{"id":49916,"date":"2026-02-20T21:14:22","date_gmt":"2026-02-20T21:14:22","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/single-factor-authentication-system-market-mordor\/"},"modified":"2026-10-30T18:43:17","modified_gmt":"2026-10-30T09:43:17","slug":"single-factor-authentication-system-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/single-factor-authentication-system-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d \u2013 \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/single-factor-authentication-system-market-1762347152189-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/single-factor-authentication-system-market-size-image-1771002815209.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 SaaS \uc6cc\ud06c\ub85c\ub4dc\uc5d0 \ub300\ud55c \uc790\uaca9 \uc99d\uba85 \ud53c\uc2f1 \uacf5\uaca9 \uae09\uc99d<\/li>\n<li class=\"toc-level-3\">4.2.2 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ubc0f \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4 \ud655\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.3 \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d\uc5d0 \ub300\ud55c \uaddc\uc81c \uc758\ubb34<\/li>\n<li class=\"toc-level-3\">4.2.4 \uc8fc\uc694 \ud074\ub77c\uc6b0\ub4dc IAM \uc81c\ud488\uad70\uc758 \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc0ac\uc6a9\uc790 \uc5ec\uc815\uc73c\ub85c\uc758 \uc804\ud658<\/li>\n<li class=\"toc-level-3\">4.2.5 FIDO2 \uae30\ubc18 \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4 \ucc44\ud0dd \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.6 \ud1b5\uc2e0\uc0ac\uae09 SIM \uc778\uc99d\uc73c\ub85c IoT \uc7a5\uce58\uc5d0 \ub300\ud55c \ub2e8\uc77c \uc694\uc18c \uacbd\ub85c \uac1c\ubc29<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uae30\uc874 OTP \ubc29\uc2dd\uc758 \uc0ac\uc6a9\uc790 \ud53c\ub85c \ubc0f \ub9c8\ucc30<\/li>\n<li class=\"toc-level-3\">4.3.2 \ubc18\ub3c4\uccb4 \ubcc0\ub3d9\uc131 \uc18d \ubcf4\uc548 \uc694\uc18c \uce69 \ube44\uc6a9<\/li>\n<li class=\"toc-level-3\">4.3.3 SMS \uc885\ub8cc \uc694\uae08 \ubc0f A2P \uba54\uc2dc\uc9d5 \uc0ac\uae30 \uc190\uc2e4<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc74c\uc131 OTP\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \ub525\ud398\uc774\ud06c \uc2a4\ud478\ud551 \uae30\uc220<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc758 \uc601\ud5a5<\/li>\n<li class=\"toc-level-2\">4.8 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.8.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.8.2 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.8.3 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.8.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.8.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uad6c\uc131 \uc694\uc18c\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc778\uc99d \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \ube44\ubc00\ubc88\ud638 \/ \uc9c0\uc2dd \uae30\ubc18<\/li>\n<li class=\"toc-level-3\">5.2.2 SMS \/ \uc774\uba54\uc77c OTP<\/li>\n<li class=\"toc-level-3\">5.2.3 \uc0dd\uccb4 \uc778\uc2dd \ub2e8\uc77c \uc694\uc18c<\/li>\n<li class=\"toc-level-3\">5.2.4 \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ubc30\ud3ec \ubaa8\ub378\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<li class=\"toc-level-3\">5.3.2 \ud074\ub77c\uc6b0\ub4dc<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8<\/li>\n<li class=\"toc-level-3\">5.4.2 \ud5ec\uc2a4\ucf00\uc5b4<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798<\/li>\n<li class=\"toc-level-3\">5.4.5 IT \ubc0f \ud1b5\uc2e0<\/li>\n<li class=\"toc-level-3\">5.4.6 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.2 \ub0a8\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.5.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc720\ub7fd\n<ul>\n<li class=\"toc-level-4\">5.5.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\n<ul>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.5 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.5.4.6 \uc2f1\uac00\ud3ec\ub974<\/li>\n<li class=\"toc-level-4\">5.5.4.7 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc911\ub3d9\n<ul>\n<li class=\"toc-level-4\">5.5.5.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.5.5.3 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-4\">5.5.5.4 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.6 \uc544\ud504\ub9ac\uce74\n<ul>\n<li class=\"toc-level-4\">5.5.6.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.6.2 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-4\">5.5.6.3 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.6.4 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Thales SA<\/li>\n<li class=\"toc-level-3\">6.4.2 RSA Security LLC<\/li>\n<li class=\"toc-level-3\">6.4.3 Okta Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 Entrust Corporation<\/li>\n<li class=\"toc-level-3\">6.4.5 OneSpan Inc.<\/li>\n<li class=\"toc-level-3\">6.4.6 Duo Security LLC<\/li>\n<li class=\"toc-level-3\">6.4.7 Ping Identity Holding Corp.<\/li>\n<li class=\"toc-level-3\">6.4.8 SecureAuth Corporation<\/li>\n<li class=\"toc-level-3\">6.4.9 SecurEnvoy Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.10 Yubico AB<\/li>\n<li class=\"toc-level-3\">6.4.11 HID Global Corporation<\/li>\n<li class=\"toc-level-3\">6.4.12 Feitian Technologies Co., Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.13 Secret Double Octopus Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.14 Bio-Key International Inc.<\/li>\n<li class=\"toc-level-3\">6.4.15 Idemia Group S.A.S.<\/li>\n<li class=\"toc-level-3\">6.4.16 ForgeRock Inc.<\/li>\n<li class=\"toc-level-3\">6.4.17 Micro Focus International plc<\/li>\n<li class=\"toc-level-3\">6.4.18 Authy Inc.<\/li>\n<li class=\"toc-level-3\">6.4.19 DuoCircle LLC<\/li>\n<li class=\"toc-level-3\">6.4.20 Twilio Inc.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc608\uce21 (2026-2031) \ubcf4\uace0\uc11c \uac1c\uc694<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d(Single Factor Authentication, SFA) \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \uaddc\ubaa8, \uc810\uc720\uc728, \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f 2031\ub144\uae4c\uc9c0\uc758 \uc608\uce21\uc744 \uc0c1\uc138\ud788 \ubd84\uc11d\ud569\ub2c8\ub2e4. \uc2dc\uc7a5\uc740 \uad6c\uc131 \uc694\uc18c(\ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc11c\ube44\uc2a4), \uc778\uc99d \ubc29\uc2dd(\ube44\ubc00\ubc88\ud638\/\uc9c0\uc2dd \uae30\ubc18, SMS\/\uc774\uba54\uc77c OTP \ub4f1), \ubc30\ud3ec \ubaa8\ub378(\uc628\ud504\ub808\ubbf8\uc2a4, \ud074\ub77c\uc6b0\ub4dc), \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5(\uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8, \ud5ec\uc2a4\ucf00\uc5b4 \ub4f1), \uadf8\ub9ac\uace0 \uc9c0\uc5ed\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \uc788\uc73c\uba70, \uc2dc\uc7a5 \uc608\uce21\uc740 USD \uac00\uce58 \uae30\uc900\uc73c\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<p># \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \uc218\uce58<\/p>\n<p>*   \uc5f0\uad6c \uae30\uac04: 2020\ub144 &#8211; 2031\ub144<br \/>\n*   2026\ub144 \uc2dc\uc7a5 \uaddc\ubaa8: 156\uc5b5 7\ucc9c\ub9cc USD<br \/>\n*   2031\ub144 \uc2dc\uc7a5 \uaddc\ubaa8: 313\uc5b5 9\ucc9c\ub9cc USD<br \/>\n*   \uc131\uc7a5\ub960 (2026\ub144 &#8211; 2031\ub144): 14.91% \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960 (CAGR)<br \/>\n*   \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<br \/>\n*   \uac00\uc7a5 \ud070 \uc2dc\uc7a5: \ubd81\ubbf8<br \/>\n*   \uc2dc\uc7a5 \uc9d1\uc911\ub3c4: \uc911\uac04<\/p>\n<p># \uc2dc\uc7a5 \ubd84\uc11d<\/p>\n<p>\ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc740 2026\ub144\uc5d0 156\uc5b5 7\ucc9c\ub9cc USD\ub85c \ucd94\uc815\ub418\uba70, 2025\ub144 136\uc5b5 4\ucc9c\ub9cc USD\uc5d0\uc11c \uc131\uc7a5\ud558\uc5ec 2031\ub144\uc5d0\ub294 313\uc5b5 9\ucc9c\ub9cc USD\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 14.91%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \uae30\uc5c5\ub4e4\uc774 \ube44\ubc00\ubc88\ud638\ub97c \uc0dd\uccb4 \uc778\uc2dd \uc2a4\uce94, \ud558\ub4dc\uc6e8\uc5b4 \ud0a4 \ubc0f \uae30\ud0c0 \ud53c\uc2f1 \ubc29\uc9c0 \ub2e8\uc77c \uc694\uc18c \uc635\uc158\uc73c\ub85c \ub300\uccb4\ud558\uace0, \ud074\ub77c\uc6b0\ub4dc ID \ud50c\ub7ab\ud3fc\uc774 \uae30\ubcf8\uc801\uc73c\ub85c \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc5ec\uc815\uc744 \ub0b4\uc7a5\ud558\ub294 \ucd94\uc138\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4. \uc8fc\uc694 \uacbd\uc81c\uad8c\uc758 \uaddc\uc81c \uae30\uad00\ub4e4\uc740 \uc774\uc81c \ud2b9\uc815 \ubcf4\uc99d \uc218\uc900\uc774 \ucda9\uc871\ub420 \uacbd\uc6b0 \uc815\uad50\ud55c \ub2e8\uc77c \uc694\uc18c \uae30\uc220\uc744 \uaddc\uc815 \uc900\uc218\ub85c \uc778\uc815\ud558\uc5ec \uc740\ud589, \ud1b5\uc2e0 \ud68c\uc0ac \ubc0f \uc815\ubd80 \ud3ec\ud138 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc218\uc694\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070 \uacf5\uae09\uc5c5\uccb4\ub294 \uc790\uaca9 \uc99d\uba85 \ud53c\uc2f1 \uc0ac\uace0 \uc99d\uac00\ub85c \uc774\uc810\uc744 \uc5bb\uace0 \uc788\uc9c0\ub9cc, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uacf5\uae09\uc5c5\uccb4\ub294 \uc628\ub514\ubc14\uc774\uc2a4 \uc0dd\uccb4 \uc778\uc2dd\uc744 SaaS \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc5d0 \ud1b5\ud569\ud568\uc73c\ub85c\uc368 \uc5ec\uc804\ud788 \ub354 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1 \ud658\uacbd\uc740 \uac80\uc99d, \uc778\uc99d \ubc0f \uc704\ud5d8 \ubd84\uc11d\uc744 \ud558\ub098\uc758 \uc6d0\ud65c\ud55c \uacbd\ud5d8\uc73c\ub85c \ud1b5\ud569\ud560 \uc218 \uc788\ub294 \uacf5\uae09\uc5c5\uccb4\uc5d0 \uc810\uc810 \ub354 \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud558\uba70, \uc774\ub294 ID \uc99d\uba85\uacfc \ub2e8\uc77c \uc694\uc18c \ub85c\uadf8\uc778 \uae30\ub2a5\uc744 \ubb36\ub294 \uc778\uc218 \ud569\ubcd1\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d:<\/p>\n<p>*   \uad6c\uc131 \uc694\uc18c\ubcc4: \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc11c\ube44\uc2a4\ub294 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 57.74%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \ub2ec\ub838\uc2b5\ub2c8\ub2e4. \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070\uc740 2031\ub144\uae4c\uc9c0 16.08%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \ud655\uc7a5\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc778\uc99d \ubc29\uc2dd\ubcc4: SMS\/\uc774\uba54\uc77c OTP\ub294 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \ub9e4\ucd9c\uc758 43.38%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4 \uc194\ub8e8\uc158\uc740 2031\ub144\uae4c\uc9c0 16.87%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubaa8\ub378\ubcc4: \ud074\ub77c\uc6b0\ub4dc\ub294 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uaddc\ubaa8\uc758 59.14%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, 2031\ub144\uae4c\uc9c0 15.86%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4: \uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8(BFSI)\uc740 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 30.07%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. IT \ubc0f \ud1b5\uc2e0 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 17.52%\ub85c \uac00\uc7a5 \ub192\uc740 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8\ub294 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc5d0\uc11c 36.23%\uc758 \uc810\uc720\uc728\ub85c \uc9c0\ubc30\uc801\uc778 \uc704\uce58\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc740 2025\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 17.33%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n<p># \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30 &#8211; \uc131\uc7a5 \ub3d9\uc778<\/p>\n<p>\ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>1.  SaaS \uc6cc\ud06c\ub85c\ub4dc\uc5d0 \ub300\ud55c \uc790\uaca9 \uc99d\uba85 \ud53c\uc2f1 \uacf5\uaca9 \uae09\uc99d:<br \/>\n    *   Microsoft\uc758 2024\ub144 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ud074\ub77c\uc6b0\ub4dc \ub85c\uadf8\uc778\uc5d0 \ub300\ud55c \uc911\uac04\uc790 \uacf5\uaca9\uc774 \uc804\ub144 \ub300\ube44 3\ubc30 \uc99d\uac00\ud558\uc5ec \uae30\uc5c5\ub4e4\uc774 \ucd5c\uc18c \uc778\uc99d \uae30\uc900\uc744 \uc7ac\ud3c9\uac00\ud558\uac8c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc774\uc81c \ud53c\uc2f1 \uc800\ud56d\uc131 \uad00\uc810\uc5d0\uc11c \ub2e8\uc77c \uc694\uc18c \uc778\uc99d\uc744 \ubc14\ub77c\ubcf4\uba70, \ud558\ub4dc\uc6e8\uc5b4 \ud0a4\uc640 \uc7a5\uce58 \uae30\ubc18 \uc0dd\uccb4 \uc778\uc2dd\uc744 \uc911\uc694\ud558\uac8c \uc5ec\uae41\ub2c8\ub2e4. FIDO2 \ud0a4\ub294 \ud1a0\ud070 \uc7ac\uc0ac\uc6a9\uc744 \uc81c\uac70\ud558\uc5ec \ud2b9\uad8c \uc811\uadfc \uadf8\ub8f9 \ub0b4 \ud558\ub4dc\uc6e8\uc5b4 \ub3c4\uc785 \uc608\uc0b0\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc ID \uc2a4\uc704\ud2b8\ub294 WebAuthn \ud750\ub984\uc744 \ub0b4\uc7a5\ud558\uc5ec \uc554\ud638\ub97c \ub300\uccb4\ud558\ub294 \ud134\ud0a4 \uc635\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc778\ub4e4\uc774 \ud2b9\ud788 \ubd81\ubbf8 SaaS \uae30\uc5c5\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uce68\ud574 \ubc29\uc9c0 \uc9c0\ucd9c\uc744 \ud1b5\ud574 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc5d0 \uc989\uac01\uc801\uc778 \uc131\uc7a5 \ub3d9\ub825\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. (CAGR \uc601\ud5a5: +3.2%, \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubd81\ubbf8 \ubc0f \uc720\ub7fd \uc9d1\uc911, \uc2dc\uae30: \ub2e8\uae30)<\/p>\n<p>2.  \ub514\uc9c0\ud138 \ubc45\ud0b9 \ubc0f \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4 \ud655\uc7a5:<br \/>\n    *   \ub3d9\ub0a8\uc544\uc2dc\uc544 \ubc0f \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc758 \ud540\ud14c\ud06c \ucc44\ud0dd\uc740 \ubcf4\uc548 \uc778\uc99d \uc778\ud504\ub77c \uac1c\ubc1c\uc744 \ub2a5\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uaddc\uc81c \uae30\uad00\uc774 \ub0b4\uc7ac\ub41c \uc694\uad6c \uc0ac\ud56d\uc774 \ucda9\uc871\ub420 \ub54c \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d \uae30\uc900\uc744 \ub9cc\uc871\ud558\ub294 \uc0dd\uccb4 \uc778\uc2dd \ub2e8\uc77c \uc694\uc18c \uc194\ub8e8\uc158\uc744 \uc2b9\uc778\ud558\ub3c4\ub85d \uc720\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uc6b0\uc120 \uc740\ud589\uc740 \uc7a5\uce58 \uae30\ubcf8 \uc5bc\uad74 \ubc0f \uc9c0\ubb38 \uc13c\uc11c\ub97c \ud65c\uc6a9\ud558\uc5ec \uc628\ubcf4\ub529\uc744 \uac04\uc18c\ud654\ud558\uace0 \uc804\ud658 \ub9c8\ucc30\uc744 \uc904\uc774\uba70 \uae08\uc735 \ud3ec\uad04\uc131\uc744 \ud655\ub300\ud569\ub2c8\ub2e4. \uc778\ub3c4\uc758 Aadhaar \ubc0f \ud638\uc8fc\uc758 Digital Identity Act 2024\uc640 \uac19\uc740 \uc815\ubd80 \uc9c0\uc6d0 \ub514\uc9c0\ud138 ID \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uc774\uc0c1 \uc9d5\ud6c4 \ubc1c\uc0dd \uc2dc \uc704\ud5d8 \uae30\ubc18 \ud750\ub984\uc73c\ub85c \uc5c5\uadf8\ub808\uc774\ub4dc\ub420 \uc218 \uc788\ub294 \ub2e8\uc77c \uc694\uc18c \ud504\ub85c\ud1a0\ucf5c\uc744 \ud1b5\ud569\ud569\ub2c8\ub2e4. \ubca4\ucc98 \uc9c0\uc6d0 \ub124\uc624\ubc45\ud06c\ub294 \uc6d0\ud65c\ud55c \uc0dd\uccb4 \uc778\uc2dd\uc744 \uc2dc\uc7a5 \ucc28\ubcc4\ud654 \uc694\uc18c\ub85c \uac04\uc8fc\ud558\uc5ec \uc784\ubca0\ub514\ub4dc \ubcf4\uc548 \uc694\uc18c\uc5d0 \ub300\ud55c \uc7a5\ube44 \uc8fc\ubb38\uc744 \ub298\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad50\ucc28 \ub3d9\uc778\ub4e4\uc740 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc774 \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \uac15\ub825\ud55c \ubb3c\ub7c9 \uc99d\uac00\ub97c \uae30\ub85d\ud560 \uc218 \uc788\ub3c4\ub85d \ud3ec\uc9c0\uc154\ub2dd\ud558\uba70, \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc9c0\uc5ed\uc73c\ub85c\uc11c\uc758 \uc5ed\ud560\uc744 \uac15\ud654\ud569\ub2c8\ub2e4. (CAGR \uc601\ud5a5: +2.8%, \uc9c0\uc5ed: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \ud575\uc2ec, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \ubc0f \uc544\ud504\ub9ac\uce74\ub85c \ud655\uc0b0, \uc2dc\uae30: \uc911\uae30)<\/p>\n<p>3.  \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d\uc5d0 \ub300\ud55c \uaddc\uc81c \uc758\ubb34:<br \/>\n    *   NIST\uc758 SP 800-63-4 \ub450 \ubc88\uc9f8 \uacf5\uac1c \ucd08\uc548\uc740 \ubcf4\uc99d\uc774 \ub2e4\uc911 \uc694\uc18c \uc874\uc7ac \uc5ec\ubd80\uac00 \uc544\ub2cc \uc778\uc99d\uc790 \uac15\ub3c4 \ubc0f \ubc14\uc778\ub529\uc5d0 \ub2ec\ub824 \uc788\uc74c\uc744 \uba85\ud655\ud788 \ud558\uc5ec AAL1 \uc0ac\uc6a9 \uc0ac\ub840\uc5d0 \ub300\ud55c \uace0\uae09 \ub2e8\uc77c \uc694\uc18c \ubc30\ud3ec\ub97c \ud569\ubc95\ud654\ud569\ub2c8\ub2e4. \uc720\ub7fd \uaddc\uc81c \uae30\uad00\uc740 \uc0ac\uc6a9\uc790\uc640 \uc554\ud638\ud654 \ubc29\uc2dd\uc73c\ub85c \uc5f0\uacb0\ub420 \ub54c \uc0dd\uccb4 \uc778\uc2dd \ub610\ub294 \uc18c\uc720 \uae30\ubc18 \uc778\uc99d\uc790\ub97c \ud5c8\uc6a9\ud558\ub294 \uc774 \uc785\uc7a5\uc744 \uacf5\uc720\ud558\uba70, \uc774\ub294 \uc774\ubbf8 PSD2 \uac10\uc0ac\uc5d0 \uc601\ud5a5\uc744 \ubbf8 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud5ec\uc2a4\ucf00\uc5b4 \ud3ec\ud138, \ud658\uc790 \uc804\uc790 \uae30\ub85d \ubc0f \uacf5\uacf5 \ud61c\ud0dd \uc11c\ube44\uc2a4\ub294 \uc774 \uc9c0\uce68\uc744 \ud65c\uc6a9\ud558\uc5ec \ub85c\uadf8\uc778 \ud750\ub984\uc744 \ub2e8\uc21c\ud654\ud558\uace0 \uc0ac\uc6a9\ub960\uc744 \ub192\uc774\uba74\uc11c \uaddc\uc815\uc744 \uc900\uc218\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \uc81c\ud488 \ub85c\ub4dc\ub9f5\uc744 \ub9de\ucd94\ub294 \uacf5\uae09\uc5c5\uccb4\ub294 \uc870\ub2ec \uc8fc\uae30\uc5d0\uc11c \uc0ac\uc804 \uc2b9\uc778 \uc0c1\ud0dc\ub97c \ud655\ubcf4\ud558\uc5ec \uacf5\uacf5 \ubd80\ubb38 \ubc0f \uaddc\uc81c \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \uad6c\ub3c5 \ud655\uc7a5\uc744 \uc8fc\ub3c4\ud569\ub2c8\ub2e4. \uc21c \ud6a8\uacfc\ub294 \uaddc\uc815 \uc900\uc218 \uc608\uc0b0\uc774 \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc5c5\uadf8\ub808\uc774\ub4dc\ub85c \uc7ac\ud560\ub2f9\ub428\uc5d0 \ub530\ub77c \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \uc7a5\uae30\uc801\uc778 \uc0c1\uc2b9\uc785\ub2c8\ub2e4. (CAGR \uc601\ud5a5: +2.1%, \uc9c0\uc5ed: \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc2dc\uae30: \uc7a5\uae30)<\/p>\n<p>4.  \uc8fc\uc694 \ud074\ub77c\uc6b0\ub4dc IAM \uc2a4\uc704\ud2b8\uc758 \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc0ac\uc6a9\uc790 \uc5ec\uc815\uc73c\ub85c\uc758 \uc804\ud658:<br \/>\n    *   Okta\uc758 2025\ub144 \ubcf4\uc548 \ub85c\uadf8\uc778 \ub3d9\ud5a5 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 IT \ub9ac\ub354\uc758 61%\uac00 1\ub144 \uc774\ub0b4\uc5d0 \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \ud504\ub85c\ub355\uc158\uc744 \ucd9c\uc2dc\ud560 \uacc4\ud68d\uc774\uba70, \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud328\uc2a4\ud0a4\uc640 \uc0dd\uccb4 \uc778\uc2dd\uc744 \ub2e4\uc911 \uc694\uc18c \ucd94\uac00 \uae30\ub2a5\uc774 \uc544\ub2cc \ud5a5\uc0c1\ub41c \ub2e8\uc77c \uc694\uc18c \ubc29\uc2dd\uc73c\ub85c \ubd84\ub958\ud569\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc IAM \uacf5\uae09\uc5c5\uccb4\ub294 \uc774\uc0c1 \uc810\uc218\uac00 \uae09\uc99d\ud560 \ub54c\ub9cc \ub2e8\uacc4\ubcc4 \ud655\uc778\uc73c\ub85c \uc5d0\uc2a4\uceec\ub808\uc774\uc158\ub418\ub294 \uc778\ub77c\uc778 \uc704\ud5d8 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uc5ec \ud569\ubc95\uc801\uc778 \ud2b8\ub798\ud53d\uc758 90%\uc5d0 \ub300\ud574 \ub2e8\uc77c \uc694\uc18c \uc5ec\uc815\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \uae30\uc5c5\uc740 \ub0ae\uc740 \uc774\ud0c8\ub960\uacfc \uc785\uc99d\ub41c \uc554\ud638\ud654 \ubcf4\uc99d\uc744 \uacb0\ud569\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774 \ubaa8\ub378\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. \uc774 \uc804\ub7b5\uc740 \ub610\ud55c SMS \uac8c\uc774\ud2b8\uc6e8\uc774 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uc5ec \uc6b4\uc601 \uc9c0\ucd9c\uc744 \uc904\uc774\ub77c\ub294 CFO\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud569\ub2c8\ub2e4. Microsoft, Google \ubc0f Amazon Web Services\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc \uc0dd\ud0dc\uacc4\uac00 \ud328\uc2a4\ud0a4\ub97c \ubcf4\ud3b8\uc801\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud568\uc5d0 \ub530\ub77c \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc740 \uace0\uac1d \uc804\ud658\uc744 \uac00\uc18d\ud654\ud558\ub294 \ubc88\ub4e4 \ub77c\uc774\uc120\uc2a4 \uacc4\uc57d\uc758 \uc774\uc810\uc744 \uc5bb\uc2b5\ub2c8\ub2e4. (CAGR \uc601\ud5a5: +2.5%, \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \ubd81\ubbf8 \ubc0f \uc720\ub7fd \uc8fc\ub3c4, \uc2dc\uae30: \uc911\uae30)<\/p>\n<p># \uae00\ub85c\ubc8c \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30 &#8211; \uc81c\uc57d \uc694\uc778<\/p>\n<p>\ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc8fc\uc694 \uc81c\uc57d \uc694\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>1.  \ub808\uac70\uc2dc OTP \ubc29\uc2dd\uc758 \uc0ac\uc6a9\uc790 \ud53c\ub85c\ub3c4 \ubc0f \ub9c8\ucc30:<br \/>\n    *   FIDO Alliance\uc758 2024\ub144 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uc18c\ube44\uc790\uc758 56%\uac00 \ubc88\uac70\ub85c\uc6b4 OTP \ud750\ub984\uc5d0 \uc9c1\uba74\ud588\uc744 \ub54c \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\ub97c \ud3ec\uae30\ud558\uc5ec \uad11\ubc94\uc704\ud55c \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \ubc94\uc8fc\uc5d0 \ub300\ud55c \uc778\uc2dd\uc744 \uc190\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. SMS OTP\uc5d0 \uc758\uc874\ud558\ub294 \ube0c\ub79c\ub4dc\ub294 \uc804\ud658\uc728 \ud558\ub77d\uacfc SIM \uc2a4\uc651 \uc0ac\uace0\ub97c \uacaa\uc73c\uba70 \uc2e0\ub8b0\uc640 \uc218\uc775\uc744 \uc800\ud574\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc800\ud56d\uc740 \uc758\uc0ac \uacb0\uc815\uc790\ub4e4\uc774 \ub808\uac70\uc2dc OTP\ub97c \ubaa8\ub4e0 \ub2e8\uc77c \uc694\uc18c \uc811\uadfc \ubc29\uc2dd\uacfc \ud63c\ub3d9\ud558\uae30 \ub54c\ubb38\uc5d0 \uc554\ud638\uc5d0\uc11c \uc804\ud658\uc744 \ub2a6\ucda5\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4\ub294 \uc774\ub7ec\ud55c \uace0\uc815\uad00\ub150\uc744 \uadf9\ubcf5\ud558\uae30 \uc704\ud574 \uc0ac\uc6a9\uc790 \uad50\uc721 \ucea0\ud398\uc778\uacfc \uc9c1\uad00\uc801\uc778 UX \ub514\uc790\uc778\uc5d0 \ub9c9\ub300\ud55c \ud22c\uc790\ub97c \ud574\uc57c \ud558\uba70, \uc774\ub294 R&#038;D\uc5d0 \ud560\ub2f9\ub420 \uc218 \uc788\ub294 \ub9c8\ucf00\ud305 \uc608\uc0b0\uc744 \uc18c\ubaa8\ud569\ub2c8\ub2e4. \ud604\ub300\uc801\uc778 \ub2e8\uc77c \uc694\uc18c \ubc29\uc2dd\uc774 OTP \uad6c\ud604\uc744 \ub2a5\uac00\ud558\uae30 \uc804\uae4c\uc9c0\ub294 \ub9c8\ucc30\ub85c \uc778\ud55c \uc774\ud0c8\uc774 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \ub2e8\uae30\uc801 \ud655\uc7a5\uc744 \uc5b5\uc81c\ud560 \uac83\uc785\ub2c8\ub2e4. (CAGR \uc601\ud5a5: -1.8%, \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \uc18c\ube44\uc790 \ub300\uba74 \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \uc2dc\uae30: \ub2e8\uae30)<\/p>\n<p>2.  \ubc18\ub3c4\uccb4 \ubcc0\ub3d9\uc131 \uc18d \ubcf4\uc548 \uc694\uc18c \uce69 \ube44\uc6a9:<br \/>\n    *   \ubcf4\uc548 \uc694\uc18c \uac00\uaca9\uc740 2022\ub144\uc5d0\uc11c 2024\ub144 \uc0ac\uc774\uc5d0 35% \uc0c1\uc2b9\ud588\uc73c\uba70, \ud2c8\uc0c8 \uc778\uc99d \ud504\ub85c\uc138\uc11c\uc758 \ub9ac\ub4dc \ud0c0\uc784\uc740 1\ub144\uc744 \ucd08\uacfc\ud588\uc2b5\ub2c8\ub2e4. \uc218\ub9cc \uac1c\uc758 \ud558\ub4dc\uc6e8\uc5b4 \ud0a4\ub97c \ubc30\ud3ec\ud558\ub294 \uae30\uc5c5\uc740 \ub354 \ub192\uc740 \uc790\ubcf8 \uc9c0\ucd9c\uacfc \ub354 \uae34 ROI \uacc4\uc0b0\uc73c\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\uc2b5\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4\ub294 \ub54c\ub54c\ub85c \uac00\uaca9\ub300\ub97c \ub9de\ucd94\uae30 \uc704\ud574 \ube44\ud544\uc218 \uae30\ub2a5\uc744 \uc81c\uac70\ud558\uc5ec \ub0b4\uad6c\uc131 \ub610\ub294 \uc554\ud638\ud654 \ubbfc\ucca9\uc131\uc744 \uc800\ud558\uc2dc\ud0b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc81c\uc57d\uc740 \uad6c\ub9e4\uc790\ub97c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ub300\uc548\uc73c\ub85c \uc720\ub3c4\ud558\uc9c0\ub9cc, \ud2b9\uc815 \uaddc\uc815 \uc900\uc218 \uccb4\uc81c\ub294 \uc5ec\uc804\ud788 \ubb3c\ub9ac\uc801 \ud1a0\ud070\uc744 \uc758\ubb34\ud654\ud569\ub2c8\ub2e4. \uacf5\uae09 \ubcd1\ubaa9 \ud604\uc0c1\uc774 \uc9c0\uc18d\ub418\uba74 \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070 \uc131\uc7a5 \uace1\uc120\uc774 \ud3c9\ud3c9\ud574\uc838 \uac15\ub825\ud55c \uae30\ubcf8 \uc218\uc694\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \ucd1d \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc5d0\uc11c \uc810\uc218\ub97c \uae4e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (CAGR \uc601\ud5a5: -1.5%, \uc9c0\uc5ed: \uae00\ub85c\ubc8c \uacf5\uae09\ub9dd, \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070 \ubd80\ubb38, \uc2dc\uae30: \uc911\uae30)<\/p>\n<p>3.  SMS \uc885\ub8cc \uc694\uae08 \ubc0f A2P \uba54\uc2dc\uc9d5 \uc0ac\uae30 \uc190\uc2e4:<br \/>\n    *   SMS \uc885\ub8cc \uc694\uae08\uacfc A2P(Application-to-Person) \uba54\uc2dc\uc9d5 \uc0ac\uae30\ub85c \uc778\ud55c \uc190\uc2e4\uc740 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ud2b9\ud788 SMS \ube44\uc6a9\uc774 \ube44\uc2fc \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \uc694\uc778\uc774 \ub354\uc6b1 \ub450\ub4dc\ub7ec\uc9d1\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 SMS OTP\ub97c \ud1b5\ud55c \uc778\uc99d\uc5d0 \ub4dc\ub294 \ube44\uc6a9 \ubd80\ub2f4\uacfc \uc0ac\uae30 \uc704\ud5d8 \uc99d\uac00\ub85c \uc778\ud574 \ub2e4\ub978 \uc778\uc99d \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \uace0\ub824\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub294 SMS\/\uc774\uba54\uc77c OTP \ubc29\uc2dd\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728 \uac10\uc18c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (CAGR \uc601\ud5a5: -1.2%, \uc9c0\uc5ed: \uae00\ub85c\ubc8c, SMS \ube44\uc6a9\uc774 \ub192\uc740 \uc9c0\uc5ed\uc5d0\uc11c \ub354 \ub192\uc74c, \uc2dc\uae30: \ub2e8\uae30)<\/p>\n<p>4.  \uc74c\uc131 OTP\uc5d0 \ub300\ud55c \ub525\ud398\uc774\ud06c \uc2a4\ud478\ud551 \uae30\uc220 \ucd9c\ud604:<br \/>\n    *   \ub525\ud398\uc774\ud06c \uae30\uc220\uc758 \ubc1c\uc804\uc740 \uc74c\uc131 OTP\uc640 \uac19\uc740 \uc74c\uc131 \uae30\ubc18 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \ubc29\uc2dd\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uc704\ud611\uc744 \uc81c\uae30\ud569\ub2c8\ub2e4. \uc815\uad50\ud55c \ub525\ud398\uc774\ud06c \uc2a4\ud478\ud551 \uae30\uc220\uc740 \ud569\ubc95\uc801\uc778 \uc0ac\uc6a9\uc790\uc758 \uc74c\uc131\uc744 \ubaa8\ubc29\ud558\uc5ec \uc778\uc99d \uc2dc\uc2a4\ud15c\uc744 \uc6b0\ud68c\ud560 \uc218 \uc788\ub294 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc704\ud611\uc740 \uc74c\uc131 OTP\uc758 \uc2e0\ub8b0\uc131\uc744 \uc57d\ud654\uc2dc\ud0a4\uace0, \uae30\uc5c5\ub4e4\uc774 \ubcf4\ub2e4 \uac15\ub825\ud558\uace0 \ud53c\uc2f1 \ubc29\uc9c0 \uae30\ub2a5\uc774 \uc788\ub294 \uc778\uc99d \uc194\ub8e8\uc158\uc73c\ub85c \uc804\ud658\ud558\ub3c4\ub85d \uc720\ub3c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (CAGR \uc601\ud5a5: -0.9%, \uc9c0\uc5ed: \uae00\ub85c\ubc8c, \uc74c\uc131 OTP \uc2dc\uc7a5 \ucd08\uae30, \uc2dc\uae30: \uc7a5\uae30)<\/p>\n<p># \uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p>1. \uad6c\uc131 \uc694\uc18c\ubcc4:<\/p>\n<p>*   \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc11c\ube44\uc2a4: 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 57.74%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uc5c5\uc758 \uae30\uc874 \ud074\ub77c\uc6b0\ub4dc \uad6c\ub3c5 \ubc0f DevOps \ud234\ub9c1\uc744 \ud65c\uc6a9\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4\ub294 \uad00\ub9ac\uc790\uac00 ID \uc800\uc7a5\uc18c\ub97c \uc7ac\uad6c\uc131\ud560 \ud544\uc694 \uc5c6\uc774 \ud328\uc2a4\ud0a4 \ub610\ub294 \uc0dd\uccb4 \uc778\uc2dd\uc744 SaaS \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub0b4\uc7a5\ud560 \uc218 \uc788\ub294 \ud134\ud0a4 API, SDK \ubc0f \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158 \ub300\uc2dc\ubcf4\ub4dc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \ubd80\ubb38\uc740 \ub610\ud55c \uc0ac\uc6a9\uc790\ub2f9 SaaS \uac00\uaca9 \ucc45\uc815\uc5d0\uc11c \uafb8\uc900\ud55c \uc5f0\uae08 \uc218\uc775\uc744 \ub204\ub9ac\uba70, \uc774\ub294 \uae30\uc5c5\uc758 CapEx\uc5d0\uc11c OpEx \uc608\uc0b0\uc73c\ub85c\uc758 \uc804\ud658\uacfc \uc77c\uce58\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774 \ubaa8\ub378\uc740 \uacf5\uaca9\uc790\uac00 \ucfe0\ud0a4 \uc7ac\uc0ac\uc6a9 \ub610\ub294 \uc138\uc158 \ud558\uc774\uc7ac\ud0b9\uc744 \uc545\uc6a9\ud560 \ub54c \ubcf4\uc548 \uc81c\ud55c\uc5d0 \uc9c1\uba74\ud569\ub2c8\ub2e4.<br \/>\n*   \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070: FIDO2\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\uace0 \uc2e0\uaddc \uc778\uc99d\uc774 \uc804\ub144 \ub300\ube44 89% \uc99d\uac00\ud55c \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070\uc740 16.08%\uc758 \ub354 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc774\ub294 \uace0\ubcf4\uc99d \uc0ac\uc6a9 \uc0ac\ub840\uac00 \uc774\uc81c \ub354 \ub192\uc740 \ub2e8\uc704 \ube44\uc6a9\uc744 \uc815\ub2f9\ud654\ud568\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 \uae30\uc5c5\uc740 \ud2b9\uad8c \uc6cc\ud06c\ub85c\ub4dc\uc5d0 \ud558\ub4dc\uc6e8\uc5b4 \ud0a4\ub97c \uc608\uc57d\ud558\uace0 \uc77c\ubc18 \uc9c1\uc6d0\uc5d0\uac8c\ub294 \uc7a5\uce58 \uae30\ubc18 \uc0dd\uccb4 \uc778\uc2dd\uc744 \uc0ac\uc6a9\ud558\ub294 \uacc4\uce35\ud615 \uc544\ud0a4\ud14d\ucc98\ub97c \uc6b4\uc601\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc \uc785\uc7a5\uc740 \ub450 \ubd80\ubb38\uc774 \ud568\uaed8 \uc131\uc7a5\ud558\uba70 \uc11c\ub85c \ub2e4\ub978 \uc704\ud5d8 \ud504\ub85c\ud544\uc5d0\uc11c \uc810\uc9c4\uc801\uc778 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \uad11\ubc94\uc704\ud55c \uc9c4\ud654\ub97c \uac15\uc870\ud569\ub2c8\ub2e4. Microsoft\uc758 Azure AD\uc640 YubiKey \ud1b5\ud569 \ubc0f Google\uc758 Titan \uc2dc\ub9ac\uc988\ub294 \uac01 \uacf5\uae09\uc5c5\uccb4\uac00 \ud074\ub77c\uc6b0\ub4dc \uce21 \ubd84\uc11d\uacfc \ud568\uaed8 \ud38c\uc6e8\uc5b4 \uc99d\uba85\uc744 \ub0b4\uc7a5\ud568\uc5d0 \ub530\ub77c \uc774\ub7ec\ud55c \uc735\ud569\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud3ed\uc5d0 \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158\uacfc \uc778\uc99d\ub41c \ud558\ub4dc\uc6e8\uc5b4\ub97c \ubaa8\ub450 \uacf5\uae09\ud560 \uc218 \uc788\ub294 \uacf5\uae09\uc5c5\uccb4\ub294 \ud3c9\uade0 \uacc4\uc57d \uac00\uce58\ub97c \ud655\ub300\ud558\uace0 \uacc4\uc815 \uc774\ud0c8\uc744 \uc904\uc785\ub2c8\ub2e4. \uaddc\ubaa8\uc758 \uacbd\uc81c\uac00 \ubc18\ub3c4\uccb4 \uacf5\uae09\uc744 \uac1c\uc120\ud568\uc5d0 \ub530\ub77c \ub2e8\uc704\ub2f9 \uac00\uaca9\uc774 \uc815\uc0c1\ud654\ub418\uc5b4 \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070\uc774 \uc131\uc7a5\uc744 \ubd80\uc815\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc810\uc720\uc728\uc744 \ub354\uc6b1 \uc7a0\uc2dd\ud560 \uc218 \uc788\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>2. \uc778\uc99d \ubc29\uc2dd\ubcc4:<\/p>\n<p>*   SMS\/\uc774\uba54\uc77c OTP: 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uaddc\ubaa8\uc758 43.38%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc774\ub294 \uc8fc\ub85c \ubcf4\ud3b8\uc801\uc778 \uc7a5\uce58 \ud638\ud658\uc131\uacfc \ucd5c\uc18c\ud55c\uc758 \ucf54\ub529 \ub178\ub825 \ub355\ubd84\uc785\ub2c8\ub2e4. \uc804\uc790\uc0c1\uac70\ub798 \ud310\ub9e4\uc790\ub294 \ud2b9\ud788 \uaddc\uc81c \uc9d1\ud589\uc774 \ub290\ub9b0 \uc9c0\uc5ed\uc5d0\uc11c \uc2dc\uc7a5 \ucd9c\uc2dc \uc18d\ub3c4\uac00 \uce68\ud574 \ucc45\uc784 \uc704\ud5d8\ubcf4\ub2e4 \uc911\uc694\ud560 \ub54c OTP\ub97c \uacc4\uc18d \uc120\ud638\ud569\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc815\ucc45\uc801 \uc5ed\ud48d\uc774 \ubd88\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \uc740\ud589 \ub2f9\uad6d\uc740 2024\ub144 \ub9d0\uc5d0 \uacb0\uc81c\uc5d0 SMS OTP \uc0ac\uc6a9\uc744 \uad8c\uc7a5\ud558\uc9c0 \uc54a\uc558\uc73c\uba70, \uc5ec\ub7ec \ubbf8\uad6d \uae30\uad00\uc740 \uc2dc\ubbfc \ud3ec\ud138\uc5d0 \ubd80\uc801\uc808\ud558\ub2e4\uace0 \uc9c0\uc801\ud558\uc5ec \uc0ac\uc6a9 \uac10\uc18c\ub97c \uc608\uace0\ud588\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc740 \ub610\ud55c \ube44\uc6a9 \uc774\uc810\uc744 \uce68\uc2dd\ud558\uace0 \ub9c8\uc9c4\uc744 \uc555\ubc15\ud558\ub294 A2P \uba54\uc2dc\uc9c0 \uc694\uae08 \ubc0f \uc885\ub8cc \uc0ac\uae30 \uc99d\uac00\uc5d0 \uc9c1\uba74\ud569\ub2c8\ub2e4.<br \/>\n*   \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4: CISOs\uac00 \uc554\ud638\ud654 \ube44\ubc00\uc744 \ubb3c\ub9ac\uc801 \uc7a5\uce58\uc5d0 \ubc14\uc778\ub529\ud558\ub294 \ud53c\uc2f1 \ubc29\uc9c0 \uc778\uc99d\uc790\uc5d0 \uc608\uc0b0\uc744 \ud560\ub2f9\ud568\uc5d0 \ub530\ub77c 16.87%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd80\ubb38\uc785\ub2c8\ub2e4. Yubico\ub294 \ubc30\ud3ec \ud6c4 \uace0\uac1d \uacc4\uc815 \ud0c8\ucde8\uac00 99.9% \uac10\uc18c\ud588\ub2e4\uace0 \ubcf4\uace0\ud558\uba70, \uc774\ub294 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8\ub8cc\ub97c \ubcf4\uc99d\ud558\ub294 CFO\uc5d0\uac8c \ubc18\ud5a5\uc744 \uc77c\uc73c\ud0a4\ub294 \ud1b5\uacc4\uc785\ub2c8\ub2e4. \uc0dd\uccb4 \uc778\uc2dd \ub2e8\uc77c \uc694\uc18c \ubc29\uc2dd\uc740 \ub0b4\uc7ac\uc131\uc744 \ubaa8\ubc14\uc77c \uc571\uc5d0 \uc9c1\uc811 \ub0b4\uc7a5\ud558\uc5ec \ud558\ub4dc\uc6e8\uc5b4\uc640 \uad00\ub828\ub41c \uc720\ud1b5 \ube44\uc6a9\uc744 \ud68c\ud53c\ud568\uc73c\ub85c\uc368 \uc911\uac04 \uc9c0\uc810\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4. \ud558\ub4dc\uc6e8\uc5b4 \ud0a4\uc640 \uc0dd\uccb4 \uc778\uc2dd\uc740 \ud568\uaed8 10\ub144 \uc774\ub0b4\uc5d0 OTP\ub97c \ub2a5\uac00\ud560 \uc900\ube44\uac00 \ub41c \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \ucf54\ud638\ud2b8\ub97c \ud615\uc131\ud558\uc5ec \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc744 \uc554\ud638\ud654 \ubc29\uc2dd\uc73c\ub85c \uace0\uc815\ub41c \uc694\uc18c\ub85c \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3. \ubc30\ud3ec \ubaa8\ub378\ubcc4:<\/p>\n<p>*   \ud074\ub77c\uc6b0\ub4dc: 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 59.14%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc774\ub294 \uae30\uc5c5\uc774 ID \uc804\ubb38 \uc9c0\uc2dd\uc744 \uad00\ub9ac \uc11c\ube44\uc2a4 \uacf5\uae09\uc5c5\uccb4\uc5d0 \uc704\uc784\ud588\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc \uacf5\uae09\uc5c5\uccb4\ub294 \uc218\ubc31\ub9cc \ud14c\ub10c\ud2b8 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc704\ud611 \uc6d0\uaca9 \uce21\uc815 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uc628\ud504\ub808\ubbf8\uc2a4 \ud300\uc774 \ubcf5\uc81c\ud558\uae30 \uc5b4\ub824\uc6b4 \uae30\uacc4 \ud559\uc2b5 \uae30\ubc18 \uc774\uc0c1 \uac10\uc9c0\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. Microsoft\uc758 2024\ub144 ID \ubcf4\uace0\uc11c\ub294 \ud074\ub77c\uc6b0\ub4dc \uad00\ub9ac \uc778\uc99d\uc5d0 \uc758\uc874\ud558\ub294 \uc870\uc9c1\uc5d0\uc11c \uc0ac\uace0\uac00 73% \uac10\uc18c\ud588\ub2e4\uace0 \uc5b8\uae09\ud569\ub2c8\ub2e4. \uad6c\ub3c5 \ubaa8\ub378\uc740 \ub610\ud55c \uc804\ub2f4 \ubcf4\uc548 \uc9c1\uc6d0\uc744 \uace0\uc6a9\ud560 \uc5ec\uc720\uac00 \uc5c6\ub294 \uc911\uacac \uae30\uc5c5\uc758 \uc9c4\uc785 \uc7a5\ubcbd\uc744 \ub0ae\ucda5\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\ub294 2031\ub144\uae4c\uc9c0 15.86%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \ub204\ub9b4 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc628\ud504\ub808\ubbf8\uc2a4 \ubc0f \ud558\uc774\ube0c\ub9ac\ub4dc: \ubc95\ub960\uc774 \ub370\uc774\ud130 \uc0c1\uc8fc\ub97c \uc9c0\uc2dc\ud558\uac70\ub098 \uc5d0\uc5b4\uac2d \ub124\ud2b8\uc6cc\ud06c\uac00 \uc911\uc694 \uc778\ud504\ub77c\ub97c \ubcf4\ud638\ud558\ub294 \uacf3\uc5d0\uc11c\ub294 \uc628\ud504\ub808\ubbf8\uc2a4 \ubc0f \ud558\uc774\ube0c\ub9ac\ub4dc \uc124\uce58 \uacf5\uac04\uc774 \uc9c0\uc18d\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc218\uc9c1 \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \uad00\ub9ac\uc790\ub294 \ub85c\uceec \uc790\uaca9 \uc99d\uba85 \uc800\uc7a5\uc18c\ub97c \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc704\ud5d8 \uc5d4\uc9c4\uc5d0 \uc810\uc810 \ub354 \uc5f0\uacb0\ud558\uc5ec \ud074\ub77c\uc6b0\ub4dc\uc758 \uc601\ud5a5\ub825\uc744 \ub354\uc6b1 \uac15\ud654\ud569\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4\ub294 \uace0\uac1d\uc774 \ud0a4\ub97c \uc628\ud504\ub808\ubbf8\uc2a4\uc5d0 \ud638\uc2a4\ud305\ud558\uba74\uc11c\ub3c4 \ud074\ub77c\uc6b0\ub4dc \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 &#8220;\uc790\uccb4 HSM \uac00\uc838\uc624\uae30&#8221; \uc635\uc158\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc544\ud0a4\ud14d\ucc98 \uc720\uc5f0\uc131\uc740 \ubc30\ud3ec \ubaa8\ub378 \uc804\ubc18\uc5d0 \uac78\uccd0 \ubcd1\ub82c \uc131\uc7a5\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uba70, \ud074\ub77c\uc6b0\ub4dc\ub294 \uaddc\ubaa8\uc758 \uacbd\uc81c\uc640 \uc9c0\uc18d\uc801\uc778 \uc81c\uc5b4 \uc5c5\ub370\uc774\ud2b8\ub85c \uc778\ud574 \uc120\ub450 \uc704\uce58\ub97c \uc720\uc9c0\ud558\uc5ec \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 \uae30\ubc18\uc73c\ub85c\uc11c\uc758 \uc5ed\ud560\uc744 \uacf5\uace0\ud788 \ud569\ub2c8\ub2e4.<\/p>\n<p>4. \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4:<\/p>\n<p>*   \uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8 (BFSI): 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc758 30.07%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, PSD2, GLBA \ubc0f FFIEC \uc694\uad6c \uc0ac\ud56d\uc73c\ub85c \uc778\ud574 \uac15\ub825\ud55c \uc778\uc99d\uc774 \ube44\ud611\uc0c1\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ube44\uc6a9\uc774 \ub418\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\uc740 \uace0\uac00\uce58 \uac70\ub798 \ubc0f \uace0\uac1d \uc2e0\ub8b0\ub97c \ubcf4\ud638\ud558\ub294 \uc0dd\uccb4 \uc778\uc2dd \ub85c\uadf8\uc778 \ubc0f \ud558\ub4dc\uc6e8\uc5b4 \ud0a4\uc5d0 \ud504\ub9ac\ubbf8\uc5c4 \uc608\uc0b0\uc744 \ud560\ub2f9\ud569\ub2c8\ub2e4. \uc774 \ubd80\ubb38\uc758 \ubcf4\uc218\uc801\uc778 \uc704\ud5d8 \ud0dc\ub3c4\ub294 \uae34 \uad6c\ub9e4 \uc8fc\uae30\ub97c \ucd08\ub798\ud558\uc9c0\ub9cc \uacc4\uc57d \uac00\uce58\ub294 \ud07d\ub2c8\ub2e4. \uc624\ud508 \ubc45\ud0b9 API\uac00 \ud655\uc0b0\ub428\uc5d0 \ub530\ub77c \uc740\ud589\uc740 \ub3d9\uc77c\ud55c \uc778\uc99d \uba54\uc2dc \ub0b4\uc5d0\uc11c \uc0ac\ub78c \uc0ac\uc6a9\uc790\ubfd0\ub9cc \uc544\ub2c8\ub77c \uae30\uacc4 \ub300 \uae30\uacc4 \uc138\uc158\uc744 \ubcf4\ud638\ud574\uc57c \ud560 \uc758\ubb34\uac00 \uc788\uc5b4 \uc555\ub825\uc774 \uac00\uc911\ub429\ub2c8\ub2e4.<br \/>\n*   IT \ubc0f \ud1b5\uc2e0: 17.52%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70, \uae30\uc220 \uc0dd\uc0b0\uc790\uc774\uc790 \uace0\uac00\uce58 \ub300\uc0c1\uc774\ub77c\ub294 \uc774\uc911 \uc815\uccb4\uc131\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. \ud1b5\uc2e0 \ud68c\uc0ac\ub294 IoT\uc5d0 SIM \uae30\ubc18 \uc778\uc99d\uc744 \ucc44\ud0dd\ud558\uace0, \ud558\uc774\ud37c\uc2a4\ucf00\uc77c\ub7ec\ub294 \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070\uc73c\ub85c \ub8e8\ud2b8 \ucf58\uc194 \uc561\uc138\uc2a4\ub97c \ubcf4\ud638\ud569\ub2c8\ub2e4. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc758 \ud1b5\uc2e0 \uc0ac\uc5c5\uc790\ub294 \uc18c\uc720\uad8c\uacfc SIM \uc554\ud638\ud654\ub97c \uacb0\ud569\ud55c \ubaa8\ubc14\uc77c \ub124\ud2b8\uc6cc\ud06c \uc218\uc900\uc758 \uc99d\uba85\uc744 \uc801\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \uc774 \uc811\uadfc \ubc29\uc2dd\uc740 5G \ucf54\uc5b4 \ubc30\ud3ec\uc5d0\uc11c \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub124\ud2b8\uc6cc\ud06c \ubc0f \uc560\ud50c\ub9ac\ucf00\uc774\uc158 ID\uc758 \uc735\ud569\uc740 \uae30\uc220 \uae30\uc5c5\uc774 \ucc44\ud0dd \uace1\uc120\uc744 \uac00\uc18d\ud654\ud558\uc5ec \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc5d0\uc11c \uc740\ud589\uacfc\uc758 \uc810\uc720\uc728 \uaca9\ucc28\ub97c \uc810\ucc28 \uc881\ud788\ub294 \uc774\uc720\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p># \uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \ub9e4\ucd9c\uc758 36.23%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uac15\ub825\ud55c \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc778\uc2dd, \ucd08\uae30 \uacf5\uae09\uc5c5\uccb4 \uc0dd\ud0dc\uacc4 \ubc0f CISA\uc758 \uc81c\ub85c \ud2b8\ub7ec\uc2a4\ud2b8 \uc9c0\uce68\uacfc \uac19\uc740 \uaddc\uc81c \ubaa8\uba58\ud140\uc744 \ud65c\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \ub2e4\uad6d\uc801 \uae30\uc5c5\uc740 \uc885\uc885 \uc804 \uc138\uacc4\ub85c \ud655\uc7a5\ud558\uae30 \uc804\uc5d0 \uad6d\ub0b4\uc5d0\uc11c \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \ud30c\uc77c\ub7ff\uc744 \ucd9c\uc2dc\ud558\uc5ec \uc790\uad6d \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uac15\ud654\ud569\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc \uac70\ub300 \uae30\uc5c5\uc740 \uc6b4\uc601 \uccb4\uc81c \ubc0f \ube0c\ub77c\uc6b0\uc800\uc5d0 \ud328\uc2a4\ud0a4 API\ub97c \ub0b4\uc7a5\ud558\uc5ec \uac1c\ubc1c\uc790 \ucc44\ud0dd\uc744 \uc6a9\uc774\ud558\uac8c \ud558\uace0 \uc18c\ube44\uc790 \uce5c\uc219\ub3c4\ub97c \ub192\uc785\ub2c8\ub2e4. \ud55c\ud3b8, \uc5f0\ubc29 \uae30\uad00\uc740 \uc8fc \ubc0f \uc9c0\ubc29 \uc218\uc900\uc73c\ub85c \ud30c\uae09\ub418\ub294 FIDO2 \uc870\ub2ec \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uac00\uc18d\ud654\ud558\uc5ec \uacf5\uacf5 \ubd80\ubb38 \uae30\ud68c\ub97c \ud655\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \ubaa8\ubc14\uc77c \uc911\uc2ec \uacbd\uc81c\uc640 \uc815\ubd80 \uc9c0\uc6d0 \ub514\uc9c0\ud138 ID \uacc4\ud68d\uc5d0 \ud798\uc785\uc5b4 17.33%\uc758 \uac00\uc7a5 \ub192\uc740 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud569\ub2c8\ub2e4. \uc2f1\uac00\ud3ec\ub974\uc758 \uc608\uc815\ub41c OTP \uc885\ub8cc \ubc0f \ud638\uc8fc\uc758 Digital ID Act 2024\ub294 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \uc5c5\ub370\uc774\ud2b8\ub41c \ubcf4\uc99d \uc870\uce58\ub97c \ucda9\uc871\ud558\ub294 \uc0dd\uccb4 \uc778\uc2dd \ub610\ub294 \ud558\ub4dc\uc6e8\uc5b4 \ud0a4 \ub85c\uadf8\uc778\uc744 \uc81c\uacf5\ud558\ub3c4\ub85d \uac15\uc81c\ud569\ub2c8\ub2e4. \uc778\ub3c4\uc640 \uc911\uad6d\uc740 \ub300\uaddc\ubaa8 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub808\uc77c\uc744 \ud1b5\ud574 \uac70\ub798\ub7c9\uc744 \uc8fc\ub3c4\ud558\uba70 \ub300\ub959 \uaddc\ubaa8\uc5d0\uc11c \uc778\uc99d \ud655\uc7a5\uc131\uc744 \ud14c\uc2a4\ud2b8\ud569\ub2c8\ub2e4. \uc80a\uace0 \uc2a4\ub9c8\ud2b8\ud3f0\uc5d0 \ub2a5\uc219\ud55c \uc778\uad6c\ub97c \ud3ec\ud568\ud55c \uc720\ub9ac\ud55c \uc778\uad6c \ud1b5\uacc4\ub294 \ud559\uc2b5 \uace1\uc120\uc744 \ub2e8\ucd95\ud558\uc5ec \ud540\ud14c\ud06c\uac00 \ub808\uac70\uc2dc OTP\ub97c \uac74\ub108\ub6f0\uace0 \uc9c1\uc811 \ud328\uc2a4\ud0a4\ub85c \uc774\ub3d9\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc5ed\ud559\uc740 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uc744 \ucc28\uc138\ub300 \ub2e8\uc77c \uc694\uc18c \ucc44\ud0dd \ud328\ud134\uc758 \uc120\ub450 \uc9c0\uc5ed\uc73c\ub85c \ud655\ub9bd\ud569\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \uac15\ub825\ud55c \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uaddc\uc815 \ubc0f \uc131\uc219\ud55c \uacb0\uc81c \ubcf4\uc548 \uc758\ubb34\ub85c \ud2b9\uc9d5\uc9c0\uc5b4\uc9c0\ub294 \uc911\uac04 \uc9c0\uc810\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4. GDPR\uc740 \uc0dd\uccb4 \uc778\uc2dd \ub370\uc774\ud130 \ucc98\ub9ac\ub97c \uc81c\ud55c\ud558\uc5ec \uacf5\uae09\uc5c5\uccb4\uac00 \uc628\ub514\ubc14\uc774\uc2a4 \ub77c\uc774\ube0c\ub2c8\uc2a4 \uac80\uc0ac \ubc0f \uc5f0\uacb0 \ubd88\uac00\ub2a5\ud55c \ud15c\ud50c\ub9bf\uacfc \uac19\uc740 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uae30\uc220\uc744 \uac1c\ubc1c\ud558\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 PSD2\ub294 \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d\uc744 \uc2dc\ud589\ud558\uc5ec \uc740\ud589\uc774 \ubbfc\uac10\ud55c \ub370\uc774\ud130\ub97c \ub178\ucd9c\ud558\uc9c0 \uc54a\uace0 \ub0b4\uc7ac\uc131 \ub610\ub294 \uc18c\uc720\uad8c \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 FIDO2 \ud0a4\ub97c \ucc44\ud0dd\ud558\ub3c4\ub85d \uac04\uc811\uc801\uc73c\ub85c \uc7a5\ub824\ud569\ub2c8\ub2e4. \ubd81\uc720\ub7fd \uad6d\uac00\ub4e4\uc740 \uc815\ubd80 \uc804\uc790 ID \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ub192\uc740 \uc2e0\ub8b0\ub97c \ubcf4\uc5ec\uc8fc\ub294 \ubc18\uba74, \ub0a8\uc720\ub7fd\uc740 EU \uc790\uae08 \uc9c0\uc6d0 \ub514\uc9c0\ud138 \uc804\ud658 \ubcf4\uc870\uae08\uc744 \ud1b5\ud574 \uc810\uc9c4\uc801\uc778 \ubc1c\uc804\uc744 \uc774\ub8f9\ub2c8\ub2e4. \uc9c0\uc5ed \ub370\uc774\ud130 \uc0c1\uc8fc \ubc95\ub960\uc758 \ud63c\ud569\uc740 \uc9c0\uc5ed \ud074\ub77c\uc6b0\ub4dc \uacf5\uae09\uc5c5\uccb4\uc5d0 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uc5ec \uc720\ub7fd \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5 \ub0b4\uc5d0\uc11c \uacbd\uc7c1 \ub2e4\uc591\uc131\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<p># \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc740 \uc911\uac04 \uc815\ub3c4\ub85c \ud30c\ud3b8\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. Thales \ubc0f RSA Security\uc640 \uac19\uc740 \ub808\uac70\uc2dc ID \uacf5\uae09\uc5c5\uccb4\ub294 \ub300\uaddc\ubaa8 \uc124\uce58 \uae30\ubc18\uc744 \uc720\uc9c0\ud558\uc5ec \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc5c5\uadf8\ub808\uc774\ub4dc\ub85c \uad50\ucc28 \ud310\ub9e4\ud560 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. Okta \ubc0f Microsoft\ub294 \ud074\ub77c\uc6b0\ub4dc IAM \uc2a4\uc704\ud2b8\ub97c \uc790\uccb4 \ud328\uc2a4\ud0a4 \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158\uc73c\ub85c \ud655\uc7a5\ud558\uc5ec \ub2e8\uc77c \uc694\uc18c \uae30\ub2a5\uc744 \uae30\uc5c5 SaaS \uc2a4\ud0dd\uc5d0 \uae4a\uc774 \ub0b4\uc7a5\ud569\ub2c8\ub2e4. Yubico \ubc0f HID Global\uacfc \uac19\uc740 \uc804\ubb38 \ud558\ub4dc\uc6e8\uc5b4 \uacf5\uae09\uc5c5\uccb4\ub294 \uc778\uc99d\ub41c \ubcf4\uc548 \uc694\uc18c, FIPS \uc900\uc218 \ubc0f \uacf5\uae09\ub9dd \ud22c\uba85\uc131\uc744 \ud1b5\ud574 \ucc28\ubcc4\ud654\ud569\ub2c8\ub2e4. Bio-Key International\uacfc \uac19\uc740 \uc0dd\uccb4 \uc778\uc2dd \uc804\ubb38 \uae30\uc5c5\uc740 \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc815\ubd80 \ub370\uc2a4\ud06c\uc5d0 \ub9de\ucda4\ud654\ub41c \ub2e4\uc911 \ubaa8\ub4dc \uc2a4\uce90\ub108\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc804\ub7b5\uc801 \ud3ec\uc9c0\uc154\ub2dd\uc740 \uc810\uc810 \ub354 \ud50c\ub7ab\ud3fc \uc644\uc131\ub3c4\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4. Entrust\uc758 2024\ub144 Onfido \uc778\uc218\ub294 AI \uae30\ubc18 ID \ud655\uc778\uacfc \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc99d \ub85c\uadf8\uc778\uc744 \ud1b5\ud569\ud558\uc5ec \uc790\uaca9 \uc99d\uba85 \ubc1c\uae09 \uc804\uc5d0 \uac80\uc99d\ub41c ID \uc99d\uba85\uc744 \uae30\ub300\ud558\ub294 \uaddc\uc81c \uae30\uad00\uc744 \ub9cc\uc871\uc2dc\ud0b5\ub2c8\ub2e4. CyberArk\uc758 Venafi 15\uc5b5 4\ucc9c\ub9cc USD \uc778\uc218\ub294 \uae30\uacc4 ID \uad00\ub9ac\ub97c \ucd94\uac00\ud558\uc5ec \uc778\uac04 \uc778\uc99d\uc744 \ub118\uc5b4 \ud655\uc7a5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac70\ub798\ub294 \uc628\ubcf4\ub529\uc5d0\uc11c \ud504\ub85c\ube44\uc800\ub2dd \ud574\uc81c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc0ac\ub78c\uacfc \uae30\uacc4 \ubaa8\ub450\uc5d0 \uac78\uccd0 \uc218\uba85 \uc8fc\uae30\ub97c \ud3ec\uad04\ud558\ub294 \uc804\uccb4\uc801\uc778 ID \ubcf4\uc548 \ud50c\ub7ab\ud3fc\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc9c4\uc785 \uc7a5\ubcbd\uc740 \uc911\uac04 \uc218\uc900\uc785\ub2c8\ub2e4. WebAuthn\uacfc \uac19\uc740 \uac1c\ubc29\ud615 \ud45c\uc900\uc740 \ud1b5\ud569 \ub9c8\ucc30\uc744 \ub0ae\ucdb0 \uc0c8\ub85c\uc6b4 SaaS \uc9c4\uc785\uc790\uac00 \ud2c8\uc0c8 \uc81c\ud488\uc744 \ud3ec\uc9c0\uc154\ub2dd\ud558\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc9c0\uc18d\uc801\uc778 \uc131\uacf5\uc740 \uc790\uaca9 \uc99d\uba85 \uc6d0\uaca9 \uce21\uc815 \ubc0f \uc704\ud611 \uc5f0\uad6c\ub97c \uc704\ud55c \uaddc\ubaa8\uc758 \uacbd\uc81c\ub97c \uc694\uad6c\ud558\uba70, \uc774\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uae30\uc874 \uae30\uc5c5\uc774 \ubcf4\uc720\ud55c \uc790\uc0b0\uc785\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \ud1b5\ud569\uc740 \uacc4\uc18d\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc73c\uba70, \uc0c1\uc704 5\uac1c \uae30\uc5c5\uc758 \ucd1d \uc810\uc720\uc728\uc744 \ub192\uc774\uba74\uc11c\ub3c4 \ud601\uc2e0\uc744 \uc704\ud55c \uc5ec\uc9c0\ub97c \ub0a8\uae38 \uac83\uc785\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \uc911\uac04 \ud30c\ud3b8\ud654\ub294 \uc9d1\uc911\ub3c4 \uc810\uc218 6\uacfc \uc77c\uce58\ud558\uba70, \uc774\ub294 \uc0c1\uc704 5\uac1c \uacf5\uae09\uc5c5\uccb4\uac00 \ucd1d \ub9e4\ucd9c\uc758 60%\ub97c \ucc28\uc9c0\ud55c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc5ed\ub3d9\uc801\uc778 \ud658\uacbd\uc740 \uacbd\uc7c1\uacfc \ud601\uc2e0\uc744 \uc7a5\ub824\ud558\uba74\uc11c\ub3c4, \uc7a5\uae30\uc801\uc778 \uc2dc\uc7a5 \uc9c0\ubc30\ub825\uc744 \uc704\ud574\uc11c\ub294 \uaddc\ubaa8\uc640 \ud1b5\ud569\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud558\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0\uc758 \uc2dc\uc7a5 \ub3d9\ud5a5, \uc131\uc7a5 \uc608\uce21 \ubc0f \uacbd\uc7c1 \ud658\uacbd\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc131\uc7a5 \uc804\ub9dd:<br \/>\n\ub2e8\uc77c \uc694\uc18c \uc778\uc99d \uc2dc\uc2a4\ud15c \uc2dc\uc7a5\uc740 2026\ub144 156.7\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144 313.9\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub418\uba70, \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 16.08%\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788 \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070 \ubd80\ubb38\uc740 \ud53c\uc2f1 \ubc29\uc9c0 \uc778\uc99d \uc218\uc694 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \uc815\ubd80\uc758 \ub514\uc9c0\ud138 ID \ud504\ub85c\uadf8\ub7a8\uacfc \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uc758 \uae09\uc18d\ud55c \ud655\uc7a5\uc5d0 \ud798\uc785\uc5b4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 17.33%\uc758 CAGR\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. FIDO2\ub97c \uc900\uc218\ud558\ub294 \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4\ub294 \ud53c\uc2f1\uc744 \ucc28\ub2e8\ud558\ub294 \ud558\ub4dc\uc6e8\uc5b4 \uae30\ubc18 \uc554\ud638\ud654\ub97c \uc81c\uacf5\ud558\uc5ec \uac00\uc7a5 \uac15\ub825\ud55c \ubcf4\uc548 \uc778\uc99d \ubc29\uc2dd\uc73c\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, NIST \ubc0f PSD2\uc640 \uac19\uc740 \uaddc\uc81c \uc9c0\uce68\uc774 \ubcf4\uc99d \ubaa9\ud45c \ucda9\uc871 \uc2dc \uc0dd\uccb4 \uc778\uc2dd \ub610\ub294 \ud558\ub4dc\uc6e8\uc5b4 \uae30\ubc18 \ub2e8\uc77c \uc694\uc18c \uc194\ub8e8\uc158\uc744 \ud5c8\uc6a9\ud558\uba74\uc11c \uc2dc\uc7a5 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778:<br \/>\n\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c\ub294 SaaS \uc6cc\ud06c\ub85c\ub4dc\uc5d0 \ub300\ud55c \uc790\uaca9 \uc99d\uba85 \ud53c\uc2f1 \uacf5\uaca9\uc758 \uae09\uc99d, \ub514\uc9c0\ud138 \ubc45\ud0b9 \ubc0f \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uc758 \ud655\uc7a5, \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d\uc5d0 \ub300\ud55c \uaddc\uc81c \uc758\ubb34 \uac15\ud654, \uc8fc\uc694 \ud074\ub77c\uc6b0\ub4dc IAM(Identity and Access Management) \uc2a4\uc704\ud2b8\uc758 \ube44\ubc00\ubc88\ud638 \uc5c6\ub294 \uc0ac\uc6a9\uc790 \uc5ec\uc815\uc73c\ub85c\uc758 \uc804\ud658, FIDO2 \uae30\ubc18 \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4 \ucc44\ud0dd \uc99d\uac00, \uadf8\ub9ac\uace0 IoT \uc7a5\uce58\ub97c \uc704\ud55c \ud1b5\uc2e0\uc0ac\uae09 SIM \uc778\uc99d \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc778\ub4e4\uc740 \ubcf4\uc548 \uac15\ud654 \ubc0f \uc0ac\uc6a9\uc790 \ud3b8\uc758\uc131 \uc99d\uc9c4\uc5d0 \ub300\ud55c \uc2dc\uc7a5\uc758 \uc694\uad6c\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778:<br \/>\n\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \uae30\uc874 OTP(\uc77c\ud68c\uc6a9 \ube44\ubc00\ubc88\ud638) \ubc29\uc2dd\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc0ac\uc6a9\uc790 \ud53c\ub85c\ub3c4 \ubc0f \ub9c8\ucc30, \ubc18\ub3c4\uccb4 \ubcc0\ub3d9\uc131 \uc18d\uc5d0\uc11c \ubcf4\uc548 \uc694\uc18c \uce69 \ube44\uc6a9 \ubd80\ub2f4, SMS \uc885\ub8cc \uc694\uae08 \ubc0f A2P(Application-to-Person) \uba54\uc2dc\uc9d5 \uc0ac\uae30\ub85c \uc778\ud55c \uc190\uc2e4, \uadf8\ub9ac\uace0 \uc74c\uc131 OTP\uc5d0 \ub300\ud55c \ub525\ud398\uc774\ud06c \uc2a4\ud478\ud551 \uae30\uc220\uc758 \ucd9c\ud604 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \ubd84\uc11d:<br \/>\n\ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5\uc744 \ub2e4\uc591\ud55c \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4. \uad6c\uc131 \uc694\uc18c\ubcc4\ub85c\ub294 \ud558\ub4dc\uc6e8\uc5b4 \ud1a0\ud070, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc11c\ube44\uc2a4\ub85c, \uc778\uc99d \ubc29\uc2dd\ubcc4\ub85c\ub294 \ube44\ubc00\ubc88\ud638\/\uc9c0\uc2dd \uae30\ubc18, SMS\/\uc774\uba54\uc77c OTP, \uc0dd\uccb4 \uc778\uc2dd \ub2e8\uc77c \uc694\uc18c, \ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ud0a4\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4. \ubc30\ud3ec \ubaa8\ub378\uc740 \uc628\ud504\ub808\ubbf8\uc2a4\uc640 \ud074\ub77c\uc6b0\ub4dc\ub85c \uad6c\ubd84\ub418\uba70, \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\uc740 \uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8(BFSI), \ud5ec\uc2a4\ucf00\uc5b4, \uc815\ubd80 \ubc0f \uacf5\uacf5 \ubd80\ubb38, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798, IT \ubc0f \ud1b5\uc2e0, \uae30\ud0c0 \uc0b0\uc5c5\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. \uc9c0\ub9ac\uc801\uc73c\ub85c\ub294 \ubd81\ubbf8(\ubbf8\uad6d, \uce90\ub098\ub2e4, \uba55\uc2dc\ucf54), \ub0a8\ubbf8, \uc720\ub7fd(\ub3c5\uc77c, \uc601\uad6d, \ud504\ub791\uc2a4 \ub4f1), \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591(\uc911\uad6d, \uc77c\ubcf8, \uc778\ub3c4, \ud55c\uad6d, \ud638\uc8fc, \uc2f1\uac00\ud3ec\ub974 \ub4f1), \uc911\ub3d9, \uc544\ud504\ub9ac\uce74 \ub4f1 \uc804 \uc138\uacc4 \uc8fc\uc694 \uc9c0\uc5ed\uc744 \ub300\uc0c1\uc73c\ub85c \uc0c1\uc138\ud55c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d, \uaddc\uc81c \ud658\uacbd, \uae30\uc220 \uc804\ub9dd, \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc758 \uc601\ud5a5, \uadf8\ub9ac\uace0 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \uad6c\uc870\uc640 \uc5ed\ud559 \uad00\uacc4\ub97c \uc2ec\uce35\uc801\uc73c\ub85c \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \ubc0f \uc8fc\uc694 \uae30\uc5c5:<br \/>\n\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc740 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. Thales SA, RSA Security LLC, Okta Inc., Entrust Corporation, OneSpan Inc., Duo Security LLC, Ping Identity Holding Corp., Yubico AB, HID Global Corporation \ub4f1 \uc8fc\uc694 \ubca4\ub354\ub4e4\uc758 \ud504\ub85c\ud544\uc740 \uae00\ub85c\ubc8c \ubc0f \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5\uc801 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ub4f1\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd:<br \/>\n\ubcf4\uace0\uc11c\ub294 \ud654\uc774\ud2b8 \uc2a4\ud398\uc774\uc2a4 \ubc0f \ubbf8\ucda9\uc871 \uc694\uad6c \uc0ac\ud56d \ud3c9\uac00\ub97c \ud1b5\ud574 \uc2dc\uc7a5\uc758 \uc7a0\uc7ac\uc801 \uae30\ud68c\uc640 \ubbf8\ub798 \uc804\ub9dd\uc744 \uc81c\uc2dc\ud558\uba70, \uc774\ub294 \uae30\uc5c5\ub4e4\uc774 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825\uc744 \ubc1c\uad74\ud558\uace0 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uac1c\ubc1c\ud558\ub294 \ub370 \ud544\uc694\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-49916","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/49916"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=49916"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/49916\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=49916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=49916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=49916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}