{"id":44657,"date":"2026-02-15T04:13:46","date_gmt":"2026-02-15T04:13:46","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/fixed-income-market-mordor\/"},"modified":"2026-04-03T09:31:21","modified_gmt":"2026-04-03T00:31:21","slug":"fixed-income-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/fixed-income-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ucc44\uad8c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2025-2030\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/fixed-income-market-1733231154622-193.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/fixed-income-market-size-image-1760526222682.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \uc5ed\ud559<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \ucc44\uad8c \uc790\uc0b0 \ud22c\uc790 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.2 \ucc44\uad8c ETF\uc758 \uc131\uc7a5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc778\ud50c\ub808\uc774\uc158 \uc6b0\ub824<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.4.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.4.2 \uad6c\ub9e4\uc790\/\uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.4.3 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.4.4 \ub300\uccb4 \uc81c\ud488\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.4.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.5 \uc0b0\uc5c5\uc758 \ucd5c\uc2e0 \ub3d9\ud5a5 \ubc0f \uae30\uc220 \ud601\uc2e0\uc5d0 \ub300\ud55c \ud1b5\ucc30<\/li>\n<li class=\"toc-level-2\">4.6 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uaddc\uc81c \ud658\uacbd\uc5d0 \ub300\ud55c \ud1b5\ucc30<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uc138\ubd84\ud654<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \ubc1c\ud589\uc790 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc815\ubd80 \ubc1c\ud589<\/li>\n<li class=\"toc-level-3\">5.1.2 \uae30\uc5c5 \ubd80\ucc44 \uc0c1\ud488<\/li>\n<li class=\"toc-level-3\">5.1.3 \uad6c\uc870\ud654 \uae08\uc735 \uc0c1\ud488<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uae30\uad00 \ud22c\uc790\uc790<\/li>\n<li class=\"toc-level-3\">5.2.2 \uac1c\uc778 \ud22c\uc790\uc790<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ub9cc\uae30 \uae30\uac04\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \ub2e8\uae30 (1\ub144 \ubbf8\ub9cc)<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc911\uae30 (1-10\ub144)<\/li>\n<li class=\"toc-level-3\">5.3.3 \uc7a5\uae30 (10\ub144 \ucd08\uacfc)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.4.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.4.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-4\">5.4.1.4 \uae30\ud0c0 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.4.2.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.4.2.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.2.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.4.2.4 \ub7ec\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.4.2.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.4.2.6 \uae30\ud0c0 \uc720\ub7fd<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.4.3.1 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.4.3.2 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.3.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.4.3.4 \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-3\">5.4.4 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.4.4.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.4.4.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.4.4.3 \uae30\ud0c0 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-3\">5.4.5 \uc911\ub3d9<\/li>\n<li class=\"toc-level-4\">5.4.5.1 UAE<\/li>\n<li class=\"toc-level-4\">5.4.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.4.5.3 \uae30\ud0c0 \uc911\ub3d9<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">6.2 \uae30\uc5c5 \ud504\ub85c\ud544\n<ul>\n<li class=\"toc-level-3\">6.2.1 JP\ubaa8\uac74 \uccb4\uc774\uc2a4 \uc564 \ucf54.<\/li>\n<li class=\"toc-level-3\">6.2.2 \uace8\ub4dc\ub9cc\uc0ad\uc2a4 \uadf8\ub8f9 Inc.<\/li>\n<li class=\"toc-level-3\">6.2.3 \ube14\ub799\ub85d Inc.<\/li>\n<li class=\"toc-level-3\">6.2.4 \ud53c\ub378\ub9ac\ud2f0 \uc778\ubca0\uc2a4\ud2b8\uba3c\ud2b8<\/li>\n<li class=\"toc-level-3\">6.2.5 \ubc45\uac00\ub4dc \uadf8\ub8f9<\/li>\n<li class=\"toc-level-3\">6.2.6 \ud504\ub7ad\ud074\ub9b0 \ud15c\ud50c\ud134 \uc790\uc0b0\uc6b4\uc6a9 \uc778\ub3c4 Pvt. Ltd<\/li>\n<li class=\"toc-level-3\">6.2.7 \uc6f0\ub9c1\ud134 \ub9e4\ub2c8\uc9c0\uba3c\ud2b8 Co. LLP<\/li>\n<li class=\"toc-level-3\">6.2.8 \ud558\ub2c8\uc6f0 \uc778\ud130\ub0b4\uc154\ub110 Inc.<\/li>\n<li class=\"toc-level-3\">6.2.9 \uc624\ub77c\ud074 Corp.<\/li>\n<li class=\"toc-level-3\">6.2.10 \uc2a4\ud14c\uc774\ud2b8 \uc2a4\ud2b8\ub9ac\ud2b8 \uae00\ub85c\ubc8c \uc5b4\ub4dc\ubc14\uc774\uc800\uc2a4*<\/li>\n<\/ul>\n<\/li>\n<li><strong>*\ubaa9\ub85d\uc740 \uc804\uccb4\uac00 \uc544\ub2d8<\/strong><\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-7\">8. \uba74\ucc45 \uc870\ud56d \ubc0f \ud68c\uc0ac \uc18c\uac1c<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uace0\uc815 \uc218\uc785 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc608\uce21 (2025-2030)<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 2025\ub144\ubd80\ud130 2030\ub144\uae4c\uc9c0\uc758 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728\uc744 \ubd84\uc11d\ud558\uba70, \uc8fc\uc694 \uc131\uc7a5 \ub3d9\ud5a5\uacfc \uc608\uce21\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \ubc1c\ud589\uc790 \uc720\ud615(\uc815\ubd80, \uae30\uc5c5 \ubd80\ucc44 \uc0c1\ud488, \uad6c\uc870\ud654 \uae08\uc735 \uc0c1\ud488), \ucd5c\uc885 \uc0ac\uc6a9\uc790(\uae30\uad00 \ud22c\uc790\uc790, \uac1c\uc778 \ud22c\uc790\uc790), \ub9cc\uae30 \uae30\uac04(\ub2e8\uae30(1\ub144 \ubbf8\ub9cc), \uc911\uae30(1-10\ub144), \uc7a5\uae30(10\ub144 \ucd08\uacfc)), \uadf8\ub9ac\uace0 \uc9c0\uc5ed(\ubd81\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \ub0a8\ubbf8, \uc911\ub3d9)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<\/p>\n<p>1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \uc218\uce58<\/p>\n<p>\uace0\uc815 \uc218\uc785 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2025\ub144 153.39\uc870 \ub2ec\ub7ec\ub85c \ucd94\uc815\ub418\uba70, 2030\ub144\uc5d0\ub294 198.58\uc870 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc608\uce21 \uae30\uac04(2025-2030) \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 5.30%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5\uc73c\ub85c, \ubd81\ubbf8 \uc9c0\uc5ed\uc740 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4. \uc8fc\uc694 \ucc38\uc5ec \uae30\uc5c5\uc73c\ub85c\ub294 JPMorgan Chase and Co., Goldman Sachs Group Inc., BlackRock Inc., Fidelity Investments, The Vanguard Group \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc758 \uc911\uc694\uc131 \ubc0f \ub3d9\ud5a5<\/p>\n<p>\uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc740 \uae00\ub85c\ubc8c \uacbd\uc81c\uc5d0 \ud544\uc218\uc801\uc778 \ubd80\ubd84\uc785\ub2c8\ub2e4. \uc9c0\ub09c 500\ub144\uac04 \uc2e0\uc6a9 \uc811\uadfc\uc131\uc740 \uc0ac\ud68c \ubc1c\uc804\uc5d0 \uc9c0\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\ucce4\uc73c\uba70, \ud604\uc7ac\ub3c4 \uacbd\uc81c \ubc0f \uc0ac\ud68c \ubc1c\uc804\uc744 \uc774\ub044\ub294 \ub3d9\ub825\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\ub300\uc758 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc740 \ucc44\uad8c \ubc0f \ub300\ucd9c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \ud1b5\ud574 \uc790\uae08 \uc870\ub2ec\uc744 \uc6a9\uc774\ud558\uac8c \ud558\uba70, \uc804\ud1b5 \uc740\ud589\ubd80\ud130 \uc7a5\uae30 \ud22c\uc790\uc790, \uc2e0\ud765 \uae30\uc220 \uae30\uc5c5\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uad11\ubc94\uc704\ud55c \ub300\ucd9c \uae30\uad00\uc774 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc7a5\uc758 \ubaa9\uc801, \uc5ed\uc0ac\uc801 \uc9c4\ud654, \uadf8\ub9ac\uace0 \ud604\uc7ac \uc6b4\uc601 \ubc29\uc2dd\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \ubbf8\ub798\uc758 \uacac\uace0\uc131\uacfc \ud6a8\uc728\uc131\uc744 \ubcf4\uc7a5\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ubbf8\uad6d\uc740 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uace0\uc815 \uc218\uc785 \uc99d\uad8c \uac00\uaca9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c\ub294 \uae08\ub9ac \ubcc0\ub3d9, \uc2e0\uc6a9 \ub610\ub294 \ucc44\ubb34 \ubd88\uc774\ud589 \uc704\ud5d8, \uadf8\ub9ac\uace0 2\ucc28 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc720\ub3d9\uc131 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc815 \uc218\uc785 \uc790\uc0b0 \uad00\ub9ac \uc0b0\uc5c5\uc740 \uc5ec\ub7ec \ud575\uc2ec \uc2dc\uc7a5 \ub3d9\ud5a5\uc5d0 \uc758\ud574 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc800\uae08\ub9ac \ud658\uacbd\uc5d0\uc11c \ud5a5\uc0c1\ub41c \uc218\uc775\uacfc \ubd84\uc0b0 \ud22c\uc790\ub97c \ucd94\uad6c\ud558\ub294 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc801\uadf9\uc801\uc778(active) \uace0\uc815 \uc218\uc785 \uc804\ub7b5\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870(ESG) \ud22c\uc790\uc758 \uc131\uc7a5\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \uac00\uce58\uc640 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc77c\uce58\uc2dc\ud0a4\ub824 \ud568\uc5d0 \ub530\ub77c \uc0b0\uc5c5\uc744 \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae00\ub85c\ubc8c \uc2dc\uc7a5\uc774 \uc810\uc810 \ub354 \ubcf5\uc7a1\ud558\uace0 \ubcc0\ub3d9\uc131\uc774 \ucee4\uc9d0\uc5d0 \ub530\ub77c, \uc774\ub7ec\ud55c \uc870\uac74\uc744 \ud5e4\uccd0\ub098\uac08 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uac16\ucd98 \uace0\uc815 \uc218\uc785 \uad00\ub9ac\uc790\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba38\uc2e0\ub7ec\ub2dd\uacfc \uc778\uacf5\uc9c0\ub2a5 \ubd84\uc57c\uc758 \uae30\uc220 \ubc1c\uc804\uc740 \uad00\ub9ac\uc790\ub4e4\uc774 \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud558\uace0 \ud22c\uc790 \uacb0\uc815\uc744 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \uc0b0\uc5c5\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc758 \uc138\uacc4\ud654\ub294 \uad00\ub9ac\uc790\ub4e4\uc774 \ub3c4\ub2ec \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uace0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub2e4\uac01\ud654\ud558\ub824\ub294 \ub370 \uc788\uc5b4 \uad6d\uacbd\uc744 \ub118\ub294 \uae30\ud68c\uc640 \ub3c4\uc804\uc744 \ub3d9\uc2dc\uc5d0 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud575\uc2ec \uace0\uc815 \uc218\uc785, \uace0\uc218\uc775, \uc2e0\ud765 \uc2dc\uc7a5 \ubd80\ucc44\uc640 \uac19\uc740 \ub2e4\uc591\ud55c \ud22c\uc790 \uc2a4\ud0c0\uc77c\uc744 \ud3ec\ud568\ud55c \ub2a5\ub3d9\uc801 \ubc0f \uc218\ub3d9\uc801 \uc811\uadfc \ubc29\uc2dd\uc744 \ud3ec\ud568\ud55c \uc0c8\ub85c\uc6b4 \uc0c1\ud488 \ubc0f \uc804\ub7b5\uc758 \ub3c4\uc785\uc740 \uace0\uc815 \uc218\uc785 \uc790\uc0b0 \uad00\ub9ac \uc0b0\uc5c5\uc758 \ud655\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e4\uac01\ud654\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub354 \ud070 \uc720\uc5f0\uc131\uacfc \uc120\ud0dd\uad8c\uc744 \uc81c\uacf5\ud558\uba70, \uc9c0\uc18d\uc801\uc778 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.<\/p>\n<p>3. \uae00\ub85c\ubc8c \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>3.1. \uc9c0\uc18d \uac00\ub2a5\ud55c ESG \ucc44\uad8c\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00<\/p>\n<p>\uc9c0\uc18d \uac00\ub2a5\ud55c \ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870(ESG) \ucc44\uad8c\uc5d0 \ub300\ud55c \uad00\uc2ec \uc99d\uac00\ub294 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc758 \uc0c1\ub2f9\ud55c \uc131\uc7a5\uc744 \uc774\ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc774 \ud22c\uc790\uc5d0 \ub300\ud55c \ud658\uacbd\uc801 \ubc0f \uc0ac\ud68c\uc801 \uc601\ud5a5\uc5d0 \ub300\ud574 \ub354\uc6b1 \uc778\uc9c0\ud558\uac8c \ub418\uba74\uc11c, \uc774\ub7ec\ud55c \uac00\uce58\uc5d0 \ubd80\ud569\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ud6c4 \ubcc0\ud654 \ud574\uacb0, \uc7ac\uc0dd \uc5d0\ub108\uc9c0 \ucd09\uc9c4, \uc0ac\ud68c\uc801 \uc774\ub2c8\uc154\ud2f0\ube0c \uc9c0\uc6d0 \ud504\ub85c\uc81d\ud2b8\uc5d0 \uc790\uae08\uc744 \uc870\ub2ec\ud558\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \ucc44\uad8c\uc740 \uae30\uad00 \ud22c\uc790\uc790, \uc5f0\uae30\uae08, \uac1c\uc778 \ud22c\uc790\uc790\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \ud22c\uc790\uc790\ub4e4\uc744 \ub04c\uc5b4\ub4e4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\ub294 \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \ud5a5\ud55c \uad11\ubc94\uc704\ud55c \uc0ac\ud68c\uc801 \ubcc0\ud654\ub97c \uac15\uc870\ud558\uba70, \ucc45\uc784 \uc788\ub294 \ud22c\uc790\uac00 \uacbd\uc7c1\ub825 \uc788\ub294 \uc7ac\uc815\uc801 \uc218\uc775\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc640 \uc815\ubd80 \uc815\ucc45\uc740 \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735\uc744 \uc810\uc810 \ub354 \uc9c0\uc6d0\ud558\uba70, ESG \ucc44\uad8c \ubc1c\ud589\uc5d0 \ub300\ud55c \ucd94\uac00\uc801\uc778 \uc778\uc13c\ud2f0\ube0c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5ec\ub7ec \uad6d\uac00\uc5d0\uc11c \uc790\uae08 \uc0ac\uc6a9\uc758 \ud22c\uba85\uc131\uacfc \ucc45\uc784\uc131\uc744 \uc99d\uc9c4\ud558\ub294 \uc9c0\uce68 \ubc0f \ud45c\uc900\uc744 \uc2dc\ud589\ud558\uc5ec \uc774\ub7ec\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uc790\uc790 \uc2e0\ub8b0\ub97c \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c, \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc740 \ub179\uc0c9 \ucc44\uad8c, \uc0ac\ud68c \ucc44\uad8c, \uc9c0\uc18d \uac00\ub2a5\uc131 \uc5f0\uacc4 \ucc44\uad8c\uc758 \ubc1c\ud589\uc774 \uae09\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2e0\uc0c1\ud488\uc758 \uc720\uc785\uc740 \uc2dc\uc7a5\uc744 \ub2e4\uac01\ud654\ud558\uace0 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc790\uc2e0\uc758 \uac00\uce58\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \ub354 \ub9ce\uc740 \uc120\ud0dd\uad8c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub354\uc6b1\uc774, ESG \ucc44\uad8c\uc758 \uc131\uacfc\ub294 \uc885\uc885 \uc804\ud1b5\uc801\uc778 \ucc44\uad8c\uacfc \uacbd\uc7c1\ub825\uc744 \ubcf4\uc5ec, \uc774 \ubd80\ubb38\uc73c\ub85c \ub354 \ub9ce\uc740 \uc790\ubcf8\uc744 \uc720\uce58\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>4. \uc9c0\uc5ed\ubcc4 \uc2dc\uc7a5 \ubd84\uc11d<\/p>\n<p>4.1. \ubd81\ubbf8 \uc9c0\uc5ed\uc758 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5 \uc9c0\ubc30\ub825<\/p>\n<p>\ubd81\ubbf8 \uc9c0\uc5ed\uc740 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc5d0\uc11c \uc120\ub3c4\uc801\uc778 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uba70 \uc9c0\ubc30\ub825\uc744 \ubc1c\ud718\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc740 \ud6a8\uc728\uc801\uc774\uace0 \uc7a5\uae30\uc801\uc774\uba70 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc790\uae08 \uc870\ub2ec \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uacbd\uc81c \uc131\uc7a5\uc5d0 \ud544\uc218\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc790\ubcf8 \uc2dc\uc7a5 \ub0b4\uc5d0\uc11c \uc774 \uc2dc\uc7a5\uc740 \uac00\uc7a5 \uc5c4\uaca9\ud558\uac8c \uaddc\uc81c\ub418\ub294 \ubd80\ubb38 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uaddc\ubaa8\uc5d0\uc11c \ubd81\ubbf8\ub294 \uacac\uace0\ud558\uace0 \uc5ed\ub3d9\uc801\uc778 \ud658\uacbd\uc73c\ub85c \uc778\ud574 \uc804 \uc138\uacc4 \ud22c\uc790\uc790\ub4e4\uc744 \ub04c\uc5b4\ub4e4\uc774\uba70 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc5d0\uc11c \uc120\ub3c4\uc801\uc778 \uc9c0\uc5ed\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud588\uc2b5\ub2c8\ub2e4. \ubd81\ubbf8\uac00 \uace0\uc815 \uc218\uc785 \uc99d\uad8c\uc5d0\uc11c \ub450\uac01\uc744 \ub098\ud0c0\ub0b4\ub294 \ub370\uc5d0\ub294 \uc5ec\ub7ec \uc911\uc694\ud55c \uc694\uc778\uc774 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d\uc740 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud06c\uace0 \uc720\ub3d9\uc131\uc774 \ub192\uc740 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5 \uc911 \ud558\ub098\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc548\uc804\uc131\uacfc \uc2e0\ub8b0\uc131\uc73c\ub85c \uc720\uba85\ud55c \ubbf8\uad6d \uad6d\ucc44 \uc2dc\uc7a5\uc740 \ub2e4\ub978 \uace0\uc815 \uc218\uc785 \uc99d\uad8c\uc758 \ubca4\uce58\ub9c8\ud06c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc815\ubd80 \ucc44\uad8c, \uc9c0\ubc29\ucc44, \ud68c\uc0ac\ucc44, \uc8fc\ud0dd\uc800\ub2f9\uc99d\uad8c(MBS)\uc744 \ud3ec\ud568\ud55c \uad11\ubc94\uc704\ud55c \ubd80\ucc44 \uc0c1\ud488\uc740 \uae30\uad00 \ubc0f \uac1c\uc778 \ud22c\uc790\uc790 \ubaa8\ub450\uc5d0\uac8c \ub2e4\uc591\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uac15\ub825\ud558\uace0 \ud68c\ubcf5\ub825 \uc788\ub294 \uacbd\uc81c\uc5d0 \uc758\ud574 \ub4b7\ubc1b\uce68\ub418\ub294 \ubd81\ubbf8\uc758 \uacbd\uc81c \uc548\uc815\uc131\uc740 \uace0\uc815 \uc218\uc785 \uc99d\uad8c\uc5d0 \ub300\ud55c \ud22c\uc790\uc790 \uc2e0\ub8b0\ub97c \ub192\uc785\ub2c8\ub2e4. \uaddc\ubaa8, \ub2e4\uc591\uc131 \ubc0f \ud601\uc2e0\uc73c\ub85c \ud2b9\uc9d5\uc9c0\uc5b4\uc9c0\ub294 \ubbf8\uad6d \uacbd\uc81c\ub294 \uace0\uc815 \uc218\uc785 \ud22c\uc790\uc5d0 \uc720\ub9ac\ud55c \ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc548\uc815\uc131\uc740 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Federal Reserve)\uc758 \uac74\uc804\ud55c \ud1b5\ud654 \uc815\ucc45\uc5d0 \uc758\ud574 \ub354\uc6b1 \uac15\ud654\ub418\uba70, \uc774\ub294 \uae08\ub9ac\uc640 \uc778\ud50c\ub808\uc774\uc158\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uc5ec \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n<p>\ubd81\ubbf8\ub294 \ud22c\uba85\uc131\uacfc \ud22c\uc790\uc790 \ubcf4\ud638\ub97c \ucd09\uc9c4\ud558\ub294 \uc798 \ud655\ub9bd\ub41c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uc640 \uac19\uc740 \uaddc\uc81c \uae30\uad00\uc740 \uace0\uc815 \uc218\uc785 \uc99d\uad8c\uc758 \ubc1c\ud589 \ubc0f \uac70\ub798\ub97c \uaddc\uc728\ud558\ub294 \uc5c4\uaca9\ud55c \uc9c0\uce68\uc744 \uc2dc\ud589\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc81c \ud658\uacbd\uc740 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0 \uc2e0\ub8b0\ub97c \uc870\uc131\ud558\uc5ec \uc2dc\uc7a5 \ucc38\uc5ec\ub97c \uc7a5\ub824\ud569\ub2c8\ub2e4. \uc120\ub3c4\uc801\uc778 \uae08\uc735 \ud5c8\ube0c\ub85c\uc11c \ubd81\ubbf8\ub294 \uae00\ub85c\ubc8c \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ubbf8\uad6d \ub2ec\ub7ec\uac00 \uc138\uacc4 \uc8fc\uc694 \uae30\ucd95 \ud1b5\ud654\ub85c\uc11c\uc758 \uc9c0\uc704\ub294 \uc774 \uc9c0\uc5ed\uc758 \uc9c0\ubc30\ub825\uc744 \ub354\uc6b1 \uacf5\uace0\ud788 \ud569\ub2c8\ub2e4. \uad6d\uc81c \ud22c\uc790\uc790\ub4e4\uc740 \uc885\uc885 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub2e4\uac01\ud654\ud558\uace0 \uc704\ud5d8\uc744 \uc644\ud654\ud558\uae30 \uc704\ud574 \ubbf8\uad6d \uace0\uc815 \uc218\uc785 \uc99d\uad8c\uc5d0 \ub300\ud55c \ub178\ucd9c\uc744 \ucd94\uad6c\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae00\ub85c\ubc8c \uc218\uc694\ub294 \ubd81\ubbf8 \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \uc548\uc815\uc131\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p>5. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\uae00\ub85c\ubc8c \uace0\uc815 \uc218\uc785 \uc2dc\uc7a5\uc740 \ud30c\ud3b8\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80, \uae30\uc5c5, \ucd08\uad6d\uac00\uc801 \uae30\uad00, \uae08\uc735 \uae30\uad00 \ubc0f \uac1c\uc778 \ud22c\uc790\uc790\ub97c \ud3ec\ud568\ud55c \uad11\ubc94\uc704\ud55c \ucc38\uc5ec\uc790\ub4e4\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uac01 \ucc38\uc5ec\uc790\ub294 \ud2b9\uc815 \ubaa9\ud45c\ub97c \uac00\uc9c0\uace0 \ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \ud65c\uc6a9\ud558\uba70, \uc774\ub294 \uc2dc\uc7a5\uc758 \ub2e4\uc591\uc131\uacfc \ubcf5\uc7a1\uc131\uc744 \ub354\ud569\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ucc38\uc5ec \uae30\uc5c5\uc73c\ub85c\ub294 JPMorgan Chase and Co., Goldman Sachs Group Inc., BlackRock Inc., Fidelity Investments, The Vanguard Group \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>6. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 2\uc6d4: J.P. Morgan Asset Management\ub294 \ub274\uc695 \uc99d\uad8c \uac70\ub798\uc18c\uc5d0 JPMorgan Flexible Income ETF\ub97c \ucd9c\uc2dc\ud558\uba70, \uba40\ud2f0-\uc790\uc0b0 \uc194\ub8e8\uc158 \ud300\uc758 \uc801\uadf9\uc801\uc73c\ub85c \uc6b4\uc6a9\ub418\ub294 \uba40\ud2f0-\uc790\uc0b0 ETF \uc2dc\uc7a5 \uc9c4\ucd9c\uc744 \uc54c\ub838\uc2b5\ub2c8\ub2e4. \uc774 ETF\ub294 \uc18c\ub4dd\uacfc \uc790\ubcf8 \uc131\uc7a5\uc758 \uade0\ud615\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \uba40\ud2f0-\uc790\uc0b0 \uc18c\ub4dd \uce74\ud14c\uace0\ub9ac\uac00 5\ucc9c\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \ud3c9\uac00\ub418\ub294 \uac00\uc6b4\ub370, JPMAM\uc740 ETF \uc2dc\uc7a5\uc774 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uc131\uc7a5\uc744 \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. JFLI\ub294 \uc804\ud1b5\uc801\uc778 \uc99d\uad8c \ubc0f \ud30c\uc0dd \uc0c1\ud488 \uae30\ubc18 \uc804\ub7b5\uc744 \ud65c\uc6a9\ud558\uc5ec \ud68c\uc0ac\uc758 \uc18c\ub4dd \uc911\uc2ec ETF \uc0c1\ud488\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: Goldman Sachs Asset Management\ub294 \ub450 \uac1c\uc758 \uc801\uadf9\uc801\uc73c\ub85c \uc6b4\uc6a9\ub418\ub294 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF)\ub97c \ub3c4\uc785\ud558\uba70 EMEA(\uc720\ub7fd, \uc911\ub3d9, \uc544\ud504\ub9ac\uce74) \uc801\uadf9\uc801 ETF \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud588\uc2b5\ub2c8\ub2e4. UCITS \ud68c\uc0ac\ucc44 \ud380\ub4dc\ub85c \uad6c\uc131\ub41c \uc774 ETF\ub4e4\uc740 EMEA \uc9c0\uc5ed\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\uba70, \ud558\ub098\ub294 \uc720\ub85c\ud654, \ub2e4\ub978 \ud558\ub098\ub294 \ubbf8\uad6d \ub2ec\ub7ec\ud654\ub85c \ud45c\uc2dc\ub429\ub2c8\ub2e4. \ud22c\uc790 \uc804\ub7b5\uc740 \uc8fc\ub85c \uae30\uc5c5\uc774 \ubc1c\ud589\ud55c \ud22c\uc790 \ub4f1\uae09 \uace0\uc815 \uc218\uc785 \uc99d\uad8c\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ubc30\ubd84\ud568\uc73c\ub85c\uc368 \uc7a5\uae30 \uc218\uc775\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \ucc44\uad8c \uc2dc\uc7a5(Fixed Income Market)\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ucc44\uad8c\uc740 \uc608\uc815\ub41c \uc774\uc790 \uc9c0\uae09\uacfc \ub9cc\uae30 \uc2dc \uc6d0\uae08 \uc0c1\ud658\uc744 \ud1b5\ud574 \uc608\uce21 \uac00\ub2a5\ud55c \uc218\uc775\uc744 \uc81c\uacf5\ud558\ub294 \uc99d\uad8c\uc73c\ub85c \uc815\uc758\ub429\ub2c8\ub2e4.<\/p>\n<p>1. \ubcf4\uace0\uc11c \uac1c\uc694 \ubc0f \ubc29\ubc95\ub860<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc5f0\uad6c \uac00\uc815, \uc2dc\uc7a5 \uc815\uc758 \ubc0f \uc5f0\uad6c \ubc94\uc704\ub97c \uba85\ud655\ud788 \uc81c\uc2dc\ud558\uba70 \uc2dc\uc791\ud569\ub2c8\ub2e4. \uc5f0\uad6c \ubc29\ubc95\ub860\uc740 \uc2dc\uc7a5 \ubd84\uc11d\uc758 \uc2e0\ub8b0\uc131\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \uc0c1\uc138\ud558\uac8c \uc124\uba85\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uace0\uc11c\uc758 \uc8fc\uc694 \ub0b4\uc6a9\uc740 \uc11c\ub860, \uc5f0\uad6c \ubc29\ubc95\ub860, \uc694\uc57d, \uc2dc\uc7a5 \uc5ed\ud559, \uc2dc\uc7a5 \uc138\ubd84\ud654, \uacbd\uc7c1 \ud658\uacbd, \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. \uc2dc\uc7a5 \uc5ed\ud559<br \/>\n\uc2dc\uc7a5 \uc5ed\ud559 \uc139\uc158\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uac1c\uc694\uc640 \ud568\uaed8 \uc8fc\uc694 \ub3d9\uc778 \ubc0f \uc81c\uc57d \uc694\uc778\uc744 \ubd84\uc11d\ud569\ub2c8\ub2e4.<br \/>\n*   \uc2dc\uc7a5 \ub3d9\uc778: \ucc44\uad8c \uc790\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790 \uc99d\uac00\uc640 \ucc44\uad8c ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)\uc758 \uc131\uc7a5\uc774 \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc2dc\uc7a5 \uc81c\uc57d: \uc778\ud50c\ub808\uc774\uc158 \uc6b0\ub824\uac00 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc81c\uc57d \uc694\uc778\uc73c\ub85c \uc9c0\ubaa9\ub429\ub2c8\ub2e4.<br \/>\n*   \uc2ec\uce35 \ubd84\uc11d: \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d(\uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611, \uad6c\ub9e4\uc790\/\uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825, \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825, \ub300\uccb4\uc7ac\uc758 \uc704\ud611, \uacbd\uc7c1 \uac15\ub3c4)\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \uad6c\uc870\ub97c \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc0b0\uc5c5 \ub0b4 \ucd5c\uc2e0 \ud2b8\ub80c\ub4dc \ubc0f \uae30\uc220 \ud601\uc2e0\uc5d0 \ub300\ud55c \ud1b5\ucc30\uacfc \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uaddc\uc81c \ud658\uacbd\uc5d0 \ub300\ud55c \ubd84\uc11d\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p>3. \uc2dc\uc7a5 \uc138\ubd84\ud654<br \/>\n\ucc44\uad8c \uc2dc\uc7a5\uc740 \ubc1c\ud589\uc790 \uc720\ud615, \ucd5c\uc885 \uc0ac\uc6a9\uc790, \ub9cc\uae30 \uae30\uac04 \ubc0f \uc9c0\uc5ed\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc1c\ud589\uc790 \uc720\ud615\ubcc4: \uc815\ubd80 \ubc1c\ud589 \ucc44\uad8c, \ud68c\uc0ac\ucc44, \uad6c\uc870\ud654 \uae08\uc735 \uc0c1\ud488\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: \uae30\uad00 \ud22c\uc790\uc790\uc640 \uac1c\uc778 \ud22c\uc790\uc790\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<br \/>\n*   \ub9cc\uae30 \uae30\uac04\ubcc4: \ub2e8\uae30(1\ub144 \ubbf8\ub9cc), \uc911\uae30(1~10\ub144), \uc7a5\uae30(10\ub144 \ucd08\uacfc)\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8(\ubbf8\uad6d, \uce90\ub098\ub2e4, \uba55\uc2dc\ucf54 \ub4f1), \uc720\ub7fd(\ub3c5\uc77c, \uc601\uad6d, \ud504\ub791\uc2a4, \ub7ec\uc2dc\uc544, \uc2a4\ud398\uc778 \ub4f1), \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(\uc778\ub3c4, \uc911\uad6d, \uc77c\ubcf8 \ub4f1), \ub0a8\ubbf8(\ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098 \ub4f1), \uc911\ub3d9(UAE, \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544 \ub4f1)\uc73c\ub85c \uad11\ubc94\uc704\ud558\uac8c \uad6c\ubd84\ub418\uba70, \uac01 \uc9c0\uc5ed \ub0b4 \uc8fc\uc694 \uad6d\uac00\ub4e4\uc774 \uc0c1\uc138\ud788 \ub2e4\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 \uc774 \ubaa8\ub4e0 \uc138\uadf8\uba3c\ud2b8\uc5d0 \ub300\ud55c \uc2dc\uc7a5 \uaddc\ubaa8\uc640 \uc608\uce21\uce58(USD \uae30\uc900)\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>4. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc608\uce21<br \/>\n\uae00\ub85c\ubc8c \ucc44\uad8c \uc2dc\uc7a5\uc740 \uc0c1\ub2f9\ud55c \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   2024\ub144 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 145.26\uc870 \ub2ec\ub7ec\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<br \/>\n*   2025\ub144\uc5d0\ub294 153.39\uc870 \ub2ec\ub7ec\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   2025\ub144\ubd80\ud130 2030\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 5.30%\ub85c \uc131\uc7a5\ud558\uc5ec, 2030\ub144\uc5d0\ub294 198.58\uc870 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4 \ub3d9\ud5a5: 2025\ub144 \uae30\uc900 \ubd81\ubbf8 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc608\uce21 \uae30\uac04(2025-2030\ub144) \ub3d9\uc548 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \uae30\ub85d\ud558\uba70 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n<p>5. \uacbd\uc7c1 \ud658\uacbd<br \/>\n\uacbd\uc7c1 \ud658\uacbd \uc139\uc158\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4 \uac1c\uc694\uc640 \ud568\uaed8 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \ud504\ub85c\ud544\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \uc8fc\uc694 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub85c\ub294 JPMorgan Chase and Co., Goldman Sachs Group Inc., BlackRock Inc., Fidelity Investments, The Vanguard Group \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>6. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \ub3d9\ud5a5<br \/>\n\ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5\uc758 \uc7a0\uc7ac\uc801 \uae30\ud68c\uc640 \ud5a5\ud6c4 \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uc5ec, \uc774\ud574\uad00\uacc4\uc790\ub4e4\uc774 \ubbf8\ub798 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-44657","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/44657"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=44657"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/44657\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=44657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=44657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=44657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}