{"id":45860,"date":"2026-02-19T01:43:09","date_gmt":"2026-02-19T01:43:09","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/global-dental-insurance-market-mordor\/"},"modified":"2026-09-25T06:48:16","modified_gmt":"2026-09-24T21:48:16","slug":"global-dental-insurance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/global-dental-insurance-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-dental-insurance-market-1751260832622-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-dental-insurance-market-size-image-1770996565266.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \ubd81\ubbf8 \uc9c0\uc5ed \uac00\uce58 \uae30\ubc18 \ubcf4\ud5d8 \ubaa8\ub378 \ud558 \uc608\ubc29 \uce58\uacfc \uce58\ub8cc \ucc44\ud0dd \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc544\uc2dc\uc544 \uc911\uc18c\uae30\uc5c5\uc758 \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \uce58\uacfc \ud61c\ud0dd \ud655\ub300<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc720\ub7fd\uc5d0\uc11c \uce58\uacfc \ud50c\ub79c\uc5d0 \uc6d0\uaca9 \uce58\uacfc \uc11c\ube44\uc2a4 \ud1b5\ud569\uc73c\ub85c \ub9e4\ub825\ub3c4 \uc99d\ub300<\/li>\n<li class=\"toc-level-3\">4.2.4 \uace0\ub839\ud654 \uc778\uad6c \uc99d\uac00\ub85c \uc77c\ubcf8 \ubc0f \uc11c\uc720\ub7fd\uc5d0\uc11c \ubcf4\ucca0 \uc2dc\uc220 \ubcf4\uc7a5 \uc218\uc694 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.5 \uac00\ucc98\ubd84 \uc18c\ub4dd \uc99d\uac00\ub85c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc5d0\uc11c \uc790\ubc1c\uc801 \uce58\uacfc \ubcf4\ud5d8 \uac00\uc785 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.6 \uacf5\uacf5 \uc81c\ub3c4(\uc608: ACA) \ud558 \uc544\ub3d9 \uce58\uacfc \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uc815\ubd80 \uc758\ubb34\ud654<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc544\ud504\ub9ac\uce74 \ub18d\ucd0c \ubc0f \uc911\ub3d9\/\uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc758 \uc81c\ud55c\ub41c \uce58\uacfc \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \ub124\ud2b8\uc6cc\ud06c\ub85c \uccad\uad6c \ud65c\uc6a9\ub3c4 \uac10\uc18c<\/li>\n<li class=\"toc-level-3\">4.3.2 \ubbf8\uad6d\uc5d0\uc11c \uc218\ubcf5 \uc2dc\uc220 \ube44\uc6a9 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \ub192\uc740 \uc190\ud574\uc728<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc720\ub7fd\uc5d0\uc11c \ub0ae\uc740 \uac00\uce58 \ub300\ube44 \ubcf8\uc778 \ubd80\ub2f4 \ube44\uc6a9\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc778\uc2dd<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc77c\ubd80 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc2dc\uc7a5(\uc608: \uc911\uad6d)\uc5d0\uc11c \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc5d0 \ub300\ud55c \uaddc\uc81c \uc0c1\ud55c\uc120<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ubc0f \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.6 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778\n<ul>\n<li class=\"toc-level-3\">4.6.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.6.2 \uacf5\uae09\uc5c5\uccb4(\uce58\uacfc\uc758\uc0ac \ubc0f DSOs)\uc758 \ud611\uc0c1\ub825<\/li>\n<li class=\"toc-level-3\">4.6.3 \uad6c\ub9e4\uc790(\ubcf4\ud5d8 \uac00\uc785\uc790 \ubc0f \uace0\uc6a9\uc8fc)\uc758 \ud611\uc0c1\ub825<\/li>\n<li class=\"toc-level-3\">4.6.4 \ub300\uccb4\uc7ac(\uc790\ube44 \uc9c0\ubd88, \ud560\uc778 \uce74\ub4dc)\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.6.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \ubcf4\ud5d8 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc120\ud638 \uc758\ub8cc\uae30\uad00 \uc870\uc9c1(PPO) \ud50c\ub79c<\/li>\n<li class=\"toc-level-3\">5.1.2 \uac74\uac15 \uad00\ub9ac \uc870\uc9c1(DHMO) \ud50c\ub79c<\/li>\n<li class=\"toc-level-3\">5.1.3 \uce58\uacfc \ubcf4\uc0c1 \/ \uc11c\ube44\uc2a4\ubcc4 \uc694\uae08 \ud50c\ub79c<\/li>\n<li class=\"toc-level-3\">5.1.4 \ud560\uc778 \uce58\uacfc \ud50c\ub79c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \ubcf4\uc7a5 \ubc94\uc704\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc608\ubc29 \ubcf4\uc7a5<\/li>\n<li class=\"toc-level-3\">5.2.2 \uae30\ubcf8 (\uc218\ubcf5) \ubcf4\uc7a5<\/li>\n<li class=\"toc-level-3\">5.2.3 \uc8fc\uc694 (\ubcf4\ucca0) \ubcf4\uc7a5<\/li>\n<li class=\"toc-level-3\">5.2.4 \uad50\uc815 \ubc0f \ubbf8\uc6a9 \ubcf4\uc7a5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \ub2e8\uccb4 (\uace0\uc6a9\uc8fc \ud6c4\uc6d0)<\/li>\n<li class=\"toc-level-3\">5.3.2 \uac1c\uc778<\/li>\n<li class=\"toc-level-3\">5.3.3 \uac00\uc871<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ubd81\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.4.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.4.1.3 \uba55\uc2dc\ucf54<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.4.2 \ub0a8\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.4.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.4.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.4.2.3 \uce60\ub808<\/li>\n<li class=\"toc-level-4\">5.4.2.4 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc720\ub7fd\n<ul>\n<li class=\"toc-level-4\">5.4.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.4.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.4.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.4.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.4.3.6 \ub124\ub35c\ub780\ub4dc<\/li>\n<li class=\"toc-level-4\">5.4.3.7 \uc2a4\uc704\uc2a4<\/li>\n<li class=\"toc-level-4\">5.4.3.8 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\n<ul>\n<li class=\"toc-level-4\">5.4.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.4.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.4.4.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.4.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.4.5 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.4.4.6 \ub3d9\ub0a8\uc544\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.4.4.7 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.4.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\n<ul>\n<li class=\"toc-level-4\">5.4.5.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.4.5.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.4.5.3 \ub0a8\uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.4.5.4 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 {(\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 &amp; \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ud3ec\ud568)}\n<ul>\n<li class=\"toc-level-3\">6.4.1 \ub378\ud0c0 \ub374\ud0c8<\/li>\n<li class=\"toc-level-3\">6.4.2 \uc720\ub098\uc774\ud2f0\ub4dc\ud5ec\uc2a4 \uadf8\ub8f9<\/li>\n<li class=\"toc-level-3\">6.4.3 \uc2dc\uadf8\ub098 \uadf8\ub8f9<\/li>\n<li class=\"toc-level-3\">6.4.4 CVS \ud5ec\uc2a4 \/ \uc560\ud2b8\ub098<\/li>\n<li class=\"toc-level-3\">6.4.5 \uba54\ud2b8\ub77c\uc774\ud504 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.6 \ud734\ub9c8\ub098 Inc.<\/li>\n<li class=\"toc-level-3\">6.4.7 \uac00\ub514\uc5b8 \uc0dd\uba85\ubcf4\ud5d8 \ucef4\ud37c\ub2c8 \uc624\ube0c \uc544\uba54\ub9ac\uce74<\/li>\n<li class=\"toc-level-3\">6.4.8 \uc120 \ub77c\uc774\ud504 \ud30c\uc774\ub0b8\uc15c Inc.<\/li>\n<li class=\"toc-level-3\">6.4.9 \uc545\uc0ac SA<\/li>\n<li class=\"toc-level-3\">6.4.10 \uc54c\ub9ac\uc548\uce20 SE<\/li>\n<li class=\"toc-level-3\">6.4.11 \ucde8\ub9ac\ud788 \ubcf4\ud5d8 \uadf8\ub8f9<\/li>\n<li class=\"toc-level-3\">6.4.12 \ubd80\ud30c<\/li>\n<li class=\"toc-level-3\">6.4.13 \uc564\uc12c \ube14\ub8e8 \ud06c\ub85c\uc2a4 \ube14\ub8e8 \uc274\ub4dc<\/li>\n<li class=\"toc-level-3\">6.4.14 \uc544\uc2dc\ucfe0\ub77c\uce58\uc624\ub2c8 \uc81c\ub124\ub784\ub9ac S.p.A.<\/li>\n<li class=\"toc-level-3\">6.4.15 \ub374\ud0c0\ud018\uc2a4\ud2b8 (\uc5d8\ub808\ubc18\uc2a4 \ud5ec\uc2a4)<\/li>\n<li class=\"toc-level-3\">6.4.16 \ub974\ub124\uc0c1\uc2a4 \ub374\ud0c8<\/li>\n<li class=\"toc-level-3\">6.4.17 \ub2db\ud3f0 \uc0dd\uba85\ubcf4\ud5d8<\/li>\n<li class=\"toc-level-3\">6.4.18 \ub2e4\uc774\uc774\uce58 \uc0dd\uba85 \ud640\ub529\uc2a4<\/li>\n<li class=\"toc-level-3\">6.4.19 \ud551\uc548 \ubcf4\ud5d8<\/li>\n<li class=\"toc-level-3\">6.4.20 \ub514\uc2a4\ucee4\ubc84\ub9ac \ud5ec\uc2a4 (\ub0a8\uc544\ud504\ub9ac\uce74)<\/li>\n<li class=\"toc-level-3\">6.4.21 \uba54\ub514\ubc45\ud06c \ud504\ub77c\uc774\ube57 (\ud638\uc8fc)<\/li>\n<li class=\"toc-level-3\">6.4.22 \ud37c\uc2dc\ud53d \ube14\ub8e8 \ud06c\ub85c\uc2a4 (\uce90\ub098\ub2e4)<\/li>\n<li class=\"toc-level-3\">6.4.23 \ub9ac\ubc84\ud2f0 \ub374\ud0c8 \ud50c\ub79c<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c &amp; \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5 \uac1c\uc694: \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f 2031\ub144 \uc804\ub9dd<\/p>\n<p>\uae00\ub85c\ubc8c \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 2025\ub144 2,373\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 2,511\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud588\uc73c\uba70, 2031\ub144\uc5d0\ub294 3,332\uc5b5 3\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub294 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 5.82%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ubd81\ubbf8 \uc9c0\uc5ed\uc774 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5 \ub3d9\uc778 \ubc0f \uc8fc\uc694 \ud2b8\ub80c\ub4dc<\/p>\n<p>\uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc740 \uc5ec\ub7ec \ud575\uc2ec \ub3d9\uc778\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uace0\uc6a9\uc8fc \ubc0f \uacf5\uacf5 \ud504\ub85c\uadf8\ub7a8\uc774 \uc815\uae30 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ubcf8\uc778 \ubd80\ub2f4\uae08\uc744 \uc5c6\uc560\uba74\uc11c \uc608\ubc29\uc801 \uce58\uacfc \uce58\ub8cc\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac00\uce58 \uae30\ubc18 \ubcf4\ud5d8 \ubaa8\ub378 \ud558\uc5d0 \uc608\ubc29\uc801 \uce58\ub8cc\uc758 \ucc44\ud0dd\uc774 \uc99d\uac00\ud558\ub294 \ucd94\uc138\uc640 \ub9de\ubb3c\ub824, \uc815\uae30\uc801\uc778 \uac80\uc9c4\uacfc \ubd88\uc18c \ub3c4\ud3ec\ub97c \uc7a5\ub824\ud558\uc5ec \uace0\ube44\uc6a9\uc758 \ubcf5\uc6d0 \uce58\ub8cc\ub97c \uc904\uc774\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc635\ub2c8\ub2e4. \ub378\ud0c0 \ub374\ud0c8(Delta Dental)\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ubbf8\uad6d \uc131\uc778\uc758 65%\uac00 \uce58\uacfc \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc73c\uba70, 91%\ub294 \uad6c\uac15 \uac80\uc9c4\uc744 \uc5f0\uac04 \uc2e0\uccb4\uac80\uc0ac\uc640 \ub3d9\uc77c\ud558\uac8c \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub458\uc9f8, \uc6d0\uaca9 \uce58\uacfc \uc9c4\ub8cc(teledentistry)\uc758 \ud1b5\ud569\uc740 \uc6d0\uaca9 \uc9c0\uc5ed \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \uce58\uacfc \ubcf4\ud5d8\uc758 \ub9e4\ub825\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uac00\uc0c1 \uc0c1\ub2f4, \uc9c4\ub2e8 \ubc0f \ud6c4\uc18d \uc870\uce58\ub97c \ubcf4\uc7a5\ud558\uc5ec \uce58\ub8cc \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \ud658\uc790 \ucc38\uc5ec\ub97c \uc99d\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc2e4\uc2dc\uac04 \uad6c\uac15 \uac74\uac15 \ubaa8\ub2c8\ud130\ub9c1\uacfc \uc2dc\uae30\uc801\uc808\ud55c \uac1c\uc785\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec \uc7a5\uae30\uc801\uc73c\ub85c \uccad\uad6c \ube48\ub3c4\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc14b\uc9f8, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed \uc911\uc18c\uae30\uc5c5(SME)\uc758 \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \uce58\uacfc \ud61c\ud0dd \ud655\ub300\uac00 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ub3c4, \ubca0\ud2b8\ub0a8, \uc778\ub3c4\ub124\uc2dc\uc544 \ub4f1\uc9c0\uc5d0\uc11c \uc720\uc5f0\ud55c \ud61c\ud0dd \uba54\ub274, \ub514\uc9c0\ud138 \ub4f1\ub85d \ud3ec\ud138, \ubcf4\ud5d8\ub8cc \ubcf4\uc870\uae08 \ub4f1\uc774 \uac00\uc785\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc678\uad6d\uc778 \uc18c\uc720 \uc81c\ud55c \uc644\ud654\ub97c \ud65c\uc6a9\ud558\uc5ec \uce58\uacfc \ubcf4\ud5d8\uc744 \uac74\uac15 \ub610\ub294 \uc0c1\ud574 \ubcf4\ud5d8\uacfc \ubb36\ub294 \uacf5\ub3d9 \ube0c\ub79c\ub4dc \uc0c1\ud488\uc744 \ucd9c\uc2dc\ud558\uba70 \uc2dc\uc7a5 \uaddc\ubaa8\ub97c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub137\uc9f8, \ud544\uc218 \uac74\uac15 \ud328\ud0a4\uc9c0\uc5d0 \uc18c\uc544 \uce58\uacfc \ud61c\ud0dd\uc744 \ud3ec\ud568\ud558\ub294 \uaddc\uc81c \uc758\ubb34\ud654\uc640 \uccad\uad6c \ucc98\ub9ac \uacfc\uc815\uc5d0 \uc778\uacf5\uc9c0\ub2a5(AI) \ub3c4\uc785\uc774 \uce58\uacfc \ubcf4\ud5d8 \uac00\uc785\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. AI\ub294 \uccad\uad6c \uc774\uc0c1 \uc9d5\ud6c4\ub97c \uac10\uc9c0\ud558\uace0 \uccad\uad6c \ud544\ub4dc\ub97c \uc790\ub3d9 \uc644\uc131\ud558\uc5ec \uc2ec\uc0ac \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc12f\uc9f8, \uace0\ub839\ud654 \uc778\uad6c \uc99d\uac00\ub294 \ubcf4\ucca0 \uce58\ub8cc \uc218\uc694\ub97c \uacac\uc778\ud569\ub2c8\ub2e4. \uc77c\ubcf8\uc758 \ud3c9\uade0 \uc5f0\ub839\uc774 49\uc138\ub97c \ub118\uc5b4\uc11c\uba74\uc11c \uace0\ub839\uce35\uc758 \uc601\uc591 \ubc0f \uc0b6\uc758 \uc9c8 \uc720\uc9c0\ub97c \uc704\ud55c \ud06c\ub77c\uc6b4, \ube0c\ub9bf\uc9c0, \uc784\ud50c\ub780\ud2b8 \ub4f1\uc758 \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \ubcf4\ud5d8\uc0ac\ub4e4\ub3c4 \uc8fc\uc694 \uc2dc\uc220\uc5d0 \ub300\ud55c \ubcf4\uc7a5 \ubc94\uc704\ub97c \ud655\ub300\ud558\uace0 \uc788\uc73c\uba70, \uc778\ud50c\ub808\uc774\uc158\uc5d0 \uc5f0\ub3d9\ub41c \ud3c9\uc0dd \ucd5c\ub300 \ubcf4\uc7a5\uc561, \uc5f0\ub839\ub300\ubcc4 \ubcf4\ud5d8\ub8cc \ud14c\uc774\ube14 \ub4f1 \ud601\uc2e0\uc801\uc778 \uc0c1\ud488\uc744 \uc120\ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5 \uc81c\uc57d \uc694\uc778<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\ub4e4\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc544\ud504\ub9ac\uce74 \ubc0f \uc911\ub3d9 \uc9c0\uc5ed\uc758 \uc81c\ud55c\uc801\uc778 \uce58\uacfc \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \ub124\ud2b8\uc6cc\ud06c\ub294 \ubcf4\ud5d8 \ud65c\uc6a9\ub3c4\ub97c \ub0ae\ucd94\uace0 \uc2dc\uc7a5\uc758 \uac00\uce58 \uc81c\uc548\uc744 \uc57d\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. 27\uac1c \uc800\uc18c\ub4dd \uad6d\uac00\uc758 \ud3c9\uade0 \uce58\uacfc \uc758\uc0ac \ubc00\ub3c4\ub294 \uc138\uacc4\ubcf4\uac74\uae30\uad6c(WHO) \uae30\uc900\uc5d0 \ud6e8\uc52c \ubabb \ubbf8\uce58\uba70, \uc774\ub294 \uc2e0\uaddc \ud074\ub9ac\ub2c9 \ud22c\uc790 \ubd80\uc871\uc73c\ub85c \uc774\uc5b4\uc838 \uc81c\ud55c\ub41c \uacf5\uae09\uacfc \ub0ae\uc740 \uc218\uc694\uc758 \uc545\uc21c\ud658\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d \ub0b4 \ubcf5\uc6d0 \uce58\ub8cc \ube44\uc6a9 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \ub192\uc740 \uc190\ud574\uc728\uc740 \ubcf4\ud5d8\uc0ac \ub9c8\uc9c4\uc744 \uc555\ubc15\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 9\uac1c \uc8fc\uc5d0\uc11c \uce58\uacfc \uc190\ud574\uc728 \uacf5\uac1c\ub97c \uc758\ubb34\ud654\ud558\uace0 \uc788\uc73c\uba70, \ub9e4\uc0ac\ucd94\uc138\uce20\uc8fc\ub294 \ubcf4\ud5d8\ub8cc \uc218\uc775\uc758 \ucd5c\uc18c 83%\ub97c \ud658\uc790 \uce58\ub8cc\uc5d0 \uc0ac\uc6a9\ud558\ub3c4\ub85d \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5f0\uac04 \ucd5c\ub300 \ubcf4\uc7a5 \ud55c\ub3c4\ub97c \ucc9c\ucc9c\ud788 \uc778\uc0c1\ud558\uace0, \ub124\ud2b8\uc6cc\ud06c \uce58\uacfc \uc758\uc0ac\ub4e4\uc5d0\uac8c \uc800\ube44\uc6a9 \uc7ac\ub8cc \ucc44\ud0dd\uc744 \uc7a5\ub824\ud558\uba70, AI\ub97c \ud65c\uc6a9\ud558\uc5ec \uccad\uad6c \uc774\uc0c1 \uc9d5\ud6c4\ub97c \uac10\uc9c0\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc720\ub7fd \ubc0f \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc77c\ubd80 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ubcf8\uc778 \ubd80\ub2f4 \ube44\uc6a9 \ub300\ube44 \ubcf4\ud5d8\uc758 \uac00\uce58\uac00 \ub0ae\ub2e4\ub294 \uc18c\ube44\uc790 \uc778\uc2dd\uacfc \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc5d0 \ub300\ud55c \uaddc\uc81c \uc81c\ud55c\uc774 \uc2dc\uc7a5 \ud655\ub300\ub97c \uc81c\uc57d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p>\ubcf4\ud5d8 \uc720\ud615\ubcc4: PPO(Preferred Provider Organization) \ud50c\ub79c\uc774 2025\ub144 \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 42.90%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. PPO\ub294 \uc81c\uacf5\uc790 \uc120\ud0dd\uc758 \ud3ed\uacfc \ube44\uc6a9 \uc808\uac10 \uc0ac\uc774\uc758 \uade0\ud615\uc744 \uc81c\uacf5\ud558\uc5ec \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \ud560\uc778 \uce58\uacfc \ud50c\ub79c(Discount Dental Plans)\uc740 9.02%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70, \uc778\ud50c\ub808\uc774\uc158 \uc2dc\uae30\uc5d0 \uc608\uc0b0 \uce5c\ud654\uc801\uc778 \uc635\uc158\uc744 \ucc3e\ub294 \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \ub300\uc548\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. DHMO(Health Maintenance Organization) \ubc0f \uc778\ub380\ub2c8\ud2f0(Indemnity) \ud615\uc2dd\uc740 \ud2c8\uc0c8\uc2dc\uc7a5\uc5d0\uc11c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uc7a5 \ubc94\uc704\ubcc4: \uc608\ubc29 \uce58\ub8cc\uac00 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 41.70%\ub97c \ucc28\uc9c0\ud558\uba70 \uc9c0\ubc30\uc801\uc785\ub2c8\ub2e4. \uad6c\uac15 \uc704\uc0dd\uacfc \ub9cc\uc131 \uc9c8\ud658 \uac10\uc18c \uc0ac\uc774\uc758 \uacfc\ud559\uc801 \uc99d\uac70\uac00 \uc774\ub97c \ub4b7\ubc1b\uce68\ud558\uba70, \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5f0 2\ud68c \uc2a4\ucf00\uc77c\ub9c1 \ubc0f \uc544\ub3d9 \ubd88\uc18c \ub3c4\ud3ec\ub97c \uc804\uc561 \ubcf4\uc7a5\ud558\uc5ec \uc608\ubc29\uc744 \uc804\ubc18\uc801\uc778 \uac74\uac15\uc758 \uae30\ucd08\ub85c \uc0bc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad50\uc815 \ubc0f \ubbf8\uc6a9 \uce58\ub8cc \ubcf4\uc7a5\uc740 9.85%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uba70, Z\uc138\ub300\uc640 \uac19\uc774 \uc2ec\ubbf8\uc801 \uae30\ub300\uce58\uac00 \ub192\uc740 \uc778\uad6c\uce35\uc5d0\uc11c \uc120\ud638\ub429\ub2c8\ub2e4. \ub9ce\uc740 \uace0\uc6a9\uc8fc\ub4e4\uc774 \ud22c\uba85 \uad50\uc815 \ud504\ub85c\uadf8\ub7a8 \ube44\uc6a9\uc758 \uc77c\ubd80\ub97c \ubcf4\uc804\ud574\uc8fc\uba74\uc11c \ubbf8\uc6a9 \uce58\ub8cc\uac00 \ud61c\ud0dd \uc608\uc0b0 \ub0b4\uc5d0\uc11c \uc8fc\ub958\ub85c \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubcf8 \ubcf5\uc6d0 \uce58\ub8cc\uc640 \uc8fc\uc694 \ubcf4\ucca0 \uce58\ub8cc\ub3c4 \uc911\uc694\ud55c \ubd80\ubd84\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \ub2e8\uccb4 \uacc4\uc57d\uc774 2025\ub144 \ubcf4\ud5d8\ub8cc \uc218\uc775\uc758 61.65%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ud6a8\uc728\uc801\uc778 \uc720\ud1b5 \uacbd\ub85c\uc784\uc744 \uc785\uc99d\ud588\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ubbf8\uad6d \uace0\uc6a9\uc8fc\ub4e4\uc740 \uc9c1\uc6d0 \ubcf4\ud5d8\ub8cc\uc758 70% \uc774\uc0c1\uc744 \uc9c0\ubd88\ud558\uc5ec \uc138\ud6c4 \ube44\uc6a9\uc744 \ub0ae\ucd94\uace0 \uc774\uc9c1\ub960\uc744 \uc904\uc774\ub294 \ud6a8\uacfc\ub97c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9de\ubc8c\uc774 \uac00\uad6c \uc99d\uac00\uc640 \uc544\uc2dc\uc544 \ubc0f \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc758 \ub3c4\uc2dc \uc911\uc0b0\uce35 \uc131\uc7a5\uc73c\ub85c \uc778\ud574 \uac00\uc871 \ud50c\ub79c\uc774 9.05%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uae31 \uc774\ucf54\ub178\ubbf8(Gig-economy) \uc885\uc0ac\uc790\ub97c \uc704\ud55c \ud734\ub300\uc6a9 \uc571 \uae30\ubc18 \uc815\ucc45\uacfc \uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubc34\ud2f0\uc9c0(Medicare Advantage) \ubc0f \uba54\ub514\ucf00\uc774\ub4dc(Medicaid) \uad00\ub9ac\ud615 \uc758\ub8cc \ud504\ub85c\uadf8\ub7a8\ub3c4 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed\ubcc4 \ubd84\uc11d<\/p>\n<p>\ubd81\ubbf8\ub294 2025\ub144 \uae00\ub85c\ubc8c \uc218\uc775\uc758 35.10%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc785\ub2c8\ub2e4. \uc774\ub294 \ud655\uace0\ud55c \ubbfc\uac04 \ubcf4\ud5d8 \uc2dc\uc7a5, \ub192\uc740 \uace0\uc6a9\uc8fc \ucc38\uc5ec\uc728, \uadf8\ub9ac\uace0 \uc18c\uc544 \ubcf4\uc7a5\uc744 \uc758\ubb34\ud654\ud558\ub294 \uacf5\uacf5 \ubd80\ubb38 \uaddc\uc81c\uc5d0 \ud798\uc785\uc740 \uacb0\uacfc\uc785\ub2c8\ub2e4. \ubbf8\uad6d 9\uac1c \uc8fc\uc5d0\uc11c\ub294 \uce58\uacfc \uc190\ud574\uc728 \uaddc\uc815\uc744 \ud1b5\ud574 \ud589\uc815 \ube44\uc6a9\uc744 \uc81c\ud55c\ud558\uc5ec \uc18c\ube44\uc790\ub97c \ubcf4\ud638\ud558\uace0 \uc2dc\uc7a5 \uc2e0\ub8b0\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc758 \uad6d\uac00 \uce58\uacfc \uce58\ub8cc \uacc4\ud68d\uc740 210\ub9cc \uba85\uc758 \uace0\ub839\uce35\uc744 \ud3ec\ud568\ud558\uc5ec 120\ub9cc \uba85\uc758 \uc544\ub3d9 \ubc0f \uc7a5\uc560\uc778\uc5d0\uac8c \ud61c\ud0dd\uc744 \ud655\ub300\ud558\uba70 \ubcf4\ucda9\uc801\uc778 \ubbfc\uac04 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 10.20%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \uac00\ucc98\ubd84 \uc18c\ub4dd \uc99d\uac00\uc640 \uc815\ubd80\uc758 \uc678\uad6d\uc778 \uc18c\uc720 \uaddc\uc81c \uc644\ud654\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4. \uc77c\ubcf8\uc740 \uace0\ub839\uce35\uc744 \uc704\ud55c \uce58\uacfc \uce58\ub8cc\ub97c \ubcf4\ud3b8\uc801 \uac74\uac15 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc5d0 \ud1b5\ud569\ud558\uace0 \uc788\uc73c\uba70, \uc911\uad6d\uc740 \ubcf4\ud5d8\ub8cc \uc778\uc0c1 \uc0c1\ud55c\uc81c\ub97c \ub3c4\uc785\ud558\uace0 \ub18d\ucd0c \ud074\ub9ac\ub2c9 \uac74\uc124\uc744 \ubcf4\uc870\ud558\uc5ec \uc2dc\uc7a5\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc720\ub7fd\uc740 \uc548\uc815\uc801\uc774\uc9c0\ub9cc \ub2e4\uc591\ud55c \uc131\uc7a5\uc744 \ubcf4\uc785\ub2c8\ub2e4. \ub374\ub9c8\ud06c\uc640 \ub3c5\uc77c\uc758 \ubcf4\ud3b8\uc801 \uc2dc\uc2a4\ud15c\uc740 \ud559\ub839\uae30 \uc544\ub3d9\uc5d0\uac8c \ubb34\ub8cc \uce58\uacfc \uce58\ub8cc\ub97c \uc81c\uacf5\ud558\uc5ec \ubbfc\uac04 \uc218\uc694\ub97c \uc81c\ud55c\ud558\ub294 \ubc18\uba74, \uc2a4\ud398\uc778\uc774\ub098 \uc544\uc77c\ub79c\ub4dc\uc758 \ud2b9\uc815 \uc2dc\uc2a4\ud15c\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ucc44\uc6b8 \uc218 \uc788\ub294 \uacf5\ubc31\uc744 \ub0a8\uae41\ub2c8\ub2e4. \ud32c\ub370\ubbf9 \uc2dc\ub300\uc758 \uc6d0\uaca9 \uce58\uacfc \uc9c4\ub8cc \ucc44\ud0dd\ub960\uc740 \uc5ec\uc804\ud788 \ub192\uc73c\uba70, \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc6d0\uaca9 \ud3c9\uac00 \ubc0f \uc6b0\ud3b8 \ubc1c\uc1a1 \uad50\uc815 \ud504\ub85c\uadf8\ub7a8 \ube44\uc6a9\uc744 \ubcf4\uc804\ud558\uc5ec \ub18d\ucd0c \uc8fc\ubbfc\ub4e4\uc758 \uc774\ub3d9 \ubd80\ub2f4\uc744 \uc904\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\ub294 \uc5f0\uac04 \uac00\uad6c \uc18c\ub4dd\uc774 1\ub9cc \ub2ec\ub7ec\ub97c \ucd08\uacfc\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc790\ubc1c\uc801 \uac00\uc785\uc790\ub97c \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub3c8\ud1a0\ud504\ub808\ube0c(Odontoprev)\uc758 \uc131\uacf5\uc801\uc778 \uc0ac\ub840\ub294 \uc774\ub7ec\ud55c \ubaa8\uba58\ud140\uc744 \ubc18\uc601\ud558\uba70, \uacbd\uc7c1\uc0ac\ub4e4\uc740 \uc804\uad6d\uc801\uc778 \uce58\uacfc \uc758\uc0ac \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\uc5ec \uaddc\ubaa8\ub97c \ub2ec\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \ubcf4\uc870\uae08\uc740 \uc81c\ud55c\uc801\uc774\uc9c0\ub9cc, \uad6c\uac15 \uac74\uac15\uacfc \uc2ec\ud608\uad00 \uc9c8\ud658 \uac04\uc758 \uc5f0\uad00\uc131\uc5d0 \ub300\ud55c \ub300\uc911 \uc778\uc2dd \ucea0\ud398\uc778\uc774 \uc815\ucc45 \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc740 \uce58\uacfc \uc758\uc0ac \ubc00\ub3c4 \ubd80\uc871(\uc885\uc885 1\ub9cc \uba85\ub2f9 1\uba85 \ubbf8\ub9cc)\uacfc \uc81c\ud55c\ub41c \uacf5\uacf5 \uc790\uae08 \uc9c0\uc6d0\uc73c\ub85c \uc778\ud574 \uc2dc\uc7a5 \uc131\uc7a5\uc774 \ub354\ub514\uc9c0\ub9cc, \uac00\ub098\uc640 \ucf00\ub0d0\ub294 \ubaa8\ubc14\uc77c \ud074\ub9ac\ub2c9 \ud504\ub85c\uadf8\ub7a8\uacfc \uc18c\uc561 \ubcf4\ud5d8\uc744 \uc2dc\ubc94 \uc6b4\uc601\ud558\uba70 \uac1c\uc120\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \ud655\uc7a5\uc740 \ub354 \ub9ce\uc740 \uc804\ubb38\uac00 \uc591\uc131, \ub18d\ucd0c \ud074\ub9ac\ub2c9 \ubcf4\uc870\uae08 \uc9c0\uc6d0, \uadf8\ub9ac\uace0 \uae30\ubcf8\uc801\uc778 \uc608\ubc29 \uc11c\ube44\uc2a4\ub97c \ubcf4\uc7a5\ud558\ub294 \uacf5\uacf5-\ubbfc\uac04 \ud30c\ud2b8\ub108\uc2ed \ud615\uc131\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\uce58\uacfc \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 \uc911\uac04 \uc815\ub3c4\uc758 \ud1b5\ud569\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. UnitedHealth Group\uc740 Optum \uc5f0\uacc4 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 5,400\ub9cc \uba85\uc758 \uce58\uacfc \ud68c\uc6d0\uc744 \uad00\ub9ac\ud558\uba70 85.5%\uc758 \uc758\ub8cc \uad00\ub9ac \ube44\uc728\uc744 \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4. MetLife\ub294 Skygen\uacfc \ud611\ub825\ud558\uc5ec Dental Hub\ub97c \ucd9c\uc2dc, 5\ucc9c\ub9cc \uba85 \ud68c\uc6d0\uc758 \uc790\uaca9 \uc99d\uba85 \uc808\ucc28\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \ud589\uc815 \ucc98\ub9ac \uc2dc\uac04\uc744 40% \ub2e8\ucd95\ud588\uc2b5\ub2c8\ub2e4. Cigna\ub294 \ud575\uc2ec \uac74\uac15 \ubc0f \uce58\uacfc \uc0ac\uc5c5\uc5d0 \uc9d1\uc911\ud558\uae30 \uc704\ud574 \uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubc34\ud2f0\uc9c0 \uc0ac\uc5c5\ubd80\ub97c \ub9e4\uac01\ud558\uace0, \ub9e4\uac01 \ub300\uae08 33\uc5b5 \ub2ec\ub7ec\ub97c \ub514\uc9c0\ud138 \uc18c\ube44\uc790 \ud50c\ub7ab\ud3fc\uc5d0 \uc7ac\ubc30\uce58\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\ubaa8 \ud380\ub4dc(Private equity)\uc758 \uce58\uacfc \uc790\uc0b0 \ud22c\uc790\ub3c4 \ud65c\ubc1c\ud558\uba70, Patient Square Capital\uc774 \uacf5\uae09 \uc720\ud1b5\uc5c5\uccb4\uc778 Patterson Cos.\ub97c 41\uc5b5 \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud55c \uac83\uc774 \ub300\ud45c\uc801\uc778 \uc0ac\ub840\uc785\ub2c8\ub2e4. \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 AI\ub97c \ud65c\uc6a9\ud558\uc5ec \uc911\ubcf5 X-\ub808\uc774\ub97c \uac10\uc9c0\ud558\uace0 \uccad\uad6c \ud544\ub4dc\ub97c \uc790\ub3d9 \uc644\uc131\ud558\uc5ec \uc2ec\uc0ac \uc2dc\uac04\uc744 5\uc77c \ubbf8\ub9cc\uc73c\ub85c \ub2e8\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6d0\uaca9 \uce58\uacfc \uc9c4\ub8cc \ud30c\ud2b8\ub108\uc2ed\uc740 \uc81c\uacf5\uc790 \ubc94\uc704\ub97c \ub18d\ucd0c \uc9c0\uc5ed\uc73c\ub85c \ud655\uc7a5\ud558\uace0 \uc81c\ud488 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ucc28\ubcc4\ud654\ud569\ub2c8\ub2e4. \uacbd\uc7c1 \uac15\ub3c4\ub294 \uac00\uaca9\ubcf4\ub2e4\ub294 \uae30\uc220 \uc131\uc219\ub3c4\uc640 \ub124\ud2b8\uc6cc\ud06c \ud3ed\uc5d0 \uc9d1\uc911\ub418\uc5b4 \uc788\uc73c\uba70, \ud560\uc778 \ud50c\ub79c\uc758 \uc810\uc720\uc728\uc774 \uc99d\uac00\ud558\ub354\ub77c\ub3c4 \uc5b8\ub354\ub77c\uc774\ud305 \uaddc\uc728\uc774 \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784\uc740 \uc18c\uc678\ub41c \uc778\uad6c\uce35\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. Guardian Life\ub294 \ucc28\ub7c9 \uacf5\uc720 \ud50c\ub7ab\ud3fc\uacfc \uc5f0\uacc4\ub41c \uc628\ub514\ub9e8\ub4dc \uc815\ucc45\uc73c\ub85c \uae31 \uc774\ucf54\ub178\ubbf8 \ubd80\ubb38\uc73c\ub85c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Sun Life Financial\uc740 \uc608\ubc29\uc801 \ubc29\ubb38\uc5d0 \ub300\ud574 \uc8fc\uc694 \uc2dc\uc220\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc5ec \ud06c\ub808\ub527\uc73c\ub85c \ubcf4\uc0c1\ud558\ub294 \uc6f0\ub2c8\uc2a4 \uc9c0\uac11\uc744 \uc2dc\ubc94 \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Allianz \ubc0f AXA\uc640 \uac19\uc740 \uad6d\uc81c \uae30\uc5c5\ub4e4\uc740 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc9c0\uc5ed \uc740\ud589\uacfc\uc758 \uc81c\ud734\ub97c \ud1b5\ud574 \uce58\uacfc \ubc29\uce74\uc288\ub791\uc2a4\ub97c \ud655\ub300\ud558\uba70 \uc9c0\uc810 \uce68\ud22c\uc728\uc744 \ud65c\uc6a9\ud558\uc5ec \uad50\ucc28 \ud310\ub9e4\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 1\uc6d4: Welsh, Carson, Anderson &#038; Stowe\uac00 LIBERTY Dental Plan\uc758 \ub300\ub2e4\uc218 \uc9c0\ubd84\uc744 \uc778\uc218\ud558\uc5ec \uba54\ub514\ucf00\uc5b4 \ubc0f \uba54\ub514\ucf00\uc774\ub4dc \uc2dc\uc7a5 \ud655\ub300\ub97c \ubaa9\ud45c\ub85c \ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 4\uc6d4: MetLife\ub294 5\ucc9c\ub9cc \uba85\uc758 \ud68c\uc6d0\uc744 \uc704\ud55c \uc790\uaca9 \uc99d\uba85 \uc808\ucc28\ub97c \uac04\uc18c\ud654\ud558\uace0 \uc811\uadfc\uc131\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 Dental Hub\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 6\uc6d4: \ubbf8\uad6d 9\uac1c \uc8fc\uc5d0\uc11c \ubcf4\ud5d8\ub8cc\uc758 \ub354 \ub9ce\uc740 \ubd80\ubd84\uc774 \ud658\uc790 \uce58\ub8cc\uc5d0 \uc0ac\uc6a9\ub418\ub3c4\ub85d \ud558\ub294 \uce58\uacfc \uc190\ud574\uc728 \uaddc\uc815\uc744 \ub3c4\uc785\ud588\uc73c\uba70, \ub9e4\uc0ac\ucd94\uc138\uce20\uc8fc\ub294 \ucd5c\uc18c 83%\ub97c \uc758\ubb34\ud654\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 1\uc6d4: Cigna\ub294 \ud575\uc2ec \uce58\uacfc \ubc0f \uc758\ub8cc \uc0ac\uc5c5\uc5d0 \uc9d1\uc911\ud558\uae30 \uc704\ud574 \uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubc34\ud2f0\uc9c0 \uc0ac\uc5c5\ubd80\ub97c HCSC\uc5d0 33\uc5b5 \ub2ec\ub7ec\uc5d0 \ub9e4\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uba70, \uc2dc\uc7a5\uc758 \uc815\uc758, \uc5f0\uad6c \ubc29\ubc95\ub860, \uc8fc\uc694 \uc694\uc57d, \uc2dc\uc7a5 \ud658\uacbd, \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21, \uacbd\uc7c1 \ud658\uacbd, \uadf8\ub9ac\uace0 \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \ub3d9\uc778:<br \/>\n\uae00\ub85c\ubc8c \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 2026\ub144 2,511.1\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0 \ub3c4\ub2ec\ud588\uc73c\uba70, 2031\ub144\uc5d0\ub294 3,332.3\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ubd81\ubbf8 \uc9c0\uc5ed\uc740 \uc131\uc219\ud55c \uace0\uc6a9\uc8fc \ubcf5\uc9c0 \uc81c\ub3c4\uc640 \uaddc\uc81c \uc758\ubb34\ud654\uc5d0 \ud798\uc785\uc5b4 35.10%\uc758 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ubc29 \uce58\ub8cc \uc815\ucc45\uc740 \uc815\uae30 \ubc29\ubb38\uc5d0 \ub300\ud55c \ubcf8\uc778 \ubd80\ub2f4\uae08\uc744 \uba74\uc81c\ud558\ub294 \uac00\uce58 \uae30\ubc18 \uc124\uacc4 \ub355\ubd84\uc5d0 2025\ub144 \uae00\ub85c\ubc8c \ub9e4\ucd9c\uc758 41.70%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ub192\uc740 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\ub294 \ubcf4\uc7a5 \uc720\ud615\uc785\ub2c8\ub2e4. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc18c\ub4dd \uc99d\uac00\uc640 \uc18c\uc720\uad8c \uaddc\uc81c \uc644\ud654\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 10.20%\uc758 \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778\uc73c\ub85c\ub294 \ubd81\ubbf8 \uc9c0\uc5ed\uc758 \uac00\uce58 \uae30\ubc18 \ubcf4\ud5d8 \ubaa8\ub378 \ud558\uc5d0\uc11c\uc758 \uc608\ubc29 \uce58\uacfc \uce58\ub8cc \ucc44\ud0dd \uc99d\uac00, \uc544\uc2dc\uc544 \uc911\uc18c\uae30\uc5c5\uc758 \uace0\uc6a9\uc8fc \ud6c4\uc6d0 \uce58\uacfc \ud61c\ud0dd \ud655\ub300, \uc720\ub7fd\uc758 \uc6d0\uaca9 \uce58\uacfc \uc11c\ube44\uc2a4 \ud1b5\ud569\uc73c\ub85c \uc778\ud55c \ub9e4\ub825\ub3c4 \uc99d\ub300, \uc77c\ubcf8 \ubc0f \uc11c\uc720\ub7fd\uc758 \uace0\ub839\ud654 \uc778\uad6c\ub85c \uc778\ud55c \ubcf4\ucca0 \uc2dc\uc220 \ubcf4\uc7a5 \uc218\uc694 \uc99d\uac00, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc758 \uac00\ucc98\ubd84 \uc18c\ub4dd \uc99d\uac00\ub85c \uc778\ud55c \uc790\ubc1c\uc801 \uce58\uacfc \ubcf4\ud5d8 \uac00\uc785 \ud655\ub300, \uadf8\ub9ac\uace0 \uacf5\uacf5 \uc81c\ub3c4(\uc608: ACA) \ud558\uc5d0\uc11c\uc758 \uc544\ub3d9 \uce58\uacfc \ubcf4\uc7a5 \uc758\ubb34\ud654 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778:<br \/>\n\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \uc544\ud504\ub9ac\uce74 \ubc0f \uc911\ub3d9 \uc9c0\uc5ed \ub18d\ucd0c\uc758 \uc81c\ud55c\uc801\uc778 \uce58\uacfc \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \ub124\ud2b8\uc6cc\ud06c\ub85c \uc778\ud55c \uccad\uad6c \ud65c\uc6a9\ub3c4 \uac10\uc18c, \ubbf8\uad6d \ub0b4 \ubcf4\uc874 \uce58\ub8cc \ube44\uc6a9 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \ub192\uc740 \uc190\ud574\uc728, \uc720\ub7fd \uc18c\ube44\uc790\uc758 \ub0ae\uc740 \uac00\uce58 \uc778\uc2dd \ub300\ube44 \ub192\uc740 \ubcf8\uc778 \ubd80\ub2f4\uae08, \uadf8\ub9ac\uace0 \uc77c\ubd80 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc2dc\uc7a5(\uc608: \uc911\uad6d)\uc5d0\uc11c\uc758 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc5d0 \ub300\ud55c \uaddc\uc81c \uc0c1\ud55c\uc120 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \ubd84\uc11d:<br \/>\n\ubcf4\uace0\uc11c\ub294 \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5\uc744 \ub2e4\uc591\ud55c \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<br \/>\n*   \ubcf4\ud5d8 \uc720\ud615\ubcc4: PPO(Preferred Provider Organization) \ud50c\ub79c, DHMO(Health Maintenance Organization) \ud50c\ub79c, \uce58\uacfc \uba74\ucc45\/\uc218\uc218\ub8cc \uc11c\ube44\uc2a4 \ud50c\ub79c, \ud560\uc778 \uce58\uacfc \ud50c\ub79c.<br \/>\n*   \ubcf4\uc7a5 \ubc94\uc704\ubcc4: \uc608\ubc29 \ubcf4\uc7a5, \uae30\ubcf8(\ubcf4\uc874) \ubcf4\uc7a5, \uc8fc\uc694(\ubcf4\ucca0) \ubcf4\uc7a5, \uad50\uc815 \ubc0f \ubbf8\uc6a9 \ubcf4\uc7a5.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: \ub2e8\uccb4(\uace0\uc6a9\uc8fc \ud6c4\uc6d0), \uac1c\uc778, \uac00\uc871.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8(\ubbf8\uad6d, \uce90\ub098\ub2e4, \uba55\uc2dc\ucf54), \ub0a8\ubbf8(\ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098, \uce60\ub808 \ub4f1), \uc720\ub7fd(\ub3c5\uc77c, \uc601\uad6d, \ud504\ub791\uc2a4, \uc774\ud0c8\ub9ac\uc544, \uc2a4\ud398\uc778 \ub4f1), \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(\uc911\uad6d, \uc77c\ubcf8, \uc778\ub3c4, \ud55c\uad6d, \ud638\uc8fc \ub4f1), \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74(\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544, UAE, \ub0a8\uc544\ud504\ub9ac\uce74 \ub4f1).<\/p>\n<p>\ub610\ud55c, \ubcf4\uace0\uc11c\ub294 \uac00\uce58\/\uacf5\uae09\ub9dd \ubd84\uc11d, \uaddc\uc81c \ubc0f \uae30\uc220 \uc804\ub9dd, \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778(\uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611, \uacf5\uae09\uc790(\uce58\uacfc\uc758\uc0ac \ubc0f DSO)\uc758 \uad50\uc12d\ub825, \uad6c\ub9e4\uc790(\ubcf4\ud5d8 \uac00\uc785\uc790 \ubc0f \uace0\uc6a9\uc8fc)\uc758 \uad50\uc12d\ub825, \ub300\uccb4\uc7ac(\uc790\ube44 \uc9c0\ubd88, \ud560\uc778 \uce74\ub4dc)\uc758 \uc704\ud611, \uacbd\uc7c1 \uac15\ub3c4)\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \ud658\uacbd\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd:<br \/>\n\uacbd\uc7c1 \ud658\uacbd \uc139\uc158\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. Delta Dental, UnitedHealth Group, Cigna Group, MetLife Inc., AXA SA, Allianz SE, Bupa \ub4f1 \uc8fc\uc694 \uae00\ub85c\ubc8c \ubc0f \uc9c0\uc5ed\ubcc4 \uae30\uc5c5\ub4e4\uc758 \ud504\ub85c\ud544\uc744 \ud3ec\ud568\ud558\uc5ec \uacbd\uc7c1 \uad6c\ub3c4\ub97c \uc0c1\uc138\ud788 \ubd84\uc11d\ud569\ub2c8\ub2e4. \uac01 \uae30\uc5c5\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \ubc0f \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ub4f1\uc774 \uc81c\uc2dc\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd:<br \/>\n\ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \uce58\uacfc \ubcf4\ud5d8 \uc2dc\uc7a5\uc758 \ubbf8\uac1c\ucc99 \uc601\uc5ed(White-Space) \ubc0f \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c(Unmet-Need)\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \ubbf8\ub798 \uc131\uc7a5 \uae30\ud68c\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45860","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/45860"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=45860"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/45860\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=45860"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=45860"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=45860"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}