{"id":59599,"date":"2026-02-26T21:51:56","date_gmt":"2026-02-26T21:51:56","guid":{"rendered":"https:\/\/www.globalresearch.co.kr\/insight\/mpos-terminals-market-mordor\/"},"modified":"2026-10-16T03:28:55","modified_gmt":"2026-10-15T18:28:55","slug":"mpos-terminals-market-mordor","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.kr\/insight\/mpos-terminals-market-mordor\/","title":{"rendered":"\uc138\uacc4\uc758 MPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d &#8211; \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031\ub144)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/mpos-terminals-market-1761548743853-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.globalresearch.co.kr\/insight\/wp-content\/uploads\/2026\/02\/mpos-terminals-market-size-image-1772091677913.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \uc11c\ub860<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \uc5f0\uad6c \uac00\uc815 \ubc0f \uc2dc\uc7a5 \uc815\uc758<\/li>\n<li class=\"toc-level-2\">1.2 \uc5f0\uad6c \ubc94\uc704<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \uc5f0\uad6c \ubc29\ubc95\ub860<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \uc694\uc57d<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \uc2dc\uc7a5 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \uc2dc\uc7a5 \uac1c\uc694<\/li>\n<li class=\"toc-level-2\">4.2 \uc2dc\uc7a5 \ub3d9\uc778\n<ul>\n<li class=\"toc-level-3\">4.2.1 \uc800\uac00 \uce74\ub4dc \uacb0\uc81c \ud558\ub4dc\uc6e8\uc5b4\uc758 \ubcf4\ud3b8\ud654<\/li>\n<li class=\"toc-level-3\">4.2.2 \ube44\uc811\ucd09\uc2dd \ubc0f \uc804\uc790\uc9c0\uac11 \uacb0\uc81c\ub85c\uc758 \uc18c\ube44\uc790 \uc804\ud658 \uac00\uc18d\ud654<\/li>\n<li class=\"toc-level-3\">4.2.3 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 POS \uc194\ub8e8\uc158\uc73c\ub85c \ud65c\uc6a9 \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uc628\ub514\ubc14\uc774\uc2a4 \ud0ed\ud22c\ud3f0 \uc778\uc99d<\/li>\n<li class=\"toc-level-3\">4.2.4 \uc18c\uc0c1\uacf5\uc778\uc744 \uc704\ud55c \ubd80\uac00\uac00\uce58 \ubd84\uc11d\uc758 \ube60\ub978 \ud655\uc0b0<\/li>\n<li class=\"toc-level-3\">4.2.5 PSD2\uc5d0 \ub530\ub978 \uc0dd\uccb4 \uc778\uc2dd SCA \uc758\ubb34\ud654\ub85c \uc778\ud55c \ud558\ub4dc\uc6e8\uc5b4 \uad50\uccb4 \ucd09\uc9c4<\/li>\n<li class=\"toc-level-3\">4.2.6 \ub9e4\uc7a5 \ub0b4 BNPL \ud65c\uc131\ud654\ub97c \uc704\ud55c MPOS \ud38c\uc6e8\uc5b4 \uc5c5\uadf8\ub808\uc774\ub4dc \ud544\uc694\uc131<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \uc2dc\uc7a5 \uc81c\uc57d\n<ul>\n<li class=\"toc-level-3\">4.3.1 \ub18d\ucd0c \uc2dc\uc7a5\uc758 \ubd88\uc548\uc815\ud55c \uad11\ub300\uc5ed \ubc0f \uc804\ub825 \uacf5\uae09<\/li>\n<li class=\"toc-level-3\">4.3.2 \uc9c0\uc18d\uc801\uc778 \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubb38\uc81c<\/li>\n<li class=\"toc-level-3\">4.3.3 \uc804\uc6a9 MPOS \ud558\ub4dc\uc6e8\uc5b4\ub97c \uc7a0\uc2dd\ud558\ub294 \uc0c8\ub85c\uc6b4 \ud0ed\uc628\ud3f0 \uc18c\ud504\ud2b8POS<\/li>\n<li class=\"toc-level-3\">4.3.4 PCI MPoC \ubc0f PCI v6 \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud55c \ube44\uc6a9 \ubd80\ub2f4\uc774 \ud070 \uc804\ud658<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">4.5 \uaddc\uc81c \ud658\uacbd<\/li>\n<li class=\"toc-level-2\">4.6 \uae30\uc220 \uc804\ub9dd<\/li>\n<li class=\"toc-level-2\">4.7 \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc774 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/li>\n<li class=\"toc-level-2\">4.8 \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\n<ul>\n<li class=\"toc-level-3\">4.8.1 \uad6c\ub9e4\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.8.2 \uacf5\uae09\uc790\uc758 \uad50\uc12d\ub825<\/li>\n<li class=\"toc-level-3\">4.8.3 \uc2e0\uaddc \uc9c4\uc785\uc790\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.8.4 \ub300\uccb4\uc7ac\uc758 \uc704\ud611<\/li>\n<li class=\"toc-level-3\">4.8.5 \uacbd\uc7c1 \uac15\ub3c4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21 (\uac00\uce58)<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \uae30\uae30 \uc720\ud615\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.1.1 \uce69 \ubc0f PIN<\/li>\n<li class=\"toc-level-3\">5.1.2 \uce69 \ubc0f \uc11c\uba85<\/li>\n<li class=\"toc-level-3\">5.1.3 \ube44\uc811\ucd09\uc2dd \ubc0f NFC<\/li>\n<li class=\"toc-level-3\">5.1.4 \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \uc804\uc6a9<\/li>\n<li class=\"toc-level-3\">5.1.5 \uc0dd\uccb4 \uc778\uc2dd \uc9c0\uc6d0<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \uacb0\uc81c \ubc29\uc2dd\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.2.1 \uc811\ucd09\uc2dd<\/li>\n<li class=\"toc-level-3\">5.2.2 \ube44\uc811\ucd09\uc2dd<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.3.1 \uc18c\ub9e4<\/li>\n<li class=\"toc-level-3\">5.3.2 \uc219\ubc15<\/li>\n<li class=\"toc-level-3\">5.3.3 \uc758\ub8cc<\/li>\n<li class=\"toc-level-3\">5.3.4 \uc6b4\uc1a1 \ubc0f \ubb3c\ub958<\/li>\n<li class=\"toc-level-3\">5.3.5 \uae30\ud0c0 \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \ubc30\ud3ec \ubaa8\ub4dc\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.4.1 \uc628\ud504\ub808\ubbf8\uc2a4<\/li>\n<li class=\"toc-level-3\">5.4.2 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ubc0f SaaS<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \uc9c0\uc5ed\ubcc4\n<ul>\n<li class=\"toc-level-3\">5.5.1 \ubd81\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \ubbf8\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \uce90\ub098\ub2e4<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \uba55\uc2dc\ucf54<\/li>\n<li class=\"toc-level-3\">5.5.2 \ub0a8\ubbf8<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \ube0c\ub77c\uc9c8<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \uc544\ub974\ud5e8\ud2f0\ub098<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \ub0a8\ubbf8 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.3 \uc720\ub7fd<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \ub3c5\uc77c<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \uc601\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \ud504\ub791\uc2a4<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \uc774\ud0c8\ub9ac\uc544<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \uc2a4\ud398\uc778<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \uc720\ub7fd \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.4 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \uc911\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \uc77c\ubcf8<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \uc778\ub3c4<\/li>\n<li class=\"toc-level-4\">5.5.4.4 \ub300\ud55c\ubbfc\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.4.5 \ub3d9\ub0a8\uc544\uc2dc\uc544<\/li>\n<li class=\"toc-level-4\">5.5.4.6 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.5 \uc911\ub3d9<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8<\/li>\n<li class=\"toc-level-4\">5.5.5.3 \uc911\ub3d9 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<li class=\"toc-level-3\">5.5.6 \uc544\ud504\ub9ac\uce74<\/li>\n<li class=\"toc-level-4\">5.5.6.1 \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d<\/li>\n<li class=\"toc-level-4\">5.5.6.2 \uc774\uc9d1\ud2b8<\/li>\n<li class=\"toc-level-4\">5.5.6.3 \uc544\ud504\ub9ac\uce74 \uae30\ud0c0 \uc9c0\uc5ed<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \uacbd\uc7c1 \ud658\uacbd<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4<\/li>\n<li class=\"toc-level-2\">6.2 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784<\/li>\n<li class=\"toc-level-2\">6.3 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/li>\n<li class=\"toc-level-2\">6.4 \uae30\uc5c5 \ud504\ub85c\ud544 (\uae00\ub85c\ubc8c \uc218\uc900 \uac1c\uc694, \uc2dc\uc7a5 \uc218\uc900 \uac1c\uc694, \ud575\uc2ec \ubd80\ubb38, \uc7ac\ubb34 \uc815\ubcf4(\uac00\ub2a5\ud55c \uacbd\uc6b0), \uc804\ub7b5 \uc815\ubcf4, \uc2dc\uc7a5 \uc21c\uc704\/\uc810\uc720\uc728, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4, \ucd5c\uadfc \uac1c\ubc1c \ud3ec\ud568)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Block Inc. (Square)<\/li>\n<li class=\"toc-level-3\">6.4.2 Fiserv Inc. (Clover)<\/li>\n<li class=\"toc-level-3\">6.4.3 VeriFone Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 PAX Technology Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.5 Newland Payment Technology<\/li>\n<li class=\"toc-level-3\">6.4.6 BBPOS Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.7 SumUp Payments Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.8 PayPal Zettle<\/li>\n<li class=\"toc-level-3\">6.4.9 Adyen N.V.<\/li>\n<li class=\"toc-level-3\">6.4.10 Lightspeed Commerce Inc.<\/li>\n<li class=\"toc-level-3\">6.4.11 Shopify Inc. (Shop POS)<\/li>\n<li class=\"toc-level-3\">6.4.12 Toast Inc.<\/li>\n<li class=\"toc-level-3\">6.4.13 NCR Voyix Corp.<\/li>\n<li class=\"toc-level-3\">6.4.14 HP Development Company L.P.<\/li>\n<li class=\"toc-level-3\">6.4.15 NEC Corporation<\/li>\n<li class=\"toc-level-3\">6.4.16 Panasonic Holdings Corp.<\/li>\n<li class=\"toc-level-3\">6.4.17 Spectra Technologies India Pvt Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.18 Posiflex Technology Inc.<\/li>\n<li class=\"toc-level-3\">6.4.19 Oracle Micros Systems<\/li>\n<li class=\"toc-level-3\">6.4.20 North American Bancard (PayAnywhere)<\/li>\n<li class=\"toc-level-3\">6.4.21 Yoco Technologies Pty Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.22 myPOS World Ltd.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \uc2dc\uc7a5 \uae30\ud68c \ubc0f \ubbf8\ub798 \uc804\ub9dd<\/p>\n","protected":false},"excerpt":{"rendered":"<p>mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc810\uc720\uc728 \ubd84\uc11d: \uc131\uc7a5 \ub3d9\ud5a5 \ubc0f \uc804\ub9dd (2026-2031)<\/p>\n<p>\uc2dc\uc7a5 \uac1c\uc694<\/p>\n<p>mPOS(\ubaa8\ubc14\uc77c POS) \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc740 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 5.81%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud558\uba70, 2025\ub144 379\uc5b5 2\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 2026\ub144 407\uc5b5 3\ucc9c\ub9cc \ub2ec\ub7ec, \uadf8\ub9ac\uace0 2031\ub144\uc5d0\ub294 540\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\ub85c \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774 \uc2dc\uc7a5\uc740 \uae30\uae30 \uc720\ud615(\uce69\uc564\ud540, \uce69\uc564\uc2dc\uadf8\ub2c8\ucc98, \ube44\uc811\ucd09\/NFC, \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \uc804\uc6a9 \ub4f1), \uacb0\uc81c \ubc29\uc2dd(\uc811\ucd09\uc2dd, \ube44\uc811\ucd09\uc2dd), \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5(\uc18c\ub9e4, \uc219\ubc15, \ud5ec\uc2a4\ucf00\uc5b4, \uc6b4\uc1a1 \ubc0f \ubb3c\ub958 \ub4f1), \ubc30\ud3ec \ubc29\uc2dd(\uc628\ud504\ub808\ubbf8\uc2a4, \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ubc0f SaaS) \ubc0f \uc9c0\uc5ed\ubcc4\ub85c \uc138\ubd84\ud654\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc804\uc6a9 \ud0ed\ud22c\ud3f0(tap-to-phone) \uc778\uc99d\uc740 \uc804\uc6a9 \ubcf4\uae09\ud615 \ud558\ub4dc\uc6e8\uc5b4\uc758 \ud544\uc694\uc131\uc744 \uc5c6\uc560\uace0 \uc788\uc73c\uba70, \uc720\ub7fd\uc758 \uc0dd\uccb4\uc778\uc2dd \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d(SCA) \uaddc\uc815\uc740 \ud504\ub9ac\ubbf8\uc5c4 \uae30\uae30\uc758 \uad50\uccb4 \uc8fc\uae30\ub97c \ub298\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc \uae30\uc5c5\ub4e4\uc740 \uc774\uc81c \uacb0\uc81c \uc218\ub77d\uacfc \ud568\uaed8 \uc6b4\uc804\uc790\ubcf8 \ub300\ucd9c \ubc0f \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ubb36\uc5b4 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uac00\ub9f9\uc810\uc758 \uc804\ud658 \ube44\uc6a9\uc744 \ub192\uc774\uace0 \uc21c\uc218 \ud558\ub4dc\uc6e8\uc5b4 \uacf5\uae09\uc5c5\uccb4\uc758 \ub9c8\uc9c4\uc744 \uc555\ubc15\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4\ub85c\ub294 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc774 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uacfc QR \ucf54\ub4dc \uacb0\uc81c \ub3c4\uc785\uc73c\ub85c \uc2e0\uaddc \uac00\ub9f9\uc810 \uc720\uc785\uc744 \uac00\uc18d\ud654\ud558\uba70 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc73c\uba70, \uc720\ub7fd\uc740 \uaddc\uc81c \uc900\uc218 \uc911\uc2ec\uc758 \uad50\uccb4 \uc2dc\uc7a5, \ubd81\ubbf8\ub294 \uc2dc\uc7a5 \ud3ec\ud654 \uc0c1\ud0dc\uc5d0 \uadfc\uc811\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ubc30\ud3ec\ub294 \ucd08\uae30 \ud22c\uc790 \ube44\uc6a9(capex)\uc774 \uc5c6\uace0, PCI DSS \uc5c5\ub370\uc774\ud2b8\uac00 \uc790\ub3d9\ud654\ub418\uba70, \uc989\uac01\uc801\uc778 \uae30\ub2a5 \ucd9c\uc2dc\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc5d0\uc11c \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c \uc778\ud504\ub77c\uc758 \ub85c\uceec \uc81c\uc5b4\ubcf4\ub2e4 \ub354 \ud070 \uac00\uce58\ub97c \uc81c\uacf5\ud558\uc5ec \uc9c0\uc18d\uc801\uc73c\ub85c \uc120\ud638\ub3c4\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \ubcf4\uace0\uc11c \uc694\uc57d<\/p>\n<p>*   \uc9c0\uc5ed\ubcc4: \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2025\ub144 mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 29.41%\ub97c \ucc28\uc9c0\ud558\uba70 \uc120\ub450\ub97c \ub2ec\ub838\uc73c\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 6.02%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \uae30\uae30 \uc720\ud615\ubcc4: \uce69\uc564\ud540(Chip-and-PIN) \ubc29\uc2dd\uc774 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 36.89%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc0dd\uccb4\uc778\uc2dd \uc9c0\uc6d0 \uae30\uae30\ub294 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 9.13%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<br \/>\n*   \uacb0\uc81c \ubc29\uc2dd\ubcc4: \uc811\ucd09\uc2dd \uac70\ub798\uac00 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 76.67%\ub97c \uc720\uc9c0\ud588\uc73c\ub098, \ube44\uc811\ucd09\uc2dd \ubc29\uc2dd\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 8.34%\ub85c \ube60\ub974\uac8c \ubc1c\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4: \uc18c\ub9e4\uc5c5\uc774 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 43.92%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc219\ubc15\uc5c5\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 6.47%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubc29\uc2dd\ubcc4: \uc628\ud504\ub808\ubbf8\uc2a4 \uc194\ub8e8\uc158\uc774 2025\ub144 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 70.59%\ub97c \uae30\ub85d\ud588\uc73c\ub098, \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc740 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 7.21%\ub85c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae00\ub85c\ubc8c mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \ud1b5\ucc30\ub825<\/p>\n<p>\uc131\uc7a5 \ub3d9\uc778 (Drivers)<\/p>\n<p>1.  \uc800\uac00\ud615 \uce74\ub4dc \uacb0\uc81c \ud558\ub4dc\uc6e8\uc5b4\uc758 \ubcf4\ud3b8\ud654: 50\ub2ec\ub7ec \ubbf8\ub9cc\uc758 \ubcf4\uae09\ud615 \ub9ac\ub354\uae30\ub294 \ub178\uc810\uc0c1, \ud31d\uc5c5 \ub9e4\uc7a5, \uae31 \uacbd\uc81c \uc885\uc0ac\uc790 \ub4f1 \uae30\uc874\uc5d0 \ud604\uae08\ub9cc \ucde8\uae09\ud558\ub358 \ud310\ub9e4\uc790\ub4e4\uc5d0\uac8c \uacb0\uc81c \uc218\ub2e8\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4. Square, SumUp, PayPal Zettle \ub4f1\uc740 50\ub2ec\ub7ec \ubbf8\ub9cc\uc758 \ub3d9\uae00\uc744 \uc81c\uacf5\ud558\uba70, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc758 \uacc4\uc57d \uc81c\uc870\uc5c5\uccb4\ub4e4\uc740 30\ub2ec\ub7ec \ubbf8\ub9cc\uc758 \ud654\uc774\ud2b8 \ub77c\ubca8 \uc81c\ud488\uc744 \uacf5\uae09\ud558\uc5ec \uc778\ub3c4 2\uc120 \ub3c4\uc2dc\uc640 \ub3d9\ub0a8\uc544\uc2dc\uc544 \ube44\uacf5\uc2dd \uc18c\ub9e4 \ubd80\ubb38\uc73c\ub85c\uc758 \uce68\ud22c\ub97c \uac00\uc18d\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\uae30 \uc0c1\ud488\ud654\ub294 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc774 \ud558\ub4dc\uc6e8\uc5b4 \ub9e4\ucd9c\ucd1d\uc774\uc775\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \uc904\uc774\uace0 \ubd84\uc11d \ub300\uc2dc\ubcf4\ub4dc, \ub85c\uc5f4\ud2f0 \ud1b5\ud569, \uc784\ubca0\ub514\ub4dc \uae08\uc735 \ub4f1 \uace0\ub9c8\uc9c4 \uad6c\ub3c5 \uc11c\ube44\uc2a4\ub85c \uc804\ud658\ud558\ub3c4\ub85d \uc720\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n2.  \ube44\uc811\ucd09 \ubc0f \uc804\uc790\uc9c0\uac11 \uacb0\uc81c\ub85c\uc758 \uc18c\ube44\uc790 \uc804\ud658 \uac00\uc18d\ud654: 2025\ub144 \uc0c1\ubc18\uae30 \uc544\uc77c\ub79c\ub4dc\uc5d0\uc11c\ub294 \ubaa8\ubc14\uc77c \uc9c0\uac11\uc774 POS \uacb0\uc81c\uc561\uc758 58.2%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, 2024\ub144 \uc601\uad6d \uce74\ub4dc \uacb0\uc81c\uc758 92%\uac00 \ud0ed\ud22c\ud398\uc774(tap-to-pay) \ubc29\uc2dd\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uac00\ub9f9\uc810\uc758 \uacbd\uc6b0, 15\ucd08\uc758 \ud0ed \uacb0\uc81c\ub294 30-45\ucd08\uac00 \uc18c\uc694\ub418\ub294 PIN \uc785\ub825 \uacfc\uc815\uc744 \ub300\uccb4\ud558\uc5ec \ud035\uc11c\ube44\uc2a4 \ub808\uc2a4\ud1a0\ub791\uc758 \ub300\uae30 \uc2dc\uac04\uc744 \uc904\uc774\uace0 \uc778\uac74\ube44\ub97c \uc808\uac10\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc18c\ube44\uc790 \uc120\ud638\ub294 \ube44\uc811\ucd09\uc2dd \uc9c0\uc6d0 \ud558\ub4dc\uc6e8\uc5b4\uc758 \uad50\uccb4 \uc8fc\uae30\ub97c \uac00\uc18d\ud654\ud558\ub294 \ub3d9\uc2dc\uc5d0 SoftPOS\uc758 \uc2e4\ud604 \uac00\ub2a5\uc131\uc744 \ub192\uc5ec \ubcf4\uae09\ud615 \uae30\uae30 \ud310\ub9e4\uc5d0 \ud558\ud5a5 \uc555\ub825\uc744 \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n3.  \uc2a4\ub9c8\ud2b8\ud3f0 \uae30\ubc18 POS \uc194\ub8e8\uc158\uc744 \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uc628\ub514\ubc14\uc774\uc2a4 \ud0ed\ud22c\ud3f0 \uc778\uc99d: 2024\ub144 11\uc6d4 \ucd9c\uc2dc\ub41c PCI MPoC v1.1\uc740 \uc0c1\uc5c5\uc6a9 \uc2a4\ub9c8\ud2b8\ud3f0\uc5d0\uc11c\uc758 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uacb0\uc81c \uc218\ub77d\uc5d0 \ub300\ud55c \ubcf4\uc548\uc744 \uacf5\uc2dd\ud654\ud558\uc5ec \ub9ce\uc740 \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c \ub3d9\uae00(dongle) \uc694\uad6c \uc0ac\ud56d\uc744 \uc5c6\uc574\uc2b5\ub2c8\ub2e4. Apple Tap to Pay\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4\uac00 \uc571\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uace0 KYC\ub97c \ud1b5\uacfc\ud558\uba74 NFC \uc9c0\uc6d0 \uc804\ud654\uae30 \uc678\uc5d0 \ucd94\uac00 \ud558\ub4dc\uc6e8\uc5b4 \ube44\uc6a9 \uc5c6\uc774 \ub2f9\uc77c \uacb0\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. Visa\uc640 Mastercard\ub294 \uc218\uc2ed \uac1c\uc758 \uc548\ub4dc\ub85c\uc774\ub4dc \uae30\ubc18 SoftPOS \uc571\uc744 \uc778\uc99d\ud558\uc5ec \uc720\ub7fd\uacfc \ubd81\ubbf8\uc5d0\uc11c \uac00\uc6a9\uc131\uc744 \ud655\ub300\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n4.  \uc18c\uc0c1\uacf5\uc778\uc744 \uc704\ud55c \ubd80\uac00\uac00\uce58 \ubd84\uc11d \uc194\ub8e8\uc158\uc758 \ube60\ub978 \ud655\uc0b0: \ub2e8\ub9d0\uae30\ub294 \uc2e4\uc2dc\uac04 \ub9e4\ucd9c \ubd84\ud560, \ud53c\ud06c \uc2dc\uac04\ub300 \ud788\ud2b8\ub9f5, \uc7ac\uace0 \uc54c\ub9bc \ub4f1\uc744 \uc81c\uacf5\ud558\ub294 \ube44\uc988\ub2c8\uc2a4 \uc778\ud154\ub9ac\uc804\uc2a4 \ud5c8\ube0c\ub85c \uc9c4\ud654\ud588\uc2b5\ub2c8\ub2e4. Square Dashboard, Toast\uc758 \ub808\uc2a4\ud1a0\ub791 \ubd84\uc11d, Clover-QuickBooks \ud1b5\ud569, Shopify POS \ub4f1\uc740 \uc6d4 20-50\ub2ec\ub7ec\uc758 \ud504\ub9ac\ubbf8\uc5c4 \uc778\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \ud558\ub4dc\uc6e8\uc5b4 \ud310\ub9e4 \ub9c8\uc9c4\uc758 \uc5ec\ub7ec \ubc30\uc5d0 \ub2ec\ud558\ub294 \uc218\uc775\uc744 \ucc3d\ucd9c\ud569\ub2c8\ub2e4.<br \/>\n5.  PSD2\uc5d0 \ub530\ub978 \uc0dd\uccb4\uc778\uc2dd SCA \uc758\ubb34\ud654\ub85c \uc778\ud55c \ud558\ub4dc\uc6e8\uc5b4 \uad50\uccb4 \uc218\uc694 \uc99d\uac00: PSD2(\uac1c\uc815 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc9c0\uce68)\uac00 \uc778\uc99d \uc784\uacc4\uac12\uc744 \ub192\uc774\uba74\uc11c \uc720\ub7fd \uc804\uc5ed\uc5d0\uc11c \uc9c0\ubb38 \ub610\ub294 \uc5bc\uad74 \uc778\uc2dd \ub2e8\ub9d0\uae30\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc0dd\uccb4\uc778\uc2dd \uc9c0\uc6d0 \uae30\uae30\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ubd88\uade0\ud615\uc801\uc73c\ub85c \uc99d\uac00\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n6.  \ub9e4\uc7a5 \ub0b4 BNPL(\uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c) \ud65c\uc131\ud654\ub97c \uc704\ud55c mPOS \ud38c\uc6e8\uc5b4 \uc5c5\uadf8\ub808\uc774\ub4dc \ud544\uc694\uc131: BNPL \uc11c\ube44\uc2a4\uc758 \ud655\uc0b0\uc740 mPOS \ub2e8\ub9d0\uae30\uc758 \ud38c\uc6e8\uc5b4 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc694\uad6c\ud558\uba70, \uc774\ub294 \ubd81\ubbf8\uc640 \uc720\ub7fd\uc744 \uc911\uc2ec\uc73c\ub85c \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc73c\ub85c \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc81c\uc57d \uc694\uc778 (Restraints)<\/p>\n<p>1.  \uc804\uc6a9 mPOS \ud558\ub4dc\uc6e8\uc5b4\ub97c \uc7a0\uc2dd\ud558\ub294 \uc0c8\ub85c\uc6b4 \ud0ed\ud22c\ud3f0 SoftPOS: Stripe\uc758 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc804\uc6a9 SDK, Apple Tap to Pay, Adyen \ubc0f Worldline\uc758 Android SoftPOS\ub294 \uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\ub97c \uc704\ud55c 50-150\ub2ec\ub7ec \uc0c1\ub2f9\uc758 \ud558\ub4dc\uc6e8\uc5b4 \uad6c\ub9e4\ub97c \uc5c6\uc560\uace0 \uae30\uc874 \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \ub2e8\ub9d0\uae30\ub97c \ub300\uccb4\ud569\ub2c8\ub2e4. \uc6d4 100\uac74 \ubbf8\ub9cc\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud558\ub294 \uc18c\uc0c1\uacf5\uc778\uacfc \uacc4\uc808\uc131 \ud310\ub9e4\uc790\ub4e4\uc740 \ucd08\uae30 \ud22c\uc790 \ube44\uc6a9\uc774 \uc5c6\ub294 \uc628\ubcf4\ub529\uc5d0 \ud2b9\ud788 \ub9e4\ub825\uc744 \ub290\ub08d\ub2c8\ub2e4.<br \/>\n2.  PCI MPoC \ubc0f PCI v6 \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud55c \ub192\uc740 \uc804\ud658 \ube44\uc6a9: PCI PTS POI v6.0\uc740 \ubcf4\uc548 \ubd80\ud305, \uc554\ud638\ud654\ub41c \ud38c\uc6e8\uc5b4, \ud558\ub4dc\uc6e8\uc5b4 \ud0a4 \uc800\uc7a5 \uae30\ub2a5\uc744 \ucd94\uac00\ud558\uc5ec \uc124\uacc4 \ubcf5\uc7a1\uc131\uc744 \ub192\uc774\uace0 \ubaa8\ub378\ub2f9 \uc778\uc99d \ube44\uc6a9\uc744 5\ub9cc~15\ub9cc \ub2ec\ub7ec\ub85c \uc778\uc0c1\ud588\uc2b5\ub2c8\ub2e4. PCI MPoC\ub294 SoftPOS\ub97c \uc81c\uacf5\ud558\ub294 \uacf5\uae09\uc5c5\uccb4\uc5d0 \ubcd1\ub82c\uc801\uc778 \uaddc\uc815 \uc900\uc218 \ube44\uc6a9\uc744 \ucd94\uac00\ud558\uc5ec R&#038;D \uc608\uc0b0\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4.<br \/>\n3.  \ub18d\ucd0c \uc2dc\uc7a5\uc758 \ubd88\uc548\uc815\ud55c \uad11\ub300\uc5ed \ubc0f \uc804\ub825 \uacf5\uae09: \uc544\ud504\ub9ac\uce74 \uc2e0\ud765 \uc2dc\uc7a5, \ub0a8\uc544\uc2dc\uc544, \ub0a8\ubbf8 \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uad11\ub300\uc5ed \ubcf4\uae09\ub960\uc774 \ub0ae\uace0 \uc804\ub825 \uacf5\uae09\uc774 \ubd88\uc548\uc815\ud558\uc5ec \uc628\ud504\ub808\ubbf8\uc2a4 \ub610\ub294 \ud558\uc774\ube0c\ub9ac\ub4dc \uae30\uae30\uc5d0 \uc758\uc874\ud558\uac8c \ub429\ub2c8\ub2e4.<br \/>\n4.  \uc9c0\uc18d\uc801\uc778 \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubb38\uc81c: \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubb38\uc81c\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uc9c0\uc18d\ub418\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uc720\ub7fd\uacfc \ubd81\ubbf8\uc5d0\uc11c\ub294 \ub354\uc6b1 \uc5c4\uaca9\ud55c \uc870\uc0ac\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138\uadf8\uba3c\ud2b8 \ubd84\uc11d<\/p>\n<p>*   \uae30\uae30 \uc720\ud615\ubcc4: \uc0dd\uccb4\uc778\uc2dd \uc778\uc99d\uc774 \ud504\ub9ac\ubbf8\uc5c4 \uc2dc\uc7a5 \ud655\ub300\ub97c \uc8fc\ub3c4<br \/>\n    \uce69\uc564\ud540 \ubc29\uc2dd\uc740 2025\ub144 mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 36.89%\ub97c \ucc28\uc9c0\ud558\uba70 \uaddc\uc81c \ud658\uacbd\uc5d0\uc11c\uc758 \ud655\uace0\ud55c \uc785\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 PSD2\uac00 \uc778\uc99d \uc784\uacc4\uac12\uc744 \ub192\uc774\uba74\uc11c \uc720\ub7fd \uc804\uc5ed\uc5d0\uc11c \uc9c0\ubb38 \ub610\ub294 \uc5bc\uad74 \uc778\uc2dd \ub2e8\ub9d0\uae30\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uc5ec \uc0dd\uccb4\uc778\uc2dd \ub9ac\ub354\uae30\ub294 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 9.13%\uc758 \uc131\uc7a5\ub960\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. Next Biometrics\uc640 PopID\uc640 \uac19\uc740 \uc804\ubb38 \uacf5\uae09\uc5c5\uccb4\ub4e4\uc774 \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud558\uace0 \uc788\uc73c\uba70, \uae30\uc874 \uacf5\uae09\uc5c5\uccb4\ub4e4\ub3c4 \uc0dd\uccb4\uc778\uc2dd \ubaa8\ub4c8\uc744 \ud1b5\ud569\ud558\uc5ec \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ubc29\uc5b4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uacb0\uc81c \ubc29\uc2dd\ubcc4: \uc811\ucd09\uc2dd \uc9c0\ubc30\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ube44\uc811\ucd09\uc2dd \uacb0\uc81c \uac00\uc18d\ud654<br \/>\n    \uc811\ucd09\uc2dd \uac70\ub798\ub294 2025\ub144 76.67%\uc758 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud588\uc9c0\ub9cc, \ube44\uc811\ucd09\uc2dd \uac70\ub798\ub7c9\uc740 \uc5f0\ud3c9\uade0 8.34%\ub85c \uc804\uccb4 mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \uc131\uc7a5\ub960\uc758 \uc57d 1.5\ubc30\uc5d0 \ub2ec\ud558\ub294 \uc18d\ub3c4\ub85c \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc758 2024\ub144 34\uc5b5 \uac74\uc758 \ubaa8\ubc14\uc77c \ube44\uc811\ucd09\uc2dd \uac70\ub798\uc640 \uc601\uad6d\uc758 92% \ud0ed \uacb0\uc81c\uc728\uc5d0\uc11c \ubcfc \uc218 \uc788\ub4ef\uc774, \ud0ed\ud22c\ud398\uc774 \uce74\ub4dc \ubc0f \ubaa8\ubc14\uc77c \uc9c0\uac11\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uce5c\uc219\ub3c4\uac00 \uc804\ud658\uc810\uc744 \ub9de\uc558\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5\ubcc4: \uc18c\ub9e4\uc5c5\uc774 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\ub294 \uac00\uc6b4\ub370 \uc219\ubc15\uc5c5\uc774 \uc131\uc7a5\uc744 \uc8fc\ub3c4<br \/>\n    \uc18c\ub9e4\uc5c5\uc740 \uac70\ub798\ub7c9\uacfc \uc9c0\ub9ac\uc801 \ubcf4\ud3b8\uc131\uc73c\ub85c \uc778\ud574 2025\ub144 mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 43.92%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc219\ubc15\uc5c5\uc740 \ud14c\uc774\ube14 \ud68c\uc804\uc728\uc744 10-15% \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \ud301 \uc218\uc9d1\uc744 \ub298\ub9ac\ub294 \ud14c\uc774\ube14 \uc0ac\uc774\ub4dc \uacb0\uc81c\uc5d0 \ud798\uc785\uc5b4 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 6.47%\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud5ec\uc2a4\ucf00\uc5b4 \ubd84\uc57c\uc5d0\uc11c\ub294 HIPAA(\uac74\uac15\ubcf4\ud5d8 \uc591\ub3c4 \ubc0f \ucc45\uc784\uc5d0 \uad00\ud55c \ubc95\ub960) \uc900\uc218 mPOS \ubaa8\ub4c8\uc774 \ud658\uc790 \ubcf8\uc778 \ubd80\ub2f4\uae08 \uc9d5\uc218\ub97c \uc704\ud574 \uc9c4\ub8cc \uad00\ub9ac \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc5d0 \ud1b5\ud569\ub418\uace0 \uc788\uc73c\uba70, \uc6b4\uc1a1 \ubc0f \ubb3c\ub958 \ubd84\uc57c\uc5d0\uc11c\ub3c4 \ubc30\uc1a1 \uc99d\uba85 \uacb0\uc81c\ub97c \uc704\ud55c \ub9ac\ub354\uae30\uac00 \ud65c\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ubc30\ud3ec \ubc29\uc2dd\ubcc4: \ucd08\uae30 \ud22c\uc790 \ube44\uc6a9\uc774 \uc5c6\ub294 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 SaaS\uc758 \uc778\uae30 \uc0c1\uc2b9<br \/>\n    \uc628\ud504\ub808\ubbf8\uc2a4 \uc778\ud504\ub77c\ub294 2025\ub144 70.59%\uc758 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud588\uc9c0\ub9cc, \ud074\ub77c\uc6b0\ub4dc \ub3c4\uc785\uc740 \ucd08\uae30 \uc790\ubcf8 \uc9c0\ucd9c\uc774 \uc5c6\uace0, PCI \uc5c5\ub370\uc774\ud2b8\uac00 \uc790\ub3d9\ud654\ub418\uba70, \ube60\ub978 \uae30\ub2a5 \ucd9c\uc2dc \uc8fc\uae30\uc5d0 \ud798\uc785\uc5b4 \uc5f0\ud3c9\uade0 7.21%\ub85c \uac00\uc18d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. Stripe, Adyen, Square\ub294 \uba87 \uc2dc\uac04 \ub0b4\uc5d0 \uc2e0\uaddc \uac00\ub9f9\uc810\uc744 \ud655\ubcf4\ud558\uace0 \uacb0\uc81c \ucc98\ub9ac, \ubd84\uc11d, \uc815\uc0b0\uc744 \ub2e8\uc77c \uad6c\ub3c5 \uc778\ud130\ud398\uc774\uc2a4\ub85c \ubb36\uc5b4 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uc5f0\uacb0\uc131 \uc81c\uc57d\uc740 \uc5ec\uc804\ud788 \uacfc\uc81c\ub85c \ub0a8\uc544\uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed \ubd84\uc11d<\/p>\n<p>*   \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591: 2025\ub144 \uae00\ub85c\ubc8c \ub9e4\ucd9c\uc758 29.41%\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 6.02%\ub85c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc778\ub3c4\uc758 UPI, \uc911\uad6d\uc758 Alipay Plus, \uc77c\ubcf8\uacfc \ud55c\uad6d\uc758 NFC \uc804\ud658\uc774 \uc131\uc7a5\uc744 \uacac\uc778\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc778\ub3c4\uc640 \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub18d\ucd0c \uad11\ub300\uc5ed \ubcf4\uae09\ub960\uc774 40% \ubbf8\ub9cc\uc774\uace0 \ubc29\uae00\ub77c\ub370\uc2dc\uc640 \ubca0\ud2b8\ub0a8\uc758 \ubd88\uc548\uc815\ud55c \uc804\ub825 \uacf5\uae09\uc740 \uc0c1\uc2dc \uac00\ub3d9 \ubc30\ud3ec\ub97c \uc81c\ud55c\ud569\ub2c8\ub2e4.<br \/>\n*   \ubd81\ubbf8: \ub450 \ubc88\uc9f8\ub85c \ud070 \uc2dc\uc7a5\uc785\ub2c8\ub2e4. EMV(\uc720\ub85c\ud398\uc774, \ub9c8\uc2a4\ud130\uce74\ub4dc, \ube44\uc790) \ucc45\uc784 \uc804\ud658\uc73c\ub85c \uc778\ud574 \ud558\ub4dc\uc6e8\uc5b4 \uc5c5\uadf8\ub808\uc774\ub4dc\uac00 \uc120\ud589\ub418\uc5c8\uc73c\uba70, \ud604\uc7ac \uc218\uc694\ub294 \uae30\uc874 \uc7a5\uce58\ub97c \ube44\uc811\ucd09\uc2dd \ubc0f \uc0dd\uccb4\uc778\uc2dd \ubaa8\ub378\ub85c \uad50\uccb4\ud558\ub294 \ub370 \uc9d1\uc911\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc758 2024\ub144 34\uc5b5 \uac74\uc758 \ubaa8\ubc14\uc77c \ube44\uc811\ucd09\uc2dd \uacb0\uc81c\ub294 \uc18c\ube44\uc790 \ucc44\ud0dd\uc744 \ubcf4\uc5ec\uc8fc\uba70, \uba55\uc2dc\ucf54\uc758 \ud540\ud14c\ud06c \uc8fc\ub3c4 \uac00\ub9f9\uc810 \uc628\ubcf4\ub529\uc774 \ucd94\uac00\uc801\uc778 \uc131\uc7a5 \uc5ec\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n*   \uc720\ub7fd: PSD2 \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d(SCA)\uc5d0 \ub530\ub77c \ud504\ub9ac\ubbf8\uc5c4 \ud558\ub4dc\uc6e8\uc5b4 \uad50\uccb4\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc73c\uba70, SoftPOS\uac00 \ubcf4\uae09\ud615 \uc2dc\uc7a5\uc744 \uc7a0\uc2dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud504\ub791\uc2a4\uc640 \ub3c5\uc77c\uacfc \uac19\uc740 \uc2dc\uc7a5\uc740 \uba74\uc81c \uae30\uc900\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \uc9c0\ubb38 \uc13c\uc11c\uac00 \uc7a5\ucc29\ub41c \ub2e8\ub9d0\uae30\ub85c \uad50\uccb4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \ub0a8\ubbf8: \ube0c\ub77c\uc9c8\uc758 Pix \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 2024\ub144 400\uc5b5 \uac74 \uc774\uc0c1\uc758 \uac70\ub798\ub97c \uae30\ub85d\ud558\uba70 QR \uacb0\uc81c\ub97c POS \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc5d0 \uc9c1\uc811 \ud1b5\ud569\ud558\uc5ec \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc911\ub3d9: \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc758 \uc2a4\ub9c8\ud2b8 \uc2dc\ud2f0 \ud22c\uc790\uc640 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc758 \ube44\uc804 2030\uc758 \ud61c\ud0dd\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*   \uc544\ud504\ub9ac\uce74: \uac15\ub825\ud55c \ubaa8\ubc14\uc77c \uba38\ub2c8 \uc0dd\ud0dc\uacc4\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc804\ub825 \uac00\uc6a9\uc131 \uc81c\uc57d\uc73c\ub85c \uc778\ud574 \ud558\uc774\ube0c\ub9ac\ub4dc \uc624\ud504\ub77c\uc778 \uc6b0\uc120 \ubc30\ud3ec\uac00 \uac15\uc81c\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd<\/p>\n<p>mPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc740 \uc911\uac04 \uc815\ub3c4\uc758 \uc9d1\uc911\ub3c4\ub97c \ubcf4\uc774\uc9c0\ub9cc, \ud50c\ub7ab\ud3fc \ubd80\uac00\uac00\uce58 \uacc4\uce35\uc5d0\uc11c\ub294 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud569\ub2c8\ub2e4. Block\uc758 Square, Fiserv\uc758 Clover, Toast\uc758 \ub808\uc2a4\ud1a0\ub791 \uc804\uc6a9 \uc2a4\ud0dd\uc740 \ud558\ub4dc\uc6e8\uc5b4\ub97c \ubd84\uc11d, \uae09\uc5ec, \uc6b4\uc804\uc790\ubcf8 \ub300\ucd9c \ub4f1 \ubc18\ubcf5\uc801\uc778 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc218\uc775\uc744 \uc704\ud55c \uad00\ubb38\uc73c\ub85c \ud65c\uc6a9\ud558\uc5ec \uc804\ud658 \ube44\uc6a9\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. VeriFone \ubc0f PAX Technology\uc640 \uac19\uc740 \uc804\ud1b5\uc801\uc778 \uae30\uae30 OEM\uc740 \ud540\ud14c\ud06c \ud1b5\ud569\uc5c5\uccb4\uc5d0 \ud654\uc774\ud2b8 \ub77c\ubca8 \uc7a5\uce58\ub97c \uacf5\uae09\ud558\uc5ec \uaddc\ubaa8\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uc9c1\uc811\uc801\uc778 \uac00\ub9f9\uc810 \uc811\uc810\uc744 \uc591\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub4dc\uc6e8\uc5b4 \ub9e4\ucd9c\ucd1d\uc774\uc775\uc740 10\ub144 \uc804 \uc57d 40%\uc5d0\uc11c \ud604\uc7ac 15-20% \uc218\uc900\uc73c\ub85c \uc555\ucd95\ub418\uc5b4, \ubaa8\ub4e0 \uae30\uc5c5\uc774 \ub2e8\uc704 \ud310\ub9e4\ubcf4\ub2e4\ub294 \uad6c\ub3c5 \ubc0f \ucc98\ub9ac \uc218\uc218\ub8cc\uc5d0 \uc758\uc874\ud558\ub3c4\ub85d \uac15\uc694\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud5ec\uc2a4\ucf00\uc5b4, \uc6b4\uc1a1, \ub18d\ucd0c \uc2e0\ud765 \uc2dc\uc7a5\uc5d0\ub294 \uc804\ub7b5\uc801 \uacf5\ubc31\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc18c\uaddc\ubaa8 \uc758\ub8cc\uae30\uad00\uc758 30% \ubbf8\ub9cc\uc774 \ud604\ub300\uc801\uc778 \uc9c4\ub8cc \uc2dc\uc810 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uac16\ucd94\uace0 \uc788\ub294\ub370, \uc774\ub294 HIPAA \uc900\uc218 \ubc0f \uae30\uc874 \uccad\uad6c \ud1b5\ud569\uc73c\ub85c \uc778\ud574 \ub3c4\uc785 \ub9c8\ucc30\uc774 \ub192\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 \uac00\uaca9 \ucc45\uc815 \ubc0f \uc815\uc0b0 \uc18d\ub3c4\ub97c \ud65c\uc6a9\ud558\uc5ec \uae30\uc874 \uae30\uc5c5\ub4e4\uc744 \uacf5\ub7b5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d\uc758 Yoco\ub294 40\ub9cc \uba85\uc758 \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c \uc6d4\ubcc4 \uc218\uc218\ub8cc \uc5c6\ub294 \ucc98\ub9ac \ubc0f \ub2f9\uc77c \uc815\uc0b0\uc744 \uc81c\uacf5\ud558\uba70, \ub3d9\uc720\ub7fd\uc758 myPOS\ub294 \uc720\ub7fd \uacbd\uc81c \uc9c0\uc5ed \uc804\uc5ed\uc5d0\uc11c IBAN \uacc4\uc88c \ubc0f \uc989\uc2dc \uc9c0\uae09\uc744 \ubb36\uc5b4 \uc81c\uacf5\ud569\ub2c8\ub2e4. Square Capital\uc740 2025\ub144 \uac00\ub9f9\uc810\uc5d0 41\uc5b5 \ub2ec\ub7ec\ub97c \ub300\ucd9c\ud588\uc73c\uba70, Toast Capital\uc740 \ubbf8\uad6d \uc678 \uc9c0\uc5ed\uc73c\ub85c \uc6b4\uc804\uc790\ubcf8 \ub300\ucd9c\uc744 \ud655\ub300\ud558\uc5ec \uae08\uc735 \uae08\ub9ac\ub97c \uacb0\uc81c\ub7c9\uacfc \uc5f0\ub3d9\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1\uc740 \uc810\ucc28 \uae30\uae30 \uae30\ub2a5\uc5d0\uc11c \uc784\ubca0\ub514\ub4dc \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ud3ed\uc73c\ub85c \uc774\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc0b0\uc5c5 \ub9ac\ub354: Block Inc. (Square), Fiserv Inc. (Clover), VeriFone Inc., PAX Technology Ltd., Newland Payment Technology \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uc0b0\uc5c5 \ub3d9\ud5a5<\/p>\n<p>*   2026\ub144 1\uc6d4: \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \uc911\uc559\uc740\ud589\uc740 PopID\uc640 \ud568\uaed8 \uc0dd\uccb4\uc778\uc2dd \uacb0\uc81c \ub2e8\ub9d0\uae30 \uc2dc\ubc94 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\uc5ec \ub450\ubc14\uc774 50\uac1c \uc18c\ub9e4\uc810\uc5d0\uc11c \uc5bc\uad74 \uc778\uc99d \uc7a5\uce58\ub97c \ubc30\ud3ec\ud558\uc5ec \ucc28\uc138\ub300 \ub514\uc9c0\ud138 \uc2e0\uc6d0 \ud45c\uc900\uc744 \ud14c\uc2a4\ud2b8\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2025\ub144 1\uc6d4: JP Morgan Payments\ub294 \uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud55c Paypad \ubc0f Pinpad \ub2e8\ub9d0\uae30 \uc2dc\ub9ac\uc988\ub97c \ucd9c\uc2dc\ud558\uc5ec \ud1b5\ud569 \ucc98\ub9ac, \uc1a1\uc7a5 \ubc1c\ud589 \ubc0f \uc2e4\uc2dc\uac04 \uc815\uc0b0\uc744 \uacb0\ud569\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 11\uc6d4: PCI \ubcf4\uc548 \ud45c\uc900 \uc704\uc6d0\ud68c\ub294 PCI MPoC v1.1\uc744 \ubc1c\ud45c\ud558\uc5ec \uc2a4\ub9c8\ud2b8\ud3f0 \uae30\ubc18 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uce74\ub4dc \uacb0\uc81c \uc218\ub77d\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \ubcf4\uc548 \uc694\uad6c \uc0ac\ud56d\uc744 \uacf5\uc2dd\ud654\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n*   2024\ub144 10\uc6d4: Block Inc.\ub294 \ud1b5\ud569 \ubc14\ucf54\ub4dc \uc2a4\uce90\ub2dd \ubc0f 12\uc2dc\uac04 \ubc30\ud130\ub9ac \uc218\uba85\uc744 \uac16\ucd98 7\uc778\uce58 \ud130\uce58\uc2a4\ud06c\ub9b0 \ud734\ub300\uc6a9 \uc7a5\uce58\uc778 Square Terminal Flex\ub97c 299\ub2ec\ub7ec\ubd80\ud130 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\ub294 \uc2a4\ub9c8\ud2b8\ud3f0\uc774\ub098 \ud0dc\ube14\ub9bf\uc744 \ud65c\uc6a9\ud558\uc5ec \uce74\ub4dc \ub610\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c\ub97c \ucc98\ub9ac\ud558\ub294 \ud734\ub300\uc6a9 \uacb0\uc81c \uc7a5\uce58\uc778 \ubaa8\ubc14\uc77c POS(MPOS) \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 \uae30\uae30 \uc720\ud615, \uacb0\uc81c \ubc29\uc2dd, \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5, \ubc30\ud3ec \ubaa8\ub4dc \ubc0f \uc9c0\uc5ed\ubcc4 \uc2dc\uc7a5\uc744 \uc138\ubd84\ud654\ud558\uc5ec USD \uac00\uce58 \uae30\uc900\uc73c\ub85c \uc2dc\uc7a5 \uaddc\ubaa8 \ubc0f \uc131\uc7a5 \uc608\uce21\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p>MPOS \ub2e8\ub9d0\uae30 \uc2dc\uc7a5\uc740 2031\ub144\uae4c\uc9c0 540\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec \uaddc\ubaa8\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2026\ub144\ubd80\ud130 2031\ub144\uae4c\uc9c0 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR) 5.81%\ub97c \uae30\ub85d\ud558\uba70 \uacac\uc870\ud55c \uc131\uc7a5\uc744 \ubcf4\uc77c \uc804\ub9dd\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 2031\ub144\uae4c\uc9c0 6.02%\uc758 \uac00\uc7a5 \ub192\uc740 CAGR\uc744 \uae30\ub85d\ud558\uba70 \ube60\ub978 \uc131\uc7a5\uc774 \uae30\ub300\ub429\ub2c8\ub2e4. \uc0dd\uccb4 \uc778\uc2dd \uc9c0\uc6d0 \ub2e8\ub9d0\uae30\ub294 \uc720\ub7fd\uc758 \uac15\ub825\ud55c \uace0\uac1d \uc778\uc99d(SCA) \uaddc\uc815\uacfc \uc0ac\uae30 \uac10\uc18c \ub178\ub825\uc5d0 \ud798\uc785\uc5b4 9.13%\uc758 CAGR\ub85c \ucd9c\ud558\ub7c9\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5 \uc131\uc7a5\uc744 \uacac\uc778\ud558\ub294 \uc8fc\uc694 \uc694\uc778\uc73c\ub85c\ub294 \uc800\ube44\uc6a9 \uce74\ub4dc \uacb0\uc81c \ud558\ub4dc\uc6e8\uc5b4\uc758 \ubcf4\ud3b8\ud654, \ube44\uc811\ucd09\uc2dd \ubc0f \uc804\uc790\uc9c0\uac11 \uacb0\uc81c\ub85c\uc758 \uc18c\ube44\uc790 \uc804\ud658 \uac00\uc18d\ud654, \uc2a4\ub9c8\ud2b8\ud3f0\uc744 POS \uc194\ub8e8\uc158\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 &#8216;\ud0ed\ud22c\ud3f0(Tap-to-Phone)&#8217; \uc778\uc99d\uc758 \ud655\uc0b0\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\ub97c \uc704\ud55c \ubd80\uac00\uac00\uce58 \ubd84\uc11d \uc11c\ube44\uc2a4\uc758 \uc2e0\uc18d\ud55c \ub3c4\uc785, PSD2(Payment Services Directive 2)\uc5d0 \ub530\ub978 \uc0dd\uccb4 \uc778\uc2dd SCA \uc758\ubb34\ud654\ub85c \uc778\ud55c \ud558\ub4dc\uc6e8\uc5b4 \uad50\uccb4 \uc218\uc694 \uc99d\uac00, \ub9e4\uc7a5 \ub0b4 BNPL(\uc120\uad6c\ub9e4 \ud6c4\uacb0\uc81c) \ud65c\uc131\ud654\ub97c \uc704\ud55c MPOS \ud38c\uc6e8\uc5b4 \uc5c5\uadf8\ub808\uc774\ub4dc \ud544\uc694\uc131 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74, \uc2dc\uc7a5 \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \uc694\uc778\uc73c\ub85c\ub294 \ub18d\ucd0c \uc2dc\uc7a5\uc758 \ubd88\uc548\uc815\ud55c \uad11\ub300\uc5ed \ud1b5\uc2e0 \ubc0f \uc804\ub825 \uacf5\uae09, \uc9c0\uc18d\uc801\uc778 \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubb38\uc81c, \uc804\uc6a9 MPOS \ud558\ub4dc\uc6e8\uc5b4\ub97c \ub300\uccb4\ud560 \uc218 \uc788\ub294 &#8216;\ud0ed\uc628\ud3f0(Tap-on-Phone) \uc18c\ud504\ud2b8POS(SoftPOS)&#8217;\uc758 \ubd80\uc0c1, \uadf8\ub9ac\uace0 PCI MPoC \ubc0f PCI v6 \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud55c \ube44\uc6a9 \ubd80\ub2f4 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\uc220\uc801 \uce21\uba74\uc5d0\uc11c\ub294 NFC \uc9c0\uc6d0 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \uacb0\uc81c \ub2e8\ub9d0\uae30\ub85c \uc804\ud658\ud558\uc5ec \ud558\ub4dc\uc6e8\uc5b4 \ube44\uc6a9\uc744 \uc5c6\uc560\uace0 \uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 &#8216;\uc18c\ud504\ud2b8POS(SoftPOS)&#8217; \uc194\ub8e8\uc158\uc774 \ubd80\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\uae09\uc5c5\uccb4\ub4e4\uc740 \ud558\ub4dc\uc6e8\uc5b4 \ub9c8\uc9c4 \uac10\uc18c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ubd84\uc11d, \uae08\uc735, \uae09\uc5ec, \uc7ac\uace0 \uad00\ub9ac \ub3c4\uad6c \ub4f1\uc744 \uad6c\ub3c5 \ud328\ud0a4\uc9c0\ub85c \ubb36\uc5b4 \uc81c\uacf5\ud558\uba70, \uace0\ub9c8\uc9c4\uc758 \ubc18\ubcf5\uc801\uc778 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uc11c\ube44\uc2a4 \uc218\uc775\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uc0b0\uc5c5 \uac00\uce58 \uc0ac\uc2ac \ubd84\uc11d, \uaddc\uc81c \ud658\uacbd, \uae30\uc220 \uc804\ub9dd, \uac70\uc2dc \uacbd\uc81c \uc694\uc778\uc758 \uc601\ud5a5 \ubc0f \ud3ec\ud130\uc758 5\uac00\uc9c0 \uacbd\uc7c1 \uc694\uc778 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \uc5ed\ud559 \uad00\uacc4\ub97c \uc2ec\uce35\uc801\uc73c\ub85c \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc740 \uae30\uae30 \uc720\ud615(\uce69\uc564\ud540, \uce69\uc564\uc2dc\uadf8\ub2c8\ucc98, \ube44\uc811\ucd09\uc2dd \ubc0f NFC, \ub9c8\uadf8\ub124\ud2f1 \uc2a4\ud2b8\ub77c\uc774\ud504 \uc804\uc6a9, \uc0dd\uccb4 \uc778\uc2dd \uc9c0\uc6d0), \uacb0\uc81c \ubc29\uc2dd(\uc811\ucd09\uc2dd, \ube44\uc811\ucd09\uc2dd), \ucd5c\uc885 \uc0ac\uc6a9\uc790 \uc0b0\uc5c5(\uc18c\ub9e4, \uc219\ubc15, \ud5ec\uc2a4\ucf00\uc5b4, \uc6b4\uc1a1 \ubc0f \ubb3c\ub958 \ub4f1), \ubc30\ud3ec \ubaa8\ub4dc(\uc628\ud504\ub808\ubbf8\uc2a4, \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ubc0f SaaS) \ubc0f \uc9c0\uc5ed(\ubd81\ubbf8, \ub0a8\ubbf8, \uc720\ub7fd, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591, \uc911\ub3d9, \uc544\ud504\ub9ac\uce74)\ubcc4\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \ubd84\uc11d\ub429\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc7c1 \ud658\uacbd \ubd84\uc11d\uc5d0\uc11c\ub294 \uc2dc\uc7a5 \uc9d1\uc911\ub3c4, \uc8fc\uc694 \uae30\uc5c5\ub4e4\uc758 \uc804\ub7b5\uc801 \uc6c0\uc9c1\uc784, \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. Block Inc. (Square), Fiserv Inc. (Clover), VeriFone Inc., PAX Technology Ltd., Newland Payment Technology, SumUp Payments Ltd., PayPal Zettle, Adyen N.V., Shopify Inc., Toast Inc., NCR Voyix Corp., Oracle Micros Systems \ub4f1 \uc8fc\uc694 \uae00\ub85c\ubc8c \ubc0f \uc9c0\uc5ed \ud50c\ub808\uc774\uc5b4\ub4e4\uc758 \ud504\ub85c\ud544\uc774 \uc0c1\uc138\ud788 \ub2e4\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. \ubcf4\uace0\uc11c\ub294 \ub610\ud55c \uc2dc\uc7a5\uc758 \uae30\ud68c \uc601\uc5ed\uacfc \ucda9\uc871\ub418\uc9c0 \uc54a\uc740 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud3c9\uac00\ub97c \ud1b5\ud574 \ubbf8\ub798 \uc804\ub9dd\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-59599","post","type-post","status-publish","format-standard","hentry","category-market-reports"],"_links":{"self":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/59599"}],"collection":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/comments?post=59599"}],"version-history":[{"count":0,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/posts\/59599\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/media?parent=59599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/categories?post=59599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalresearch.co.kr\/insight\/wp-json\/wp\/v2\/tags?post=59599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}