{"id":56474,"date":"2026-02-25T09:10:17","date_gmt":"2026-02-25T09:10:17","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/transaction-monitoring-market-mordor\/"},"modified":"2026-09-18T07:26:14","modified_gmt":"2026-09-17T22:26:14","slug":"transaction-monitoring-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/transaction-monitoring-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026\ub144 &#8211; 2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/transaction-monitoring-market_1673003281448_Transaction_Monitoring_Market_company_logo-1.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/transaction-monitoring-market-size-image-1770827615677-1.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \uc5f0\uad6c \ubc94\uc704<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \uc2dc\uc7a5 \ud604\ud669<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \uc2dc\uc7a5 \uac1c\uc694<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \uc2dc\uc7a5 \ub3d9\uc778<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 \uc5c4\uaca9\ud55c AML \ubc0f KYC \uaddc\uc81c<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \uc99d\uac00\ud558\ub294 \ub514\uc9c0\ud138 \ubc0f \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub7c9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \uc624\ud0d0 \uac10\uc18c\ub97c \uc704\ud55c AI \ubc0f ML \ud1b5\ud569<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uaddc\uc815 \uc900\uc218 \ud50c\ub7ab\ud3fc\uc73c\ub85c\uc758 \uc804\ud658<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \uc740\ud589 \uac04 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uc624\ud508\ubc45\ud0b9 API<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.6 \uc0c8\ub85c\uc6b4 \uac10\uc2dc \uc758\ubb34\ub97c \ucd09\ubc1c\ud558\ub294 CBDC \uc2dc\ubc94 \uc6b4\uc601<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \uc2dc\uc7a5 \uc81c\uc57d<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \ub192\uc740 \uc624\ud0d0 \uacbd\uace0 \ud53c\ub85c\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \uc219\ub828\ub41c AML \ub370\uc774\ud130 \ubd84\uc11d\uac00 \ubd80\uc871<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 \ub370\uc774\ud130 \uc8fc\uad8c \ubc0f \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95 \ub9c8\ucc30<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 \uaddc\uce59\uc744 \uc6b0\ud68c\ud558\ub294 \ud569\uc131 \uc2e0\ubd84\uc99d \uc0ac\uae30 \uae09\uc99d<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \uaddc\uc81c \ud658\uacbd<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \uae30\uc220 \uc804\ub9dd<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \uc9c0\uc5ed\ubcc4 \uc815\ubcf4 \uacf5\uc720 \uad6c\uc870<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.8 \uc548\uc804\ud55c \ub370\uc774\ud130 \uacf5\uc720\ub97c \uc704\ud55c \uae30\uc220 \ud65c\uc131\ud654 \uc694\uc18c<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.9 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.9.1 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.9.2 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.9.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.9.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.9.5 \uacbd\uc7c1 \uac15\ub3c4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \uad6c\uc131 \uc694\uc18c\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \uc194\ub8e8\uc158<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \uc11c\ube44\uc2a4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \ubc30\ud3ec \ubaa8\ub4dc\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 \ud074\ub77c\uc6b0\ub4dc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \uc628\ud504\ub808\ubbf8\uc2a4<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 (AML)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.3 \uace0\uac1d \uc2e0\uc6d0 \uad00\ub9ac<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.4 \uaddc\uc815 \uc900\uc218 \uad00\ub9ac<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.5 \uae30\ud0c0 \ud2c8\uc0c8 \uc0ac\uc6a9 \uc0ac\ub840<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \uc870\uc9c1 \uaddc\ubaa8\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \ub300\uae30\uc5c5<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \uc911\uc18c\uae30\uc5c5 (SMEs)<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \uc0b0\uc5c5 \uc218\uc9c1\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8 (BFSI)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \uc815\ubd80 \ubc0f \uad6d\ubc29<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 IT \ubc0f \ud1b5\uc2e0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.4 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.5 \uc758\ub8cc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.6 \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.7 \uc81c\uc870<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.8 \uae30\ud0c0<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.6 \uc9c0\uc5ed\ubcc4<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.6.1 \ubd81\ubbf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.1.1 \ubbf8\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.1.2 \uce90\ub098\ub2e4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.1.3 \uba55\uc2dc\ucf54<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.2 \ub0a8\ubbf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.1 \ube0c\ub77c\uc9c8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.3 \uc720\ub7fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.1 \uc601\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.2 \ub3c5\uc77c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.3 \ud504\ub791\uc2a4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.4 \uc774\ud0c8\ub9ac\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.5 \uc2a4\ud398\uc778<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.6 \ub7ec\uc2dc\uc544<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.7 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.1 \uc911\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.2 \uc77c\ubcf8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.3 \uc778\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.4 \ub300\ud55c\ubbfc\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.5 \ud638\uc8fc \ubc0f \ub274\uc9c8\ub79c\ub4dc<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.6 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.5.1 \uc911\ub3d9<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.6.5.1.1 GCC<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.6.5.1.2 \ud280\ub974\ud0a4\uc608<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.6.5.1.3 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.5.2 \uc544\ud504\ub9ac\uce74<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.6.5.2.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.6.5.2.2 \ub098\uc774\uc9c0\ub9ac\uc544<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.6.5.2.3 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uc0ac\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 NICE Ltd (\uc561\ud2f0\ub9c8\uc774\uc988)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \uc624\ub77c\ud074 Corp.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \ud398\uc5b4 \uc544\uc774\uc791 Corp (FICO)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 SAS \uc778\uc2a4\ud2f0\ud29c\ud2b8 Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 IBM Corp.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 \ud53c\ub378\ub9ac\ud2f0 \ub0b4\uc154\ub110 \uc778\ud3ec\uba54\uc774\uc158 \uc11c\ube44\uc2a4 (FIS)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 \ud53c\uc11c\ube0c Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 BAE \uc2dc\uc2a4\ud15c\uc988 plc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 ACI \uc6d4\ub4dc\uc640\uc774\ub4dc Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 \ub809\uc2dc\uc2a4\ub125\uc2dc\uc2a4 \ub9ac\uc2a4\ud06c \uc194\ub8e8\uc158\uc988<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \ud504\ub85c\ud2f0\ube44\ud2f0 Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \ud53c\ub4dc\uc790\uc774 Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \ucef4\ud50c\ub77c\uc774\uc5b4\ub4dc\ubc34\ud2f0\uc9c0 Ltd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 \ud53c\ucc98\uc2a4\ud398\uc774\uc2a4 Ltd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 \ud14c\uba54\ub178\uc2a4 AG<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 \ub124\uc774\ud53c\uc5b4 AI Ltd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 \ud22c\ud0a4\ud0c0\ud0a4 \ud640\ub529 Pte Ltd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 \ud398\ub124\ub974\uace0 \uadf8\ub8f9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 \uc138\ud0c0\ub808\uc774 Ltd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.20 \uc0ac\uc77c\ub7f0\ud2b8 \uc5d0\uc774\ud2b8 Pte Ltd<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d: \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc608\uce21 (2026-2031)<\/p>\n<p># 1. \uc2dc\uc7a5 \uac1c\uc694 \ubc0f \uc8fc\uc694 \ud1b5\uacc4<\/p>\n<p>\uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc740 2025\ub144 199\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 231\uc5b5 3\ucc9c\ub9cc \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \ucd94\uc815\ub418\uba70, 2031\ub144\uc5d0\ub294 480\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub3c4\ub2ec\ud558\uc5ec \uc608\uce21 \uae30\uac04(2026-2031\ub144) \ub3d9\uc548 \uc5f0\ud3c9\uade0 15.74%\uc758 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \uaddc\uc81c \ub2f9\uad6d\uc758 \uae30\ub300\uce58 \uc0c1\uc2b9, \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uae09\uc99d, \uadf8\ub9ac\uace0 \uaddc\uc81c \uc900\uc218 \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc5d0 \uc778\uacf5\uc9c0\ub2a5(AI)\uc774 \ube60\ub974\uac8c \ud1b5\ud569\ub418\ub294 \ucd94\uc138\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd\uc5d0\uc11c \uacf5\uae09\uc5c5\uccb4\ub4e4\uc740 \uc624\ud0d0(false positives)\uc744 \uc904\uc774\ub294 \uac1c\uccb4 \uc911\uc2ec \ubd84\uc11d(entity-centric analytics)\uc744 \ud1b5\ud574 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\uace0 \uc788\uc73c\uba70, \uae08\uc735 \uae30\uad00\ub4e4\uc740 \ub300\uaddc\ubaa8 \uac10\uc2dc \uc2dc\uc2a4\ud15c \ud604\ub300\ud654\ub97c \uc704\ud574 \ud074\ub77c\uc6b0\ub4dc \ub9c8\uc774\uadf8\ub808\uc774\uc158\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc740 \uc740\ud589 \ubd80\ubb38\uc744 \ub118\uc5b4 \uc18c\ub9e4, \uc804\uc790\uc0c1\uac70\ub798, \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc73c\ub85c \ud655\uc7a5\ub418\uc5b4 \uace0\uc18d \uacb0\uc81c \ud750\ub984\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uc2e4\uc2dc\uac04 \ud1b5\uc81c\ub97c \ub0b4\uc7ac\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud1b5\ud569\ub41c &#8220;FRAML&#8221;(\uc0ac\uae30 \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ud1b5\ud569) \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uba74\uc11c, \uacf5\uae09\uc5c5\uccb4\ub4e4\uc740 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML), \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc81c\uc7ac \ubaa8\ub2c8\ud130\ub9c1\uc744 \ub2e8\uc77c \uc2a4\ud0dd\uc73c\ub85c \ud1b5\ud569\ud558\uc5ec \uc704\ud5d8 \uc810\uc218\ud654\ub97c \uc704\ud55c \ud48d\ubd80\ud55c \ub370\uc774\ud130 \ucee8\ud14d\uc2a4\ud2b8\ub97c \uc0dd\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654(CBDC) \ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\uacfc \uc624\ud508 \ubc45\ud0b9 API\ub294 \uad50\ucc28 \uc740\ud589 \ubc0f \uad50\ucc28 \uc790\uc0b0 \uac00\uc2dc\uc131 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud560 \uc218 \uc788\ub294 \ud50c\ub7ab\ud3fc\uc5d0 \uc0c8\ub85c\uc6b4 \uc218\uc775\uc6d0\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ud1b5\uacc4 (2026-2031\ub144 \uc608\uce21 \uae30\uac04 \uae30\uc900):<br \/>\n*   \uc5f0\uad6c \uae30\uac04: 2020 &#8211; 2031\ub144<br \/>\n*   \uc2dc\uc7a5 \uaddc\ubaa8 (2026\ub144): 231\uc5b5 3\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   \uc2dc\uc7a5 \uaddc\ubaa8 (2031\ub144): 480\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec<br \/>\n*   \uc131\uc7a5\ub960 (2026-2031\ub144): \uc5f0\ud3c9\uade0 15.74%<br \/>\n*   \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2dc\uc7a5: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<br \/>\n*   \uac00\uc7a5 \ud070 \uc2dc\uc7a5: \ubd81\ubbf8<br \/>\n*   \uc2dc\uc7a5 \uc9d1\uc911\ub3c4: \uc911\uac04<br \/>\n*   \uc8fc\uc694 \uae30\uc5c5: Oracle Corporation, SAS Institute Inc., Fair Isaac Corporation (FICO), Protiviti Inc., IBM Corporation \ub4f1 (\uc21c\uc11c \ubb34\uad00)<\/p>\n<p># 2. \uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>*   \uad6c\uc131 \uc694\uc18c\ubcc4: \uc194\ub8e8\uc158 \ubd80\ubb38\uc740 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 70.85%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc11c\ube44\uc2a4 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 18.12%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubaa8\ub4dc\ubcc4: \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\ub294 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 63.25%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, 2026-2031\ub144 \ub3d9\uc548 \uc5f0\ud3c9\uade0 19.28%\ub85c \ud655\uc7a5\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4: \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\ub294 2025\ub144 \ub9e4\ucd9c\uc758 41.65%\ub97c \ucc28\uc9c0\ud588\uc73c\ub098, \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29 \ubd80\ubb38\uc774 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 20.74%\ub85c \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc870\uc9c1 \uaddc\ubaa8\ubcc4: \ub300\uae30\uc5c5\uc740 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 67.85%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc911\uc18c\uae30\uc5c5(SME)\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 20.02%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4.<br \/>\n*   \uc0b0\uc5c5 \uc218\uc9c1\ubcc4: BFSI(\uc740\ud589, \uae08\uc735 \uc11c\ube44\uc2a4 \ubc0f \ubcf4\ud5d8) \ubd80\ubb38\uc774 2025\ub144 55.75%\uc758 \uc810\uc720\uc728\ub85c \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud588\uc73c\uba70, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uc774 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 21.78%\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8\ub294 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 32.65%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 17.14%\ub85c \uac00\uc7a5 \uac15\ub825\ud55c \uc131\uc7a5\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p># 3. \uae00\ub85c\ubc8c \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30<\/p>\n<p> 3.1. \uc131\uc7a5 \ub3d9\uc778 (Drivers)<\/p>\n<p>*   \uc5c4\uaca9\ud55c AML \ubc0f KYC \uaddc\uc81c: 2024\ub144 \uae00\ub85c\ubc8c AML \ubc8c\uae08\uc774 \uc804\ub144 \ub300\ube44 31% \uc99d\uac00\ud55c 2\uc5b5 6,300\ub9cc \ub2ec\ub7ec\ub97c \uae30\ub85d\ud558\uba74\uc11c, \uc740\ud589\ub4e4\uc740 EU 6AMLD \ubc0f \ubbf8\uad6d \uae30\uc5c5 \ud22c\uba85\uc131\ubc95(US Corporate Transparency Act)\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \uae30\uc874\uc758 \uaddc\uce59 \uae30\ubc18 \uc2dc\uc2a4\ud15c\uc744 \uc801\uc751\ud615 AI \uae30\ubc18 \uc5d4\uc9c4\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uae09 \ubaa8\ub378\uc744 \ubc30\ud3ec\ud55c \uae30\uad00\ub4e4\uc740 \uc624\ud0d0\uc744 40% \uc904\uc774\uace0 \uc2ec\uc0ac\uad00\uc758 \uc2e0\ub8b0\ub3c4\ub97c \ub192\uc5ec \uc5c5\ubb34 \ud750\ub984\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: +4.0%, \uae00\ub85c\ubc8c, \uc911\uae30)<br \/>\n*   \ub514\uc9c0\ud138 \ubc0f \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub7c9 \uc99d\uac00: \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ucd08 \ub2e8\uc704\uc758 \uc810\uc218\ud654\ub97c \uc694\uad6c\ud558\uba70, \ubaa8\ub2c8\ud130\ub9c1 \ud30c\uc774\ud504\ub77c\uc778\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc\ud55c \uae30\uc5c5\ub4e4\uc740 \uc0ac\uae30 \ubc29\uc9c0 \ud6a8\uacfc\ub97c 49% \ud5a5\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \uae30\uc5c5\ub4e4\uc740 \ub3d9\uc77c\ud55c \ud1b5\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud65c\uc6a9\ud558\uc5ec \ub85c\uc5f4\ud2f0 \uc0ac\uae30 \ubc0f \uce74\ub4dc \ud14c\uc2a4\ud2b8 \uacf5\uaca9\uc744 \ub9c9\uc544 \uc0ac\uae30 \uc190\uc2e4\uc744 \ucd5c\ub300 60%\uae4c\uc9c0 \uc904\uc774\uace0 \uace0\uac1d \uacbd\ud5d8\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: +3.2%, \uae00\ub85c\ubc8c\/\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \ub2e8\uae30)<br \/>\n*   AI \ubc0f \uba38\uc2e0\ub7ec\ub2dd\uc744 \ud1b5\ud55c \ud0d0\uc9c0 \uc815\ud655\ub3c4 \ud5a5\uc0c1: \uc790\uccb4 \ud559\uc2b5 \ubaa8\ub378\uc740 \uac70\ub798, \ud589\ub3d9, \ubd80\uc815\uc801 \ubbf8\ub514\uc5b4 \ub370\uc774\ud130\ub97c \uc5f0\uacb0\ud558\uc5ec \ubcf5\uc7a1\ud55c \uc790\uae08\uc138\ud0c1 \uc870\uc9c1\uc744 \ubc1c\uacac\ud558\uba70, \uc704\ud5d8 \ud0d0\uc9c0\uc728\uc744 2~4\ubc30 \uc99d\uac00\uc2dc\ud0a4\uace0 \uc624\ud0d0\uc744 60% \uc774\uc0c1 \uac10\uc18c\uc2dc\ud0b5\ub2c8\ub2e4. \uc790\uc5f0\uc5b4 \ucc98\ub9ac(NLP)\ub294 \ube44\uc815\ud615 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uc5ec \uac70\ub798 \uae30\ubc18 \uc811\uadfc \ubc29\uc2dd\ubcf4\ub2e4 \ub354 \ube68\ub9ac \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac1c\uccb4\ub97c \uc2dd\ubcc4\ud558\uc5ec \uc870\uae30 \uacbd\ubcf4 \ud6a8\uacfc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: +2.4%, \uae00\ub85c\ubc8c\/\ubd81\ubbf8 \ucd08\uae30, \uc911\uae30)<br \/>\n*   \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uaddc\uc81c \uc900\uc218 \ud50c\ub7ab\ud3fc\uc73c\ub85c\uc758 \uc804\ud658: \ud074\ub77c\uc6b0\ub4dc \ud50c\ub7ab\ud3fc\uc740 \ud0c4\ub825\uc801\uc778 \ucc98\ub9ac\ub7c9\uacfc \uc790\ub3d9 \uaddc\uce59 \uc5c5\ub370\uc774\ud2b8\uc5d0 \ud798\uc785\uc5b4 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 63.25%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 19.28%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \uc911\uc18c\ud615 \uc740\ud589 \ubc0f \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \ub300\uaddc\ubaa8 \uc778\ud504\ub77c \uc5c6\uc774\ub3c4 \uc218\uc5b5 \uac74\uc758 \uac70\ub798\uc5d0 \ub300\ud55c \uc2e4\uc2dc\uac04 \uc2a4\ud06c\ub9ac\ub2dd\uc744 \uacbd\uc81c\uc801\uc73c\ub85c \uc218\ud589\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: +1.9%, \uc804 \uc138\uacc4 \uc120\uc9c4 \uacbd\uc81c, \ub2e8\uae30)<br \/>\n*   \uc624\ud508 \ubc45\ud0b9 API\ub97c \ud1b5\ud55c \uad50\ucc28 \uc740\ud589 \ubaa8\ub2c8\ud130\ub9c1: \uc624\ud508 \ubc45\ud0b9 API\ub294 \uad50\ucc28 \uc740\ud589 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec \ub370\uc774\ud130 \uc785\ub825\uc758 \ud3ed\uacfc \ubcf5\uc7a1\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uc99d\uac00\uc2dc\ud0a4\uba70, API \uc911\uc2ec \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \uac15\ud654\ud569\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: +1.6%, \uc720\ub7fd\/\ubd81\ubbf8\/\uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\uae30)<br \/>\n*   CBDC \ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c \uc778\ud55c \uc0c8\ub85c\uc6b4 \uac10\uc2dc \uc758\ubb34: 130\uac1c \uc774\uc0c1\uc758 \uad00\ud560 \uad6c\uc5ed\uc5d0\uc11c CBDC\ub97c \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\uc73c\uba70, \uac01 CBDC\ub294 AML\uc5d0 \ud1b5\ud569\ub418\uc5b4\uc57c \ud558\ub294 \uc6d0\uaca9 \uce21\uc815 \ub370\uc774\ud130\ub97c \ucd94\uac00\ud569\ub2c8\ub2e4. \uc8fc\uad8c \ub514\uc9c0\ud138 \ud1b5\ud654\uc5d0 \ub300\ud55c \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubd84\uc11d\uc744 \ub9c8\uc2a4\ud130\ud55c \uacf5\uae09\uc5c5\uccb4\ub294 \ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\uc774 \uc0c1\uc6a9\ud654\ub428\uc5d0 \ub530\ub77c \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \ub3d9\ub825\uc744 \ud655\ubcf4\ud560 \uac83\uc785\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: +1.3%, \uc911\uad6d\/EU\/\uae00\ub85c\ubc8c, \uc7a5\uae30)<\/p>\n<p> 3.2. \uc81c\uc57d \uc694\uc778 (Restraints)<\/p>\n<p>*   \ub192\uc740 \uc624\ud0d0 \uacbd\ubcf4 \ud53c\ub85c\ub3c4: \uaddc\uce59 \uc911\uc2ec \uc2dc\uc2a4\ud15c\uc740 \uc5ec\uc804\ud788 90% \uc774\uc0c1\uc758 \ub178\uc774\uc988 \ube44\uc728\uc744 \uc0dd\uc131\ud558\uc5ec \uc740\ud589\ub4e4\uc774 \ub300\uaddc\ubaa8 \ubd84\uc11d\uac00 \ud300\uc744 \uace0\uc6a9\ud558\uac8c \ud558\uace0 \uacbd\ubcf4 \uacfc\ubd80\ud558 \uc18d\uc5d0\uc11c \uc704\ud611\uc744 \ub193\uce60 \uc704\ud5d8\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4. TD Bank\uc758 30\uc5b5 \ub2ec\ub7ec \ubc8c\uae08\uc740 \ubd80\uc2e4\ud55c \ubd84\ub958\uc758 \ube44\uc6a9\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. AI \uae30\ubc18 \uc0ac\ub840 \uad00\ub9ac\uc790\ub294 \uc624\ud0d0\uc744 40% \uc904\uc5ec \uc870\uc0ac\uad00\ub4e4\uc774 \uace0\uac00\uce58 \uac80\ud1a0\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: -2.4%, \uae00\ub85c\ubc8c, \ub2e8\uae30)<br \/>\n*   \uc219\ub828\ub41c AML \ub370\uc774\ud130 \ubd84\uc11d\uac00 \ubd80\uc871: (CAGR \uc608\uce21 \uc601\ud5a5: -1.9%, \uc2e0\ud765 \uc2dc\uc7a5, \uc911\uae30)<br \/>\n*   \ub370\uc774\ud130 \uc8fc\uad8c \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ubc95 \ub9c8\ucc30: (CAGR \uc608\uce21 \uc601\ud5a5: -1.6%, EU\/\uc911\uad6d\/\ub7ec\uc2dc\uc544, \uc911\uae30)<br \/>\n*   \uaddc\uce59\uc744 \uc6b0\ud68c\ud558\ub294 \ud569\uc131 \uc2e0\uc6d0 \uc0ac\uae30 \uae09\uc99d: 2024\ub144 \ud569\uc131 \uc2e0\uc6d0 \uc0ac\uae30\ub85c \uc778\ud55c \uc190\uc2e4\uc740 230\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\uc73c\uba70, \ubc94\uc8c4\uc790\ub4e4\uc740 \uc870\uc791\ub41c \uc18d\uc131\uacfc \ud569\ubc95\uc801\uc778 \uc18d\uc131\uc744 \ud63c\ud569\ud558\uc5ec \uc815\uc0c1\uc801\uc778 \uace0\uac1d\uc744 \ubaa8\ubc29\ud569\ub2c8\ub2e4. \ub525\ud398\uc774\ud06c \uae30\uc220\uc740 \uc704\ud611\uc744 \uc804\ub144 \ub300\ube44 244% \ud655\ub300\ud588\uc2b5\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uc774\uc0c1\ud55c \uc2e0\uc6d0 \ud754\uc801\uc744 \ub178\ucd9c\ud558\uae30 \uc704\ud574 \ub2e4\uce35 \uc0dd\uccb4 \uc778\uc2dd \ubc0f \ud589\ub3d9 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc190\uc2e4 \uc18d\ub3c4\ub97c \uc5b5\uc81c\ud558\uace0 \uace0\uac1d \uc628\ubcf4\ub529\uc744 \ubcf4\ud638\ud569\ub2c8\ub2e4. (CAGR \uc608\uce21 \uc601\ud5a5: -1.3%, \ubd81\ubbf8, \ub2e8\uae30)<\/p>\n<p># 4. \uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p> 4.1. \uad6c\uc131 \uc694\uc18c\ubcc4: \uc11c\ube44\uc2a4\uac00 \ud0d0\uc9c0 \uacb0\uacfc \uac15\ud654<\/p>\n<p>\uc194\ub8e8\uc158\uc740 2025\ub144 70.85%\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc9c0\ub9cc, \uae30\uad00\ub4e4\uc774 \uae30\uc220\ub9cc\uc73c\ub85c\ub294 \ud6a8\uacfc\uc801\uc778 \uaddc\uc81c \uc900\uc218\ub97c \uc720\uc9c0\ud560 \uc218 \uc5c6\ub2e4\ub294 \uc778\uc2dd\uc744 \ud558\uba74\uc11c \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \ub0b4 \uc11c\ube44\uc2a4 \ub9e4\ucd9c\uc740 2026-2031\ub144 \ub3d9\uc548 \uc5f0\ud3c9\uade0 18.12%\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. AI \ubaa8\ub378 \uac80\uc99d, \uc2dc\ub098\ub9ac\uc624 \ud29c\ub2dd, \ub370\uc774\ud130 \ud488\uc9c8 \uac1c\uc120\uc744 \ud3ec\ud568\ud558\ub294 \uc11c\ube44\uc2a4\ub294 \ub300\ubd80\ubd84\uc758 \ud50c\ub7ab\ud3fc \ubc30\ud3ec\uc5d0 \uc218\ubc18\ub418\uba70, \ud2b9\ud788 \uaddc\uc81c \ub2f9\uad6d\uc758 \uae30\ub300\uce58\uac00 \ub2e4\ub978 \uad6d\uacbd \uac04 \uc740\ud589\uc758 \uacbd\uc6b0 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc790\ubb38 \ubc0f \uad00\ub9ac \uc11c\ube44\uc2a4 \uacc4\uce35\uc740 \uc815\ud655\ub3c4\ub97c \ub192\uc5ec \ucd5c\ub300 30% \ub354 \ub098\uc740 \uc704\ud611 \ud3ec\ucc29\ub960\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc678\ubd80 \uc804\ubb38 \uc9c0\uc2dd\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4 \uc99d\uac00\ub294 \uc9c0\uc18d\uc801\uc778 \uac1c\uc120 \uc544\uc6c3\uc18c\uc2f1\uc73c\ub85c\uc758 \uc804\ud658\uc744 \uc758\ubbf8\ud558\uba70, \uaddc\uc81c \uc900\uc218 \uc694\uad6c \uc0ac\ud56d\uc774 \uac15\ud654\ub428\uc5d0 \ub530\ub77c \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc774 \uacbd\uc81c \uc8fc\uae30 \uc804\ubc18\uc5d0 \uac78\uccd0 \ud0c4\ub825\uc801\uc778 \uc218\uc694\ub97c \uc720\uc9c0\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<p> 4.2. \ubc30\ud3ec \ubaa8\ub4dc\ubcc4: \ud074\ub77c\uc6b0\ub4dc\uac00 \uaddc\uc81c \uc900\uc218\ub97c \uacbd\uc81c\uc801\uc73c\ub85c \ud655\uc7a5<\/p>\n<p>\ud074\ub77c\uc6b0\ub4dc \ud50c\ub7ab\ud3fc\uc740 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8\uc758 63.25%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ud0c4\ub825\uc801\uc778 \ucc98\ub9ac\ub7c9\uacfc \uc790\ub3d9 \uaddc\uce59 \uc5c5\ub370\uc774\ud2b8\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 19.28%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \uc774\uc804\uc5d0 \uc5d4\ud130\ud504\ub77c\uc774\uc988\uae09 \uc778\ud504\ub77c\uac00 \ubd80\uc871\ud588\ub358 \uc911\uc18c\ud615 \uc740\ud589 \ubc0f \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \uc218\uc5b5 \uac74\uc758 \uac70\ub798\uc5d0 \ub300\ud55c \uc2e4\uc2dc\uac04 \uc2a4\ud06c\ub9ac\ub2dd\uc744 \uacbd\uc81c\uc801\uc73c\ub85c \uc218\ud589\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4. \ub370\uc774\ud130 \ubbfc\uac10\ub3c4\uac00 \ub192\uc740 \uad00\ud560 \uad6c\uc5ed\uc758 \uaddc\uc81c \ub300\uc0c1 \uae30\uad00\ub4e4\uc740 \uc5ec\uc804\ud788 \uc628\ud504\ub808\ubbf8\uc2a4 \ucf54\uc5b4\uc640 \ud074\ub77c\uc6b0\ub4dc \ubd84\uc11d\uc744 \ud63c\ud569\ud558\uc9c0\ub9cc, \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uac15\ud654 \ucef4\ud4e8\ud305\uc740 \uc800\ud56d\uc744 \uc904\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc11c\ube44\uc2a4 \ube44\uc6a9\uc774 \uac10\uc18c\ud568\uc5d0 \ub530\ub77c \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc740 \uace0\uac1d \uc2a4\ud06c\ub9ac\ub2dd \ubc0f \uc81c\uc7ac \ud14c\uc2a4\ud2b8\uc640 \uac19\uc740 \uc778\uc811 \ubd84\uc11d\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc5d0\uc11c \uacf5\uae09\uc5c5\uccb4\uc758 \uad50\ucc28 \ud310\ub9e4 \ubaa8\uba58\ud140\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p> 4.3. \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4: \uc0ac\uae30 \ud0d0\uc9c0\uac00 \ud575\uc2ec\uc73c\ub85c \ubd80\uc0c1<\/p>\n<p>AML\uc740 2025\ub144 41.65%\uc758 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud588\uc9c0\ub9cc, \uc989\uac01\uc801\uc778 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \uc740\ud589\uc744 \uc190\uc2e4 \uc704\ud5d8\uc5d0 \ub178\ucd9c\uc2dc\ud0a4\uba74\uc11c \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29\uc740 \uc5f0\ud3c9\uade0 20.74%\ub85c \uc55e\uc9c0\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud1b5\ud569\ub41c FRAML \uc2a4\uc704\ud2b8\ub294 \uae30\uc874\uc758 \uc0ac\uc77c\ub85c\ub97c \uc5f0\uacb0\ud558\uc5ec \ud300\uc774 \ub2e8\uc77c \uc0ac\ub840 \uad00\ub9ac \uc778\ud130\ud398\uc774\uc2a4\uc5d0\uc11c \uac70\ub798 \uc774\uc0c1 \uc9d5\ud6c4\ub97c \uc2e0\uc6d0 \ubc0f \ud589\ub3d9 \uc704\ud5d8 \uc2e0\ud638\uc640 \uc5f0\uad00\uc2dc\ud0ac \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uae34\ubc00\ud55c \ud1b5\ud569\uc740 \uc870\uc0ac \uc8fc\uae30\ub97c \ub2e8\ucd95\ud558\uace0 \ubcf5\uad6c \uac00\ub2a5\uc131\uc744 \ub192\uc5ec \uc0ac\uae30 \uc911\uc2ec\uc758 \uae30\ub2a5 \ub85c\ub4dc\ub9f5\uc744 \uc8fc\uc694 \ucc28\ubcc4\ud654 \uc694\uc18c\ub85c \ub9cc\ub4ed\ub2c8\ub2e4. \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc740 \uaddc\uc81c \uac10\uc0ac \uac00\ub2a5\uc131\uacfc \uc2e4\uc2dc\uac04 \ucc28\ub2e8\uc774 \ubaa8\ub450 \uac00\ub2a5\ud55c \uc124\uba85 \uac00\ub2a5\ud55c AI \ubaa8\ub378\uc744 \uc81c\uacf5\ud558\ub294 \uacf5\uae09\uc5c5\uccb4\uc5d0 \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p> 4.4. \uc870\uc9c1 \uaddc\ubaa8\ubcc4: \uc911\uc18c\uae30\uc5c5\uc774 \uaddc\uc81c \uc900\uc218 \uc8fc\ub958\uc5d0 \ud569\ub958<\/p>\n<p>\ub300\uae30\uc5c5\uc740 \uc5ec\uc804\ud788 2025\ub144 \ub9e4\ucd9c\uc758 67.85%\ub97c \ucc28\uc9c0\ud558\uc9c0\ub9cc, \uaddc\uc81c \ub2f9\uad6d\uc774 \ub124\uc624\ubc45\ud06c, \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4(PSP), \uc2e0\uc6a9 \uc870\ud569\uc73c\ub85c AML \uc758\ubb34\ub97c \ud655\ub300\ud558\uba74\uc11c \uc911\uc18c\uae30\uc5c5(SME)\uc758 \ucc44\ud0dd\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 20.02%\ub85c \uac00\uc18d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \uad6c\ub3c5 \uac00\uaca9\uc740 \ube44\uc6a9\uc744 \uac70\ub798\ub7c9\uacfc \uc77c\uce58\uc2dc\ucf1c \uc18c\uaddc\ubaa8 \uae30\uc5c5\uc774 \uc790\ubcf8 \uc9c0\ucd9c \uc5c6\uc774 \uc5d4\ud130\ud504\ub77c\uc774\uc988\uae09 \ub3c4\uad6c\ub97c \ucc44\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubbfc\uc8fc\ud654\ub294 \uc804\uccb4 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc758 \uac00\uc6a9 \uae30\ubc18\uc744 \ud655\uc7a5\ud558\uace0 2\ub2e8\uacc4 \uacf5\uae09\uc5c5\uccb4 \ud658\uacbd\uc744 \uc870\uc131\ud569\ub2c8\ub2e4. \uae30\uc874 \uae30\uc5c5\uc740 \ubcf5\uc7a1\ud55c \ub2e4\uad6d\uc801 \uc740\ud589\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0, \ub3c4\uc804\uc801\uc778 \ud50c\ub7ab\ud3fc\uc740 \uaddc\uc81c\ub41c \uacb0\uc81c \ud1b5\ub85c\uc5d0 \uc9c4\uc785\ud558\ub294 \uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud574 \ub2e8\uc21c\ud654\ub41c \uaddc\uce59 \ub77c\uc774\ube0c\ub7ec\ub9ac\ub97c \ub9de\ucda4\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p> 4.5. \uc0b0\uc5c5 \uc218\uc9c1\ubcc4: \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798\uac00 BFSI\ub97c \ub2a5\uac00<\/p>\n<p>BFSI\ub294 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \ub9e4\ucd9c\uc758 55.75%\ub97c \ucc3d\ucd9c\ud588\uc9c0\ub9cc, \uc628\ub77c\uc778 \ud310\ub9e4\uc790\ub4e4\uc774 \uc99d\uac00\ud558\ub294 \uce74\ub4dc \ubbf8\uc81c\uc2dc(card-not-present) \uc0ac\uae30\uc5d0 \ub300\uc751\ud558\uba74\uc11c \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uc740 \uc5f0\ud3c9\uade0 21.78%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uace0\uc131\uc7a5 \uc0c1\uc778 \uc778\uc218\uc790\ub4e4\uc740 \ubaa8\ub2c8\ud130\ub9c1 \ubaa8\ub4c8\uc744 \uacb0\uc81c \uc2a4\ud0dd\uc5d0 \uc9c1\uc811 \ub0b4\uc7a5\ud558\uc5ec \uc804\ud658\uc728\uc744 \ubcf4\ud638\ud558\ub294 \ubc00\ub9ac\ucd08 \ub2e8\uc704\uc758 \uc758\uc0ac \uacb0\uc815\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \uc758\ub8cc, \ud1b5\uc2e0, \uc720\ud2f8\ub9ac\ud2f0\uc640 \uac19\uc740 \ube44\uae08\uc735 \ubd80\ubb38\ub3c4 \uccad\uad6c \ud750\ub984 \ubc0f \ub85c\uc5f4\ud2f0 \ud504\ub85c\uadf8\ub7a8\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ud50c\ub7ab\ud3fc \uc0ac\uc6a9\uc744 \ud655\ub300\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc5c5\ubb34\ub97c \ub118\uc5b4 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc758 \uad00\ub828\uc131\uc774 \ud655\ub300\ub418\uace0 \uc788\uc74c\uc744 \ud655\uc778\uc2dc\ucf1c \uc90d\ub2c8\ub2e4.<\/p>\n<p># 5. \uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \ubd81\ubbf8: 2025\ub144 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc5d0\uc11c 32.65%\uc758 \uc810\uc720\uc728\ub85c \uc120\ub450\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc774\ub294 FinCEN\uc758 \uc9d1\ud589 \ud65c\ub3d9\uacfc 1\ub4f1\uae09 \uc740\ud589\uc758 \uc9c0\uc18d\uc801\uc778 \uae30\uc220 \ud22c\uc790\uc5d0 \ud798\uc785\uc740 \uac83\uc785\ub2c8\ub2e4. \ubbf8\uad6d \uae30\uad00\ub4e4\uc740 \uc624\ud0d0\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc2ec\uc0ac\uad00\uc758 \ud22c\uba85\uc131 \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \uc124\uba85 \uac00\ub2a5\ud55c AI\ub97c \uc2dc\ud5d8\ud558\uace0 \uc788\uc73c\uba70, \uce90\ub098\ub2e4\uc758 FinTRAC\uc740 \uc911\uacac \ub300\ucd9c \uae30\uad00\uc5d0 \uc2e4\uc2dc\uac04 \ubd84\uc11d \ucc44\ud0dd\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: \uc911\uad6d, \uc778\ub3c4, \uc778\ub3c4\ub124\uc2dc\uc544\uac00 \ub300\uaddc\ubaa8\ub85c \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub97c \ub514\uc9c0\ud138\ud654\ud558\uba74\uc11c 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 17.14%\ub85c \uac00\uc7a5 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc911\uad6d \uc911\uc559\uc740\ud589\uc758 \uc758\ubb34\ub294 \uad6d\ub0b4 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc774 \uc288\ud37c \uc571 \uacb0\uc81c \uc778\ud504\ub77c\uc5d0 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uc744 \ub0b4\uc7a5\ud558\ub3c4\ub85d \uc720\ub3c4\ud558\uba70, \uc778\ub3c4\uc758 UPI \uc0dd\ud0dc\uacc4\ub294 \uc18c\uc561 \uac70\ub798\ub7c9\uc744 \uad00\ub9ac\ud558\uae30 \uc704\ud574 24\uc2dc\uac04 \uc2a4\ud06c\ub9ac\ub2dd\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4. \uc77c\ubcf8, \ud55c\uad6d, \ud638\uc8fc\uc640 \uac19\uc740 \uc120\uc9c4 \uc2dc\uc7a5\uc740 \uc219\ub828\ub41c \ubd84\uc11d\uac00 \ubd80\uc871\uc744 \uc0c1\uc1c4\ud558\uae30 \uc704\ud574 AI \uae30\ubc18 \uc774\uc0c1 \ud0d0\uc9c0\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: 6AMLD\uac00 AML \uccb4\uc81c\ub97c \uc870\ud654\uc2dc\ud0a4\uace0 MiCA\uac00 \uc554\ud638\ud654 \uc790\uc0b0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub85c \uac10\uc2dc\ub97c \ud655\ub300\ud558\uba74\uc11c \uacac\uace0\ud55c \uc131\uc7a5\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c5\uc77c\uacfc \ud504\ub791\uc2a4\ub294 GDPR\uc5d0 \ub9de\ucdb0 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubd84\uc11d\uc744 \uac15\uc870\ud558\uba70, \uc601\uad6d\uc758 FCA\ub294 \ud29c\ub2dd \uc624\ub958\uc5d0 \ub300\ud574 \uc5c4\uaca9\ud55c \ubc8c\uae08\uc744 \ubd80\uacfc\ud558\uc5ec \ud604\ub300 \ud50c\ub7ab\ud3fc \ucc44\ud0dd\uc744 \uac00\uc18d\ud654\ud569\ub2c8\ub2e4. \ubc94\uc720\ub7fd \uc624\ud508 \ubc45\ud0b9 \uc774\ub2c8\uc154\ud2f0\ube0c\ub294 \ub3d9\uc2dc\uc5d0 \ub370\uc774\ud130 \uc785\ub825 \ubc0f \ubcf5\uc7a1\uc131\uc744 \ud655\ub300\ud558\uc5ec \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uc804\ubc18\uc5d0 \uac78\uccd0 API \uc911\uc2ec \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n<p># 6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc740 NICE Actimize, Oracle, FICO, SAS, IBM\uacfc \uac19\uc740 \uae30\uc874 \uc5d4\ud130\ud504\ub77c\uc774\uc988 \uc2a4\uc704\ud2b8\uc640 Silent Eight, Lucinity, Napier AI, Tookitaki, Unit21\uacfc \uac19\uc740 \ubbfc\ucca9\ud55c RegTech \ud601\uc2e0 \uae30\uc5c5\ub4e4\uc774 \uacbd\uc7c1\ud558\ub294 \ub2e4\uc18c \ud30c\ud3b8\ud654\ub41c \uc591\uc0c1\uc744 \ubcf4\uc785\ub2c8\ub2e4. \uacbd\uc7c1\uc740 \ubaa8\ub378 \uc124\uba85 \uac00\ub2a5\uc131, \ub3d9\uc801 \uc2dc\ub098\ub9ac\uc624 \uc5c5\ub370\uc774\ud2b8, \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec \ubbfc\ucca9\uc131\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n<p>\uc804\ub7b5\uc801 M&#038;A\ub294 \uc774 \ubd84\uc57c\ub97c \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Fenergo\ub294 Sentinels\ub97c \uc778\uc218\ud558\uc5ec \uace0\uac1d \uc0dd\uc560 \uc8fc\uae30 \uad00\ub9ac\uc640 \ubaa8\ub2c8\ud130\ub9c1\uc744 \ud1b5\ud569\ud588\uc73c\uba70, TRM Labs\ub294 \uc554\ud638\ud654\ud3d0 AML \uaddc\uc81c\uc5d0 \uc120\uc81c\uc801\uc73c\ub85c \ub300\uc751\ud558\uae30 \uc704\ud574 \ube14\ub85d\uccb4\uc778 \uc790\uc0b0\uc73c\ub85c \uc801\uc6a9 \ubc94\uc704\ub97c \ud655\uc7a5\ud588\uc2b5\ub2c8\ub2e4. NICE Actimize SAM-10 \ubc0f Google Cloud\uc758 AML AI\uc640 \uac19\uc740 \ub300\ud615 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc740 \uac1c\uccb4 \ub124\ud2b8\uc6cc\ud06c\ub97c \ub9e4\ud551\ud558\uace0 \uc800\uc704\ud5d8 \uc0ac\ub840 \uc885\uacb0\uc744 \uc790\ub3d9\ud654\ud558\ub294 \ub2e4\uce35 \ubd84\uc11d\uc744 \uc120\ubcf4\uc774\ub294 \ucc28\uc138\ub300 \uc5d4\uc9c4\uc744 \ucd9c\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>AI \uc815\ud655\ub3c4\ub294 \ud575\uc2ec \uacbd\uc7c1 \ubd84\uc57c\uc785\ub2c8\ub2e4. Silent Eight\ub294 \uc790\ub3d9 \uacbd\ubcf4 \uc885\uacb0\uc5d0 \ub300\ud55c \uaddc\uc81c \ub2f9\uad6d\uc758 \uc2b9\uc778\uc744 \ud655\ubcf4\ud558\uc5ec \ucda9\ubd84\ud55c \uac80\uc99d \uc99d\uac70\uac00 \uc81c\uacf5\ub420 \uacbd\uc6b0 \ube14\ub799\ubc15\uc2a4 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc2e0\ub8b0\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc74c\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \ub192\uc740 \uc7ac\ud604\uc728\uacfc \ud22c\uba85\ud55c \uc758\uc0ac \uacb0\uc815 \uacbd\ub85c\ub97c \uacb0\ud569\ud55c \uacf5\uae09\uc5c5\uccb4\ub294 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5 \uc804\ubc18\uc5d0 \uac78\uccd0 \uac10\ub3c5 \uac15\ud654\uc5d0 \ub530\ub77c \uc740\ud589 \uc608\uc0b0\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc0b0\uc5c5 \ub9ac\ub354:<br \/>\n*   Oracle Corporation<br \/>\n*   SAS Institute Inc.<br \/>\n*   Fair Isaac Corporation (FICO)<br \/>\n*   Protiviti Inc.<br \/>\n*   IBM Corporation<\/p>\n<p># 7. \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 4\uc6d4: Fenergo\ub294 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ud65c\ub3d9\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud0d0\uc9c0\ud558\uace0 \uc624\ud0d0\uc744 \uc904\uc774\uba70 AML \uaddc\uc815 \uc900\uc218\ub97c \ubcf4\uc7a5\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \ud3ec\uad04\uc801\uc778 SaaS \uc194\ub8e8\uc158\uc744 \ucd9c\uc2dc\ud558\uc5ec \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uae30\ub2a5\uc744 \ud655\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 3\uc6d4: Silent Eight\ub294 \uc790\ub3d9 \uacbd\ubcf4 \uc885\uacb0\uc5d0 \ub300\ud55c \uaddc\uc81c \uc2b9\uc778\uc744 \ud68d\ub4dd\ud558\uc5ec AI \uae30\ubc18 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud55c \uc804\ub840 \uc5c6\ub294 \uc2e0\ub8b0\ub97c \uc785\uc99d\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc758 AI \ubaa8\ub378\uc740 \uace0\uc704\ud5d8 \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c 98.7%\uc758 \uc815\ud655\ub3c4\ub97c \ub2ec\uc131\ud588\uc73c\uba70, \uace0\uac1d\uc5d0\uac8c \uc6b4\uc601 \ube44\uc6a9\uc744 20-40% \uc808\uac10\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 2\uc6d4: NICE Actimize\ub294 \ub290\ub9b0 \ud29c\ub2dd \uc8fc\uae30 \ubc0f \uc624\ud0d0\uacfc \uac19\uc740 \uc9c0\uc18d\uc801\uc778 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \ub2e4\uce35 \uc811\uadfc \ubc29\uc2dd\uc744 \ud2b9\uc9d5\uc73c\ub85c \ud558\ub294 \uace0\uae09 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc194\ub8e8\uc158\uc778 SAM-10\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc591\ud55c \ube44\uc988\ub2c8\uc2a4 \ubd80\ubb38\uc5d0\uc11c \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9 \ud0d0\uc9c0\ub97c \uac15\ud654\ud558\uae30 \uc704\ud55c \uac1c\uccb4 \uc911\uc2ec \uc804\ub7b5\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: Google Cloud\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 AI \ub3c4\uad6c\ub97c \ucd9c\uc2dc\ud558\uc5ec \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc744 \ubcf4\ub2e4 \uc815\ud655\ud558\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \ud0d0\uc9c0\ud568\uc73c\ub85c\uc368 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 11\uc6d4: Lucinity\ub294 \uc804\ud1b5\uc801\uc778 \uc2dc\uc2a4\ud15c\uc758 \ube44\ud6a8\uc728\uc131\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc2dc\ub098\ub9ac\uc624 \uae30\ubc18 \ubc0f AI \uae30\ubc18 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uacb0\ud569\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc811\uadfc \ubc29\uc2dd\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ubc0f \uae30\ud0c0 \uaddc\uc81c \ub300\uc0c1 \uae30\uad00\uc774 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML), \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29, \uad11\ubc94\uc704\ud55c \uaddc\uc815 \uc900\uc218 \ubaa9\uc801\uc73c\ub85c \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc744 \uc2dd\ubcc4\ud558\uae30 \uc704\ud574 \uc2e4\uc2dc\uac04 \ub610\ub294 \uac70\uc758 \uc2e4\uc2dc\uac04\uc73c\ub85c \uacb0\uc81c, \uc608\uae08, \uc778\ucd9c \ubc0f \uac70\ub798 \uc774\ubca4\ud2b8\ub97c \uc2ec\uc0ac, \ud3c9\uac00 \ubc0f \ubd84\uc11d\ud558\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc \ubc0f \uad00\ub828 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc5f0\uac04 \uc9c0\ucd9c\uc744 \ub2e4\ub8e8\ub294 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc744 \ubd84\uc11d\ud569\ub2c8\ub2e4. \uc21c\uc218 \ub85c\uadf8 \uad00\ub9ac, \ub3c5\ub9bd\ud615 KYC \uc720\ud2f8\ub9ac\ud2f0 \ubc0f \uc77c\ubc18 \ub370\uc774\ud130 \uc2dc\uac01\ud654 \ub3c4\uad6c\ub294 \uc5f0\uad6c \ubc94\uc704\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd:<br \/>\n\uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc7a5\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 15.74%\uc758 \ub192\uc740 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uba70 2025\ub144 199\uc5b5 8\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144 480\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \uc5c4\uaca9\ud55c AML \ubc0f KYC \uaddc\uc81c \uac15\ud654, \ub514\uc9c0\ud138 \ubc0f \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub7c9 \uc99d\uac00, \uc624\ud0d0(false positive) \uac10\uc18c\ub97c \uc704\ud55c AI \ubc0f ML \ud1b5\ud569, \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uaddc\uc815 \uc900\uc218 \ud50c\ub7ab\ud3fc\uc73c\ub85c\uc758 \uc804\ud658, \uc624\ud508 \ubc45\ud0b9 API\ub97c \ud1b5\ud55c \uc740\ud589 \uac04 \ubaa8\ub2c8\ud130\ub9c1 \ud65c\uc131\ud654, \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654(CBDC) \ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c \uc778\ud55c \uc0c8\ub85c\uc6b4 \uac10\uc2dc \uc758\ubb34 \ubc1c\uc0dd \ub4f1 \ub2e4\uc591\ud55c \uc694\uc778\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \ub192\uc740 \uc624\ud0d0 \uacbd\ubcf4 \ud53c\ub85c\ub3c4, \uc219\ub828\ub41c AML \ub370\uc774\ud130 \ubd84\uc11d\uac00 \ubd80\uc871, \ub370\uc774\ud130 \uc8fc\uad8c \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ubc95\uacfc\uc758 \ub9c8\ucc30, \uaddc\uce59\uc744 \uc6b0\ud68c\ud558\ub294 \ud569\uc131 \uc2e0\ubd84(synthetic-ID) \uc0ac\uae30 \uc99d\uac00 \ub4f1\uc740 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc138\ubd84\ud654 \ubc0f \uc8fc\uc694 \ud2b9\uc9d5:<br \/>\n*   \ubc30\ud3ec \ubaa8\ub4dc: \ud074\ub77c\uc6b0\ub4dc \ubc30\ud3ec\uac00 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728 63.25%\ub85c \uc6b0\uc704\ub97c \uc810\ud558\uba70, \ud655\uc7a5\uc131\uacfc \ub0ae\uc740 \ube44\uc6a9\uc73c\ub85c \uc778\ud574 \uc5f0\ud3c9\uade0 19.28%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uc0b0\uc5c5 \uc218\uc9c1: \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uc740 \uc628\ub77c\uc778 \uacb0\uc81c \uae09\uc99d\uacfc \uc815\uad50\ud55c \uce74\ub4dc \ubbf8\uc81c\uc2dc(card-not-present) \uc0ac\uae30 \uc99d\uac00\ub85c \uc778\ud574 \uc5f0\ud3c9\uade0 21.78%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd84\uc57c\uc785\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ud655\uc7a5, \uaddc\uc81c \uc131\uc219\ub3c4 \uc99d\uac00, \ub514\uc9c0\ud138 \uae08\uc735\uc73c\ub85c \uc720\uc785\ub418\ub294 \ub300\uaddc\ubaa8 \uc740\ud589 \ubbf8\uc774\uc6a9 \uc778\uad6c \ub355\ubd84\uc5d0 \uc5f0\ud3c9\uade0 17.14%\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc785\ub2c8\ub2e4.<br \/>\n*   \uae30\uc220 \ud601\uc2e0: \uacf5\uae09\uc5c5\uccb4\ub4e4\uc740 \uba38\uc2e0\ub7ec\ub2dd \ubaa8\ub378\uacfc \uac1c\uccb4 \uc911\uc2ec \ubd84\uc11d\uc744 \ud1b5\ud569\ud558\uc5ec \uc624\ud0d0\uc744 \uc57d 40% \uc904\uc774\uace0, \ub0ae\uc740 \uc704\ud5d8\uc758 \uacbd\ubcf4 \ucc98\ub9ac\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \uacbd\ubcf4 \ud53c\ub85c\ub3c4\ub97c \uc644\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5f0\uad6c \ubc29\ubc95\ub860:<br \/>\n\ubcf8 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \uc740\ud589 IT \uc9c0\ucd9c\uc5d0\uc11c \uaddc\uc815 \uc900\uc218 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud480\ub85c \ubc94\uc704\ub97c \uc881\ud788\uace0 \uac70\ub798\ub7c9, \ubc8c\uae08 \ubc1c\uc0dd\ub960, \ud074\ub77c\uc6b0\ub4dc \ub9c8\uc774\uadf8\ub808\uc774\uc158 \uce68\ud22c\uc728 \uc694\uc778\uc744 \uc801\uc6a9\ud558\ub294 \ud558\ud5a5\uc2dd \ud504\ub808\uc784\uc6cc\ud06c\uc640 \uacf5\uae09\uc5c5\uccb4 \ud1b5\ud569 \ubc0f \ud3c9\uade0 \ud310\ub9e4 \uac00\uaca9\uc744 \ud1b5\ud55c \uc0c1\ud5a5\uc2dd \uad50\ucc28 \uac80\uc99d\uc744 \uacb0\ud569\ud558\uc5ec \uc2dc\uc7a5 \uaddc\ubaa8\ub97c \uc0b0\uc815\ud558\uace0 \uc608\uce21\ud569\ub2c8\ub2e4. \uc8fc\uc694 \ubcc0\uc218\ub85c\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c \uac70\ub798\ub7c9, \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc810\uc720\uc728, \uc704\ubc18\ub2f9 \ud3c9\uade0 \uaddc\uc81c \ubc8c\uae08, \uaddc\uc81c \ub300\uc0c1 \uc6cc\ud06c\ub85c\ub4dc\uc758 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\ub960, \uc911\uac04 \uc624\ud0d0 \ube44\uc728 \ub4f1\uc774 \ud65c\uc6a9\ub429\ub2c8\ub2e4. 1\ucc28 \uc5f0\uad6c(\uaddc\uc815 \uc900\uc218 \ucc45\uc784\uc790 \ubc0f \uc804\ubb38\uac00 \uc778\ud130\ubdf0)\uc640 2\ucc28 \uc5f0\uad6c(\uaddc\uc81c \ubb38\uc11c, \uc0b0\uc5c5 \ubc31\uc11c, \uae30\uc5c5 \uc7ac\ubb34 \uc790\ub8cc \ub4f1)\ub97c \ud1b5\ud574 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uac80\uc99d\ud569\ub2c8\ub2e4. Mordor Intelligence\uc758 \uc5f0\uad6c\ub294 \uc5c4\uaca9\ud55c \ubc94\uc704 \uc815\uc758, 2024\ub144 \uace0\uc815 USD \uc0ac\uc6a9, \uc5f0\uac04 \uc5c5\ub370\uc774\ud2b8 \uc8fc\uae30\ub97c \ud1b5\ud574 \ub192\uc740 \uc2e0\ub8b0\ub3c4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd:<br \/>\nNICE Ltd (Actimize), Oracle Corp., Fair Isaac Corp (FICO), SAS Institute Inc., IBM Corp., Fidelity National Information Services (FIS), Fiserv Inc., BAE Systems plc, ACI Worldwide Inc., LexisNexis Risk Solutions \ub4f1 \uc8fc\uc694 20\uac1c \uae30\uc5c5\uc774 \uacbd\uc7c1 \ud658\uacbd\uc744 \uad6c\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d \ubc0f \uc8fc\uc694 \uae30\uc5c5 \ud504\ub85c\ud544\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc138\ubd84\ud654:<br \/>\n\uc2dc\uc7a5\uc740 \uad6c\uc131 \uc694\uc18c(\uc194\ub8e8\uc158, \uc11c\ube44\uc2a4), \ubc30\ud3ec \ubaa8\ub4dc(\ud074\ub77c\uc6b0\ub4dc, \uc628\ud504\ub808\ubbf8\uc2a4), \uc560\ud50c\ub9ac\ucf00\uc774\uc158(\uc790\uae08\uc138\ud0c1\ubc29\uc9c0, \uc0ac\uae30 \ud0d0\uc9c0 \ubc0f \uc608\ubc29, \uace0\uac1d \uc2e0\uc6d0 \uad00\ub9ac, \uaddc\uc815 \uc900\uc218 \uad00\ub9ac, \uae30\ud0c0), \uc870\uc9c1 \uaddc\ubaa8(\ub300\uae30\uc5c5, \uc911\uc18c\uae30\uc5c5), \uc0b0\uc5c5 \uc218\uc9c1(BFSI, \uc815\ubd80 \ubc0f \uad6d\ubc29, IT \ubc0f \ud1b5\uc2e0, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798, \ud5ec\uc2a4\ucf00\uc5b4, \uc5d0\ub108\uc9c0 \ubc0f \uc720\ud2f8\ub9ac\ud2f0, \uc81c\uc870, \uae30\ud0c0), \uadf8\ub9ac\uace0 \uc9c0\uc5ed(\ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-56474","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/56474"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=56474"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/56474\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=56474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=56474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=56474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}