{"id":57795,"date":"2026-02-26T01:17:35","date_gmt":"2026-02-26T01:17:35","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/factoring-market-mordor\/"},"modified":"2026-09-18T07:30:39","modified_gmt":"2026-09-17T22:30:39","slug":"factoring-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/factoring-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/factoring-market-1751028174908-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/factoring-market-size-image-1768308616521.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc911\uc18c\uae30\uc5c5\uc758 \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc \ucc44\ud0dd \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.2 \uad6d\uacbd \uac04 \ubb34\uc5ed \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ud655\uc7a5<\/li>\n<li class=\"toc-level-3\">4.2.3 EU \uc5f0\uccb4\ub8cc \uaddc\uc81c\ub85c \uc778\ud55c \uc6b4\uc804\uc790\ubcf8 \uc218\uc694 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.4 \uae00\ub85c\ubc8c \uae30\uc5c5 \uc8fc\ub3c4\uc758 \uacf5\uae09\ub9dd \uae08\uc735 \ud504\ub85c\uadf8\ub7a8<\/li>\n<li class=\"toc-level-3\">4.2.5 \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ubc0f B2B-BNPL API\ub97c \ud1b5\ud55c &#8220;\uc7a5\ubc14\uad6c\ub2c8 \ub0b4&#8221; \ud329\ud1a0\ub9c1 \ud65c\uc131\ud654<\/li>\n<li class=\"toc-level-3\">4.2.6 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud55c \ub9c8\uc774\ud06c\ub85c \ud329\ud1a0\ub9c1 \ud65c\uc131\ud654<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc740\ud589 \uc2e0\uc6a9 \ub300\ube44 \ub192\uc740 \ud329\ud1a0\ub9c1 \ube44\uc6a9<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc0ac\uc774\ubc84 \uc704\ud5d8 \ubc0f \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uce68\ud574 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc2e0\ud765 \uc2dc\uc7a5\uc758 \ubd88\uc644\uc804\ud55c \ub77c\uc774\uc120\uc2a4 \ubc0f \uac74\uc804\uc131 \uaddc\uc81c<\/li>\n<li class=\"toc-level-3\">4.3.4 \uc815\ubcf4 \ubd80\uc871 \uc911\uc18c\uae30\uc5c5\uc744 \ubc30\uc81c\ud558\ub294 \uc54c\uace0\ub9ac\uc998 \uc704\ud5d8 \ubaa8\ub378<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.2 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uc81c\uacf5\uc5c5\uccb4\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc740\ud589<\/li>\n<li class=\"toc-level-3\">5.1.2 \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac (NBFC)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uae30\uc5c5 \uaddc\ubaa8\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \ub300\uae30\uc5c5<\/li>\n<li class=\"toc-level-3\">5.2.2 \uc911\uc18c\uae30\uc5c5 (SME)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uad6d\ub0b4<\/li>\n<li class=\"toc-level-3\">5.3.2 \uad6d\uc81c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ucd5c\uc885 \uc0ac\uc6a9 \uc0b0\uc5c5\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 IT \ubc0f \ud1b5\uc2e0<\/li>\n<li class=\"toc-level-3\">5.4.2 \uc81c\uc870<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc758\ub8cc \ubc0f \uc81c\uc57d<\/li>\n<li class=\"toc-level-3\">5.4.5 \uc5ec\ud589 \ubc0f \uc219\ubc15<\/li>\n<li class=\"toc-level-3\">5.4.6 \uc6b4\uc1a1 \ubc0f \ubb3c\ub958<\/li>\n<li class=\"toc-level-3\">5.4.7 \uae30\ud0c0 \uc0b0\uc5c5 \ubd84\uc57c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.2 \ub0a8\ubbf8\n<ul>\n<li class=\"toc-level-4\">5.5.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \uce60\ub808<\/li>\n<li class=\"toc-level-4\">5.5.2.4 \ucf5c\ub86c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.5.2.5 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc720\ub7fd\n<ul>\n<li class=\"toc-level-4\">5.5.3.1 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \ubca0\ub124\ub8e9\uc2a4 (\ubca8\uae30\uc5d0, \ub124\ub35c\ub780\ub4dc, \ub8e9\uc148\ubd80\ub974\ud06c)<\/li>\n<li class=\"toc-level-4\">5.5.3.7 \ubd81\uc720\ub7fd (\uc2a4\uc6e8\ub374, \ub178\ub974\uc6e8\uc774, \ub374\ub9c8\ud06c, \ud540\ub780\ub4dc, \uc544\uc774\uc2ac\ub780\ub4dc)<\/li>\n<li class=\"toc-level-4\">5.5.3.8 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\n<ul>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.5 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.5.4.6 \ub3d9\ub0a8\uc544\uc2dc\uc544 (\uc2f1\uac00\ud3ec\ub974, \uc778\ub3c4\ub124\uc2dc\uc544, \ub9d0\ub808\uc774\uc2dc\uc544, \ud0dc\uad6d, \ubca0\ud2b8\ub0a8, \ud544\ub9ac\ud540)<\/li>\n<li class=\"toc-level-4\">5.5.4.7 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\n<ul>\n<li class=\"toc-level-4\">5.5.5.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.5.5.3 \ub0a8\uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.5.4 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Barclays PLC<\/li>\n<li class=\"toc-level-3\">6.4.2 BNP Paribas Factoring<\/li>\n<li class=\"toc-level-3\">6.4.3 Deutsche Factoring Bank<\/li>\n<li class=\"toc-level-3\">6.4.4 Mizuho Financial Group<\/li>\n<li class=\"toc-level-3\">6.4.5 Eurobank Ergasias SA<\/li>\n<li class=\"toc-level-3\">6.4.6 Mitsubishi HC Capital UK<\/li>\n<li class=\"toc-level-3\">6.4.7 AwanTunai<\/li>\n<li class=\"toc-level-3\">6.4.8 KUKE Finance JSC<\/li>\n<li class=\"toc-level-3\">6.4.9 RTS Financial Services<\/li>\n<li class=\"toc-level-3\">6.4.10 Triumph Financial<\/li>\n<li class=\"toc-level-3\">6.4.11 First Citizens BancShares<\/li>\n<li class=\"toc-level-3\">6.4.12 American Express<\/li>\n<li class=\"toc-level-3\">6.4.13 Intuit QuickBooks Financing<\/li>\n<li class=\"toc-level-3\">6.4.14 Riviera Finance<\/li>\n<li class=\"toc-level-3\">6.4.15 eCapital Corp<\/li>\n<li class=\"toc-level-3\">6.4.16 TCI Business Capital<\/li>\n<li class=\"toc-level-3\">6.4.17 Taulia (SAP)<\/li>\n<li class=\"toc-level-3\">6.4.18 JPMorgan<\/li>\n<li class=\"toc-level-3\">6.4.19 HSBC<\/li>\n<li class=\"toc-level-3\">6.4.20 Resolve Pay<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d \u2013 \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \uaddc\ubaa8, \ub3d9\ud5a5, \uc810\uc720\uc728 \ubc0f 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0\uc758 \uc131\uc7a5 \uc804\ub9dd\uc744 \uc0c1\uc138\ud788 \ubd84\uc11d\ud569\ub2c8\ub2e4. \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc740 \uc81c\uacf5\uc790(\uc740\ud589, \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac), \uae30\uc5c5 \uaddc\ubaa8(\ub300\uae30\uc5c5, \uc911\uc18c\uae30\uc5c5), \uc801\uc6a9 \ubd84\uc57c(\uad6d\ub0b4, \uad6d\uc81c), \ucd5c\uc885 \uc0ac\uc6a9 \uc0b0\uc5c5(IT \ubc0f \ud1b5\uc2e0, \uc81c\uc870 \ub4f1), \uadf8\ub9ac\uace0 \uc9c0\uc5ed(\ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \uc788\uc73c\uba70, \uc2dc\uc7a5 \uc608\uce21\uc740 \uac00\uce58(USD)\ub97c \uae30\uc900\uc73c\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<p># \uc2dc\uc7a5 \uac1c\uc694<\/p>\n<p>\ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc740 2026\ub144 4\uc870 6,800\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2031\ub144 6\uc870 3,000\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc608\uce21 \uae30\uac04 \ub3d9\uc548 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 6.12%\uc5d0 \ub2ec\ud560 \uac83\uc785\ub2c8\ub2e4. \uc6b4\uc804\uc790\ubcf8 \uc555\ubc15 \uc2ec\ud654\uc640 \uc720\ub7fd\uc5f0\ud569(EU)\uc758 \uae30\uc5c5 \uac04(B2B) \uc9c0\uae09 \uae30\ud55c 60\uc77c \uc81c\ud55c \uaddc\uc815\uc740 \ub9e4\ucd9c\ucc44\uad8c \uae30\ubc18 \uc720\ub3d9\uc131\uc5d0 \ub300\ud55c \uacf5\uae09\uc5c5\uccb4\uc758 \uc218\uc694\ub97c \uc99d\uac00\uc2dc\ucf1c \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \uad11\ubc94\uc704\ud55c \ucc44\ud0dd\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc720\ub7fd\uc740 \uc5ec\uc804\ud788 \ud329\ud1a0\ub9c1 \ud65c\ub3d9\uc758 \uc911\uc2ec\uc9c0\uc774\uc790 \uac00\uc7a5 \ud070 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc740 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \uacb0\uc81c \ud601\uc2e0\uc774 \uc911\uc18c\uae30\uc5c5\uc758 \uc720\ud1b5\ub9dd\uc744 \ud655\uc7a5\ud568\uc5d0 \ub530\ub77c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc138\ub97c \ubcf4\uc77c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc740\ud589\uc740 \uc5ec\uc804\ud788 \ud329\ud1a0\ub9c1 \uc0dd\ud0dc\uacc4\uc758 \ud575\uc2ec \uc8fc\uccb4\uc774\uc9c0\ub9cc, \uae30\uc5c5 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc5d0 \uc778\uc218 \uc2ec\uc0ac\ub97c \ub0b4\uc7ac\ud654\ud55c \ube44\uc740\ud589 \ud50c\ub7ab\ud3fc\ub4e4\uc774 \uc810\uc720\uc728\uc744 \ud655\ub300\ud558\uba70 \uc2dc\uc7a5 \uacbd\uc7c1 \uad6c\ub3c4\ub97c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\ub0b4 \ud329\ud1a0\ub9c1\uc774 \uac70\ub798\ub7c9\uc5d0\uc11c \uc6b0\uc704\ub97c \uc810\ud558\uace0 \uc788\uc73c\ub098, \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \ud1b5\ud569 \ubc0f \uac1c\uc120\ub41c \uacb0\uc81c \uc635\uc158 \ub355\ubd84\uc5d0 \uad6d\uc81c \ub9e4\ucd9c\ucc44\uad8c \uae08\uc735\uc774 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \ub0b4\uc5d0\uc11c \uaddc\ubaa8\ub97c \ud0a4\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p># \uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>*   \uc81c\uacf5\uc790\ubcc4: 2025\ub144 \uae30\uc900 \uc740\ud589\uc774 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 64.59%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \uc720\uc9c0\ud588\uc73c\uba70, \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac\ub294 2031\ub144\uae4c\uc9c0 8.92%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: 2025\ub144 \uae30\uc900 \uc911\uc18c\uae30\uc5c5\uc774 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 68.42%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc774 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 7.76%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc801\uc6a9 \ubd84\uc57c\ubcc4: 2025\ub144 \uae30\uc900 \uad6d\ub0b4 \uac70\ub798\uac00 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 73.06%\ub97c \ucc28\uc9c0\ud588\uc73c\ub098, \uad6d\uc81c \ud329\ud1a0\ub9c1\uc740 2031\ub144\uae4c\uc9c0 9.33%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9 \uc0b0\uc5c5\ubcc4: 2025\ub144 \uae30\uc900 \uc81c\uc870\uc5c5\uc774 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 29.22%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uc740 2031\ub144\uae4c\uc9c0 9.59%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub978 \uc131\uc7a5\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: 2025\ub144 \uae30\uc900 \uc720\ub7fd\uc774 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 58.56%\ub97c \ucc28\uc9c0\ud558\uba70 \uac00\uc7a5 \ud070 \uc2dc\uc7a5\uc774\uc5c8\uc73c\uba70, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\ub294 2031\ub144\uae4c\uc9c0 10.21%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p># \uae00\ub85c\ubc8c \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778:<\/p>\n<p>*   \uc911\uc18c\uae30\uc5c5\uc758 \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc \ucc44\ud0dd \uc99d\uac00: \uc911\uc18c\uae30\uc5c5\uc740 \ud604\uae08 \ud750\ub984 \uc548\uc815\ud654 \ubc0f \uc790\uae08 \uc870\ub2ec \uc2dc\uac04 \ub2e8\ucd95\uc744 \uc704\ud574 \ub514\uc9c0\ud138 \ud329\ud1a0\ub9c1 \uc194\ub8e8\uc158\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc11c\ube44\uc2a4\uac00 \ubd80\uc871\ud588\ub358 \ucc28\uc785\uc790\ub4e4\uc5d0\uac8c \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b8\ub77c\uc774\uc5c4\ud504 \ud30c\uc774\ub0b8\uc15c(Triumph Financial)\uc758 \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18 \uc790\ub3d9 \uc2ec\uc0ac \ubc0f \uc989\uc2dc \uc790\uae08 \uc870\ub2ec \uc0ac\ub840\uc640 HSBC \uc778\ub3c4\ub124\uc2dc\uc544\uc758 TradePay \uc194\ub8e8\uc158\uc740 \uc774\ub7ec\ud55c \ucd94\uc138\ub97c \uc798 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uae30\uc5c5 \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc640\uc758 \uc2ec\uce35 \ud1b5\ud569\uc740 \uc911\uc18c\uae30\uc5c5\uc758 \uc6b4\uc601 \ub9c8\ucc30\uc744 \uc904\uc5ec \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc73c\ub85c\uc758 \uc720\uc785\uc744 \ucd09\uc9c4\ud569\ub2c8\ub2e4.<br \/>\n*   \uad6d\uacbd \uac04 \ubb34\uc5ed \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ud655\ub300: \uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \ucc44\ud0dd\uacfc \uc624\ud508 \uacc4\uc815 \ubb34\uc5ed \uc99d\uac00\ub294 \uad6d\uc81c \ub9e4\ucd9c\ucc44\uad8c \uae08\uc735 \uc218\uc694\ub97c \uc99d\uac00\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\uc81c \ud329\ud1a0\ub9c1\uc740 2031\ub144\uae4c\uc9c0 9.33%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uad6d\ub0b4 \ud65c\ub3d9\uc744 \ub2a5\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. HSBC\uc758 \uc804\uc790\uc0c1\uac70\ub798 \ud310\ub9e4\uc790 \uc9c0\uc6d0 \uc194\ub8e8\uc158\uacfc J.P. Morgan\uc758 \uc624\ub77c\ud074 \ud4e8\uc804 \ud074\ub77c\uc6b0\ub4dc ERP \ud1b5\ud569 \uacf5\uae09\ub9dd \uae08\uc735 \ub3c4\uad6c\ub294 \uad6d\uacbd \uac04 \uc790\uae08 \uc870\ub2ec\uc744 \uc6d0\ud65c\ud558\uac8c \ud558\uc5ec \uc218\ucd9c\uc5c5\uc790\ub4e4\uc758 \ucc38\uc5ec\ub97c \ub3c5\ub824\ud569\ub2c8\ub2e4.<br \/>\n*   EU \uc5f0\uccb4 \uc9c0\uae09 \uaddc\uc81c \uac15\ud654: 2024\ub144 4\uc6d4 \uc720\ub7fd \uc758\ud68c\ub294 \uc5f0\uccb4 \uc9c0\uae09\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud55c \uaddc\uc81c\uc548\uc744 \ucc44\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uaddc\uc81c\ub294 B2B \uc9c0\uae09 \uae30\ud55c\uc744 60\uc77c\ub85c \uc81c\ud55c\ud558\uace0, \ub9e4\ucd9c\ucc44\uad8c \uc591\ub3c4\ub97c \uc81c\ud55c\ud558\ub294 \uc870\ud56d\uc744 \ubb34\ud6a8\ud654\ud558\uc5ec \uacf5\uae09\uc5c5\uccb4\uac00 \uc778\ubcf4\uc774\uc2a4\ub97c \ud329\ud1a0\ub9c1\ud558\ub294 \ub370 \ub300\ud55c \uc7a5\ubcbd\uc744 \uc81c\uac70\ud569\ub2c8\ub2e4. \uc774\ub294 \uc870\uae30 \uc9c0\uae09 \uc194\ub8e8\uc158\uc758 \ud544\uc694\uc131\uc744 \uac15\ud654\ud558\uace0 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<br \/>\n*   \uae00\ub85c\ubc8c \uae30\uc5c5 \uc8fc\ub3c4\uc758 \uacf5\uae09\ub9dd \uae08\uc735 \ud504\ub85c\uadf8\ub7a8: \ub300\uaddc\ubaa8 \uad6c\ub9e4\uc790\ub4e4\uc740 \uacf5\uae09\uc5c5\uccb4 \uc778\ubcf4\uc774\uc2a4\ub97c \uad6c\ub9e4\uc790\uc758 \uc2e0\uc6a9\ub3c4\uc5d0 \uae30\ubc18\ud55c \uc790\uae08 \uc870\ub2ec\uacfc \uc5f0\uacb0\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \ud655\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. J.P. Morgan\uacfc \uc624\ub77c\ud074\uc758 \ud611\ub825 \uc0ac\ub840, HSBC \uc778\ub3c4\ub124\uc2dc\uc544\uc640 Saint-Gobain \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uc9c0\uc18d\uac00\ub2a5\uc131 \uacf5\uae09\ub9dd \uae08\uc735 \ud611\uc57d\uc740 \uc774\ub7ec\ud55c \ucd94\uc138\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud504\ub85c\uadf8\ub7a8\uc740 \uacf5\uae09\uc5c5\uccb4\uc758 \uc628\ubcf4\ub529\uc744 \ud45c\uc900\ud654\ud558\uace0 \ub370\uc774\ud130 \ud488\uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ucf1c \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \uc5ed\ud560\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<br \/>\n*   \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ubc0f B2B-BNPL API\ub97c \ud1b5\ud55c &#8220;\uc778-\uce74\ud2b8&#8221; \ud329\ud1a0\ub9c1 \ud65c\uc131\ud654:<br \/>\n*   \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud55c \ub9c8\uc774\ud06c\ub85c \ud329\ud1a0\ub9c1 \ud65c\uc131\ud654:<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778:<\/p>\n<p>*   \uc740\ud589 \uc2e0\uc6a9 \ub300\ube44 \ub192\uc740 \ud329\ud1a0\ub9c1 \ube44\uc6a9: \ud329\ud1a0\ub9c1\uc740 \uc740\ud589 \ub300\ucd9c\uc5d0 \ube44\ud574 \ube44\uc6a9\uc774 \ub192\uc744 \uc218 \uc788\uc5b4, \ud2b9\ud788 \ub3c5\uc77c\uacfc \uce90\ub098\ub2e4 \ub4f1 \uc77c\ubd80 \uc9c0\uc5ed\uc5d0\uc11c \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n*   \uc0ac\uc774\ubc84 \uc704\ud5d8 \ubc0f \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uce68\ud574 \uc99d\uac00: \uc0ac\uae30 \uc218\ubc95\uc758 \uc815\uad50\ud654\uc640 \ub370\uc774\ud130 \ub178\ucd9c \uc99d\uac00\ub294 \ub9e4\ucd9c\ucc44\uad8c \uac80\uc99d \ubc0f \ub2f4\ubcf4 \ubaa8\ub2c8\ud130\ub9c1\uc758 \uc704\ud5d8\uc744 \ub192\uc5ec \ud329\ud1a0\ub9c1 \uc2dc\uc7a5 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4. BNP \ud30c\ub9ac\ubc14\uc758 \ub9e4\ucd9c\ucc44\uad8c \uae08\uc735 \uc0ac\uae30 \uc0ac\ub840\uc640 EU\uc758 \ub514\uc9c0\ud138 \uc6b4\uc601 \ubcf5\uc6d0\ub825\ubc95(DORA) \uc2dc\ud589\uc740 \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<br \/>\n*   \uc2e0\ud765 \uc2dc\uc7a5\uc758 \ubd88\uc644\uc804\ud55c \ub77c\uc774\uc120\uc2a4 \ubc0f \uac74\uc804\uc131 \uaddc\uc81c: \ub9e4\ucd9c\ucc44\uad8c \uc591\ub3c4 \uac00\ub2a5\uc131, \uc6b0\uc120\uc21c\uc704 \uaddc\uce59, \ud615\uc2dd \uc694\uac74 \ub4f1 \ubc95\uc801 \ud655\uc2e4\uc131\uc774 \ubd80\uc871\ud55c \uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uae08\uc735\uae30\uad00\uc758 \ub300\uaddc\ubaa8 \uc2e0\uc6a9 \uc81c\uacf5 \uc758\uc9c0\ub97c \uc57d\ud654\uc2dc\ud0a4\uace0 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \ud655\uc0b0\uc744 \ub2a6\ucda5\ub2c8\ub2e4.<br \/>\n*   \uc54c\uace0\ub9ac\uc998 \uae30\ubc18 \uc704\ud5d8 \ubaa8\ub378\uc758 \uc911\uc18c\uae30\uc5c5 \ubc30\uc81c: \uc54c\uace0\ub9ac\uc998 \uae30\ubc18 \uc704\ud5d8 \ubaa8\ub378\uc774 \uacfc\uac70 \ub370\uc774\ud130\uc5d0 \uc758\uc874\ud558\uc5ec \uc2e0\uc6a9 \uae30\ub85d\uc774 \ubd80\uc871\ud55c \uc911\uc18c\uae30\uc5c5\uc744 \ubc30\uc81c\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc5b4, \uc601\uad6d, \ubd81\ubbf8, \uc77c\ubd80 EU \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc18c\uae30\uc5c5\uc758 \ud329\ud1a0\ub9c1 \uc811\uadfc\uc131\uc744 \uc81c\ud55c\ud569\ub2c8\ub2e4.<\/p>\n<p># \uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p>*   \uc81c\uacf5\uc790\ubcc4: \uc740\ud589\uc740 2025\ub144 64.59%\uc758 \uc810\uc720\uc728\ub85c \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\uba70, \ub300\ucc28\ub300\uc870\ud45c \uae4a\uc774\uc640 \uad50\ucc28 \uc0c1\ud488 \uad00\uacc4\ub97c \ud65c\uc6a9\ud569\ub2c8\ub2e4. \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac\ub294 \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ud655\uc0b0\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 8.92%\ub85c \ub354 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. J.P. Morgan\uacfc \uc624\ub77c\ud074\uc758 \ud611\ub825, \ud2b8\ub77c\uc774\uc5c4\ud504\uc758 \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18 \uc989\uc2dc \uc790\uae08 \uc870\ub2ec \ub4f1\uc740 \ube44\uc740\ud589 \ubd80\ubb38\uc758 \ud601\uc2e0\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: \uc911\uc18c\uae30\uc5c5\uc740 2025\ub144 68.42%\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc73c\uba70, \ub514\uc9c0\ud138\ud654\ub41c \uc790\uae08 \uc870\ub2ec, \uc784\ubca0\ub514\ub4dc \ud3ec\ud138, \ube60\ub978 \uacb0\uc81c \ub355\ubd84\uc5d0 2031\ub144\uae4c\uc9c0 7.76%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \ub300\uaddc\ubaa8 \uad6c\ub9e4\uc790\uc758 \uc2e0\uc6a9\ub3c4\uc5d0 \uae30\ubc18\ud55c \uc870\uae30 \uc9c0\uae09 \ud504\ub85c\uadf8\ub7a8\uc740 \uc911\uc18c\uae30\uc5c5\uc5d0 \ud2b9\ud788 \uc720\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n*   \uc801\uc6a9 \ubd84\uc57c\ubcc4: \uad6d\ub0b4 \uac70\ub798\uac00 2025\ub144 73.06%\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud588\uc73c\ub098, \uad6d\uc81c \ud329\ud1a0\ub9c1\uc740 \uad6d\uacbd \uac04 \ud50c\ub7ab\ud3fc \ud1b5\ud569\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 9.33%\ub85c \uae09\uc99d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. EU\uc758 \uc5f0\uccb4 \uc9c0\uae09 \uaddc\uc81c\ub294 \uacc4\uc57d\uc0c1 \uc81c\ud55c\uc744 \uc81c\uac70\ud558\uc5ec \ub9e4\ucd9c\ucc44\uad8c \uc591\ub3c4\ub97c \uc6a9\uc774\ud558\uac8c \ud569\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9 \uc0b0\uc5c5\ubcc4: \uc81c\uc870\uc5c5\uc740 2025\ub144 29.22%\uc758 \uc810\uc720\uc728\uc744 \uae30\ub85d\ud558\uba70, \uc7a5\uae30 \uc9c0\uae09 \uc870\uac74\uacfc \uc0dd\uc0b0 \uc8fc\uae30\ub85c \uc778\ud55c \uc6b4\uc804\uc790\ubcf8 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ud329\ud1a0\ub9c1\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4. \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798\ub294 \ud310\ub9e4\uc790 \uc720\ub3d9\uc131\uc744 \uc704\ud55c \ub9e4\ucd9c\ucc44\uad8c \uae08\uc735 \ud1b5\ud569\uc73c\ub85c 2031\ub144\uae4c\uc9c0 9.59%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p># \uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \uc720\ub7fd: 2025\ub144 \uae00\ub85c\ubc8c \uc810\uc720\uc728\uc758 58.56%\ub97c \ucc28\uc9c0\ud558\uba70, \uacac\uace0\ud55c \uc740\ud589 \ud50c\ub7ab\ud3fc \uae30\ubc18, \ud65c\ubc1c\ud55c \uae30\uc5c5 \ud504\ub85c\uadf8\ub7a8, \uacf5\uae09\uc5c5\uccb4\uc758 \ub9e4\ucd9c\ucc44\uad8c \uc591\ub3c4 \uad8c\ub9ac\ub97c \ubcf4\ud638\ud558\ub294 \uc9c0\uc6d0\uc801\uc778 \uaddc\uc81c \ud658\uacbd\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4. EU\uc758 \uc5f0\uccb4 \uc9c0\uae09 \uaddc\uc81c\ub294 \ud329\ud1a0\ub9c1 \uc7a5\ubcbd\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \ub0ae\ucda5\ub2c8\ub2e4.<br \/>\n*   \ubd81\ubbf8: \uc790\ub3d9\ud654 \ubc0f \uc2e4\uc2dc\uac04 \uc790\uae08 \uc870\ub2ec\uc744 \uac15\uc870\ud558\ub294 \ub300\uaddc\ubaa8 \ud50c\ub7ab\ud3fc\uacfc \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4. \ud2b8\ub77c\uc774\uc5c4\ud504\uc758 \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18 \uc778\ubcf4\uc774\uc2a4 \uad6c\ub9e4 \ubc0f LoadPay \uc9c0\uac11, eCapital\uc758 \uc790\uc0b0 \uae30\ubc18 \ub300\ucd9c \uc2dc\uc124 \ud655\ub300, First Citizens BancShares\uc758 BMO \uc9c0\uc810 \uc778\uc218 \uacc4\ud68d \ub4f1\uc774 \uc774 \uc9c0\uc5ed\uc758 \uc5ed\ub3d9\uc131\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<br \/>\n*   \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591: \uc218\ucd9c \uc8fc\ub3c4\ud615 \uacf5\uae09\ub9dd, \uae30\uc5c5 \ub514\uc9c0\ud138\ud654, \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc784\ubca0\ub514\ub4dc \uc194\ub8e8\uc158\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. HSBC \uc778\ub3c4\ub124\uc2dc\uc544\uc758 TradePay \ucd9c\uc2dc\uc640 \uc9c0\uc18d\uac00\ub2a5\uc131 \uacf5\uae09\ub9dd \uae08\uc735 \ud611\uc57d\uc740 \ub514\uc9c0\ud138 \uc6b4\uc804\uc790\ubcf8 \ubc0f \uacf5\uae09\uc5c5\uccb4 \uc778\uc13c\ud2f0\ube0c\uc758 \uc9c0\uc5ed\uc801 \ubaa8\uba58\ud140\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74: 2031\ub144\uae4c\uc9c0 10.21%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ub514\uc9c0\ud138\ud654 \uc99d\uac00\uc640 \ud540\ud14c\ud06c \uc778\ud504\ub77c \ud655\uc7a5\uc774 \uc6b4\uc804\uc790\ubcf8 \uc720\ud1b5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<br \/>\n*   \ub0a8\ubbf8: \ub514\uc9c0\ud138 \uc778\ubcf4\uc774\uc2f1 \ubc0f \ubcf4\uc548 \ub370\uc774\ud130 \uad50\ud658\uc744 \uc740\ud589 \uc5ed\ub7c9\uacfc \uc5f0\uacc4\ud558\uc5ec \uc815\ucc45 \ud504\ub808\uc784\uc6cc\ud06c\uac00 \ubc1c\uc804\ud558\uace0 \uae30\uc5c5 \ud504\ub85c\uadf8\ub7a8\uc774 \uacf5\uae09\uc5c5\uccb4 \ubc94\uc704\ub97c \ud655\uc7a5\ud568\uc5d0 \ub530\ub77c \uafb8\uc900\ud55c \ucc44\ud0dd\uc744 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p># \uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>\ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \uacbd\uc7c1 \uac15\ub3c4\ub294 \uc911\uac04 \uc218\uc900\uc774\uba70, \uc120\ub3c4\uc801\uc778 \uae00\ub85c\ubc8c \uc740\ud589\uacfc \uc5ec\ub7ec \ub300\uaddc\ubaa8 \ube44\uc740\ud589 \uae30\uc5c5\ub4e4\uc774 \uc628\ubcf4\ub529, \ubb38\uc11c\ud654, \uc790\uae08 \uc870\ub2ec \ud45c\uc900\uc744 \ud615\uc131\ud558\uba70 \uacfc\uc810\uc801 \uad6c\uc870\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9d1\uc911\ub3c4\ub294 \uc740\ud589 \uc8fc\ub3c4 \ud50c\ub7ab\ud3fc\uacfc \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc784\ubca0\ub514\ub4dc \ubaa8\ub378 \uac04\uc758 \uade0\ud615\uc744 \ubc18\uc601\ud558\uba70, \ub514\uc9c0\ud138 \uc720\ud1b5\uc774 \ud655\ub300\ub428\uc5d0 \ub530\ub77c \ud1b5\ud569\uc758 \uc5ec\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>J.P. Morgan\uc740 \uc624\ub77c\ud074 \ud074\ub77c\uc6b0\ub4dc ERP\uc640 \uacf5\uae09\ub9dd \uae08\uc735 \uc194\ub8e8\uc158\uc744 \ud1b5\ud569\ud558\uc5ec \uae30\uc5c5 \uc2dc\uc2a4\ud15c\uacfc\uc758 \uc5f0\uacc4\ub97c \uc2ec\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub4e4\uc740 \ub610\ud55c \uc9c0\uc18d\uac00\ub2a5\uc131 \uc5f0\uacc4 \ud504\ub85c\uadf8\ub7a8\uacfc \uc2ec\uce35 \uacf5\uae09\ub9dd \uae08\uc735\uc744 \ud655\ub300\ud558\uc5ec \ub2e4\uad6d\uc801 \uae30\uc5c5 \uace0\uac1d\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc785\uc9c0\ub97c \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ube44\uc740\ud589 \uc804\ubb38 \uae30\uc5c5\ub4e4\uc740 \uae30\uc220, \ud30c\ud2b8\ub108\uc2ed, \ubaa9\ud45c \uc778\uc218\ud569\ubcd1\uc744 \ud1b5\ud574 \uaddc\ubaa8\ub97c \ud655\uc7a5\ud558\uba70 \uacbd\uc7c1 \uc555\ub825\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b8\ub77c\uc774\uc5c4\ud504 \ud30c\uc774\ub0b8\uc15c\uc740 Greenscreens.ai\ub97c \uc778\uc218\ud558\uc5ec \uc6b4\uc784 \uac00\uaca9 \ucc45\uc815 \uc778\ud154\ub9ac\uc804\uc2a4\ub97c \uac15\ud654\ud558\uace0, C.H. Robinson\uacfc\uc758 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ud329\ud1a0\ub9c1 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. eCapital\uc740 \uc790\uc0b0 \uae30\ubc18 \ub300\ucd9c \uc2dc\uc124\uc744 \ud655\ub300\ud558\uc5ec \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc0c1\uc5c5 \uc6b4\uc804\uc790\ubcf8 \ud504\ub85c\uadf8\ub7a8\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc704\ud5d8 \uad00\ub9ac\uc640 \ub370\uc774\ud130\ub294 \uacbd\uc7c1 \ucc28\ubcc4\ud654\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4. BNP \ud30c\ub9ac\ubc14\uc758 \ub9e4\ucd9c\ucc44\uad8c \uae08\uc735 \uc0ac\uae30 \uc0ac\ub840\ub294 \uc9c0\uc18d\uc801\uc778 \ub2f4\ubcf4 \ubaa8\ub2c8\ud130\ub9c1, \uc2e0\uc6d0 \ud655\uc778, \uc9c0\uae09 \uc9c0\uc2dc \uc810\uac80\uc758 \uc911\uc694\uc131\uc744 \ubd80\uac01\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. SAP Taulia\uc758 \ud1b5\ud569 \ub9e4\ucd9c\ucc44\uad8c \uc81c\ud488\uc740 \uc815\ud655\ud55c \uc7a5\ubd80 \uae30\ub85d\uacfc \uc740\ud589 \ub124\ud2b8\uc6cc\ud06c \uc811\uadfc\uc744 \uc9c0\uc6d0\ud558\uba70, Societe Generale\uc740 \uc2ec\uce35 \uacf5\uae09\ub9dd \uae08\uc735, \ubd84\uc0b0\uc6d0\uc7a5 \uae30\uc220 \ud601\uc2e0, \ud45c\uc900\ud654\ub41c \ubb38\uc11c\ud654\ub97c \ud1b5\ud574 \uc704\ud5d8\uacfc \ube44\uc6a9\uc744 \ub0ae\ucd94\uba74\uc11c \ub3c4\ub2ec \ubc94\uc704\ub97c \ud655\uc7a5\ud560 \uc218 \uc788\ub2e4\uace0 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n<p># \uc8fc\uc694 \uc0b0\uc5c5 \ub9ac\ub354<\/p>\n<p>Barclays PLC, BNP Paribas Factoring, Deutsche Factoring Bank, Mizuho Financial Group, Eurobank Ergasias SA \ub4f1\uc774 \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\uc785\ub2c8\ub2e4.<\/p>\n<p># \ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2025\ub144 10\uc6d4: First Citizens BancShares\ub294 BMO Bank N.A.\ub85c\ubd80\ud130 138\uac1c \uc9c0\uc810\uc744 \uc778\uc218\ud558\uc5ec \ubbf8\uad6d \uc911\uc11c\ubd80, \uadf8\ub808\uc774\ud2b8 \ud50c\ub808\uc778\uc2a4, \uc11c\ubd80 \uc9c0\uc5ed\uc758 \uc785\uc9c0\ub97c \ud655\uc7a5\ud558\uace0 \uc720\ub3d9\uc131 \ud3ec\uc9c0\uc158\uc744 \uac15\ud654\ud560 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 7\uc6d4: J.P. Morgan Payments\ub294 \uc624\ub77c\ud074 \ud4e8\uc804 \ud074\ub77c\uc6b0\ub4dc ERP\uc640 \ud1b5\ud569\ub41c \uacf5\uae09\ub9dd \uae08\uc735 \uc194\ub8e8\uc158\uc744 \ucd9c\uc2dc\ud558\uc5ec FedEx \uacf5\uae09\uc5c5\uccb4\ub4e4\uc774 FedEx\uc758 \uc2e0\uc6a9 \ub4f1\uae09\uc5d0 \uae30\ubc18\ud55c \uae08\uc735 \uae08\ub9ac\ub85c \uc870\uae30 \uc9c0\uae09\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 2\uc6d4: Triumph Financial, Inc.\ub294 Greenscreens.ai\ub97c 1\uc5b5 6\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud558\uc5ec \uc6b4\uc784 \uac00\uaca9 \ucc45\uc815 \uc778\ud154\ub9ac\uc804\uc2a4 \ubd80\ubb38\uc744 \ud655\uc7a5\ud558\uace0 \uba38\uc2e0\ub7ec\ub2dd\uc744 \ud65c\uc6a9\ud55c \ub2e8\uae30 \uc6b4\uc784 \uc2dc\uc7a5 \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud560 \uac83\uc774\ub77c\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 2\uc6d4: BAWAG Group\uc740 Barclays Consumer Bank Europe \uc778\uc218\ub97c \uc644\ub8cc\ud558\uc5ec \uace0\uac1d \ub300\ucd9c \uc131\uc7a5\uc744 \uac15\ud654\ud558\uace0 \uc6b4\uc804\uc790\ubcf8 \uc2dc\uc124\uc744 \ud655\uc7a5\ud560 \uacc4\ud68d\uc744 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc740 \uc11c\ube44\uc2a4 \uc218\uc218\ub8cc\ub97c \ub300\uac00\ub85c \uc740\ud589 \ub610\ub294 \ube44\uc740\ud589 \ud329\ud130\uc5d0\uac8c \ubc95\uc801\uc73c\ub85c \ud310\ub9e4 \ub610\ub294 \uc591\ub3c4\ub41c \uc5b4\uc74c\uc758 \uc5f0\uac04 \ucd1d \uac00\uce58\ub85c \uc815\uc758\ub418\uba70, \uc5ec\uae30\uc5d0\ub294 \ub9ac\ucf54\uc2a4(recourse) \ubc0f \ub17c\ub9ac\ucf54\uc2a4(non-recourse) \ubc29\uc2dd\uc774 \ubaa8\ub450 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ud2b9\ud788, \ucc44\uad8c \uc720\ub3d9\ud654 \ud50c\ub7ab\ud3fc\uc774\ub098 \uc784\ubca0\ub514\ub4dc \uae08\uc735 API\uc640 \uc5f0\uacc4\ub41c \ud329\ud1a0\ub9c1\ub3c4 \ud3ec\ud568\ub418\ub098, \ud3ec\ud398\uc774\ud305(forfaiting), \ub2e4\uc774\ub0b4\ubbf9 \ub514\uc2a4\uce74\uc6b4\ud305(dynamic discounting), \uc21c\uc218 \uacf5\uae09\ub9dd \uae08\uc735 \ud504\ub85c\uadf8\ub7a8 \ub4f1 \ucc44\uad8c\uc758 \uc644\uc804\ud55c \ub9e4\uac01\uc744 \uc218\ubc18\ud558\uc9c0 \uc54a\ub294 \uc194\ub8e8\uc158\uc740 \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd<br \/>\n\uae00\ub85c\ubc8c \ud329\ud1a0\ub9c1 \uc2dc\uc7a5\uc740 2026\ub144 4\uc870 6,800\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc5d0\uc11c 2031\ub144\uae4c\uc9c0 6\uc870 3,000\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub418\uba70, \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 6.12%\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub294 \ub514\uc9c0\ud138 \uae30\uc220 \ucc44\ud0dd \uc99d\uac00\uc640 \ucc44\uad8c \uc591\ub3c4\uc5d0 \ub300\ud55c \uaddc\uc81c \uba85\ud655\uc131 \ub355\ubd84\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\uc778<br \/>\n\uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c\ub294 \u25b2\uc911\uc18c\uae30\uc5c5(SMEs)\uc758 \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc \ucc44\ud0dd \uc99d\uac00 \u25b2\uad6d\uacbd \uac04 \ubb34\uc5ed \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ud655\uc7a5 \u25b2EU\uc758 \uc5f0\uccb4\ub8cc \uaddc\uc81c \uac15\ud654\ub85c \uc778\ud55c \uc6b4\uc804\uc790\ubcf8 \uc218\uc694 \uc99d\ub300 \u25b2\uae00\ub85c\ubc8c \uae30\uc5c5 \uc8fc\ub3c4\uc758 \uacf5\uae09\ub9dd \uae08\uc735 \ud504\ub85c\uadf8\ub7a8 \u25b2\uc784\ubca0\ub514\ub4dc \uae08\uc735 \ubc0f B2B-BNPL API\ub97c \ud1b5\ud55c &#8216;\uc778\uce74\ud2b8(in-cart)&#8217; \ud329\ud1a0\ub9c1 \ud65c\uc131\ud654 \u25b2\uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud55c \ub9c8\uc774\ud06c\ub85c \ud329\ud1a0\ub9c1(micro-factoring) \uac00\ub2a5\uc131 \ud655\ub300 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc81c\uc57d \uc694\uc778<br \/>\n\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \u25b2\uc740\ud589 \uc2e0\uc6a9 \ub300\ube44 \ub192\uc740 \ud329\ud1a0\ub9c1 \ube44\uc6a9 \u25b2\uc0ac\uc774\ubc84 \uc704\ud5d8 \ubc0f \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \uce68\ud574 \uc99d\uac00 \u25b2\uc2e0\ud765 \uc2dc\uc7a5\uc758 \ubd88\uc644\uc804\ud55c \ub77c\uc774\uc120\uc2a4 \ubc0f \uac74\uc804\uc131 \uaddc\uc81c \u25b2\uc54c\uace0\ub9ac\uc998 \uae30\ubc18 \uc704\ud5d8 \ubaa8\ub378\uc774 &#8216;\uc2e0\uc6a9 \uc774\ub825 \ubd80\uc871(thin-file)&#8217; \uc911\uc18c\uae30\uc5c5\uc744 \ubc30\uc81c\ud558\ub294 \uacbd\ud5a5 \ub4f1\uc774 \uc9c0\uc801\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc138\ubd84\ud654 \ubd84\uc11d<br \/>\n\uc2dc\uc7a5\uc740 \ub2e4\uc591\ud55c \uae30\uc900\uc73c\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<br \/>\n*   \uc81c\uacf5\uc790\ubcc4: \uc740\ud589\uc774 64.59%\uc758 \uc810\uc720\uc728\ub85c \uc5ec\uc804\ud788 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc73c\ub098, \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac(NBFCs)\ub294 ERP \ubc0f \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc5d0 \uc2ec\uc0ac \uae30\ub2a5\uc744 \ub0b4\uc7ac\ud654\ud558\uba70 2031\ub144\uae4c\uc9c0 8.92%\uc758 \ub354 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uae30\uc5c5 \uaddc\ubaa8\ubcc4: \ub300\uae30\uc5c5\uacfc \uc911\uc18c\uae30\uc5c5(SMEs)\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<br \/>\n*   \uc801\uc6a9 \ubd84\uc57c\ubcc4: \uad6d\ub0b4 \uac70\ub798\uac00 2025\ub144 73.06%\uc758 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uc9c0\ub9cc, \uad6d\uc81c \ud329\ud1a0\ub9c1\uc740 2031\ub144\uae4c\uc9c0 9.33%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9 \uc0b0\uc5c5\ubcc4: \uc81c\uc870\uc5c5\uc774 2025\ub144 29.22%\uc758 \uc810\uc720\uc728\ub85c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uba70, \uc18c\ub9e4 \ubc0f \uc804\uc790\uc0c1\uac70\ub798 \ubd80\ubb38\uc774 2031\ub144\uae4c\uc9c0 9.59%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uae30\ud0c0 \uc8fc\uc694 \uc0b0\uc5c5\uc73c\ub85c\ub294 IT \ubc0f \ud1b5\uc2e0, \ud5ec\uc2a4\ucf00\uc5b4 \ubc0f \uc81c\uc57d, \uc5ec\ud589 \ubc0f \uc219\ubc15, \uc6b4\uc1a1 \ubc0f \ubb3c\ub958 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc9c0\uc5ed\ubcc4: \uc720\ub7fd\uc774 2025\ub144 58.56%\uc758 \uc810\uc720\uc728\ub85c \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud558\uba70, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uc9c0\uc5ed\uc740 2031\ub144\uae4c\uc9c0 10.21%\uc758 \uac00\uc7a5 \ube60\ub978 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. \ubd81\ubbf8, \ub0a8\ubbf8, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\ub3c4 \uc0c1\uc138\ud788 \ubd84\uc11d\ub429\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd<br \/>\n\ubcf4\uace0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc744 \ud3ec\ud568\ud55c \uacbd\uc7c1 \ud658\uacbd\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. Barclays PLC, BNP Paribas Factoring, JPMorgan, HSBC, Taulia (SAP) \ub4f1 \uc8fc\uc694 \uae00\ub85c\ubc8c \ubc0f \uc9c0\uc5ed \uae30\uc5c5\ub4e4\uc758 \ud504\ub85c\ud544\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<br \/>\n\ud5a5\ud6c4 \uc2dc\uc7a5 \uae30\ud68c\ub85c\ub294 \u25b2\uc18c\uc561 \uac70\ub798\ub97c \uc704\ud55c \ub9c8\uc774\ud06c\ub85c \ud329\ud1a0\ub9c1 \ubc0f \uc720\uc5f0\ud55c \uc11c\ube44\uc2a4 \ubaa8\ub378\uc758 \uc131\uc7a5 \u25b2\uace0\uc131\uc7a5 \uc9c0\uc5ed\uc5d0\uc11c\uc758 \uad6d\uacbd \uac04 \ud329\ud1a0\ub9c1 \ubc0f \ubb34\uc5ed \uae08\uc735 \ud30c\ud2b8\ub108\uc2ed \ud655\ub300\uac00 \uac15\uc870\ub429\ub2c8\ub2e4. \ud2b9\ud788, ERP \uc2dc\uc2a4\ud15c \ub0b4 \uc784\ubca0\ub514\ub4dc \uae08\uc735, \uc11c\ube44\uc2a4\ud615 \ud329\ud1a0\ub9c1(Factoring as a Service) \ud30c\ud2b8\ub108\uc2ed, \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c, \uc9c0\uc18d\uc801\uc778 \uc704\ud5d8 \uad00\ub9ac \ub4f1 \ud601\uc2e0\uc801\uc778 \uae30\uc220\uc774 \uc18c\uaddc\ubaa8 \uacf5\uae09\uc5c5\uccb4\uc758 \uc790\uae08 \uc811\uadfc\uc131\uc744 \ub192\uc774\uace0 \uc18c\uc561 \uc5b4\uc74c\uc5d0 \ub300\ud55c \ub9c8\uc774\ud06c\ub85c \ud329\ud1a0\ub9c1\uc744 \uac00\ub2a5\ud558\uac8c \ud560 \uac83\uc785\ub2c8\ub2e4. EU\uc758 60\uc77c \uacb0\uc81c \uae30\ud55c \uc81c\ud55c \ubc0f \uc591\ub3c4 \uae08\uc9c0 \uc870\ud56d \uae08\uc9c0 \uaddc\uc81c\ub294 \uacf5\uae09\uc5c5\uccb4\uc758 \ud329\ud1a0\ub9c1 \ud65c\uc6a9 \ub2a5\ub825\uc744 \uac15\ud654\ud558\uc5ec \uc2dc\uc7a5 \ucc44\ud0dd\uc744 \ub354\uc6b1 \ucd09\uc9c4\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc5f0\uad6c \ubc29\ubc95\ub860<br \/>\n\ubcf4\uace0\uc11c\ub294 \uc5c4\uaca9\ud55c \uc5f0\uad6c \ubc29\ubc95\ub860\uc744 \ucc44\ud0dd\ud569\ub2c8\ub2e4. \ud329\ud1a0\ub9c1 \ud68c\uc0ac \uc784\uc6d0, \uc911\uc18c\uae30\uc5c5 \uc7ac\ubb34 \ucc45\uc784\uc790, \ubb34\uc5ed \uc2e0\uc6a9 \ubcf4\ud5d8\uc0ac, \ud540\ud14c\ud06c \ud50c\ub7ab\ud3fc \uc124\uacc4\uc790\ub4e4\uacfc\uc758 \uc2ec\uce35 \uc778\ud130\ubdf0\ub97c \ud3ec\ud568\ud55c 1\ucc28 \uc5f0\uad6c\uc640, Factors Chain International, \uc138\uacc4\uc740\ud589, \uc720\ub7fd\uc911\uc559\uc740\ud589 \ub4f1 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uae30\uad00\uc758 \uacf5\uac1c \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud55c 2\ucc28 \uc5f0\uad6c\ub97c \ubcd1\ud589\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uaddc\ubaa8 \uc0b0\uc815 \ubc0f \uc608\uce21\uc740 \uc0c1\ud5a5\uc2dd \ubc0f \ud558\ud5a5\uc2dd \uc811\uadfc \ubc29\uc2dd\uc744 \ubaa8\ub450 \uc0ac\uc6a9\ud558\uc5ec \uc774\ub8e8\uc5b4\uc9c0\uba70, SME \uc2e0\uc6a9 \uaca9\ucc28 \ube44\uc728, \uad6d\uacbd \uac04 \ubb34\uc5ed \uac00\uce58, \ud540\ud14c\ud06c \uce68\ud22c \uc9c0\uc218 \ub4f1 \ub2e4\uc591\ud55c \ubcc0\uc218\ub97c \uace0\ub824\ud55c \ub2e4\ubcc0\ub7c9 \ud68c\uadc0 \ubd84\uc11d\uc744 \ud1b5\ud574 2030\ub144\uae4c\uc9c0\uc758 \uc218\uc694\ub97c \uc608\uce21\ud569\ub2c8\ub2e4. \ub370\uc774\ud130\ub294 3\ub2e8\uacc4 \uac80\ud1a0 \uacfc\uc815\uc744 \uac70\uccd0 \uac80\uc99d\ub418\uba70, \ubcf4\uace0\uc11c\ub294 \ub9e4\ub144 \uac31\uc2e0\ub429\ub2c8\ub2e4. Mordor Intelligence\uc758 \uae30\uc900\uc120\uc740 \ub2e4\ub978 \ucd94\uc815\uce58\uc640\uc758 \ube44\uad50\ub97c \ud1b5\ud574 \ud22c\uba85\ud558\uace0 \uade0\ud615 \uc7a1\ud78c \ubd84\uc11d\uc744 \uc81c\uacf5\ud568\uc774 \uc785\uc99d\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-57795","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/57795"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=57795"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/57795\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=57795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=57795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=57795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}