{"id":44412,"date":"2026-02-15T01:43:29","date_gmt":"2026-02-15T01:43:29","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/global-fraud-detection-and-prevention-fdp-market-industry-mordor\/"},"modified":"2026-09-25T02:50:53","modified_gmt":"2026-09-24T17:50:53","slug":"global-fraud-detection-and-prevention-fdp-market-industry-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/global-fraud-detection-and-prevention-fdp-market-industry-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29 (FDP) \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026 &#8211; 2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-fraud-detection-and-prevention-fdp-market-industry_1711606442462_Fraud_Detection__Prevention_Market_comapny_logo.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-fraud-detection-and-prevention-fdp-market-industry-size-image-1770819368761.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \uc5f0\uad6c \ubc94\uc704<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \uacbd\uc601\uc9c4 \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \uc2dc\uc7a5 \uac1c\uc694<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \uc2dc\uc7a5 \ub3d9\uc778<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 \uc99d\uac00\ud558\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \uaddc\ubaa8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \uc5c4\uaca9\ud55c \uaddc\uc81c \uc900\uc218 \uc555\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \ud0d0\uc9c0 \uc815\ud655\ub3c4\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 AI\/ML \uae30\ubc18 \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 \ud1a0\ud070\ud654 \ubc0f 3-D Secure 2.3\uc744 \ud1b5\ud55c \ucc44\ud0dd \uc99d\uac00<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \uc624\ud508 \ubc45\ud0b9\/\uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c &#8211; \uc0c8\ub85c\uc6b4 \uc0ac\uae30 \ubca1\ud130<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.6 \uc0dd\uc131\ud615 AI \ub525\ud398\uc774\ud06c \uc0ac\uae30 \uc99d\uac00<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \uc2dc\uc7a5 \uc81c\uc57d<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \uace0\uac1d \uacbd\ud5d8\uc744 \uc800\ud574\ud558\ub294 \ub192\uc740 \uc624\ud0d0\uc728<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \ubcf5\uc7a1\uc131<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 AI \ubaa8\ub378 \ud6c8\ub828\uc744 \uc704\ud55c \ub808\uc774\ube14\ub9c1\ub41c \ub370\uc774\ud130 \uc138\ud2b8 \ubd80\uc871<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uaddc\uc815 \ud558\uc758 \ub370\uc774\ud130 \uacf5\uc720 \uc81c\ud55c<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \uacf5\uae09\ub9dd \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \uaddc\uc81c \ud658\uacbd<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \uae30\uc220 \uc804\ub9dd<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \uacf5\uae09\uc5c5\uccb4\uc758 \ud611\uc0c1\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \uad6c\ub9e4\uc790\uc758 \ud611\uc0c1\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.8 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uac70\uc2dc \uacbd\uc81c \uc694\uc778 \ud3c9\uac00<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \uad6c\uc131 \uc694\uc18c\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \uc194\ub8e8\uc158<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.1.1.1 \uc0ac\uae30 \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.1.1.2 \uc778\uc99d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.1.1.3 \ubcf4\uace0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.1.1.4 \uc2dc\uac01\ud654<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.1.1.5 \uae30\ud0c0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \uc11c\ube44\uc2a4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \ubc30\ud3ec \ubaa8\ub4dc\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 \ud074\ub77c\uc6b0\ub4dc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \uc628\ud504\ub808\ubbf8\uc2a4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \uc870\uc9c1 \uaddc\ubaa8\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \uc911\uc18c\uae30\uc5c5<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \ub300\uae30\uc5c5<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 BFSI<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.3 IT \ubc0f \ud1b5\uc2e0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.4 \uc758\ub8cc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.5 \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.6 \uc81c\uc870<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.7 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.8 \uae30\ud0c0<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \uc9c0\uc5ed\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \ubd81\ubbf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.1 \ubbf8\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.2 \uce90\ub098\ub2e4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.3 \uba55\uc2dc\ucf54<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \ub0a8\ubbf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.1 \ube0c\ub77c\uc9c8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.3 \ub0a8\ubbf8 \uae30\ud0c0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 \uc720\ub7fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.1 \uc601\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.2 \ub3c5\uc77c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.3 \ud504\ub791\uc2a4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.5 \uc2a4\ud398\uc778<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.6 \uc720\ub7fd \uae30\ud0c0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.1 \uc911\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.2 \uc77c\ubcf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.3 \ub300\ud55c\ubbfc\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.4 \uc778\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.5 \ud638\uc8fc<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.6 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.1 \uc911\ub3d9<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.3 \ud280\ub974\ud0a4\uc608<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.4 \uc911\ub3d9 \uae30\ud0c0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.2 \uc544\ud504\ub9ac\uce74<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.2 \ub098\uc774\uc9c0\ub9ac\uc544<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.3 \uc774\uc9d1\ud2b8<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.4 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 SAP SE<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 IBM Corporation<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 SAS Institute Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 ACI Worldwide Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 Fiserv Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 Experian PLC<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 DXC Technology Company<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 BAE Systems PLC<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 RSA Security LLC (Dell Technologies)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 Oracle Corporation<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 NICE Ltd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 Equifax Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 LexisNexis Risk Solutions<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 Fair Isaac Corporation (FICO)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 Cybersource Corporation (Visa)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 Global Payments Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 Feedzai SA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 Signifyd Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 Riskified Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.20 Kount Inc.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29(FDP) \uc2dc\uc7a5 \uac1c\uc694: 2026-2031\ub144 \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd<\/p>\n<p># 1. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd<\/p>\n<p>\uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29(Fraud Detection and Prevention, FDP) \uc2dc\uc7a5\uc740 2026\ub144 701\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uc5d0\ub294 1,718\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 19.60%\uc758 \uac00\ud30c\ub978 \uc131\uc7a5\uc744 \uae30\ub85d\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae09\uaca9\ud55c \uc131\uc7a5\uc740 \ub525\ud398\uc774\ud06c \uc0ac\uae30, \ud569\uc131 \uc2e0\uc6d0 \ub3c4\uc6a9, \uae30\ud0c0 AI \uae30\ubc18 \uc704\ud611\uc758 \uae09\uc99d\uc5d0 \uae30\uc778\ud558\uba70, \uc774\ub294 \uae30\uc874\uc758 \uaddc\uce59 \uae30\ubc18 \uc2dc\uc2a4\ud15c\uc73c\ub85c\ub294 \ud6a8\uacfc\uc801\uc73c\ub85c \ub300\uc751\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc720\ub7fd\uc758 PSD3 \ubc0f PSR \ud328\ud0a4\uc9c0\uc640 \uac19\uc740 \uaddc\uc81c \uac15\ud654\ub294 2026\ub144\ubd80\ud130 \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d(SCA)\uc744 \uc758\ubb34\ud654\ud558\uc5ec, \uc740\ud589\ub4e4\uc774 \ubcf4\uc548, \uaddc\uc81c \uc900\uc218, \uace0\uac1d \uacbd\ud5d8\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc870\ud654\uc2dc\ud0a4\uae30 \uc704\ud55c \uae30\uc220 \ud601\uc2e0\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud544\ub9ac\ud540\uc758 \uae08\uc735 \uacc4\uc88c \uc0ac\uae30 \ubc29\uc9c0\ubc95\uacfc \uac19\uc740 \ubaa8\ubc14\uc77c \uc6b0\uc120 \uacb0\uc81c \uc2b5\uad00 \ubc0f \ubc95\ub960 \ub610\ud55c \uc5ec\ub7ec \uad6d\uac00\uc5d0\uc11c FDP \uc2dc\uc7a5 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc704\uc870 \ubd80\ud488 \uc0ac\uae30 \ub4f1 \uacf5\uae09\ub9dd \uc0ac\uae30\uac00 \uc138 \uc790\ub9bf\uc218 \uc99d\uac00\uc728\uc744 \ubcf4\uc774\ub294 \ub4f1 \uc870\uc9c1\ub4e4\uc774 \ubcf4\uc548\uc744 \ub2e8\uc21c\ud55c \uaddc\uc81c \uc900\uc218 \ube44\uc6a9\uc774 \uc544\ub2cc \uc218\uc775 \ubcf4\ud638 \uc218\ub2e8\uc73c\ub85c \uc778\uc2dd\ud558\uba74\uc11c \uc2dc\uc7a5\uc758 \uc911\uc694\uc131\uc740 \ub354\uc6b1 \ubd80\uac01\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \uc9c0\ud45c (2026-2031)<br \/>\n*   2026\ub144 \uc2dc\uc7a5 \uaddc\ubaa8: 701\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   2031\ub144 \uc2dc\uc7a5 \uaddc\ubaa8: 1,718\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   \uc131\uc7a5\ub960 (2026-2031): 19.60% CAGR<br \/>\n*   \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<br \/>\n*   \uac00\uc7a5 \ud070 \uc2dc\uc7a5: \ubd81\ubbf8<br \/>\n*   \uc2dc\uc7a5 \uc9d1\uc911\ub3c4: \uc911\uac04<\/p>\n<p># 2. \uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778 \ubc0f \ud2b8\ub80c\ub4dc<\/p>\n<p>FDP \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\uc778\uacfc \ud2b8\ub80c\ub4dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \ub514\uc9c0\ud138 \uacb0\uc81c \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubcfc\ub968 \uc99d\uac00: \ubaa8\ubc14\uc77c \uc9c0\uac11, QR \ucf54\ub4dc, \ube44\uc811\ucd09\uc2dd \uce74\ub4dc \uc0ac\uc6a9\uc774 \ubcf4\ud3b8\ud654\ub418\uba74\uc11c \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc774 \ud6a8\uacfc\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uae30 \uc5b4\ub824\uc6b4 \uacf5\uaca9 \ud45c\uba74\uc774 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc7a5\uce58 \uc9c0\ubb38 \uc778\uc2dd \ubc0f \ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd\uc744 \ud1b5\ud55c \uc2e4\uc2dc\uac04 \ubd84\uc11d\uc774 \ud544\uc218\uc801\uc774\uba70, \uc804\uc790\uc0c1\uac70\ub798 \uc0ac\uae30 \uc190\uc2e4\uc774 2023\ub144 480\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\uba74\uc11c \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc704\ud5d8 \uc5d4\uc9c4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc5c4\uaca9\ud55c \uaddc\uc81c \uc900\uc218 \uc555\ub825: \uc720\ub7fd\uc758 PSD3 \ubc0f PSR \uac1c\uc815\uc548\uc740 SCA\ub97c \ud655\ub300\ud558\uc5ec \uc758\ubb34\uc801\uc778 \uc218\ucde8\uc778 \uc774\ub984 \ud655\uc778 \ubc0f \uae08\uc735 \uae30\uad00 \uac04 \uc2e4\uc2dc\uac04 \uc0ac\uae30 \ub370\uc774\ud130 \uacf5\uc720\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4. \uc774\ub294 \uc740\ud589\ub4e4\uc774 \uaddc\uc81c \uc900\uc218 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc778\uc99d, \ubd84\uc11d \ubc0f \ubcf4\uace0\ub97c \ud3ec\uad04\ud558\ub294 \ub2e8\uc77c \ud50c\ub7ab\ud3fc\uc744 \uc120\ud638\ud558\uac8c \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2f1\uac00\ud3ec\ub974 \ubc0f \ud638\uc8fc\uc640 \uac19\uc740 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc5d0\uc11c\ub3c4 \uaddc\uc81c \uae30\uad00\uc774 \uc6b4\uc601 \ub77c\uc774\uc120\uc2a4\ub97c \ubaa8\ub2c8\ud130\ub9c1\ub418\ub294 \uc0ac\uae30 \uc784\uacc4\uac12\uacfc \uc5f0\uacc4\ud558\uba74\uc11c \uaddc\uc81c \uc900\uc218\uac00 \uae30\uc220 \ub3c4\uc785\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   AI\/ML \uae30\ubc18 \ubd84\uc11d\uc744 \ud1b5\ud55c \ud0d0\uc9c0 \uc815\ud655\ub3c4 \ud5a5\uc0c1: \uba38\uc2e0\ub7ec\ub2dd \ud30c\uc774\ud504\ub77c\uc778\uc740 \uc218\uc2ed\uc5b5 \uac74\uc758 \uac70\ub798\ub97c \ud559\uc2b5\ud558\uc5ec \uc0ac\uc6a9\uc790, \uc7a5\uce58 \ubc0f \ub124\ud2b8\uc6cc\ud06c \uc218\uc900\uc5d0\uc11c \uc704\ud5d8\uc744 \uc608\uce21\ud558\uba70, \uc0ac\uae30 \ud0d0\uc9c0 \uc758\uc0ac\uacb0\uc815\uc744 \ubc00\ub9ac\ucd08 \ub2e8\uc704\ub85c \ucc98\ub9ac\ud569\ub2c8\ub2e4. JP\ubaa8\uac74 \uccb4\uc774\uc2a4\ub294 AI \ubaa8\ub378 \uc804\ud658 \ud6c4 \ud0d0\uc9c0 \uc18d\ub3c4\uac00 300\ubc30 \ube68\ub77c\uc9c0\uace0 \uc5f0\uac04 2\uc5b5 \ub2ec\ub7ec\uc758 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc808\uac10\ud588\ub2e4\uace0 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4. \uc559\uc0c1\ube14 \ud559\uc2b5 \ubc0f \uadf8\ub798\ud504 \uc2e0\uacbd\ub9dd\uacfc \uac19\uc740 \uae30\uc220\uc740 \uc228\uaca8\uc9c4 \uc790\uae08 \uc138\ud0c1 \ub124\ud2b8\uc6cc\ud06c\ub97c \ucc3e\uc544\ub0b4\uace0 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uc7a5\uce58 \ud074\ub7ec\uc2a4\ud130\ub97c \uc0bc\uac01 \uce21\ub7c9\ud569\ub2c8\ub2e4. \uc124\uba85 \uac00\ub2a5\ud55c AI\ub294 \uaddc\uc81c \uae30\uad00\uc758 \uac10\uc0ac \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0a4\uba74\uc11c\ub3c4 \uc751\ub2f5 \uc2dc\uac04\uc744 \ub2a6\ucd94\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc0dd\uc131\ud615 AI \ub525\ud398\uc774\ud06c \uc0ac\uae30 \uc99d\uac00: \uc624\ud508\uc18c\uc2a4 \uc74c\uc131 \ubcf5\uc81c \ubc0f \ud569\uc131 \uc2e0\uc6d0 \ub3c4\uad6c \ud0a4\ud2b8\uc758 \ud655\uc0b0\uc73c\ub85c \uace0\uac00\uce58 \uc0ac\ud68c \uacf5\ud559 \uc0ac\uae30 \uc2e4\ud589 \ube44\uc6a9\uacfc \uae30\uc220\uc801 \uc7a5\ubcbd\uc774 \ub0ae\uc544\uc84c\uc2b5\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\uc740 \uc774\uc81c \ucf5c\uc13c\ud130 \uc74c\uc131 \uc778\uc99d\uc744 \uc6b0\ud68c\ud558\uac70\ub098 \uc0ac\uc2e4\uc801\uc778 \uc0ac\uc9c4 ID\ub97c \uc704\uc870\ud560 \uc218 \uc788\ub294 AI \ubd07\uc744 \ub300\uc5ec\ud558\ub294 &#8220;\uc11c\ube44\uc2a4\ud615 \uc0ac\uae30&#8221; \ubaa8\ub378\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud55c \ub300\uc751\ucc45\uc740 \uc0dd\uccb4 \uc778\uc2dd, \ub2e4\ub2e8\uacc4 \uc0dd\uccb4 \uc778\uc2dd, \ubbf8\uc138 \ud45c\uc815 \ub610\ub294 \ubc30\uacbd \uc624\ub514\uc624 \ub2e8\uc11c\ub97c \ud3c9\uac00\ud558\ub294 \uc9c0\uc18d\uc801\uc778 \uc778\uc99d \uc2a4\ud2b8\ub9bc\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n<p># 3. \uc8fc\uc694 \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778<\/p>\n<p>FDP \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc81c\uc57d \uc694\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \ub192\uc740 \uc624\ud0d0\uc728\ub85c \uc778\ud55c \uace0\uac1d \uacbd\ud5d8 \uc800\ud574: \uc9c0\ub098\uce58\uac8c \ubbfc\uac10\ud55c \uaddc\uce59 \uc138\ud2b8\ub294 \ud569\ubc95\uc801\uc778 \uc9c0\ucd9c\uc744 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac83\uc73c\ub85c \ubd84\ub958\ud558\uc5ec \uc218\ub3d9 \uac80\ud1a0\ub97c \uc720\ubc1c\ud558\uace0 \uc989\uac01\uc801\uc778 \uacb0\uc81c \uae30\ub300\ub97c \uc800\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ub450 \ubc88 \uc5f0\uc18d\uc73c\ub85c \uac70\ubd80\ub41c \ud569\ubc95\uc801\uc778 \uac70\ub798\ub294 1\ub144 \uc774\ub0b4\uc5d0 \uc740\ud589\uc744 \ubc14\uafc0 \uac00\ub2a5\uc131\uc744 \uc138 \ubc30 \ub192\uc785\ub2c8\ub2e4. \ud604\ub300 AI \uc5d4\uc9c4\uc740 \uac1c\ubcc4 \uc9c0\ucd9c \ud328\ud134, \uacc4\uc808\ubcc4 \uc5ec\ud589 \ud328\ud134 \ubc0f \uc7a5\uce58 \uc120\ud638\ub3c4\ub97c \ud504\ub85c\ud30c\uc77c\ub9c1\ud558\uc5ec \uc624\ud0d0 \uc218\ub97c \uc808\ubc18\uae4c\uc9c0 \uc904\uc774\uba74\uc11c\ub3c4 \ud0d0\uc9c0\uc728\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4.<br \/>\n*   \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \ubcf5\uc7a1\uc131: \uba54\uc778\ud504\ub808\uc784 \uae30\ubc18 \ud575\uc2ec \ubc45\ud0b9 \ud50c\ub7ab\ud3fc\uc740 \ud45c\uc900\ud654\ub41c API\uac00 \ubd80\uc871\ud558\uac70\ub098 \ud30c\ud3b8\ud654\ub41c \ub370\uc774\ud130 \uc2a4\ud0a4\ub9c8\ub97c \uac00\uc9c0\uace0 \uc788\uc5b4 \uc2e4\uc2dc\uac04 \ubd84\uc11d\uc744 \ubc29\ud574\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud575\uc2ec \uc2dc\uc2a4\ud15c\uc5d0 \ud604\ub300\uc801\uc778 \ud0d0\uc9c0 \ub808\uc774\uc5b4\ub97c \ucd94\uac00\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\ub294 \uc608\uc0b0\uc744 \ucd08\uacfc\ud558\uace0 18\uac1c\uc6d4 \uc774\uc0c1 \uc18c\uc694\ub420 \uc218 \uc788\uc73c\uba70, \uc774 \uae30\uac04 \ub3d9\uc548 \uaddc\uc81c \uc5f0\uc18d\uc131\uc744 \uc704\ud574 \ubcd1\ub82c \uc2a4\ud0dd\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub370\uc774\ud130 \ud488\uc9c8 \ubd80\uc871\uc740 \ubaa8\ub378 \uc815\ud655\ub3c4\ub97c \uc800\ud574\ud558\uace0 \uae30\ub2a5 \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \uc791\uc5c5\ub7c9\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n<p># 4. \uc138\uadf8\uba3c\ud2b8\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \uad6c\uc131 \uc694\uc18c\ubcc4: \uc194\ub8e8\uc158 \ubd80\ubb38\uc774 2025\ub144 \ub9e4\ucd9c\uc758 63.25%\ub97c \ucc28\uc9c0\ud558\uba70 \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubd84\uc11d \uc5d4\uc9c4, \uc778\uc99d \ubaa8\ub4c8, \uc870\uc0ac\uad00 \ub300\uc2dc\ubcf4\ub4dc\uc758 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. \uc11c\ube44\uc2a4 \ubd80\ubb38\uc740 20.95%\uc758 CAGR\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc0ac\ud68c\uc5d0\uc11c 24\/7 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uad00\ub9ac\ud615 \ubcf4\uc548 \uc804\ubb38\uac00\uc5d0\uac8c \uc704\uc784\ud558\ub294 \ucd94\uc138\uc640 \ub370\uc774\ud130 \uacfc\ud559 \ubc0f \uc0ac\uc774\ubc84 \uc6b4\uc601 \ubd84\uc57c\uc758 \uc778\ub825 \ubd80\uc871\uc774 \uc131\uc7a5\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubaa8\ub4dc\ubcc4: \uc628\ud504\ub808\ubbf8\uc2a4 \uc124\uce58\ub294 2025\ub144 \ub9e4\ucd9c\uc758 55.35%\ub97c \ucc28\uc9c0\ud588\uc9c0\ub9cc, \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \ud50c\ub7ab\ud3fc\uc740 22.05%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\ub294 \uad6c\ub3c5 \uae30\ubc18 \uac00\uaca9 \ucc45\uc815, \ube60\ub978 \ubaa8\ub378 \uc5c5\ub370\uc774\ud2b8, \uace0\uae09 \uc554\ud638\ud654 \ubc0f \uae30\ubc00 \ucef4\ud4e8\ud305 \uc601\uc5ed\uc744 \ud1b5\ud574 \uc911\uc18c \uaddc\ubaa8 \ub300\ucd9c \uae30\uad00 \ubc0f \ud540\ud14c\ud06c \uae30\uc5c5\uc5d0 \ub9e4\ub825\uc801\uc778 \ub300\uc548\uc744 \uc81c\uacf5\ud558\uba70, FDP \uc2dc\uc7a5\uc758 \ubbf8\ub798 \ud45c\uc900\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc870\uc9c1 \uaddc\ubaa8\ubcc4: \ub300\uae30\uc5c5\uc774 2025\ub144 \ub9e4\ucd9c\uc758 71.55%\ub97c \ucc28\uc9c0\ud558\uba70 \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub300\uaddc\ubaa8 \uac70\ub798\ub7c9, \ubcf5\uc7a1\ud55c \uc0ac\uae30 \ud45c\uba74, \ub2e4\uad6d\uc801 \uaddc\uc81c \uc900\uc218 \ubd80\ub2f4\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5(SME)\uc740 21.25%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc194\ub8e8\uc158\uc774 \uc0ac\ub0b4 \ub370\uc774\ud130 \uacfc\ud559 \uc778\ub825\uc774\ub098 \ub300\uaddc\ubaa8 \ub77c\uc774\uc120\uc2a4 \ube44\uc6a9 \uc5c6\uc774\ub3c4 AI \ubaa8\ub378\uc744 \uacb0\uc81c \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc5d0 \uc9c1\uc811 \ud1b5\ud569\ud560 \uc218 \uc788\uac8c \ud574\uc8fc\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4: BFSI(\uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8) \ubd80\ubb38\uc774 2025\ub144 \ucd1d \ub9e4\ucd9c\uc758 32.15%\ub97c \ucc28\uc9c0\ud558\uba70 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc740 \ud569\uc131 \uc2e0\uc6d0, \uc790\uae08 \uc138\ud0c1 \ub124\ud2b8\uc6cc\ud06c, \uc74c\uc131 \ubcf5\uc81c \uc694\uccad \ub4f1 \ub2e4\uc591\ud55c \uc704\ud611\uc5d0 \uc9c1\uba74\ud558\uc5ec \ub2e4\ub2e8\uacc4 \uc2e4\uc2dc\uac04 \ubc29\uc5b4 \uc2dc\uc2a4\ud15c\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uc740 19.95%\uc758 CAGR\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc628\ub77c\uc778 \uac70\ub798\ub7c9 \uc99d\uac00\uc640 \ucc28\uc9c0\ubc31\uc73c\ub85c \uc778\ud55c \ud3c9\ud310 \uc190\uc0c1\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 5. \uc9c0\uc5ed\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \ub9e4\ucd9c\uc758 27.10%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ud070 \uc9c0\uc5ed \uc2dc\uc7a5\uc785\ub2c8\ub2e4. \ucd08\uae30 \ud074\ub77c\uc6b0\ub4dc \ub3c4\uc785, \uc815\uad50\ud55c \uc704\ud611 \uc778\ud154\ub9ac\uc804\uc2a4 \uacf5\uc720, \uc0c1\ub2f9\ud55c \uae30\uc220 \uc608\uc0b0\uc774 \uc131\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc7ac\ubb34\ubd80\ub294 AI \uae30\ubc18 \uc774\uc0c1 \ud0d0\uc9c0 \uc2dc\uc2a4\ud15c\uc744 \ubc30\ud3ec\ud558\uc5ec 2024 \ud68c\uacc4\uc5f0\ub3c4\uc5d0 10\uc5b5 \ub2ec\ub7ec\uc758 \uc218\ud45c \uc0ac\uae30\ub97c \ud68c\uc218\ud588\uc73c\uba70, \uc774\ub294 \uacf5\uacf5 \ubd80\ubb38\uc758 FDP \uc194\ub8e8\uc158 \ub3c4\uc785\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: PSD3 \ubc0f PSR\uacfc \uac19\uc740 \uaddc\uc81c \ud655\ub300\ub85c \uc778\ud574 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. GDPR \uc81c\uc57d\uc740 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ub97c \uc704\ud55c \uc5f0\ud569 \ud559\uc2b5(federated learning) \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\uc5ec, \uc740\ud589\ub4e4\uc774 \uc6d0\uc2dc \ub370\uc774\ud130 \uc804\uc1a1 \uc5c6\uc774\ub3c4 \uc740\ud589 \uac04 \ubaa8\ub378\uc744 \ud6c8\ub828\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ud1b5\uc2e0 \uc0ac\uc5c5\uc790\ub4e4\uc740 \uc0c8\ub85c\uc6b4 eIDAS \uc5c5\ub370\uc774\ud2b8\uc5d0 \ub530\ub77c \uc2a4\ud478\ud551\ub41c \ud1b5\ud654 \ubc0f \uc545\uc131 SMS\ub97c \ud544\ud130\ub9c1\ud574\uc57c \ud558\uba70, \uc774\ub294 FDP \uc2dc\uc7a5\uc744 \ud1b5\uc2e0 \uc778\ud504\ub77c\ub85c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 19.95%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc9c0\uc5ed\uc785\ub2c8\ub2e4. \ub192\uc740 \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09\ub960\uacfc \ud30c\ud3b8\ud654\ub41c \uaddc\uc81c \ud658\uacbd\uc73c\ub85c \uc778\ud574 \uacf5\uae09\uc5c5\uccb4\ub294 \uad6c\uc131 \uac00\ub2a5\ud55c \uc815\ucc45 \uc5d4\uc9c4\uc744 \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \ud544\ub9ac\ud540\uc758 \uae08\uc735 \uacc4\uc88c \uc0ac\uae30 \ubc29\uc9c0\ubc95\uc740 \uae30\uad00 \uaddc\ubaa8\uc5d0 \ub9de\ub294 \uc0ac\uae30 \uc2dc\uc2a4\ud15c\uc744 \uc758\ubb34\ud654\ud558\uace0 \uc788\uc73c\uba70, \uc778\ub3c4\uc758 RBI\ub294 UPI \uc989\uc2dc \uacb0\uc81c\uc5d0 AI \uae30\ubc18 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uc758\ubb34\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># 6. \uacbd\uc7c1 \ud658\uacbd \ubc0f \uc8fc\uc694 \uae30\uc5c5<\/p>\n<p>FDP \uc2dc\uc7a5\uc740 \uc911\uac04 \uc815\ub3c4\uc758 \ud30c\ud3b8\ud654\ub41c \uacbd\uc7c1 \uad6c\ub3c4\ub97c \ubcf4\uc774\uba70, \uc0c1\uc704 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc774 \uc804 \uc138\uacc4 \ub9e4\ucd9c\uc758 \uc808\ubc18 \ubbf8\ub9cc\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc220 \ucc28\ubcc4\ud654\ub294 \ubaa8\ub378 \uc124\uba85 \uac00\ub2a5\uc131, \ucee8\uc18c\uc2dc\uc5c4 \ub370\uc774\ud130 \ud3ed, \ubc30\ud3ec \ubbfc\ucca9\uc131\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4. IBM, Oracle, Microsoft\ub294 \uad11\ubc94\uc704\ud55c \ud074\ub77c\uc6b0\ub4dc \uc2a4\ud0dd \ub0b4\uc5d0 \uc0ac\uae30 \ub9c8\uc774\ud06c\ub85c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\uc5ec \uad50\ucc28 \uc81c\ud488 \uc2dc\ub108\uc9c0\ub97c \ud65c\uc6a9\ud569\ub2c8\ub2e4. FICO, Feedzai, Sift\uc640 \uac19\uc740 \uc804\ubb38 \uae30\uc5c5\ub4e4\uc740 \uadf8\ub798\ud504 \ubd84\uc11d\uacfc \ub124\ud2b8\uc6cc\ud06c \uc804\ubc18\uc758 \ud589\ub3d9 \uc11c\uba85\uc744 \uacb0\ud569\ud558\uc5ec \ud0d0\uc9c0 \uc815\ud655\ub3c4\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2024-2025\ub144 \ub3d9\uc548 M&#038;A \ud65c\ub3d9\uc774 \ud65c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. Worldpay\ub294 AI \uae30\ubc18 Ravelin\uc744 \uc778\uc218\ud558\uc5ec \uc804\uc790\uc0c1\uac70\ub798 \uc704\ud5d8 \uc810\uc218 \ud30c\uc774\ud504\ub77c\uc778\uc744 \uac15\ud654\ud588\uc73c\uba70, Chainalysis\ub294 Alterya\ub97c \uc778\uc218\ud558\uc5ec \uc2e4\uc2dc\uac04 KYC \uc0ac\uae30 \ud1b5\uc81c\ub97c \ube14\ub85d\uccb4\uc778 \ubaa8\ub2c8\ud130\ub9c1 \uc2a4\uc704\ud2b8\uc5d0 \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4. Oscilar\ub294 SentiLink, Socure, Jumio\uc640 \uc81c\ud734\ud558\uc5ec \uc628\ubcf4\ub529 \uc2e0\uc6d0 \ud655\uc778\uacfc \ub85c\uadf8\uc778 \ud6c4 \ud589\ub3d9 \uac10\uc2dc\ub97c \uc5f0\uacb0\ud558\ub294 \ub4f1 \ubca4\ub354 \uac04 \uc81c\ud734\ub3c4 \ud65c\ubc1c\ud569\ub2c8\ub2e4. \uad00\ub9ac\ud615 \uc11c\ube44\uc2a4 \ubaa8\ub378\uc740 \uace0\uac1d\uc774 \ud134\ud0a4 \uc6b4\uc601 \ubc0f \uc120\ubcc4\ub41c \uc704\ud611 \ud53c\ub4dc\ub97c \uc120\ud638\ud568\uc5d0 \ub530\ub77c \uc810\ucc28 \ud655\uc0b0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790 (\uc21c\uc11c \ubb34\uad00)<br \/>\n*   SAP SE<br \/>\n*   IBM Corporation<br \/>\n*   SAS Institute Inc.<br \/>\n*   ACI Worldwide Inc.<br \/>\n*   Fiserv Inc.<\/p>\n<p># 7. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 2\uc6d4: Worldpay\ub294 AI \uae30\ubc18 \uc804\uc790\uc0c1\uac70\ub798 \uc0ac\uae30 \uc608\ubc29\uc744 \uac15\ud654\ud558\uace0 \ud310\ub9e4\uc790 \uc131\uc7a5\uc744 \uac00\uc18d\ud654\ud558\uae30 \uc704\ud574 Ravelin\uc744 \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 2\uc6d4: Oscilar\ub294 SentiLink\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uace0 \ub514\uc9c0\ud138 \uc2e0\uc6d0 \uc810\uc218\uc640 \uc2e4\uc2dc\uac04 \uac70\ub798 \uc704\ud5d8 \uad00\ub9ac\ub97c \ud1b5\ud569\ud558\uc5ec \uc624\ud0d0 \uac10\uc18c\ub97c \ubaa9\ud45c\ub85c \ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: Chainalysis\ub294 Alterya\ub97c \uc778\uc218\ud558\uc5ec KYC \ubc0f \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc911 \uc0ac\uc804 \uc608\ubc29\uc801 \uc0ac\uae30 \ubc29\uc9c0 \uae30\ub2a5\uc744 \ucd94\uac00\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: LexisNexis Risk Solutions\ub294 \uace0\uae09 \uc0dd\uccb4 \uc778\uc2dd \ub77c\uc774\ube0c\ub2c8\uc2a4 \ud14c\uc2a4\ud2b8\ub97c \ud1b5\ud574 \ub525\ud398\uc774\ud06c \ubc29\uc5b4\ub97c \uac15\ud654\ud558\uae30 \uc704\ud574 IDVerse\ub97c \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 12\uc6d4: Oscilar\uc640 Jumio\ub294 \ub514\uc9c0\ud138 \uc628\ubcf4\ub529\uc5d0\uc11c AI \uc704\ud5d8 \uc810\uc218\uc640 \ubb38\uc11c \ud655\uc778\uc744 \uacb0\ud569\ud558\ub294 \uc81c\ud734\ub97c \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \ubc29\uc9c0(Fraud Detection and Prevention, FDP) \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 \uc5f0\uad6c \uac00\uc815, \uc2dc\uc7a5 \uc815\uc758 \ubc0f \uc5f0\uad6c \ubc94\uc704\ub97c \uba85\ud655\ud788 \uc81c\uc2dc\ud558\uba70, \uc0c1\uc138\ud55c \uc5f0\uad6c \ubc29\ubc95\ub860\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2dc\uc7a5 \ud604\ud669\uc744 \uc870\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \ub3d9\uc778<br \/>\nFDP \uc2dc\uc7a5\uc740 \uc5ec\ub7ec \ud575\uc2ec \ub3d9\uc778\uc5d0 \uc758\ud574 \uc131\uc7a5\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \uac70\ub798\ub7c9\uc758 \uc9c0\uc18d\uc801\uc778 \uc99d\uac00, \uae30\uc5c5\uc5d0 \ubd80\uacfc\ub418\ub294 \uc5c4\uaca9\ud55c \uaddc\uc81c \uc900\uc218 \uc555\ub825, AI\/ML \uae30\ubc18 \ubd84\uc11d\uc744 \ud1b5\ud55c \uc0ac\uae30 \ud0d0\uc9c0 \uc815\ud655\ub3c4 \ud5a5\uc0c1, \ud1a0\ud070\ud654 \ubc0f 3-D Secure 2.3\uacfc \uac19\uc740 \uae30\uc220\uc744 \ud1b5\ud55c \uc194\ub8e8\uc158 \ub3c4\uc785 \ucd09\uc9c4 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc624\ud508 \ubc45\ud0b9 \ubc0f \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ud655\uc0b0\uc740 \uc0c8\ub85c\uc6b4 \uc0ac\uae30 \ubca1\ud130\ub97c \uc0dd\uc131\ud558\uace0 \uc788\uc73c\uba70, \uc0dd\uc131\ud615 AI\ub97c \ud65c\uc6a9\ud55c \ub525\ud398\uc774\ud06c \uc0ac\uae30(\uc74c\uc131 \ubcf5\uc81c, \ud569\uc131 \uc2e0\ubd84\uc99d \ub4f1)\uc758 \uc99d\uac00\ub294 \uc2dc\uc7a5\uc758 \uc911\uc694\ud55c \uc704\ud611\uc774\uc790 \ub3d9\uc2dc\uc5d0 \uc0c8\ub85c\uc6b4 \ubc29\uc5b4 \uae30\uc220\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uae30\uc5c5\ub4e4\uc740 \uc2e4\uc2dc\uac04 \uc801\uc751\uc774 \uac00\ub2a5\ud55c \ub77c\uc774\ube0c\ub2c8\uc2a4 \uac10\uc9c0, \ub2e4\ub2e8\uacc4 \uc0dd\uccb4 \uc778\uc2dd \ubc0f \uc124\uba85 \uac00\ub2a5\ud55c AI \ubaa8\ub378 \ub3c4\uc785\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778<br \/>\n\uc2dc\uc7a5 \uc131\uc7a5\uc5d0\ub294 \uba87 \uac00\uc9c0 \uc81c\uc57d \uc694\uc778\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ub192\uc740 \uc624\ud0d0\uc728(false-positive rates)\uc740 \uace0\uac1d \uacbd\ud5d8\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc6d0\uc778\uc774\uba70, \uae30\uc874 \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uacfc\uc758 \ubcf5\uc7a1\ud55c \ud1b5\ud569 \ubb38\uc81c, AI \ubaa8\ub378 \ud6c8\ub828\uc5d0 \ud544\uc218\uc801\uc778 \ub808\uc774\ube14\ub9c1\ub41c \ub370\uc774\ud130 \uc138\ud2b8\uc758 \ubd80\uc871, \uadf8\ub9ac\uace0 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uaddc\uc81c\ub85c \uc778\ud55c \ub370\uc774\ud130 \uacf5\uc720 \uc81c\ud55c \ub4f1\uc774 \uc2dc\uc7a5\uc758 \ubc1c\uc804\uc744 \uc800\ud574\ud558\ub294 \uc694\uc18c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3. \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc608\uce21<br \/>\n\ubcf4\uace0\uc11c\ub294 \uacf5\uae09\ub9dd \ubd84\uc11d, \uaddc\uc81c \ud658\uacbd, \uae30\uc220 \uc804\ub9dd, \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d, \uac70\uc2dc \uacbd\uc81c \uc694\uc778 \ud3c9\uac00 \ub4f1\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc744 \ub2e4\uac01\ub3c4\ub85c \ubd84\uc11d\ud569\ub2c8\ub2e4. FDP \uc2dc\uc7a5\uc740 2026\ub144 701\uc5b5 9\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uae4c\uc9c0 1,718\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc740 \ub2e4\uc74c \uae30\uc900\uc5d0 \ub530\ub77c \uc138\ubd84\ud654\ub429\ub2c8\ub2e4:<br \/>\n*   \uad6c\uc131 \uc694\uc18c\ubcc4: \uc194\ub8e8\uc158(\uc0ac\uae30 \ubd84\uc11d, \uc778\uc99d, \ubcf4\uace0, \uc2dc\uac01\ud654, \uae30\ud0c0) \ubc0f \uc11c\ube44\uc2a4. \ud2b9\ud788 \uc11c\ube44\uc2a4 \ubd80\ubb38\uc740 \uc778\ub825 \ubd80\uc871\uacfc \ubcf5\uc7a1\ud55c \uc704\ud611 \ud658\uacbd\uc73c\ub85c \uc778\ud574 24\uc2dc\uac04 \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \uc804\ubb38\uac00 \ubaa8\ub378 \ud29c\ub2dd\uc744 \uc81c\uacf5\ud558\ub294 \uad00\ub9ac\ud615 \ubcf4\uc548 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uba70 20.95%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubaa8\ub4dc\ubcc4: \ud074\ub77c\uc6b0\ub4dc \ubc0f \uc628\ud504\ub808\ubbf8\uc2a4.<br \/>\n*   \uc870\uc9c1 \uaddc\ubaa8\ubcc4: \uc911\uc18c\uae30\uc5c5(SME) \ubc0f \ub300\uae30\uc5c5.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4: BFSI(\uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8), \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798, IT \ubc0f \ud1b5\uc2e0, \ud5ec\uc2a4\ucf00\uc5b4, \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0, \uc81c\uc870, \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38, \uae30\ud0c0. BFSI \uc0b0\uc5c5\uc740 \uc9c1\uc811\uc801\uc778 \uae08\uc804\uc801 \ub178\ucd9c\uacfc \uc5c4\uaca9\ud55c \uaddc\uc81c \uc900\uc218 \uc758\ubb34\ub85c \uc778\ud574 32.15%\ub85c \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8(\ubbf8\uad6d, \uce90\ub098\ub2e4, \uba55\uc2dc\ucf54), \ub0a8\ubbf8(\ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098, \uae30\ud0c0 \ub0a8\ubbf8), \uc720\ub7fd(\uc601\uad6d, \ub3c5\uc77c, \ud504\ub791\uc2a4, \uc774\ud0c8\ub9ac\uc544, \uc2a4\ud398\uc778, \uae30\ud0c0 \uc720\ub7fd), \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(\uc911\uad6d, \uc77c\ubcf8, \ud55c\uad6d, \uc778\ub3c4, \ud638\uc8fc, \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591), \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74(\uc911\ub3d9, \uc544\ud504\ub9ac\uce74). \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \ubaa8\ubc14\uc77c \uacb0\uc81c \ucc44\ud0dd \uac00\uc18d\ud654\uc640 \uc0c8\ub85c\uc6b4 \uaddc\uc81c \uc758\ubb34\ub85c \uc778\ud574 19.95%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n<p>4. \uacbd\uc7c1 \ud658\uacbd<br \/>\n\uacbd\uc7c1 \ud658\uacbd \uc139\uc158\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. SAP SE, IBM Corporation, SAS Institute Inc., ACI Worldwide Inc., Fiserv Inc., Experian PLC, Oracle Corporation, NICE Ltd, FICO \ub4f1 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uae00\ub85c\ubc8c \ubc0f \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ub4f1\uc774 \uc0c1\uc138\ud788 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p>5. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<br \/>\n\ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uc2dc\uc7a5\uc758 \ubbf8\uac1c\ucc99 \uc601\uc5ed(white-space)\uacfc \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \ubbf8\ub798 \uc2dc\uc7a5 \uae30\ud68c\uc640 \uc804\ub9dd\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \ubc29\uc9c0 \uc2dc\uc7a5\uc758 \ud604\uc7ac \uac00\uce58, \uc131\uc7a5 \ub3d9\ub825, \uc81c\uc57d \uc694\uc778, \uc8fc\uc694 \uc131\uc7a5 \uc9c0\uc5ed \ubc0f \uc0b0\uc5c5, \uadf8\ub9ac\uace0 \ub525\ud398\uc774\ud06c\uc640 \uac19\uc740 \uc2e0\ud765 \uc704\ud611\uc5d0 \ub300\ud55c \ub300\uc751 \uc804\ub7b5 \ub4f1 \ud575\uc2ec \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uc5ec \uc774\ud574\uad00\uacc4\uc790\ub4e4\uc774 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-44412","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/44412"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=44412"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/44412\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=44412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=44412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=44412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}