{"id":45494,"date":"2026-02-15T12:40:31","date_gmt":"2026-02-15T12:40:31","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/global-fintech-market-mordor\/"},"modified":"2026-04-03T11:03:54","modified_gmt":"2026-04-03T02:03:54","slug":"global-fintech-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/global-fintech-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ud540\ud14c\ud06c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d – \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2025-2030\ub144)"},"content":{"rendered":"

\"Chart\"<\/p>\n

\"Chart\"<\/p>\n

\uff08\ub0b4\uc6a9\uc774 \ub108\ubb34 \uae38\uc5b4 \uc0dd\ub7b5\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\uff09<\/p>\n","protected":false},"excerpt":{"rendered":"

\ud540\ud14c\ud06c \uc2dc\uc7a5 \uac1c\uc694 \uc694\uc57d (2025-2030)<\/p>\n

I. \uc11c\ub860 \ubc0f \uc2dc\uc7a5 \uaddc\ubaa8 \uc804\ub9dd<\/p>\n

\uae00\ub85c\ubc8c \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 2025\ub144 3,208\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2030\ub144\uc5d0\ub294 6,528\uc5b5 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub418\uba70, \uc774 \uae30\uac04 \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 15.27%\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacac\uace0\ud55c \uc131\uc7a5\uc740 \uaddc\uc81c \uc870\ud654\ub85c \uc778\ud55c \uad6d\uacbd \uac04 \ud655\uc7a5 \uc6a9\uc774\uc131, \uac70\ub798 \ud750\ub984\uc744 \uac00\uc18d\ud654\ud558\ub294 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c, \uadf8\ub9ac\uace0 \uc624\ud508\ubc45\ud0b9 \ub370\uc774\ud130 \uc811\uadfc\uc131 \ud655\ub300 \ub4f1 \uc5ec\ub7ec \uac15\ub825\ud55c \uc694\uc778\uc5d0 \uc758\ud574 \ub4b7\ubc1b\uce68\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1 \uac15\ub3c4\ub294 \ud50c\ub7ab\ud3fc \uac70\ub300 \uae30\uc5c5\ub4e4\uc774 \uc77c\uc0c1\uc801\uc778 \ub514\uc9c0\ud138 \uc5ec\uc815\uc5d0 \uc0c1\ud669\ubcc4 \uae08\uc735\uc744 \ud1b5\ud569\ud558\uba74\uc11c \uc0c1\uc5c5\uacfc \uae08\uc735 \uc11c\ube44\uc2a4 \uac04\uc758 \uaca9\ucc28\ub97c \uc904\uc784\uc5d0 \ub530\ub77c \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uae30 \ubc29\uc9c0, \uc2e0\uc6a9 \uacb0\uc815, \uac1c\uc778\ud654\ub41c \uc81c\uc548\uc744 \uc704\ud55c \uc778\uacf5\uc9c0\ub2a5(AI) \ub3c4\uad6c\ub294 \uc2e4\ud5d8\uc801\uc778 \uc2dc\ubc94 \uc6b4\uc601 \ub2e8\uacc4\ub97c \ub118\uc5b4 \ub300\uaddc\ubaa8 \ubc30\ud3ec\ub85c \uc804\ud658\ub418\uba70, \uc2ec\uce35\uc801\uc778 \ub370\uc774\ud130 \uc5ed\ub7c9\uc744 \uac16\ucd98 \uae30\uc5c5\ub4e4\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0, \uc218\uc775\uc131 \uc788\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc744 \uc704\ud55c \uc790\ubcf8 \uc2dc\uc7a5\uc774 \uc7ac\uac1c\ub418\uc5b4 \uc81c\ud488 \ud655\uc7a5 \ubc0f \uc804\ub7b5\uc801 \uc778\uc218\ub97c \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc790\uae08 \uc870\ub2ec\uc774 \uac00\ub2a5\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \uc11c\ube44\uc2a4 \uc81c\uc548(\ub514\uc9c0\ud138 \uacb0\uc81c, \ub514\uc9c0\ud138 \ub300\ucd9c \ubc0f \uae08\uc735, \ub514\uc9c0\ud138 \ud22c\uc790, \uc778\uc288\uc5b4\ud14c\ud06c, \ub124\uc624\ubc45\ud0b9), \ucd5c\uc885 \uc0ac\uc6a9\uc790(\uc18c\ub9e4, \uae30\uc5c5), \uc0ac\uc6a9\uc790 \uc778\ud130\ud398\uc774\uc2a4(\ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \uc6f9\/\ube0c\ub77c\uc6b0\uc800, POS\/IoT \uc7a5\uce58), \uadf8\ub9ac\uace0 \uc9c0\uc5ed(\ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74)\uc73c\ub85c \uc138\ubd84\ud654\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc608\uce21\uc740 \uac00\uce58(USD) \uae30\uc900\uc73c\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n

II. \uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n

* \uc11c\ube44\uc2a4 \uc81c\uc548\ubcc4: 2024\ub144 \uae30\uc900 \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ud540\ud14c\ud06c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 46.2%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \ub124\uc624\ubc45\ud0b9\uc740 2030\ub144\uae4c\uc9c0 18.7%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.
\n* \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: 2024\ub144 \uc18c\ub9e4 \ubd80\ubb38\uc774 \ud540\ud14c\ud06c \uc2dc\uc7a5 \uaddc\ubaa8\uc758 62.1%\ub97c \ucc28\uc9c0\ud588\uc73c\ub098, \uae30\uc5c5 \ubd80\ubb38\uc740 2030\ub144\uae4c\uc9c0 16.5%\uc758 CAGR\ub85c \ub354\uc6b1 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.
\n* \uc0ac\uc6a9\uc790 \uc778\ud130\ud398\uc774\uc2a4\ubcc4: 2024\ub144 \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \ud540\ud14c\ud06c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 57.8%\ub97c \ucc28\uc9c0\ud558\uba70 \uc9c0\ubc30\uc801\uc774\uc5c8\uc73c\uba70, POS\/IoT \uc7a5\uce58\ub294 2030\ub144\uae4c\uc9c0 17.9%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.
\n* \uc9c0\uc5ed\ubcc4: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2024\ub144 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc758 44.86%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc774\uc5c8\uace0, 2030\ub144\uae4c\uc9c0 16.02%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<\/p>\n

III. \uae00\ub85c\ubc8c \ud540\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30<\/p>\n

1. \uc131\uc7a5 \ub3d9\ub825 (Drivers)<\/p>\n

* \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc758\ubb34\ud654 (CAGR\uc5d0 2.5% \uc601\ud5a5): \ubbf8\uad6d\uc758 FedNow, \uc720\ub7fd\uc758 SEPA Instant Credit Transfer\uc640 \uac19\uc740 \uc911\uc559\uc740\ud589 \uc2dc\uc2a4\ud15c\uc740 \uacb0\uc81c \uc2dc\uac04\uc744 \uba87 \uc2dc\uac04\uc5d0\uc11c \uba87 \ucd08\ub85c \ub2e8\ucd95\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube60\ub978 \uacb0\uc81c\ub294 \uc7ac\ubb34 \uad00\ub9ac, \uc18c\uc561 \ub300\ucd9c, \ud604\uae08 \ud750\ub984 \ubd84\uc11d \ub4f1\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uac00\uce58 \uc81c\uc548\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec, \uacfc\uac70 \ub290\ub9b0 \uc77c\uad04 \ucc98\ub9ac\uc5d0 \uc758\uc874\ud588\ub358 \uae30\uc5c5 \uace0\uac1d\ub4e4\uc5d0\uac8c \ud540\ud14c\ud06c \uc2dc\uc7a5\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144 \ubbf8\uad6d \uc2e4\uc2dc\uac04 \uac70\ub798\ub294 74\uc5b5 \uac74\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc911\uad6d, \uc601\uad6d, \ud64d\ucf69\uc5d0\uc11c\ub3c4 \uc720\uc0ac\ud55c \uc131\uc7a5\uc138\uac00 \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uc624\ud508\ubc45\ud0b9 \ubc0f API \ud45c\uc900\ud654 (CAGR\uc5d0 2.2% \uc601\ud5a5): \uc720\ub7fd\uc758 PSD2\uc640 \ube0c\ub77c\uc9c8\uc758 \uc624\ud508 \ud30c\uc774\ub0b8\uc2a4(Open Finance) \uc81c\ub3c4\ub294 \ud1b5\uc77c\ub41c API \uc0ac\uc591\uc774 \uacc4\uc88c \ud1b5\ud569, \uc794\uc561 \ud655\uc778, \uc740\ud589 \uc9c1\uc811 \uacb0\uc81c\ub97c \ub300\uaddc\ubaa8\ub85c \uac00\ub2a5\ud558\uac8c \ud568\uc744 \uc785\uc99d\ud588\uc2b5\ub2c8\ub2e4. \ud45c\uc900\ud654\ub41c \ub3d9\uc758 \ud750\ub984\uc740 \ub370\uc774\ud130 \ucd95\uc801 \uacbd\uc7c1\uc5d0\uc11c \ub370\uc774\ud130 \ud65c\uc6a9 \uacbd\uc7c1\uc73c\ub85c \uc804\ud658\ub418\uc5b4, \uc608\uce21 \uae30\ubc18\uc758 \uc2e0\uc6a9 \ud3c9\uac00 \ubc0f \ucd08\uac1c\uc778\ud654\ub41c \uc608\uc0b0 \uad00\ub9ac \ub3c4\uad6c\ub97c \uc7a5\ub824\ud569\ub2c8\ub2e4. \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc740 \uc740\ud589 \ub370\uc774\ud130\uc640 \uc0c1\uc810, \ud1b5\uc2e0, \uc18c\uc15c \ub370\uc774\ud130\ub97c \uacb0\ud569\ud558\uc5ec \ub354\uc6b1 \ud48d\ubd80\ud55c \uc704\ud5d8 \ubaa8\ub378\uc744 \uc0dd\uc131\ud558\uace0, \uc774\ub294 \uc5f0\uccb4\uc728\uc744 \ub0ae\ucd94\uace0 \uc2e0\uc6a9 \uc811\uadfc\uc131\uc744 \ud655\ub300\ud558\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.
\n* \uc911\uad6d \ubc0f \uc778\ub3c4\uc758 CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0) \uc2dc\ubc94 \uc6b4\uc601 (CAGR\uc5d0 1.8% \uc601\ud5a5): \uc544\uc2dc\uc544 \ub450 \ucd5c\ub300 \uacbd\uc81c\uad6d\uc758 \ub514\uc9c0\ud138 \ud654\ud3d0 \uc2dc\ud5d8\uc740 \uc0c8\ub85c\uc6b4 \uc778\uc99d, \uc2e0\uc6d0 \ud655\uc778, \uc624\ud504\ub77c\uc778 \uacb0\uc81c \uae30\ub2a5\uc744 \uc694\uad6c\ud558\uba70, \uae30\uc874 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\uc758 \ud604\ub300\ud654\ub97c \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. CBDC \ud45c\uc900\uc5d0 \uc870\uae30 \uc815\ub82c\ud558\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \ud654\ud3d0 \uae30\ub2a5(\uc870\uac74\ubd80 \uc9c0\uae09, \uc6d0\ucc9c\uc9d5\uc218 \ub4f1)\uc744 \uae30\uc5c5 \uc790\uc6d0 \uad00\ub9ac(ERP) \uc2dc\uc2a4\ud15c\uc5d0 \ud1b5\ud569\ud558\uc5ec \uc120\uc810 \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uc544\uc2dc\uc544 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ubd80\uc0c1 (CAGR\uc5d0 2% \uc601\ud5a5): \ub300\ud615 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \uc6b4\uc601\uc790\ub4e4\uc740 \uacb0\uc81c \uc2dc\uc810\uc5d0 \uacb0\uc81c, \uc2e0\uc6a9, \ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec, \ubc29\ub300\ud55c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \uac00\uc9c4 \uc18c\ub9e4 \ubc0f \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \uc571\uc5d0 \uae08\uc735 \uc0c1\ud488 \ubc1c\uacac \uae30\ub2a5\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uc544\uc6c3\uc18c\uc2f1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uace0\uac1d \ud655\ubcf4 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc2e4\uc2dc\uac04 \ud589\ub3d9 \ub370\uc774\ud130\ub97c \ud655\ubcf4\ud558\uc5ec \uac01 \uac70\ub798\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc2e0\uc6a9 \ud3c9\uac00\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n

2. \uc81c\uc57d \uc694\uc778 (Restraints)<\/p>\n

* BNPL(\uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c) \ubaa8\ub378\uc5d0 \ub300\ud55c \uaddc\uc81c \uac15\ud654 (CAGR\uc5d0 -1.8% \uc601\ud5a5): \uc601\uad6d, \ubbf8\uad6d, \ud638\uc8fc \ub4f1\uc9c0\uc758 \uc18c\ube44\uc790 \ubcf4\ud638 \uae30\uad00\ub4e4\uc740 BNPL \uc0c1\ud488\uc744 \uc2e0\uc6a9\uc73c\ub85c \ubd84\ub958\ud558\ub294 \uaddc\uc815\uc744 \ub9c8\ub828\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc0c1\ud658 \ub2a5\ub825 \ud655\uc778, \ud45c\uc900\ud654\ub41c \uacf5\uac1c, \uc5b4\ub824\uc6c0 \ucc98\ub9ac \uc808\ucc28 \ub4f1\uc744 \uc758\ubb34\ud654\ud569\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uaddc\uc81c \uc900\uc218 \ube44\uc6a9\uc774 \uc99d\uac00\ud558\uace0, \uae30\uc874 \ub300\ucd9c \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud55c \uaddc\uc81c \ub300\uc0c1 \ub300\ucd9c \uae30\uad00\uacfc\uc758 \ud1b5\ud569 \ubc0f \uc81c\ud734\uac00 \ucd09\uc9c4\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uc815\uad50\ud55c \uc0ac\uae30 \ubc0f \ub525\ud398\uc774\ud06c \uae30\ubc18 \uc2e0\uc6d0 \uc704\ud5d8 (CAGR\uc5d0 -2.2% \uc601\ud5a5): \ud569\uc131 \ubbf8\ub514\uc5b4 \ub3c4\uad6c\ub294 \uc74c\uc131\uacfc \uc5bc\uad74\uc744 \ub180\ub77c\uc6b4 \uc815\ud655\ub3c4\ub85c \ubcf5\uc81c\ud558\uc5ec \ucf5c\uc13c\ud130 \ubc0f \uacc4\uc88c \uac1c\uc124 \ub2e8\uacc4\uc5d0\uc11c\uc758 \uc0dd\uccb4 \uc778\uc99d\uc744 \uc57d\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uae30 \uc870\uc9c1\uc740 \uc2e4\uc2dc\uac04 \uacb0\uc81c\uc758 \ucde8\uc18c \ubd88\uac00\ub2a5\uc131\uc744 \uc545\uc6a9\ud558\uc5ec \ud53c\ud574\uc790\uac00 \uc778\uc9c0\ud558\uae30 \uc804\uc5d0 \uc790\uae08\uc744 \ube7c\ub3cc\ub9bd\ub2c8\ub2e4. \ud540\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc0dd\uccb4 \uc778\uc2dd, \uc7a5\uce58 \uadf8\ub798\ud504 \uc810\uc218\ud654, \ud589\ub3d9 \uc0dd\uccb4 \uc778\uc2dd \ub4f1\uc73c\ub85c \ub300\uc751\ud558\uace0 \uc788\uc73c\ub098, \uacf5\uaca9\uc790\ub4e4\uc740 \ube60\ub974\uac8c \uc801\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

IV. \uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n

1. \uc11c\ube44\uc2a4 \uc81c\uc548\ubcc4: \ub2e4\uc591\ud55c \uc218\uc775 \uc5d4\uc9c4\uc774 \uacbd\uc7c1 \uacbd\uacc4\ub97c \uc7ac\ud3b8<\/p>\n

* \ub124\uc624\ubc45\ud0b9: \ud540\ud14c\ud06c \uc2dc\uc7a5 \uaddc\ubaa8\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 \uc791\uc9c0\ub9cc, 2030\ub144\uae4c\uc9c0 18.7%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\uc744 \uae30\ub85d\ud558\uba70 \uc9c0\uc810 \uc911\uc2ec\uc5d0\uc11c \uc571 \uc911\uc2ec \uc740\ud589\uc73c\ub85c\uc758 \uacb0\uc815\uc801\uc778 \uc804\ud658\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ub124\uc624\ubc45\ud06c\ub294 \ube60\ub978 \uae30\ub2a5 \uac1c\ubc1c, \ud22c\uba85\ud55c \uac00\uaca9 \ucc45\uc815, \uac1c\uc778\ud654\ub41c \ud1b5\ucc30\ub825\uc744 \ud1b5\ud574 \uc80a\uace0 \ubaa8\ubc14\uc77c \uc6b0\uc120\uc778 \uc18c\ube44\uc790\ub4e4\uc744 \uc0ac\ub85c\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \ub514\uc9c0\ud138 \uacb0\uc81c: 2024\ub144 \ud540\ud14c\ud06c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 46.2%\ub97c \ucc28\uc9c0\ud558\uba70 \uace0\uac1d \ud655\ubcf4\uc758 \uc911\uc694\ud55c \uad00\ubb38\uc73c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc740 \uc0ac\uae30 \ubd84\uc11d, \ub85c\uc5f4\ud2f0 \ud1b5\ud569, \uc6b4\uc804\uc790\ubcf8 \ub300\ucd9c \ub4f1\uc744 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0 \ucd94\uac00\ud558\uc5ec, \ub0ae\uc740 \ub9c8\uc9c4\uc758 \ucc98\ub9ac \uacfc\uc815\uc744 \uace0\uac1d \ud3c9\uc0dd \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc88\ub4e4\ud615 \uac00\uce58 \uc81c\uc548\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uc778\uc288\uc5b4\ud14c\ud06c, \uc6f0\uc2a4 \ud14c\ud06c, \ub808\uadf8 \ud14c\ud06c: \ub370\uc774\ud130 \uacfc\ud559\uacfc \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uae30\uc874 \ud504\ub85c\uc138\uc2a4\ub97c \ud601\uc2e0\ud560 \uc218 \uc788\ub294 \uc804\ubb38\ud654\ub41c \uc601\uc5ed\uc744 \uac1c\ucc99\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc11c\ube44\uc2a4 \uc81c\uc548\uc744 \ub2e8\uc77c \uacbd\ud5d8 \ub0b4\uc5d0\uc11c \uc870\uc728\ud558\ub294 \ub2a5\ub825\uc740 \ubbf8\ub798 \uc2b9\uc790\ub97c \uacb0\uc815\ud558\uba70, \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc744 \uacb0\uc81c, \uc2e0\uc6a9, \uc800\ucd95, \ubcf4\ud638 \uae30\ub2a5\uc744 \uc0ac\uc6a9\uc790\uac00 \uc804\ud658\ud560 \uc218 \uc788\ub294 \ubaa8\ub4c8\uc2dd \uc544\ud0a4\ud14d\ucc98\ub85c \uc774\ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

2. \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: \uae30\uc5c5 \uc218\uc694\uac00 \uc18c\ub9e4 \ubd80\ubb38\uc758 \uc120\ub450\ub97c \uc881\ud798<\/p>\n

* \uc18c\ub9e4 \uace0\uac1d: 2024\ub144 \ud540\ud14c\ud06c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 62.1%\ub97c \uc5ec\uc804\ud788 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc218\ubc31\ub9cc \uba85\uc758 \uc18c\ube44\uc790\ub4e4\uc774 \uc77c\uc0c1\uc801\uc778 \uc740\ud589 \uc5c5\ubb34, \uacb0\uc81c, \ud22c\uc790\ub97c \ubaa8\ubc14\uc77c \uc571\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uae30\uc5c5 \uc0ac\uc6a9\uc790: \uc911\uc18c\uae30\uc5c5(SME)\uc774 \uc1a1\uc7a5, \uae09\uc5ec, \uacf5\uae09\uc5c5\uccb4 \uae08\uc735\uc744 \ub514\uc9c0\ud138\ud654\ud558\uba74\uc11c 16.5%\uc758 CAGR\ub85c \ub354 \ube60\ub974\uac8c \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 FX \ud5e4\uc9d5, \uce74\ub4dc \ubc1c\ud589, \ud604\uae08 \ud480\ub9c1\uc744 \ud1b5\ud569 API \uc544\ub798\uc5d0\uc11c \ubcd1\ud569\ud558\ub294 \uc784\ubca0\ub514\ub4dc \uc7ac\ubb34 \ub300\uc2dc\ubcf4\ub4dc\ub97c \uc810\uc810 \ub354 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

3. \uc0ac\uc6a9\uc790 \uc778\ud130\ud398\uc774\uc2a4\ubcc4: \uc7a5\uce58 \ud604\uc2e4\uc5d0 \ub9de\ucdb0 \uc9c4\ud654\ud558\ub294 \uc634\ub2c8\ucc44\ub110 \uc804\ub7b5<\/p>\n

* \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158: \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc190\uc26c\uc6b4 \uc811\uadfc, \uc989\uac01\uc801\uc778 \uc54c\ub9bc, \uc0dd\uccb4 \uc778\uc2dd \ub85c\uadf8\uc778\uc744 \uc120\ud638\ud568\uc5d0\ub530\ub77c \ud540\ud14c\ud06c \uc0c1\ud638\uc791\uc6a9\uc758 \uc8fc\uc694 \ucc44\ub110\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uc6f9 \ud3ec\ud138: \ubcf5\uc7a1\ud55c \uac70\ub798, \uc0c1\uc138\ud55c \ubcf4\uace0\uc11c, \ub2e4\uc911 \uacc4\uc815 \uad00\ub9ac\ub97c \uc704\ud574 \uc5ec\uc804\ud788 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uba70, \ud2b9\ud788 \uae30\uc5c5 \uc0ac\uc6a9\uc790\ub098 \uace0\uae09 \uae30\ub2a5\uc744 \ud544\uc694\ub85c \ud558\ub294 \uac1c\uc778\uc5d0\uac8c \uc120\ud638\ub429\ub2c8\ub2e4.
\n* \uc784\ubca0\ub514\ub4dc \ud540\ud14c\ud06c \ubc0f API: \ube44\uae08\uc735 \ud50c\ub7ab\ud3fc \ub0b4\uc5d0\uc11c \uc6d0\ud65c\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0, \ub2e4\uc591\ud55c \uc0b0\uc5c5 \ubd84\uc57c\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n

4. \uae30\uc220\ubcc4: AI\uc640 \ube14\ub85d\uccb4\uc778\uc774 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud568<\/p>\n

* \uc778\uacf5\uc9c0\ub2a5(AI) \ubc0f \uba38\uc2e0\ub7ec\ub2dd(ML): \uc0ac\uae30 \ud0d0\uc9c0, \uc2e0\uc6a9 \ud3c9\uac00, \uac1c\uc778\ud654\ub41c \uc7ac\ubb34 \uc870\uc5b8, \ucc57\ubd07 \uae30\ubc18 \uace0\uac1d \uc11c\ube44\uc2a4 \ub4f1\uc5d0\uc11c \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud558\uba70, \ud540\ud14c\ud06c \uc194\ub8e8\uc158\uc758 \ud6a8\uc728\uc131\uacfc \uc815\ud655\uc131\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \ube14\ub85d\uccb4\uc778 \ubc0f \ubd84\uc0b0\uc6d0\uc7a5\uae30\uc220(DLT): \uad6d\uacbd \uac04 \uacb0\uc81c, \uc790\uc0b0 \ud1a0\ud070\ud654, \uc2a4\ub9c8\ud2b8 \uacc4\uc57d, \ub514\uc9c0\ud138 \uc2e0\uc6d0 \ud655\uc778 \ub4f1\uc5d0\uc11c \ud22c\uba85\uc131, \ubcf4\uc548\uc131, \ud6a8\uc728\uc131\uc744 \uc81c\uacf5\ud558\uba70, \ud2b9\ud788 \ud0c8\uc911\uc559\ud654 \uae08\uc735(DeFi) \ubd84\uc57c\uc5d0\uc11c \ud601\uc2e0\uc744 \uc774\ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305: \ud540\ud14c\ud06c \uae30\uc5c5\uc774 \ud655\uc7a5 \uac00\ub2a5\ud558\uace0 \uc720\uc5f0\ud558\uba70 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uba70, \uc2e0\uc18d\ud55c \uc11c\ube44\uc2a4 \ubc30\ud3ec\uc640 \ub370\uc774\ud130 \uad00\ub9ac\uc758 \uc6a9\uc774\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

5. \uc9c0\uc5ed\ubcc4: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud568<\/p>\n

* \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2024\ub144 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uc911\uad6d, \uc778\ub3c4, \ub3d9\ub0a8\uc544\uc2dc\uc544 \uad6d\uac00\ub4e4\uc774 \ubaa8\ubc14\uc77c \uacb0\uc81c, \ub514\uc9c0\ud138 \ubc45\ud0b9, \uc784\ubca0\ub514\ub4dc \uae08\uc735 \uc194\ub8e8\uc158\uc758 \uae09\uc18d\ud55c \ucc44\ud0dd\uc73c\ub85c \uc131\uc7a5\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc9c0\uc5ed\uc740 \ub300\uaddc\ubaa8 \ubbf8\uac1c\ucc99 \uc778\uad6c\uc640 \uc815\ubd80\uc758 \ub514\uc9c0\ud138\ud654 \uc774\ub2c8\uc154\ud2f0\ube0c\uac00 \uacb0\ud569\ub418\uc5b4 \ud540\ud14c\ud06c \ud601\uc2e0\uc758 \uc628\uc0c1\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \ubd81\ubbf8: \uc131\uc219\ud55c \uc2dc\uc7a5\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub514\uc9c0\ud138 \uacb0\uc81c, \ud22c\uc790 \ud50c\ub7ab\ud3fc, \uae30\uc5c5\uc6a9 \ud540\ud14c\ud06c \uc194\ub8e8\uc158\uc758 \uc9c0\uc18d\uc801\uc778 \ud601\uc2e0\uc73c\ub85c \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n* \uc720\ub7fd: \uac15\ub825\ud55c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c(\uc608: PSD2)\uc640 \uc624\ud508 \ubc45\ud0b9 \uc774\ub2c8\uc154\ud2f0\ube0c\uc5d0 \ud798\uc785\uc5b4 \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uac00 \ud65c\ubc1c\ud558\uac8c \ubc1c\uc804\ud558\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uc601\uad6d\uacfc \uc2a4\uce78\ub514\ub098\ube44\uc544 \uad6d\uac00\ub4e4\uc774 \uc120\ub450\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud540\ud14c\ud06c \uc2dc\uc7a5\uc758 \ubbf8\ub798 \uc804\ub9dd<\/p>\n

\ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \uc55e\uc73c\ub85c\ub3c4 \uae30\uc220 \ubc1c\uc804\uacfc \uc18c\ube44\uc790 \ubc0f \uae30\uc5c5\uc758 \ubcc0\ud654\ud558\ub294 \uc694\uad6c\uc5d0 \ud798\uc785\uc5b4 \uc9c0\uc18d\uc801\uc73c\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788, \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ud655\uc0b0, AI\uc640 \ube14\ub85d\uccb4\uc778\uc758 \uc2ec\ud654\ub41c \ud1b5\ud569, \uadf8\ub9ac\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735(ESG \ud540\ud14c\ud06c)\uc5d0 \ub300\ud55c \uad00\uc2ec \uc99d\uac00\ub294 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud2b8\ub80c\ub4dc\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \uaddc\uc81c \ud658\uacbd\uc758 \uc9c4\ud654\uc640 \uc0ac\uc774\ubc84 \ubcf4\uc548\uc758 \uc911\uc694\uc131 \ub610\ud55c \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \uc9c1\uba74\ud560 \uc911\uc694\ud55c \uacfc\uc81c\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45494","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/45494"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=45494"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/45494\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=45494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=45494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=45494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}