\uc7a5 \ud070 \uc131\uc7a5\uc744 \uc774\ub04c \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: 2024\ub144 \ubd81\ubbf8\uac00 \uc2dc\uc7a5 \uc810\uc720\uc728 37.82%\ub85c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud588\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2030\ub144\uae4c\uc9c0 8.14%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p># 2. \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>2.1. \uc131\uc7a5 \ub3d9\uc778 (Drivers)<\/p>\n<p>*   AI \uae30\ubc18 \uc9c0\ucd9c \ubd84\uc11d \ub3c4\uc785 \uac00\uc18d\ud654 (+1.8% CAGR \uc601\ud5a5): \uba38\uc2e0\ub7ec\ub2dd \ubd84\ub958\ub294 \uc218\ucc9c \uac1c\uc758 \uc800\uac00\uce58 \uac70\ub798\ub97c \uc2e0\uc18d\ud558\uac8c \ucc98\ub9ac\ud558\uc5ec \ud1b5\ud569 \uae30\ud68c\ub97c \ubc1c\uad74\ud569\ub2c8\ub2e4. Arkestro\uc758 \uc608\uce21 \uc870\ub2ec \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc874 \ubc29\uc2dd \ub300\ube44 2~5\ubc30\uc758 \uc808\uac10 \ud6a8\uacfc\ub97c \uc8fc\uc7a5\ud558\uba70, \uc911\uacac \uc81c\uc870\uc5c5\uccb4\ub4e4\uc774 \uac04\uc811 \uc790\uc7ac\ub97c \ud569\ub9ac\ud654\ud558\uace0 \uc6b4\uc804\uc790\ubcf8\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4. \uc2e4\uc2dc\uac04 \uc2dc\uc7a5 \uc815\ubcf4\uc640 \uc6d0\ud65c\ud55c ERP \uc5f0\uacb0\uc740 \ub3c4\uc785\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubd81\ubbf8, \uc720\ub7fd \/ \uc601\ud5a5 \uc2dc\uae30: \uc911\uae30)<br \/>\n*   SaaS \ubc0f \ud074\ub77c\uc6b0\ub4dc \uc804\ud658 (+1.5% CAGR \uc601\ud5a5): \uad6c\ub3c5 \uae30\ubc18 \uac00\uaca9 \ubaa8\ub378\uc740 \uc608\uc0b0 \uc81c\uc57d\uc774 \uc788\ub294 \ud300\uc758 \uc704\ud5d8\uc744 \ub0ae\ucd94\uace0, \uba40\ud2f0\ud14c\ub10c\ud2b8 \uc544\ud0a4\ud14d\ucc98\ub294 \uc628\ud504\ub808\ubbf8\uc2a4 \uc5c5\uadf8\ub808\uc774\ub4dc \uc5c6\uc774 \uc8fc\uac04 \ub2e8\uc704\ub85c \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. ISO 27001 \ubc0f SOC 2\uc640 \uac19\uc740 \ubcf4\uc548 \uc778\uc99d\uc740 \uad6c\ub9e4\uc790\uc758 \uc6b0\ub824\ub97c \ud574\uc18c\ud558\uba70 \uc2e0\ub8b0\ub97c \uac15\ud654\ud569\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5\uc740 \ube60\ub978 ROI \uc2e4\ud604\uc73c\ub85c \ud074\ub77c\uc6b0\ub4dc \ub3c4\uc785\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uc218\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \ubd81\ubbf8 \/ \uc601\ud5a5 \uc2dc\uae30: \ub2e8\uae30)<br \/>\n*   \uae30\uc5c5 \ube44\uc6a9 \ucd5c\uc801\ud654 \uc774\ub2c8\uc154\ud2f0\ube0c (+1.2% CAGR \uc601\ud5a5): CFO\ub4e4\uc740 \uc870\ub2ec\ub7c9\uc758 \ucd5c\ub300 30%\ub97c \ucc28\uc9c0\ud558\uc9c0\ub9cc \uacfc\uac70\uc5d0 \uac70\ubc84\ub10c\uc2a4\uac00 \ubd80\uc871\ud588\ub358 \ud14c\uc77c \uc2a4\ud39c\ub4dc\uc5d0 \uc8fc\ubaa9\ud569\ub2c8\ub2e4. \uae08\uc735 \uc11c\ube44\uc2a4 \uadf8\ub8f9\uc740 \uc790\ub3d9\ud654\ub41c \uc2b9\uc778 \uccb4\uc778\uc744 \ud1b5\ud574 \uc804\ubb38 \uc11c\ube44\uc2a4 \uc9c0\ucd9c\uc744 \uc5b5\uc81c\ud558\uc5ec 15~25%\uc758 \uc808\uac10 \ud6a8\uacfc\ub97c \ub2ec\uc131\ud569\ub2c8\ub2e4. \uc870\ub2ec \uae30\uc220\uc740 \uc774\uc81c \uc7ac\ub7c9\uc801 IT \uc9c0\ucd9c\uc774 \uc544\ub2cc \uc9c1\uc811\uc801\uc778 \uc218\uc775 \uc99d\ub300 \uc694\uc778\uc73c\ub85c \uc778\uc2dd\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubd81\ubbf8, \uc720\ub7fd \/ \uc601\ud5a5 \uc2dc\uae30: \ub2e8\uae30)<br \/>\n*   \uac00\uc2dc\uc131 \ubc0f ESG \uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc99d\uac00 (+1.0% CAGR \uc601\ud5a5): \ub3c5\uc77c \uacf5\uae09\ub9dd \uc2e4\uc0ac\ubc95(German Supply Chain Due Diligence Act)\uacfc \uac19\uc740 \uaddc\uc81c\ub294 1,000\uba85 \uc774\uc0c1\uc758 \uc9c1\uc6d0\uc744 \ub454 \uae30\uc5c5\uc5d0 \ud14c\uc77c \uce74\ud14c\uace0\ub9ac\ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uacf5\uae09\uc5c5\uccb4\uc5d0 \ub300\ud55c \uac10\uc0ac\ub97c \uc758\ubb34\ud654\ud569\ub2c8\ub2e4. \uc194\ub8e8\uc158 \ud50c\ub7ab\ud3fc\uc740 \uc790\ub3d9\ud654\ub41c \uc124\ubb38\uc9c0, \uc704\ud5d8 \ud3c9\uac00, \ud0c4\uc18c \uc9d1\uc57d\ub3c4 \ubd84\uc11d \uae30\ub2a5\uc744 \ub0b4\uc7a5\ud558\uc5ec \uc774\ub7ec\ud55c \uc694\uad6c\uc5d0 \ub300\uc751\ud569\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uc720\ub7fd, \ubd81\ubbf8 \/ \uc601\ud5a5 \uc2dc\uae30: \uc911\uae30)<br \/>\n*   \uc0dd\uc131\ud615 AI \uae30\ubc18 \uc790\uc728 \uad6c\ub9e4 \ub370\uc2a4\ud06c (+0.9% CAGR \uc601\ud5a5): \uc0dd\uc131\ud615 AI \uae30\uc220\uc744 \ud65c\uc6a9\ud55c \uc790\uc728 \uad6c\ub9e4 \ub370\uc2a4\ud06c\ub294 \uc870\ub2ec \ud504\ub85c\uc138\uc2a4\uc758 \uc790\ub3d9\ud654\ub97c \ub354\uc6b1 \uc2ec\ud654\uc2dc\ud0ac \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \ubd81\ubbf8, \uc720\ub7fd (\ucd08\uae30 \ub3c4\uc785) \/ \uc601\ud5a5 \uc2dc\uae30: \uc7a5\uae30)<br \/>\n*   \ubb34\uc5ed \uc804\uc7c1 \uad00\uc138 \ubcf5\uc7a1\uc131 (+0.7% CAGR \uc601\ud5a5): \ubbf8\uc911 \ubb34\uc5ed \ubd84\uc7c1\uacfc \uac19\uc740 \uc9c0\uc815\ud559\uc801 \uc694\uc778\uc73c\ub85c \uc778\ud55c \uad00\uc138 \ubcf5\uc7a1\uc131 \uc99d\uac00\ub294 \uae30\uc5c5\ub4e4\uc774 \uacf5\uae09\ub9dd \uac00\uc2dc\uc131\uc744 \ud655\ubcf4\ud558\uace0 \ube44\uc6a9\uc744 \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \uc194\ub8e8\uc158\uc744 \ub3c4\uc785\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubbf8\uc911 \ud68c\ub791 \/ \uc601\ud5a5 \uc2dc\uae30: \uc911\uae30)<\/p>\n<p>2.2. \uc81c\uc57d \uc694\uc778 (Restraints)<\/p>\n<p>*   \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \uc8fc\uad8c \ubb38\uc81c (-0.8% CAGR \uc601\ud5a5): GDPR\uacfc \uac19\uc740 \ubc95\uaddc\ub294 \uad6d\uacbd \uac04 \ub370\uc774\ud130 \ud750\ub984\uc744 \uc81c\ud55c\ud558\uc5ec \uacf5\uae09\uc5c5\uccb4\ub4e4\uc774 \uc9c0\uc5ed \ub370\uc774\ud130 \uc13c\ud130\uc5d0 \ud22c\uc790\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ud5ec\uc2a4\ucf00\uc5b4 \uad6c\ub9e4\uc790\ub4e4\uc740 \uc885\uc885 \ud504\ub77c\uc774\ube57 \ud074\ub77c\uc6b0\ub4dc \ub610\ub294 \ud558\uc774\ube0c\ub9ac\ub4dc \ubc30\ud3ec\ub97c \uc694\uad6c\ud558\uc5ec \ud310\ub9e4 \uc8fc\uae30\ub97c \uae38\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \/ \uc601\ud5a5 \uc2dc\uae30: \ub2e8\uae30)<br \/>\n*   \ub808\uac70\uc2dc ERP \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \ubd80\ucc44 (-0.6% CAGR \uc601\ud5a5): \ub9ce\uc740 \ub300\uae30\uc5c5\ub4e4\uc774 \ud604\ub300\uc801\uc778 API\uac00 \ubd80\uc871\ud55c \uc218\uc2ed \ub144 \ub41c ERP \uc2dc\uc2a4\ud15c\uc744 \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9de\ucda4\ud615 \ubbf8\ub4e4\uc6e8\uc5b4\ub294 \uad6c\ud604 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0a4\uace0 \ud504\ub85c\uc81d\ud2b8 \uae30\uac04\uc744 \uc5f0\uc7a5\ud558\uc5ec ROI\ub97c \ud76c\uc11d\uc2dc\ud0b5\ub2c8\ub2e4. \uc194\ub8e8\uc158 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc740 \uc0ac\uc804 \uad6c\ucd95\ub41c \ucee4\ub125\ud130\ub97c \ucd9c\uc2dc\ud558\uace0 \uc788\uc9c0\ub9cc, \ubcf5\uc7a1\ud55c \ub2e4\uc911 \uc778\uc2a4\ud134\uc2a4 \uc544\ud0a4\ud14d\ucc98\ub294 \uc5ec\uc804\ud788 \ub9de\ucda4\ud615 \uc870\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubd81\ubbf8, \uc720\ub7fd \/ \uc601\ud5a5 \uc2dc\uae30: \uc911\uae30)<br \/>\n*   \uc870\ub2ec \ub370\uc774\ud130 \uacfc\ud559 \uc778\ub825 \ubd80\uc871 (-0.5% CAGR \uc601\ud5a5): \uc870\ub2ec \ubd84\uc57c\uc5d0\uc11c \ub370\uc774\ud130 \uacfc\ud559 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uac16\ucd98 \uc778\ub825\uc758 \ubd80\uc871\uc740 \uace0\uae09 \ubd84\uc11d \uc194\ub8e8\uc158\uc758 \uc7a0\uc7ac\ub825\uc744 \uc644\uc804\ud788 \ud65c\uc6a9\ud558\ub294 \ub370 \uc81c\uc57d\uc774 \ub429\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubd81\ubbf8, \uc720\ub7fd \/ \uc601\ud5a5 \uc2dc\uae30: \uc7a5\uae30)<br \/>\n*   \ud50c\ub7ab\ud3fc \ud655\uc0b0\uc73c\ub85c \uc778\ud55c \uacf5\uae09\uc5c5\uccb4 \ud53c\ub85c\ub3c4 (-0.4% CAGR \uc601\ud5a5): \ub2e4\uc591\ud55c \ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \ud50c\ub7ab\ud3fc\uc758 \ud655\uc0b0\uc740 \ud2b9\ud788 \uc911\uc18c\uae30\uc5c5 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc5d0\uac8c \uc5ec\ub7ec \uc2dc\uc2a4\ud15c\uc5d0 \uc801\uc751\ud574\uc57c \ud558\ub294 \ud53c\ub85c\ub3c4\ub97c \uc720\ubc1c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\uc8fc\uc694 \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \uc911\uc18c\uae30\uc5c5 \uacf5\uae09\uc5c5\uccb4 \/ \uc601\ud5a5 \uc2dc\uae30: \uc911\uae30)<\/p>\n<p># 3. \uc138\ubd84\ud654 \ubd84\uc11d<\/p>\n<p>3.1. \uc194\ub8e8\uc158 \uc720\ud615\ubcc4: \ud50c\ub7ab\ud3fc\uc758 \uc9c0\ubc30\uc640 \uc11c\ube44\uc2a4\uc758 \uac00\uc18d\ud654<br \/>\n2024\ub144 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc\uc740 \ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 64.33%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc77c \uc778\ud130\ud398\uc774\uc2a4\uc5d0\uc11c \uc694\uccad, \ubd84\uc11d, \uacf5\uae09\uc5c5\uccb4 \uc704\ud5d8 \uad00\ub9ac, \uacb0\uc81c \uc870\uc815 \ub4f1\uc744 \ud3ec\uad04\ud558\ub294 \ud1b5\ud569 \ubaa8\ub4c8\uc758 \uc774\uc810 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 AI \ud601\uc2e0\uc740 \uc804\ud658 \ube44\uc6a9\uc744 \ub192\uc5ec \uacf5\uae09\uc5c5\uccb4 \ucda9\uc131\ub3c4\ub97c \uac15\ud654\ud569\ub2c8\ub2e4. 9.56%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4\ub294 \ud2b9\ud788 \uac04\uc811 \uc0c1\ud488 \ubd84\uc57c\uc5d0\uc11c \ub0b4\ubd80 \uc5ed\ub7c9\uc774 \ubd80\uc871\ud55c \uc870\uc9c1\uc5d0 \ub9e4\ub825\uc801\uc785\ub2c8\ub2e4. \uc790\ubb38 \uc11c\ube44\uc2a4\ub294 \uae30\uc5c5\ub4e4\uc774 \ub85c\ub4dc\ub9f5 \uc124\uacc4 \ubc0f \ubcc0\ud654 \uad00\ub9ac \uc9c0\uc6d0\uc744 \ubaa8\uc0c9\ud568\uc5d0 \ub530\ub77c \uafb8\uc900\ud55c \uc218\uc694\ub97c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p>3.2. \ubc30\ud3ec \ubc29\uc2dd\ubcc4: \ud074\ub77c\uc6b0\ub4dc\uc758 \uc120\ub450\uc640 \ud558\uc774\ube0c\ub9ac\ub4dc\uc758 \uaddc\uc81c \uc900\uc218<br \/>\n2024\ub144 \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\ub294 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 69.24%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc774\ub294 \uad6c\ub9e4\uc790\ub4e4\uc774 \ub354 \ube60\ub978 \uad6c\ud604\uacfc \ub0ae\uc740 \uc778\ud504\ub77c \uc624\ubc84\ud5e4\ub4dc\ub97c \ucd94\uad6c\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc790\ub3d9 \uc2a4\ucf00\uc77c\ub9c1 \uae30\ub2a5\uc740 \uac70\ub798\ub7c9 \ud53c\ud06c\uc5d0 \ub9de\ucdb0 \ube44\uc6a9\uc744 \uc870\uc815\ud560 \uc218 \uc788\uc5b4 \uc18c\ub9e4\uc5c5\uccb4\uc5d0 \ud2b9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4. \ud558\uc774\ube0c\ub9ac\ub4dc \uc811\uadfc \ubc29\uc2dd\uc740 9.67%\uc758 CAGR\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \ubbfc\uac10\ud55c \uc1a1\uc7a5 \ub370\uc774\ud130\ub294 \uc628\ud504\ub808\ubbf8\uc2a4\uc5d0 \uc720\uc9c0\ud558\uba74\uc11c \ubd84\uc11d\uc740 \ud074\ub77c\uc6b0\ub4dc\uc5d0\uc11c \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc628\ud504\ub808\ubbf8\uc2a4\ub294 \uc5c4\uaca9\ud55c \uc8fc\uad8c \uc870\ud56d\uc5d0 \ubb36\uc778 \uad6d\ubc29 \uacc4\uc57d\uc5c5\uccb4 \ubc0f \uacf5\uacf5 \ubd80\ubb38 \uae30\uad00\uc744 \uc704\ud55c \ud2c8\uc0c8\uc2dc\uc7a5\uc73c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3.3. \uae30\uc5c5 \uaddc\ubaa8\ubcc4: \uc911\uc18c\uae30\uc5c5\uc758 \ube60\ub978 \uc131\uc7a5<br \/>\n2024\ub144 \ub300\uae30\uc5c5\uc740 \uae00\ub85c\ubc8c \uacf5\uae09\uc5c5\uccb4 \ubc1c\uc790\uad6d\uacfc \ub2e4\ub2e8\uacc4 \uc2b9\uc778 \uccb4\uc778\uc73c\ub85c \uc778\ud574 \uc808\uac10 \uc7a0\uc7ac\ub825\uc774 \ucee4\uc11c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 55.42%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc911\uc18c\uae30\uc5c5(SME)\uc740 \uad6c\ub3c5 \uae30\ubc18 \uac00\uaca9 \ucc45\uc815\uc73c\ub85c \uc804\ud1b5\uc801\uc778 \uc790\ubcf8 \uc9c0\ucd9c \uc7a5\ubcbd\uc774 \uc81c\uac70\ub418\uba74\uc11c 9.93%\uc758 CAGR\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. SaaS \ub9c8\ubc95\uc0ac\uc640 \ud15c\ud50c\ub9bf\uc744 \ud1b5\ud574 \uba87 \uc8fc \ub0b4\uc5d0 \ubc30\ud3ec\uac00 \uac00\ub2a5\ud558\uc5ec \ube60\ub974\uac8c \ubcc0\ud654\ud558\ub294 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc5d0 \uc870\ub2ec \uc131\uc219\ub3c4\ub97c \ub9de\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3.4. \uc0b0\uc5c5 \ubd84\uc57c\ubcc4: \uc81c\uc870\uc5c5\uc758 \ud575\uc2ec \uc5ed\ud560\uacfc \ud5ec\uc2a4\ucf00\uc5b4\uc758 \uc131\uc7a5 \uac00\uc18d\ud654<br \/>\n2024\ub144 \uc81c\uc870\uc5c5\uc740 \uacf5\uad6c, MRO(\uc720\uc9c0\ubcf4\uc218, \uc218\ub9ac, \uc6b4\uc601) \uc6a9\ud488, \uacc4\uc57d \ub178\ub3d9 \ub4f1 \uac04\uc811 \uc790\uc7ac\uc758 \ub192\uc740 \ubcf5\uc7a1\uc131\uc73c\ub85c \uc778\ud574 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 22.46%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc608\uce21 \uc870\ub2ec \ubd07\uc740 \uc218\ucc9c \uac1c\uc758 \uc800\uac00\uce58 \uacf5\uae09\uc5c5\uccb4\ub97c \uc804\ub7b5\uc801 \ud328\ub110\ub85c \ud569\ub9ac\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4. \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc0dd\uba85\uacfc\ud559 \ubd84\uc57c\ub294 \uae30\uae30 \ucd94\uc801\uc131 \ubc0f \ub9ac\ubca0\uc774\ud2b8 \ubc29\uc9c0 \uaddc\uc815 \uc900\uc218 \uc694\uad6c\uc5d0 \ud798\uc785\uc5b4 7.89%\uc758 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uae08\uc735 \uc11c\ube44\uc2a4 \uad6c\ub9e4\uc790\ub4e4\uc740 \uc804\ubb38 \uc11c\ube44\uc2a4 \ub204\uc218\ub97c, IT-\ud1b5\uc2e0 \uae30\uc5c5\ub4e4\uc740 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ub77c\uc774\uc120\uc2a4 \uac31\uc2e0 \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uc100\ub3c4\uc6b0 IT \uc704\ud5d8\uc744 \uc904\uc774\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 4. \uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2024\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728 37.82%\ub85c \uc120\ub450\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd08\uae30 \ud074\ub77c\uc6b0\ub4dc \ub3c4\uc785, \uc219\ub828\ub41c \uc870\ub2ec \ud300, \ubc00\uc9d1\ub41c \uacf5\uae09\uc5c5\uccb4 \uc0dd\ud0dc\uacc4\uac00 \ub9ac\ub354\uc2ed\uc744 \uac15\ud654\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uae30\uc5c5\ub4e4\uc740 AI \uae30\ubc18 \uc9c0\ucd9c \ubd84\uc11d\uc744 \ud1b5\ud569\ud558\uc5ec \uce74\ud14c\uace0\ub9ac \uc131\uacfc\ub97c \ubca4\uce58\ub9c8\ud0b9\ud558\uace0, \uce90\ub098\ub2e4 \uc5d0\ub108\uc9c0 \uae30\uc5c5\ub4e4\uc740 ESG \uacf5\uac1c \uc758\ubb34\ub97c \uc900\uc218\ud558\uae30 \uc704\ud574 \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2030\ub144\uae4c\uc9c0 8.14%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5 \uada4\ub3c4\ub97c \ubcf4\uc785\ub2c8\ub2e4. \uc911\uad6d \ub300\uae30\uc5c5\ub4e4\uc740 \uacf5\uc7a5 \ud655\uc7a5\uc744 \uad00\ub9ac\ud558\uae30 \uc704\ud574 \uc608\uce21 \uc870\ub2ec\uc744 \ubc30\ud3ec\ud558\uba70, \uc885\uc885 \uc0ac\uc6a9\uc790 \ucc44\ud0dd\uc744 \uc704\ud574 \uc911\uad6d\uc5b4 \ud604\uc9c0\ud654 \ub300\uc2dc\ubcf4\ub4dc\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4. \uc77c\ubcf8 \uc804\uc790 \uae30\uc5c5\ub4e4\uc740 \ubd80\ud488 \ub178\ud6c4\ud654 \uc704\ud5d8\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uacf5\uae09\uc5c5\uccb4 \uc704\ud5d8 \uc810\uc218\ub97c \ubcf4\ucda9 \uc8fc\ubb38\uc5d0 \ud1b5\ud569\ud569\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \uc5c4\uaca9\ud55c \uc2e4\uc0ac\ubc95\uacfc \ud0c4\uc18c \ud68c\uacc4 \uc758\ubb34\uc5d0 \ud798\uc785\uc5b4 \uc131\uc7a5 \ubaa8\uba58\ud140\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4. \ub3c5\uc77c \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\ub4e4\uc740 \ub370\uc774\ud130\ub97c EU \uad6d\uacbd \ub0b4\uc5d0 \uc720\uc9c0\ud558\uba74\uc11c \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ubd84\uc11d\uc758 \uc774\uc810\uc744 \ub204\ub9ac\uae30 \uc704\ud574 \ud558\uc774\ube0c\ub9ac\ub4dc \ubc30\ud3ec\ub97c \ud65c\uc6a9\ud569\ub2c8\ub2e4. \uc601\uad6d \uae08\uc735 \uae30\uad00\ub4e4\uc740 \ube0c\ub809\uc2dc\ud2b8 \uc774\ud6c4 \uc218\uc785 \ube44\uc6a9 \ubcc0\ub3d9\uc131\uc744 \uc0c1\uc1c4\ud558\uae30 \uc704\ud574 \uc790\uc728 \uad6c\ub9e4 \ub370\uc2a4\ud06c\ub97c \uc2dc\ubc94 \uc6b4\uc601\ud569\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74, \ub0a8\ubbf8: \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\ub294 \uacf5\uacf5 \uc778\ud504\ub77c \ud504\ub85c\uc81d\ud2b8\uc5d0\uc11c \ucd08\uae30 \ub3c4\uc785 \ub2e8\uacc4\ub97c \uacbd\ud5d8\ud558\uace0 \uc788\uc73c\uba70, \ub0a8\ubbf8 \ub2e4\uad6d\uc801 \uae30\uc5c5\ub4e4\uc740 \ubcf5\uc7a1\ud55c \uc138\uae08 \ucf54\ub4dc\uc640 \uacf5\uae09\uc5c5\uccb4 \uc1a1\uc7a5 \uaddc\uce59\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \ube0c\ub77c\uc9c8\uc5d0\uc11c \ud50c\ub7ab\ud3fc \ucd9c\uc2dc\ub97c \uc6b0\uc120\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 5. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5\uc758 \uacbd\uc7c1\uc740 \uc911\uac04 \uc218\uc900\uc774\uba70, 1\ud2f0\uc5b4 ERP \uc81c\uacf5\uc5c5\uccb4, \uc870\ub2ec \uc2a4\uc704\ud2b8 \uc804\ubb38\uc5c5\uccb4, AI \uae30\ubc18 \uc2e0\uc0dd \uae30\uc5c5\ub4e4\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4. SAP\uc640 Oracle\uc740 \uae30\uc874 ERP \uae30\ubc18\uc744 \ud65c\uc6a9\ud558\uc5ec \ud14c\uc77c \uc2a4\ud39c\ub4dc \ubaa8\ub4c8\uc744 \uad50\ucc28 \ud310\ub9e4\ud558\uba70, \uc885\uc885 \uc7ac\ubb34 \uc790\ub3d9\ud654\uc640 \ubc88\ub4e4\ub85c \uc81c\uacf5\ud558\uc5ec \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ub192\uc785\ub2c8\ub2e4. GEP, JAGGAER, Ivalua\ub294 \uc0b0\uc5c5\ubcc4 \uac00\uc18d\uae30\uc640 \uc2ec\uce35\uc801\uc778 \uce74\ud14c\uace0\ub9ac \ubd84\ub958\ub97c \ud1b5\ud574 \ucc28\ubcc4\ud654\ud569\ub2c8\ub2e4. Vista Equity Partners\uc758 2025\ub144 JAGGAER \uc778\uc218\ub294 \uace0\uac1d \ud1b5\ud569 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \ud50c\ub7ab\ud3fc \ud655\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc9c0\uc18d\uc801\uc778 \ud1b5\ud569\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<p>Zip, Arkestro, Procurify\uc640 \uac19\uc740 \ub3c4\uc804 \uae30\uc5c5\ub4e4\uc740 \uc0ac\uc6a9 \ud3b8\uc758\uc131\uacfc AI\ub97c \uc8fc\uc694 \ud310\ub9e4 \ud3ec\uc778\ud2b8\ub85c \ub0b4\uc138\uc6c1\ub2c8\ub2e4. Zip\uc758 1\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8 \uc2dc\ub9ac\uc988 D \ud22c\uc790\ub294 \uc18c\ube44\uc790 \uc218\uc900\uc758 \uc870\ub2ec \uacbd\ud5d8\uc5d0 \ub300\ud55c \ud22c\uc790\uc790\ub4e4\uc758 \ud655\uc2e0\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. Arkestro\ub294 Infor LN\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc5b4 \uac1c\ubcc4 \uc81c\uc870\uc5c5 \uc2dc\uc7a5\uc5d0 \uce68\ud22c\ud558\uba70, \uc0dd\ud0dc\uacc4 \ud1b5\ud569\uc774 \uc911\uc694\ud55c \uacbd\uc7c1 \uc694\uc18c\uc784\uc744 \uc785\uc99d\ud569\ub2c8\ub2e4. \uae30\ub2a5 \ub85c\ub4dc\ub9f5\uc740 \uc140\ud504 \uc11c\ube44\uc2a4 \uc18c\uc2f1 \ubd07, \uc790\uc728 \uad6c\ub9e4 \uc8fc\ubb38 \uc0dd\uc131, \ub0b4\uc7a5\ub41c ESG \ud3c9\uac00 \ub4f1\uc73c\ub85c \uc218\ub834\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ub2a5\uc774 \uc720\uc0ac\ud574\uc9d0\uc5d0 \ub530\ub77c \uacf5\uae09\uc5c5\uccb4\uc758 \uc2e0\ub8b0\ub3c4\uc640 \uad6c\ud604 \uc18d\ub3c4\uac00 \uace0\uac1d \uc120\ud0dd\uc758 \uacb0\uc815\uc801\uc778 \uc694\uc18c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc804\ub7b5\uc801 \uc81c\ud734 \ub610\ud55c \uc2dc\uc7a5 \uc5ed\ud559\uc744 \ud615\uc131\ud569\ub2c8\ub2e4. ERP \uacf5\uae09\uc5c5\uccb4\ub294 \uc778\uc99d\ub41c \ud30c\ud2b8\ub108\uc5d0\uac8c \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\ub97c \uac1c\ubc29\ud558\uc5ec \ub370\uc774\ud130 \uad50\ud658\uc744 \uc6d0\ud65c\ud558\uac8c \ud558\uace0 \uac1c\ub150 \uc99d\uba85 \uc2dc\uac04\uc744 \ub2e8\ucd95\ud569\ub2c8\ub2e4. \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub294 AI \ubd84\uc11d\uc744 \ud654\uc774\ud2b8 \ub77c\ubca8\ub9c1\ud558\uc5ec \uc131\uacfc \uae30\ubc18 \uac00\uaca9 \ucc45\uc815\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud611\ub825-\uacbd\uc7c1\uc758 \ud63c\ud569\uc740 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc7a5\ubcbd\uc744 \ub192\uc774\ub294 \ub3d9\uc2dc\uc5d0 \uad6c\ub9e4\uc790\ub97c \uc704\ud55c \uc194\ub8e8\uc158 \uc120\ud0dd\uc758 \ud3ed\uc744 \ub113\ud799\ub2c8\ub2e4. \ud5a5\ud6c4 5\ub144\uac04 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubcc0\ud654\ub294 \ube60\ub978 \uae30\ub2a5 \ucd9c\uc2dc\uc640 \uc5d4\ud130\ud504\ub77c\uc774\uc988\uae09 \uac70\ubc84\ub10c\uc2a4 \uac04\uc758 \uade0\ud615\uc744 \ud1b5\ud574 \uc9c0\uc18d \uac00\ub2a5\ud55c \ucc28\ubcc4\ud654\ub97c \ud655\ubcf4\ud558\ub294 \ub370 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc0b0\uc5c5 \ub9ac\ub354:<br \/>\n*   Coupa Software Incorporated<br \/>\n*   SAP SE<br \/>\n*   Oracle Corporation<br \/>\n*   GEP Worldwide LLC<br \/>\n*   JAGGAER LLC<\/p>\n<p>\ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5:<br \/>\n*   2025\ub144 1\uc6d4: Arkestro\ub294 \uc870\ub2ec \ubc15\ubb3c\uad00\uc744 \uc560\ub9ac\uc870\ub098 \uc8fc\ub9bd\ub300\ud559\uad50\ub85c \uc774\uc804\ud558\uc5ec \uc608\uce21 \uad6c\ub9e4 \uc5f0\uad6c\ub97c \uc704\ud55c \ud559\uc220 \ud5c8\ube0c\ub97c \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 12\uc6d4: Arkestro\ub294 Infor LN \ucee4\ub125\ud130\ub97c \ud1b5\ud574 Infor Marketplace\uc5d0 \ud569\ub958\ud558\uc5ec \uc81c\uc870\uc5c5 \ubd84\uc57c\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 10\uc6d4: Zip\uc740 22\uc5b5 \ub2ec\ub7ec\uc758 \uac00\uce58\ub85c 1\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc2dc\ub9ac\uc988 D \ud22c\uc790\ub97c \uc644\ub8cc\ud558\uba70, \uc9c0\ub09c 10\ub144\uac04 \uc870\ub2ec \uae30\uc220 \ubd84\uc57c\uc5d0\uc11c \uac00\uc7a5 \ud070 \uaddc\ubaa8\uc758 \ud22c\uc790\ub97c \uc720\uce58\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 10\uc6d4: Procurify\ub294 CIBC Innovation Banking\uc774 \uc8fc\ub3c4\ud558\ub294 \uc0c8\ub85c\uc6b4 \ubca4\ucc98 \ud22c\uc790\ub97c \ud655\ubcf4\ud558\uc5ec \uc911\uacac \uc2dc\uc7a5 \uc81c\ud488\uc744 \ud655\uc7a5\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \ud14c\uc77c \uc2a4\ud39c\ub4dc(Tail Spend) \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \uc815\uc758, \uc5f0\uad6c \ubc29\ubc95\ub860, \uc8fc\uc694 \ub3d9\uc778 \ubc0f \uc81c\uc57d \uc694\uc778, \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21, \uacbd\uc7c1 \ud658\uacbd, \uadf8\ub9ac\uace0 \ubbf8\ub798 \uae30\ud68c \ub4f1\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\ud14c\uc77c \uc2a4\ud39c\ub4dc \uad00\ub9ac \uc194\ub8e8\uc158 \uc2dc\uc7a5\uc740 2025\ub144 23.8\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2030\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 7.67% \uc131\uc7a5\ud558\uc5ec 34.4\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc758 \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c\ub294 AI \uae30\ubc18 \uc9c0\ucd9c \ubd84\uc11d(spend-analytics) \ub3c4\uc785 \uc99d\uac00, \uc870\ub2ec \uc2a4\ud0dd \uc804\ubc18\uc758 SaaS \ubc0f \ud074\ub77c\uc6b0\ub4dc \uc804\ud658, \ud32c\ub370\ubbf9 \uc774\ud6c4 \ube44\uc6a9 \uc808\uac10 \ud504\ub85c\uadf8\ub7a8\uc758 \ud544\uc694\uc131, \uc9c0\ucd9c \uac00\uc2dc\uc131 \ubc0f ESG \uaddc\uc81c \uc900\uc218 \uc694\uad6c \uc99d\ub300, Gen-AI \uae30\ubc18 \uc790\uc728 \uad6c\ub9e4 \ub370\uc2a4\ud06c\uc758 \ub4f1\uc7a5, \uadf8\ub9ac\uace0 \ubb34\uc5ed \uc804\uc7c1 \uad00\uc138 \ubcf5\uc7a1\uc131\uc73c\ub85c \uc778\ud55c \uc18c\uc561 \uc1a1\uc7a5(tail invoices) \uc99d\uac00 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \uc8fc\uad8c \ubb38\uc81c, \ub808\uac70\uc2dc ERP \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \ubb38\uc81c, \uc870\ub2ec \ub370\uc774\ud130 \uacfc\ud559 \uc778\ub825 \ubd80\uc871, \uadf8\ub9ac\uace0 \ud50c\ub7ab\ud3fc \ud655\uc0b0\uc73c\ub85c \uc778\ud55c \uacf5\uae09\uc5c5\uccb4\uc758 \ud53c\ub85c\ub3c4 \uc99d\uac00\ub294 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubc30\ud3ec \ubaa8\ub4dc \uc911\uc5d0\uc11c\ub294 \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\uac00 2024\ub144 69.24%\uc758 \uc810\uc720\uc728\ub85c \uac00\uc7a5 \uc778\uae30\uac00 \ub192\uc73c\uba70, \uc774\ub294 \ube60\ub978 \ud65c\uc131\ud654\uc640 \ub0ae\uc740 \uc778\ud504\ub77c \uc624\ubc84\ud5e4\ub4dc \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc870\uc9c1 \uaddc\ubaa8\ubcc4\ub85c\ub294 \uc911\uc18c\uae30\uc5c5(SMEs)\uc774 SaaS \uac00\uaca9 \ucc45\uc815\uc73c\ub85c \uc778\ud55c \ub300\uaddc\ubaa8 \uc790\ubcf8 \uc7a5\ubcbd \uc81c\uac70 \ub355\ubd84\uc5d0 9.93%\uc758 \uac00\uc7a5 \ub192\uc740 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uba70 \ube60\ub974\uac8c \ud50c\ub7ab\ud3fc\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uc81c\uc870\uc5c5 \ud655\uc7a5\uacfc \uc815\ubd80\uc758 \ub514\uc9c0\ud138 \ubb34\uc5ed \uc778\uc13c\ud2f0\ube0c\uc5d0 \ud798\uc785\uc5b4 8.14%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc194\ub8e8\uc158 \uc720\ud615\uc740 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc, \uad00\ub9ac \uc11c\ube44\uc2a4, \uc790\ubb38\/\ucee8\uc124\ud305 \uc11c\ube44\uc2a4\ub85c \uad6c\ubd84\ub418\uba70, \uc0b0\uc5c5 \uc218\uc9c1 \uc2dc\uc7a5\uc740 \uc81c\uc870, \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc0dd\uba85 \uacfc\ud559, \uae08\uc735 \uc11c\ube44\uc2a4, IT \ubc0f \ud1b5\uc2e0, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ub4f1 \ub2e4\uc591\ud55c \ubd84\uc57c\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uacbd\uc7c1\uc0ac\ub85c\ub294 Coupa Software, SAP SE, Oracle Corporation, GEP Worldwide, JAGGAER, Ivalua, Basware, Zycus \ub4f1\uc774 \uc788\uc73c\uba70, Zip \ubc0f Arkestro\uc640 \uac19\uc740 AI \uae30\ubc18 \uc2e0\uaddc \uc9c4\uc785\uc790\ub4e4\ub3c4 \uc2dc\uc7a5\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. AI \uae30\ubc18 \ud14c\uc77c \uc2a4\ud39c\ub4dc \uc194\ub8e8\uc158\uc740 \uae30\uc874 \uc218\ub3d9 \ubc29\uc2dd \ub300\ube44 2~5\ubc30 \ube60\ub978 \ube44\uc6a9 \uc808\uac10 \ud6a8\uacfc\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5 \uac1c\uc694, \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d, \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d, \uaddc\uc81c \ubc0f \uae30\uc220 \uc804\ub9dd, \uadf8\ub9ac\uace0 \uc0c1\uc138\ud55c \uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc744 \ud3ec\ud568\ud558\uc5ec \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \uc774\ud574\ub97c \ub3d5\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubbf8\uac1c\ucc99 \uc2dc\uc7a5(White-Space) \ubc0f \ubbf8\ucda9\uc871 \uc218\uc694 \ud3c9\uac00\ub97c \ud1b5\ud574 \ubbf8\ub798 \uc2dc\uc7a5 \uae30\ud68c\uc640 \uc804\ub9dd\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-42841","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/42841"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=42841"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/42841\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=42841"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=42841"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=42841"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}