{"id":53732,"date":"2026-02-23T16:55:36","date_gmt":"2026-02-23T16:55:36","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/global-trade-finance-market-mordor\/"},"modified":"2026-04-03T13:22:11","modified_gmt":"2026-04-03T04:22:11","slug":"global-trade-finance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/global-trade-finance-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-trade-finance-market-1759754230134-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-trade-finance-market-size-image-1770997136092.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \ubb34\uc5ed \ub514\uc9c0\ud138\ud654 \ubc0f \ube14\ub85d\uccb4\uc778 \ucc44\ud0dd<\/li>\n<li class=\"toc-level-3\">4.2.2 \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \ud655\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc99d\uac00\ud558\ub294 \uae00\ub85c\ubc8c \uc0c1\ud488 \ubb34\uc5ed\ub7c9<\/li>\n<li class=\"toc-level-3\">4.2.4 \ubb34\uc5ed \ucc44\uad8c\uc758 \uc790\ubcf8 \uc2dc\uc7a5 \uc99d\uad8c\ud654<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc804\uc790 \ubb34\uc5ed \ubb38\uc11c\uc758 \ubc95\uc801 \uc778\uc815 (\uc608: MLETR \ubc95\ub960)<\/li>\n<li class=\"toc-level-3\">4.2.6 \uc784\ubca0\ub514\ub4dc B2B \uacb0\uc81c \ubc0f \uac00\uc0c1 \uce74\ub4dc \uc6b4\uc804\uc790\ubcf8 \ud504\ub85c\uadf8\ub7a8<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc5c4\uaca9\ud55c AML\/KYC \uaddc\uc81c \ubd80\ub2f4<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc9c0\uc815\ud559\uc801 \ubb34\uc5ed \uae34\uc7a5 \ubc0f \uc81c\uc7ac<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc2e0\ud765 \uc2dc\uc7a5\uc758 \ucd95\uc18c\ub418\ub294 \ud658\uac70\ub798 \uc740\ud589 \ub124\ud2b8\uc6cc\ud06c<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc0c1\uc2b9\ud558\ub294 \ubb34\uc5ed \uc2e0\uc6a9 \ubcf4\ud5d8\ub8cc<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58\/\uacf5\uae09\ub9dd \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.2 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4 \uc81c\ud488\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc81c\ud488 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc11c\ub958 \uae30\ubc18<\/li>\n<li class=\"toc-level-3\">5.1.2 \ube44\uc11c\ub958 \uae30\ubc18<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc740\ud589<\/li>\n<li class=\"toc-level-3\">5.2.2 \ubb34\uc5ed \uae08\uc735 \ud68c\uc0ac<\/li>\n<li class=\"toc-level-3\">5.2.3 \ubcf4\ud5d8 \ud68c\uc0ac<\/li>\n<li class=\"toc-level-3\">5.2.4 \uae30\ud0c0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uad6d\ub0b4<\/li>\n<li class=\"toc-level-3\">5.3.2 \uad6d\uc81c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uae30\uc5c5 \uaddc\ubaa8\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ub300\uae30\uc5c5<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc911\uc18c\uae30\uc5c5 (SMEs)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uae08\uc735 \uad6c\uc870\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \uad6c\uc870\ud654\ub41c \ubb34\uc5ed \uae08\uc735<\/li>\n<li class=\"toc-level-3\">5.5.2 \ube44\uad6c\uc870\ud654\ub41c \ubb34\uc5ed \uae08\uc735<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.6 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.6.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.6.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.6.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.6.2.2 \ud398\ub8e8<\/li>\n<li class=\"toc-level-4\">5.6.2.3 \uce60\ub808<\/li>\n<li class=\"toc-level-4\">5.6.2.4 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.6.2.5 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.6.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.6.3.1 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.2 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.6.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.6.3.4 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.6.3.5 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.6.3.6 \ubca0\ub124\ub8e9\uc2a4 (\ubca8\uae30\uc5d0, \ub124\ub35c\ub780\ub4dc, \ub8e9\uc148\ubd80\ub974\ud06c)<\/li>\n<li class=\"toc-level-4\">5.6.3.7 \ubd81\uc720\ub7fd (\ub374\ub9c8\ud06c, \ud540\ub780\ub4dc, \uc544\uc774\uc2ac\ub780\ub4dc, \ub178\ub974\uc6e8\uc774, \uc2a4\uc6e8\ub374)<\/li>\n<li class=\"toc-level-4\">5.6.3.8 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.6.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.6.4.1 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.6.4.2 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.4.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.6.4.4 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.6.4.5 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.4.6 \ub3d9\ub0a8\uc544\uc2dc\uc544 (\uc2f1\uac00\ud3ec\ub974, \ub9d0\ub808\uc774\uc2dc\uc544, \ud0dc\uad6d, \uc778\ub3c4\ub124\uc2dc\uc544, \ubca0\ud2b8\ub0a8, \ud544\ub9ac\ud540)<\/li>\n<li class=\"toc-level-4\">5.6.4.7 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.6.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.6.5.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.6.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.6.5.3 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.5.4 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.6.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 HSBC Holdings plc<\/li>\n<li class=\"toc-level-3\">6.4.2 Citigroup Inc.<\/li>\n<li class=\"toc-level-3\">6.4.3 BNP Paribas SA<\/li>\n<li class=\"toc-level-3\">6.4.4 Standard Chartered PLC<\/li>\n<li class=\"toc-level-3\">6.4.5 JPMorgan Chase &amp; Co.<\/li>\n<li class=\"toc-level-3\">6.4.6 Bank of America Corp.<\/li>\n<li class=\"toc-level-3\">6.4.7 Deutsche Bank AG<\/li>\n<li class=\"toc-level-3\">6.4.8 Banco Santander SA<\/li>\n<li class=\"toc-level-3\">6.4.9 Mitsubishi UFJ Financial Group Inc.<\/li>\n<li class=\"toc-level-3\">6.4.10 Mizuho Financial Group Inc.<\/li>\n<li class=\"toc-level-3\">6.4.11 Wells Fargo &amp; Company<\/li>\n<li class=\"toc-level-3\">6.4.12 Soci\u00e9t\u00e9 G\u00e9n\u00e9rale SA<\/li>\n<li class=\"toc-level-3\">6.4.13 Barclays PLC<\/li>\n<li class=\"toc-level-3\">6.4.14 UBS Group AG<\/li>\n<li class=\"toc-level-3\">6.4.15 Euler Hermes (Allianz Trade)<\/li>\n<li class=\"toc-level-3\">6.4.16 Atradius N.V.<\/li>\n<li class=\"toc-level-3\">6.4.17 Coface SA<\/li>\n<li class=\"toc-level-3\">6.4.18 Tradeteq Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.19 Finastra Group Holdings Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.20 Komgo SA<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d: \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc758 \uaddc\ubaa8, \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f 2031\ub144\uae4c\uc9c0\uc758 \uc804\ub9dd\uc744 \uc0c1\uc138\ud788 \ubd84\uc11d\ud569\ub2c8\ub2e4. \uc81c\ud488 \uc720\ud615(\uc11c\ub958 \uae30\ubc18, \ube44\uc11c\ub958 \uae30\ubc18), \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790(\uc740\ud589, \ubb34\uc5ed \uae08\uc735 \ud68c\uc0ac \ub4f1), \uc560\ud50c\ub9ac\ucf00\uc774\uc158(\uad6d\ub0b4, \uad6d\uc81c), \uae30\uc5c5 \uaddc\ubaa8(\ub300\uae30\uc5c5, \uc911\uc18c\uae30\uc5c5), \uae08\uc735 \uad6c\uc870(\uad6c\uc870\ud654 \ubb34\uc5ed \uae08\uc735, \ube44\uad6c\uc870\ud654 \ubb34\uc5ed \uae08\uc735) \ubc0f \uc9c0\uc5ed\ubcc4(\ubd81\ubbf8, \ub0a8\ubbf8 \ub4f1)\ub85c \uc2dc\uc7a5\uc744 \uc138\ubd84\ud654\ud558\uc5ec \uac00\uce58(USD) \uae30\uc900\uc73c\ub85c \uc608\uce21\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p># \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \ud1b5\uacc4<\/p>\n<p>*   \uc5f0\uad6c \uae30\uac04: 2020\ub144 &#8211; 2031\ub144<br \/>\n*   2025\ub144 \uc2dc\uc7a5 \uaddc\ubaa8: 806\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   2026\ub144 \uc2dc\uc7a5 \uaddc\ubaa8: 834\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   2031\ub144 \uc2dc\uc7a5 \uaddc\ubaa8 \uc608\uce21: 988\uc5b5 3\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   2026\ub144-2031\ub144 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR): 3.45%<br \/>\n*   \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5: \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591<br \/>\n*   \uac00\uc7a5 \ud070 \uc2dc\uc7a5: \uc720\ub7fd<br \/>\n*   \uc2dc\uc7a5 \uc9d1\uc911\ub3c4: \uc911\uac04<\/p>\n<p># \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \uc8fc\uc694 \ub3d9\ud5a5<\/p>\n<p>\ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc740 \ub514\uc9c0\ud138 \ubc0f \uc624\ud508 \uc5b4\uce74\uc6b4\ud2b8(open-account) \uc194\ub8e8\uc158\uc73c\ub85c \uc804\ud658\ub418\uace0 \uc788\uc73c\uba70, \uace0\uc704\ud5d8 \uac70\ub798\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uc2e0\uc6a9\uc7a5(Letters of Credit)\uc774 \ud544\uc218\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc804\uc790 \uc591\ub3c4\uc131 \uae30\ub85d\uc5d0 \uad00\ud55c \ubaa8\ub378\ubc95(MLETR)\uc744 \ud1b5\ud55c \uaddc\uc81c \ud604\ub300\ud654\uc640 \ube14\ub85d\uccb4\uc778 \ucc44\ud0dd \uc99d\uac00\ub294 \ubb38\uc11c\ud654 \ub9c8\ucc30\uc744 \uc904\uc774\uace0 \ucc44\uad8c \ub2f4\ubcf4 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uc790\uc790\ub4e4\uc758 \uad00\uc2ec\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\ud574\uacb0\ub41c 2\uc870 5\ucc9c\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc911\uc18c\uae30\uc5c5(SME) \ubb34\uc5ed \uae08\uc735 \uaca9\ucc28\ub294 \uc740\ud589\uc5d0 \uc555\ub825\uc744 \uac00\ud558\uace0 \ud540\ud14c\ud06c \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \uc9c0\uc815\ud559\uc801 \ubd88\uc548\uc815\uc740 \ubb34\uc5ed \ud750\ub984\uc744 \uc7ac\ud3b8\ud558\uace0 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML) \uaddc\uc81c \uc900\uc218 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d:<\/p>\n<p>*   \uc81c\ud488 \uc720\ud615\ubcc4: 2025\ub144 \uc11c\ub958 \uae30\ubc18 \uc0c1\ud488\uc774 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 65.72%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ube44\uc11c\ub958 \uae30\ubc18 \uc0c1\ud488\uc740 2031\ub144\uae4c\uc9c0 4.39%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ubcc4: 2025\ub144 \uc740\ud589\uc774 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \ub9e4\ucd9c\uc758 69.84%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc740 2031\ub144\uae4c\uc9c0 4.75%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \ud655\uc7a5\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4: 2025\ub144 \uad6d\uc81c \uac70\ub798\uac00 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 61.35%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uad6d\ub0b4 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 5.61%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: 2025\ub144 \ub300\uae30\uc5c5\uc774 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 55.92%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc911\uc18c\uae30\uc5c5\uc740 2031\ub144\uae4c\uc9c0 4.05%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: 2025\ub144 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 38.12%\ub85c \uc120\ub450\ub97c \ub2ec\ub838\uc73c\uba70, 2031\ub144\uae4c\uc9c0 5.68%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/p>\n<p># \uae00\ub85c\ubc8c \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>\uc131\uc7a5 \ub3d9\uc778 \ubc0f \uc601\ud5a5 \ubd84\uc11d:<\/p>\n<p>*   \ubb34\uc5ed \ub514\uc9c0\ud138\ud654 \ubc0f \ube14\ub85d\uccb4\uc778 \ucc44\ud0dd (+1.2% CAGR \uc601\ud5a5): Contour\uc758 \ube14\ub85d\uccb4\uc778 \ub124\ud2b8\uc6cc\ud06c\ub294 \uc2e0\uc6a9\uc7a5 \uc2b9\uc778 \uc8fc\uae30\ub97c 10\uc77c\uc5d0\uc11c 24\uc2dc\uac04 \ubbf8\ub9cc\uc73c\ub85c \ub2e8\ucd95\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. SWIFT\ub294 24\/7 \uacb0\uc81c\ub97c \uc704\ud55c \ube14\ub85d\uccb4\uc778 \uc6d0\ud615\uc744 \uacf5\uac1c\ud588\uc2b5\ub2c8\ub2e4. \ud1a0\ud070\ud654\ub294 \ub2f4\ubcf4 \ud480\uc744 \ud655\uc7a5\ud558\uc5ec \uc740\ud589\uc774 \ubb34\uc5ed \ucc44\uad8c\uc744 \uc790\ubcf8 \uc2dc\uc7a5\uc5d0\uc11c \uc7ac\uc735\uc790\ud558\uace0 \uc720\ub3d9\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc5ec\ub7ec \ud3d0\uc1c4\ud615 \ud50c\ub7ab\ud3fc\uc740 &#8220;\ub514\uc9c0\ud138 \uc12c&#8221;\uc744 \uc0dd\uc131\ud558\uc5ec \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ub3c4\uad6c\uc640 \uacf5\ud1b5 \ub370\uc774\ud130 \ud45c\uc900\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<br \/>\n*   \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \ud655\uc7a5 (+0.8% CAGR \uc601\ud5a5): B2B \uad6d\uacbd \uac04 \uacb0\uc81c\ub7c9\uc740 2030\ub144\uae4c\uc9c0 56\uc870 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. Walmart Business\uc640 \uac19\uc740 \uc18c\ub9e4\uc5c5\uccb4\ub294 TreviPay \uc2e0\uc6a9 \uc870\uac74\uc744 \uacb0\uc81c \uacfc\uc815\uc5d0 \uc9c1\uc811 \ud1b5\ud569\ud558\uc5ec \uacf5\uae09\uc5c5\uccb4\uc758 \uc628\ubcf4\ub529 \uc2dc\uac04\uc744 \ub2e8\ucd95\ud569\ub2c8\ub2e4. \uc624\ud508 \uc5b4\uce74\uc6b4\ud2b8 \uad6c\uc870\ub294 \uad6c\ub9e4\uc790\uac00 \ub370\uc774\ud130 \uac00\uc2dc\uc131\uc744 \ud65c\uc6a9\ud558\uc5ec \uacb0\uc81c \uc704\ud5d8\uc744 \uad00\ub9ac\ud568\uc5d0 \ub530\ub77c \uc11c\ub958 \uae30\ubc18 \uc9d5\uc218\ub97c \ub300\uccb4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uae00\ub85c\ubc8c \uc0c1\ud488 \ubb34\uc5ed\ub7c9 \uc99d\uac00 (+0.6% CAGR \uc601\ud5a5): \uc81c\uc7ac\uc640 \uc6b4\uc1a1 \uacbd\ub85c \ubcc0\uacbd\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 2024\ub144 \uae00\ub85c\ubc8c \ud574\uc0c1 \ud654\ubb3c\ub7c9\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ubd88\ud655\uc2e4\uc131\uc5d0 \ub300\ube44\ud558\uc5ec \ub2e4\uad6d\uc801 \uae30\uc5c5\ub4e4\uc774 \uc18c\uc2f1 \uc704\uce58\ub97c \ub2e4\ubcc0\ud654\ud558\uba74\uc11c \ubca0\ud2b8\ub0a8\uacfc \uba55\uc2dc\ucf54\uc640 \uac19\uc740 \uc5f0\uacb0 \uacbd\uc81c\uad6d\uc5d0\uc11c \uc218\ucd9c\uc774 \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4. &#8220;Just-in-case&#8221; \uc7ac\uace0 \uc804\ub7b5\uc740 \uae08\uc735 \uae30\uac04\uc744 \uc5f0\uc7a5\ud558\uc5ec \uacf5\uae09\uc5c5\uccb4 \ud604\uae08 \ud750\ub984\uc744 \uc644\ud654\ud558\ub294 \uacf5\uae09\ub9dd \uae08\uc735 \uc218\uc694\ub97c \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4.<br \/>\n*   \ubb34\uc5ed \ucc44\uad8c\uc758 \uc790\ubcf8 \uc2dc\uc7a5 \uc99d\uad8c\ud654 (+0.4% CAGR \uc601\ud5a5): \ub2e8\uae30, \uc790\uccb4 \uccad\uc0b0 \uc790\uc0b0\uc5d0 \ub300\ud55c \uae30\uad00 \ud22c\uc790\uc790 \uc218\uc694\ub294 Tradeteq\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc5f0\uae30\uae08\uc744 \ud1a0\ud070\ud654\ub41c \ubb34\uc5ed \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub85c \uc720\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. MLETR \uc9c0\uc6d0 \uc804\uc790 \ubb38\uc11c\ub294 \uc790\uc0b0 \ud480\uc744 \ubc95\uc801\uc73c\ub85c \uc9d1\ud589 \uac00\ub2a5\ud558\uace0 \uc27d\uac8c \uac10\uc0ac\ud560 \uc218 \uc788\uac8c \ud558\uc5ec \ud22c\uc790\uc790\ub4e4\uc758 \ubd88\uc2e0\uc744 \ud574\uc18c\ud569\ub2c8\ub2e4.<br \/>\n*   \uc804\uc790 \ubb34\uc5ed \ubb38\uc11c\uc758 \ubc95\uc801 \uc778\uc815 (+0.5% CAGR \uc601\ud5a5): \uc601\uad6d, \uc2f1\uac00\ud3ec\ub974, EU \ub4f1\uc5d0\uc11c \uc804\uc790 \ubb34\uc5ed \ubb38\uc11c\uc758 \ubc95\uc801 \uc778\uc815\uc774 \uc810\uc9c4\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc784\ubca0\ub514\ub4dc B2B \uacb0\uc81c \ubc0f \uac00\uc0c1 \uce74\ub4dc \uc6b4\uc804\uc790\ubcf8 \ud504\ub85c\uadf8\ub7a8 (+0.3% CAGR \uc601\ud5a5): \ubd81\ubbf8\uc640 \uc720\ub7fd\uc5d0\uc11c \ud655\uc0b0\ub418\uace0 \uc788\uc73c\uba70, \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ud655\uc7a5\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778 \ubc0f \uc601\ud5a5 \ubd84\uc11d:<\/p>\n<p>*   \uc5c4\uaca9\ud55c AML\/KYC \uaddc\uc81c \ubd80\ub2f4 (-0.7% CAGR \uc601\ud5a5): \ub300\ud615 \uc740\ud589\uc740 KYC \uac80\ud1a0\uc5d0 \uc5f0\uac04 \ucd5c\ub300 1\uc5b5 7,500\ub9cc \ub2ec\ub7ec\ub97c \uc9c0\ucd9c\ud558\uba70, \uc774\ub294 \ub300\ucd9c \ud65c\ub3d9\uc5d0\uc11c \uc790\ubcf8\uc744 \uc804\ud658\uc2dc\ud0b5\ub2c8\ub2e4. 2025\ub144 7\uc6d4 \uc2dc\ud589\ub418\ub294 EU AML \ud328\ud0a4\uc9c0\ub294 \uc0c8\ub85c\uc6b4 \uac10\ub3c5 \uae30\uad00\uc744 \ub3c4\uc785\ud558\uc5ec 100\ub9cc \uc720\ub85c \uc774\uc0c1\uc758 \ubb34\uc5ed \uac70\ub798\uc5d0 \ub300\ud55c \ubb38\uc11c\ud654 \uae30\uc900\uc744 \ub192\uc785\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc815\ud559\uc801 \ubb34\uc5ed \uae34\uc7a5 \ubc0f \uc81c\uc7ac (-0.5% CAGR \uc601\ud5a5): \ub7ec\uc2dc\uc544, \uc774\ub780 \ubc0f \uc77c\ubd80 \uc911\uad6d \uae30\uc5c5\uc5d0 \ub300\ud55c \uc81c\uc7ac\ub294 2\ucc28 \ub178\ucd9c \uc704\ud5d8\uc744 \ud655\ub300\ud558\uc5ec \uc740\ud589\uc774 \uc815\uce58\uc801 \ube14\ub85d\ubcc4\ub85c \ucf54\ub808\uc2a4\ud3f0\ub358\ud2b8 \uacbd\ub85c\ub97c \ubd84\ub9ac\ud558\ub3c4\ub85d \uac15\uc694\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2022\ub144 \uc774\ud6c4 \uc0ac\ud558\ub77c \uc774\ub0a8 \uc544\ud504\ub9ac\uce74\ub85c\uc758 \ucf54\ub808\uc2a4\ud3f0\ub358\ud2b8 \ubc45\ud0b9 \ub77c\uc778\uc774 21% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ud504\ub860\ud2f0\uc5b4 \uc2dc\uc7a5\uc758 \ucf54\ub808\uc2a4\ud3f0\ub358\ud2b8 \ubc45\ud0b9 \ub124\ud2b8\uc6cc\ud06c \ucd95\uc18c (-0.4% CAGR \uc601\ud5a5): \uc544\ud504\ub9ac\uce74, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74, \uc911\uc559 \uc544\uc2dc\uc544\uc758 \ud504\ub860\ud2f0\uc5b4 \uc2dc\uc7a5\uc5d0\uc11c \ucf54\ub808\uc2a4\ud3f0\ub358\ud2b8 \ubc45\ud0b9 \ub124\ud2b8\uc6cc\ud06c\uac00 \ucd95\uc18c\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ubb34\uc5ed \uc2e0\uc6a9 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9 (-0.3% CAGR \uc601\ud5a5): \uc804 \uc138\uacc4\uc801\uc73c\ub85c, \ud2b9\ud788 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uc5d0\uc11c \ubb34\uc5ed \uc2e0\uc6a9 \ubcf4\ud5d8\ub8cc\uac00 \uc0c1\uc2b9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># \uc138\uadf8\uba3c\ud2b8\ubcc4 \ubd84\uc11d<\/p>\n<p>\uc81c\ud488 \uc720\ud615\ubcc4: \uc11c\ub958 \uae30\ubc18\uc758 \uc9c0\ubc30\ub825\uacfc \ub514\uc9c0\ud138 \ud601\uc2e0<br \/>\n2025\ub144 \uc11c\ub958 \uae30\ubc18 \uc0c1\ud488\uc740 \ubcc0\ub3d9\uc131\uc774 \ud070 \uc2dc\uc7a5\uc5d0\uc11c \ud544\uc218\uc801\uc778 \ubbf8\uc9c0\uae09 \ubcf4\ud638\ub97c \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc5d0 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 65.72%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ube44\uc11c\ub958 \uae30\ubc18 \uc194\ub8e8\uc158\uc740 \uc18d\ub3c4\uc640 \ub0ae\uc740 \uc218\uc218\ub8cc\ub97c \uc120\ud638\ud558\ub294 \uc624\ud508 \uc5b4\uce74\uc6b4\ud2b8 \ubb34\uc5ed\uc5d0 \ud798\uc785\uc5b4 4.39%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\uc758 \ucc44\ud0dd \ucd94\uc138\uac00 \uc720\uc9c0\ub41c\ub2e4\uba74 \ube44\uc11c\ub958 \uae30\ubc18 \uad6c\uc870\uc758 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2031\ub144\uae4c\uc9c0 361\uc5b5 \ub2ec\ub7ec\ub97c \ucd08\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 \ub514\uc9c0\ud138 \uc2e0\uc6a9\uc7a5\uc740 \ubc95\uc801 \ubcf4\ud638\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uacb0\uc81c \uae30\uac04\uc744 \ub2e8\ucd95\ud558\uc5ec \uc624\ud508 \uc5b4\uce74\uc6b4\ud2b8 \ubaa8\ub378\uacfc\uc758 \ud6a8\uc728\uc131 \uaca9\ucc28\ub97c \uc904\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ubcc4: \ud540\ud14c\ud06c \uc555\ub825\uc5d0 \uc9c1\uba74\ud55c \uc740\ud589<br \/>\n2025\ub144 \uc740\ud589\uc740 \uc5ec\ub7ec \ud1b5\ud654\uc5d0 \uac78\uccd0 \uace0\uac00 \uc2e0\uc6a9\uc7a5\uc744 \uc9c0\uc6d0\ud558\ub294 \uae4a\uc740 \ub300\ucc28\ub300\uc870\ud45c \uc5ed\ub7c9\uc744 \ud65c\uc6a9\ud558\uc5ec \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \ub9e4\ucd9c\uc758 69.84%\ub97c \uc7a5\uc545\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 \uc870\ub2ec \ubc0f ERP \ud50c\ub7ab\ud3fc\uc5d0 \ub0b4\uc7a5\ub41c API \uae30\ubc18 \uae08\uc735\uc744 \uc81c\uacf5\ud558\uba70 4.75%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c\uac00 \uc81c\uacf5\ud558\ub294 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 1\ub4f1\uae09 \uc740\ud589\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774 \ud604\uc7ac\uc758 \ubaa8\uba58\ud140\uc744 \uc720\uc9c0\ud55c\ub2e4\uba74 2031\ub144\uae4c\uc9c0 112\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \ud540\ud14c\ud06c \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \ud654\uc774\ud2b8 \ub77c\ubca8\ub9c1\ud558\uc5ec \uaddc\uc81c\ub41c \uc790\ubcf8\uacfc \ub514\uc9c0\ud138 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uacb0\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4: \uad6d\uc81c \uac70\ub798 \uc8fc\ub3c4, \uad6d\ub0b4 \uac70\ub798 \uac00\uc18d\ud654<br \/>\n2025\ub144 \uad6d\uacbd \uac04 \ud65c\ub3d9\uc740 \ubcf5\uc7a1\ud55c \ubb38\uc11c\ud654\uac00 \uc5ec\uc804\ud788 \ub2e4\uc911 \uad00\ud560\uad8c \uac70\ub798\uc5d0\uc11c \uc740\ud589 \uc911\uac1c\ub97c \ud544\uc694\ub85c \ud558\uae30 \ub54c\ubb38\uc5d0 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 61.35%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uad6d\ub0b4 \uae08\uc735\uc740 \uae30\uc5c5\ub4e4\uc774 \uacf5\uae09\ub9dd \uae08\uc735 \ud504\ub85c\uadf8\ub7a8\uc744 \uc9c0\uc5ed 2, 3\ucc28 \uacf5\uae09\uc5c5\uccb4\ub85c \ud655\uc7a5\ud568\uc5d0 \ub530\ub77c 5.61%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138\ud654\ub294 \uae30\uc5c5\ub4e4\uc774 \uc870\uae30 \uacb0\uc81c\ub97c \ubcf4\uc0c1\ud558\ub294 \ub3d9\uc801 \ud560\uc778 \ubaa8\ub4c8\uc744 \ucd9c\uc2dc\ud558\uc5ec \uc740\ud589 \ub808\ubc84\ub9ac\uc9c0\ub97c \ub298\ub9ac\uc9c0 \uc54a\uace0\ub3c4 \uc6b4\uc804\uc790\ubcf8\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc5c5 \uaddc\ubaa8\ubcc4: \uc811\uadfc \uc7a5\ubcbd\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc911\uc18c\uae30\uc5c5\uc774 \uc131\uc7a5 \uc8fc\ub3c4<br \/>\n2025\ub144 \ub300\uae30\uc5c5\uc740 \ub2e4\uc911 \uc740\ud589 \uc7ac\ubb34 \uad00\uacc4\uc640 \ub354 \ub098\uc740 \ub2f4\ubcf4 \uc635\uc158\uc73c\ub85c \uc778\ud574 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 55.92%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5\uc740 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc774 \uc628\ubcf4\ub529 \ub9c8\ucc30\uc744 \uc904\uc774\uace0 \uc1a1\uc7a5 \uc218\uc900 \uc2e0\uc6a9 \ud3c9\uac00\ub97c \uc790\ub3d9\ud654\ud568\uc5d0 \ub530\ub77c 4.05%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud504\ub860\ud2f0\uc5b4 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc81c\ud55c\ub41c \uc7ac\ubb34\uc81c\ud45c\uc640 \uc778\uc9c0\ub41c \uaddc\uc81c \uc900\uc218 \uc704\ud5d8\uc73c\ub85c \uc778\ud574 \uc911\uc18c\uae30\uc5c5 \ubb34\uc5ed \uae08\uc735 \uc2e0\uccad \uac70\ubd80\uc728\uc774 40% \uc774\uc0c1\uc73c\ub85c \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae08\uc735 \uad6c\uc870\ubcc4: \uad6c\uc870\ud654 \uc0c1\ud488 \uc8fc\ub3c4, \ube44\uad6c\uc870\ud654 \uc0c1\ud488 \uc131\uc7a5<br \/>\n2025\ub144 \uad6c\uc870\ud654 \uc0c1\ud488\uc740 \uace0\uac00 \uc0c1\ud488 \ubc0f \ud504\ub85c\uc81d\ud2b8 \uae08\uc735 \uac70\ub798\uc5d0 \uacc4\uce35\ud654\ub41c \ubcf4\uc99d\uacfc \ub2e4\uc911 \ud1b5\ud654 \ud5e4\uc9c0\uac00 \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 65.02%\ub97c \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4. \uc8fc\ub85c \uacf5\uae09\ub9dd \uae08\uc735\uacfc \ucc44\uad8c \ud560\uc778\uc744 \ud3ec\ud568\ud558\ub294 \ube44\uad6c\uc870\ud654 \uae08\uc735\uc740 \uc804\uc790 \uc1a1\uc7a5 \ubc1c\ud589 \uc758\ubb34\ud654\uc640 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130 \ud53c\ub4dc\uc5d0 \ud798\uc785\uc5b4 5.55%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uacac \uc218\ucd9c\uc5c5\uccb4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ucc44\ud0dd\uc774 \uacc4\uc18d\ub41c\ub2e4\uba74 \ube44\uad6c\uc870\ud654 \ub300\ucd9c\uc758 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 2031\ub144\uae4c\uc9c0 385\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># \uc9c0\uc5ed\ubcc4 \ubd84\uc11d<\/p>\n<p>*   \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591: 2025\ub144 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 38.12%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc9c0\uc5ed \uc81c\uc870 \uc5ed\ub7c9\uacfc \uc9c4\ubcf4\uc801\uc778 \ub514\uc9c0\ud138 \ubb34\uc5ed \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 5.68%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc2f1\uac00\ud3ec\ub974\uc758 MLETR \uae30\ubc18 \uc804\uc790 \ubb34\uc5ed \ubb38\uc11c \ucc44\ud0dd\uc740 \uc740\ud589\uc774 \ud1a0\ud070\ud654\ub41c \uacf5\uae09\ub9dd \ud504\ub85c\uadf8\ub7a8\uc744 \ud655\uc7a5\ud558\ub294 \ub370 \ubc95\uc801 \ud655\uc2e4\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n*   \ubd81\ubbf8: \ubbf8\uad6d \ub2ec\ub7ec\uc758 \uae30\ucd95 \ud1b5\ud654 \uc5ed\ud560\uacfc \uac15\ub825\ud55c \ud540\ud14c\ud06c \ud601\uc2e0 \uc0dd\ud0dc\uacc4\ub97c \ud1b5\ud574 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uaddc\ubaa8\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4. GENIUS Act\ub294 \ub2ec\ub7ec \ud45c\uc2dc \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uacb0\uc81c\uc5d0 \ub300\ud55c \uaddc\uc81c \ud655\uc2e4\uc131\uc744 \uc81c\uacf5\ud558\uc5ec \ud604\uc7ac \ud3c9\uade0 7%\uc5d0 \ub2ec\ud558\ub294 \uad6d\uacbd \uac04 \uacb0\uc81c \uc218\uc218\ub8cc\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: \uac15\ud654\ub41c AML \uc2ec\uc0ac\uc640 \uacb0\uc81c \ubd84\uc57c\uc758 \uc804\ub7b5\uc801 \uc790\uc728\uc131 \uc774\ub2c8\uc154\ud2f0\ube0c\ub77c\ub294 \uc774\uc911 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. 9\uac1c \uc740\ud589\uc73c\ub85c \uad6c\uc131\ub41c \uc720\ub85c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ucee8\uc18c\uc2dc\uc5c4\uc740 2026\ub144 \uc0c1\uc5c5 \uacb0\uc81c\ub97c \uc704\ud55c MiCA \uc900\uc218 \ud1a0\ud070\uc744 \ub3c4\uc785\ud558\uc5ec \ub2ec\ub7ec \uc758\uc874\ub3c4\ub97c \uc904\uc774\ub824 \ud569\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74: \ud2b9\ud788 \ub450\ubc14\uc774 DIFC\uc5d0\uc11c \ud1a0\ud070\ud654\ub41c \uae08 \uac70\ub798\uac00 \uad6c\uc870\ud654 \uc2e0\uc6a9\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud558\ub294 \ub4f1 \ub192\uc740 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c4 \ud2c8\uc0c8\uc2dc\uc7a5\uc744 \uc81c\uacf5\ud558\uc9c0\ub9cc, \uc815\uce58\uc801 \uc704\ud5d8 \ud504\ub9ac\ubbf8\uc5c4\uc774 \uad11\ubc94\uc704\ud55c \uc9c0\uc5ed \ucc44\ud0dd\uc744 \uc5b5\uc81c\ud569\ub2c8\ub2e4.<\/p>\n<p># \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\uae00\ub85c\ubc8c \uacbd\uc7c1\uc740 \uc911\uac04 \uc815\ub3c4\ub85c \uc9d1\uc911\ub418\uc5b4 \uc788\uc73c\uba70, \uc0c1\uc704 5\uac1c \uc740\ud589\uc774 \uc804\uccb4 \uac70\ub798\ub7c9\uc758 \uc57d 48%\ub97c \ud1b5\uc81c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud655\uace0\ud55c \uace0\uac1d \uae30\ubc18\uacfc \uaddc\uc81c \uc790\ubcf8 \uc6b0\uc704\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4. HSBC\ub294 132\uc5b5 \ub2ec\ub7ec\uc758 \uac70\ub798 \uc740\ud589 \ub9e4\ucd9c\ub85c \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud558\uba70, \uacb0\uc81c \uc8fc\uae30\ub97c \uba70\uce60\uc5d0\uc11c \uba87 \ucd08\ub85c \ub2e8\ucd95\ud558\ub294 \ud1a0\ud070\ud654\ub41c \uc608\uae08\uc5d0 \uacc4\uc18d \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Mitigram\uacfc \uac19\uc740 \uae30\uc220 \uc911\uac1c\uc5c5\uccb4\ub294 1,000\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \ub2e4\uc911 \uc740\ud589 \ud750\ub984\uc744 \uc870\uc728\ud558\uc5ec \uae30\uc5c5\uc774 \ub2e8\uc77c \uc778\ud130\ud398\uc774\uc2a4\uc5d0\uc11c 150\uac1c \uc774\uc0c1\uc758 \uae30\uad00\uc5d0 \uac78\uccd0 \uac70\ub798 \uac00\uaca9\uc744 \ucc45\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. SWIFT\uc758 \ube14\ub85d\uccb4\uc778 \uc6d0\uc7a5\uacfc Fnality\uc758 1\uc5b5 3,600\ub9cc \ub2ec\ub7ec \uc790\ubcf8 \uc870\ub2ec\uc740 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c \uacc4\uce35\uc5d0\uc11c \uc778\ud504\ub77c \uacbd\uc7c1\uc774 \uc2ec\ud654\ub420 \uac83\uc784\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc740\ud589\ub4e4\uc740 \uaddc\uc81c \uc900\uc218 \uc790\uc6d0\uc744 \ud1b5\ud569\ud558\uace0 \uacf5\ud1b5 \uae30\uc220 \uc2a4\ud0dd\uc744 \ud65c\uc6a9\ud558\ub294 \ub514\uc9c0\ud138 \uc790\uc0b0 \ucee8\uc18c\uc2dc\uc5c4\uc744 \uad6c\uc131\ud558\uc5ec \ud540\ud14c\ud06c\uc758 \uce68\ubc94\uc5d0 \ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ISO 20022 \uba54\uc2dc\uc9d5 \uc5c5\uadf8\ub808\uc774\ub4dc\ub294 \uc790\ub3d9\ud654\ub41c \uc81c\uc7ac \uc2ec\uc0ac \ubc0f \uc624\ub958\uc728\uc744 \ub0ae\ucd94\ub294 \ub370\uc774\ud130\uac00 \ud48d\ubd80\ud55c \uacb0\uc81c \uc9c0\uce68\uc744 \uc704\ud55c \uae30\ud68c\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacbd\uc7c1 \uac15\ub3c4\ub294 \uac00\uaca9 \uacbd\uc7c1\uc5d0\uc11c \uae30\uc220 \ubc0f \ub370\uc774\ud130 \ud1b5\ud569 \uc5ed\ub7c9\uc73c\ub85c \uc774\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc608\uc0b0\uc774 \ubd80\uc871\ud55c \uc18c\uaddc\ubaa8 \uc9c0\uc5ed \uc740\ud589\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ub2e4\uc74c \ud1b5\ud569 \ubb3c\uacb0\uc774 \uc608\uc0c1\ub418\uba70, \uc774\ub294 \ub300\ud615 \uae30\uc874 \uae30\uc5c5\ub4e4\uc5d0\uac8c \uc778\uc218 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc0b0\uc5c5 \ub9ac\ub354:<br \/>\nHSBC Holdings plc, Citigroup Inc., BNP Paribas SA, Standard Chartered PLC, JPMorgan Chase &#038; Co.<\/p>\n<p># \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 9\uc6d4: HSBC\ub294 Ant International\uacfc \ud568\uaed8 \uad6d\uacbd \uac04 \ud1a0\ud070\ud654 \uc608\uae08 \uc11c\ube44\uc2a4\ub97c \ucd9c\uc2dc\ud558\uc5ec \ube14\ub85d\uccb4\uc778 \uae30\ub85d \ubc95\uc815\ud654\ud3d0 \uc608\uae08\uc744 \ud1b5\ud574 \uc989\uac01\uc801\uc778 \uacb0\uc81c \ubc0f \uc790\ub3d9 \uc870\uc815\uc774 \uac00\ub2a5\ud558\uac8c \ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 9\uc6d4: SWIFT\ub294 30\uac1c \uc774\uc0c1\uc758 \uc740\ud589\uacfc \ud568\uaed8 ConsenSys \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc2a4\ub9c8\ud2b8 \uacc4\uc57d \uc9d1\ud589\uc744 \uc704\ud55c 24\/7 \uad6d\uacbd \uac04 \uacb0\uc81c\uc6a9 \ube14\ub85d\uccb4\uc778 \uc6d0\ud615\uc744 \uacf5\uac1c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 9\uc6d4: 9\uac1c\uc758 \uc120\ub3c4\uc801\uc778 \uc720\ub7fd \uc740\ud589\uc774 2026\ub144 \ucd9c\uc2dc \uc608\uc815\uc778 MiCA \uc900\uc218 \uc720\ub85c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uac1c\ubc1c\uc744 \uc704\ud55c \ucee8\uc18c\uc2dc\uc5c4\uc744 \uad6c\uc131\ud558\uc5ec \uacb0\uc81c \ud1b5\ud654 \uc635\uc158\uc744 \ub2e4\ubcc0\ud654\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 9\uc6d4: Fnality\ub294 WisdomTree, Citi, Bank of America, Temasek\uc73c\ub85c\ubd80\ud130 1\uc5b5 3,600\ub9cc \ub2ec\ub7ec\uc758 \uc2dc\ub9ac\uc988 C \uc790\uae08\uc744 \uc870\ub2ec\ud558\uc5ec \ub3c4\ub9e4 \ube14\ub85d\uccb4\uc778 \uacb0\uc81c \uc778\ud504\ub77c\ub97c \ud655\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcf5\uc7a1\ud55c \uc5ed\ud559 \uad00\uacc4\ub97c \uc774\ud574\ud558\uace0 \ubbf8\ub798 \uc131\uc7a5 \uae30\ud68c\uc640 \uacfc\uc81c\ub97c \uc2dd\ubcc4\ud558\ub294 \ub370 \uc911\uc694\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uae00\ub85c\ubc8c \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uad6d\uc81c \ubb34\uc5ed \ud750\ub984\uc758 \uc790\uae08 \uc870\ub2ec\uc744 \uc9c0\uc6d0\ud558\uace0, \uac70\ub798 \uad00\ub828 \uc704\ud5d8\uc744 \uc644\ud654\ud558\uba70, \uae30\uc5c5\uc758 \uc6b4\uc804\uc790\ubcf8 \ud6a8\uc728\uc131\uc744 \uc99d\ub300\uc2dc\ud0a4\ub294 \ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubb34\uc5ed \uae08\uc735\uc740 \uc218\ucd9c\uc785\uc5c5\uc790 \uac04\uc758 \ud575\uc2ec\uc801\uc778 \ucd09\uc9c4\uc790 \uc5ed\ud560\uc744 \uc218\ud589\ud558\uba70, \uad6d\ub0b4\uc678 \ubb34\uc5ed \uc790\uae08 \uc870\ub2ec \ud65c\ub3d9 \uc804\ubc18\uc744 \uc544\uc6b0\ub985\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc5f0\uad6c \uacb0\uacfc:<br \/>\n\ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc740 2026\ub144 834.2\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uae4c\uc9c0 988.3\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uac15\ub825\ud55c \uc81c\uc870 \ud65c\ub3d9\uacfc \uce5c\ub514\uc9c0\ud138 \uaddc\uc81c\uc5d0 \ud798\uc785\uc5b4 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 5.68%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5(SMEs)\uc758 \ubb34\uc5ed \uae08\uc735 \ubbf8\ucda9\uc871 \uc218\uc694\ub294 \uc57d 2.5\uc870 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\uc5ec \uc0c1\ub2f9\ud55c \uc2dc\uc7a5 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. \uae30\uc220\uc801 \uce21\uba74\uc5d0\uc11c\ub294 \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uc2e0\uc6a9\uc7a5 \ub514\uc9c0\ud138\ud654\uac00 \uc2b9\uc778 \uc2dc\uac04\uc744 10\uc77c\uc5d0\uc11c 24\uc2dc\uac04 \uc774\ub0b4\ub85c \ub2e8\ucd95\uc2dc\ud0a4\uba70 \uac00\uc7a5 \ud601\uc2e0\uc801\uc778 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uc810\uc720\uc728 \uce21\uba74\uc5d0\uc11c\ub294 \uc740\ud589 \ubd80\ubb38\uc774 \uc5ec\uc804\ud788 \uc9c0\ubc30\uc801\uc774\uba70, HSBC\uac00 132\uc5b5 \ub2ec\ub7ec\uc758 \uac70\ub798 \uae08\uc735 \uc218\uc775\uc73c\ub85c \uc120\ub450\ub97c \ub2ec\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \ub3d9\uc778:<br \/>\n\ubb34\uc5ed \uae08\uc735 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c\ub294 \ubb34\uc5ed\uc758 \ub514\uc9c0\ud138\ud654 \ubc0f \ube14\ub85d\uccb4\uc778 \uae30\uc220 \ucc44\ud0dd, \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798\uc758 \ud655\uc7a5, \uae00\ub85c\ubc8c \uc0c1\ud488 \ubb34\uc5ed\ub7c9\uc758 \uc9c0\uc18d\uc801\uc778 \uc99d\uac00\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubb34\uc5ed \ucc44\uad8c\uc758 \uc790\ubcf8 \uc2dc\uc7a5 \uc99d\uad8c\ud654, \uc804\uc790 \ubb34\uc5ed \ubb38\uc11c\uc758 \ubc95\uc801 \uc778\uc815(\uc608: MLETR \ubc95\ub960), \uadf8\ub9ac\uace0 \uc784\ubca0\ub514\ub4dc B2B \uacb0\uc81c \ubc0f \uac00\uc0c1 \uce74\ub4dc \uc6b4\uc804\uc790\ubcf8 \ud504\ub85c\uadf8\ub7a8\uc758 \ud655\uc0b0 \ub610\ud55c \uc911\uc694\ud55c \uc131\uc7a5 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc81c\uc57d:<br \/>\n\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \uc5c4\uaca9\ud55c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML) \ubc0f \uace0\uac1d\ud655\uc778(KYC) \uaddc\uc81c \uc900\uc218 \ubd80\ub2f4, \uc9c0\uc815\ud559\uc801 \ubb34\uc5ed \uae34\uc7a5 \ubc0f \uc81c\uc7ac, \ud504\ub860\ud2f0\uc5b4 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ud658\uac70\ub798 \uc740\ud589 \ub124\ud2b8\uc6cc\ud06c \ucd95\uc18c, \uadf8\ub9ac\uace0 \ubb34\uc5ed \uc2e0\uc6a9 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc138\ubd84\ud654 \ubc0f \uc608\uce21:<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5\uc744 \ub2e4\uc591\ud55c \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4. \uc81c\ud488 \uc720\ud615\ubcc4\ub85c\ub294 \uc11c\ub958 \uae30\ubc18(Documentary) \ubc0f \ube44\uc11c\ub958 \uae30\ubc18(Non-Documentary)\uc73c\ub85c, \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ubcc4\ub85c\ub294 \uc740\ud589, \ubb34\uc5ed \uae08\uc735 \ud68c\uc0ac, \ubcf4\ud5d8 \ud68c\uc0ac \ubc0f \uae30\ud0c0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4. \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4\ub85c\ub294 \uad6d\ub0b4 \ubc0f \uad6d\uc81c \ubb34\uc5ed \uae08\uc735\uc73c\ub85c, \uae30\uc5c5 \uaddc\ubaa8\ubcc4\ub85c\ub294 \ub300\uae30\uc5c5 \ubc0f \uc911\uc18c\uae30\uc5c5(SMEs)\uc73c\ub85c, \uae08\uc735 \uad6c\uc870\ubcc4\ub85c\ub294 \uad6c\uc870\ud654 \ubb34\uc5ed \uae08\uc735 \ubc0f \ube44\uad6c\uc870\ud654 \ubb34\uc5ed \uae08\uc735\uc73c\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\uc758 \uc8fc\uc694 \uad6d\uac00\ub4e4\uc744 \ud3ec\ud568\ud558\uc5ec \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd:<br \/>\n\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc774 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. HSBC Holdings plc, Citigroup Inc., BNP Paribas SA, Standard Chartered PLC, JPMorgan Chase &#038; Co. \ub4f1 \uae00\ub85c\ubc8c \uc8fc\uc694 \uc740\ud589 \ubc0f \ubb34\uc5ed \uae08\uc735 \uad00\ub828 \uae30\uc5c5\ub4e4\uc758 \uc0c1\uc138 \ud504\ub85c\ud544\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd:<br \/>\n\ubcf4\uace0\uc11c\ub294 \ubbf8\uac1c\ucc99 \uc2dc\uc7a5(White-space) \ubc0f \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc218\uc694\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \ud5a5\ud6c4 \uc2dc\uc7a5 \uae30\ud68c\uc640 \ubbf8\ub798 \uc804\ub9dd\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-53732","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/53732"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=53732"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/53732\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=53732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=53732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=53732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}