{"id":55279,"date":"2026-02-24T10:40:39","date_gmt":"2026-02-24T10:40:39","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/commercial-vehicle-financing-market-mordor\/"},"modified":"2026-10-02T01:36:50","modified_gmt":"2026-10-01T16:36:50","slug":"commercial-vehicle-financing-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/commercial-vehicle-financing-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uc0c1\uc6a9\ucc28 \uae08\uc735 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/commercial-vehicle-financing-market_1709128475475_Major_Players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/commercial-vehicle-financing-market-size-image-1770984033587.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc911\ud615 \ucc28\ub7c9 \ud50c\ub9bf\uc744 \uc704\ud55c \uc804\ub3d9\ud654 \uc778\uc13c\ud2f0\ube0c<\/li>\n<li class=\"toc-level-3\">4.2.2 \ub77c\uc2a4\ud2b8\ub9c8\uc77c \ubc30\uc1a1 \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uc131\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.3 OEM \ud154\ub808\ub9e4\ud2f1\uc2a4 \ud50c\ub7ab\ud3fc \ub0b4 \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ubd80\uc0c1<\/li>\n<li class=\"toc-level-3\">4.2.4 \uae00\ub85c\ubc8c \uc740\ud589\uc758 ESG \uc5f0\uacc4 \ub300\ucd9c \uc758\ubb34<\/li>\n<li class=\"toc-level-3\">4.2.5 \ube44\uacf5\uc2dd \uc6b4\uc601\uc790\ub97c \ud3ec\uad04\ud558\ub294 \uc2e0\uc6a9 \uc815\ubcf4 \uae30\uad00\uc758 \ud655\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.6 AI \uae30\ubc18 \uc794\uc874 \uac00\uce58 \ubd84\uc11d\uc744 \ud1b5\ud55c \ub300\ucd9c \uae30\uad00 \uc704\ud5d8 \uac10\uc18c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 2025\ub144 \uc774\ud6c4 \uae30\uc900 \uae08\ub9ac \uae09\ub4f1<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub300\ud55c \ubc14\uc824 IV \uc790\ubcf8 \uaddc\uc81c \uac15\ud654<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc911\uad6d \uc804\uc790\uc0c1\uac70\ub798 \ud654\ubb3c \ubb3c\ub7c9 \uc815\uccb4<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc911\uace0 \ud2b8\ub7ed \uc7ac\ud310\ub9e4 \uac00\uaca9 \ubcc0\ub3d9\uc131<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.2 \uad6c\ub9e4\uc790\/\uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4 \uc81c\ud488\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58 (USD))<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc81c\uacf5\uc5c5\uccb4 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc740\ud589<\/li>\n<li class=\"toc-level-3\">5.1.2 \uacc4\uc5f4\uc0ac(OEM) \uae08\uc735 \ubd80\ubb38<\/li>\n<li class=\"toc-level-3\">5.1.3 \ube44\uc740\ud589 \uae08\uc735 \ud68c\uc0ac (NBFC)<\/li>\n<li class=\"toc-level-3\">5.1.4 \uc2e0\uc6a9 \ud611\ub3d9\uc870\ud569 \ubc0f \uc0c1\ud638\uae08\uc735<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc790\uae08 \uc870\ub2ec \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \ub300\ucd9c<\/li>\n<li class=\"toc-level-3\">5.2.2 \uae08\uc735 \ub9ac\uc2a4<\/li>\n<li class=\"toc-level-3\">5.2.3 \uc6b4\uc6a9 \ub9ac\uc2a4<\/li>\n<li class=\"toc-level-3\">5.2.4 \uc2e0\uc6a9 \ud55c\ub3c4 \/ \ud68c\uc804 \uc2e0\uc6a9<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ucc28\ub7c9 \uc0c1\ud0dc\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc2e0\uaddc \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc911\uace0 \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ucc28\ub7c9 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uacbd\uc0c1\uc6a9 \ucc28\ub7c9<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc911\ud615 \ubc0f \ub300\ud615 \ud2b8\ub7ed<\/li>\n<li class=\"toc-level-3\">5.4.3 \ubc84\uc2a4 \ubc0f \ucf54\uce58<\/li>\n<li class=\"toc-level-3\">5.4.4 \ud2b9\uc218 \ubaa9\uc801 \ucc28\ub7c9<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \ucc44\ub110\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \uc9c1\uc811<\/li>\n<li class=\"toc-level-3\">5.5.2 \uc628\ub77c\uc778 \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \ubc0f \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc<\/li>\n<li class=\"toc-level-3\">5.5.3 \ube0c\ub85c\ucee4 \uc9c0\uc6d0<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.6 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.6.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.6.1.3 \uae30\ud0c0 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-3\">5.6.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.6.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.6.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.6.2.3 \uae30\ud0c0 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-3\">5.6.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.6.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.6.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.6.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.6.3.5 \uae30\ud0c0 \uc720\ub7fd<\/li>\n<li class=\"toc-level-3\">5.6.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.6.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.4.2 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.6.4.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.6.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.4.5 \uae30\ud0c0 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-3\">5.6.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.6.5.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.6.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.6.5.3 \ud280\ub974\ud0a4\uc608<\/li>\n<li class=\"toc-level-4\">5.6.5.4 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-4\">5.6.5.5 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-4\">5.6.5.6 \uae30\ud0c0 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \ud589\ubcf4<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\ud3ec\ud568: \uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \ud604\ud669 (\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, SWOT \ubd84\uc11d, \ubc0f \ucd5c\uadfc \ub3d9\ud5a5)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Bank of America Corporation<\/li>\n<li class=\"toc-level-3\">6.4.2 Wells Fargo &amp; Co.<\/li>\n<li class=\"toc-level-3\">6.4.3 Ally Financial Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 JPMorgan Chase Commercial Vehicle Finance<\/li>\n<li class=\"toc-level-3\">6.4.5 Mitsubishi UFJ Financial Group Inc.<\/li>\n<li class=\"toc-level-3\">6.4.6 Banco Santander S.A.<\/li>\n<li class=\"toc-level-3\">6.4.7 HDFC Bank Limited<\/li>\n<li class=\"toc-level-3\">6.4.8 Mahindra &amp; Mahindra Financial Services Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.9 Tata Motors Finance<\/li>\n<li class=\"toc-level-3\">6.4.10 Toyota Financial Services<\/li>\n<li class=\"toc-level-3\">6.4.11 Volkswagen Financial Services<\/li>\n<li class=\"toc-level-3\">6.4.12 Daimler Truck Financial Services<\/li>\n<li class=\"toc-level-3\">6.4.13 Volvo Financial Services<\/li>\n<li class=\"toc-level-3\">6.4.14 CNH Industrial Capital<\/li>\n<li class=\"toc-level-3\">6.4.15 PACCAR Financial<\/li>\n<li class=\"toc-level-3\">6.4.16 Navistar Financial<\/li>\n<li class=\"toc-level-3\">6.4.17 Bank of China<\/li>\n<li class=\"toc-level-3\">6.4.18 ICBC Leasing<\/li>\n<li class=\"toc-level-3\">6.4.19 Standard Bank Group Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.20 Credit Europe Group N.V.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uae08\uc735 \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc804\ub9dd (2026-2031)<\/p>\n<p>\uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uae08\uc735 \uc2dc\uc7a5\uc740 2025\ub144 1,132\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 1,209\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2031\ub144\uc5d0\ub294 1,680\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub3c4\ub2ec\ud558\uc5ec 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 6.8%\ub97c \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \ucc28\ub7c9 \uc804\ub3d9\ud654 \uc758\ubb34\ud654, OEM \ud154\ub808\ub9e4\ud2f1\uc2a4 \ub0b4 \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ud655\uc0b0, \ub77c\uc2a4\ud2b8\ub9c8\uc77c \ubc30\uc1a1 \ucc28\ub7c9\uc758 \uae09\uc99d\uc5d0 \ud798\uc785\uc5b4 \ub354\uc6b1 \uce5c\ud658\uacbd\uc801\uc774\uace0 \uc5f0\uacb0\ub41c \ucc28\ub7c9\uc73c\ub85c \uc790\ubcf8\uc774 \uc720\uc785\ub418\ub294 \ucd94\uc138\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \uc694\uc57d<\/p>\n<p>\uc740\ud589\uc740 \uc5ec\uc804\ud788 \ub300\ucd9c\uc758 \ub300\ubd80\ubd84\uc744 \ucde8\uae09\ud558\uc9c0\ub9cc, \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac(NBFC)\ub294 \ub514\uc9c0\ud138 \uc2ec\uc0ac, \ub300\uccb4 \uc2e0\uc6a9 \ub370\uc774\ud130, \uc720\uc5f0\ud55c \uc0c1\ud658 \uad6c\uc870\ub97c \ud65c\uc6a9\ud558\uc5ec \ub354 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uc870\uc5c5\uccb4\uc758 \uc790\uccb4 \uae08\uc735 \ubd80\ubb38(Captive finance arms)\uc740 \ucc28\ub7c9 \ub300\uc2dc\ubcf4\ub4dc\uc5d0 \uc9c1\uc811 \uc2e0\uc6a9 \uc0c1\ud488\uc744 \ub0b4\uc7a5\ud558\uc5ec \uc2b9\uc778 \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\uace0 \ucde8\ub4dd \ube44\uc6a9\uc744 \ub0ae\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4 \uc131\uc7a5 \ud328\ud134\uc740 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uc120\ub450\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc740 \uc778\ud504\ub77c\uac1c\ubc1c \ubc0f \uacbd\uc81c \ub2e4\uac01\ud654 \ub178\ub825\uc5d0 \ud798\uc785\uc5b4 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\ud5a5<\/p>\n<p>*   \uc804\uae30\ucc28(EV) \uae08\uc735\uc758 \ubd80\uc0c1: \uc815\ubd80 \uc778\uc13c\ud2f0\ube0c, \ubc30\ud130\ub9ac \uae30\uc220 \ubc1c\uc804, \ucda9\uc804 \uc778\ud504\ub77c \ud655\ub300\ub85c \uc804\uae30\ucc28 \ucc44\ud0dd\uc774 \uac00\uc18d\ud654\ub418\uba74\uc11c, \uc804\uae30\ucc28 \uad6c\ub9e4\ub97c \uc704\ud55c \ub9de\ucda4\ud615 \uae08\uc735 \uc0c1\ud488\uc758 \uc218\uc694\uac00 \uae09\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub0ae\uc740 \uc774\uc790\uc728, \uc7a5\uae30 \uc0c1\ud658 \uc635\uc158, \ubc30\ud130\ub9ac \uc784\ub300 \ud504\ub85c\uadf8\ub7a8 \ub4f1\uc73c\ub85c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ud655\uc0b0: \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uc640 \uae30\uc220 \uae30\uc5c5\uc740 \ucc28\ub7c9 \ub0b4 \uc778\ud3ec\ud14c\uc778\uba3c\ud2b8 \uc2dc\uc2a4\ud15c\uc5d0 \uc9c1\uc811 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\uc5ec, \uace0\uac1d\uc774 \ucc28\ub7c9 \uad6c\ub9e4 \uc2dc\uc810 \ub610\ub294 \uc0ac\uc6a9 \uc911\uc5d0 \uc190\uc27d\uac8c \ub300\ucd9c, \ubcf4\ud5d8, \uad6c\ub3c5 \uc11c\ube44\uc2a4 \ub4f1\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uad6c\ub9e4 \uacfc\uc815\uc744 \uac04\uc18c\ud654\ud558\uace0 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<br \/>\n*   \ub370\uc774\ud130 \uae30\ubc18 \uc758\uc0ac\uacb0\uc815: \uc778\uacf5\uc9c0\ub2a5(AI)\uacfc \uba38\uc2e0\ub7ec\ub2dd(ML) \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\uc758 \uc2e0\uc6a9\ub3c4\ub97c \ud3c9\uac00\ud558\uace0, \ub9de\ucda4\ud615 \uae08\uc735 \uc0c1\ud488\uc744 \ucd94\ucc9c\ud558\uba70, \uc0ac\uae30 \ud0d0\uc9c0\ub97c \uac15\ud654\ud558\ub294 \ucd94\uc138\uac00 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae08\uc735 \uae30\uad00\uc758 \uc704\ud5d8 \uad00\ub9ac \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ub192\uc785\ub2c8\ub2e4.<br \/>\n*   \uad6c\ub3c5 \ubc0f \uacf5\uc720 \ubaa8\ub378\uc758 \uc131\uc7a5: \ucc28\ub7c9 \uc18c\uc720\uc5d0 \ub300\ud55c \uc804\ud1b5\uc801\uc778 \uac1c\ub150\uc5d0\uc11c \ubc97\uc5b4\ub098, \uc720\uc5f0\ud55c \uad6c\ub3c5 \ubaa8\ub378\uc774\ub098 \ucc28\ub7c9 \uacf5\uc720 \uc11c\ube44\uc2a4\uac00 \uc778\uae30\ub97c \uc5bb\uc73c\uba74\uc11c, \uc774\uc5d0 \ub9de\ub294 \uc0c8\ub85c\uc6b4 \ud615\ud0dc\uc758 \uae08\uc735 \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uae30 \uc784\ub300, \uc0ac\uc6a9\ub7c9 \uae30\ubc18 \uacb0\uc81c \ub4f1 \ub2e4\uc591\ud55c \ud615\ud0dc\ub85c \ubc1c\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc18d\uac00\ub2a5\ud55c \uae08\uc735\uc758 \uc911\uc694\uc131 \uc99d\ub300: \ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870(ESG) \uc694\uc18c\ub97c \uace0\ub824\ud558\ub294 \uc9c0\uc18d\uac00\ub2a5\ud55c \uae08\uc735\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uba74\uc11c, \uce5c\ud658\uacbd \ucc28\ub7c9 \uad6c\ub9e4\ub97c \uc7a5\ub824\ud558\ub294 \ub179\uc0c9 \ub300\ucd9c \uc0c1\ud488\uc774\ub098 \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\ub294 \uae08\uc735 \uae30\uad00\uc5d0 \ub300\ud55c \uc120\ud638\ub3c4\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ub3d9\ud5a5\uc740 \uc790\ub3d9\ucc28 \uae08\uc735 \uc2dc\uc7a5\uc774 \ub2e8\uc21c\ud788 \ucc28\ub7c9 \uad6c\ub9e4\ub97c \uc9c0\uc6d0\ud558\ub294 \uac83\uc744 \ub118\uc5b4, \uae30\uc220 \ud601\uc2e0\uacfc \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \ud3ec\uad04\ud558\ub294 \ubcf5\ud569\uc801\uc778 \uc0dd\ud0dc\uacc4\ub85c \uc9c4\ud654\ud558\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uae08\uc735 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uae08\uc735\uc740 \uc2e0\ucc28 \ubc0f \uc911\uace0\ucc28 \uad6c\ub9e4\ub97c \uc704\ud55c \ub300\ucd9c \ubc0f \ub9ac\uc2a4\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \uc758\ubbf8\ud558\uba70, \uc77c\uc2dc\ubd88 \ud604\uae08 \uacb0\uc81c \uc678\uc758 \ubaa8\ub4e0 \ud615\ud0dc\uc758 \uc790\uae08 \uc870\ub2ec \ubc29\uc2dd\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \ubcf8 \uc5f0\uad6c\ub294 \uc81c\uacf5\uc790 \uc720\ud615(\uc740\ud589, OEM \uacc4\uc5f4 \uae08\uc735\uc0ac, \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac(NBFC), \uc2e0\uc6a9\ud611\ub3d9\uc870\ud569 \ub4f1), \uae08\uc735 \uc720\ud615(\ub300\ucd9c, \uae08\uc735 \ub9ac\uc2a4, \uc6b4\uc6a9 \ub9ac\uc2a4, \ud55c\ub3c4 \ub300\ucd9c), \ucc28\ub7c9 \uc0c1\ud0dc(\uc2e0\ucc28, \uc911\uace0\ucc28), \ucc28\ub7c9 \uc720\ud615(\uacbd\uc0c1\uc6a9\ucc28, \uc911\ub300\ud615 \ud2b8\ub7ed, \ubc84\uc2a4 \ubc0f \ucf54\uce58, \ud2b9\uc218 \ubaa9\uc801 \ucc28\ub7c9), \ucc44\ub110(\uc9c1\uc811, \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc, \ube0c\ub85c\ucee4 \uc9c0\uc6d0) \ubc0f \uc9c0\uc5ed\ubcc4\ub85c \uc2dc\uc7a5\uc744 \uc138\ubd84\ud654\ud558\uc5ec \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21\uc5d0 \ub530\ub974\uba74, \uae00\ub85c\ubc8c \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uae08\uc735 \uc2dc\uc7a5\uc740 2026\ub144 1,209\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144 1,680\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc5f0\ud3c9\uade0 6.8%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc740 \uc778\ud504\ub77c \ud22c\uc790 \ud655\ub300\uc640 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc758 \ucee4\ubc84\ub9ac\uc9c0 \uac1c\uc120\uc5d0 \ud798\uc785\uc5b4 \uc5f0\ud3c9\uade0 6.89%\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825\uc73c\ub85c\ub294 \uc911\ud615 \ucc28\ub7c9 \ud50c\ub9bf\uc758 \uc804\uae30\ud654 \uc778\uc13c\ud2f0\ube0c, \ub77c\uc2a4\ud2b8\ub9c8\uc77c \ubc30\uc1a1 \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uc131\uc7a5, OEM \ud154\ub808\ub9e4\ud2f1\uc2a4 \ud50c\ub7ab\ud3fc \ub0b4 \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ubd80\uc0c1, \uae00\ub85c\ubc8c \uc740\ud589\uc758 ESG \uc5f0\uacc4 \ub300\ucd9c \uc758\ubb34\ud654, \ube44\uacf5\uc2dd \uc6b4\uc601\uc790\ub97c \ud3ec\uad04\ud558\ub294 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc758 \ud655\uc7a5, \uadf8\ub9ac\uace0 AI \uae30\ubc18 \uc794\uc874\uac00\uce58 \ubd84\uc11d\uc744 \ud1b5\ud55c \ub300\ucd9c \uae30\uad00 \uc704\ud5d8 \uac10\uc18c \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ud50c\ub7ab\ud3fc\uc740 OEM \ud154\ub808\ub9e4\ud2f1\uc2a4\uc5d0\uc11c \uc2e4\uc2dc\uac04 \uc0ac\uc6a9 \ub370\uc774\ud130\ub97c \uc2e0\uc6a9 \uc54c\uace0\ub9ac\uc998\uc5d0 \uc81c\uacf5\ud558\uc5ec \uc989\uac01\uc801\uc778 \uc2b9\uc778\uacfc \ub9de\ucda4\ud615 \uae08\ub9ac \uc81c\uacf5\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc81c\uc57d \uc694\uc778\uc73c\ub85c\ub294 2025\ub144 \uc774\ud6c4 \ubca4\uce58\ub9c8\ud06c \uae08\ub9ac\uc758 \uae09\ub4f1, \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub300\ud55c \ubc14\uc824 IV \uc790\ubcf8 \uaddc\uc81c \uac15\ud654, \uc911\uad6d \uc804\uc790\uc0c1\uac70\ub798 \ud654\ubb3c \ubb3c\ub7c9\uc758 \uc815\uccb4, \uc911\uace0 \ud2b8\ub7ed \uc7ac\ud310\ub9e4 \uac00\uaca9\uc758 \ubcc0\ub3d9\uc131 \ub4f1\uc774 \uc9c0\ubaa9\ub429\ub2c8\ub2e4. \ud2b9\ud788 \ubc14\uc824 IV \uaddc\uc81c\ub294 \uc740\ud589\uc758 \uc704\ud5d8\uac00\uc911\uc790\uc0b0 \uc99d\uac00\ub85c \uc774\uc5b4\uc838 \uc790\ubcf8 \ubd80\ub2f4\uc744 15~25% \ub192\uc5ec \ud2b9\uc815 \ucc28\ub7c9 \ubd80\ubb38\uc5d0 \ub300\ud55c \uc740\ud589\uc758 \ub300\ucd9c \uc5ed\ub7c9\uc744 \uc81c\ud55c\ud558\uace0 \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac(NBFC) \ubc0f OEM \uacc4\uc5f4 \uae08\uc735\uc0ac\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728 \ud655\ub300\ub97c \uc720\ub3c4\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uae08\uc735 \uc720\ud615\ubcc4\ub85c\ub294 \uc6b4\uc601 \ub9ac\uc2a4\uac00 \ud50c\ub9bf \uc6b4\uc601\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uace0 \uc788\ub294\ub370, \uc774\ub294 \uc794\uc874\uac00\uce58 \ubc0f \uae30\uc220 \ub178\ud6c4\ud654 \uc704\ud5d8\uc744 \ub9ac\uc2a4 \uc81c\uacf5\uc790\uc5d0\uac8c \uc804\uac00\ud558\uace0 \uae09\uaca9\ud55c \uc804\uae30\ud654 \uc2dc\ub300\uc5d0 \ub300\ucc28\ub300\uc870\ud45c \uc720\uc5f0\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ucc28\ub7c9 \uc720\ud615\ubcc4\ub85c\ub294 \uacbd\uc0c1\uc6a9\ucc28(LCV)\uac00 \uc804\uc790\uc0c1\uac70\ub798 \ubc0f \ub3c4\uc2dc \ubc30\uc1a1 \ubaa8\ub378\uc758 \ud655\uc0b0\uc5d0 \ud798\uc785\uc5b4 \uc804\uccb4 \uae08\uc735 \uc218\uc694\uc758 42.05%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uc2dc\uc7a5 \ud658\uacbd \ubd84\uc11d\uc744 \ud1b5\ud574 \uac00\uce58\/\uacf5\uae09\ub9dd \ubd84\uc11d, \uaddc\uc81c \ud658\uacbd, \uae30\uc220 \uc804\ub9dd, \uadf8\ub9ac\uace0 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778(\uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611, \uad6c\ub9e4\uc790\/\uc18c\ube44\uc790\uc758 \uad50\uc12d\ub825, \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825, \ub300\uccb4 \uc81c\ud488\uc758 \uc704\ud611, \uacbd\uc7c1 \uac15\ub3c4)\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc774 \ud3ec\ud568\ub418\uba70, Bank of America, Wells Fargo, JPMorgan Chase, Mitsubishi UFJ Financial Group, Banco Santander, HDFC Bank, Mahindra &#038; Mahindra Financial Services, Tata Motors Finance \ub4f1 \uc8fc\uc694 \uae00\ub85c\ubc8c \uc740\ud589 \ubc0f Toyota Financial Services, Volkswagen Financial Services, Daimler Truck Financial Services, Volvo Financial Services, CNH Industrial Capital, PACCAR Financial, Navistar Financial \ub4f1 OEM \uacc4\uc5f4 \uae08\uc735\uc0ac\ub97c \ud3ec\ud568\ud55c 20\uac1c \uc8fc\uc694 \uae30\uc5c5\uc758 \uc0c1\uc138 \ud504\ub85c\ud544\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \ud504\ub85c\ud544\uc5d0\ub294 \uae30\uc5c5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, SWOT \ubd84\uc11d, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd\uc5d0 \ub300\ud55c \ubd84\uc11d\uacfc \ud568\uaed8 \ubbf8\uac1c\ucc99 \uc2dc\uc7a5 \ubc0f \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \uc81c\uc2dc\ud558\uc5ec \ud5a5\ud6c4 \uc2dc\uc7a5\uc758 \uc7a0\uc7ac\ub825\uc744 \uc870\uba85\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-55279","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/55279"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=55279"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/55279\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=55279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=55279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=55279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}