{"id":50951,"date":"2026-02-22T12:07:31","date_gmt":"2026-02-22T12:07:31","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/latam-payment-gateway-market-mordor\/"},"modified":"2026-09-25T18:04:02","modified_gmt":"2026-09-25T09:04:02","slug":"latam-payment-gateway-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/latam-payment-gateway-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d \u2013 \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2025\ub144 &#8211; 2030\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/latam-payment-gateway-market-1726577565687-LATAM-Payment-Gateway-Market.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/latam-payment-gateway-market-size-image-1735474624795.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud1b5\ucc30\ub825<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc0b0\uc5c5 \ub9e4\ub825\ub3c4 &#8211; \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1\uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825?<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825?<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611?<\/li>\n<li class=\"toc-level-3\">4.2.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611?<\/li>\n<li class=\"toc-level-3\">4.2.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.4 \uaddc\uc81c \ud658\uacbd \ubd84\uc11d<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uc5ed\ud559<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc804\uc790\uc0c1\uac70\ub798 \ud310\ub9e4 \uc99d\uac00 \ubc0f \ub192\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960<\/li>\n<li class=\"toc-level-3\">5.1.2 \ubaa8\ubc14\uc77c \uae30\ubc18 \uacb0\uc81c \uc218\uc694 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">5.1.3 \uc18c\ub9e4\uc5c5\uc5d0\uc11c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ucc44\ud0dd \uc99d\uac00<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubc0f \ubcf4\uc548 \uad00\ub828 \uc704\ud611 \uc9c0\uc18d<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uc2dc\uc7a5 \uc138\ubd84\ud654<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">6.1.1 \ud638\uc2a4\ud305<\/li>\n<li class=\"toc-level-3\">6.1.2 \ube44\ud638\uc2a4\ud305<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">6.2 \uae30\uc5c5\ubcc4\n<ul>\n<li class=\"toc-level-3\">6.2.1 \uc911\uc18c\uae30\uc5c5 (SME)<\/li>\n<li class=\"toc-level-3\">6.2.2 \ub300\uae30\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">6.3 \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4\n<ul>\n<li class=\"toc-level-3\">6.3.1 \uc5ec\ud589<\/li>\n<li class=\"toc-level-3\">6.3.2 \uc18c\ub9e4<\/li>\n<li class=\"toc-level-3\">6.3.3 BFSI<\/li>\n<li class=\"toc-level-3\">6.3.4 \ubbf8\ub514\uc5b4 \ubc0f \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8<\/li>\n<li class=\"toc-level-3\">6.3.5 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">6.4 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">6.4.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-3\">6.4.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-3\">6.4.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">6.4.4 \uae30\ud0c0 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">7.1 \uae30\uc5c5 \ud504\ub85c\ud544\n<ul>\n<li class=\"toc-level-3\">7.1.1 Amazon Payments Inc.<\/li>\n<li class=\"toc-level-3\">7.1.2 PayPal Holdings Inc.<\/li>\n<li class=\"toc-level-3\">7.1.3 Mercado Pago<\/li>\n<li class=\"toc-level-3\">7.1.4 Ebanx SA<\/li>\n<li class=\"toc-level-3\">7.1.5 WePay<\/li>\n<\/ul>\n<\/li>\n<li><strong>*\ubaa9\ub85d\uc740 \uc804\uccb4\ub97c \ud3ec\ud568\ud558\uc9c0 \uc54a\uc74c<\/strong><\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-7\">8. LATM \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ubd84\uc11d\uac00 \uc21c\uc704<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-8\">9. \ud22c\uc790 \ubd84\uc11d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-9\">10. \ubbf8\ub798 \uc2dc\uc7a5 \uc804\ub9dd<\/p>\n<div style=\"font-family:regular_semibold\">\uc774\uc6a9 \uac00\ub2a5 \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc74c<\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LATAM \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc608\uce21 (2025-2030)<\/p>\n<p># 1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc804\ub9dd<\/p>\n<p>\ub77c\ud2f4 \uc544\uba54\ub9ac\uce74(LATAM) \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc740 2025\ub144 58.7\uc5b5 \ub2ec\ub7ec\ub85c \ucd94\uc815\ub418\uba70, 2030\ub144\uc5d0\ub294 164.5\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc608\uce21 \uae30\uac04(2025-2030) \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 22.87%\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774 \uc2dc\uc7a5\uc740 \uc720\ud615(\ud638\uc2a4\ud305, \ube44\ud638\uc2a4\ud305), \uae30\uc5c5 \uaddc\ubaa8(\uc911\uc18c\uae30\uc5c5(SME), \ub300\uae30\uc5c5), \ucd5c\uc885 \uc0ac\uc6a9\uc790(\uc5ec\ud589, \uc18c\ub9e4, BFSI, \ubbf8\ub514\uc5b4 \ubc0f \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8, \uae30\ud0c0), \uc9c0\uc5ed(\ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098, \uba55\uc2dc\ucf54, \uae30\ud0c0 LATAM \uc9c0\uc5ed)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \uc804\ud658\uacfc \uc804\uc790\uc0c1\uac70\ub798\uc758 \uae09\uc99d\uc5d0 \ud798\uc785\uc5b4 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74(LATAM) \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \ud310\ub9e4\uc790\uc640 \uc18c\ube44\uc790 \uac04\uc758 \uc548\uc804\ud55c \uc628\ub77c\uc778 \uac70\ub798\ub97c \ubcf4\uc7a5\ud558\uba70, \uae08\uc735 \uae30\uad00\uacfc \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc744 \uc5f0\uacb0\ud558\ub294 \uc911\uac1c\uc790 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ub192\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960\uacfc \ubaa8\ubc14\uc77c \uc0ac\uc6a9\ub960, \uadf8\ub9ac\uace0 \ub514\uc9c0\ud138 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\uc758 \uba85\ud655\ud55c \uc120\ud638\ub3c4\uac00 \uc774 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \ub3d9\ud5a5\uc73c\ub85c\ub294 \ud540\ud14c\ud06c \uc194\ub8e8\uc158\uc758 \ubd80\uc0c1\uacfc \ud604\uae08 \uc5c6\ub294 \uacbd\uc81c\ub97c \uc9c0\uc9c0\ud558\ub294 \uc815\ubd80 \uc8fc\ub3c4 \uc774\ub2c8\uc154\ud2f0\ube0c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc628\ub77c\uc778 \uc1fc\ud551\uc774 \uae09\uc99d\ud558\uba74\uc11c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc804\uc5ed\uc5d0\uc11c \uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. \ube0c\ub77c\uc9c8\uacfc \uba55\uc2dc\ucf54\uc640 \uac19\uc740 \uad6d\uac00\uc5d0\uc11c \uc804\uc790\uc0c1\uac70\ub798\uac00 \ud65c\uc131\ud654\ub418\uba74\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ud574\ub2f9 \uc0dd\ud0dc\uacc4\uc5d0\uc11c \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc74c\uc774 \ubd80\uac01\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \ubcf4\uae09\ub960\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ubaa8\ubc14\uc77c \uacb0\uc81c \uc194\ub8e8\uc158 \ucc44\ud0dd\ub3c4 \ub298\uace0 \uc788\uc73c\uba70, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc18c\ube44\uc790\ub4e4\uc774 \ubaa8\ubc14\uc77c \uc9c0\uac11\uc744 \uc120\ud638\ud558\uba74\uc11c \ubaa8\ubc14\uc77c \uc911\uc2ec \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\ud3ed\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. QR \ucf54\ub4dc, \ube44\uc811\ucd09 \uacb0\uc81c, P2P(\uac1c\uc778 \uac04) \uac70\ub798\uc640 \uac19\uc740 \uae30\uc220\ub3c4 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\ub294 \ud601\uc2e0\uc801\uc778 \ub514\uc9c0\ud138 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uac1c\ucc99\ud558\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc0dd\ud0dc\uacc4\uac00 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. MercadoPago \ubc0f PagSeguro\uc640 \uac19\uc740 \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc740 \uc774 \uc9c0\uc5ed\uc758 \uae08\uc735 \uc18c\uc678 \uacc4\uce35\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \ud50c\ub7ab\ud3fc\uc744 \ucd9c\uc2dc\ud558\uc5ec \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \uc720\ub9ac\ud55c \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc5ec\ub7ec \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc815\ubd80\ub294 \uc0ac\uae30\ub97c \uc5b5\uc81c\ud558\uace0 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \ud604\uae08 \uc5c6\ub294 \uac70\ub798\ub97c \uc7a5\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc815\ubd80\uc758 \uc9c0\uc6d0\uc740 \ub514\uc9c0\ud138 \uacb0\uc81c \uc778\ud504\ub77c\ub97c \ud655\uc7a5\ud558\uace0 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc758 \ubc88\uc131\ud558\ub294 \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc758 \ub18d\ucd0c \uc9c0\uc5ed\uc740 \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uae09\uc99d\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uae08\uc735 \ud3ec\uc6a9\uc131 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\uc5ed\uc758 \uc81c\ud55c\uc801\uc778 \uc740\ud589 \uc811\uadfc\uc131\uacfc \ub514\uc9c0\ud138 \uc778\ud504\ub77c\ub294 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ucc44\ud0dd\uc744 \uc800\ud574\ud558\ub294 \uc2ec\uac01\ud55c \uacfc\uc81c\ub85c \uc791\uc6a9\ud558\uba70, \uc2dc\uc7a5 \uc131\uc7a5\uc5d0 \uc788\uc5b4 \uc911\uc694\ud55c \ub3c4\uc804 \uacfc\uc81c\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p># 2. \uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>2.1. \uc804\uc790\uc0c1\uac70\ub798 \ud310\ub9e4 \uc99d\uac00 \ubc0f \ub192\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960<\/p>\n<p>\ube0c\ub77c\uc9c8, \uba55\uc2dc\ucf54, \uc544\ub974\ud5e8\ud2f0\ub098\uc640 \uac19\uc740 \uad6d\uac00\ub4e4\uc774 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc804\uc5ed\uc5d0\uc11c \uc804\uc790\uc0c1\uac70\ub798 \uac70\ub798\uc758 \uae09\uc99d\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \uc1fc\ud551\uc774 \ub354\uc6b1 \ubcf4\ud3b8\ud654\ub428\uc5d0 \ub530\ub77c \uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc774 \uc99d\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \ud310\ub9e4\uc790\uc640 \uae08\uc735 \uae30\uad00\uc744 \uc5f0\uacb0\ud558\ub294 \uc911\uac1c\uc790\ub85c\uc11c \uc6d0\ud65c\ud55c \uac70\ub798 \ucc98\ub9ac\ub97c \ubcf4\uc7a5\ud558\uace0 \uc804\uc790\uc0c1\uac70\ub798 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4, 2024\ub144 2\uc6d4 \uae30\uc900 \ub9c8\ucf00\ud305 \ud68c\uc0ac SemRush\uc5d0 \ub530\ub974\uba74 \uc544\ub9c8\uc874 \uba55\uc2dc\ucf54(amazon.com.mx)\ub294 \uc6d4\ud3c9\uade0 1\uc5b5 5,240\ub9cc \uac74\uc758 \ubc29\ubb38\uc744 \uae30\ub85d\ud558\uba70 \uba55\uc2dc\ucf54 \ucd5c\uace0\uc758 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud588\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uacbd\uc7c1\uc0ac\uc778 Mercado Libre\ub3c4 \uc6d4 1\uc5b5 4,750\ub9cc \uac74\uc5d0 \uc721\ubc15\ud558\ub294 \ubc29\ubb38 \uc218\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad11\ubc94\uc704\ud55c \uc778\ud130\ub137 \uc811\uadfc\uc131\uc740 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c \ucc44\ud0dd\uc758 \uae38\uc744 \uc5f4\uc5c8\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0 \uc811\uadfc\uc131 \uc99d\uac00\uc640 \uace0\uc18d \uc778\ud130\ub137 \ubcf4\uae09\uc73c\ub85c \uc18c\ube44\uc790\ub4e4\uc740 \ud604\uae08 \uac70\ub798\uc5d0\uc11c \uc628\ub77c\uc778 \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc804\ud658\uc740 \uc2e0\uc6a9\uce74\ub4dc, \uc9c1\ubd88\uce74\ub4dc\ubd80\ud130 \ub514\uc9c0\ud138 \uc9c0\uac11, \ubaa8\ubc14\uc77c \uacb0\uc81c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \uacb0\uc81c \ubc29\uc2dd\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \ub2e4\uc7ac\ub2e4\ub2a5\ud55c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00\ub97c \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4, 2024\ub144 8\uc6d4 Claro Argentina\ub294 \ub178\ud0a4\uc544\ub97c 5G \uc778\ud504\ub77c \uad6c\ucd95 \ud30c\ud2b8\ub108\ub85c \uc120\uc815\ud588\uc2b5\ub2c8\ub2e4. \ucd08\uae30\uc5d0\ub294 \uc544\ub974\ud5e8\ud2f0\ub098 \uc8fc\uc694 \ub3c4\uc2dc\uc5d0 \uc9d1\uc911\ud560 \uc608\uc815\uc774\uba70, \ub178\ud0a4\uc544\ub294 \uace0\uae09 5G AirScale \uc81c\ud488(\uae30\uc9c0\uad6d, \uae30\uc800\ub300\uc5ed \uc7a5\uce58, \ucd5c\uc2e0 Massive MIMO \ub77c\ub514\uc624)\uc744 \uacf5\uae09\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc9c0\uc5ed\uc758 \ubaa8\ubc14\uc77c \ubcf4\uae09\ub960\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ubaa8\ubc14\uc77c \ucee4\uba38\uc2a4(m-commerce)\ub3c4 \uc0c1\ub2f9\ud55c \uc131\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub4e4\uc774 \uc1fc\ud551, \ubc45\ud0b9, \uccad\uad6c\uc11c \uacb0\uc81c\uc5d0 \ubaa8\ubc14\uc77c \uae30\uae30\ub97c \uc810\uc810 \ub354 \ub9ce\uc774 \uc758\uc874\ud558\uba74\uc11c, \ubaa8\ubc14\uc77c \uce5c\ud654\uc801\uc778 \uae30\ub2a5\uc744 \uac16\ucd98 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uac00 \ubaa8\ubc14\uc77c \uc571 \uac70\ub798 \ucc98\ub9ac\uc5d0 \ud544\uc218\uc801\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud574\ub2f9 \ubd80\ubb38\uc758 \ud655\uc7a5\uc744 \ub354\uc6b1 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2.2. \ube0c\ub77c\uc9c8\uc758 \uc8fc\uc694 \uc2dc\uc7a5 \uc810\uc720\uc728 \uc608\uc0c1<\/p>\n<p>\ube0c\ub77c\uc9c8\uc740 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc744 \uc790\ub791\ud558\uba70, \uc218\ubc31\ub9cc \uba85\uc758 \uc0ac\uc6a9\uc790\uac00 \uc1fc\ud551 \ubc0f \ubc45\ud0b9\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc628\ub77c\uc778 \ud65c\ub3d9\uc744 \uc704\ud574 \uc815\uae30\uc801\uc73c\ub85c \uc778\ud130\ub137\uc5d0 \uc811\uc18d\ud569\ub2c8\ub2e4. \ub3c4\uc2dc \ubc0f \ub18d\ucd0c \uc9c0\uc5ed \uc804\ubc18\uc5d0 \uac78\uce5c \uace0\uc18d \uc778\ud130\ub137 \uac00\uc6a9\uc131\uc740 \ub514\uc9c0\ud138 \uacb0\uc81c \uc218\uc694\ub97c \ucd09\uc9c4\ud558\uace0, \uc5ec\ub7ec \uacb0\uc81c \ubc29\uc2dd\uacfc \ub300\ub7c9 \uac70\ub798\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uace0\uae09 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc0ac\uc6a9\uc744 \uc7a5\ub824\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4, 2024\ub144 9\uc6d4 \ube0c\ub77c\uc9c8 \ud1b5\uc2e0 \uaddc\uc81c \uae30\uad00\uc778 Anatel\uc740 \ube0c\ub77c\uc9c8 \uc778\uad6c\uc758 94.5%\uac00 5G\uc5d0 \uc811\uc18d\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 Anatel\uc774 3.5GHz \ub300\uc5ed \uc2a4\ud399\ud2b8\ub7fc\uc5d0 \ub300\ud55c \uc6b4\uc601\uc790 \ub77c\uc774\uc120\uc2a4\ub97c \ubd80\uc5ec\ud55c \ud6c4 \ub2ec\uc131\ub41c \uc131\uacfc\uc785\ub2c8\ub2e4. \ucd1d 5,570\uac1c \uc9c0\uc790\uccb4 \uc911 5,002\uac1c \uc9c0\uc790\uccb4\uac00 \uc5f0\uacb0\ub418\uc5c8\uc73c\uba70, \uc774\ub294 \uc57d 2\uc5b5 170\ub9cc \uba85\uc758 \ube0c\ub77c\uc9c8 \uc778\uad6c(\uc804\uccb4 \uc778\uad6c\uc758 94.5%)\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \ub610\ud55c, \ube0c\ub77c\uc9c8 \uc778\ud130\ub137 \uc6b4\uc601 \uc704\uc6d0\ud68c(CGI.br)\uc758 2023\ub144 3\uc6d4\ubd80\ud130 7\uc6d4\uae4c\uc9c0\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, 16\uc138\uc5d0\uc11c 34\uc138 \uc0ac\uc774\uc758 \uac1c\uc778 \uc911 \uc57d 94%\uac00 \uc778\ud130\ub137\uc5d0 \uc811\uc18d\ud588\uc2b5\ub2c8\ub2e4. \ubc18\uba74, 60\uc138 \uc774\uc0c1 \ube0c\ub77c\uc9c8\uc778\uc758 \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc740 51%\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ube0c\ub77c\uc9c8 \uc815\ubd80\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uc815\ucc45\uacfc \uaddc\uc81c\ub97c \uc2dc\ud589\ud588\uc2b5\ub2c8\ub2e4. \ube0c\ub77c\uc9c8 \uc911\uc559\uc740\ud589\uc774 \uac1c\ubc1c\ud55c \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 PIX\uc758 \ub3c4\uc785\uc740 \uacb0\uc81c \ud658\uacbd\uc744 \ubcc0\ud654\uc2dc\ucf1c \uac70\ub798\ub97c \uac00\uc18d\ud654\ud558\uace0 \uc811\uadfc\uc131\uc744 \ud5a5\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc774 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud558\uc5ec \uc6d0\ud65c\ud55c \ud1b5\ud569\uc744 \uc774\ub8e8\uace0 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uac15\ub825\ud55c \uc131\uc7a5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ube0c\ub77c\uc9c8\uc740 \uae08\uc735 \ud3ec\uc6a9\uc131 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uc0c1\ub2f9\uc218 \uc778\uad6c\uac00 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\uac70\ub098 \ucda9\ubd84\ud788 \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc811\uadfc\uc744 \uc81c\ud55c\ud558\uba70, \uc18c\uc678\ub41c \uc9c0\uc5ed\uc73c\ub85c \uce68\ud22c\ud558\ub824\ub294 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc5d0\uac8c\ub294 \ub3c4\uc804 \uacfc\uc81c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \uc774 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \uac83\uc740 \ube0c\ub77c\uc9c8\uc774 \uc2dc\uc7a5\uc5d0\uc11c \uc120\ub3c4\uc801\uc778 \uc704\uce58\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p># 3. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\ucd5c\uadfc \uba87 \ub144\uac04 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc740 \uc774 \uc9c0\uc5ed \uacbd\uc81c\uc758 \ube60\ub978 \ub514\uc9c0\ud138 \uc804\ud658\uc5d0 \ud798\uc785\uc5b4 \uc0c1\ub2f9\ud55c \uc131\uc7a5\uc744 \uacbd\ud5d8\ud588\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \ub3d9\ub825\uc740 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc \ucc44\ud0dd \uc99d\uac00\uc600\uc73c\uba70, \uc774\ub294 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \ub354\uc6b1 \uac00\uc18d\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ube0c\ub77c\uc9c8, \uba55\uc2dc\ucf54, \uc544\ub974\ud5e8\ud2f0\ub098\ub97c \ud3ec\ud568\ud55c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uad6d\uac00\ub4e4\uc740 \ud604\uae08\uacfc \uac19\uc740 \uc804\ud1b5\uc801\uc778 \uacb0\uc81c \ubc29\uc2dd\uc5d0\uc11c \ub514\uc9c0\ud138 \uac70\ub798\ub85c \uc810\ucc28 \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uc778\ud130\ub137 \ubcf4\uae09\ub960 \uc99d\uac00, \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ubcf4\ud3b8\ud654, \uadf8\ub9ac\uace0 \uae08\uc735 \ud3ec\uc6a9\uc131 \ubc0f \ub514\uc9c0\ud138 \uacb0\uc81c\ub97c \ucd09\uc9c4\ud558\uae30 \uc704\ud55c \uc815\ubd80\uc758 \uc801\uadf9\uc801\uc778 \uc774\ub2c8\uc154\ud2f0\ube0c\uc640 \uac19\uc740 \uc694\uc778\ub4e4\uc5d0 \uc758\ud574 \uac15\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc758 \uacbd\uc7c1\uc740 \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uae00\ub85c\ubc8c \uae30\uc5c5\ub4e4\uc774 \uc774 \uc9c0\uc5ed\uc5d0\uc11c \uc785\uc9c0\ub97c \ub2e4\uc9c0\ub294 \ud55c\ud3b8, \ud604\uc9c0 \uae30\uc5c5\ub4e4\uc740 \uc2dc\uc7a5\uc758 \ub3c5\ud2b9\ud55c \uc694\uad6c\uc5d0 \ub9de\ucdb0 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uac1c\ubc1c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. LATAM \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc740 PayPal, Amazon Payments, Inc. \ub4f1 \uc5ec\ub7ec \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc774 \ud65c\ub3d9\ud558\uba70 \ud30c\ud3b8\ud654\ub41c \uc591\uc0c1\uc744 \ubcf4\uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc740 \uc81c\ud488 \uc81c\uacf5\uc744 \uac15\ud654\ud558\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uacbd\uc7c1 \uc6b0\uc704\ub97c \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ud30c\ud2b8\ub108\uc2ed \ubc0f \uc778\uc218\uc640 \uac19\uc740 \uc804\ub7b5\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc55e\uc73c\ub85c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc740 \ub514\uc9c0\ud138 \ucc44\ud0dd\uc758 \uae09\uc99d, \uc9c0\uc6d0\uc801\uc778 \uaddc\uc81c, \uadf8\ub9ac\uace0 \uc804\uc790\uc0c1\uac70\ub798\uc758 \ub04a\uc784\uc5c6\ub294 \ud655\uc7a5\uc5d0 \ud798\uc785\uc5b4 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5\uc744 \uc774\ub8f0 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uae08\uc735 \ud3ec\uc6a9\uc131 \ubcf4\uc7a5 \ubc0f \uc778\ud504\ub77c \uaca9\ucc28 \ud574\uc18c\uc640 \uac19\uc740 \uacfc\uc81c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc2dc\uc7a5\uc758 \ubbf8\ub798\ub294 \ubc1d\uc73c\uba70, \uad6d\ub0b4\uc678 \uae30\uc5c5\ub4e4\uc5d0\uac8c \ud48d\ubd80\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uae30\uc5c5:<br \/>\n*   Amazon Payments, Inc.<br \/>\n*   PayPal Holdings, Inc.<br \/>\n*   Mercado Pago<br \/>\n*   Ebanx S.A.<br \/>\n*   WePay<\/p>\n<p># 4. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2024\ub144 9\uc6d4: \ube0c\ub77c\uc9c8 \uc911\uc559\uc740\ud589\uc740 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654(CBDC) \uc2e4\ud5d8\uc758 \ub450 \ubc88\uc9f8 \uc8fc\uc694 \ub2e8\uacc4\uc758 \uc77c\ud658\uc73c\ub85c 13\uac00\uc9c0 &#8216;\uac1c\ubc1c \ud14c\ub9c8&#8217;\ub97c \uacf5\uac1c\ud588\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc801\uc778 \ucd94\uc138\uc5d0 \ub530\ub77c \ube0c\ub77c\uc9c8 \uc911\uc559\uc740\ud589(BCB)\uc740 \uc8fc\uc694 \uae30\uc220 \ubc0f \uacb0\uc81c \uae30\uc5c5\ub4e4\uacfc \ud611\ub825\ud558\uc5ec &#8216;Drex&#8217;\ub77c\ub294 CBDC \ucd9c\uc2dc \uac00\ub2a5\uc131\uc744 \ud0d0\uad6c\ud574 \uc654\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 7\uc6d4: \uba55\uc2dc\ucf54 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 OCN(\uad6c OneCarNow)\uc740 \uc9c0\ubd84 \ubc0f \ubd80\ucc44 \ud63c\ud569 \ubc29\uc2dd\uc73c\ub85c 8,600\ub9cc \ub2ec\ub7ec\uc758 \uc2dc\ub9ac\uc988 A \ud380\ub529 \ub77c\uc6b4\ub4dc\ub97c \uc720\uce58\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ubbf8\uc8fc \uc804\uc5ed\uc758 \uae31 \uc6cc\ucee4\ub4e4\uc5d0\uac8c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74(LATAM) \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc804\uc790\uc0c1\uac70\ub798 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \uc81c\uacf5\ud558\ub294 \ud575\uc2ec \ud310\ub9e4\uc790 \uc11c\ube44\uc2a4\ub85c, \uc2e0\uc6a9\uce74\ub4dc \ubc0f \uc9c1\uc811 \uacb0\uc81c \ucc98\ub9ac\ub97c \uc548\uc804\ud558\uac8c \uc2b9\uc778\ud558\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub294 \uc628\ub77c\uc778 \uc18c\ub9e4\uc5c5\uccb4, \uc628\uc624\ud504\ub77c\uc778 \uacb0\ud569 \uc0ac\uc5c5\uccb4(brick-and-click), \uadf8\ub9ac\uace0 \uc804\ud1b5\uc801\uc778 \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ud615\ud0dc\uc758 \uc804\uc790 \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601\uc5d0 \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uace0\uc11c\uc758 \ud575\uc2ec \ubd84\uc11d \uacb0\uacfc\uc5d0 \ub530\ub974\uba74, LATAM \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc740 \uc0c1\ub2f9\ud55c \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2024\ub144 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \uc57d 45\uc5b5 3\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \ucd94\uc815\ub418\uc5c8\uc73c\uba70, 2025\ub144\uc5d0\ub294 58\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788, 2025\ub144\ubd80\ud130 2030\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 22.87%\ub77c\ub294 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70, 2030\ub144\uc5d0\ub294 \uc2dc\uc7a5 \uaddc\ubaa8\uac00 164\uc5b5 5\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc218\uce58\ub294 LATAM \uc9c0\uc5ed \ub0b4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \ud3ed\ubc1c\uc801\uc778 \uc218\uc694 \uc99d\uac00\ub97c \uba85\ud655\ud788 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc740 \uc5ec\ub7ec \uc911\uc694\ud55c \uae30\uc900\uc5d0 \ub530\ub77c \uc138\ubd84\ud654\ub418\uc5b4 \uc2ec\uce35\uc801\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4.<br \/>\n*   \uc720\ud615\ubcc4: \ud638\uc2a4\ud305(Hosted) \ubc0f \ube44\ud638\uc2a4\ud305(Non-Hosted) \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: \uc911\uc18c\uae30\uc5c5(SME)\uacfc \ub300\uae30\uc5c5(Large Enterprise) \ubd80\ubb38\uc73c\ub85c \ub098\ub204\uc5b4 \uac01 \uae30\uc5c5 \uaddc\ubaa8\uc5d0 \ub530\ub978 \ucc44\ud0dd \uc591\uc0c1\uacfc \uc2dc\uc7a5 \uae30\ud68c\ub97c \ud0d0\uc0c9\ud569\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790\ubcc4: \uc5ec\ud589, \uc18c\ub9e4, BFSI(\uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8), \ubbf8\ub514\uc5b4 \ubc0f \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8, \uadf8\ub9ac\uace0 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \ubd80\ubb38\uc73c\ub85c \ubd84\ub958\ud558\uc5ec \uac01 \uc0b0\uc5c5\ubcc4 \ud2b9\uc131\uacfc \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ud65c\uc6a9\ub3c4\ub97c \ubd84\uc11d\ud569\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ube0c\ub77c\uc9c8, \uc544\ub974\ud5e8\ud2f0\ub098, \uba55\uc2dc\ucf54, \uadf8\ub9ac\uace0 \uae30\ud0c0 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc9c0\uc5ed\uc73c\ub85c \uc138\ubd84\ud654\ud558\uc5ec \uac01 \uad6d\uac00 \ubc0f \uc9c0\uc5ed\ubcc4 \uc2dc\uc7a5\uc758 \ud2b9\uc131\uacfc \uc131\uc7a5 \ub3d9\ub825\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uc778\ub4e4\uc774 \uac15\uc870\ub429\ub2c8\ub2e4. \uccab\uc9f8, \uc804\uc790\uc0c1\uac70\ub798 \ud310\ub9e4\uc758 \uc9c0\uc18d\uc801\uc778 \uc99d\uac00\uc640 \ub192\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc774 \ub514\uc9c0\ud138 \uacb0\uc81c \uc778\ud504\ub77c\uc758 \ud655\uc7a5\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \ubaa8\ubc14\uc77c \uae30\ubc18 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc218\uc694\uac00 \uae09\uc99d\ud558\uba74\uc11c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc194\ub8e8\uc158\uc758 \uc911\uc694\uc131\uc774 \ub354\uc6b1 \ucee4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \uc18c\ub9e4 \ubd80\ubb38\uc5d0\uc11c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ucc44\ud0dd\uc774 \ud655\ub300\ub418\uba74\uc11c \ud6a8\uc728\uc801\uc778 \uac70\ub798 \ucc98\ub9ac\uc640 \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubc0f \ubcf4\uc548 \uad00\ub828 \uc704\ud611\uc740 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \ud574\uacb0\ud574\uc57c \ud560 \uc8fc\uc694 \uc81c\uc57d \uc694\uc778\uc73c\ub85c \uc9c0\ubaa9\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uc2dc\uc7a5 \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \ubd84\uc11d \uae30\ubc95\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4. \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d(\uacf5\uae09\uc5c5\uccb4 \ubc0f \uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825, \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611, \ub300\uccb4\uc7ac\uc758 \uc704\ud611, \uacbd\uc7c1 \uac15\ub3c4)\uc744 \ud1b5\ud574 \uc0b0\uc5c5\uc758 \ub9e4\ub825\ub3c4\ub97c \uc2ec\uce35\uc801\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc774\uc640 \ud568\uaed8 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d \ubc0f \uaddc\uc81c \ud658\uacbd \ubd84\uc11d\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc758 \uad6c\uc870\uc801 \ud2b9\uc131\uacfc \uc6b4\uc601 \ud658\uacbd\uc744 \uc774\ud574\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \uc139\uc158\uc5d0\uc11c\ub294 LATAM \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\ub4e4\uc744 \uc0c1\uc138\ud788 \ub2e4\ub8f9\ub2c8\ub2e4. Amazon Payments Inc., PayPal Holdings Inc., Mercado Pago, Ebanx S.A., WePay \ub4f1\uc774 \ud575\uc2ec \uae30\uc5c5\uc73c\ub85c \uc18c\uac1c\ub418\uba70, \uc774\ub4e4\uc758 \uc804\ub7b5\uacfc \uc2dc\uc7a5 \ub0b4 \uc704\uce58\ub97c \ubd84\uc11d\ud569\ub2c8\ub2e4. \ub610\ud55c, LATAM \uc9c0\uc5ed \ub0b4 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uae30\uc5c5\ub4e4\uc758 \uc560\ub110\ub9ac\uc2a4\ud2b8 \uc21c\uc704, \ud22c\uc790 \ubd84\uc11d, \uadf8\ub9ac\uace0 \ubbf8\ub798 \uc2dc\uc7a5 \uc804\ub9dd\uc5d0 \ub300\ud55c \uc815\ubcf4\ub3c4 \ud3ec\ud568\ub418\uc5b4 \uc788\uc5b4, \uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc774 \uc804\ub7b5\uc801 \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \uadc0\uc911\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc774 \ubcf4\uace0\uc11c\ub294 LATAM \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc2dc\uc7a5\uc758 \ud604\uc7ac \uc0c1\ud0dc, \ubbf8\ub798 \uc131\uc7a5 \uc7a0\uc7ac\ub825, \uc8fc\uc694 \ub3d9\uc778 \ubc0f \uc81c\uc57d \uc694\uc778, \uadf8\ub9ac\uace0 \uacbd\uc7c1 \uad6c\ub3c4\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc774\uace0 \uc804\ubb38\uc801\uc778 \uc774\ud574\ub97c \uc81c\uacf5\ud558\ub294 \uc911\uc694\ud55c \uc790\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-50951","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/50951"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=50951"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/50951\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=50951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=50951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=50951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}