{"id":59260,"date":"2026-02-26T18:19:08","date_gmt":"2026-02-26T18:19:08","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/global-neobanking-market-mordor\/"},"modified":"2026-10-02T08:02:07","modified_gmt":"2026-10-01T23:02:07","slug":"global-neobanking-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/global-neobanking-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d \u2013 \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026\ub144-2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-neobanking-market-1758546438351-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/global-neobanking-market-size-image-1770996869614.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc2a4\ub9c8\ud2b8\ud3f0 \ubc0f \uc778\ud130\ub137 \ubcf4\uae09\ub960 \uc99d\uac00<\/li>\n<li class=\"toc-level-3\">4.2.2 \uc9c0\uc810 \uc5c6\ub294 \uc6b4\uc601 \ubaa8\ub378\uc758 \ube44\uc6a9 \uc774\uc810<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc624\ud508 \ubc45\ud0b9 \ubc0f \ud540\ud14c\ud06c \ub77c\uc774\uc120\uc2a4\uc5d0 \ub300\ud55c \uaddc\uc81c \uc9c0\uc6d0<\/li>\n<li class=\"toc-level-3\">4.2.4 \ud1b5\ud569 \uae08\uc735 \ub3c4\uad6c\uc5d0 \ub300\ud55c \uc911\uc18c\uae30\uc5c5 \uc218\uc694<\/li>\n<li class=\"toc-level-3\">4.2.5 \uaddc\ubaa8 \ud655\uc7a5\uc744 \uac00\uc18d\ud654\ud558\ub294 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c (Pix, UPI, FedNow)<\/li>\n<li class=\"toc-level-3\">4.2.6 AI \uae30\ubc18 \ucd08\uac1c\uc778\ud654\ub85c \uc720\uc9c0\uc728 \uc99d\ub300<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubb38\uc81c<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc218\uc775\uc131 \ubc0f \ub192\uc740 CAC \uc555\ub825<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc8fc\uc694 \uad00\ud560\uad8c\uc758 \uce74\ub4dc \uc218\uc218\ub8cc \uc0c1\ud55c\uc81c<\/li>\n<li class=\"toc-level-3\">4.3.4 \ub77c\uc774\uc120\uc2a4\ub97c \uc704\ud55c \ud30c\ud2b8\ub108 \uc740\ud589 \uc758\uc874<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uac00\uce58 \/ \uacf5\uae09\ub9dd \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778\n<ul>\n<li class=\"toc-level-3\">4.7.1 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.2 \uacf5\uae09\uc5c5\uccb4(\uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9 \uc81c\uacf5\uc5c5\uccb4)\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.3 \uad6c\ub9e4\uc790(\uc18c\ub9e4 \ubc0f \uc911\uc18c\uae30\uc5c5 \uace0\uac1d)\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.7.4 \ub300\uccb4\uc7ac(\ube45\ud14c\ud06c \uc9c0\uac11, \uc288\ud37c \uc571)\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.7.5 \uc0b0\uc5c5 \ub0b4 \uacbd\uc7c1<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uacc4\uc88c \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uc0ac\uc5c5\uc790 \uacc4\uc88c<\/li>\n<li class=\"toc-level-3\">5.1.2 \uc800\ucd95 \uacc4\uc88c<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uc11c\ube44\uc2a4\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \ubaa8\ubc14\uc77c \ubc45\ud0b9<\/li>\n<li class=\"toc-level-3\">5.2.2 \uacb0\uc81c<\/li>\n<li class=\"toc-level-3\">5.2.3 \uc1a1\uae08<\/li>\n<li class=\"toc-level-3\">5.2.4 \uc800\ucd95 \uacc4\uc88c<\/li>\n<li class=\"toc-level-3\">5.2.5 \ub300\ucd9c<\/li>\n<li class=\"toc-level-3\">5.2.6 \uae30\ud0c0<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uac1c\uc778<\/li>\n<li class=\"toc-level-3\">5.3.2 \uae30\uc5c5<\/li>\n<li class=\"toc-level-3\">5.3.3 \uae30\ud0c0 \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.4.1.1 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.4.1.2 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.4.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.4.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.4.2.2 \ud398\ub8e8<\/li>\n<li class=\"toc-level-4\">5.4.2.3 \uce60\ub808<\/li>\n<li class=\"toc-level-4\">5.4.2.4 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.4.2.5 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.4.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.4.3.1 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.3.2 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.4.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.4.3.4 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.4.3.5 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.4.3.6 \ubca0\ub124\ub8e9\uc2a4 (\ubca8\uae30\uc5d0, \ub124\ub35c\ub780\ub4dc, \ub8e9\uc148\ubd80\ub974\ud06c)<\/li>\n<li class=\"toc-level-4\">5.4.3.7 \ubd81\uc720\ub7fd (\ub374\ub9c8\ud06c, \ud540\ub780\ub4dc, \uc544\uc774\uc2ac\ub780\ub4dc, \ub178\ub974\uc6e8\uc774, \uc2a4\uc6e8\ub374)<\/li>\n<li class=\"toc-level-4\">5.4.3.8 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.4.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.4.4.1 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.4.4.2 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.4.3 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.4.4.4 \ud638\uc8fc<\/li>\n<li class=\"toc-level-4\">5.4.4.5 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.4.6 \ub3d9\ub0a8\uc544\uc2dc\uc544 (\uc2f1\uac00\ud3ec\ub974, \ub9d0\ub808\uc774\uc2dc\uc544, \ud0dc\uad6d, \uc778\ub3c4\ub124\uc2dc\uc544, \ubca0\ud2b8\ub0a8, \ud544\ub9ac\ud540)<\/li>\n<li class=\"toc-level-4\">5.4.4.7 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.4.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.4.5.1 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.4.5.2 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.4.5.3 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-4\">5.4.5.4 \ub098\uc774\uc9c0\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.4.5.5 \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uac1c\uc694, \uc2dc\uc7a5 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc8fc\uc694 \uae30\uc5c5 \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 \ub204\ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.2 \ub808\ubcfc\ub8e8\ud2b8<\/li>\n<li class=\"toc-level-3\">6.4.3 \ucc28\uc784<\/li>\n<li class=\"toc-level-3\">6.4.4 N26<\/li>\n<li class=\"toc-level-3\">6.4.5 \uc2a4\ud138\ub9c1 \ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.6 \ubaac\uc870<\/li>\n<li class=\"toc-level-3\">6.4.7 \uce74\uce74\uc624\ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.8 \uc704\ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.9 \ud2f4\ucf54\ud504<\/li>\n<li class=\"toc-level-3\">6.4.10 \ubc29\ucf54 \uc778\ud130<\/li>\n<li class=\"toc-level-3\">6.4.11 \uc640\uc774\uc988 (\uad6c \ud2b8\ub79c\uc2a4\ud37c\uc640\uc774\uc988)<\/li>\n<li class=\"toc-level-3\">6.4.12 \uc18c\ud30c\uc774<\/li>\n<li class=\"toc-level-3\">6.4.13 \uba38\ub2c8\ub77c\uc774\uc5b8<\/li>\n<li class=\"toc-level-3\">6.4.14 \ud398\uc774\ud2f0\uc5e0 \ud398\uc774\uba3c\uce20 \ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.15 \uc544\ud1b0 \ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.16 \ud53c\ub3c4\ub974 \ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.17 \uc624\ub80c\uc9c0 \ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.18 \ub370\uc774\ube0c<\/li>\n<li class=\"toc-level-3\">6.4.19 \ubc14\ub85c \ubc45\ud06c<\/li>\n<li class=\"toc-level-3\">6.4.20 \ubc88\ud06c<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc740 2025\ub144 7\uc870 3,800\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 8\uc870 1,800\uc5b5 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 10.82%\ub97c \uae30\ub85d\ud558\uba70 2031\ub144\uc5d0\ub294 13\uc870 6,700\uc5b5 \ub2ec\ub7ec\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uc7a5\uc740 \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ube60\ub978 \ubcf4\uae09, \uc624\ud508 \ubc45\ud0b9\uc744 \uc9c0\uc6d0\ud558\ub294 \uaddc\uc81c \ud658\uacbd, \uadf8\ub9ac\uace0 \uc9c1\uad00\uc801\uc778 \ub514\uc9c0\ud138 \uacbd\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d \uc218\uc694\uc5d0 \uc758\ud574 \ucd09\uc9c4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. 1\uc5b5 1\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \uace0\uac1d\uc744 \ud655\ubcf4\ud55c Nubank\uc640 2025\ub144 5\uc6d4 8\uc5b5 6,400\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uacf5\ubaa8\ub97c \uc644\ub8cc\ud55c Chime\uacfc \uac19\uc740 \uc120\ub3c4\uc801\uc778 \uae30\uad00\ub4e4\uc740 \ub514\uc9c0\ud138 \uc6b0\uc120 \ubaa8\ub378\uc774 \uae08\uc735 \uc8fc\ub958\ub85c \ud3b8\uc785\ub418\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5(AI), \uc2e4\uc2dc\uac04 \uacb0\uc81c, \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ud30c\ud2b8\ub108\uc2ed\uc758 \ubc1c\uc804\uc740 \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc758 \uc131\uc7a5 \uada4\ub3c4\ub97c \uac15\ud654\ud558\ub294 \ub2e4\uc591\ud55c \uc131\uc7a5 \ub3d9\ub825\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \uc720\ub7fd\uc758 \ub514\uc9c0\ud138 \uc6b4\uc601 \ubcf5\uc6d0\ub825\ubc95(DORA)\uacfc \uac19\uc740 \uaddc\uc81c\ub294 \uc704\ud5d8 \ud1b5\uc81c\ub97c \ud45c\uc900\ud654\ud558\uace0 \uacbd\uc7c1 \ucd08\uc810\uc744 \uac15\ud654\ud558\uba70, \uaddc\uc81c \uc900\uc218 \ube44\uc6a9 \uc99d\uac00\uc5d0 \ub530\ub77c \uc2dc\uc7a5 \ud1b5\ud569\uc744 \uac00\uc18d\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d:<br \/>\n*   \uacc4\uc88c \uc720\ud615\ubcc4: \uac1c\uc778 \uacc4\uc88c \ubd80\ubb38\uc774 \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uba70, \ud2b9\ud788 \uc80a\uc740 \uc138\ub300\uc640 \ub514\uc9c0\ud138 \uce5c\ud654\uc801\uc778 \uace0\uac1d\uce35\uc744 \uc911\uc2ec\uc73c\ub85c \uc131\uc7a5\uc774 \ub450\ub4dc\ub7ec\uc9d1\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5 \ubc0f \uc18c\uc0c1\uacf5\uc778\uc744 \uc704\ud55c \uae30\uc5c5 \uacc4\uc88c \ub610\ud55c \ub514\uc9c0\ud138 \uae08\uc735 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \ube60\ub974\uac8c \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \uc11c\ube44\uc2a4 \uc720\ud615\ubcc4: \uacb0\uc81c \ubc0f \uc1a1\uae08 \uc11c\ube44\uc2a4\uac00 \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc758 \ud575\uc2ec\uc744 \uc774\ub8e8\uba70, \uc800\ucd95, \ub300\ucd9c, \ud22c\uc790 \ub4f1 \ub2e4\uc591\ud55c \ubd80\uac00 \uc11c\ube44\uc2a4\ub85c \ud655\uc7a5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uacfc \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc1a1\uae08 \uae30\ub2a5\uc774 \uace0\uac1d \uc720\uce58\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>*   \uc9c0\uc5ed\ubcc4: \ubd81\ubbf8 \uc9c0\uc5ed\uc774 \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc720\ub7fd\uacfc \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\ub3c4 \uac15\ub825\ud55c \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\uc640 \uc544\ud504\ub9ac\uce74\ub294 \uae08\uc735 \uc18c\uc678 \uacc4\uce35\uc744 \ud3ec\uc6a9\ud558\ub294 \ub514\uc9c0\ud138 \uae08\uc735 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \ub192\uc740 \uc218\uc694\ub85c \uc778\ud574 \uc7a0\uc7ac\ub825\uc774 \ud070 \uc2dc\uc7a5\uc73c\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*   \uc8fc\uc694 \uc2dc\uc7a5 \ub3d9\ud5a5:<br \/>\n    *   \uace0\uac1d \uc911\uc2ec\uc758 \ub514\uc9c0\ud138 \uacbd\ud5d8: \ub124\uc624\ubc45\ud06c\ub294 \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4, \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4, \uadf8\ub9ac\uace0 \uc634\ub2c8\ucc44\ub110 \uc811\uadfc\uc131\uc744 \ud1b5\ud574 \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    *   \uae30\uc220 \ud601\uc2e0: \uc778\uacf5\uc9c0\ub2a5(AI), \uba38\uc2e0\ub7ec\ub2dd, \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc0ac\uae30 \ud0d0\uc9c0, \uc2e0\uc6a9 \ud3c9\uac00, \ub9de\ucda4\ud615 \uae08\uc735 \uc0c1\ud488 \ucd94\ucc9c \ub4f1 \uc11c\ube44\uc2a4\uc758 \ud6a8\uc728\uc131\uacfc \ubcf4\uc548\uc744 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    *   \uaddc\uc81c \ud658\uacbd \ubcc0\ud654: \uac01\uad6d \uc815\ubd80\ub294 \ud540\ud14c\ud06c \ud601\uc2e0\uc744 \uc9c0\uc6d0\ud558\uba74\uc11c\ub3c4 \uc18c\ube44\uc790 \ubcf4\ud638\uc640 \uae08\uc735 \uc548\uc815\uc131\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud55c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ubc1c\uc804\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc2dc\uc7a5\uc758 \uac74\uc804\ud55c \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\ub294 \ub3d9\uc2dc\uc5d0, \uaddc\uc81c \uc900\uc218 \ube44\uc6a9 \uc99d\uac00\ub85c \uc778\ud55c \uc2dc\uc7a5 \ud1b5\ud569\uc744 \uac00\uc18d\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    *   \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed: \uae30\uc874 \uae08\uc735\uae30\uad00, \ud540\ud14c\ud06c \uae30\uc5c5, \ube44\uae08\uc735 \uae30\uc5c5 \uac04\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc11c\ube44\uc2a4 \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uace0 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ucc3d\ucd9c\ud558\ub294 \uacbd\ud5a5\uc774 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc740 \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc758 \ud575\uc2ec \ub3d9\ub825 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc758 \ud604\uc7ac\uc640 \ubbf8\ub798\ub97c \uc2ec\uce35\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uc5ec, \uad00\ub828 \uae30\uc5c5\ub4e4\uc774 \uc804\ub7b5\uc801 \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ud544\uc694\ud55c \uadc0\uc911\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubcf4\uace0\uc11c\ub294 \uae00\ub85c\ubc8c \ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5f0\uad6c \uac00\uc815, \uc2dc\uc7a5 \uc815\uc758 \ubc0f \ubc94\uc704\ub97c \ud3ec\ud568\ud558\uba70, \uc2dc\uc7a5\uc758 \ud604\uc7ac \uc0c1\ud0dc\uc640 \ubbf8\ub798 \uc804\ub9dd\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \ud658\uacbd:<br \/>\n\uc8fc\uc694 \uc131\uc7a5 \ub3d9\ub825\uc73c\ub85c\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \ubc0f \uc778\ud130\ub137 \ubcf4\uae09\ub960 \uc99d\uac00, \uc9c0\uc810 \uc5c6\ub294 \uc6b4\uc601 \ubaa8\ub378\uc758 \ube44\uc6a9 \ud6a8\uc728\uc131, \uc624\ud508 \ubc45\ud0b9 \ubc0f \ud540\ud14c\ud06c \ub77c\uc774\uc120\uc2a4\uc5d0 \ub300\ud55c \uaddc\uc81c \uc9c0\uc6d0, \uc911\uc18c\uae30\uc5c5(SME)\uc758 \ud1b5\ud569 \uae08\uc735 \ub3c4\uad6c \uc218\uc694, \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c(Pix, UPI, FedNow \ub4f1) \ud655\uc0b0, AI \uae30\ubc18 \ucd08\uac1c\uc778\ud654 \uc11c\ube44\uc2a4\ub85c \uc778\ud55c \uace0\uac1d \uc720\uc9c0\uc728 \ud5a5\uc0c1 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ubc18\uba74, \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \ud504\ub77c\uc774\ubc84\uc2dc \ubb38\uc81c, \uc218\uc775\uc131 \ubc0f \ub192\uc740 \uace0\uac1d \ud68d\ub4dd \ube44\uc6a9(CAC) \uc555\ub825, \uc8fc\uc694 \uad00\ud560\uad8c\uc758 \uc778\ud130\uccb4\uc778\uc9c0 \uc218\uc218\ub8cc \uc0c1\ud55c\uc81c, \ud30c\ud2b8\ub108 \uc740\ud589\uc5d0 \ub300\ud55c \ub77c\uc774\uc120\uc2a4 \uc758\uc874\uc131 \ub4f1\uc740 \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc81c\uc57d\ud558\ub294 \uc694\uc778\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4.<br \/>\n\ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uac00\uce58\/\uacf5\uae09\ub9dd, \uaddc\uc81c \ud658\uacbd, \uae30\uc220 \uc804\ub9dd, \uadf8\ub9ac\uace0 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778(\uc2e0\uaddc \uc9c4\uc785\uc790 \uc704\ud611, \uacf5\uae09\uc790 \ubc0f \uad6c\ub9e4\uc790 \uad50\uc12d\ub825, \ub300\uccb4\uc7ac \uc704\ud611, \uc0b0\uc5c5 \ub0b4 \uacbd\uc7c1)\uc744 \uc0c1\uc138\ud788 \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc804\ub9dd:<br \/>\n\ub124\uc624\ubc45\ud0b9 \uc2dc\uc7a5\uc740 2026\ub144 \uae30\uc900 8.18\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc774\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 10.82%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 51.80%\uc758 \uac00\uc7a5 \ube60\ub978 CAGR\uc744 \uae30\ub85d\ud558\uba70 \uae09\uaca9\ud55c \ud655\uc7a5\uc774 \uc804\ub9dd\ub429\ub2c8\ub2e4. \uacc4\uc88c \uc720\ud615\ubcc4\ub85c\ub294 \ube44\uc988\ub2c8\uc2a4 \uacc4\uc88c\uac00 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 67.62%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc2dc\uc7a5\uc740 \uacc4\uc88c \uc720\ud615(\ube44\uc988\ub2c8\uc2a4, \uc800\ucd95), \uc11c\ube44\uc2a4(\ubaa8\ubc14\uc77c \ubc45\ud0b9, \uacb0\uc81c, \uc1a1\uae08, \uc800\ucd95, \ub300\ucd9c \ub4f1), \uc560\ud50c\ub9ac\ucf00\uc774\uc158(\uac1c\uc778, \uae30\uc5c5, \uae30\ud0c0), \uadf8\ub9ac\uace0 \ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74 \ub4f1 \uc9c0\ub9ac\uc801 \uc601\uc5ed\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4. \uac01 \uc9c0\uc5ed \ub0b4 \uc8fc\uc694 \uad6d\uac00 \ubc0f \ud558\uc704 \uc9c0\uc5ed\uc5d0 \ub300\ud55c \uc0c1\uc138 \ubd84\uc11d\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd:<br \/>\n\uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc774 \uc81c\uc2dc\ub429\ub2c8\ub2e4. Nubank, Revolut, Chime, N26, KakaoBank, WeBank \ub4f1 \uc8fc\uc694 20\uac1c \uae30\uc5c5\uc758 \ud504\ub85c\ud544\uc774 \ud3ec\ud568\ub418\uba70, \uc774\ub294 \uae00\ub85c\ubc8c \ubc0f \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4, \uc804\ub7b5, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \uc0ac\ud56d \ub4f1\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd:<br \/>\n\ube44\uae08\uc735 \ud50c\ub7ab\ud3fc\uacfc\uc758 \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ud30c\ud2b8\ub108\uc2ed, \uacbd\ub7c9 \ub514\uc9c0\ud138 \uc628\ubcf4\ub529\uc744 \ud1b5\ud55c \ub18d\ucd0c \ubc0f \uae08\uc735 \uc18c\uc678 \uacc4\uce35 \uace0\uac1d \ud655\ubcf4\uac00 \uc8fc\uc694 \uc2dc\uc7a5 \uae30\ud68c\ub85c \ubd80\uac01\ub429\ub2c8\ub2e4. \uc720\ub7fd \ub514\uc9c0\ud138 \uc740\ud589\uc758 \uacbd\uc6b0, \ud1b5\uc77c\ub41c \uc6b4\uc601 \uc704\ud5d8 \ud45c\uc900\uc744 \uc124\uc815\ud558\ub294 \ub514\uc9c0\ud138 \uc6b4\uc601 \ubcf5\uc6d0\ub825\ubc95(DORA)\uc774 \uc911\uc694\ud55c \uaddc\uc81c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-59260","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/59260"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=59260"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/59260\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=59260"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=59260"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=59260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}