{"id":43863,"date":"2026-02-14T20:27:23","date_gmt":"2026-02-14T20:27:23","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/pharmacy-benefit-management-mordor\/"},"modified":"2026-03-27T23:07:41","modified_gmt":"2026-03-27T14:07:41","slug":"pharmacy-benefit-management-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/pharmacy-benefit-management-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uc57d\uc81c \uae09\uc5ec \uad00\ub9ac \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/pharmacy-benefit-management-1749563960643-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/pharmacy-benefit-management-size-image-1768933125082.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \ucc98\ubc29\uc57d \uc9c0\ucd9c \ubc0f \uce58\ub8cc \ubcf5\uc7a1\uc131 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.2 \uacf5\uacf5 \ubc0f \ubbfc\uac04 \uac74\uac15\ubcf4\ud5d8 \ud480 \ud655\ub300<\/li>\n<li class=\"toc-level-3\">4.2.3 \uac00\uce58 \uae30\ubc18 \ubc0f \uc131\uacfc \uc5f0\ub3d9 \uc57d\uad6d \ud61c\ud0dd\uc73c\ub85c\uc758 \uc804\ud658<\/li>\n<li class=\"toc-level-3\">4.2.4 PBM \uc6b4\uc601\uc758 \ub514\uc9c0\ud138 \uc804\ud658 \ubc0f \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc790\ub3d9\ud654<\/li>\n<li class=\"toc-level-3\">4.2.5 \ube44\uc6a9 \ud22c\uba85\uc131 \ubc0f \ud1b5\uacfc \uac00\uaca9 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.6 \uc758\uc57d\ud488 \uacf5\uae09\ub9dd \uc804\ubc18\uc758 \ud1b5\ud569 \ubc0f \uc218\uc9c1 \uacc4\uc5f4\ud654<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 PBM \uad00\ud589\uc5d0 \ub300\ud55c \uc785\ubc95 \ubc0f \uaddc\uc81c \uac10\uc2dc \uac15\ud654<\/li>\n<li class=\"toc-level-3\">4.3.2 \ubc14\uc774\uc624\uc2dc\ubc00\ub7ec \ubc0f \uc81c\ub124\ub9ad \uacbd\uc7c1\uc73c\ub85c \uc778\ud55c \ub9ac\ubca0\uc774\ud2b8 \uacbd\uc81c\ud559 \uce68\uc2dd<\/li>\n<li class=\"toc-level-3\">4.3.3 \ub3c5\ub9bd \uc57d\uad6d\/DIR \uac1c\ud601\uc73c\ub85c \uc778\ud55c \uc18c\uc1a1 \ubc0f \ub9c8\uc9c4 \uc555\ubc15<\/li>\n<li class=\"toc-level-3\">4.3.4 \uace0\uae09 \ubd84\uc11d\uc744 \uc81c\ud55c\ud558\ub294 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uc7a5\ubcbd<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1\uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.4.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.4.2 \uad6c\ub9e4\uc790\/\uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.4.3 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.4.4 \ub300\uccb4 \uc81c\ud488\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.4.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58, USD)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc11c\ube44\uc2a4\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \ud2b9\uc218 \uc57d\uad6d \uc11c\ube44\uc2a4<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc758\uc57d\ud488 \ucc98\ubc29\uc9d1 \uad00\ub9ac<\/li>\n<li class=\"toc-level-3\">5.1.3 \ud61c\ud0dd \ud50c\ub79c \uc124\uacc4 \ubc0f \uc0c1\ub2f4<\/li>\n<li class=\"toc-level-3\">5.1.4 \uae30\ud0c0 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc0ac\uc5c5 \ubaa8\ub378\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc815\ubd80 \ubcf4\uac74 \ud504\ub85c\uadf8\ub7a8<\/li>\n<li class=\"toc-level-3\">5.2.2 \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ud504\ub85c\uadf8\ub7a8<\/li>\n<li class=\"toc-level-3\">5.2.3 \uc0c1\uc5c5 \uac74\uac15 \ubcf4\ud5d8 \uad00\ub9ac<\/li>\n<li class=\"toc-level-3\">5.2.4 \uc18c\ube44\uc790 \uc9c1\uc811 \ud560\uc778 \uce74\ub4dc \ud504\ub85c\uadf8\ub7a8<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 PBM \uc870\uc9c1 (\ub0b4\ubd80 \ubc0f \uc678\ubd80)<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc6b0\ud3b8 \uc8fc\ubb38 \uc57d\uad6d<\/li>\n<li class=\"toc-level-3\">5.3.3 \uc18c\ub9e4 \uc57d\uad6d<\/li>\n<li class=\"toc-level-3\">5.3.4 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc9c0\uc5ed\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.4.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.4.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.4.2.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.4.2.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.2.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.4.2.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.4.2.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.4.2.6 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.4.3.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.3.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.4.3.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.4.3.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.3.5 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.4.3.6 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.4.4.1 GCC<\/li>\n<li class=\"toc-level-4\">5.4.4.2 \ub0a8\uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.4.4.3 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.4.5 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.4.5.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.4.5.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.4.5.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.3 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.3.1 Optum Inc.<\/li>\n<li class=\"toc-level-3\">6.3.2 CVS Health (Caremark)<\/li>\n<li class=\"toc-level-3\">6.3.3 Express Scripts (Cigna Evernorth)<\/li>\n<li class=\"toc-level-3\">6.3.4 Humana Pharmacy Solutions<\/li>\n<li class=\"toc-level-3\">6.3.5 Prime Therapeutics LLC<\/li>\n<li class=\"toc-level-3\">6.3.6 Elevance Health (CarelonRx)<\/li>\n<li class=\"toc-level-3\">6.3.7 Centene Corp. (Envolve Health)<\/li>\n<li class=\"toc-level-3\">6.3.8 MedImpact Healthcare Systems<\/li>\n<li class=\"toc-level-3\">6.3.9 Magellan Rx Management<\/li>\n<li class=\"toc-level-3\">6.3.10 SS&amp;C Technologies Inc.<\/li>\n<li class=\"toc-level-3\">6.3.11 Elixir Rx Solutions LLC<\/li>\n<li class=\"toc-level-3\">6.3.12 Abarca Health<\/li>\n<li class=\"toc-level-3\">6.3.13 Navitus Health Solutions<\/li>\n<li class=\"toc-level-3\">6.3.14 Benecard Services LLC<\/li>\n<li class=\"toc-level-3\">6.3.15 ProCare Rx<\/li>\n<li class=\"toc-level-3\">6.3.16 CaptureRx<\/li>\n<li class=\"toc-level-3\">6.3.17 ClearScript (Fairview)<\/li>\n<li class=\"toc-level-3\">6.3.18 Change Healthcare (Optum Insight)<\/li>\n<li class=\"toc-level-3\">6.3.19 Kroger Prescription Plans<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc758\uc57d\ud488 \uae09\uc5ec \uad00\ub9ac(PBM) \uc2dc\uc7a5 \uac1c\uc694: \uc0c1\uc138 \ubd84\uc11d (2026-2031)<\/p>\n<p># 1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc804\ub9dd<\/p>\n<p>\uc758\uc57d\ud488 \uae09\uc5ec \uad00\ub9ac(PBM) \uc2dc\uc7a5\uc740 2025\ub144 6,575\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 6,924\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 5.32%\ub97c \uae30\ub85d\ud558\uba70 2031\ub144\uc5d0\ub294 8,971\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \ucc98\ubc29\uc57d \uc9c0\ucd9c \uc99d\uac00, \uc804\ubb38\uc758\uc57d\ud488 \ud65c\uc6a9 \uae09\uc99d, \uace0\uc6a9\uc8fc\ub4e4\uc758 \uae09\uc5ec \uacc4\uc57d \uc2ec\uc0ac \uac15\ud654, \uadf8\ub9ac\uace0 \uccad\uad6c \ubc0f \uc0ac\uc804 \uc2b9\uc778 \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \uac04\uc18c\ud654\ud558\ub294 \uae30\uc220 \ud22c\uc790 \ub4f1\uc5d0 \uc758\ud574 \uacac\uc778\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed\ubcc4\ub85c\ub294 \ubd81\ubbf8\uac00 46.3%\uc758 \ub9e4\ucd9c \uc810\uc720\uc728\ub85c PBM \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud558\uace0 \uc788\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc911\uad6d\uacfc \uc778\ub3c4\uc758 \ubcf4\uc7a5 \ubc94\uc704 \ud655\ub300\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc218\uc9c1 \ud1b5\ud569\ub41c PBM \uae30\uc5c5\ub4e4\uc774 \uad6c\ub9e4\ub825\uc744 \ud1b5\ud569\ud558\uba74\uc11c \uacbd\uc7c1 \uac15\ub3c4\ub294 \uc5ec\uc804\ud788 \ub192\uc9c0\ub9cc, \ud22c\uba85\uc131\uc744 \uac15\uc870\ud558\ub294 \uc2e0\uaddc \uae30\uc5c5\ub4e4\uc774 \ub9ac\ubca0\uc774\ud2b8 \uc911\uc2ec \ubaa8\ub378\uc5d0 \ub3c4\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 2. \ud575\uc2ec \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>*   \uc11c\ube44\uc2a4\ubcc4: \uc804\ubb38 \uc57d\uad6d \uc11c\ube44\uc2a4\uac00 2025\ub144 \ub9e4\ucd9c\uc758 33.42%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \ub2ec\ub838\uace0, \uccad\uad6c \ucc98\ub9ac \ubc0f \uc2ec\uc0ac\ub294 2031\ub144\uae4c\uc9c0 7.12%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\ubcc4: \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc774 2025\ub144 PBM \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 45.25%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc815\ubd80 \uac74\uac15 \ud504\ub85c\uadf8\ub7a8\uc740 2031\ub144\uae4c\uc9c0 6.45%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: PBM \uae30\uad00\uacfc \uc18c\ub9e4 \uc57d\uad6d\uc774 2025\ub144 \uc804\uccb4 \uc2dc\uc7a5\uc758 75.00%\ub97c \uacf5\ub3d9\uc73c\ub85c \uc810\uc720\ud588\uc73c\uba70, \uc6b0\ud3b8 \uc8fc\ubb38 \uc57d\uad6d\uc740 2031\ub144\uae4c\uc9c0 7.78%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8\uac00 2025\ub144 45.88%\ub85c \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud588\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 7.29%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70 2031\ub144\uae4c\uc9c0 1,598\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n<p># 3. \uae00\ub85c\ubc8c PBM \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30<\/p>\n<p> 3.1. \uc131\uc7a5 \ub3d9\ub825 (Drivers)<\/p>\n<p>*   \ucc98\ubc29\uc57d \uc9c0\ucd9c \ubc0f \uce58\ub8cc \ubcf5\uc7a1\uc131 \uc99d\uac00: 2025\ub144 \ubcd1\uc6d0 \uc758\uc57d\ud488 \uc9c0\ucd9c\uc758 54%\ub97c \uc804\ubb38\uc758\uc57d\ud488\uc774 \ucc28\uc9c0\ud558\uba70, \uc784\uc0c1 \uc804\ubb38\uc131\uacfc \ud65c\uc6a9 \ud1b5\uc81c\ub97c \ud1b5\ud569\ud558\ub294 PBM \ubaa8\ub378\uc758 \ud544\uc694\uc131\uc774 \ucee4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. GLP-1 \uc791\uc6a9\uc81c\uc640 \uac19\uc740 \uc2e0\uc57d\uc758 \uc778\uae30\ub294 \uc5c4\uaca9\ud55c \ucc98\ubc29\uc9d1 \uaddc\uce59\uacfc \ub2e8\uacc4\ubcc4 \uce58\ub8cc \ud3b8\uc9d1\uc744 \uc694\uad6c\ud558\uba70, PBM\uc740 \uace0\uae09 \ubd84\uc11d\uc744 \ud1b5\ud574 \uce58\ub8cc \uacc4\ud68d\uc744 \uc870\uc815\ud558\uace0 \ube44\uc6a9 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.<br \/>\n*   \uacf5\uacf5 \ubc0f \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704 \ud655\ub300: \uba54\ub514\ucf00\uc5b4 \ud30c\ud2b8 D\uc758 \ubcf8\uc778 \ubd80\ub2f4 \uc0c1\ud55c\uc81c(2025\ub144\ubd80\ud130 2,000\ub2ec\ub7ec)\uc640 \uc0c1\uc5c5 \uace0\uc6a9\uc8fc\ub4e4\uc758 PBM \ud30c\ud2b8\ub108 \uc7ac\uac80\ud1a0 \uc6c0\uc9c1\uc784\uc774 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4. \uc778\ub3c4\uc758 \uc544\uc720\uc288\ub9cc \ubc14\ub77c\ud2b8(Ayushman Bharat)\uc640 \uc911\uad6d\uc758 \ub3c4\uc2dc \uadfc\ub85c\uc790 \ubcf4\ud5d8 \uac00\uc785\uc790 \uc99d\uac00 \ub610\ud55c \uc9c0\uc5ed\uc801 \uc131\uc7a5\uc744 \uacac\uc778\ud569\ub2c8\ub2e4.<br \/>\n*   \uac00\uce58 \uae30\ubc18 \ubc0f \uc131\uacfc \uc5f0\ub3d9\ud615 \uc57d\uad6d \uae09\uc5ec\ub85c\uc758 \uc804\ud658: 2025\ub144\uae4c\uc9c0 \uacbd\uc601\uc9c4\uc758 54%\uac00 \uc131\uacfc \uae30\ubc18 \uacc4\uc57d\uc774 50% \uc774\uc0c1 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud569\ub2c8\ub2e4. PBM\uc740 \uc608\uce21 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc704\ud5d8 \uacc4\uce35\uc744 \ubd84\ub958\ud558\uace0, \ubcf5\uc57d \uc21c\uc751\ub3c4\ub97c \uac1c\uc120\ud558\uba70, \uc2e4\uc81c \uc784\uc0c1 \uc99d\uac70\ub97c \ud65c\uc6a9\ud558\uc5ec \uac00\uce58 \uae30\ubc18 \uac00\uaca9 \ucc45\uc815 \ubc0f \uacf5\uc720 \uc808\uac10 \uba54\ucee4\ub2c8\uc998\uc744 \uad6c\ud604\ud569\ub2c8\ub2e4.<br \/>\n*   PBM \uc6b4\uc601\uc758 \ub514\uc9c0\ud138 \uc804\ud658 \ubc0f \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc790\ub3d9\ud654: 2025\ub144 \uac74\uac15 \ubd84\uc57c \ub9ac\ub354\uc758 77%\uac00 \uc778\uacf5\uc9c0\ub2a5\uc744 \ucd5c\uc6b0\uc120 \uae30\uc220\ub85c \uaf3d\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uccad\uad6c \uc5d4\uc9c4\uc740 \uc0ac\uc804 \uc2b9\uc778 \uc18d\ub3c4\ub97c \ub192\uc774\uace0 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\uba70, Capital Rx\uc758 Judi Health \ud50c\ub7ab\ud3fc\uacfc \uac19\uc740 \ud1b5\ud569 \uc194\ub8e8\uc158\uc740 \uc758\ub8cc \ubc0f \uc57d\uad6d \uccad\uad6c \ub370\uc774\ud130\ub97c \ud1b5\ud569\ud558\uc5ec \ucd1d \uce58\ub8cc \ube44\uc6a9\uc744 \uc808\uac10\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc1c\uc804\uc740 \uccad\uad6c \ucc98\ub9ac \uc11c\ube44\uc2a4\uc758 7.5% CAGR\uc744 \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4.<br \/>\n*   \ube44\uc6a9 \ud22c\uba85\uc131 \ubc0f \ud328\uc2a4\uc2a4\ub8e8(Pass-through) \uac00\uaca9 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00: \uace0\uc6a9\uc8fc\uc640 \uc18c\ube44\uc790\ub4e4\uc774 \uc758\uc57d\ud488 \ube44\uc6a9\uc758 \ud22c\uba85\uc131\uc744 \uc694\uad6c\ud558\uba74\uc11c, \ub9ac\ubca0\uc774\ud2b8\ub97c \ubcf4\ud5d8\ub8cc \uc778\ud558\uc5d0 \uc9c1\uc811 \ubc18\uc601\ud558\ub294 \ud328\uc2a4\uc2a4\ub8e8 \ubaa8\ub378\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc758\uc57d\ud488 \uacf5\uae09\ub9dd \uc804\ubc18\uc758 \ud1b5\ud569 \ubc0f \uc218\uc9c1 \uacc4\uc5f4\ud654: \uc8fc\uc694 PBM \uae30\uc5c5\ub4e4\uc758 \uc218\uc9c1 \ud1b5\ud569\uc740 \uad6c\ub9e4\ub825\uc744 \uac15\ud654\ud558\uace0 \uc2dc\uc7a5 \uc9c0\ubc30\ub825\uc744 \ub192\uc774\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p> 3.2. \uc81c\uc57d \uc694\uc778 (Restraints)<\/p>\n<p>*   \uc785\ubc95 \ubc0f \uaddc\uc81c \uac10\uc2dc \uac15\ud654: 2025\ub144 \ud68c\uae30 \ub3d9\uc548 \uc8fc \uc758\ud68c\uc5d0\uc11c \uc2a4\ud504\ub808\ub4dc \ud504\ub77c\uc774\uc2f1 \uae08\uc9c0 \ubc0f \uac10\uc0ac \uad8c\ud55c\uc744 \ub2e4\ub8e8\ub294 34\uac1c\uc758 PBM \uad00\ub828 \ubc95\uc548\uc774 \ubc1c\uc758\ub418\uc5c8\uc2b5\ub2c8\ub2e4. FTC\uc758 \ubcf4\uace0\uc11c\ub294 \uc8fc\uc694 PBM 3\uc0ac\uac00 2017\ub144\ubd80\ud130 2022\ub144\uae4c\uc9c0 \uc804\ubb38 \uc81c\ub124\ub9ad \uc758\uc57d\ud488\uc5d0\uc11c 73\uc5b5 \ub2ec\ub7ec\uc758 \ucd08\uacfc \ub9c8\uc9c4\uc744 \ucde8\ud588\ub2e4\uace0 \uc8fc\uc7a5\ud558\uba70, \uc774\ub294 PBM\uc758 \ub9c8\uc9c4\uc744 \ucd95\uc18c\ud558\uace0 \uc778\uc218 \ud569\ubcd1\uc744 \ub454\ud654\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ubc14\uc774\uc624\uc2dc\ubc00\ub7ec \ubc0f \uc81c\ub124\ub9ad \uacbd\uc7c1\uc73c\ub85c \uc778\ud55c \ub9ac\ubca0\uc774\ud2b8 \uacbd\uc81c\ud559 \uc57d\ud654: 2025\ub144 \ud734\ubbf8\ub77c \ubc14\uc774\uc624\uc2dc\ubc00\ub7ec\uc758 \ub4f1\uc7a5\uc73c\ub85c PBM \uc218\uc775\uc758 \uae30\ubc18\uc774 \ub418\ub294 \ub9ac\ubca0\uc774\ud2b8 \ud480\uc774 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba54\ub514\ucf00\uc5b4\uc758 \uac00\uaca9 \ud611\uc0c1 \uad8c\ud55c\uc740 \uace0\uac00 \uce58\ub8cc\uc81c\uc5d0 \ub300\ud55c \ub9ac\ubca0\uc774\ud2b8 \uc601\ud5a5\ub825\uc744 \uc81c\ud55c\ud558\uba70, CVS Health\uc758 CostVantage\uc640 \uac19\uc740 \ud328\uc2a4\uc2a4\ub8e8 \ubaa8\ub378\uc740 \ub9ac\ubca0\uc774\ud2b8 \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uace0 PBM\uc774 \uc784\uc0c1 \ud504\ub85c\uadf8\ub7a8, \ub370\uc774\ud130 \ubd84\uc11d \ub4f1 \ub300\uccb4 \uc218\uc775\uc6d0\uc744 \ubaa8\uc0c9\ud558\ub3c4\ub85d \uac15\uc694\ud569\ub2c8\ub2e4.<br \/>\n*   \ub3c5\ub9bd \uc57d\uad6d\/DIR \uac1c\ud601\uc73c\ub85c \uc778\ud55c \uc18c\uc1a1 \ubc0f \ub9c8\uc9c4 \uc555\ubc15: \ub3c5\ub9bd \uc57d\uad6d\uc5d0 \ub300\ud55c \uc9c1\uc811 \ubc0f \uac04\uc811 \ubcf4\uc218(DIR) \uc218\uc218\ub8cc \uac1c\ud601\uc740 PBM\uc758 \ub9c8\uc9c4\uc5d0 \uc555\ubc15\uc744 \uac00\ud558\uace0 \uc18c\uc1a1 \uc704\ud5d8\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4.<br \/>\n*   \uace0\uae09 \ubd84\uc11d\uc744 \uc81c\ud55c\ud558\ub294 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uc7a5\ubcbd: \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uaddc\uc81c\uc640 \uc2dc\uc2a4\ud15c \uac04 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ubd80\uc871\uc740 PBM\uc774 \uace0\uae09 \ubd84\uc11d\uc744 \ud1b5\ud574 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud558\ub294 \ub370 \uc81c\uc57d\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p># 4. \uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p> 4.1. \uc11c\ube44\uc2a4\ubcc4<\/p>\n<p>*   \uc804\ubb38 \uc57d\uad6d \uc11c\ube44\uc2a4: 2025\ub144 \ub9e4\ucd9c\uc758 33.42%\ub97c \ucc28\uc9c0\ud558\uba70, \uc885\uc591\ud559 \ubc0f \ud76c\uadc0 \uc9c8\ud658 \uce58\ub8cc\uc5d0 \uc0ac\uc6a9\ub418\ub294 \ubcf5\uc7a1\ud55c \uc0dd\ubb3c\ud559\uc801 \uc81c\uc81c\uc758 \ud655\uc0b0\uc5d0 \ub530\ub77c \ud1b5\ud569\ub41c \uce58\ub8cc\ud300, \ucf5c\ub4dc\uccb4\uc778 \ubb3c\ub958, \ubcf5\uc57d \uc21c\uc751\ub3c4 \ucf54\uce6d \ub4f1\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n*   \uccad\uad6c \ucc98\ub9ac \ubc0f \uc2ec\uc0ac: AI \uae30\ubc18 \uccad\uad6c \uc5d4\uc9c4\uacfc Capital Rx\uc758 Judi Health\u2122\uc640 \uac19\uc740 \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \ud50c\ub7ab\ud3fc\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 7.12%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc758\uc57d\ud488 \ucc98\ubc29\uc9d1 \uad00\ub9ac: \uac00\uaca9 \ub4f1\uae09\uc5d0\uc11c \uc2e4\uc81c \uc784\uc0c1 \uc99d\uac70\uc640 \ud658\uc790 \ubcf4\uace0 \uc9c0\ud45c\ub97c \uc911\uc694\ud558\uac8c \ud3c9\uac00\ud558\ub294 \uc131\uacfc \uc911\uc2ec\uc758 \uc2a4\ucf54\uc5b4\uce74\ub4dc\ub85c \uc804\ud658\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uae09\uc5ec \uacc4\ud68d \uc124\uacc4 \ubc0f \uc0c1\ub2f4: \uace0\uc6a9\uc8fc\ub4e4\uc774 \ucf54\ud398\uc774 \ucd5c\ub300\ud654 \ud504\ub85c\uadf8\ub7a8 \ubc0f GLP-1 \ubcf4\uc7a5 \uc81c\uc678 \ub4f1\uc744 \ud3c9\uac00\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uba70, \ud22c\uba85\ud55c \ud328\uc2a4\uc2a4\ub8e8 \uacc4\uc57d\uc758 \ucc44\ud0dd\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p> 4.2. \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\ubcc4<\/p>\n<p>*   \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ud504\ub85c\uadf8\ub7a8: 2025\ub144 45.25%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud558\uba70 \ubbf8\uad6d \uc758\ub8cc \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc758\uc57d\ud488 \uc778\ud50c\ub808\uc774\uc158\uc5d0 \ub300\ud55c \uacbd\uc601\uc9c4\uc758 \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uba74\uc11c \ud328\uc2a4\uc2a4\ub8e8 \uac00\uaca9 \ucc45\uc815, \ucc98\ubc29\uc9d1 \uc81c\uc678, \uac00\uce58 \uae30\ubc18 \ubcf4\uc99d\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc815\ubd80 \uac74\uac15 \ud504\ub85c\uadf8\ub7a8: \uba54\ub514\ucf00\uc5b4 \ud30c\ud2b8 D\uc758 \ubcf8\uc778 \ubd80\ub2f4 \uc0c1\ud55c\uc81c \ubc0f \uba54\ub514\ucf00\uc774\ub4dc \ud655\uc7a5\uc73c\ub85c 6.45%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc0c1\uc5c5 \uac74\uac15 \ubcf4\ud5d8 \uad00\ub9ac: PBM\uc774 \ub2e4\uc591\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc758 \uae09\uc5ec \uaddc\uce59\uc744 \uc870\uc728\ud574\uc57c \ud558\ub294 \ubcf5\uc7a1\uc131\uc744 \uac00\uc9d1\ub2c8\ub2e4.<br \/>\n*   \uc18c\ube44\uc790 \uc9c1\uc811 \ud560\uc778 \uce74\ub4dc \ud504\ub85c\uadf8\ub7a8: Mark Cuban\uc758 Cost Plus Movement\uc640 \uac19\uc740 \ud22c\uba85\ud55c \ud604\uae08 \uac00\uaca9 \ubaa8\ub378\uc774 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \uae30\uc874 \uae30\uc5c5\ub4e4\uc774 \uae09\uc5ec \uc124\uacc4\ub97c \ud604\ub300\ud654\ud558\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/p>\n<p> 4.3. \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4<\/p>\n<p>*   PBM \uae30\uad00 \ubc0f \uc18c\ub9e4 \uc57d\uad6d: 2025\ub144 \uc870\uc81c \ub9e4\ucd9c\uc758 75.00%\ub97c \uacf5\ub3d9\uc73c\ub85c \uc810\uc720\ud558\uba70, \uacac\uace0\ud55c \ub9e4\uc7a5 \ub124\ud2b8\uc6cc\ud06c\uc640 \uc218\uc9c1 \ud1b5\ud569\ub41c \uc18c\uc720 \uad6c\uc870\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4.<br \/>\n*   \uc6b0\ud3b8 \uc8fc\ubb38 \uc57d\uad6d: \ub9cc\uc131 \uc9c8\ud658 \uad00\ub9ac \ubc0f \uba54\ub514\ucf00\uc5b4\uc758 90\uc77c \uacf5\uae09 \uc778\uc13c\ud2f0\ube0c\uc640 \ub9de\ubb3c\ub824 7.78%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. FTC \ubd84\uc11d\uc5d0 \ub530\ub974\uba74 PBM \uc18c\uc720 \uc6b0\ud3b8 \uc57d\uad6d\uc740 \ud2b9\uc815 \uc885\uc591\ud559 \uc81c\ud488\uc5d0 \ub300\ud574 \ub3c5\ub9bd \uc57d\uad6d\ubcf4\ub2e4 \ucd5c\ub300 200\ubc30 \ub192\uc740 \ubcf4\uc0c1\uc744 \ubc1b\uc544 \uc815\ucc45 \ub17c\uc7c1\uc744 \uc2ec\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ubcd1\uc6d0 \uc2dc\uc2a4\ud15c: \uc8fc\uc785 \ub9c8\uc9c4 \ud655\ubcf4 \ubc0f \uac00\uce58 \uae30\ubc18 \ubc88\ub4e4 \uc870\uc815\uc744 \uc704\ud574 \uc804\ubb38 \uc57d\uad6d \uc778\uc99d\uc744 \ucd94\uad6c\ud569\ub2c8\ub2e4.<br \/>\n*   \uc6d0\uaca9 \uc758\ub8cc \uae30\uc5c5: \uac00\uc0c1 \ucc98\ubc29\uacfc \uc790\ub3d9 \uc870\uc81c \uc13c\ud130\ub97c \uacb0\ud569\ud558\uc5ec \uc811\uadfc\uc131\uc744 \ud655\ub300\ud558\uace0 PBM \uc2dc\uc7a5\uc758 \uc634\ub2c8\ucc44\ub110 \ubc29\ud5a5\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p># 5. \uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \ub9e4\ucd9c\uc758 45.88%\ub97c \ucc28\uc9c0\ud558\uba70 \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud569\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \ub192\uc740 \uc758\uc57d\ud488 \uc9c0\ucd9c\uacfc PBM \uce68\ud22c\uc728\uc774 \uc8fc\ud6a8\ud569\ub2c8\ub2e4. 2024\ub144 170\uac1c \uc8fc \ubc95\uc548 \ubc1c\uc758\uc640 \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95\ubc95(IRA) \uc870\ud56d\uc740 PBM \uc2dc\uc7a5 \ub0b4 \uacc4\uc57d \uc7ac\uc791\uc131 \ubc0f \ub9ac\ubca0\uc774\ud2b8 \ud750\ub984 \ubcc0\ud654\ub97c \ucd09\ubc1c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ube60\ub978 7.29%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc911\uad6d\uc740 \ub9cc\uc131 \uc9c8\ud658 \uc720\ubcd1\ub960 \uc99d\uac00\uc640 \uc758\uc57d\ud488 \uc870\ub2ec \uc911\uc559\ud654 \uc815\ucc45\uc73c\ub85c 2031\ub144\uae4c\uc9c0 1,598\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc778\ub3c4\ub294 \uc0dd\uc0b0 \uc5f0\uacc4 \uc778\uc13c\ud2f0\ube0c \uc81c\ub3c4\uc640 \uc81c\ub124\ub9ad \uc57d\uad6d \ud655\ub300\ub85c \uc131\uc7a5\ud569\ub2c8\ub2e4. \uc77c\ubcf8\uc740 \ubc14\uc774\uc624 \uc81c\uc57d R&#038;D \ubc0f \uac00\uce58 \uae30\ubc18 \ubcf4\uc0c1\uc5d0 \uc911\uc810\uc744 \ub450\uc5b4 PBM \uc720\uc0ac \uc11c\ube44\uc2a4\uc758 \ubc94\uc704\ub97c \ud655\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \ucc38\uc870 \uac00\uaca9 \ucc45\uc815 \uaddc\uce59 \ubc0f HTA(Health Technology Assessment) \ud504\ub808\uc784\uc6cc\ud06c \ud558\uc5d0 \uc0c1\ub2f9\ud55c \uc2dc\uc7a5 \uaddc\ubaa8\ub97c \uc720\uc9c0\ud569\ub2c8\ub2e4. \ub3c5\uc77c\uc758 AMNOG \ud611\uc0c1 \ubc0f \uc601\uad6d\uc758 \uc790\ubc1c\uc801 \ube0c\ub79c\ub4dc \uc758\uc57d\ud488 \uac00\uaca9 \ucc45\uc815 \uc81c\ub3c4\ub294 PBM\uc774 \uc815\uac00 \ud560\uc778 \uc678\uc5d0 \ube44\uc6a9 \uc0c1\uc1c4 \ud6a8\uacfc\ub97c \uc785\uc99d\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74, \ub0a8\ubbf8: \uc758\ubb34 \uac74\uac15 \ubcf4\ud5d8 \ubaa8\ub378 \ub3c4\uc785\uc73c\ub85c \uc218\uc694\uac00 \uac00\uc18d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube0c\ub77c\uc9c8\uc758 \uace0\uac00 \uc758\uc57d\ud488 \ud1b5\ud569 \uc870\ub2ec\uc740 \uc911\uc559 \uc9d1\uc911\uc2dd \uae09\uc5ec \uad00\ub9ac\uc5d0 \ub300\ud55c \uc9c0\uc5ed\uc801 \uc218\uc694\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p># 6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>PBM \uc2dc\uc7a5\uc740 CVS Caremark, Express Scripts, OptumRx\uac00 2024\ub144 \ubbf8\uad6d \uccad\uad6c\uc758 \uc57d 80%\ub97c \ucc98\ub9ac\ud558\uba70 \ub9e4\uc6b0 \ub192\uc740 \uc9d1\uc911\ub3c4\ub97c \ubcf4\uc785\ub2c8\ub2e4. \uc774\ub4e4 PBM\uc740 \ubcf4\ud5d8\uc0ac \ubc0f \uc18c\ub9e4\/\uc6b0\ud3b8 \uc57d\uad6d\uacfc \uc218\uc9c1 \ud1b5\ud569\ub418\uc5b4 \ud611\uc0c1\ub825\uc744 \uac15\ud654\ud558\uc9c0\ub9cc, \uc774\ud574 \uc0c1\ucda9 \uc6b0\ub824\ub97c \uc81c\uae30\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc758\uc0ac \ud611\ud68c(AMA)\ub294 \uc0c1\uc704 2\uac1c PBM\uc774 \ucc98\ubc29\uc804\uc758 80-90%\ub97c \ucc98\ub9ac\ud558\ub294 \uc2dc\uc7a5\uc5d0\uc11c \uc7a0\uc7ac\uc801\uc778 \ubc18\uacbd\uc7c1\uc801 \uc704\ud5d8\uc744 \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uae30\uc5c5\ub4e4\uc740 \uaddc\ubaa8\uc758 \uacbd\uc81c, \uc804\ubb38\uc758\uc57d\ud488 \ub124\ud2b8\uc6cc\ud06c \ud1b5\uc81c, \uc608\uce21\uc801 \ubcf5\uc57d \uc21c\uc751\ub3c4 \uac1c\uc785\uc744 \uc704\ud55c \ub370\uc774\ud130 \ub808\uc774\ud06c \ud22c\uc790\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4. CVS\ub294 TrueCost \uc2a4\uc704\ud2b8\uc758 \uc131\uacf5\uc744 \ubcf4\uace0\ud588\uc73c\uba70, Express Scripts\ub294 \ub514\uc9c0\ud138 \uc57d\uad6d \ucc44\ub110\uc744, OptumRx\ub294 \ud589\ub3d9 \uac74\uac15 \ub370\uc774\ud130\uc14b\uc744 \ud1b5\ud569\ud558\uc5ec \uc758\uc57d\ud488 \uc548\uc804\uc131\uc744 \uac1c\uc120\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>Capital Rx, SmithRx, Navitus\uc640 \uac19\uc740 \ub3c4\uc804\uc801\uc778 PBM\ub4e4\uc740 \ud22c\uba85\ud55c \ub124\ud2b8\uc6cc\ud06c \uac00\uaca9 \ucc45\uc815 \ubc0f \ub0ae\uc740 \uace0\uc815 \uc218\uc218\ub8cc\ub97c \ud1b5\ud574 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Capital Rx\uc758 NADAC(National Average Drug Acquisition Cost) \uc9c0\uc218\ub294 \uace0\uac1d \uc778\ubcf4\uc774\uc2a4\uc640 \ucde8\ub4dd \ube44\uc6a9\uc744 \uc77c\uce58\uc2dc\ud0a4\ub294 \uccad\uc0b0\uc18c \ubaa8\ub378\uc744 \ud1b5\ud574 \uc9c0\uc5ed \ube14\ub8e8\uc2a4 \ud50c\ub79c\uc758 \uad00\uc2ec\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 AI \uae30\ubc18 \uc0ac\uc804 \uc2b9\uc778 \ubd07\uacfc \uc18c\ube44\uc790 \ucfe0\ud3f0 \uc5d4\uc9c4\uc744 \ud14c\uc2a4\ud2b8\ud558\uba70 PBM \uc2dc\uc7a5\uc758 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uaddc\uc81c \uac10\uc2dc\ub294 \uacbd\uc7c1 \uc704\ud5d8\uc744 \uc2ec\ud654\uc2dc\ud0a4\uace0 \uc788\uc73c\uba70, FTC \ubcf4\uace0\uc11c \ubc0f \uc758\ud68c \uccad\ubb38\ud68c\ub294 \uad6c\uc870\uc801 \uac1c\uc120\uc744 \ucd09\ubc1c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc874 \uae30\uc5c5\ub4e4\uc740 \ub9c8\uc9c4 \uc555\ubc15\uc744 \uc0c1\uc1c4\ud558\uae30 \uc704\ud574 \uc7ac\ud0dd \uc8fc\uc785, \ub514\uc9c0\ud138 \uce58\ub8cc\uc81c, 1\ucc28 \uc9c4\ub8cc \uc5f0\uacc4 \ub4f1\uc73c\ub85c \ub2e4\uac01\ud654\ud558\uba70 \uc801\uc751\uc801 \uc7ac\ubc30\uce58 \uc2dc\ub300\ub97c \uc608\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p> 6.1. \uc8fc\uc694 \uae30\uc5c5<\/p>\n<p>*   Optum Inc.<br \/>\n*   CVS Health (Caremark)<br \/>\n*   Express Scripts (Cigna Evernorth)<br \/>\n*   Humana Pharmacy Solutions<br \/>\n*   Prime Therapeutics LLC<\/p>\n<p> 6.2. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 2\uc6d4: Capital Rx\ub294 \uc2e4\uc2dc\uac04 \uae09\uc5ec \uc2ec\uc0ac \ubc0f \ud1b5\ud569 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\ub294 \ud1b5\ud569 \uc758\ub8cc-\uc57d\uad6d \uccad\uad6c \uc5d4\uc9c4\uc778 Judi Health\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 4\uc6d4: Mobile-health Network Solutions\ub294 \uc778\ub3c4\ub124\uc2dc\uc544 \uc6d0\uaca9 \uc758\ub8cc \ubc0f \uc57d\uad6d \ud50c\ub7ab\ud3fc\uc778 Lifepack\uc744 \ucd5c\ub300 720\ub9cc \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud558\uae30\ub85c \ud569\uc758\ud558\uc5ec \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c PBM \uad00\ub828 \uc11c\ube44\uc2a4\ub97c \ud655\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 3\uc6d4: Prime Therapeutics\uc640 Capital Rx\ub294 \uccad\uad6c \ucc98\ub9ac \ud6a8\uc728\uc131\uacfc \ud22c\uba85\uc131\uc744 \uac15\ud654\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc801 \uc81c\ud734\ub97c \ub9fa\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uc758\uc57d\ud488 \ud61c\ud0dd \uad00\ub9ac(PBM) \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. PBM \uc2dc\uc7a5\uc740 \uac74\uac15 \ubcf4\ud5d8\uc0ac, \uace0\uc6a9\uc8fc, \uacf5\uacf5 \ud504\ub85c\uadf8\ub7a8\uc744 \uc704\ud574 \ucc98\ubc29\uc57d \ud50c\ub79c\uc744 \uc124\uacc4, \ud611\uc0c1 \ubc0f \uad00\ub9ac\ud558\ub294 \uc81c3\uc790 \uad00\ub9ac\uc790\uac00 \ucc3d\ucd9c\ud558\ub294 \uac00\uce58\ub85c \uc815\uc758\ub418\uba70, \ud074\ub808\uc784 \uc2ec\uc0ac \ud50c\ub7ab\ud3fc, \ub9ac\ubca0\uc774\ud2b8 \uacc4\uc57d, \uc804\ubb38 \uc57d\uad6d \uc870\uc81c, \uc6b0\ud3b8 \uc8fc\ubb38 \uc870\uc81c \uc11c\ube44\uc2a4\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4. \ub3c5\ub9bd\ud615 \uc57d\ud488 \ud560\uc778 \uce74\ub4dc \ubca4\ub354\ub294 \uc5f0\uad6c \ubc94\uc704\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc131\uc7a5 \uc804\ub9dd:<br \/>\nPBM \uc2dc\uc7a5\uc740 2026\ub144 6,924.7\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 5.32% \uc131\uc7a5\ud558\uc5ec 8,971.6\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 7.29%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uba70, \uc911\uad6d \uc2dc\uc7a5\uc740 2031\ub144\uae4c\uc9c0 1,598.6\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc11c\ube44\uc2a4 \ubd80\ubb38\uc5d0\uc11c\ub294 AI \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud55c \uc2e4\uc2dc\uac04 \uc758\uc0ac \uacb0\uc815 \uac04\uc18c\ud654\uc5d0 \ud798\uc785\uc5b4 \ud074\ub808\uc784 \ucc98\ub9ac \ubc0f \uc2ec\uc0ac \ubd80\ubb38\uc774 2031\ub144\uae4c\uc9c0 \uc5f0 7.12% \uc131\uc7a5\ud558\uba70 \uac00\uc7a5 \ube60\ub974\uac8c \ud655\uc7a5\ub420 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778:<br \/>\n\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c\ub294 \ucc98\ubc29\uc57d \uc9c0\ucd9c \uc99d\uac00 \ubc0f \uce58\ub8cc \ubcf5\uc7a1\uc131 \uc2ec\ud654, \uacf5\uacf5 \ubc0f \ubbfc\uac04 \uac74\uac15 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704 \ud655\ub300, \uac00\uce58 \uae30\ubc18 \ubc0f \uc131\uacfc \uc5f0\ub3d9 \uc57d\uad6d \ud61c\ud0dd\uc73c\ub85c\uc758 \uc804\ud658, PBM \uc6b4\uc601\uc758 \ub514\uc9c0\ud138 \uc804\ud658 \ubc0f \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc790\ub3d9\ud654, \ube44\uc6a9 \ud22c\uba85\uc131 \ubc0f \ud1b5\uacfc \uac00\uaca9 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00, \uadf8\ub9ac\uace0 \uc758\uc57d\ud488 \uacf5\uae09\ub9dd \uc804\ubc18\uc758 \ud1b5\ud569 \ubc0f \uc218\uc9c1 \uacc4\uc5f4\ud654\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778:<br \/>\n\ubc18\uba74, PBM \uad00\ud589\uc5d0 \ub300\ud55c \uc785\ubc95 \ubc0f \uaddc\uc81c \uc870\uc0ac \uac15\ud654, \ubc14\uc774\uc624\uc2dc\ubc00\ub7ec \ubc0f \uc81c\ub124\ub9ad \uacbd\uc7c1\uc73c\ub85c \uc778\ud55c \ub9ac\ubca0\uc774\ud2b8 \uacbd\uc81c\uc131 \uc57d\ud654, \ub3c5\ub9bd \uc57d\uad6d \ubc0f DIR(Direct and Indirect Remuneration) \uac1c\ud601\uc73c\ub85c \uc778\ud55c \uc18c\uc1a1 \ubc0f \ub9c8\uc9c4 \uc555\ub825, \uadf8\ub9ac\uace0 \uace0\uae09 \ubd84\uc11d\uc744 \uc81c\ud55c\ud558\ub294 \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \uc0c1\ud638 \uc6b4\uc6a9\uc131 \uc7a5\ubcbd \ub4f1\uc774 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc138\ubd84\ud654:<br \/>\n\ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5\uc744 \uc11c\ube44\uc2a4(\uc804\ubb38 \uc57d\uad6d \uc11c\ube44\uc2a4, \uc57d\ud488 \ucc98\ubc29\uc9d1 \uad00\ub9ac, \ud61c\ud0dd \ud50c\ub79c \uc124\uacc4 \ubc0f \ucee8\uc124\ud305 \ub4f1), \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378(\uc815\ubd80 \uac74\uac15 \ud504\ub85c\uadf8\ub7a8, \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ud504\ub85c\uadf8\ub7a8, \uc0c1\uc5c5 \uac74\uac15 \ubcf4\ud5d8 \uad00\ub9ac \ub4f1), \ucd5c\uc885 \uc0ac\uc6a9\uc790(PBM \uc870\uc9c1, \uc6b0\ud3b8 \uc8fc\ubb38 \uc57d\uad6d, \uc18c\ub9e4 \uc57d\uad6d \ub4f1) \ubc0f \uc9c0\uc5ed(\ubd81\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74, \ub0a8\ubbf8)\ubcc4\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd:<br \/>\n\ubbf8\uad6d PBM \uc2dc\uc7a5\uc740 CVS Caremark, Express Scripts, OptumRx\uac00 2024\ub144 \ubbf8\uad6d \ucc98\ubc29 \ud074\ub808\uc784\uc758 \uc57d 80%\ub97c \ucc98\ub9ac\ud558\ub294 \ub4f1 \ub192\uc740 \uc9d1\uc911\ub3c4\ub97c \ubcf4\uc785\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 Optum Inc., CVS Health (Caremark), Express Scripts (Cigna Evernorth) \ub4f1 \uc8fc\uc694 19\uac1c \uae30\uc5c5\uc758 \ud504\ub85c\ud544\uc744 \ud3ec\ud568\ud558\uc5ec \uc2dc\uc7a5 \uc9d1\uc911\ub3c4 \ubc0f \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc774\uc288 \ubc0f \uc601\ud5a5:<br \/>\n\uc804\ubb38 \uc758\uc57d\ud488\uc740 2025\ub144 \ubcd1\uc6d0 \uc57d\ud488 \uc9c0\ucd9c\uc758 54.0%\ub97c \ucc28\uc9c0\ud558\uba70 PBM\uc5d0\uac8c \ub9de\ucda4\ud615 \uc784\uc0c1 \uad00\ub9ac \ubc0f \uac00\uaca9 \ud611\uc0c1 \uce21\uba74\uc5d0\uc11c \uc911\uc694\uc131\uc774 \uac15\uc870\ub429\ub2c8\ub2e4. \ub610\ud55c, \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95\ubc95(IRA)\uc740 2025\ub144\ubd80\ud130 Part D \ubcf8\uc778 \ubd80\ub2f4\uae08\uc744 2,000\ub2ec\ub7ec\ub85c \uc81c\ud55c\ud558\uace0 \ud2b9\uc815 \uc57d\ud488\uc5d0 \ub300\ud55c \uac00\uaca9 \ud611\uc0c1\uc744 \ub3c4\uc785\ud558\uc5ec \ub9ac\ubca0\uc774\ud2b8 \uad6c\uc870\uc640 PBM \uc218\uc775 \ubaa8\ub378\uc5d0 \uc0c1\ub2f9\ud55c \ubcc0\ud654\ub97c \uac00\uc838\uc62c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc5f0\uad6c \ubc29\ubc95\ub860:<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \uac74\uac15 \ud50c\ub79c \ubcf4\ud5d8\uacc4\ub9ac\uc0ac, \uace0\uc6a9\uc8fc, \uc57d\uc0ac, PBM \uc784\uc6d0 \ub4f1\uacfc\uc758 \uc2ec\uce35 \uc778\ud130\ubdf0\ub97c \ud1b5\ud55c 1\ucc28 \uc5f0\uad6c\uc640 \uacf5\uacf5 \ub370\uc774\ud130\uc14b, \ubb34\uc5ed \ud611\ud68c \uc790\ub8cc, \uae30\uc5c5 \ubcf4\uace0\uc11c \ub4f1\uc744 \ud65c\uc6a9\ud55c 2\ucc28 \uc5f0\uad6c\ub97c \ubcd1\ud589\ud558\uc5ec \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud588\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc608\uce21\uc740 \uad6d\uac00 \ucc98\ubc29 \uc9c0\ucd9c\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \ud558\ud5a5\uc2dd \uc811\uadfc \ubc29\uc2dd\uacfc \uc0c1\ud5a5\uc2dd \uac80\uc99d\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc84c\uc73c\uba70, \uc804\ubb38 \uc758\uc57d\ud488 \uc9c0\ucd9c \ube44\uc911, \ub9ac\ubca0\uc774\ud2b8 \uae4a\uc774, \uc6b0\ud3b8 \uc8fc\ubb38 \ud65c\uc6a9\ub960, \uaddc\uc81c \ubcc0\ud654 \ub4f1 \ub2e4\uc591\ud55c \ud575\uc2ec \ubcc0\uc218\ub97c \ucd94\uc801\ud558\uace0 \ub2e4\ubcc0\ub7c9 \ud68c\uadc0 \ubd84\uc11d\uc744 \uc801\uc6a9\ud588\uc2b5\ub2c8\ub2e4. Mordor Intelligence\ub294 \uad00\ub9ac\ub418\ub294 \ucc98\ubc29 \ud61c\ud0dd \ubc0f \uc21c \uc57d\ud488 \uc9c0\ucd9c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \uc5c4\uaca9\ud55c \ubc29\ubc95\ub860\uc744 \ud1b5\ud574 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc2dc\uc7a5 \uae30\uc900\uc120\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-43863","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/43863"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=43863"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/43863\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=43863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=43863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=43863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}